Velocity Commercial Capital LLC Mortgage Lending & HMDA Data, 2015
In 2015, Velocity Commercial Capital LLC of Westlake Village, CA reported 2,691 mortgage applications totaling $896.7 million, up 73% from 2014. The average application was for $333,217, and applicants reported an average income of $15,368. 50% of its applications resulted in an originated loan and 25% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (525), Los Angeles-Long Beach-Glendale, CA (270) and Nassau County-Suffolk County, NY (143) (applications in parentheses).
| Mortgage Company & Address | Velocity Commercial Capital LLC 2945 Townsgate Road Suite 110 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,691 |
| Total Mortgage Loan Application Amount | $896,687,000 |
| Average Mortgage Loan Application Amount | $333,217 |
| Highest Mortgage Loan Application Amount | $4,125,000 |
| Average Applicant Income | $15,368 |
| Highest Applicant Income | $1,980,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Velocity Commercial Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 270 | $ 115,914,000 | $ 429,311 | $ 24,000 |
| Miami-Dade, Florida | 135 | $ 38,091,000 | $ 282,155 | $ 12,000 |
| Kings, New York | 133 | $ 77,502,000 | $ 582,721 | $ 9,000 |
| Queens, New York | 121 | $ 52,674,000 | $ 435,322 | $ 13,000 |
| Suffolk, New York | 85 | $ 29,406,000 | $ 345,952 | $ 10,000 |
| Broward, Florida | 65 | $ 14,334,000 | $ 220,523 | $ 17,000 |
| Essex, New Jersey | 64 | $ 12,496,000 | $ 195,250 | $ 19,000 |
| Nassau, New York | 58 | $ 19,306,000 | $ 332,862 | $ 26,000 |
| Hudson, New Jersey | 55 | $ 13,647,000 | $ 248,127 | $ 11,000 |
| San Bernardino, California | 53 | $ 16,006,000 | $ 302,000 | $ 4,000 |
| Riverside, California | 46 | $ 13,652,000 | $ 296,782 | $ 21,000 |
| Passaic, New Jersey | 46 | $ 9,079,000 | $ 197,369 | $ 21,000 |
| Orange, California | 44 | $ 22,334,000 | $ 507,590 | $ 7,000 |
| Philadelphia, Pennsylvania | 42 | $ 7,784,000 | $ 185,333 | $ 1,000 |
| Palm Beach, Florida | 34 | $ 7,138,000 | $ 209,941 | $ 15,000 |
| Westchester, New York | 34 | $ 14,048,000 | $ 413,176 | $ 24,000 |
| Maricopa, Arizona | 33 | $ 9,748,000 | $ 295,393 | $ 35,000 |
| Bergen, New Jersey | 32 | $ 9,192,000 | $ 287,250 | $ 21,000 |
| Union, New Jersey | 31 | $ 5,571,000 | $ 179,709 | $ 0 |
| Fairfield, Connecticut | 30 | $ 9,696,000 | $ 323,200 | $ 16,000 |
| Bronx, New York | 29 | $ 10,732,000 | $ 370,068 | $ 1,000 |
| Clark, Nevada | 28 | $ 7,602,000 | $ 271,500 | $ 65,000 |
| Hartford, Connecticut | 27 | $ 5,531,000 | $ 204,851 | $ 0 |
| San Diego, California | 26 | $ 10,692,000 | $ 411,230 | $ 1,000 |
| Alameda, California | 24 | $ 8,633,000 | $ 359,708 | $ 22,000 |
| Richmond, New York | 23 | $ 7,143,000 | $ 310,565 | $ 0 |
| Providence, Rhode Island | 23 | $ 2,628,000 | $ 114,260 | $ 56,000 |
| District of Columbia, District Of Columbia | 21 | $ 7,794,000 | $ 371,142 | $ 5,000 |
| Harris, Texas | 21 | $ 3,017,000 | $ 143,666 | $ 1,000 |
| New Haven, Connecticut | 20 | $ 3,985,000 | $ 199,250 | $ 0 |
| Lee, Florida | 20 | $ 4,016,000 | $ 200,800 | $ 15,000 |
| Baltimore City, Maryland | 20 | $ 4,449,000 | $ 222,450 | $ 11,000 |
| Orleans, Louisiana | 19 | $ 3,861,000 | $ 203,210 | $ 32,000 |
| Prince George's, Maryland | 19 | $ 5,202,000 | $ 273,789 | $ 8,000 |
| Fairfax, Virginia | 18 | $ 7,035,000 | $ 390,833 | $ 36,000 |
| Dallas, Texas | 16 | $ 9,359,000 | $ 584,937 | $ 8,000 |
| Santa Clara, California | 15 | $ 6,355,000 | $ 423,666 | $ 19,000 |
| Ventura, California | 15 | $ 7,669,000 | $ 511,266 | $ 82,000 |
