Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Valley Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley Bank 3455 Avenue Of The Cities Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,917 |
| Total Mortgage Loan Application Amount | $601,349,000 |
| Average Mortgage Loan Application Amount | $113,666 |
| Highest Mortgage Loan Application Amount | $1,067,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 1,150 | $ 168,524,000 | $ 146,000 | $ 72,000 |
| Polk County Iowa | 669 | $ 115,685,000 | $ 172,000 | $ 85,000 |
| Rock Island County Illinois | 334 | $ 38,388,000 | $ 114,000 | $ 59,000 |
| Black Hawk County Iowa | 310 | $ 44,668,000 | $ 144,000 | $ 73,000 |
| Story County Iowa | 266 | $ 44,105,000 | $ 165,000 | $ 87,000 |
| Maricopa County Arizona | 194 | $ 44,408,000 | $ 228,000 | $ 90,000 |
| Dallas County Iowa | 121 | $ 24,577,000 | $ 203,000 | $ 96,000 |
| Jones County Iowa | 65 | $ 6,799,000 | $ 104,000 | $ 47,000 |
| Henry County Illinois | 47 | $ 6,992,000 | $ 148,000 | $ 66,000 |
| Clinton County Iowa | 38 | $ 3,987,000 | $ 104,000 | $ 49,000 |
| Mercer County Illinois | 36 | $ 3,546,000 | $ 98,000 | $ 61,000 |
| Linn County Iowa | 36 | $ 5,706,000 | $ 158,000 | $ 61,000 |
| Marion County Iowa | 35 | $ 3,736,000 | $ 106,000 | $ 52,000 |
| Boone County Iowa | 34 | $ 4,879,000 | $ 143,000 | $ 58,000 |
| Mahaska County Iowa | 34 | $ 3,076,000 | $ 90,000 | $ 47,000 |
| Warren County Iowa | 32 | $ 5,796,000 | $ 181,000 | $ 87,000 |
| Bremer County Iowa | 25 | $ 3,772,000 | $ 150,000 | $ 70,000 |
| Union County Iowa | 23 | $ 3,333,000 | $ 144,000 | $ 74,000 |
| Cedar County Iowa | 22 | $ 2,759,000 | $ 125,000 | $ 52,000 |
| Wasco County Oregon | 18 | $ 3,583,000 | $ 199,000 | $ 127,000 |
| Grundy County Iowa | 17 | $ 2,039,000 | $ 119,000 | $ 55,000 |
| Jasper County Iowa | 14 | $ 2,200,000 | $ 157,000 | $ 92,000 |
| Johnson County Iowa | 14 | $ 2,536,000 | $ 181,000 | $ 71,000 |
| Madison County Iowa | 13 | $ 2,179,000 | $ 167,000 | $ 73,000 |
| Butler County Iowa | 12 | $ 1,428,000 | $ 119,000 | $ 43,000 |
| Muscatine County Iowa | 12 | $ 1,607,000 | $ 133,000 | $ 65,000 |
| Des Moines County Iowa | 10 | $ 1,043,000 | $ 104,000 | $ 40,000 |
| Hamilton County Iowa | 9 | $ 972,000 | $ 108,000 | $ 59,000 |
| Whiteside County Illinois | 8 | $ 781,000 | $ 97,000 | $ 59,000 |
| Dubuque County Iowa | 8 | $ 1,071,000 | $ 133,000 | $ 56,000 |
| Poweshiek County Iowa | 8 | $ 1,429,000 | $ 178,000 | $ 80,000 |
| Pinal County Arizona | 7 | $ 1,026,000 | $ 146,000 | $ 76,000 |
| Carroll County Illinois | 6 | $ 483,000 | $ 80,000 | $ 45,000 |
| Buchanan County Iowa | 6 | $ 768,000 | $ 128,000 | $ 68,000 |
| Cerro Gordo County Iowa | 5 | $ 721,000 | $ 144,000 | $ 86,000 |
| Fayette County Iowa | 5 | $ 461,000 | $ 92,000 | $ 45,000 |
| Guthrie County Iowa | 5 | $ 922,000 | $ 184,000 | $ 80,000 |
| Louisa County Iowa | 5 | $ 466,000 | $ 93,000 | $ 32,000 |
| Tama County Iowa | 5 | $ 620,000 | $ 124,000 | $ 60,000 |
| Hennepin County Minnesota | 5 | $ 1,042,000 | $ 208,000 | $ 70,000 |
| Coconino County Arizona | 4 | $ 1,362,000 | $ 340,000 | $ 301,000 |
| Navajo County Arizona | 4 | $ 1,317,000 | $ 329,000 | $ 151,000 |
| San Diego County California | 4 | $ 1,694,000 | $ 423,000 | $ 264,000 |
| Clarke County Iowa | 4 | $ 464,000 | $ 116,000 | $ 158,000 |
| El Paso County Colorado | 3 | $ 744,000 | $ 248,000 | $ 59,000 |
| Dickinson County Iowa | 3 | $ 556,000 | $ 185,000 | $ 115,000 |
| Fremont County Iowa | 3 | $ 247,000 | $ 82,000 | $ 40,000 |
| Greene County Iowa | 3 | $ 277,000 | $ 92,000 | $ 38,000 |
| Iowa County Iowa | 3 | $ 580,000 | $ 193,000 | $ 127,000 |
| Jackson County Iowa | 3 | $ 295,000 | $ 98,000 | $ 46,000 |
| Ringgold County Iowa | 3 | $ 222,000 | $ 74,000 | $ 69,000 |
| Taylor County Iowa | 3 | $ 252,000 | $ 84,000 | $ 50,000 |
| Camden County Missouri | 3 | $ 611,000 | $ 203,000 | $ 189,000 |
| Pima County Arizona | 2 | $ 409,000 | $ 204,000 | $ 75,000 |
| Los Angeles County California | 2 | $ 498,000 | $ 249,000 | $ 108,000 |
| Volusia County Florida | 2 | $ 304,000 | $ 152,000 | $ 168,000 |
| Lee County Illinois | 2 | $ 402,000 | $ 201,000 | $ 82,000 |
