Valley National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Valley National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley National Bank 1460 Valley Road Passaic, NJ 07470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,827 |
| Total Mortgage Loan Application Amount | $3,541,531,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $50,500,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $5,225,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Valley National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Valley National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley National Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 1,687 | $ 464,409,000 | $ 275,000 | $ 141,000 |
| Morris County New Jersey | 1,154 | $ 321,502,000 | $ 278,000 | $ 139,000 |
| Passaic County New Jersey | 939 | $ 222,163,000 | $ 236,000 | $ 118,000 |
| Essex County New Jersey | 898 | $ 253,226,000 | $ 281,000 | $ 162,000 |
| Monmouth County New Jersey | 823 | $ 212,385,000 | $ 258,000 | $ 141,000 |
| Middlesex County New Jersey | 784 | $ 189,109,000 | $ 241,000 | $ 120,000 |
| Union County New Jersey | 517 | $ 122,645,000 | $ 237,000 | $ 139,000 |
| Somerset County New Jersey | 417 | $ 166,014,000 | $ 398,000 | $ 145,000 |
| Nassau County New York | 394 | $ 149,653,000 | $ 379,000 | $ 157,000 |
| Hudson County New Jersey | 374 | $ 93,703,000 | $ 250,000 | $ 122,000 |
| Ocean County New Jersey | 351 | $ 107,646,000 | $ 306,000 | $ 138,000 |
| Suffolk County New York | 336 | $ 78,245,000 | $ 232,000 | $ 132,000 |
| Sussex County New Jersey | 323 | $ 59,741,000 | $ 184,000 | $ 115,000 |
| Queens County New York | 212 | $ 76,810,000 | $ 362,000 | $ 132,000 |
| Kings County New York | 190 | $ 94,974,000 | $ 499,000 | $ 111,000 |
| Cuyahoga County Ohio | 184 | $ 25,273,000 | $ 137,000 | $ 0 |
| New York County New York | 153 | $ 361,821,000 | $ 2,364,000 | $ 99,000 |
| Warren County New Jersey | 145 | $ 26,479,000 | $ 182,000 | $ 107,000 |
| Hunterdon County New Jersey | 140 | $ 35,818,000 | $ 255,000 | $ 155,000 |
| Westchester County New York | 113 | $ 66,595,000 | $ 589,000 | $ 192,000 |
| Northampton County Pennsylvania | 112 | $ 19,762,000 | $ 176,000 | $ 99,000 |
| Mercer County New Jersey | 111 | $ 23,775,000 | $ 214,000 | $ 147,000 |
| Richmond County New York | 100 | $ 24,108,000 | $ 241,000 | $ 121,000 |
| Rockland County New York | 92 | $ 23,716,000 | $ 257,000 | $ 127,000 |
| Lehigh County Pennsylvania | 81 | $ 14,610,000 | $ 180,000 | $ 104,000 |
| Franklin County Ohio | 67 | $ 10,676,000 | $ 159,000 | $ 0 |
| Hamilton County Ohio | 59 | $ 8,236,000 | $ 139,000 | $ 0 |
| Orange County New York | 55 | $ 12,505,000 | $ 227,000 | $ 136,000 |
| Monroe County Pennsylvania | 54 | $ 8,557,000 | $ 158,000 | $ 127,000 |
| Burlington County New Jersey | 53 | $ 10,770,000 | $ 203,000 | $ 129,000 |
| Bucks County Pennsylvania | 48 | $ 11,753,000 | $ 244,000 | $ 128,000 |
| Lake County Ohio | 46 | $ 6,380,000 | $ 138,000 | $ 0 |
| Summit County Ohio | 46 | $ 5,681,000 | $ 123,000 | $ 0 |
| Orange County California | 44 | $ 17,505,000 | $ 397,000 | $ 0 |
| Pike County Pennsylvania | 44 | $ 6,792,000 | $ 154,000 | $ 100,000 |
| Medina County Ohio | 41 | $ 6,315,000 | $ 154,000 | $ 0 |
| Lorain County Ohio | 39 | $ 5,013,000 | $ 128,000 | $ 0 |
| Bronx County New York | 36 | $ 20,383,000 | $ 566,000 | $ 80,000 |
| Montgomery County Pennsylvania | 31 | $ 6,954,000 | $ 224,000 | $ 107,000 |
| Los Angeles County California | 30 | $ 23,848,000 | $ 794,000 | $ 0 |
| Cape May County New Jersey | 24 | $ 5,302,000 | $ 220,000 | $ 174,000 |
| Santa Cruz County California | 20 | $ 10,389,000 | $ 519,000 | $ 0 |
| Yolo County California | 19 | $ 8,042,000 | $ 423,000 | $ 0 |
| Camden County New Jersey | 19 | $ 3,626,000 | $ 190,000 | $ 108,000 |
