Valley National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Valley National Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley National Bank 1460 Valley Road Passaic, NJ 07470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,579 |
| Total Mortgage Loan Application Amount | $5,878,500,000 |
| Average Mortgage Loan Application Amount | $668,800 |
| Highest Mortgage Loan Application Amount | $70,005,000 |
| Average Applicant Income | $257,200 |
| Highest Applicant Income | $8,990,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Valley National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Valley National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley National Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 853 | $ 318,675,000 | $ 373,000 | $ 230,000 |
| Essex County New Jersey | 534 | $ 203,020,000 | $ 380,000 | $ 196,000 |
| Passaic County New Jersey | 480 | $ 100,560,000 | $ 209,000 | $ 141,000 |
| Morris County New Jersey | 459 | $ 259,565,000 | $ 565,000 | $ 195,000 |
| Suffolk County New York | 426 | $ 246,420,000 | $ 578,000 | $ 265,000 |
| Monmouth County New Jersey | 311 | $ 121,495,000 | $ 390,000 | $ 260,000 |
| Pinellas County Florida | 289 | $ 224,145,000 | $ 775,000 | $ 403,000 |
| Ocean County New Jersey | 289 | $ 182,975,000 | $ 633,000 | $ 377,000 |
| Hillsborough County Florida | 285 | $ 195,285,000 | $ 685,000 | $ 464,000 |
| Union County New Jersey | 263 | $ 90,905,000 | $ 345,000 | $ 204,000 |
| Nassau County New York | 260 | $ 170,090,000 | $ 654,000 | $ 275,000 |
| Palm Beach County Florida | 247 | $ 165,895,000 | $ 671,000 | $ 468,000 |
| Kings County New York | 228 | $ 422,350,000 | $ 1,852,000 | $ 263,000 |
| Broward County Florida | 222 | $ 107,220,000 | $ 482,000 | $ 210,000 |
| Hudson County New Jersey | 218 | $ 94,500,000 | $ 433,000 | $ 198,000 |
| Queens County New York | 210 | $ 191,720,000 | $ 912,000 | $ 183,000 |
| Miami-Dade County Florida | 209 | $ 137,805,000 | $ 659,000 | $ 305,000 |
| Middlesex County New Jersey | 197 | $ 106,815,000 | $ 542,000 | $ 167,000 |
| Lee County Florida | 147 | $ 37,605,000 | $ 255,000 | $ 169,000 |
| New York County New York | 137 | $ 403,255,000 | $ 2,943,000 | $ 639,000 |
| Collier County Florida | 133 | $ 88,345,000 | $ 664,000 | $ 329,000 |
| Cape May County New Jersey | 130 | $ 95,180,000 | $ 732,000 | $ 454,000 |
| Sussex County New Jersey | 126 | $ 17,670,000 | $ 140,000 | $ 132,000 |
| Somerset County New Jersey | 125 | $ 170,725,000 | $ 1,365,000 | $ 231,000 |
| Westchester County New York | 112 | $ 100,170,000 | $ 894,000 | $ 254,000 |
| Brevard County Florida | 109 | $ 55,955,000 | $ 513,000 | $ 115,000 |
| Dutchess County New York | 103 | $ 28,245,000 | $ 274,000 | $ 161,000 |
| Orange County Florida | 93 | $ 41,025,000 | $ 441,000 | $ 279,000 |
| Orange County New York | 89 | $ 25,195,000 | $ 283,000 | $ 158,000 |
| Warren County New Jersey | 85 | $ 35,145,000 | $ 413,000 | $ 129,000 |
| Rockland County New York | 47 | $ 21,305,000 | $ 453,000 | $ 358,000 |
| Atlantic County New Jersey | 45 | $ 18,495,000 | $ 411,000 | $ 207,000 |
| Lee County Alabama | 39 | $ 8,925,000 | $ 228,000 | $ 76,000 |
| Sarasota County Florida | 37 | $ 14,225,000 | $ 384,000 | $ 188,000 |
| Mercer County New Jersey | 35 | $ 11,415,000 | $ 326,000 | $ 233,000 |
| Polk County Florida | 34 | $ 7,840,000 | $ 230,000 | $ 141,000 |
| Volusia County Florida | 31 | $ 9,705,000 | $ 313,000 | $ 207,000 |
