Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Usaa Federal Savings Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 98,532 |
| Total Mortgage Loan Application Amount | $13,142,429,000 |
| Average Mortgage Loan Application Amount | $105,376 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $77,389 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN ANTONIO, TX | 3,214 | $ 325,060,000 | $ 101,000 | $ 74,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,082 | $ 445,588,000 | $ 144,000 | $ 77,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,916 | $ 405,194,000 | $ 138,000 | $ 74,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,333 | $ 293,500,000 | $ 125,000 | $ 77,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,997 | $ 224,764,000 | $ 112,000 | $ 83,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,801 | $ 238,348,000 | $ 132,000 | $ 71,000 |
| BALTIMORE-TOWSON, MD | 1,602 | $ 248,564,000 | $ 155,000 | $ 83,000 |
| DALLAS-PLANO-IRVING, TX | 1,599 | $ 191,870,000 | $ 119,000 | $ 83,000 |
| DENVER-AURORA, CO | 1,111 | $ 151,710,000 | $ 136,000 | $ 85,000 |
| JACKSONVILLE, FL | 1,077 | $ 141,330,000 | $ 131,000 | $ 70,000 |
| COLORADO SPRINGS, CO | 1,072 | $ 133,184,000 | $ 124,000 | $ 77,000 |
| AUSTIN-ROUND ROCK, TX | 1,043 | $ 126,159,000 | $ 120,000 | $ 79,000 |
| PHILADELPHIA, PA | 1,018 | $ 148,953,000 | $ 146,000 | $ 84,000 |
| ORLANDO, FL | 1,008 | $ 136,963,000 | $ 135,000 | $ 73,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 947 | $ 93,349,000 | $ 98,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 928 | $ 155,896,000 | $ 167,000 | $ 90,000 |
| LAS VEGAS-PARADISE, NV | 906 | $ 148,185,000 | $ 163,000 | $ 84,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 898 | $ 152,307,000 | $ 169,000 | $ 83,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 895 | $ 107,532,000 | $ 120,000 | $ 65,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 873 | $ 180,553,000 | $ 206,000 | $ 96,000 |
| FORT WORTH-ARLINGTON, TX | 856 | $ 88,255,000 | $ 103,000 | $ 80,000 |
| CAMDEN, NJ | 849 | $ 121,087,000 | $ 142,000 | $ 78,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 847 | $ 132,991,000 | $ 157,000 | $ 82,000 |
| TUCSON, AZ | 785 | $ 103,517,000 | $ 131,000 | $ 70,000 |
| ALBUQUERQUE, NM | 781 | $ 99,100,000 | $ 126,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 757 | $ 74,800,000 | $ 98,000 | $ 65,000 |
| RICHMOND, VA | 713 | $ 97,238,000 | $ 136,000 | $ 72,000 |
| TACOMA, WA | 682 | $ 101,201,000 | $ 148,000 | $ 79,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 669 | $ 142,485,000 | $ 212,000 | $ 98,000 |
| FAYETTEVILLE, NC | 668 | $ 68,704,000 | $ 102,000 | $ 62,000 |
| EDISON, NJ | 651 | $ 114,491,000 | $ 175,000 | $ 91,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 644 | $ 110,034,000 | $ 170,000 | $ 89,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 617 | $ 108,069,000 | $ 175,000 | $ 93,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 591 | $ 81,841,000 | $ 138,000 | $ 77,000 |
| EL PASO, TX | 587 | $ 60,548,000 | $ 103,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 560 | $ 63,859,000 | $ 114,000 | $ 75,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 554 | $ 79,125,000 | $ 142,000 | $ 83,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 551 | $ 74,711,000 | $ 135,000 | $ 86,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 531 | $ 97,730,000 | $ 184,000 | $ 97,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 522 | $ 70,827,000 | $ 135,000 | $ 73,000 |
| HONOLULU, HI | 522 | $ 109,540,000 | $ 209,000 | $ 96,000 |
