Velocity Commercial Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Velocity Commercial Capital, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,691 |
| Total Mortgage Loan Application Amount | $896,687,000 |
| Average Mortgage Loan Application Amount | $332,000 |
| Highest Mortgage Loan Application Amount | $4,125,000 |
| Average Applicant Income | $15,500 |
| Highest Applicant Income | $1,980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 270 | $ 115,914,000 | $ 429,000 | $ 24,000 |
| Miami-Dade County Florida | 135 | $ 38,091,000 | $ 282,000 | $ 12,000 |
| Kings County New York | 133 | $ 77,502,000 | $ 582,000 | $ 9,000 |
| Queens County New York | 121 | $ 52,674,000 | $ 435,000 | $ 13,000 |
| Suffolk County New York | 85 | $ 29,406,000 | $ 345,000 | $ 10,000 |
| Broward County Florida | 65 | $ 14,334,000 | $ 220,000 | $ 17,000 |
| Essex County New Jersey | 64 | $ 12,496,000 | $ 195,000 | $ 19,000 |
| Nassau County New York | 58 | $ 19,306,000 | $ 332,000 | $ 26,000 |
| Hudson County New Jersey | 55 | $ 13,647,000 | $ 248,000 | $ 11,000 |
| San Bernardino County California | 53 | $ 16,006,000 | $ 302,000 | $ 4,000 |
| Riverside County California | 46 | $ 13,652,000 | $ 296,000 | $ 21,000 |
| Passaic County New Jersey | 46 | $ 9,079,000 | $ 197,000 | $ 21,000 |
| Orange County California | 44 | $ 22,334,000 | $ 507,000 | $ 7,000 |
| Philadelphia County Pennsylvania | 42 | $ 7,784,000 | $ 185,000 | $ 1,000 |
| Palm Beach County Florida | 34 | $ 7,138,000 | $ 209,000 | $ 15,000 |
| Westchester County New York | 34 | $ 14,048,000 | $ 413,000 | $ 24,000 |
| Maricopa County Arizona | 33 | $ 9,748,000 | $ 295,000 | $ 35,000 |
| Bergen County New Jersey | 32 | $ 9,192,000 | $ 287,000 | $ 21,000 |
| Union County New Jersey | 31 | $ 5,571,000 | $ 179,000 | $ 0 |
| Fairfield County Connecticut | 30 | $ 9,696,000 | $ 323,000 | $ 16,000 |
| Bronx County New York | 29 | $ 10,732,000 | $ 370,000 | $ 1,000 |
| Clark County Nevada | 28 | $ 7,602,000 | $ 271,000 | $ 65,000 |
| Hartford County Connecticut | 27 | $ 5,531,000 | $ 204,000 | $ 0 |
| San Diego County California | 26 | $ 10,692,000 | $ 411,000 | $ 1,000 |
| Alameda County California | 24 | $ 8,633,000 | $ 359,000 | $ 22,000 |
| Richmond County New York | 23 | $ 7,143,000 | $ 310,000 | $ 0 |
| Providence County Rhode Island | 23 | $ 2,628,000 | $ 114,000 | $ 56,000 |
| District of Columbia County District Of Columbia | 21 | $ 7,794,000 | $ 371,000 | $ 5,000 |
| Harris County Texas | 21 | $ 3,017,000 | $ 143,000 | $ 1,000 |
| New Haven County Connecticut | 20 | $ 3,985,000 | $ 199,000 | $ 0 |
| Lee County Florida | 20 | $ 4,016,000 | $ 200,000 | $ 15,000 |
| Baltimore City County Maryland | 20 | $ 4,449,000 | $ 222,000 | $ 11,000 |
| Orleans County Louisiana | 19 | $ 3,861,000 | $ 203,000 | $ 32,000 |
| Prince George's County Maryland | 19 | $ 5,202,000 | $ 273,000 | $ 8,000 |
| Fairfax County Virginia | 18 | $ 7,035,000 | $ 390,000 | $ 36,000 |
| Dallas County Texas | 16 | $ 9,359,000 | $ 584,000 | $ 8,000 |
| Santa Clara County California | 15 | $ 6,355,000 | $ 423,000 | $ 19,000 |
| Ventura County California | 15 | $ 7,669,000 | $ 511,000 | $ 82,000 |
| Orange County Florida | 15 | $ 2,840,000 | $ 189,000 | $ 8,000 |
| Monmouth County New Jersey | 15 | $ 3,851,000 | $ 256,000 | $ 16,000 |
| Suffolk County Massachusetts | 14 | $ 4,050,000 | $ 289,000 | $ 30,000 |
| Sacramento County California | 13 | $ 3,425,000 | $ 263,000 | $ 0 |
| San Joaquin County California | 13 | $ 2,711,000 | $ 208,000 | $ 34,000 |
| Middlesex County New Jersey | 13 | $ 2,174,000 | $ 167,000 | $ 17,000 |
| Cuyahoga County Ohio | 13 | $ 3,422,000 | $ 263,000 | $ 0 |
| Fulton County Georgia | 12 | $ 3,092,000 | $ 257,000 | $ 32,000 |
| Mecklenburg County North Carolina | 12 | $ 4,321,000 | $ 360,000 | $ 7,000 |
| El Paso County Colorado | 11 | $ 1,934,000 | $ 175,000 | $ 5,000 |
| Middlesex County Massachusetts | 11 | $ 4,164,000 | $ 378,000 | $ 45,000 |
| Morris County New Jersey | 11 | $ 2,864,000 | $ 260,000 | $ 9,000 |