| Richmond County New York | 31 | $ 19,775,000 | $ 637,000 | $ 261,000 |
| Manatee County Florida | 29 | $ 23,085,000 | $ 796,000 | $ 381,000 |
| Montgomery County Alabama | 27 | $ 5,335,000 | $ 197,000 | $ 105,000 |
| Pasco County Florida | 27 | $ 7,395,000 | $ 273,000 | $ 242,000 |
| Seminole County Florida | 27 | $ 7,125,000 | $ 263,000 | $ 217,000 |
| Tallapoosa County Alabama | 26 | $ 3,940,000 | $ 151,000 | $ 82,000 |
| Ulster County New York | 26 | $ 10,060,000 | $ 386,000 | $ 198,000 |
| Fairfield County Connecticut | 25 | $ 17,325,000 | $ 693,000 | $ 295,000 |
| Duval County Florida | 25 | $ 32,865,000 | $ 1,314,000 | $ 227,000 |
| Flagler County Florida | 24 | $ 5,430,000 | $ 226,000 | $ 173,000 |
| Indian River County Florida | 23 | $ 5,885,000 | $ 255,000 | $ 100,000 |
| Hunterdon County New Jersey | 23 | $ 6,265,000 | $ 272,000 | $ 177,000 |
| St. Johns County Florida | 21 | $ 10,015,000 | $ 476,000 | $ 312,000 |
| Bronx County New York | 21 | $ 66,860,000 | $ 3,343,000 | $ 115,000 |
| Martin County Florida | 18 | $ 9,600,000 | $ 533,000 | $ 307,000 |
| Osceola County Florida | 18 | $ 8,620,000 | $ 478,000 | $ 155,000 |
| Montgomery County Pennsylvania | 18 | $ 77,380,000 | $ 4,298,000 | $ 453,000 |
| Monroe County Florida | 15 | $ 11,325,000 | $ 755,000 | $ 410,000 |
| New Haven County Connecticut | 14 | $ 11,230,000 | $ 802,000 | $ 292,000 |
| Burlington County New Jersey | 14 | $ 74,350,000 | $ 5,310,000 | $ 165,000 |
| Camden County New Jersey | 14 | $ 3,760,000 | $ 268,000 | $ 198,000 |
| Jefferson County Alabama | 13 | $ 3,665,000 | $ 281,000 | $ 222,000 |
| St. Lucie County Florida | 13 | $ 4,475,000 | $ 344,000 | $ 190,000 |
| Elmore County Alabama | 12 | $ 1,660,000 | $ 138,000 | $ 76,000 |
| Sullivan County New York | 12 | $ 3,390,000 | $ 282,000 | $ 166,000 |
| Los Angeles County California | 11 | $ 76,825,000 | $ 6,984,000 | $ 840,000 |
| Cook County Illinois | 11 | $ 52,025,000 | $ 4,729,000 | $ 469,000 |
| Putnam County New York | 11 | $ 3,455,000 | $ 314,000 | $ 230,000 |
| Monroe County Pennsylvania | 11 | $ 1,765,000 | $ 160,000 | $ 266,000 |
| Gloucester County New Jersey | 9 | $ 4,925,000 | $ 547,000 | $ 177,000 |
| Sevier County Tennessee | 9 | $ 5,845,000 | $ 649,000 | $ 442,000 |
| Shelby County Alabama | 8 | $ 3,680,000 | $ 460,000 | $ 148,000 |
| Chester County Pennsylvania | 8 | $ 2,450,000 | $ 306,000 | $ 253,000 |
| Philadelphia County Pennsylvania | 8 | $ 88,560,000 | $ 11,070,000 | $ 562,000 |
| Chambers County Alabama | 7 | $ 1,445,000 | $ 206,000 | $ 95,000 |
| St. Clair County Alabama | 7 | $ 915,000 | $ 130,000 | $ 115,000 |
| Charlotte County Florida | 7 | $ 2,445,000 | $ 349,000 | $ 199,000 |
| Lake County Florida | 7 | $ 1,875,000 | $ 267,000 | $ 96,000 |
| Marion County Florida | 7 | $ 4,595,000 | $ 656,000 | $ 708,000 |
| Greene County New York | 7 | $ 2,605,000 | $ 372,000 | $ 240,000 |
| Sussex County Delaware | 6 | $ 2,310,000 | $ 385,000 | $ 143,000 |
| Hernando County Florida | 6 | $ 1,980,000 | $ 330,000 | $ 281,000 |
| Monroe County New York | 6 | $ 860,000 | $ 143,000 | $ 110,000 |
| Lehigh County Pennsylvania | 6 | $ 12,200,000 | $ 2,033,000 | $ 86,000 |
| Northampton County Pennsylvania | 6 | $ 2,750,000 | $ 458,000 | $ 83,000 |
| Charleston County South Carolina | 6 | $ 5,600,000 | $ 933,000 | $ 857,000 |
| Alachua County Florida | 5 | $ 2,305,000 | $ 461,000 | $ 218,000 |
| Avery County North Carolina | 5 | $ 4,395,000 | $ 879,000 | $ 169,000 |