| RALEIGH-CARY, NC | 519 | $ 63,335,000 | $ 122,000 | $ 65,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 518 | $ 65,887,000 | $ 127,000 | $ 71,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 506 | $ 82,711,000 | $ 163,000 | $ 81,000 |
| COLUMBIA, SC | 486 | $ 51,398,000 | $ 105,000 | $ 66,000 |
| CLARKSVILLE, TN-KY | 475 | $ 49,044,000 | $ 103,000 | $ 63,000 |
| DAYTON, OH | 469 | $ 50,953,000 | $ 108,000 | $ 68,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 469 | $ 57,961,000 | $ 123,000 | $ 74,000 |
| NEWARK-UNION, NJ-PA | 459 | $ 91,413,000 | $ 199,000 | $ 94,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 457 | $ 55,465,000 | $ 121,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 430 | $ 69,426,000 | $ 161,000 | $ 81,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 417 | $ 83,508,000 | $ 200,000 | $ 101,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 414 | $ 53,290,000 | $ 128,000 | $ 79,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 403 | $ 42,040,000 | $ 104,000 | $ 70,000 |
| ANCHORAGE, AK | 399 | $ 61,151,000 | $ 153,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 376 | $ 38,099,000 | $ 101,000 | $ 73,000 |
| NASSAU-SUFFOLK, NY | 375 | $ 69,194,000 | $ 184,000 | $ 106,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 375 | $ 41,669,000 | $ 111,000 | $ 69,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 368 | $ 40,935,000 | $ 111,000 | $ 69,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 360 | $ 45,233,000 | $ 125,000 | $ 77,000 |
| MEMPHIS, TN-MS-AR | 353 | $ 41,748,000 | $ 118,000 | $ 79,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 340 | $ 48,812,000 | $ 143,000 | $ 85,000 |
| MONTGOMERY, AL | 340 | $ 40,351,000 | $ 118,000 | $ 72,000 |
| BIRMINGHAM-HOOVER, AL | 327 | $ 39,834,000 | $ 121,000 | $ 71,000 |
| PITTSBURGH, PA | 327 | $ 35,653,000 | $ 109,000 | $ 74,000 |
| SAVANNAH, GA | 320 | $ 36,537,000 | $ 114,000 | $ 66,000 |
| BREMERTON-SILVERDALE, WA | 309 | $ 48,199,000 | $ 155,000 | $ 71,000 |
| HUNTSVILLE, AL | 305 | $ 35,924,000 | $ 117,000 | $ 78,000 |
| OLYMPIA, WA | 305 | $ 41,693,000 | $ 136,000 | $ 72,000 |
| WARNER ROBINS, GA | 301 | $ 32,367,000 | $ 107,000 | $ 64,000 |
| INDIANAPOLIS, IN | 299 | $ 32,317,000 | $ 108,000 | $ 75,000 |
| JACKSONVILLE, NC | 292 | $ 31,683,000 | $ 108,000 | $ 64,000 |
| KANSAS CITY, MO-KS | 291 | $ 30,237,000 | $ 103,000 | $ 71,000 |
| TULSA, OK | 290 | $ 27,614,000 | $ 95,000 | $ 67,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 287 | $ 46,914,000 | $ 163,000 | $ 79,000 |
| SARASOTA-BRADENTON-VENICE, FL | 286 | $ 49,328,000 | $ 172,000 | $ 78,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 285 | $ 59,935,000 | $ 210,000 | $ 110,000 |
| COLUMBUS, OH | 275 | $ 31,216,000 | $ 113,000 | $ 71,000 |
| BOISE CITY-NAMPA, ID | 269 | $ 31,414,000 | $ 116,000 | $ 66,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 268 | $ 52,963,000 | $ 197,000 | $ 99,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 264 | $ 32,989,000 | $ 124,000 | $ 84,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 262 | $ 55,937,000 | $ 213,000 | $ 104,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 258 | $ 54,903,000 | $ 212,000 | $ 120,000 |
| SALT LAKE CITY, UT | 257 | $ 33,511,000 | $ 130,000 | $ 78,000 |
| CAPE CORAL-FORT MYERS, FL | 245 | $ 41,446,000 | $ 169,000 | $ 96,000 |
| LOUISVILLE, KY-IN | 244 | $ 26,380,000 | $ 108,000 | $ 66,000 |
| PANAMA CITY-LYNN HAVEN, FL | 244 | $ 32,938,000 | $ 134,000 | $ 71,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 234 | $ 28,852,000 | $ 123,000 | $ 73,000 |