| New York County New York | 11 | $ 8,966,000 | $ 815,000 | $ 183,000 |
| Allegheny County Pennsylvania | 11 | $ 1,941,000 | $ 176,000 | $ 15,000 |
| Tarrant County Texas | 11 | $ 2,093,000 | $ 190,000 | $ 0 |
| Contra Costa County California | 10 | $ 7,436,000 | $ 743,000 | $ 2,000 |
| Denver County Colorado | 10 | $ 2,545,000 | $ 254,000 | $ 9,000 |
| Collier County Florida | 10 | $ 3,115,000 | $ 311,000 | $ 12,000 |
| Fresno County California | 9 | $ 1,482,000 | $ 164,000 | $ 0 |
| Kern County California | 9 | $ 2,119,000 | $ 235,000 | $ 4,000 |
| San Francisco County California | 9 | $ 6,700,000 | $ 744,000 | $ 10,000 |
| Stanislaus County California | 9 | $ 1,453,000 | $ 161,000 | $ 19,000 |
| Duval County Florida | 9 | $ 5,764,000 | $ 640,000 | $ 0 |
| Pinellas County Florida | 9 | $ 2,423,000 | $ 269,000 | $ 0 |
| Essex County Massachusetts | 9 | $ 3,327,000 | $ 369,000 | $ 18,000 |
| Ocean County New Jersey | 9 | $ 2,253,000 | $ 250,000 | $ 35,000 |
| Montgomery County Pennsylvania | 9 | $ 1,714,000 | $ 190,000 | $ 10,000 |
| Atlantic County New Jersey | 8 | $ 1,807,000 | $ 225,000 | $ 0 |
| Hamilton County Ohio | 8 | $ 723,000 | $ 90,000 | $ 91,000 |
| Seminole County Florida | 7 | $ 1,547,000 | $ 221,000 | $ 15,000 |
| Honolulu County Hawaii | 7 | $ 4,145,000 | $ 592,000 | $ 110,000 |
| Maui County Hawaii | 7 | $ 1,624,000 | $ 232,000 | $ 0 |
| Anne Arundel County Maryland | 7 | $ 1,161,000 | $ 165,000 | $ 0 |
| Barnstable County Massachusetts | 7 | $ 1,152,000 | $ 164,000 | $ 0 |
| Bristol County Massachusetts | 7 | $ 6,436,000 | $ 919,000 | $ 8,000 |
| Norfolk County Massachusetts | 7 | $ 2,668,000 | $ 381,000 | $ 1,000 |
| Gloucester County New Jersey | 7 | $ 986,000 | $ 140,000 | $ 2,000 |
| Guilford County North Carolina | 7 | $ 4,330,000 | $ 618,000 | $ 0 |
| Wake County North Carolina | 7 | $ 3,348,000 | $ 478,000 | $ 0 |
| Mahoning County Ohio | 7 | $ 1,112,000 | $ 158,000 | $ 0 |
| Bucks County Pennsylvania | 7 | $ 1,274,000 | $ 182,000 | $ 43,000 |
| Delaware County Pennsylvania | 7 | $ 1,353,000 | $ 193,000 | $ 1,000 |
| Fort Bend County Texas | 7 | $ 1,301,000 | $ 185,000 | $ 23,000 |
| Travis County Texas | 7 | $ 4,332,000 | $ 618,000 | $ 0 |
| King County Washington | 7 | $ 4,063,000 | $ 580,000 | $ 0 |
| San Mateo County California | 6 | $ 3,333,000 | $ 555,000 | $ 27,000 |
| Litchfield County Connecticut | 6 | $ 2,640,000 | $ 440,000 | $ 0 |
| Volusia County Florida | 6 | $ 1,393,000 | $ 232,000 | $ 8,000 |
| Jefferson County Louisiana | 6 | $ 3,654,000 | $ 609,000 | $ 0 |
| Baltimore County Maryland | 6 | $ 871,000 | $ 145,000 | $ 0 |
| St. Louis City County Missouri | 6 | $ 1,527,000 | $ 254,000 | $ 0 |
| Burlington County New Jersey | 6 | $ 1,154,000 | $ 192,000 | $ 4,000 |
| Camden County New Jersey | 6 | $ 940,000 | $ 156,000 | $ 10,000 |
| Northampton County Pennsylvania | 6 | $ 1,220,000 | $ 203,000 | $ 25,000 |
| Solano County California | 5 | $ 2,453,000 | $ 490,000 | $ 0 |
| New London County Connecticut | 5 | $ 610,000 | $ 122,000 | $ 0 |
| Monroe County Florida | 5 | $ 2,935,000 | $ 587,000 | $ 0 |
| Osceola County Florida | 5 | $ 648,000 | $ 129,000 | $ 28,000 |
| St. Johns County Florida | 5 | $ 1,843,000 | $ 368,000 | $ 15,000 |
| Cobb County Georgia | 5 | $ 1,424,000 | $ 284,000 | $ 0 |
| DeKalb County Georgia | 5 | $ 2,599,000 | $ 519,000 | $ 0 |
| Gwinnett County Georgia | 5 | $ 2,794,000 | $ 558,000 | $ 0 |
| Marion County Indiana | 5 | $ 898,000 | $ 179,000 | $ 22,000 |
| Plymouth County Massachusetts | 5 | $ 1,003,000 | $ 200,000 | $ 14,000 |
| Bernalillo County New Mexico | 5 | $ 1,475,000 | $ 295,000 | $ 1,000 |
| Albany County New York | 5 | $ 716,000 | $ 143,000 | $ 0 |
| Erie County New York | 5 | $ 1,074,000 | $ 214,000 | $ 14,000 |
| Schenectady County New York | 5 | $ 783,000 | $ 156,000 | $ 0 |
| Franklin County Ohio | 5 | $ 3,205,000 | $ 641,000 | $ 0 |
| Greenville County South Carolina | 5 | $ 2,959,000 | $ 591,000 | $ 0 |
| Collin County Texas | 5 | $ 1,306,000 | $ 261,000 | $ 1,000 |
