Velocity Commercial Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Velocity Commercial Capital, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 249 |
| Total Mortgage Loan Application Amount | $100,514,000 |
| Average Mortgage Loan Application Amount | $406,500 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $11,000 |
| Highest Applicant Income | $483,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 41 | $ 18,703,000 | $ 456,000 | $ 0 |
| Cook County Illinois | 13 | $ 5,077,000 | $ 390,000 | $ 0 |
| Allegheny County Pennsylvania | 13 | $ 1,912,000 | $ 147,000 | $ 143,000 |
| San Bernardino County California | 5 | $ 2,060,000 | $ 412,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 1,073,000 | $ 268,000 | $ 0 |
| Tulare County California | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,575,000 | $ 393,000 | $ 0 |
| Kings County New York | 4 | $ 1,378,000 | $ 344,000 | $ 0 |
| Pima County Arizona | 3 | $ 732,000 | $ 244,000 | $ 0 |
| Alameda County California | 3 | $ 1,230,000 | $ 410,000 | $ 0 |
| Kern County California | 3 | $ 1,066,000 | $ 355,000 | $ 0 |
| San Diego County California | 3 | $ 1,460,000 | $ 486,000 | $ 0 |
| Broward County Florida | 3 | $ 1,000,000 | $ 333,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 600,000 | $ 200,000 | $ 0 |
| Broome County New York | 3 | $ 312,000 | $ 104,000 | $ 303,000 |
| Oklahoma County Oklahoma | 3 | $ 533,000 | $ 177,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 2,420,000 | $ 1,210,000 | $ 0 |
| Fresno County California | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Imperial County California | 2 | $ 1,436,000 | $ 718,000 | $ 0 |
| Napa County California | 2 | $ 1,349,000 | $ 674,000 | $ 0 |
| San Joaquin County California | 2 | $ 873,000 | $ 436,000 | $ 0 |
| Shasta County California | 2 | $ 1,001,000 | $ 500,000 | $ 0 |
| El Paso County Colorado | 2 | $ 815,000 | $ 407,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 1,075,000 | $ 537,000 | $ 0 |
| New London County Connecticut | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Duval County Florida | 2 | $ 1,775,000 | $ 887,000 | $ 0 |
| Pasco County Florida | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,349,000 | $ 674,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 1,685,000 | $ 842,000 | $ 64,000 |
| Worcester County Massachusetts | 2 | $ 1,153,000 | $ 576,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 866,000 | $ 433,000 | $ 0 |
| Monroe County New York | 2 | $ 2,800,000 | $ 1,400,000 | $ 0 |
| Onondaga County New York | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Queens County New York | 2 | $ 873,000 | $ 436,000 | $ 0 |
| Rensselaer County New York | 2 | $ 365,000 | $ 182,000 | $ 0 |
| Schenectady County New York | 2 | $ 303,000 | $ 151,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 363,000 | $ 181,000 | $ 0 |
| Bryan County Oklahoma | 2 | $ 843,000 | $ 421,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 0 |
| Galveston County Texas | 2 | $ 2,425,000 | $ 1,212,000 | $ 0 |
| Mobile County Alabama | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Mohave County Arizona | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Washington County Arkansas | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Kings County California | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Merced County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Monterey County California | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Riverside County California | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Sacramento County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| San Francisco County California | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Santa Barbara County California | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Siskiyou County California | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Ventura County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Denver County Colorado | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 553,000 | $ 553,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Kent County Delaware | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Sussex County Delaware | 1 | $ 255,000 | $ 255,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Citrus County Florida | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Hendry County Florida | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Manatee County Florida | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Polk County Florida | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Richmond County Georgia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Macon County Illinois | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Story County Iowa | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Genesee County Michigan | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Jackson County Michigan | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Marquette County Michigan | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Oakland County Michigan | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Wayne County Michigan | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Union County New Jersey | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Erie County New York | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Essex County New York | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Greene County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oneida County New York | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Oswego County New York | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Ulster County New York | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Warren County New York | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Westchester County New York | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Marion County Oregon | 1 | $ 713,000 | $ 713,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 422,000 | $ 422,000 | $ 0 |
| York County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Knox County Tennessee | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 75,000 |
| Sullivan County Tennessee | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Brazos County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Burnet County Texas | 1 | $ 242,000 | $ 242,000 | $ 0 |
| El Paso County Texas | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Franklin County Texas | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Harris County Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Kaufman County Texas | 1 | $ 1,915,000 | $ 1,915,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Nolan County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tarrant County Texas | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Iron County Utah | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Utah County Utah | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Warren County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Franklin County Washington | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Spokane County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Yakima County Washington | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 145 | $55,937,000 | $385,000 | $2,100,000 | $13,000 | $483,000 |
| Home Purchase | 104 | $44,577,000 | $428,000 | $2,700,000 | $9,000 | $464,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 84 | $33,670,000 | $400,000 | $2,100,000 | $22,000 | $483,000 |
| White | 70 | $29,787,000 | $425,000 | $2,700,000 | $13,000 | $464,000 |
| Hispanic | 62 | $24,696,000 | $398,000 | $818,000 | $0 | $0 |
| Black or African American | 24 | $9,799,000 | $408,000 | $1,500,000 | $5,000 | $128,000 |
| Asian | 7 | $2,022,000 | $288,000 | $640,000 | $10,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $540,000 | $270,000 | $440,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 249 | $100,514,000 | $403,000 | $2,700,000 | $11,000 | $483,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 106 | $40,489,000 | $381,000 | $1,915,000 | $9,000 | $464,000 |
| Application Denied By Financial Institution | 83 | $35,446,000 | $427,000 | $2,700,000 | $23,000 | $483,000 |
| Application Withdrawn By Applicant | 50 | $21,276,000 | $425,000 | $1,500,000 | $0 | $0 |
| Application Approved But Not Accepted | 10 | $3,303,000 | $330,000 | $520,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 66 | $32,075,000 | $485,000 | $2,700,000 | $1,000 | $75,000 |
| Credit History | 17 | $3,371,000 | $198,000 | $671,000 | $109,000 | $483,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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