| Winnebago County Illinois | 2 | $ 297,000 | $ 148,000 | $ 87,000 |
| Calhoun County Iowa | 2 | $ 338,000 | $ 169,000 | $ 95,000 |
| Hardin County Iowa | 2 | $ 252,000 | $ 126,000 | $ 47,000 |
| Marshall County Iowa | 2 | $ 375,000 | $ 187,000 | $ 201,000 |
| Washington County Iowa | 2 | $ 257,000 | $ 128,000 | $ 41,000 |
| Putnam County Missouri | 2 | $ 185,000 | $ 92,000 | $ 74,000 |
| Clackamas County Oregon | 2 | $ 816,000 | $ 408,000 | $ 135,000 |
| Chester County Pennsylvania | 2 | $ 618,000 | $ 309,000 | $ 81,000 |
| Montgomery County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 95,000 |
| Denton County Texas | 2 | $ 379,000 | $ 189,000 | $ 74,000 |
| Travis County Texas | 2 | $ 281,000 | $ 140,000 | $ 40,000 |
| St. Croix County Wisconsin | 2 | $ 461,000 | $ 230,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Izard County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Pulaski County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Orange County California | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| San Bernardino County California | 1 | $ 223,000 | $ 223,000 | $ 257,000 |
| Douglas County Colorado | 1 | $ 473,000 | $ 473,000 | $ 131,000 |
| Elbert County Colorado | 1 | $ 409,000 | $ 409,000 | $ 140,000 |
| Garfield County Colorado | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Larimer County Colorado | 1 | $ 127,000 | $ 127,000 | $ 81,000 |
| Summit County Colorado | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 561,000 |
| Lee County Florida | 1 | $ 212,000 | $ 212,000 | $ 246,000 |
| Monroe County Florida | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Okaloosa County Florida | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| St. Lucie County Florida | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Gwinnett County Georgia | 1 | $ 54,000 | $ 54,000 | $ 84,000 |
| Rockdale County Georgia | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Ada County Idaho | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Bureau County Illinois | 1 | $ 127,000 | $ 127,000 | $ 81,000 |
| Champaign County Illinois | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Cook County Illinois | 1 | $ 371,000 | $ 371,000 | $ 240,000 |
| DuPage County Illinois | 1 | $ 416,000 | $ 416,000 | $ 103,000 |
| Jackson County Illinois | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Kane County Illinois | 1 | $ 342,000 | $ 342,000 | $ 150,000 |
| Kendall County Illinois | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Knox County Illinois | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Madison County Illinois | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| McLean County Illinois | 1 | $ 197,000 | $ 197,000 | $ 105,000 |
| Ogle County Illinois | 1 | $ 183,000 | $ 183,000 | $ 124,000 |
| St. Clair County Illinois | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Warren County Illinois | 1 | $ 7,000 | $ 7,000 | $ 80,000 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Adair County Iowa | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Adams County Iowa | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Benton County Iowa | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Clayton County Iowa | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Decatur County Iowa | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Delaware County Iowa | 1 | $ 208,000 | $ 208,000 | $ 101,000 |
| Harrison County Iowa | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Henry County Iowa | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Howard County Iowa | 1 | $ 18,000 | $ 18,000 | $ 33,000 |
| Ida County Iowa | 1 | $ 411,000 | $ 411,000 | $ 113,000 |
| Keokuk County Iowa | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Lee County Iowa | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| Monroe County Iowa | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Montgomery County Iowa | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Palo Alto County Iowa | 1 | $ 222,000 | $ 222,000 | $ 100,000 |
| Sac County Iowa | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
| Shelby County Iowa | 1 | $ 161,000 | $ 161,000 | $ 59,000 |