| Montgomery County Texas | 5 | $ 911,000 | $ 182,000 | $ 0 |
| Pierce County Washington | 5 | $ 1,626,000 | $ 325,000 | $ 0 |
| Middlesex County Connecticut | 4 | $ 566,000 | $ 141,000 | $ 26,000 |
| Hillsborough County Florida | 4 | $ 454,000 | $ 113,000 | $ 0 |
| Clayton County Georgia | 4 | $ 3,965,000 | $ 991,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 2,235,000 | $ 558,000 | $ 3,000 |
| Worcester County Massachusetts | 4 | $ 753,000 | $ 188,000 | $ 0 |
| Jackson County Missouri | 4 | $ 1,525,000 | $ 381,000 | $ 0 |
| Mercer County New Jersey | 4 | $ 736,000 | $ 184,000 | $ 42,000 |
| Montgomery County Ohio | 4 | $ 590,000 | $ 147,000 | $ 0 |
| Multnomah County Oregon | 4 | $ 1,214,000 | $ 303,000 | $ 0 |
| Lehigh County Pennsylvania | 4 | $ 591,000 | $ 147,000 | $ 0 |
| Charleston County South Carolina | 4 | $ 1,270,000 | $ 317,000 | $ 0 |
| Bexar County Texas | 4 | $ 647,000 | $ 161,000 | $ 90,000 |
| Placer County California | 3 | $ 2,859,000 | $ 953,000 | $ 130,000 |
| Shasta County California | 3 | $ 528,000 | $ 176,000 | $ 0 |
| Sonoma County California | 3 | $ 1,348,000 | $ 449,000 | $ 0 |
| Tulare County California | 3 | $ 358,000 | $ 119,000 | $ 0 |
| Adams County Colorado | 3 | $ 305,000 | $ 101,000 | $ 32,000 |
| Lake County Florida | 3 | $ 716,000 | $ 238,000 | $ 0 |
| Manatee County Florida | 3 | $ 382,000 | $ 127,000 | $ 0 |
| Pasco County Florida | 3 | $ 442,000 | $ 147,000 | $ 3,000 |
| St. Lucie County Florida | 3 | $ 336,000 | $ 112,000 | $ 72,000 |
| Jefferson County Kentucky | 3 | $ 781,000 | $ 260,000 | $ 0 |
| Washington County Maryland | 3 | $ 781,000 | $ 260,000 | $ 0 |
| Washoe County Nevada | 3 | $ 858,000 | $ 286,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 1,057,000 | $ 352,000 | $ 0 |
| Cumberland County New Jersey | 3 | $ 332,000 | $ 110,000 | $ 0 |
| Somerset County New Jersey | 3 | $ 827,000 | $ 275,000 | $ 0 |
| Dutchess County New York | 3 | $ 371,000 | $ 123,000 | $ 6,000 |
| Monroe County New York | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Putnam County New York | 3 | $ 1,419,000 | $ 473,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 463,000 | $ 154,000 | $ 0 |
| Stark County Ohio | 3 | $ 339,000 | $ 113,000 | $ 0 |
| Clackamas County Oregon | 3 | $ 552,000 | $ 184,000 | $ 52,000 |
| Berks County Pennsylvania | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 310,000 | $ 103,000 | $ 0 |
| El Paso County Texas | 3 | $ 591,000 | $ 197,000 | $ 0 |
| Hale County Texas | 3 | $ 1,134,000 | $ 378,000 | $ 0 |
| Weber County Utah | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Virginia Beach County Virginia | 3 | $ 1,279,000 | $ 426,000 | $ 32,000 |
| Yakima County Washington | 3 | $ 388,000 | $ 129,000 | $ 45,000 |
| Pinal County Arizona | 2 | $ 463,000 | $ 231,000 | $ 0 |
| Merced County California | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Monterey County California | 2 | $ 2,236,000 | $ 1,118,000 | $ 90,000 |
| Santa Barbara County California | 2 | $ 591,000 | $ 295,000 | $ 32,000 |
| Tolland County Connecticut | 2 | $ 281,000 | $ 140,000 | $ 0 |
| Sussex County Delaware | 2 | $ 1,866,000 | $ 933,000 | $ 108,000 |
| Bay County Florida | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Hernando County Florida | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Leon County Florida | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Martin County Florida | 2 | $ 1,066,000 | $ 533,000 | $ 0 |
| Polk County Florida | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Floyd County Georgia | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Richmond County Georgia | 2 | $ 893,000 | $ 446,000 | $ 4,000 |
| Ada County Idaho | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Lake County Indiana | 2 | $ 223,000 | $ 111,000 | $ 96,000 |
| Monroe County Indiana | 2 | $ 962,000 | $ 481,000 | $ 0 |
| Johnson County Kansas | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Howard County Maryland | 2 | $ 1,219,000 | $ 609,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 565,000 | $ 282,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 551,000 | $ 275,000 | $ 0 |