| Orange, Florida | 15 | $ 2,840,000 | $ 189,333 | $ 8,000 |
| Monmouth, New Jersey | 15 | $ 3,851,000 | $ 256,733 | $ 16,000 |
| Suffolk, Massachusetts | 14 | $ 4,050,000 | $ 289,285 | $ 30,000 |
| Sacramento, California | 13 | $ 3,425,000 | $ 263,461 | $ 0 |
| San Joaquin, California | 13 | $ 2,711,000 | $ 208,538 | $ 34,000 |
| Middlesex, New Jersey | 13 | $ 2,174,000 | $ 167,230 | $ 17,000 |
| Cuyahoga, Ohio | 13 | $ 3,422,000 | $ 263,230 | $ 0 |
| Fulton, Georgia | 12 | $ 3,092,000 | $ 257,666 | $ 32,000 |
| Mecklenburg, North Carolina | 12 | $ 4,321,000 | $ 360,083 | $ 7,000 |
| El Paso, Colorado | 11 | $ 1,934,000 | $ 175,818 | $ 5,000 |
| Middlesex, Massachusetts | 11 | $ 4,164,000 | $ 378,545 | $ 45,000 |
| Morris, New Jersey | 11 | $ 2,864,000 | $ 260,363 | $ 9,000 |
| New York, New York | 11 | $ 8,966,000 | $ 815,090 | $ 183,000 |
| Allegheny, Pennsylvania | 11 | $ 1,941,000 | $ 176,454 | $ 15,000 |
| Tarrant, Texas | 11 | $ 2,093,000 | $ 190,272 | $ 0 |
| Contra Costa, California | 10 | $ 7,436,000 | $ 743,600 | $ 2,000 |
| Denver, Colorado | 10 | $ 2,545,000 | $ 254,500 | $ 9,000 |
| Collier, Florida | 10 | $ 3,115,000 | $ 311,500 | $ 12,000 |
| Fresno, California | 9 | $ 1,482,000 | $ 164,666 | $ 0 |
| Kern, California | 9 | $ 2,119,000 | $ 235,444 | $ 4,000 |
| San Francisco, California | 9 | $ 6,700,000 | $ 744,444 | $ 10,000 |
| Stanislaus, California | 9 | $ 1,453,000 | $ 161,444 | $ 19,000 |
| Duval, Florida | 9 | $ 5,764,000 | $ 640,444 | $ 0 |
| Pinellas, Florida | 9 | $ 2,423,000 | $ 269,222 | $ 0 |
| Essex, Massachusetts | 9 | $ 3,327,000 | $ 369,666 | $ 18,000 |
| Ocean, New Jersey | 9 | $ 2,253,000 | $ 250,333 | $ 35,000 |
| Montgomery, Pennsylvania | 9 | $ 1,714,000 | $ 190,444 | $ 10,000 |
| Atlantic, New Jersey | 8 | $ 1,807,000 | $ 225,875 | $ 0 |
| Hamilton, Ohio | 8 | $ 723,000 | $ 90,375 | $ 91,000 |
| Seminole, Florida | 7 | $ 1,547,000 | $ 221,000 | $ 15,000 |
| Honolulu, Hawaii | 7 | $ 4,145,000 | $ 592,142 | $ 110,000 |
| Maui, Hawaii | 7 | $ 1,624,000 | $ 232,000 | $ 0 |
| Anne Arundel, Maryland | 7 | $ 1,161,000 | $ 165,857 | $ 0 |
| Barnstable, Massachusetts | 7 | $ 1,152,000 | $ 164,571 | $ 0 |
| Bristol, Massachusetts | 7 | $ 6,436,000 | $ 919,428 | $ 8,000 |
| Norfolk, Massachusetts | 7 | $ 2,668,000 | $ 381,142 | $ 1,000 |
| Gloucester, New Jersey | 7 | $ 986,000 | $ 140,857 | $ 2,000 |
| Guilford, North Carolina | 7 | $ 4,330,000 | $ 618,571 | $ 0 |
| Wake, North Carolina | 7 | $ 3,348,000 | $ 478,285 | $ 0 |
| Mahoning, Ohio | 7 | $ 1,112,000 | $ 158,857 | $ 0 |
| Bucks, Pennsylvania | 7 | $ 1,274,000 | $ 182,000 | $ 43,000 |
| Delaware, Pennsylvania | 7 | $ 1,353,000 | $ 193,285 | $ 1,000 |
| Fort Bend, Texas | 7 | $ 1,301,000 | $ 185,857 | $ 23,000 |
| Travis, Texas | 7 | $ 4,332,000 | $ 618,857 | $ 0 |
| King, Washington | 7 | $ 4,063,000 | $ 580,428 | $ 0 |
| San Mateo, California | 6 | $ 3,333,000 | $ 555,500 | $ 27,000 |
| Litchfield, Connecticut | 6 | $ 2,640,000 | $ 440,000 | $ 0 |
| Volusia, Florida | 6 | $ 1,393,000 | $ 232,166 | $ 8,000 |
| Jefferson, Louisiana | 6 | $ 3,654,000 | $ 609,000 | $ 0 |
| Baltimore, Maryland | 6 | $ 871,000 | $ 145,166 | $ 0 |
| St. Louis City, Missouri | 6 | $ 1,527,000 | $ 254,500 | $ 0 |
| Burlington, New Jersey | 6 | $ 1,154,000 | $ 192,333 | $ 4,000 |
| Camden, New Jersey | 6 | $ 940,000 | $ 156,666 | $ 10,000 |
| Northampton, Pennsylvania | 6 | $ 1,220,000 | $ 203,333 | $ 25,000 |
| Solano, California | 5 | $ 2,453,000 | $ 490,600 | $ 0 |