| BOSTON-QUINCY, MA | 230 | $ 47,310,000 | $ 205,000 | $ 108,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 230 | $ 34,480,000 | $ 149,000 | $ 76,000 |
| SPOKANE, WA | 227 | $ 26,351,000 | $ 116,000 | $ 78,000 |
| HARRISBURG-CARLISLE, PA | 220 | $ 25,365,000 | $ 115,000 | $ 71,000 |
| WICHITA, KS | 216 | $ 19,454,000 | $ 90,000 | $ 61,000 |
| KNOXVILLE, TN | 214 | $ 22,806,000 | $ 106,000 | $ 74,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 212 | $ 34,669,000 | $ 163,000 | $ 88,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 211 | $ 26,757,000 | $ 126,000 | $ 84,000 |
| COLUMBUS, GA-AL | 210 | $ 24,641,000 | $ 117,000 | $ 75,000 |
| SHREVEPORT-BOSSIER CITY, LA | 206 | $ 23,139,000 | $ 112,000 | $ 65,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 205 | $ 32,989,000 | $ 160,000 | $ 94,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 202 | $ 26,867,000 | $ 133,000 | $ 82,000 |
| WILMINGTON, NC | 198 | $ 26,168,000 | $ 132,000 | $ 66,000 |
| BATON ROUGE, LA | 195 | $ 21,110,000 | $ 108,000 | $ 70,000 |
| NEW HAVEN-MILFORD, CT | 195 | $ 30,548,000 | $ 156,000 | $ 82,000 |
| OGDEN-CLEARFIELD, UT | 193 | $ 23,505,000 | $ 121,000 | $ 72,000 |
| MANCHESTER-NASHUA, NH | 192 | $ 31,783,000 | $ 165,000 | $ 89,000 |
| NORWICH-NEW LONDON, CT | 187 | $ 29,784,000 | $ 159,000 | $ 83,000 |
| WILMINGTON, DE-MD-NJ | 185 | $ 25,182,000 | $ 136,000 | $ 81,000 |
| ALBANY-SCHENECTADY-TROY, NY | 183 | $ 24,953,000 | $ 136,000 | $ 72,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 182 | $ 18,051,000 | $ 99,000 | $ 76,000 |
| LAWTON, OK | 181 | $ 15,704,000 | $ 86,000 | $ 62,000 |
| DURHAM, NC | 176 | $ 23,485,000 | $ 133,000 | $ 79,000 |
| CHARLOTTESVILLE, VA | 171 | $ 27,936,000 | $ 163,000 | $ 84,000 |
| GREENVILLE, SC | 170 | $ 17,810,000 | $ 104,000 | $ 70,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 169 | $ 39,949,000 | $ 236,000 | $ 108,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 167 | $ 19,180,000 | $ 114,000 | $ 83,000 |
| LAKELAND, FL | 167 | $ 18,908,000 | $ 113,000 | $ 68,000 |
| RENO-SPARKS, NV | 167 | $ 32,335,000 | $ 193,000 | $ 78,000 |
| ASHEVILLE, NC | 166 | $ 22,240,000 | $ 133,000 | $ 77,000 |
| GULFPORT-BILOXI, MS | 163 | $ 15,987,000 | $ 98,000 | $ 60,000 |
| TALLAHASSEE, FL | 162 | $ 17,018,000 | $ 105,000 | $ 70,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 156 | $ 23,105,000 | $ 148,000 | $ 96,000 |
| WORCESTER, MA | 155 | $ 24,750,000 | $ 159,000 | $ 93,000 |
| ABILENE, TX | 154 | $ 13,842,000 | $ 89,000 | $ 55,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 152 | $ 22,063,000 | $ 145,000 | $ 82,000 |
| SUMTER, SC | 152 | $ 15,808,000 | $ 104,000 | $ 58,000 |
| WICHITA FALLS, TX | 151 | $ 14,954,000 | $ 99,000 | $ 61,000 |
| BAKERSFIELD, CA | 150 | $ 20,971,000 | $ 139,000 | $ 85,000 |
| DOVER, DE | 150 | $ 17,618,000 | $ 117,000 | $ 73,000 |
| HINESVILLE-FORT STEWART, GA | 144 | $ 12,455,000 | $ 86,000 | $ 63,000 |
| MOBILE, AL | 142 | $ 12,102,000 | $ 85,000 | $ 57,000 |
| GAINESVILLE, FL | 141 | $ 16,801,000 | $ 119,000 | $ 74,000 |
| YUMA, AZ | 140 | $ 17,561,000 | $ 125,000 | $ 70,000 |
| GREENSBORO-HIGH POINT, NC | 138 | $ 16,616,000 | $ 120,000 | $ 67,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 137 | $ 16,978,000 | $ 123,000 | $ 85,000 |
| COLLEGE STATION-BRYAN, TX | 134 | $ 12,542,000 | $ 93,000 | $ 83,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 132 | $ 31,544,000 | $ 238,000 | $ 115,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 130 | $ 15,096,000 | $ 116,000 | $ 67,000 |