| Onondaga County New York | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Orange County New York | 2 | $ 325,000 | $ 162,000 | $ 0 |
| Rockland County New York | 2 | $ 621,000 | $ 310,000 | $ 100,000 |
| Durham County North Carolina | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 713,000 | $ 356,000 | $ 0 |
| Marion County Oregon | 2 | $ 2,014,000 | $ 1,007,000 | $ 0 |
| Yamhill County Oregon | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Kent County Rhode Island | 2 | $ 256,000 | $ 128,000 | $ 11,000 |
| Newport County Rhode Island | 2 | $ 430,000 | $ 215,000 | $ 2,000 |
| Washington County Rhode Island | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Horry County South Carolina | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 3,950,000 | $ 1,975,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 1,718,000 | $ 859,000 | $ 0 |
| Prince William County Virginia | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 391,000 | $ 195,000 | $ 12,000 |
| Clark County Washington | 2 | $ 827,000 | $ 413,000 | $ 126,000 |
| Kitsap County Washington | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Snohomish County Washington | 2 | $ 775,000 | $ 387,000 | $ 120,000 |
| Etowah County Alabama | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Madison County Alabama | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Morgan County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pima County Arizona | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 941,000 | $ 941,000 | $ 0 |
| Humboldt County California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Santa Cruz County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yuba County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Douglas County Colorado | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 333,000 | $ 333,000 | $ 0 |
| New Castle County Delaware | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Alachua County Florida | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Brevard County Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Citrus County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Escambia County Florida | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Marion County Florida | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 813,000 | $ 813,000 | $ 0 |
| Sarasota County Florida | 1 | $ 189,000 | $ 189,000 | $ 12,000 |
| Walton County Florida | 1 | $ 1,540,000 | $ 1,540,000 | $ 0 |
| Barrow County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Camden County Georgia | 1 | $ 770,000 | $ 770,000 | $ 0 |
| Fayette County Georgia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Hall County Georgia | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Henry County Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Houston County Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Paulding County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Cumberland County Maine | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Carroll County Maryland | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Worcester County Maryland | 1 | $ 252,000 | $ 252,000 | $ 20,000 |
| Dukes County Massachusetts | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 17,000 |
| Clay County Missouri | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Jasper County Missouri | 1 | $ 194,000 | $ 194,000 | $ 138,000 |
| Cascade County Montana | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Missoula County Montana | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Warren County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Broome County New York | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Essex County New York | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Oneida County New York | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Ulster County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 159,000 | $ 159,000 | $ 22,000 |
