Usalliance Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Usalliance Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Usalliance Federal Credit Union
411 Theodore Fremd Ave, Suite 350
Rye, NY 10580
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,787
Total Mortgage Loan Application Amount $750,395,000
Average Mortgage Loan Application Amount $332,166
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $243,666
Highest Applicant Income $3,948,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Usalliance Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfield County Connecticut 199 $ 124,625,000 $ 626,000 $ 369,000
Westchester County New York 167 $ 82,085,000 $ 491,000 $ 336,000
Kings County New York 122 $ 79,290,000 $ 649,000 $ 270,000
Middlesex County Massachusetts 99 $ 37,695,000 $ 380,000 $ 250,000
Bergen County New Jersey 64 $ 25,540,000 $ 399,000 $ 351,000
Maricopa County Arizona 51 $ 31,695,000 $ 621,000 $ 280,000
Nassau County New York 50 $ 27,590,000 $ 551,000 $ 290,000
Norfolk County Massachusetts 46 $ 27,290,000 $ 593,000 $ 363,000
Suffolk County Massachusetts 46 $ 15,570,000 $ 338,000 $ 265,000
Essex County New Jersey 42 $ 22,060,000 $ 525,000 $ 329,000
Cook County Illinois 41 $ 17,625,000 $ 429,000 $ 265,000
Suffolk County New York 40 $ 17,790,000 $ 444,000 $ 536,000
Essex County Massachusetts 39 $ 8,465,000 $ 217,000 $ 198,000
Queens County New York 38 $ 17,430,000 $ 458,000 $ 215,000
New Haven County Connecticut 35 $ 7,225,000 $ 206,000 $ 256,000
Hudson County New Jersey 30 $ 11,970,000 $ 399,000 $ 254,000
Morris County New Jersey 26 $ 11,620,000 $ 446,000 $ 421,000
Bristol County Massachusetts 25 $ 3,245,000 $ 129,000 $ 186,000
Plymouth County Massachusetts 25 $ 4,885,000 $ 195,000 $ 222,000
New York County New York 24 $ 19,710,000 $ 821,000 $ 420,000
Rockland County New York 24 $ 5,620,000 $ 234,000 $ 268,000
Broward County Florida 23 $ 3,925,000 $ 170,000 $ 246,000
Miami-Dade County Florida 23 $ 7,665,000 $ 333,000 $ 307,000
Monmouth County New Jersey 23 $ 12,565,000 $ 546,000 $ 339,000
Palm Beach County Florida 22 $ 6,470,000 $ 294,000 $ 264,000
Sullivan County New York 22 $ 2,730,000 $ 124,000 $ 93,000
Worcester County Massachusetts 21 $ 3,665,000 $ 174,000 $ 392,000
Ocean County New Jersey 18 $ 5,840,000 $ 324,000 $ 486,000
Ulster County New York 15 $ 2,195,000 $ 146,000 $ 204,000
Hillsborough County New Hampshire 14 $ 2,020,000 $ 144,000 $ 177,000
Middlesex County New Jersey 14 $ 3,000,000 $ 214,000 $ 352,000
Putnam County New York 13 $ 3,035,000 $ 233,000 $ 163,000
Barnstable County Massachusetts 12 $ 6,910,000 $ 575,000 $ 410,000
Union County New Jersey 12 $ 7,750,000 $ 645,000 $ 453,000
Bronx County New York 11 $ 2,005,000 $ 182,000 $ 140,000
Dutchess County New York 11 $ 3,045,000 $ 276,000 $ 194,000
Richmond County New York 11 $ 2,305,000 $ 209,000 $ 167,000
DuPage County Illinois 10 $ 4,190,000 $ 419,000 $ 261,000
Passaic County New Jersey 10 $ 1,330,000 $ 133,000 $ 347,000
Orange County New York 10 $ 2,160,000 $ 216,000 $ 447,000
Somerset County New Jersey 9 $ 3,305,000 $ 367,000 $ 196,000
Hillsborough County Florida 8 $ 1,800,000 $ 225,000 $ 241,000
Los Angeles County California 7 $ 5,505,000 $ 786,000 $ 194,000
Bucks County Pennsylvania 6 $ 880,000 $ 146,000 $ 338,000
Fairfax County Virginia 6 $ 2,630,000 $ 438,000 $ 156,000
Riverside County California 5 $ 1,355,000 $ 271,000 $ 100,000