| New Castle County Delaware | 4 | $ 30,810,000 | $ 7,702,000 | $ 0 |
| Citrus County Florida | 4 | $ 1,570,000 | $ 392,000 | $ 165,000 |
| Clay County Florida | 4 | $ 830,000 | $ 207,000 | $ 222,000 |
| Sumter County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 157,000 |
| Chatham County Georgia | 4 | $ 3,050,000 | $ 762,000 | $ 290,000 |
| Cobb County Georgia | 4 | $ 3,020,000 | $ 755,000 | $ 171,000 |
| Columbia County New York | 4 | $ 1,390,000 | $ 347,000 | $ 299,000 |
| Wake County North Carolina | 4 | $ 1,430,000 | $ 357,000 | $ 303,000 |
| Pike County Pennsylvania | 4 | $ 820,000 | $ 205,000 | $ 104,000 |
| Greenville County South Carolina | 4 | $ 5,850,000 | $ 1,462,000 | $ 234,000 |
| Autauga County Alabama | 3 | $ 1,095,000 | $ 365,000 | $ 381,000 |
| Russell County Alabama | 3 | $ 515,000 | $ 171,000 | $ 76,000 |
| El Paso County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 115,000 |
| Hartford County Connecticut | 3 | $ 845,000 | $ 281,000 | $ 86,000 |
| Middlesex County Connecticut | 3 | $ 1,725,000 | $ 575,000 | $ 246,000 |
| Santa Rosa County Florida | 3 | $ 2,765,000 | $ 921,000 | $ 304,000 |
| Walton County Florida | 3 | $ 2,415,000 | $ 805,000 | $ 748,000 |
| White County Georgia | 3 | $ 675,000 | $ 225,000 | $ 153,000 |
| Montgomery County Maryland | 3 | $ 2,935,000 | $ 978,000 | $ 387,000 |
| Suffolk County Massachusetts | 3 | $ 965,000 | $ 321,000 | $ 458,000 |
| Erie County New York | 3 | $ 685,000 | $ 228,000 | $ 109,000 |
| Schoharie County New York | 3 | $ 715,000 | $ 238,000 | $ 81,000 |
| Warren County New York | 3 | $ 2,795,000 | $ 931,000 | $ 865,000 |
| Brunswick County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 119,000 |
| Buncombe County North Carolina | 3 | $ 2,555,000 | $ 851,000 | $ 275,000 |
| Jackson County North Carolina | 3 | $ 3,055,000 | $ 1,018,000 | $ 367,000 |
| Bucks County Pennsylvania | 3 | $ 70,405,000 | $ 23,468,000 | $ 155,000 |
| Delaware County Pennsylvania | 3 | $ 12,925,000 | $ 4,308,000 | $ 382,000 |
| Berkeley County South Carolina | 3 | $ 915,000 | $ 305,000 | $ 102,000 |
| Horry County South Carolina | 3 | $ 1,515,000 | $ 505,000 | $ 197,000 |
| Fairfax County Virginia | 3 | $ 2,935,000 | $ 978,000 | $ 462,000 |
| Baldwin County Alabama | 2 | $ 3,070,000 | $ 1,535,000 | $ 59,000 |
| Chilton County Alabama | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Coosa County Alabama | 2 | $ 710,000 | $ 355,000 | $ 350,000 |
| DeKalb County Alabama | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Sumter County Alabama | 2 | $ 70,000 | $ 35,000 | $ 34,000 |
| Talladega County Alabama | 2 | $ 110,000 | $ 55,000 | $ 145,000 |
| Yavapai County Arizona | 2 | $ 2,130,000 | $ 1,065,000 | $ 438,000 |
| Chaffee County Colorado | 2 | $ 710,000 | $ 355,000 | $ 90,000 |
| Gilchrist County Florida | 2 | $ 3,130,000 | $ 1,565,000 | $ 0 |
| Highlands County Florida | 2 | $ 3,480,000 | $ 1,740,000 | $ 698,000 |
| Leon County Florida | 2 | $ 130,000 | $ 65,000 | $ 260,000 |
| Levy County Florida | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Okaloosa County Florida | 2 | $ 300,000 | $ 150,000 | $ 196,000 |
| Bulloch County Georgia | 2 | $ 610,000 | $ 305,000 | $ 127,000 |
| DuPage County Illinois | 2 | $ 37,390,000 | $ 18,695,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 35,010,000 | $ 17,505,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 450,000 | $ 225,000 | $ 364,000 |
| Middlesex County Massachusetts | 2 | $ 1,120,000 | $ 560,000 | $ 316,000 |