| New London, Connecticut | 5 | $ 610,000 | $ 122,000 | $ 0 |
| Monroe, Florida | 5 | $ 2,935,000 | $ 587,000 | $ 0 |
| Osceola, Florida | 5 | $ 648,000 | $ 129,600 | $ 28,000 |
| St. Johns, Florida | 5 | $ 1,843,000 | $ 368,600 | $ 15,000 |
| Cobb, Georgia | 5 | $ 1,424,000 | $ 284,800 | $ 0 |
| DeKalb, Georgia | 5 | $ 2,599,000 | $ 519,800 | $ 0 |
| Gwinnett, Georgia | 5 | $ 2,794,000 | $ 558,800 | $ 0 |
| Marion, Indiana | 5 | $ 898,000 | $ 179,600 | $ 22,000 |
| Plymouth, Massachusetts | 5 | $ 1,003,000 | $ 200,600 | $ 14,000 |
| Bernalillo, New Mexico | 5 | $ 1,475,000 | $ 295,000 | $ 1,000 |
| Albany, New York | 5 | $ 716,000 | $ 143,200 | $ 0 |
| Erie, New York | 5 | $ 1,074,000 | $ 214,800 | $ 14,000 |
| Schenectady, New York | 5 | $ 783,000 | $ 156,600 | $ 0 |
| Franklin, Ohio | 5 | $ 3,205,000 | $ 641,000 | $ 0 |
| Greenville, South Carolina | 5 | $ 2,959,000 | $ 591,800 | $ 0 |
| Collin, Texas | 5 | $ 1,306,000 | $ 261,200 | $ 1,000 |
| Montgomery, Texas | 5 | $ 911,000 | $ 182,200 | $ 0 |
| Pierce, Washington | 5 | $ 1,626,000 | $ 325,200 | $ 0 |
| Middlesex, Connecticut | 4 | $ 566,000 | $ 141,500 | $ 26,000 |
| Hillsborough, Florida | 4 | $ 454,000 | $ 113,500 | $ 0 |
| Clayton, Georgia | 4 | $ 3,965,000 | $ 991,250 | $ 0 |
| Montgomery, Maryland | 4 | $ 2,235,000 | $ 558,750 | $ 3,000 |
| Worcester, Massachusetts | 4 | $ 753,000 | $ 188,250 | $ 0 |
| Jackson, Missouri | 4 | $ 1,525,000 | $ 381,250 | $ 0 |
| Mercer, New Jersey | 4 | $ 736,000 | $ 184,000 | $ 42,000 |
| Montgomery, Ohio | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Multnomah, Oregon | 4 | $ 1,214,000 | $ 303,500 | $ 0 |
| Lehigh, Pennsylvania | 4 | $ 591,000 | $ 147,750 | $ 0 |
| Charleston, South Carolina | 4 | $ 1,270,000 | $ 317,500 | $ 0 |
| Bexar, Texas | 4 | $ 647,000 | $ 161,750 | $ 90,000 |
| Placer, California | 3 | $ 2,859,000 | $ 953,000 | $ 130,000 |
| Shasta, California | 3 | $ 528,000 | $ 176,000 | $ 0 |
| Sonoma, California | 3 | $ 1,348,000 | $ 449,333 | $ 0 |
| Tulare, California | 3 | $ 358,000 | $ 119,333 | $ 0 |
| Adams, Colorado | 3 | $ 305,000 | $ 101,666 | $ 32,000 |
| Lake, Florida | 3 | $ 716,000 | $ 238,666 | $ 0 |
| Manatee, Florida | 3 | $ 382,000 | $ 127,333 | $ 0 |
| Pasco, Florida | 3 | $ 442,000 | $ 147,333 | $ 3,000 |
| St. Lucie, Florida | 3 | $ 336,000 | $ 112,000 | $ 72,000 |
| Jefferson, Kentucky | 3 | $ 781,000 | $ 260,333 | $ 0 |
| Washington, Maryland | 3 | $ 781,000 | $ 260,333 | $ 0 |
| Washoe, Nevada | 3 | $ 858,000 | $ 286,000 | $ 0 |
| Cape May, New Jersey | 3 | $ 1,057,000 | $ 352,333 | $ 0 |
| Cumberland, New Jersey | 3 | $ 332,000 | $ 110,666 | $ 0 |
| Somerset, New Jersey | 3 | $ 827,000 | $ 275,666 | $ 0 |
| Dutchess, New York | 3 | $ 371,000 | $ 123,666 | $ 6,000 |
| Monroe, New York | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Putnam, New York | 3 | $ 1,419,000 | $ 473,000 | $ 0 |
| New Hanover, North Carolina | 3 | $ 463,000 | $ 154,333 | $ 0 |
| Stark, Ohio | 3 | $ 339,000 | $ 113,000 | $ 0 |
| Clackamas, Oregon | 3 | $ 552,000 | $ 184,000 | $ 52,000 |
| Berks, Pennsylvania | 3 | $ 1,075,000 | $ 358,333 | $ 0 |
| Davidson, Tennessee | 3 | $ 310,000 | $ 103,333 | $ 0 |
| El Paso, Texas | 3 | $ 591,000 | $ 197,000 | $ 0 |
| Hale, Texas | 3 | $ 1,134,000 | $ 378,000 | $ 0 |
| Weber, Utah | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Virginia Beach, Virginia | 3 | $ 1,279,000 | $ 426,333 | $ 32,000 |
| Yakima, Washington | 3 | $ 388,000 | $ 129,333 | $ 45,000 |
| Pinal, Arizona | 2 | $ 463,000 | $ 231,500 | $ 0 |