| BUFFALO-NIAGARA FALLS, NY | 128 | $ 12,471,000 | $ 97,000 | $ 77,000 |
| SANTA FE, NM | 126 | $ 18,228,000 | $ 144,000 | $ 84,000 |
| VALLEJO-FAIRFIELD, CA | 126 | $ 24,659,000 | $ 195,000 | $ 101,000 |
| SYRACUSE, NY | 125 | $ 11,553,000 | $ 92,000 | $ 61,000 |
| YORK-HANOVER, PA | 124 | $ 14,745,000 | $ 118,000 | $ 74,000 |
| FRESNO, CA | 120 | $ 16,662,000 | $ 138,000 | $ 79,000 |
| OCALA, FL | 119 | $ 12,822,000 | $ 107,000 | $ 53,000 |
| ROCHESTER, NY | 118 | $ 11,013,000 | $ 93,000 | $ 74,000 |
| LAS CRUCES, NM | 116 | $ 14,430,000 | $ 124,000 | $ 77,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 116 | $ 27,043,000 | $ 233,000 | $ 153,000 |
| FORT COLLINS-LOVELAND, CO | 115 | $ 16,510,000 | $ 143,000 | $ 95,000 |
| VALDOSTA, GA | 115 | $ 12,696,000 | $ 110,000 | $ 57,000 |
| PRESCOTT, AZ | 114 | $ 17,905,000 | $ 157,000 | $ 81,000 |
| ATLANTIC CITY, NJ | 113 | $ 16,318,000 | $ 144,000 | $ 72,000 |
| BOULDER, CO | 113 | $ 17,409,000 | $ 154,000 | $ 90,000 |
| CHEYENNE, WY | 113 | $ 10,911,000 | $ 96,000 | $ 58,000 |
| NAPLES-MARCO ISLAND, FL | 109 | $ 20,683,000 | $ 189,000 | $ 82,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 109 | $ 22,868,000 | $ 209,000 | $ 104,000 |
| PASCAGOULA, MS | 108 | $ 11,420,000 | $ 105,000 | $ 66,000 |
| WINSTON-SALEM, NC | 107 | $ 12,314,000 | $ 115,000 | $ 74,000 |
| ELIZABETHTOWN, KY | 106 | $ 10,489,000 | $ 98,000 | $ 63,000 |
| JACKSON, MS | 105 | $ 10,944,000 | $ 104,000 | $ 76,000 |
| SPRINGFIELD, MA | 101 | $ 14,167,000 | $ 140,000 | $ 72,000 |
| TRENTON-EWING, NJ | 99 | $ 17,269,000 | $ 174,000 | $ 90,000 |
| LUBBOCK, TX | 98 | $ 8,642,000 | $ 88,000 | $ 74,000 |
| LANCASTER, PA | 97 | $ 11,542,000 | $ 118,000 | $ 81,000 |
| SAN ANGELO, TX | 97 | $ 8,206,000 | $ 84,000 | $ 56,000 |
| ANN ARBOR, MI | 95 | $ 12,006,000 | $ 126,000 | $ 74,000 |
| SALEM, OR | 95 | $ 10,342,000 | $ 108,000 | $ 70,000 |
| FLAGSTAFF, AZ | 94 | $ 14,155,000 | $ 150,000 | $ 81,000 |
| SPRINGFIELD, MO | 94 | $ 8,845,000 | $ 94,000 | $ 57,000 |
| EUGENE-SPRINGFIELD, OR | 93 | $ 11,815,000 | $ 127,000 | $ 76,000 |
| CHATTANOOGA, TN-GA | 91 | $ 9,565,000 | $ 105,000 | $ 59,000 |
| FAIRBANKS, AK | 91 | $ 12,788,000 | $ 140,000 | $ 82,000 |
| ESSEX COUNTY, MA | 87 | $ 15,761,000 | $ 181,000 | $ 90,000 |
| AKRON, OH | 86 | $ 8,176,000 | $ 95,000 | $ 66,000 |
| HANFORD-CORCORAN, CA | 86 | $ 11,779,000 | $ 136,000 | $ 70,000 |
| PROVO-OREM, UT | 83 | $ 8,579,000 | $ 103,000 | $ 72,000 |
| BELLINGHAM, WA | 82 | $ 12,633,000 | $ 154,000 | $ 78,000 |
| MADISON, WI | 82 | $ 11,837,000 | $ 144,000 | $ 95,000 |
| BANGOR, ME | 79 | $ 7,127,000 | $ 90,000 | $ 53,000 |
| BEAUMONT-PORT ARTHUR, TX | 79 | $ 6,171,000 | $ 78,000 | $ 64,000 |
| BROWNSVILLE-HARLINGEN, TX | 79 | $ 7,300,000 | $ 92,000 | $ 72,000 |
| TYLER, TX | 79 | $ 8,601,000 | $ 108,000 | $ 63,000 |
| BARNSTABLE TOWN, MA | 78 | $ 14,655,000 | $ 187,000 | $ 69,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 78 | $ 10,825,000 | $ 138,000 | $ 64,000 |
| GARY, IN | 78 | $ 10,029,000 | $ 128,000 | $ 63,000 |
| MCALLEN-EDINBURG-PHARR, TX | 78 | $ 7,169,000 | $ 91,000 | $ 69,000 |
| ATHENS-CLARKE COUNTY, GA | 76 | $ 8,025,000 | $ 105,000 | $ 84,000 |
| GRAND RAPIDS-WYOMING, MI | 75 | $ 7,250,000 | $ 96,000 | $ 64,000 |
| AUBURN-OPELIKA, AL | 74 | $ 8,563,000 | $ 115,000 | $ 59,000 |
| BEND, OR | 74 | $ 11,118,000 | $ 150,000 | $ 87,000 |
| LEXINGTON-FAYETTE, KY | 74 | $ 8,732,000 | $ 118,000 | $ 75,000 |
| AMARILLO, TX | 72 | $ 6,395,000 | $ 88,000 | $ 72,000 |
| TOLEDO, OH | 71 | $ 6,622,000 | $ 93,000 | $ 69,000 |