Volusia County Florida 5 $ 445,000 $ 89,000 $ 99,000
Lake County Illinois 5 $ 1,805,000 $ 361,000 $ 281,000
Mecklenburg County North Carolina 5 $ 2,465,000 $ 493,000 $ 201,000
DeKalb County Georgia 4 $ 430,000 $ 107,000 $ 71,000
Montgomery County Maryland 4 $ 2,630,000 $ 657,000 $ 232,000
Mercer County New Jersey 4 $ 1,080,000 $ 270,000 $ 246,000
Wake County North Carolina 4 $ 850,000 $ 212,000 $ 226,000
Montgomery County Pennsylvania 4 $ 710,000 $ 177,000 $ 165,000
Mohave County Arizona 3 $ 825,000 $ 275,000 $ 173,000
Hartford County Connecticut 3 $ 425,000 $ 141,000 $ 164,000
Litchfield County Connecticut 3 $ 895,000 $ 298,000 $ 136,000
Pasco County Florida 3 $ 235,000 $ 78,000 $ 93,000
Pinellas County Florida 3 $ 395,000 $ 131,000 $ 185,000
Seminole County Florida 3 $ 1,125,000 $ 375,000 $ 213,000
Gwinnett County Georgia 3 $ 325,000 $ 108,000 $ 212,000
Vigo County Indiana 3 $ 195,000 $ 65,000 $ 63,000
York County Maine 3 $ 295,000 $ 98,000 $ 237,000
Hampshire County Massachusetts 3 $ 315,000 $ 105,000 $ 368,000
Rockingham County New Hampshire 3 $ 705,000 $ 235,000 $ 299,000
Hunterdon County New Jersey 3 $ 745,000 $ 248,000 $ 152,000
Warren County New Jersey 3 $ 185,000 $ 61,000 $ 101,000
Providence County Rhode Island 3 $ 305,000 $ 101,000 $ 156,000
Albemarle County Virginia 3 $ 495,000 $ 165,000 $ 226,000
Pima County Arizona 2 $ 810,000 $ 405,000 $ 241,000
Tolland County Connecticut 2 $ 200,000 $ 100,000 $ 154,000
Collier County Florida 2 $ 130,000 $ 65,000 $ 143,000
Osceola County Florida 2 $ 140,000 $ 70,000 $ 121,000
Polk County Florida 2 $ 250,000 $ 125,000 $ 45,000
Cumberland County Maine 2 $ 220,000 $ 110,000 $ 355,000
Baltimore County Maryland 2 $ 470,000 $ 235,000 $ 105,000
Baltimore City County Maryland 2 $ 230,000 $ 115,000 $ 82,000
Howard County Maryland 2 $ 710,000 $ 355,000 $ 188,000
Berkshire County Massachusetts 2 $ 2,330,000 $ 1,165,000 $ 418,000
Belknap County New Hampshire 2 $ 1,630,000 $ 815,000 $ 905,000
Carroll County New Hampshire 2 $ 1,280,000 $ 640,000 $ 698,000
Grafton County New Hampshire 2 $ 260,000 $ 130,000 $ 125,000
Burlington County New Jersey 2 $ 450,000 $ 225,000 $ 144,000
Fulton County New York 2 $ 1,000,000 $ 500,000 $ 350,000
Greene County New York 2 $ 840,000 $ 420,000 $ 691,000
Burke County North Carolina 2 $ 190,000 $ 95,000 $ 125,000
Philadelphia County Pennsylvania 2 $ 60,000 $ 30,000 $ 174,000
York County Pennsylvania 2 $ 60,000 $ 30,000 $ 167,000
Newport County Rhode Island 2 $ 860,000 $ 430,000 $ 114,000
Charleston County South Carolina 2 $ 1,500,000 $ 750,000 $ 371,000
Milwaukee County Wisconsin 2 $ 450,000 $ 225,000 $ 199,000
Winnebago County Wisconsin 2 $ 270,000 $ 135,000 $ 51,000
Kern County California 1 $ 345,000 $ 345,000 $ 99,000
Nevada County California 1 $ 205,000 $ 205,000 $ 76,000
Orange County California 1 $ 105,000 $ 105,000 $ 148,000
Placer County California 1 $ 15,000 $ 15,000 $ 303,000
Plumas County California 1 $ 145,000 $ 145,000 $ 116,000
Sacramento County California 1 $ 395,000 $ 395,000 $ 96,000
San Bernardino County California 1 $ 105,000 $ 105,000 $ 132,000
San Diego County California 1 $ 255,000 $ 255,000 $ 65,000
San Joaquin County California 1 $ 245,000 $ 245,000 $ 52,000
San Luis Obispo County California 1 $ 355,000 $ 355,000 $ 95,000
Santa Barbara County California 1 $ 495,000 $ 495,000 $ 173,000
Stanislaus County California 1 $ 385,000 $ 385,000 $ 139,000