| Merced, California | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Monterey, California | 2 | $ 2,236,000 | $ 1,118,000 | $ 90,000 |
| Santa Barbara, California | 2 | $ 591,000 | $ 295,500 | $ 32,000 |
| Tolland, Connecticut | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Sussex, Delaware | 2 | $ 1,866,000 | $ 933,000 | $ 108,000 |
| Bay, Florida | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Hernando, Florida | 2 | $ 273,000 | $ 136,500 | $ 0 |
| Leon, Florida | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Martin, Florida | 2 | $ 1,066,000 | $ 533,000 | $ 0 |
| Polk, Florida | 2 | $ 359,000 | $ 179,500 | $ 0 |
| Floyd, Georgia | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Richmond, Georgia | 2 | $ 893,000 | $ 446,500 | $ 4,000 |
| Ada, Idaho | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Lake, Indiana | 2 | $ 223,000 | $ 111,500 | $ 96,000 |
| Monroe, Indiana | 2 | $ 962,000 | $ 481,000 | $ 0 |
| Johnson, Kansas | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Livingston, Louisiana | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Howard, Maryland | 2 | $ 1,219,000 | $ 609,500 | $ 0 |
| St. Louis, Missouri | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Hunterdon, New Jersey | 2 | $ 565,000 | $ 282,500 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 551,000 | $ 275,500 | $ 0 |
| Onondaga, New York | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Orange, New York | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Rockland, New York | 2 | $ 621,000 | $ 310,500 | $ 100,000 |
| Durham, North Carolina | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Deschutes, Oregon | 2 | $ 713,000 | $ 356,500 | $ 0 |
| Marion, Oregon | 2 | $ 2,014,000 | $ 1,007,000 | $ 0 |
| Yamhill, Oregon | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Kent, Rhode Island | 2 | $ 256,000 | $ 128,000 | $ 11,000 |
| Newport, Rhode Island | 2 | $ 430,000 | $ 215,000 | $ 2,000 |
| Washington, Rhode Island | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Horry, South Carolina | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Sevier, Tennessee | 2 | $ 349,000 | $ 174,500 | $ 0 |
| Shelby, Tennessee | 2 | $ 3,950,000 | $ 1,975,000 | $ 0 |
| Salt Lake, Utah | 2 | $ 1,718,000 | $ 859,000 | $ 0 |
| Prince William, Virginia | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Suffolk, Virginia | 2 | $ 391,000 | $ 195,500 | $ 12,000 |
| Clark, Washington | 2 | $ 827,000 | $ 413,500 | $ 126,000 |
| Kitsap, Washington | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Snohomish, Washington | 2 | $ 775,000 | $ 387,500 | $ 120,000 |
| Etowah, Alabama | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Madison, Alabama | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Morgan, Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pima, Arizona | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 941,000 | $ 941,000 | $ 0 |
| Humboldt, California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Santa Cruz, California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yuba, California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Douglas, Colorado | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 333,000 | $ 333,000 | $ 0 |
| New Castle, Delaware | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Alachua, Florida | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Brevard, Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Citrus, Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Escambia, Florida | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Marion, Florida | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 813,000 | $ 813,000 | $ 0 |
