Velocity Commercial Capital, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Velocity Commercial Capital, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,464 |
| Total Mortgage Loan Application Amount | $462,771,000 |
| Average Mortgage Loan Application Amount | $310,500 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $5,243,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 96 | $ 60,400,000 | $ 629,000 | $ 52,000 |
| Los Angeles County California | 83 | $ 34,085,000 | $ 410,000 | $ 1,000 |
| Queens County New York | 65 | $ 27,510,000 | $ 423,000 | $ 161,000 |
| Essex County New Jersey | 57 | $ 11,395,000 | $ 199,000 | $ 67,000 |
| Miami-Dade County Florida | 52 | $ 14,050,000 | $ 270,000 | $ 92,000 |
| Hudson County New Jersey | 46 | $ 10,597,000 | $ 230,000 | $ 156,000 |
| Fairfield County Connecticut | 45 | $ 14,624,000 | $ 324,000 | $ 151,000 |
| Passaic County New Jersey | 42 | $ 9,770,000 | $ 232,000 | $ 113,000 |
| Philadelphia County Pennsylvania | 39 | $ 7,320,000 | $ 187,000 | $ 45,000 |
| Broward County Florida | 33 | $ 6,841,000 | $ 207,000 | $ 99,000 |
| Hartford County Connecticut | 32 | $ 7,590,000 | $ 237,000 | $ 37,000 |
| Providence County Rhode Island | 31 | $ 4,156,000 | $ 134,000 | $ 77,000 |
| Suffolk County New York | 30 | $ 7,747,000 | $ 258,000 | $ 117,000 |
| District of Columbia County District Of Columbia | 24 | $ 12,798,000 | $ 533,000 | $ 96,000 |
| Alameda County California | 23 | $ 11,721,000 | $ 509,000 | $ 2,000 |
| Nassau County New York | 21 | $ 6,759,000 | $ 321,000 | $ 61,000 |
| Sacramento County California | 20 | $ 4,407,000 | $ 220,000 | $ 70,000 |
| Palm Beach County Florida | 20 | $ 3,925,000 | $ 196,000 | $ 69,000 |
| Westchester County New York | 20 | $ 6,001,000 | $ 300,000 | $ 78,000 |
| Union County New Jersey | 16 | $ 4,830,000 | $ 301,000 | $ 99,000 |
| Bronx County New York | 16 | $ 6,707,000 | $ 419,000 | $ 88,000 |
| Bergen County New Jersey | 15 | $ 3,586,000 | $ 239,000 | $ 118,000 |
| New Haven County Connecticut | 14 | $ 1,745,000 | $ 124,000 | $ 52,000 |
| Maricopa County Arizona | 13 | $ 3,314,000 | $ 254,000 | $ 9,000 |
| Orange County California | 12 | $ 4,878,000 | $ 406,000 | $ 0 |
| San Bernardino County California | 12 | $ 3,094,000 | $ 257,000 | $ 31,000 |
| Baltimore City County Maryland | 12 | $ 2,207,000 | $ 183,000 | $ 64,000 |
| Allegheny County Pennsylvania | 12 | $ 2,053,000 | $ 171,000 | $ 11,000 |
| Riverside County California | 11 | $ 2,951,000 | $ 268,000 | $ 0 |
| Fulton County Georgia | 11 | $ 6,054,000 | $ 550,000 | $ 144,000 |
| Monmouth County New Jersey | 10 | $ 2,685,000 | $ 268,000 | $ 38,000 |
| Richmond County New York | 10 | $ 4,504,000 | $ 450,000 | $ 39,000 |
| Baltimore County Maryland | 9 | $ 1,296,000 | $ 144,000 | $ 219,000 |
| Clark County Nevada | 9 | $ 1,555,000 | $ 172,000 | $ 15,000 |
| San Diego County California | 8 | $ 3,350,000 | $ 418,000 | $ 0 |
| Charlotte County Florida | 8 | $ 855,000 | $ 106,000 | $ 1,548,000 |
| Montgomery County Maryland | 8 | $ 2,305,000 | $ 288,000 | $ 169,000 |
| Plymouth County Massachusetts | 8 | $ 1,758,000 | $ 219,000 | $ 83,000 |
| Mercer County New Jersey | 8 | $ 1,353,000 | $ 169,000 | $ 52,000 |
| Middlesex County New Jersey | 8 | $ 1,123,000 | $ 140,000 | $ 136,000 |
| Denver County Colorado | 7 | $ 2,167,000 | $ 309,000 | $ 18,000 |
| Pinellas County Florida | 7 | $ 1,815,000 | $ 259,000 | $ 34,000 |
| Prince George's County Maryland | 7 | $ 1,058,000 | $ 151,000 | $ 7,000 |
| Bristol County Massachusetts | 7 | $ 1,167,000 | $ 166,000 | $ 43,000 |
| Worcester County Massachusetts | 7 | $ 1,083,000 | $ 154,000 | $ 131,000 |
| Cuyahoga County Ohio | 7 | $ 1,146,000 | $ 163,000 | $ 14,000 |
| Hamilton County Ohio | 7 | $ 1,641,000 | $ 234,000 | $ 0 |
| Lehigh County Pennsylvania | 7 | $ 712,000 | $ 101,000 | $ 100,000 |
| Harris County Texas | 7 | $ 5,758,000 | $ 822,000 | $ 0 |
| Arapahoe County Colorado | 6 | $ 1,719,000 | $ 286,000 | $ 0 |
| DeKalb County Georgia | 6 | $ 1,221,000 | $ 203,000 | $ 28,000 |
| Essex County Massachusetts | 6 | $ 1,084,000 | $ 180,000 | $ 51,000 |
| Montgomery County Ohio | 6 | $ 2,806,000 | $ 467,000 | $ 16,000 |
| Delaware County Pennsylvania | 6 | $ 862,000 | $ 143,000 | $ 36,000 |
| Tarrant County Texas | 6 | $ 1,883,000 | $ 313,000 | $ 52,000 |
| Fresno County California | 5 | $ 6,068,000 | $ 1,213,000 | $ 0 |
| Lee County Florida | 5 | $ 1,371,000 | $ 274,000 | $ 156,000 |