| Santa Fe County New Mexico | 2 | $ 1,380,000 | $ 690,000 | $ 392,000 |
| Genesee County New York | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Lewis County New York | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Haywood County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 190,000 |
| Crook County Oregon | 2 | $ 210,000 | $ 105,000 | $ 200,000 |
| Allegheny County Pennsylvania | 2 | $ 36,170,000 | $ 18,085,000 | $ 69,000 |
| Wayne County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 296,000 |
| Beaufort County South Carolina | 2 | $ 1,280,000 | $ 640,000 | $ 110,000 |
| Bexar County Texas | 2 | $ 620,000 | $ 310,000 | $ 100,000 |
| Fort Bend County Texas | 2 | $ 1,260,000 | $ 630,000 | $ 1,006,000 |
| Bennington County Vermont | 2 | $ 660,000 | $ 330,000 | $ 1,021,000 |
| Clay County Alabama | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Crenshaw County Alabama | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Cullman County Alabama | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Etowah County Alabama | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Randolph County Alabama | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Union County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Contra Costa County California | 1 | $ 2,545,000 | $ 2,545,000 | $ 585,000 |
| Marin County California | 1 | $ 1,805,000 | $ 1,805,000 | $ 424,000 |
| San Bernardino County California | 1 | $ 6,535,000 | $ 6,535,000 | $ 0 |
| San Diego County California | 1 | $ 6,205,000 | $ 6,205,000 | $ 0 |
| San Francisco County California | 1 | $ 4,425,000 | $ 4,425,000 | $ 2,234,000 |
| Santa Barbara County California | 1 | $ 355,000 | $ 355,000 | $ 236,000 |
| Sonoma County California | 1 | $ 22,255,000 | $ 22,255,000 | $ 0 |
| Ventura County California | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Douglas County Colorado | 1 | $ 565,000 | $ 565,000 | $ 361,000 |
| Garfield County Colorado | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Jefferson County Colorado | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 198,000 |
| New London County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 130,000 |
| District of Columbia County District Of Columbia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Bay County Florida | 1 | $ 11,805,000 | $ 11,805,000 | $ 0 |
| Franklin County Florida | 1 | $ 1,385,000 | $ 1,385,000 | $ 2,248,000 |
| Putnam County Florida | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Carroll County Georgia | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Cherokee County Georgia | 1 | $ 445,000 | $ 445,000 | $ 139,000 |
| DeKalb County Georgia | 1 | $ 585,000 | $ 585,000 | $ 204,000 |
| Douglas County Georgia | 1 | $ 435,000 | $ 435,000 | $ 98,000 |
| Fannin County Georgia | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Greene County Georgia | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,250,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 300,000 |
| Monroe County Georgia | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Will County Illinois | 1 | $ 9,745,000 | $ 9,745,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Warren County Kentucky | 1 | $ 3,255,000 | $ 3,255,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Cumberland County Maine | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Lincoln County Maine | 1 | $ 1,505,000 | $ 1,505,000 | $ 484,000 |
| Queen Anne's County Maryland | 1 | $ 1,945,000 | $ 1,945,000 | $ 879,000 |