| Licking County Ohio | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Lucas County Ohio | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Summit County Ohio | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Warren County Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jackson County Oregon | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Lane County Oregon | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Washington County Oregon | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 151,000 | $ 151,000 | $ 13,000 |
| Berkeley County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bell County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Comal County Texas | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Coryell County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Ector County Texas | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Ellis County Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Galveston County Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| San Patricio County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Webb County Texas | 1 | $ 1,425,000 | $ 1,425,000 | $ 0 |
| Davis County Utah | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Summit County Utah | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Utah County Utah | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Alexandria County Virginia | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Goochland County Virginia | 1 | $ 691,000 | $ 691,000 | $ 0 |
| King George County Virginia | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Manassas County Virginia | 1 | $ 136,000 | $ 136,000 | $ 6,000 |
| Norfolk County Virginia | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 138,000 | $ 138,000 | $ 84,000 |
| Franklin County Washington | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,699 | $568,407,000 | $334,000 | $3,780,000 | $15,000 | $1,980,000 |
| Home Purchase | 992 | $328,280,000 | $330,000 | $4,125,000 | $16,000 | $877,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,820 | $609,833,000 | $335,000 | $4,125,000 | $10,000 | $1,980,000 |
| White | 393 | $135,442,000 | $344,000 | $2,325,000 | $21,000 | $502,000 |
| Hispanic | 189 | $47,536,000 | $251,000 | $1,425,000 | $30,000 | $787,000 |
| Asian | 165 | $69,577,000 | $421,000 | $2,430,000 | $37,000 | $679,000 |
| Black or African American | 111 | $30,665,000 | $276,000 | $2,303,000 | $27,000 | $424,000 |
| American Indian or Alaskan Native | 6 | $1,514,000 | $252,000 | $357,000 | $2,000 | $14,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,705,000 | $341,000 | $780,000 | $3,000 | $17,000 |
| Not applicable | 2 | $415,000 | $207,000 | $315,000 | $360,000 | $720,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,691 | $896,687,000 | $333,000 | $4,125,000 | $16,000 | $1,980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,341 | $426,030,000 | $317,000 | $3,780,000 | $23,000 | $1,980,000 |
| Application Denied By Financial Institution | 665 | $229,814,000 | $345,000 | $2,879,000 | $9,000 | $679,000 |
| Application Approved But Not Accepted | 369 | $127,509,000 | $345,000 | $2,775,000 | $5,000 | $513,000 |
| Application Withdrawn By Applicant | 252 | $91,229,000 | $362,000 | $4,125,000 | $10,000 | $387,000 |
| File Closed For Incompleteness | 64 | $22,105,000 | $345,000 | $1,480,000 | $17,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 95 | $34,872,000 | $367,000 | $2,000,000 | $10,000 | $458,000 |
| Credit History | 79 | $26,988,000 | $341,000 | $2,303,000 | $2,000 | $180,000 |
| Collateral | 71 | $26,290,000 | $370,000 | $1,950,000 | $8,000 | $180,000 |
| Unverifiable Information | 59 | $25,077,000 | $425,000 | $2,400,000 | $35,000 | $679,000 |
| Credit Application Incomplete | 39 | $16,397,000 | $420,000 | $1,425,000 | $21,000 | $297,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,476,000 | $369,000 | $558,000 | $0 | $0 |
| Mortgage Insurance Denied | 2 | $613,000 | $306,000 | $455,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.