| Chatham County Georgia | 5 | $ 694,000 | $ 138,000 | $ 0 |
| Honolulu County Hawaii | 5 | $ 1,961,000 | $ 392,000 | $ 0 |
| Marion County Indiana | 5 | $ 1,829,000 | $ 365,000 | $ 20,000 |
| Rockland County New York | 5 | $ 1,718,000 | $ 343,000 | $ 76,000 |
| Mahoning County Ohio | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Lackawanna County Pennsylvania | 5 | $ 843,000 | $ 168,000 | $ 28,000 |
| San Mateo County California | 4 | $ 2,861,000 | $ 715,000 | $ 0 |
| Orleans County Louisiana | 4 | $ 456,000 | $ 114,000 | $ 92,000 |
| Norfolk County Massachusetts | 4 | $ 1,174,000 | $ 293,000 | $ 143,000 |
| Atlantic County New Jersey | 4 | $ 466,000 | $ 116,000 | $ 123,000 |
| Burlington County New Jersey | 4 | $ 811,000 | $ 202,000 | $ 0 |
| Morris County New Jersey | 4 | $ 1,567,000 | $ 391,000 | $ 52,000 |
| Santa Fe County New Mexico | 4 | $ 1,667,000 | $ 416,000 | $ 0 |
| Albany County New York | 4 | $ 1,363,000 | $ 340,000 | $ 0 |
| New York County New York | 4 | $ 2,568,000 | $ 642,000 | $ 120,000 |
| Orange County New York | 4 | $ 706,000 | $ 176,000 | $ 70,000 |
| Ulster County New York | 4 | $ 452,000 | $ 113,000 | $ 76,000 |
| Bucks County Pennsylvania | 4 | $ 642,000 | $ 160,000 | $ 97,000 |
| Kent County Rhode Island | 4 | $ 848,000 | $ 212,000 | $ 72,000 |
| Dallas County Texas | 4 | $ 3,039,000 | $ 759,000 | $ 0 |
| Milwaukee County Wisconsin | 4 | $ 890,000 | $ 222,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 659,000 | $ 219,000 | $ 0 |
| Montgomery County Alabama | 3 | $ 249,000 | $ 83,000 | $ 0 |
| Mohave County Arizona | 3 | $ 544,000 | $ 181,000 | $ 98,000 |
| Kern County California | 3 | $ 639,000 | $ 213,000 | $ 0 |
| San Joaquin County California | 3 | $ 421,000 | $ 140,000 | $ 68,000 |
| San Luis Obispo County California | 3 | $ 2,948,000 | $ 982,000 | $ 36,000 |
| Santa Clara County California | 3 | $ 2,011,000 | $ 670,000 | $ 0 |
| Adams County Colorado | 3 | $ 450,000 | $ 150,000 | $ 0 |
| Middlesex County Connecticut | 3 | $ 396,000 | $ 132,000 | $ 128,000 |
| New Castle County Delaware | 3 | $ 671,000 | $ 223,000 | $ 48,000 |
| Collier County Florida | 3 | $ 1,618,000 | $ 539,000 | $ 59,000 |
| Orange County Florida | 3 | $ 346,000 | $ 115,000 | $ 89,000 |
| St. Lucie County Florida | 3 | $ 995,000 | $ 331,000 | $ 49,000 |
| Volusia County Florida | 3 | $ 1,320,000 | $ 440,000 | $ 0 |
| Hampshire County Massachusetts | 3 | $ 568,000 | $ 189,000 | $ 0 |
| Jackson County Missouri | 3 | $ 904,000 | $ 301,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 1,220,000 | $ 406,000 | $ 107,000 |
| Franklin County Ohio | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Dauphin County Pennsylvania | 3 | $ 557,000 | $ 185,000 | $ 16,000 |
| Travis County Texas | 3 | $ 328,000 | $ 109,000 | $ 86,000 |
| Fairfax County Virginia | 3 | $ 949,000 | $ 316,000 | $ 39,000 |
| Richmond City County Virginia | 3 | $ 1,030,000 | $ 343,000 | $ 0 |
| Pierce County Washington | 3 | $ 889,000 | $ 296,000 | $ 0 |
| Snohomish County Washington | 3 | $ 1,152,000 | $ 384,000 | $ 0 |
| Contra Costa County California | 2 | $ 415,000 | $ 207,000 | $ 87,000 |
| Lassen County California | 2 | $ 144,000 | $ 72,000 | $ 0 |
| Napa County California | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Shasta County California | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Stanislaus County California | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Broomfield County Colorado | 2 | $ 422,000 | $ 211,000 | $ 39,000 |
| Pueblo County Colorado | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Brevard County Florida | 2 | $ 260,000 | $ 130,000 | $ 98,000 |
| Indian River County Florida | 2 | $ 393,000 | $ 196,000 | $ 119,000 |
| Manatee County Florida | 2 | $ 842,000 | $ 421,000 | $ 51,000 |
| Osceola County Florida | 2 | $ 280,000 | $ 140,000 | $ 280,000 |
| Sarasota County Florida | 2 | $ 177,000 | $ 88,000 | $ 90,000 |
| Cobb County Georgia | 2 | $ 197,000 | $ 98,000 | $ 0 |
| Floyd County Georgia | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 212,000 | $ 106,000 | $ 48,000 |
| Houston County Georgia | 2 | $ 555,000 | $ 277,000 | $ 52,000 |
| Hawaii County Hawaii | 2 | $ 665,000 | $ 332,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 406,000 | $ 203,000 | $ 66,000 |
| Washington County Maryland | 2 | $ 466,000 | $ 233,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 316,000 | $ 158,000 | $ 45,000 |