| Plymouth County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 208,000 |
| Ingham County Michigan | 1 | $ 28,805,000 | $ 28,805,000 | $ 0 |
| Kent County Michigan | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Oakland County Michigan | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Madison County Mississippi | 1 | $ 26,005,000 | $ 26,005,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 18,505,000 | $ 18,505,000 | $ 0 |
| Tunica County Mississippi | 1 | $ 13,505,000 | $ 13,505,000 | $ 0 |
| Clark County Nevada | 1 | $ 285,000 | $ 285,000 | $ 168,000 |
| Lyon County Nevada | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Washoe County Nevada | 1 | $ 755,000 | $ 755,000 | $ 451,000 |
| Carroll County New Hampshire | 1 | $ 1,505,000 | $ 1,505,000 | $ 670,000 |
| Hillsborough County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Merrimack County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Sullivan County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Fulton County New York | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Hamilton County New York | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
| Ontario County New York | 1 | $ 1,965,000 | $ 1,965,000 | $ 0 |
| Saratoga County New York | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Schenectady County New York | 1 | $ 6,355,000 | $ 6,355,000 | $ 0 |
| Schuyler County New York | 1 | $ 1,405,000 | $ 1,405,000 | $ 2,296,000 |
| St. Lawrence County New York | 1 | $ 485,000 | $ 485,000 | $ 917,000 |
| Steuben County New York | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Wayne County New York | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Dare County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 168,000 |
| Macon County North Carolina | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,701,000 |
| Orange County North Carolina | 1 | $ 3,365,000 | $ 3,365,000 | $ 743,000 |
| Rutherford County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 204,000 |
| Union County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Watauga County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 196,000 |
| Athens County Ohio | 1 | $ 25,605,000 | $ 25,605,000 | $ 0 |
| Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Adams County Pennsylvania | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Dauphin County Pennsylvania | 1 | $ 61,005,000 | $ 61,005,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| McKean County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Jasper County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 194,000 |
| Davidson County Tennessee | 1 | $ 19,015,000 | $ 19,015,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 446,000 |
| Smith County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Williamson County Tennessee | 1 | $ 2,955,000 | $ 2,955,000 | $ 2,905,000 |
| Harris County Texas | 1 | $ 1,325,000 | $ 1,325,000 | $ 2,336,000 |
| Kerr County Texas | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Montgomery County Texas | 1 | $ 305,000 | $ 305,000 | $ 194,000 |
| Travis County Texas | 1 | $ 635,000 | $ 635,000 | $ 295,000 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Summit County Utah | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Accomack County Virginia | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Loudoun County Virginia | 1 | $ 575,000 | $ 575,000 | $ 132,000 |