Middlesex County Connecticut 1 $ 535,000 $ 535,000 $ 119,000
District of Columbia County District Of Columbia 1 $ 35,000 $ 35,000 $ 119,000
Brevard County Florida 1 $ 205,000 $ 205,000 $ 275,000
Duval County Florida 1 $ 125,000 $ 125,000 $ 91,000
Hendry County Florida 1 $ 65,000 $ 65,000 $ 77,000
Lee County Florida 1 $ 25,000 $ 25,000 $ 71,000
Marion County Florida 1 $ 65,000 $ 65,000 $ 103,000
Martin County Florida 1 $ 375,000 $ 375,000 $ 135,000
St. Johns County Florida 1 $ 175,000 $ 175,000 $ 65,000
Walton County Florida 1 $ 825,000 $ 825,000 $ 240,000
Bibb County Georgia 1 $ 115,000 $ 115,000 $ 32,000
Clarke County Georgia 1 $ 35,000 $ 35,000 $ 72,000
Cobb County Georgia 1 $ 85,000 $ 85,000 $ 292,000
Douglas County Georgia 1 $ 235,000 $ 235,000 $ 82,000
Forsyth County Georgia 1 $ 495,000 $ 495,000 $ 499,000
Muscogee County Georgia 1 $ 75,000 $ 75,000 $ 38,000
Kane County Illinois 1 $ 295,000 $ 295,000 $ 133,000
Kendall County Illinois 1 $ 275,000 $ 275,000 $ 114,000
Will County Illinois 1 $ 85,000 $ 85,000 $ 146,000
Lake County Indiana 1 $ 295,000 $ 295,000 $ 82,000
Johnson County Kansas 1 $ 105,000 $ 105,000 $ 332,000
Fayette County Kentucky 1 $ 205,000 $ 205,000 $ 126,000
Livingston County Louisiana 1 $ 455,000 $ 455,000 $ 283,000
St. James County Louisiana 1 $ 105,000 $ 105,000 $ 283,000
Tangipahoa County Louisiana 1 $ 245,000 $ 245,000 $ 165,000
Terrebonne County Louisiana 1 $ 65,000 $ 65,000 $ 11,000
Anne Arundel County Maryland 1 $ 105,000 $ 105,000 $ 41,000
Frederick County Maryland 1 $ 505,000 $ 505,000 $ 165,000
Harford County Maryland 1 $ 545,000 $ 545,000 $ 184,000
Prince George's County Maryland 1 $ 405,000 $ 405,000 $ 122,000
Talbot County Maryland 1 $ 505,000 $ 505,000 $ 933,000
Dickinson County Michigan 1 $ 55,000 $ 55,000 $ 270,000
Gladwin County Michigan 1 $ 25,000 $ 25,000 $ 66,000
Macomb County Michigan 1 $ 175,000 $ 175,000 $ 70,000
Hennepin County Minnesota 1 $ 355,000 $ 355,000 $ 192,000
Washington County Minnesota 1 $ 45,000 $ 45,000 $ 209,000
Jackson County Missouri 1 $ 175,000 $ 175,000 $ 62,000
Morgan County Missouri 1 $ 35,000 $ 35,000 $ 120,000
Gallatin County Montana 1 $ 305,000 $ 305,000 $ 178,000
Atlantic County New Jersey 1 $ 75,000 $ 75,000 $ 31,000
Cape May County New Jersey 1 $ 735,000 $ 735,000 $ 423,000
Gloucester County New Jersey 1 $ 95,000 $ 95,000 $ 96,000
Bernalillo County New Mexico 1 $ 295,000 $ 295,000 $ 77,000
Albany County New York 1 $ 55,000 $ 55,000 $ 156,000
Erie County New York 1 $ 135,000 $ 135,000 $ 60,000
Herkimer County New York 1 $ 45,000 $ 45,000 $ 14,000
Monroe County New York 1 $ 105,000 $ 105,000 $ 1,094,000
Oswego County New York 1 $ 75,000 $ 75,000 $ 131,000
Rensselaer County New York 1 $ 495,000 $ 495,000 $ 820,000
St. Lawrence County New York 1 $ 45,000 $ 45,000 $ 30,000
Alamance County North Carolina 1 $ 25,000 $ 25,000 $ 50,000
Brunswick County North Carolina 1 $ 155,000 $ 155,000 $ 69,000
Cabarrus County North Carolina 1 $ 365,000 $ 365,000 $ 69,000
Catawba County North Carolina 1 $ 195,000 $ 195,000 $ 91,000
Dare County North Carolina 1 $ 105,000 $ 105,000 $ 60,000
Durham County North Carolina 1 $ 125,000 $ 125,000 $ 64,000
Lincoln County North Carolina 1 $ 605,000 $ 605,000 $ 228,000
Moore County North Carolina 1 $ 905,000 $ 905,000 $ 244,000
Union County North Carolina 1 $ 35,000 $ 35,000 $ 30,000
Butler County Ohio 1 $ 285,000 $ 285,000 $ 532,000