| Philadelphia County Pennsylvania | 19 | $ 3,315,000 | $ 174,000 | $ 111,000 |
| Alameda County California | 18 | $ 11,438,000 | $ 635,000 | $ 0 |
| Santa Barbara County California | 18 | $ 11,104,000 | $ 616,000 | $ 0 |
| Atlantic County New Jersey | 18 | $ 3,269,000 | $ 181,000 | $ 100,000 |
| Delaware County Ohio | 18 | $ 3,404,000 | $ 189,000 | $ 0 |
| Portage County Ohio | 18 | $ 2,898,000 | $ 161,000 | $ 0 |
| Butler County Ohio | 17 | $ 2,322,000 | $ 136,000 | $ 0 |
| Geauga County Ohio | 17 | $ 2,965,000 | $ 174,000 | $ 0 |
| San Diego County California | 16 | $ 9,991,000 | $ 624,000 | $ 0 |
| Wayne County Pennsylvania | 16 | $ 2,578,000 | $ 161,000 | $ 173,000 |
| San Francisco County California | 12 | $ 8,441,000 | $ 703,000 | $ 0 |
| Berks County Pennsylvania | 12 | $ 2,145,000 | $ 178,000 | $ 91,000 |
| Carbon County Pennsylvania | 12 | $ 1,783,000 | $ 148,000 | $ 72,000 |
| Palm Beach County Florida | 11 | $ 4,653,000 | $ 423,000 | $ 227,000 |
| Ulster County New York | 10 | $ 1,861,000 | $ 186,000 | $ 105,000 |
| Dutchess County New York | 9 | $ 2,083,000 | $ 231,000 | $ 140,000 |
| Stark County Ohio | 9 | $ 860,000 | $ 95,000 | $ 0 |
| Chester County Pennsylvania | 9 | $ 2,387,000 | $ 265,000 | $ 142,000 |
| Contra Costa County California | 8 | $ 5,959,000 | $ 744,000 | $ 0 |
| Sullivan County New York | 8 | $ 1,655,000 | $ 206,000 | $ 172,000 |
| Fairfield County Ohio | 8 | $ 1,125,000 | $ 140,000 | $ 0 |
| Clermont County Ohio | 7 | $ 1,532,000 | $ 218,000 | $ 0 |
| Delaware County Pennsylvania | 7 | $ 994,000 | $ 142,000 | $ 135,000 |
| Luzerne County Pennsylvania | 7 | $ 2,415,000 | $ 345,000 | $ 90,000 |
| Riverside County California | 6 | $ 2,273,000 | $ 378,000 | $ 0 |
| Kenton County Kentucky | 6 | $ 1,300,000 | $ 216,000 | $ 0 |
| Gloucester County New Jersey | 6 | $ 870,000 | $ 145,000 | $ 60,000 |
| Licking County Ohio | 6 | $ 1,148,000 | $ 191,000 | $ 0 |
| Warren County Ohio | 6 | $ 966,000 | $ 161,000 | $ 0 |
| Putnam County New York | 5 | $ 1,033,000 | $ 206,000 | $ 202,000 |
| Merced County California | 4 | $ 905,000 | $ 226,000 | $ 0 |
| Sacramento County California | 4 | $ 1,374,000 | $ 343,000 | $ 0 |
| Salem County New Jersey | 4 | $ 523,000 | $ 130,000 | $ 66,000 |
| Lackawanna County Pennsylvania | 4 | $ 795,000 | $ 198,000 | $ 75,000 |
| Marin County California | 3 | $ 2,334,000 | $ 778,000 | $ 0 |
| Campbell County Kentucky | 3 | $ 360,000 | $ 120,000 | $ 0 |
| Brown County Ohio | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Trumbull County Ohio | 3 | $ 249,000 | $ 83,000 | $ 0 |
| Union County Ohio | 3 | $ 451,000 | $ 150,000 | $ 0 |
| Wayne County Ohio | 3 | $ 360,000 | $ 120,000 | $ 0 |
| Lancaster County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 72,000 |
| San Mateo County California | 2 | $ 1,073,000 | $ 536,000 | $ 0 |
| Chatham County Georgia | 2 | $ 335,000 | $ 167,000 | $ 120,000 |
| Greene County New York | 2 | $ 255,000 | $ 127,000 | $ 198,000 |
| Ashland County Ohio | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Erie County Ohio | 2 | $ 289,000 | $ 144,000 | $ 0 |
| Madison County Ohio | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Bradford County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 39,000 |
| Dauphin County Pennsylvania | 2 | $ 121,000 | $ 60,000 | $ 92,000 |
| Schuylkill County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 73,000 |
| Mariposa County California | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 280,000 |
| New Haven County Connecticut | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| New London County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 122,000 |
| Miami-Dade County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Pasco County Florida | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Pinellas County Florida | 1 | $ 735,000 | $ 735,000 | $ 659,000 |