| CHARLESTON, WV | 70 | $ 6,017,000 | $ 85,000 | $ 71,000 |
| KALAMAZOO-PORTAGE, MI | 70 | $ 7,985,000 | $ 114,000 | $ 66,000 |
| SCRANTON--WILKES-BARRE, PA | 70 | $ 6,771,000 | $ 96,000 | $ 66,000 |
| LINCOLN, NE | 69 | $ 5,851,000 | $ 84,000 | $ 62,000 |
| GOLDSBORO, NC | 68 | $ 6,440,000 | $ 94,000 | $ 58,000 |
| SANTA ROSA-PETALUMA, CA | 68 | $ 14,412,000 | $ 211,000 | $ 143,000 |
| WACO, TX | 68 | $ 6,384,000 | $ 93,000 | $ 106,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 67 | $ 7,748,000 | $ 115,000 | $ 93,000 |
| MACON, GA | 67 | $ 6,740,000 | $ 100,000 | $ 72,000 |
| MOUNT VERNON-ANACORTES, WA | 67 | $ 9,651,000 | $ 144,000 | $ 83,000 |
| DES MOINES, IA | 66 | $ 6,500,000 | $ 98,000 | $ 70,000 |
| WINCHESTER, VA-WV | 66 | $ 10,135,000 | $ 153,000 | $ 80,000 |
| OCEAN CITY, NJ | 64 | $ 10,333,000 | $ 161,000 | $ 67,000 |
| ALBANY, GA | 62 | $ 6,098,000 | $ 98,000 | $ 65,000 |
| RAPID CITY, SD | 62 | $ 5,102,000 | $ 82,000 | $ 78,000 |
| SPARTANBURG, SC | 62 | $ 5,441,000 | $ 87,000 | $ 62,000 |
| STOCKTON, CA | 62 | $ 11,713,000 | $ 188,000 | $ 85,000 |
| BILLINGS, MT | 60 | $ 6,588,000 | $ 109,000 | $ 88,000 |
| DOTHAN, AL | 60 | $ 6,321,000 | $ 105,000 | $ 61,000 |
| FORT WAYNE, IN | 60 | $ 4,933,000 | $ 82,000 | $ 61,000 |
| LAFAYETTE, LA | 60 | $ 6,513,000 | $ 108,000 | $ 83,000 |
| LYNCHBURG, VA | 60 | $ 7,231,000 | $ 120,000 | $ 80,000 |
| ROANOKE, VA | 60 | $ 6,791,000 | $ 113,000 | $ 63,000 |
| MODESTO, CA | 59 | $ 10,724,000 | $ 181,000 | $ 85,000 |
| READING, PA | 59 | $ 6,640,000 | $ 112,000 | $ 81,000 |
| DULUTH, MN-WI | 58 | $ 7,847,000 | $ 135,000 | $ 90,000 |
| YUBA CITY, CA | 58 | $ 11,340,000 | $ 195,000 | $ 80,000 |
| VISALIA-PORTERVILLE, CA | 57 | $ 8,593,000 | $ 150,000 | $ 67,000 |
| COEUR D'ALENE, ID | 56 | $ 7,020,000 | $ 125,000 | $ 71,000 |
| TOPEKA, KS | 56 | $ 5,062,000 | $ 90,000 | $ 67,000 |
| GREENVILLE, NC | 55 | $ 5,337,000 | $ 97,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 55 | $ 6,260,000 | $ 113,000 | $ 71,000 |
| ALEXANDRIA, LA | 53 | $ 5,340,000 | $ 100,000 | $ 70,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 53 | $ 8,510,000 | $ 160,000 | $ 74,000 |
| HOT SPRINGS, AR | 53 | $ 3,906,000 | $ 73,000 | $ 83,000 |
| BLOOMINGTON, IN | 52 | $ 5,776,000 | $ 111,000 | $ 71,000 |
| COLUMBIA, MO | 51 | $ 4,879,000 | $ 95,000 | $ 67,000 |
| PEORIA, IL | 51 | $ 4,020,000 | $ 78,000 | $ 57,000 |
| VERO BEACH, FL | 51 | $ 8,640,000 | $ 169,000 | $ 69,000 |
| BRUNSWICK, GA | 50 | $ 5,755,000 | $ 115,000 | $ 80,000 |
| GREAT FALLS, MT | 50 | $ 5,425,000 | $ 108,000 | $ 64,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 49 | $ 5,487,000 | $ 111,000 | $ 52,000 |
| UTICA-ROME, NY | 49 | $ 3,949,000 | $ 80,000 | $ 70,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 49 | $ 5,717,000 | $ 116,000 | $ 63,000 |
| ANNISTON-OXFORD, AL | 48 | $ 4,550,000 | $ 94,000 | $ 62,000 |
| GAINESVILLE, GA | 47 | $ 5,737,000 | $ 122,000 | $ 79,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 47 | $ 7,963,000 | $ 169,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 47 | $ 4,527,000 | $ 96,000 | $ 68,000 |
| STATE COLLEGE, PA | 47 | $ 6,031,000 | $ 128,000 | $ 71,000 |
| CHAMPAIGN-URBANA, IL | 46 | $ 4,737,000 | $ 102,000 | $ 54,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 46 | $ 4,906,000 | $ 106,000 | $ 66,000 |
| FORT SMITH, AR-OK | 44 | $ 4,666,000 | $ 106,000 | $ 63,000 |
| GREELEY, CO | 44 | $ 5,793,000 | $ 131,000 | $ 80,000 |
| SPRINGFIELD, IL | 44 | $ 4,968,000 | $ 112,000 | $ 77,000 |
| LAKE CHARLES, LA | 43 | $ 3,631,000 | $ 84,000 | $ 88,000 |