| Wapello County Iowa | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Webster County Iowa | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Woodbury County Iowa | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Barton County Kansas | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Fayette County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 102,000 |
| Middlesex County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Emmet County Michigan | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Cass County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| Olmsted County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 204,000 |
| Ramsey County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Adair County Missouri | 1 | $ 50,000 | $ 50,000 | $ 138,000 |
| Clay County Missouri | 1 | $ 136,000 | $ 136,000 | $ 105,000 |
| Jackson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Jefferson County Missouri | 1 | $ 122,000 | $ 122,000 | $ 59,000 |
| St. Charles County Missouri | 1 | $ 118,000 | $ 118,000 | $ 168,000 |
| Taney County Missouri | 1 | $ 88,000 | $ 88,000 | $ 136,000 |
| Douglas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Lancaster County Nebraska | 1 | $ 208,000 | $ 208,000 | $ 117,000 |
| Clark County Nevada | 1 | $ 279,000 | $ 279,000 | $ 85,000 |
| Hamilton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Texas County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Jackson County Oregon | 1 | $ 211,000 | $ 211,000 | $ 44,000 |
| Charleston County South Carolina | 1 | $ 318,000 | $ 318,000 | $ 64,000 |
| Hamilton County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 189,000 |
| Shelby County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Bexar County Texas | 1 | $ 224,000 | $ 224,000 | $ 97,000 |
| Collin County Texas | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Fort Bend County Texas | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 143,000 |
| Rockingham County Virginia | 1 | $ 258,000 | $ 258,000 | $ 171,000 |
| Klickitat County Washington | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| Pierce County Washington | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Door County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Valley Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,989 | $343,548,000 | $172,000 | $1,067,000 | $86,000 | $1,000,000 |
| Home Purchase | 1,900 | $256,844,000 | $135,000 | $473,000 | $63,000 | $907,000 |
| Home Improvement | 28 | $957,000 | $34,000 | $117,000 | $89,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,557 | $543,642,000 | $152,000 | $1,067,000 | $75,000 | $1,000,000 |
| Not Provided | 163 | $28,969,000 | $177,000 | $698,000 | $79,000 | $720,000 |
| Hispanic | 83 | $10,435,000 | $125,000 | $419,000 | $61,000 | $285,000 |
| Asian | 56 | $10,040,000 | $179,000 | $418,000 | $85,000 | $275,000 |
| Black or African American | 34 | $5,137,000 | $151,000 | $353,000 | $62,000 | $152,000 |
| Not applicable | 11 | $887,000 | $80,000 | $195,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,531,000 | $153,000 | $219,000 | $85,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $708,000 | $236,000 | $332,000 | $39,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,326 | $392,786,000 | $168,000 | $1,067,000 | $90,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 1,164 | $152,489,000 | $131,000 | $352,000 | $55,000 | $737,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 248 | $27,117,000 | $109,000 | $283,000 | $39,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 179 | $28,957,000 | $161,000 | $419,000 | $62,000 | $469,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,111 | $480,304,000 | $154,000 | $1,067,000 | $76,000 | $907,000 |
| Application Withdrawn By Applicant | 386 | $64,271,000 | $166,000 | $630,000 | $85,000 | $1,000,000 |
| Application Denied By Financial Institution | 362 | $46,356,000 | $128,000 | $1,000,000 | $55,000 | $402,000 |
| Application Approved But Not Accepted | 36 | $7,296,000 | $202,000 | $417,000 | $86,000 | $245,000 |
| File Closed For Incompleteness | 22 | $3,122,000 | $141,000 | $250,000 | $73,000 | $196,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.