| St. Louis County Missouri | 2 | $ 334,000 | $ 167,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Cascade County Montana | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Washoe County Nevada | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Camden County New Jersey | 2 | $ 212,000 | $ 106,000 | $ 33,000 |
| Somerset County New Jersey | 2 | $ 409,000 | $ 204,000 | $ 87,000 |
| Dutchess County New York | 2 | $ 222,000 | $ 111,000 | $ 66,000 |
| Monroe County New York | 2 | $ 188,000 | $ 94,000 | $ 0 |
| Wake County North Carolina | 2 | $ 736,000 | $ 368,000 | $ 39,000 |
| Butler County Ohio | 2 | $ 575,000 | $ 287,000 | $ 43,000 |
| Multnomah County Oregon | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Newport County Rhode Island | 2 | $ 689,000 | $ 344,000 | $ 118,000 |
| Berkeley County South Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 1,137,000 | $ 568,000 | $ 0 |
| Bell County Texas | 2 | $ 839,000 | $ 419,000 | $ 0 |
| Webb County Texas | 2 | $ 1,450,000 | $ 725,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 269,000 | $ 134,000 | $ 50,000 |
| Norfolk County Virginia | 2 | $ 259,000 | $ 129,000 | $ 45,000 |
| Roanoke City County Virginia | 2 | $ 255,000 | $ 127,000 | $ 0 |
| King County Washington | 2 | $ 771,000 | $ 385,000 | $ 0 |
| Yuma County Arizona | 1 | $ 123,000 | $ 123,000 | $ 109,000 |
| Drew County Arkansas | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Calaveras County California | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Monterey County California | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| San Francisco County California | 1 | $ 1,170,000 | $ 1,170,000 | $ 0 |
| Santa Barbara County California | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Sonoma County California | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Sutter County California | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Ventura County California | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Yuba County California | 1 | $ 202,000 | $ 202,000 | $ 120,000 |
| Clear Creek County Colorado | 1 | $ 266,000 | $ 266,000 | $ 289,000 |
| El Paso County Colorado | 1 | $ 273,000 | $ 273,000 | $ 0 |
| New London County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Windham County Connecticut | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Flagler County Florida | 1 | $ 107,000 | $ 107,000 | $ 75,000 |
| Hernando County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 95,000 | $ 95,000 | $ 323,000 |
| Leon County Florida | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Monroe County Florida | 1 | $ 606,000 | $ 606,000 | $ 193,000 |
| Okaloosa County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Pasco County Florida | 1 | $ 99,000 | $ 99,000 | $ 191,000 |
| Walton County Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Clayton County Georgia | 1 | $ 1,645,000 | $ 1,645,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Maui County Hawaii | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Hamilton County Indiana | 1 | $ 95,000 | $ 95,000 | $ 379,000 |
| Hancock County Indiana | 1 | $ 465,000 | $ 465,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 333,000 | $ 333,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 2,750,000 | $ 2,750,000 | $ 0 |
| Plaquemines County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 73,000 |
| Anne Arundel County Maryland | 1 | $ 128,000 | $ 128,000 | $ 161,000 |
| Harford County Maryland | 1 | $ 158,000 | $ 158,000 | $ 111,000 |
| Kent County Maryland | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Barnstable County Massachusetts | 1 | $ 88,000 | $ 88,000 | $ 126,000 |
| Middlesex County Massachusetts | 1 | $ 386,000 | $ 386,000 | $ 90,000 |
| Warren County Mississippi | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Clay County Missouri | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Cumberland County New Jersey | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Hunterdon County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Broome County New York | 1 | $ 86,000 | $ 86,000 | $ 133,000 |
| Columbia County New York | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Erie County New York | 1 | $ 189,000 | $ 189,000 | $ 158,000 |
| Niagara County New York | 1 | $ 179,000 | $ 179,000 | $ 144,000 |