| Sarasota County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Boone County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Chautauqua County New York | 1 | $ 100,000 | $ 100,000 | $ 1,000 |
| Delaware County New York | 1 | $ 210,000 | $ 210,000 | $ 121,000 |
| Essex County New York | 1 | $ 190,000 | $ 190,000 | $ 730,000 |
| Fulton County New York | 1 | $ 189,000 | $ 189,000 | $ 86,000 |
| Herkimer County New York | 1 | $ 166,000 | $ 166,000 | $ 108,000 |
| Monroe County New York | 1 | $ 148,000 | $ 148,000 | $ 148,000 |
| Warren County New York | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Ashtabula County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Greene County Ohio | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Highland County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Huron County Ohio | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 95,000 |
| Northumberland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 139,000 |
| Susquehanna County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 185,000 |
| Bennington County Vermont | 1 | $ 143,000 | $ 143,000 | $ 311,000 |
| Arlington County Virginia | 1 | $ 700,000 | $ 700,000 | $ 564,000 |
Mortgage Loan Application Detail Totals for Valley National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,587 | $3,189,841,000 | $301,000 | $50,500,000 | $129,000 | $5,225,000 |
| Home Purchase | 1,106 | $340,706,000 | $308,000 | $5,250,000 | $92,000 | $1,939,000 |
| Home Improvement | 134 | $10,984,000 | $81,000 | $3,920,000 | $105,000 | $333,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,626 | $1,760,511,000 | $230,000 | $5,500,000 | $140,000 | $5,225,000 |
| Asian | 1,168 | $287,560,000 | $246,000 | $1,000,000 | $128,000 | $800,000 |
| Not applicable | 1,062 | $1,035,421,000 | $974,000 | $50,500,000 | $0 | $373,000 |
| Not Provided | 855 | $209,450,000 | $244,000 | $2,000,000 | $176,000 | $4,966,000 |
| Hispanic | 689 | $150,513,000 | $218,000 | $925,000 | $110,000 | $1,872,000 |
| Black or African American | 332 | $75,099,000 | $226,000 | $2,975,000 | $110,000 | $1,158,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $10,719,000 | $223,000 | $446,000 | $118,000 | $515,000 |
| American Indian or Alaskan Native | 47 | $12,258,000 | $260,000 | $645,000 | $109,000 | $271,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,827 | $3,541,531,000 | $299,000 | $50,500,000 | $126,000 | $5,225,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,229 | $2,085,459,000 | $334,000 | $50,500,000 | $132,000 | $1,939,000 |
| Application Denied By Financial Institution | 3,553 | $887,412,000 | $249,000 | $5,250,000 | $128,000 | $5,202,000 |
| Application Withdrawn By Applicant | 1,005 | $238,930,000 | $237,000 | $1,700,000 | $178,000 | $5,225,000 |
| Loan Purchased By The Institution | 830 | $205,457,000 | $247,000 | $1,358,000 | $0 | $0 |
| Application Approved But Not Accepted | 209 | $123,573,000 | $591,000 | $25,900,000 | $144,000 | $822,000 |
| File Closed For Incompleteness | 1 | $700,000 | $700,000 | $700,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,006 | $241,352,000 | $239,000 | $1,000,000 | $72,000 | $360,000 |
| Collateral | 807 | $219,382,000 | $271,000 | $2,600,000 | $131,000 | $635,000 |
| Credit History | 771 | $183,896,000 | $238,000 | $1,900,000 | $138,000 | $3,770,000 |
| Credit Application Incomplete | 732 | $179,577,000 | $245,000 | $1,500,000 | $182,000 | $5,202,000 |
| Other | 211 | $53,824,000 | $255,000 | $5,250,000 | $169,000 | $3,702,000 |
| Unverifiable Information | 17 | $7,060,000 | $415,000 | $3,920,000 | $85,000 | $173,000 |
| Employment History | 6 | $1,235,000 | $205,000 | $380,000 | $98,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,086,000 | $362,000 | $569,000 | $145,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.