| Sarasota, Florida | 1 | $ 189,000 | $ 189,000 | $ 12,000 |
| Walton, Florida | 1 | $ 1,540,000 | $ 1,540,000 | $ 0 |
| Barrow, Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Camden, Georgia | 1 | $ 770,000 | $ 770,000 | $ 0 |
| Fayette, Georgia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Hall, Georgia | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Henry, Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Houston, Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Paulding, Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Bonneville, Idaho | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 168,000 | $ 168,000 | $ 0 |
| East Baton Rouge, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cumberland, Maine | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Carroll, Maryland | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Worcester, Maryland | 1 | $ 252,000 | $ 252,000 | $ 20,000 |
| Dukes, Massachusetts | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Nantucket, Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Blue Earth, Minnesota | 1 | $ 132,000 | $ 132,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 130,000 | $ 130,000 | $ 17,000 |
| Clay, Missouri | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Jasper, Missouri | 1 | $ 194,000 | $ 194,000 | $ 138,000 |
| Cascade, Montana | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Missoula, Montana | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Yellowstone, Montana | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Warren, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Lincoln, New Mexico | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Broome, New York | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Essex, New York | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Oneida, New York | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Ulster, New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Iredell, North Carolina | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Fairfield, Ohio | 1 | $ 159,000 | $ 159,000 | $ 22,000 |
| Licking, Ohio | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Lucas, Ohio | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Summit, Ohio | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Warren, Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Osage, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jackson, Oregon | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Lane, Oregon | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Washington, Oregon | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Dauphin, Pennsylvania | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Washington, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 151,000 | $ 151,000 | $ 13,000 |
| Berkeley, South Carolina | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Sumner, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bell, Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Comal, Texas | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Coryell, Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ector, Texas | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Ellis, Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Galveston, Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| San Patricio, Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Webb, Texas | 1 | $ 1,425,000 | $ 1,425,000 | $ 0 |