| MISSOULA, MT | 43 | $ 4,786,000 | $ 111,000 | $ 45,000 |
| REDDING, CA | 43 | $ 6,395,000 | $ 148,000 | $ 75,000 |
| SALINAS, CA | 43 | $ 12,198,000 | $ 283,000 | $ 130,000 |
| JOHNSON CITY, TN | 42 | $ 4,345,000 | $ 103,000 | $ 67,000 |
| KINGSTON, NY | 42 | $ 5,363,000 | $ 127,000 | $ 77,000 |
| SALISBURY, MD | 42 | $ 5,079,000 | $ 120,000 | $ 79,000 |
| HATTIESBURG, MS | 41 | $ 4,014,000 | $ 97,000 | $ 55,000 |
| PUEBLO, CO | 41 | $ 4,377,000 | $ 106,000 | $ 72,000 |
| CORVALLIS, OR | 40 | $ 5,303,000 | $ 132,000 | $ 61,000 |
| EVANSVILLE, IN-KY | 40 | $ 4,379,000 | $ 109,000 | $ 69,000 |
| MEDFORD, OR | 40 | $ 6,173,000 | $ 154,000 | $ 84,000 |
| FLINT, MI | 39 | $ 3,622,000 | $ 92,000 | $ 62,000 |
| HICKORY-LENOIR-MORGANTON, NC | 39 | $ 4,716,000 | $ 120,000 | $ 68,000 |
| IDAHO FALLS, ID | 39 | $ 4,087,000 | $ 104,000 | $ 78,000 |
| LEBANON, PA | 39 | $ 3,793,000 | $ 97,000 | $ 70,000 |
| CHICO, CA | 37 | $ 5,481,000 | $ 148,000 | $ 77,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 37 | $ 7,232,000 | $ 195,000 | $ 133,000 |
| ANDERSON, SC | 36 | $ 3,519,000 | $ 97,000 | $ 77,000 |
| JEFFERSON CITY, MO | 36 | $ 3,369,000 | $ 93,000 | $ 46,000 |
| ROCHESTER, MN | 36 | $ 2,760,000 | $ 76,000 | $ 78,000 |
| TUSCALOOSA, AL | 36 | $ 3,197,000 | $ 88,000 | $ 58,000 |
| BURLINGTON, NC | 35 | $ 3,603,000 | $ 102,000 | $ 62,000 |
| FLORENCE, SC | 35 | $ 3,573,000 | $ 102,000 | $ 75,000 |
| PUNTA GORDA, FL | 35 | $ 4,821,000 | $ 137,000 | $ 70,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 34 | $ 4,058,000 | $ 119,000 | $ 61,000 |
| MORGANTOWN, WV | 34 | $ 3,709,000 | $ 109,000 | $ 58,000 |
| GRAND FORKS, ND-MN | 33 | $ 2,862,000 | $ 86,000 | $ 62,000 |
| YAKIMA, WA | 33 | $ 3,088,000 | $ 93,000 | $ 69,000 |
| FARMINGTON, NM | 32 | $ 3,900,000 | $ 121,000 | $ 69,000 |
| ROCKFORD, IL | 32 | $ 3,536,000 | $ 110,000 | $ 56,000 |
| ST. GEORGE, UT | 32 | $ 4,345,000 | $ 135,000 | $ 71,000 |
| GRAND JUNCTION, CO | 31 | $ 3,834,000 | $ 123,000 | $ 68,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 31 | $ 4,434,000 | $ 143,000 | $ 61,000 |
| LEWISTON-AUBURN, ME | 31 | $ 2,907,000 | $ 93,000 | $ 63,000 |
| CARSON CITY, NV | 30 | $ 5,011,000 | $ 167,000 | $ 91,000 |
| ERIE, PA | 30 | $ 2,505,000 | $ 83,000 | $ 58,000 |
| JOPLIN, MO | 30 | $ 3,064,000 | $ 102,000 | $ 79,000 |
| LONGVIEW, TX | 29 | $ 2,464,000 | $ 84,000 | $ 74,000 |
| CANTON-MASSILLON, OH | 28 | $ 3,528,000 | $ 126,000 | $ 62,000 |
| LAFAYETTE, IN | 28 | $ 2,657,000 | $ 94,000 | $ 72,000 |
| LAREDO, TX | 28 | $ 2,859,000 | $ 102,000 | $ 106,000 |
| MIDLAND, TX | 28 | $ 2,467,000 | $ 88,000 | $ 62,000 |
| TERRE HAUTE, IN | 28 | $ 2,251,000 | $ 80,000 | $ 52,000 |
| BINGHAMTON, NY | 26 | $ 2,146,000 | $ 82,000 | $ 79,000 |
| CEDAR RAPIDS, IA | 26 | $ 3,271,000 | $ 125,000 | $ 80,000 |
| RACINE, WI | 26 | $ 3,022,000 | $ 116,000 | $ 65,000 |
| DECATUR, AL | 25 | $ 2,947,000 | $ 117,000 | $ 58,000 |
| GREEN BAY, WI | 25 | $ 2,668,000 | $ 106,000 | $ 90,000 |
| HOLLAND-GRAND HAVEN, MI | 25 | $ 2,894,000 | $ 115,000 | $ 89,000 |
| LAWRENCE, KS | 25 | $ 2,763,000 | $ 110,000 | $ 72,000 |
| WENATCHEE, WA | 25 | $ 2,763,000 | $ 110,000 | $ 57,000 |
| ITHACA, NY | 24 | $ 2,653,000 | $ 110,000 | $ 58,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 24 | $ 3,050,000 | $ 127,000 | $ 88,000 |
| SIOUX FALLS, SD | 24 | $ 2,742,000 | $ 114,000 | $ 96,000 |
| JOHNSTOWN, PA | 23 | $ 1,707,000 | $ 74,000 | $ 67,000 |
| LA CROSSE, WI-MN | 23 | $ 2,557,000 | $ 111,000 | $ 65,000 |
| SHERMAN-DENISON, TX | 23 | $ 2,120,000 | $ 92,000 | $ 46,000 |