Lorain County Ohio 1 $ 105,000 $ 105,000 $ 86,000
Stark County Ohio 1 $ 85,000 $ 85,000 $ 49,000
Summit County Ohio 1 $ 55,000 $ 55,000 $ 58,000
Chester County Pennsylvania 1 $ 75,000 $ 75,000 $ 195,000
Lackawanna County Pennsylvania 1 $ 45,000 $ 45,000 $ 117,000
Lebanon County Pennsylvania 1 $ 265,000 $ 265,000 $ 110,000
Northampton County Pennsylvania 1 $ 265,000 $ 265,000 $ 152,000
Pike County Pennsylvania 1 $ 105,000 $ 105,000 $ 209,000
Beaufort County South Carolina 1 $ 125,000 $ 125,000 $ 96,000
Richland County South Carolina 1 $ 65,000 $ 65,000 $ 3,948,000
York County South Carolina 1 $ 305,000 $ 305,000 $ 1,380,000
Shelby County Tennessee 1 $ 445,000 $ 445,000 $ 782,000
Collin County Texas 1 $ 225,000 $ 225,000 $ 739,000
Bennington County Vermont 1 $ 635,000 $ 635,000 $ 502,000
Franklin County Vermont 1 $ 35,000 $ 35,000 $ 86,000
Charlottesville County Virginia 1 $ 45,000 $ 45,000 $ 48,000
Lancaster County Virginia 1 $ 805,000 $ 805,000 $ 150,000
Loudoun County Virginia 1 $ 75,000 $ 75,000 $ 205,000
Northampton County Virginia 1 $ 15,000 $ 15,000 $ 30,000
King County Washington 1 $ 255,000 $ 255,000 $ 151,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Usalliance Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 656 $192,770,000 $293,000 $2,005,000 $269,000 $3,948,000
Home Purchase 566 $298,590,000 $527,000 $1,755,000 $326,000 $3,119,000
Refinancing 347 $221,175,000 $637,000 $1,965,000 $343,000 $2,644,000
Home Improvement 134 $23,300,000 $173,000 $1,505,000 $231,000 $1,241,000
Other Purpose 73 $12,435,000 $170,000 $1,145,000 $173,000 $839,000
Not Applicable 11 $2,125,000 $193,000 $605,000 $120,000 $288,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,140 $493,210,000 $432,000 $1,965,000 $301,000 $2,644,000
Not Provided 336 $135,260,000 $402,000 $2,005,000 $288,000 $3,119,000
Black or African American 110 $34,060,000 $309,000 $1,495,000 $225,000 $3,948,000
Hispanic 89 $29,405,000 $330,000 $1,325,000 $252,000 $1,860,000
Asian 85 $49,715,000 $584,000 $1,775,000 $360,000 $3,060,000
American Indian or Alaskan Native 6 $980,000 $163,000 $345,000 $119,000 $270,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,787 $750,395,000 $419,000 $2,005,000 $294,000 $3,948,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,061 $478,695,000 $451,000 $1,965,000 $295,000 $2,131,000
Application Withdrawn By Applicant 402 $175,470,000 $436,000 $2,005,000 $328,000 $3,119,000
Application Denied By Financial Institution 171 $49,295,000 $288,000 $1,755,000 $204,000 $3,948,000
File Closed For Incompleteness 143 $41,675,000 $291,000 $1,505,000 $296,000 $3,060,000
Application Approved But Not Accepted 10 $5,260,000 $526,000 $1,055,000 $251,000 $445,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,616 $701,100,000 $433,000 $2,005,000 $303,000 $3,119,000
Debt-To-Income Ratio 75 $21,815,000 $290,000 $1,215,000 $104,000 $378,000
Credit History 41 $7,645,000 $186,000 $715,000 $225,000 $1,572,000
Collateral 29 $11,805,000 $407,000 $1,485,000 $230,000 $739,000
Other 19 $5,345,000 $281,000 $1,755,000 $522,000 $3,948,000
Unverifiable Information 3 $1,805,000 $601,000 $1,325,000 $249,000 $475,000
Employment History 2 $430,000 $215,000 $275,000 $105,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 1 $45,000 $45,000 $45,000 $73,000 $73,000
Credit Application Incomplete 1 $405,000 $405,000 $405,000 $105,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List