Panorama Mortgage Group, LLC Mortgage Lending & HMDA Data, 2012

In 2012, Panorama Mortgage Group, LLC of Las Vegas, NV reported 3,083 mortgage applications totaling $519.0 million, up 29% from 2011. The average application was for $168,351, and applicants reported an average income of $69,132. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Las Vegas-Paradise, NV (1,744), Los Angeles-Long Beach-Glendale, CA (272) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (263) (applications in parentheses).

Mortgage Company & Address Panorama Mortgage Group, LLC
350 Rampart Boulevard Suite 310
Las Vegas, NV 89113
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 3,083
Total Mortgage Loan Application Amount $519,028,000
Average Mortgage Loan Application Amount $168,351
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $69,132
Highest Applicant Income $2,762,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Panorama Mortgage Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Panorama Mortgage Group, LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 1,744 $ 250,072,000 $ 143,389 $ 61,000
Los Angeles, California 272 $ 65,020,000 $ 239,044 $ 58,000
Broward, Florida 263 $ 57,751,000 $ 219,585 $ 108,000
Palm Beach, Florida 111 $ 23,967,000 $ 215,918 $ 118,000
Miami-Dade, Florida 83 $ 15,607,000 $ 188,036 $ 78,000
Riverside, California 74 $ 14,119,000 $ 190,797 $ 65,000
Maricopa, Arizona 60 $ 11,239,000 $ 187,316 $ 78,000
Bexar, Texas 54 $ 8,554,000 $ 158,407 $ 75,000
Dallas, Texas 35 $ 4,292,000 $ 122,628 $ 52,000
Williamson, Texas 34 $ 5,077,000 $ 149,323 $ 77,000
San Bernardino, California 32 $ 6,317,000 $ 197,406 $ 65,000
Travis, Texas 31 $ 4,309,000 $ 139,000 $ 71,000
Sacramento, California 22 $ 3,786,000 $ 172,090 $ 52,000
Washoe, Nevada 18 $ 2,882,000 $ 160,111 $ 48,000
Ventura, California 17 $ 4,462,000 $ 262,470 $ 64,000
Tarrant, Texas 13 $ 1,454,000 $ 111,846 $ 39,000
Alameda, California 10 $ 3,021,000 $ 302,100 $ 115,000
Orange, California 10 $ 3,067,000 $ 306,700 $ 86,000
Randall, Texas 10 $ 1,366,000 $ 136,600 $ 53,000
Pinal, Arizona 8 $ 913,000 $ 114,125 $ 60,000
Nye, Nevada 8 $ 999,000 $ 124,875 $ 59,000
Denton, Texas 8 $ 1,405,000 $ 175,625 $ 59,000
San Diego, California 7 $ 1,694,000 $ 242,000 $ 75,000
Titus, Texas 7 $ 741,000 $ 105,857 $ 56,000
Collin, Texas 6 $ 793,000 $ 132,166 $ 42,000
Hidalgo, Texas 6 $ 527,000 $ 87,833 $ 31,000
Orange, Florida 5 $ 1,152,000 $ 230,400 $ 91,000
Ellis, Texas 5 $ 488,000 $ 97,600 $ 61,000
Harris, Texas 5 $ 760,000 $ 152,000 $ 119,000
Collier, Florida 4 $ 999,000 $ 249,750 $ 72,000
Duval, Florida 4 $ 672,000 $ 168,000 $ 63,000
Martin, Florida 4 $ 1,379,000 $ 344,750 $ 215,000
Osceola, Florida 4 $ 548,000 $ 137,000 $ 34,000
St. Lucie, Florida 4 $ 453,000 $ 113,250 $ 52,000
Volusia, Florida 4 $ 501,000 $ 125,250 $ 56,000
Bastrop, Texas 4 $ 574,000 $ 143,500 $ 69,000
Moore, Texas 4 $ 340,000 $ 85,000 $ 36,000
Contra Costa, California 3 $ 579,000 $ 193,000 $ 82,000
Imperial, California 3 $ 264,000 $ 88,000 $ 29,000
Santa Cruz, California 3 $ 601,000 $ 200,333 $ 47,000
Solano, California 3 $ 1,176,000 $ 392,000 $ 91,000
Yolo, California 3 $ 641,000 $ 213,666 $ 48,000
Hays, Texas 3 $ 391,000 $ 130,333 $ 48,000
Limestone, Texas 3 $ 165,000 $ 55,000 $ 31,000
Potter, Texas 3 $ 390,000 $ 130,000 $ 55,000
Mohave, Arizona 2 $ 481,000 $ 240,500 $ 96,000
Kern, California 2 $ 226,000 $ 113,000 $ 29,000
Monterey, California 2 $ 485,000 $ 242,500 $ 32,000
Placer, California 2 $ 522,000 $ 261,000 $ 106,000
San Joaquin, California 2 $ 311,000 $ 155,500 $ 47,000
Santa Barbara, California 2 $ 360,000 $ 180,000 $ 24,000
Santa Clara, California 2 $ 1,414,000 $ 707,000 $ 218,000
Hillsborough, Florida 2 $ 270,000 $ 135,000 $ 48,000
Lake, Florida 2 $ 344,000 $ 172,000 $ 94,000
Pasco, Florida 2 $ 228,000 $ 114,000 $ 57,000
Pinellas, Florida 2 $ 200,000 $ 100,000 $ 24,000
Polk, Florida 2 $ 292,000 $ 146,000 $ 139,000
Atascosa, Texas 2 $ 427,000 $ 213,500 $ 97,000
Bell, Texas 2 $ 135,000 $ 67,500 $ 21,000
Lubbock, Texas 2 $ 138,000 $ 69,000 $ 57,000
Parker, Texas 2 $ 359,000 $ 179,500 $ 114,000
Gila, Arizona 1 $ 157,000 $ 157,000 $ 77,000
Butte, California 1 $ 73,000 $ 73,000 $ 30,000
Fresno, California 1 $ 77,000 $ 77,000 $ 194,000
San Francisco, California 1 $ 331,000 $ 331,000 $ 113,000
San Luis Obispo, California 1 $ 118,000 $ 118,000 $ 52,000
Sutter, California 1 $ 120,000 $ 120,000 $ 26,000
Yuba, California 1 $ 150,000 $ 150,000 $ 22,000
Eagle, Colorado 1 $ 378,000 $ 378,000 $ 137,000
Brevard, Florida 1 $ 1,027,000 $ 1,027,000 $ 399,000
Charlotte, Florida 1 $ 334,000 $ 334,000 $ 180,000
Clay, Florida 1 $ 51,000 $ 51,000 $ 24,000
Gadsden, Florida 1 $ 142,000 $ 142,000 $ 90,000
Hernando, Florida 1 $ 406,000 $ 406,000 $ 142,000
Lee, Florida 1 $ 269,000 $ 269,000 $ 63,000
Manatee, Florida 1 $ 122,000 $ 122,000 $ 39,000
Monroe, Florida 1 $ 503,000 $ 503,000 $ 289,000
St. Johns, Florida 1 $ 182,000 $ 182,000 $ 88,000
Elko, Nevada 1 $ 126,000 $ 126,000 $ 23,000
Lyon, Nevada 1 $ 48,000 $ 48,000 $ 173,000
Aransas, Texas 1 $ 135,000 $ 135,000 $ 112,000
Bowie, Texas 1 $ 90,000 $ 90,000 $ 30,000
Comal, Texas 1 $ 416,000 $ 416,000 $ 133,000
Deaf Smith, Texas 1 $ 98,000 $ 98,000 $ 43,000
Fort Bend, Texas 1 $ 154,000 $ 154,000 $ 61,000
Guadalupe, Texas 1 $ 66,000 $ 66,000 $ 24,000
Henderson, Texas 1 $ 286,000 $ 286,000 $ 250,000
Kaufman, Texas 1 $ 128,000 $ 128,000 $ 68,000
Lavaca, Texas 1 $ 223,000 $ 223,000 $ 76,000
McLennan, Texas 1 $ 90,000 $ 90,000 $ 59,000
Medina, Texas 1 $ 130,000 $ 130,000 $ 45,000
Midland, Texas 1 $ 75,000 $ 75,000 $ 38,000
Montgomery, Texas 1 $ 144,000 $ 144,000 $ 98,000
Morris, Texas 1 $ 67,000 $ 67,000 $ 57,000
Swisher, Texas 1 $ 57,000 $ 57,000 $ 21,000
Wise, Texas 1 $ 265,000 $ 265,000 $ 85,000
Spokane, Washington 1 $ 226,000 $ 226,000 $ 72,000