| VICTORIA, TX | 23 | $ 1,829,000 | $ 79,000 | $ 68,000 |
| BLOOMINGTON-NORMAL, IL | 22 | $ 2,462,000 | $ 111,000 | $ 76,000 |
| EAU CLAIRE, WI | 22 | $ 2,622,000 | $ 119,000 | $ 89,000 |
| JACKSON, TN | 22 | $ 2,148,000 | $ 97,000 | $ 70,000 |
| MERCED, CA | 22 | $ 3,701,000 | $ 168,000 | $ 85,000 |
| NAPA, CA | 22 | $ 3,867,000 | $ 175,000 | $ 117,000 |
| SPRINGFIELD, OH | 22 | $ 1,944,000 | $ 88,000 | $ 58,000 |
| BATTLE CREEK, MI | 21 | $ 1,758,000 | $ 83,000 | $ 85,000 |
| GLENS FALLS, NY | 21 | $ 2,134,000 | $ 101,000 | $ 91,000 |
| OSHKOSH-NEENAH, WI | 21 | $ 2,483,000 | $ 118,000 | $ 79,000 |
| ROCKY MOUNT, NC | 21 | $ 1,692,000 | $ 80,000 | $ 59,000 |
| LOGAN, UT-ID | 20 | $ 2,260,000 | $ 113,000 | $ 77,000 |
| BOWLING GREEN, KY | 19 | $ 1,793,000 | $ 94,000 | $ 72,000 |
| FARGO, ND-MN | 19 | $ 1,442,000 | $ 75,000 | $ 69,000 |
| HARRISONBURG, VA | 19 | $ 2,869,000 | $ 151,000 | $ 79,000 |
| PARKERSBURG-MARIETTA, WV-OH | 19 | $ 1,677,000 | $ 88,000 | $ 58,000 |
| PITTSFIELD, MA | 19 | $ 2,944,000 | $ 154,000 | $ 58,000 |
| SANTA CRUZ-WATSONVILLE, CA | 19 | $ 4,324,000 | $ 227,000 | $ 124,000 |
| WATERLOO-CEDAR FALLS, IA | 19 | $ 1,866,000 | $ 98,000 | $ 90,000 |
| POCATELLO, ID | 18 | $ 1,526,000 | $ 84,000 | $ 63,000 |
| SHEBOYGAN, WI | 18 | $ 2,056,000 | $ 114,000 | $ 71,000 |
| TEXARKANA, TX-TEXARKANA, AR | 18 | $ 1,568,000 | $ 87,000 | $ 63,000 |
| WILLIAMSPORT, PA | 18 | $ 1,036,000 | $ 57,000 | $ 67,000 |
| BISMARCK, ND | 17 | $ 1,421,000 | $ 83,000 | $ 85,000 |
| EL CENTRO, CA | 17 | $ 2,439,000 | $ 143,000 | $ 75,000 |
| JACKSON, MI | 17 | $ 2,365,000 | $ 139,000 | $ 82,000 |
| NILES-BENTON HARBOR, MI | 17 | $ 1,548,000 | $ 91,000 | $ 63,000 |
| CASPER, WY | 16 | $ 2,025,000 | $ 126,000 | $ 68,000 |
| MADERA, CA | 16 | $ 2,706,000 | $ 169,000 | $ 96,000 |
| MUSKEGON-NORTON SHORES, MI | 16 | $ 1,409,000 | $ 88,000 | $ 92,000 |
| ST. JOSEPH, MO-KS | 16 | $ 1,792,000 | $ 112,000 | $ 113,000 |
| CLEVELAND, TN | 15 | $ 1,498,000 | $ 99,000 | $ 64,000 |
| FLORENCE-MUSCLE SHOALS, AL | 15 | $ 1,221,000 | $ 81,000 | $ 42,000 |
| MONROE, LA | 15 | $ 1,198,000 | $ 79,000 | $ 44,000 |
| ST. CLOUD, MN | 15 | $ 2,054,000 | $ 136,000 | $ 80,000 |
| AMES, IA | 14 | $ 991,000 | $ 70,000 | $ 37,000 |
| JANESVILLE, WI | 14 | $ 1,698,000 | $ 121,000 | $ 69,000 |
| LONGVIEW, WA | 14 | $ 1,461,000 | $ 104,000 | $ 53,000 |
| ROME, GA | 14 | $ 1,389,000 | $ 99,000 | $ 92,000 |
| ALTOONA, PA | 13 | $ 1,147,000 | $ 88,000 | $ 65,000 |
| COLUMBUS, IN | 13 | $ 1,600,000 | $ 123,000 | $ 61,000 |
| PINE BLUFF, AR | 13 | $ 767,000 | $ 59,000 | $ 42,000 |
| IOWA CITY, IA | 12 | $ 1,435,000 | $ 119,000 | $ 111,000 |
| MICHIGAN CITY-LA PORTE, IN | 12 | $ 1,276,000 | $ 106,000 | $ 70,000 |
| MORRISTOWN, TN | 12 | $ 1,575,000 | $ 131,000 | $ 74,000 |
| ODESSA, TX | 12 | $ 1,069,000 | $ 89,000 | $ 80,000 |
| APPLETON, WI | 11 | $ 947,000 | $ 86,000 | $ 89,000 |
| DANVILLE, VA | 11 | $ 894,000 | $ 81,000 | $ 45,000 |
| OWENSBORO, KY | 11 | $ 958,000 | $ 87,000 | $ 61,000 |
| DECATUR, IL | 10 | $ 1,177,000 | $ 117,000 | $ 66,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,243,000 | $ 124,000 | $ 76,000 |
| JONESBORO, AR | 10 | $ 684,000 | $ 68,000 | $ 54,000 |
| LIMA, OH | 10 | $ 731,000 | $ 73,000 | $ 46,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 10 | $ 1,104,000 | $ 110,000 | $ 67,000 |
| CUMBERLAND, MD-WV | 9 | $ 721,000 | $ 80,000 | $ 46,000 |
| DALTON, GA | 9 | $ 1,132,000 | $ 125,000 | $ 135,000 |
| ELKHART-GOSHEN, IN | 9 | $ 904,000 | $ 100,000 | $ 57,000 |
| GADSDEN, AL | 9 | $ 405,000 | $ 45,000 | $ 41,000 |
| KOKOMO, IN | 9 | $ 834,000 | $ 92,000 | $ 51,000 |