| King County Washington | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Whatcom County Washington | 1 | $ 865,000 | $ 865,000 | $ 212,000 |
| Upshur County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Valley National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,243 | $2,537,075,000 | $782,000 | $60,005,000 | $267,000 | $8,990,000 |
| Cash-out Refinancing | 2,108 | $2,007,175,000 | $952,000 | $61,005,000 | $244,000 | $6,624,000 |
| Home Improvement | 1,801 | $289,025,000 | $160,000 | $6,005,000 | $210,000 | $5,475,000 |
| Other Purpose | 783 | $623,035,000 | $795,000 | $70,005,000 | $326,000 | $4,827,000 |
| Refinancing | 644 | $422,190,000 | $655,000 | $28,005,000 | $239,000 | $2,893,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,120 | $2,120,870,000 | $414,000 | $10,005,000 | $279,000 | $8,990,000 |
| Hispanic | 1,036 | $320,560,000 | $309,000 | $3,505,000 | $159,000 | $2,052,000 |
| Not Provided | 817 | $356,505,000 | $436,000 | $11,505,000 | $292,000 | $8,900,000 |
| Asian | 640 | $315,530,000 | $493,000 | $8,005,000 | $264,000 | $3,568,000 |
| Not applicable | 500 | $2,624,005,000 | $5,258,000 | $70,005,000 | $74,000 | $284,000 |
| Black or African American | 413 | $122,945,000 | $297,000 | $2,005,000 | $142,000 | $1,205,000 |
| American Indian or Alaskan Native | 15 | $4,475,000 | $298,000 | $845,000 | $150,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,330,000 | $665,000 | $1,125,000 | $204,000 | $307,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,447 | $5,827,270,000 | $689,000 | $70,005,000 | $255,000 | $8,990,000 |
| FHA-insured (Federal Housing Administration) | 112 | $45,320,000 | $404,000 | $965,000 | $114,000 | $418,000 |
| VA-guaranteed (Veterans Administration) | 14 | $4,760,000 | $340,000 | $555,000 | $104,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,150,000 | $191,000 | $255,000 | $79,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,649 | $4,643,640,000 | $822,000 | $70,005,000 | $263,000 | $5,095,000 |
| Application Withdrawn By Applicant | 1,657 | $786,285,000 | $474,000 | $60,005,000 | $264,000 | $8,900,000 |
| Application Denied By Financial Institution | 688 | $207,690,000 | $301,000 | $4,005,000 | $168,000 | $5,475,000 |
| Application Approved But Not Accepted | 345 | $169,715,000 | $491,000 | $26,505,000 | $275,000 | $3,191,000 |
| Loan Purchased By The Institution | 181 | $41,165,000 | $227,000 | $465,000 | $74,000 | $325,000 |
| File Closed For Incompleteness | 58 | $29,240,000 | $504,000 | $3,505,000 | $397,000 | $8,990,000 |
| Preapproval Approved but not Accepted | 1 | $765,000 | $765,000 | $765,000 | $274,000 | $274,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,891 | $5,670,810,000 | $718,000 | $70,005,000 | $260,000 | $8,990,000 |
| Debt-To-Income Ratio | 374 | $120,510,000 | $322,000 | $4,005,000 | $102,000 | $684,000 |
| Collateral | 120 | $37,300,000 | $310,000 | $3,205,000 | $315,000 | $5,475,000 |
| Credit History | 89 | $15,865,000 | $178,000 | $1,335,000 | $198,000 | $3,600,000 |
| Other | 53 | $15,565,000 | $293,000 | $1,005,000 | $244,000 | $2,283,000 |
| Credit Application Incomplete | 40 | $14,610,000 | $365,000 | $2,485,000 | $172,000 | $580,000 |
| Employment History | 6 | $1,860,000 | $310,000 | $765,000 | $99,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,895,000 | $379,000 | $935,000 | $133,000 | $254,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $164,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.