| Davis, Utah | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Summit, Utah | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Utah, Utah | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Alexandria, Virginia | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Fairfax City, Virginia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Goochland, Virginia | 1 | $ 691,000 | $ 691,000 | $ 0 |
| King George, Virginia | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Lynchburg, Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Manassas, Virginia | 1 | $ 136,000 | $ 136,000 | $ 6,000 |
| Norfolk, Virginia | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Petersburg, Virginia | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
| Franklin, Washington | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Milwaukee, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Outagamie, Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Ozaukee, Wisconsin | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Pierce, Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Winnebago, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laramie, Wyoming | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital LLC in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,699 | $568,407,000 | $334,000 | $3,780,000 | $15,000 | $1,980,000 |
| Home Purchase | 992 | $328,280,000 | $330,000 | $4,125,000 | $16,000 | $877,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,820 | $609,833,000 | $335,000 | $4,125,000 | $10,000 | $1,980,000 |
| White | 393 | $135,442,000 | $344,000 | $2,325,000 | $21,000 | $502,000 |
| Hispanic | 189 | $47,536,000 | $251,000 | $1,425,000 | $30,000 | $787,000 |
| Asian | 165 | $69,577,000 | $421,000 | $2,430,000 | $37,000 | $679,000 |
| Black or African American | 111 | $30,665,000 | $276,000 | $2,303,000 | $27,000 | $424,000 |
| American Indian or Alaskan Native | 6 | $1,514,000 | $252,000 | $357,000 | $2,000 | $14,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,705,000 | $341,000 | $780,000 | $3,000 | $17,000 |
| Not applicable | 2 | $415,000 | $207,000 | $315,000 | $360,000 | $720,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,691 | $896,687,000 | $333,000 | $4,125,000 | $16,000 | $1,980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,341 | $426,030,000 | $317,000 | $3,780,000 | $23,000 | $1,980,000 |
| Application Denied By Financial Institution | 665 | $229,814,000 | $345,000 | $2,879,000 | $9,000 | $679,000 |
| Application Approved But Not Accepted | 369 | $127,509,000 | $345,000 | $2,775,000 | $5,000 | $513,000 |
| Application Withdrawn By Applicant | 252 | $91,229,000 | $362,000 | $4,125,000 | $10,000 | $387,000 |
| File Closed For Incompleteness | 64 | $22,105,000 | $345,000 | $1,480,000 | $17,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 95 | $34,872,000 | $367,000 | $2,000,000 | $10,000 | $458,000 |
| Credit History | 79 | $26,988,000 | $341,000 | $2,303,000 | $2,000 | $180,000 |
| Collateral | 71 | $26,290,000 | $370,000 | $1,950,000 | $8,000 | $180,000 |
| Unverifiable Information | 59 | $25,077,000 | $425,000 | $2,400,000 | $35,000 | $679,000 |
| Credit Application Incomplete | 39 | $16,397,000 | $420,000 | $1,425,000 | $21,000 | $297,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,476,000 | $369,000 | $558,000 | $0 | $0 |
| Mortgage Insurance Denied | 2 | $613,000 | $306,000 | $455,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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