Mortgage Loan Application Detail Totals for Panorama Mortgage Group, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,579 $414,525,000 $160,000 $1,300,000 $68,000 $2,762,000
Refinancing 503 $104,328,000 $207,000 $1,000,000 $75,000 $1,060,000
Home Improvement 1 $175,000 $175,000 $175,000 $39,000 $39,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,287 $190,419,000 $147,000 $1,163,000 $46,000 $432,000
White 1,267 $242,224,000 $191,000 $1,300,000 $93,000 $1,060,000
Asian 251 $40,863,000 $162,000 $536,000 $57,000 $343,000
Black or African American 164 $25,265,000 $154,000 $383,000 $62,000 $288,000
Not Provided 67 $12,201,000 $182,000 $386,000 $76,000 $388,000
Native Hawaiian or Other Pacific Islander 41 $7,165,000 $174,000 $600,000 $134,000 $2,762,000
American Indian or Alaskan Native 6 $891,000 $148,000 $232,000 $100,000 $188,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,833 $288,887,000 $157,000 $623,000 $51,000 $2,762,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,113 $203,127,000 $182,000 $1,300,000 $98,000 $1,060,000
VA-guaranteed (Veterans Administration) 114 $24,308,000 $213,000 $1,027,000 $70,000 $399,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $2,706,000 $117,000 $209,000 $44,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,210 $374,538,000 $169,000 $1,300,000 $69,000 $925,000
Application Withdrawn By Applicant 665 $109,714,000 $164,000 $1,040,000 $67,000 $1,060,000
Application Denied By Financial Institution 208 $34,776,000 $167,000 $1,000,000 $74,000 $2,762,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 19 $2,613,000 $137,000 $265,000 $52,000 $105,000
Debt-To-Income Ratio 18 $3,467,000 $192,000 $407,000 $223,000 $2,762,000
Collateral 10 $1,594,000 $159,000 $440,000 $81,000 $170,000
Other 7 $1,193,000 $170,000 $245,000 $147,000 $395,000
Employment History 7 $790,000 $112,000 $157,000 $44,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 3 $557,000 $185,000 $313,000 $87,000 $170,000
Unverifiable Information 2 $257,000 $128,000 $142,000 $28,000 $30,000
Credit Application Incomplete 1 $403,000 $403,000 $403,000 $65,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Panorama Mortgage Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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