| WHEELING, WV-OH | 9 | $ 684,000 | $ 76,000 | $ 60,000 |
| ANDERSON, IN | 8 | $ 550,000 | $ 68,000 | $ 58,000 |
| MONROE, MI | 8 | $ 561,000 | $ 70,000 | $ 58,000 |
| MUNCIE, IN | 8 | $ 632,000 | $ 79,000 | $ 58,000 |
| WAUSAU, WI | 8 | $ 489,000 | $ 61,000 | $ 65,000 |
| DUBUQUE, IA | 7 | $ 612,000 | $ 87,000 | $ 44,000 |
| KANKAKEE-BRADLEY, IL | 7 | $ 930,000 | $ 132,000 | $ 57,000 |
| LEWISTON, ID-WA | 7 | $ 657,000 | $ 93,000 | $ 58,000 |
| MANSFIELD, OH | 7 | $ 810,000 | $ 115,000 | $ 71,000 |
| DANVILLE, IL | 6 | $ 585,000 | $ 97,000 | $ 86,000 |
| SANDUSKY, OH | 5 | $ 557,000 | $ 111,000 | $ 105,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 489,000 | $ 97,000 | $ 51,000 |
| BAY CITY, MI | 4 | $ 335,000 | $ 83,000 | $ 54,000 |
| ELMIRA, NY | 4 | $ 322,000 | $ 80,000 | $ 36,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 280,000 | $ 70,000 | $ 56,000 |
| FOND DU LAC, WI | 3 | $ 260,000 | $ 86,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 53,360 | $7,857,909,000 | $147,230 | $1,600,000 | $68,096 | $1,000,000 |
| Refinancing | 35,122 | $4,790,388,000 | $122,666 | $1,500,000 | $79,607 | $972,000 |
| Home Improvement | 10,050 | $494,132,000 | $45,411 | $642,000 | $84,647 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 57,110 | $8,691,316,000 | $147,666 | $1,600,000 | $80,529 | $1,000,000 |
| Not Provided | 29,069 | $2,622,317,000 | $84,750 | $1,500,000 | $62,076 | $972,000 |
| Black or African American | 5,528 | $799,578,000 | $150,060 | $1,173,000 | $82,260 | $614,000 |
| Hispanic | 4,659 | $656,847,000 | $147,588 | $880,000 | $78,333 | $983,000 |
| Asian | 1,294 | $235,826,000 | $159,900 | $900,000 | $88,660 | $415,000 |
| American Indian or Alaskan Native | 446 | $66,986,000 | $156,062 | $827,000 | $81,666 | $432,000 |
| Native Hawaiian or Other Pacific Islander | 426 | $69,559,000 | $147,568 | $623,000 | $85,340 | $395,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 90,505 | $11,785,356,000 | $123,288 | $1,600,000 | $75,730 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 8,027 | $1,357,073,000 | $179,470 | $485,000 | $60,666 | $420,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73,504 | $9,548,697,000 | $124,865 | $1,600,000 | $75,442 | $1,000,000 |
| Application Withdrawn By Applicant | 10,768 | $1,729,295,000 | $154,019 | $1,500,000 | $77,823 | $972,000 |
| Application Denied By Financial Institution | 9,340 | $1,325,411,000 | $138,274 | $1,500,000 | $69,529 | $983,000 |
| Application Approved But Not Accepted | 2,623 | $411,751,000 | $149,764 | $772,000 | $85,294 | $615,000 |
| File Closed For Incompleteness | 2,297 | $127,275,000 | $48,254 | $804,000 | $59,941 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,975 | $382,413,000 | $122,431 | $888,000 | $72,568 | $650,000 |
| Collateral | 2,270 | $274,629,000 | $122,000 | $900,000 | $78,784 | $800,000 |
| Debt-To-Income Ratio | 2,144 | $352,781,000 | $149,980 | $1,500,000 | $50,240 | $370,000 |
| Credit Application Incomplete | 882 | $154,039,000 | $184,437 | $790,000 | $85,458 | $960,000 |
| Other | 470 | $77,300,000 | $170,770 | $1,211,000 | $81,708 | $490,000 |
| Unverifiable Information | 230 | $37,172,000 | $170,162 | $880,000 | $71,441 | $983,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 158 | $24,994,000 | $144,641 | $451,000 | $60,487 | $467,000 |
| Mortgage Insurance Denied | 117 | $7,218,000 | $60,769 | $688,000 | $82,692 | $240,000 |
| Employment History | 94 | $14,865,000 | $164,156 | $594,000 | $51,437 | $243,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.