| Oneida County New York | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Orleans County New York | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Rensselaer County New York | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 180,000 |
| Durham County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 693,000 | $ 693,000 | $ 0 |
| Nash County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Greene County Ohio | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Lorain County Ohio | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Lucas County Ohio | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Medina County Ohio | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Portage County Ohio | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Stark County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Summit County Ohio | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Jackson County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Josephine County Oregon | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Lane County Oregon | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Washington County Oregon | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Horry County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| York County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 91,000 |
| Sevier County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Collin County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Coryell County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| El Paso County Texas | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Jefferson County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kendall County Texas | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Montgomery County Texas | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Taylor County Texas | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Williamson County Texas | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Davis County Utah | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Summit County Utah | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Hampton County Virginia | 1 | $ 298,000 | $ 298,000 | $ 120,000 |
| Prince William County Virginia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| Skagit County Washington | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Spokane County Washington | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Velocity Commercial Capital, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,110 | $356,368,000 | $321,000 | $5,000,000 | $75,000 | $5,243,000 |
| Home Purchase | 354 | $106,403,000 | $300,000 | $1,523,000 | $69,000 | $1,141,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 467 | $142,731,000 | $305,000 | $2,800,000 | $74,000 | $5,243,000 |
| White | 434 | $145,294,000 | $334,000 | $5,000,000 | $84,000 | $1,560,000 |
| Hispanic | 242 | $67,891,000 | $280,000 | $2,350,000 | $61,000 | $778,000 |
| Black or African American | 168 | $51,590,000 | $307,000 | $1,755,000 | $60,000 | $328,000 |
| Asian | 137 | $48,522,000 | $354,000 | $2,625,000 | $83,000 | $1,482,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $2,782,000 | $309,000 | $750,000 | $22,000 | $180,000 |
| American Indian or Alaskan Native | 7 | $3,961,000 | $565,000 | $1,450,000 | $46,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,464 | $462,771,000 | $316,000 | $5,000,000 | $74,000 | $5,243,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 885 | $250,639,000 | $283,000 | $2,800,000 | $107,000 | $5,243,000 |
| Application Approved But Not Accepted | 218 | $76,624,000 | $351,000 | $2,625,000 | $30,000 | $720,000 |
| Application Denied By Financial Institution | 141 | $55,738,000 | $395,000 | $4,500,000 | $12,000 | $300,000 |
| File Closed For Incompleteness | 113 | $37,351,000 | $330,000 | $2,625,000 | $32,000 | $778,000 |
| Application Withdrawn By Applicant | 107 | $42,419,000 | $396,000 | $5,000,000 | $11,000 | $646,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 70 | $29,378,000 | $419,000 | $4,500,000 | $6,000 | $240,000 |
| Credit History | 22 | $7,742,000 | $351,000 | $1,500,000 | $16,000 | $300,000 |
| Other | 16 | $6,321,000 | $395,000 | $1,253,000 | $47,000 | $223,000 |
| Unverifiable Information | 13 | $5,507,000 | $423,000 | $1,250,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $126,000 | $126,000 | $126,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.