Panorama Mortgage Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Panorama Mortgage Group, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Panorama Mortgage Group, Llc 350 South Rampart Blvd, Ste 310 Carson City, NV 89145 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,995 |
| Total Mortgage Loan Application Amount | $1,079,275,000 |
| Average Mortgage Loan Application Amount | $225,500 |
| Highest Mortgage Loan Application Amount | $1,850,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Panorama Mortgage Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Panorama Mortgage Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Panorama Mortgage Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Panorama Mortgage Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Panorama Mortgage Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Panorama Mortgage Group, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,016 | $ 296,653,000 | $ 291,000 | $ 78,000 |
| Clark County Nevada | 831 | $ 155,053,000 | $ 186,000 | $ 57,000 |
| Fresno County California | 308 | $ 57,773,000 | $ 187,000 | $ 61,000 |
| Gwinnett County Georgia | 251 | $ 38,333,000 | $ 152,000 | $ 47,000 |
| Riverside County California | 240 | $ 57,863,000 | $ 241,000 | $ 67,000 |
| San Bernardino County California | 200 | $ 48,230,000 | $ 241,000 | $ 68,000 |
| Cobb County Georgia | 191 | $ 28,111,000 | $ 147,000 | $ 43,000 |
| Cook County Illinois | 162 | $ 27,682,000 | $ 170,000 | $ 69,000 |
| Kern County California | 139 | $ 26,054,000 | $ 187,000 | $ 68,000 |
| Maricopa County Arizona | 117 | $ 17,005,000 | $ 145,000 | $ 48,000 |
| Miami-Dade County Florida | 91 | $ 19,835,000 | $ 217,000 | $ 82,000 |
| Broward County Florida | 87 | $ 18,150,000 | $ 208,000 | $ 88,000 |
| San Diego County California | 81 | $ 23,927,000 | $ 295,000 | $ 73,000 |
| Tulare County California | 73 | $ 12,319,000 | $ 168,000 | $ 64,000 |
| Hall County Georgia | 51 | $ 6,539,000 | $ 128,000 | $ 38,000 |
| Hidalgo County Texas | 51 | $ 6,919,000 | $ 135,000 | $ 62,000 |
| Travis County Texas | 48 | $ 9,148,000 | $ 190,000 | $ 72,000 |
| Fulton County Georgia | 43 | $ 7,687,000 | $ 178,000 | $ 60,000 |
| Orange County California | 39 | $ 15,137,000 | $ 388,000 | $ 94,000 |
| Ventura County California | 38 | $ 14,292,000 | $ 376,000 | $ 84,000 |
| DeKalb County Georgia | 37 | $ 5,965,000 | $ 161,000 | $ 48,000 |
| Bergen County New Jersey | 36 | $ 11,237,000 | $ 312,000 | $ 93,000 |
| Cherokee County Georgia | 33 | $ 5,072,000 | $ 153,000 | $ 44,000 |
| Douglas County Georgia | 33 | $ 4,615,000 | $ 139,000 | $ 50,000 |
| Passaic County New Jersey | 33 | $ 7,592,000 | $ 230,000 | $ 69,000 |
| Union County New Jersey | 32 | $ 7,772,000 | $ 242,000 | $ 78,000 |
| King County Washington | 30 | $ 8,331,000 | $ 277,000 | $ 38,000 |
| Henry County Georgia | 29 | $ 4,033,000 | $ 139,000 | $ 46,000 |
| Hudson County New Jersey | 28 | $ 8,393,000 | $ 299,000 | $ 73,000 |
| Forsyth County Georgia | 23 | $ 4,149,000 | $ 180,000 | $ 53,000 |
| Essex County New Jersey | 21 | $ 4,089,000 | $ 194,000 | $ 73,000 |
| Clayton County Georgia | 20 | $ 2,059,000 | $ 102,000 | $ 34,000 |
| Paulding County Georgia | 20 | $ 2,816,000 | $ 140,000 | $ 52,000 |
| Dallas County Texas | 20 | $ 2,893,000 | $ 144,000 | $ 70,000 |
| Hays County Texas | 20 | $ 3,853,000 | $ 192,000 | $ 80,000 |
| Madera County California | 18 | $ 3,671,000 | $ 203,000 | $ 77,000 |
| Snohomish County Washington | 18 | $ 4,700,000 | $ 261,000 | $ 44,000 |
| Pierce County Washington | 17 | $ 3,999,000 | $ 235,000 | $ 30,000 |
| Williamson County Texas | 15 | $ 2,795,000 | $ 186,000 | $ 71,000 |
| Tarrant County Texas | 13 | $ 2,246,000 | $ 172,000 | $ 69,000 |
| Kings County California | 12 | $ 2,088,000 | $ 174,000 | $ 73,000 |
| Monterey County California | 12 | $ 3,523,000 | $ 293,000 | $ 98,000 |
| Orange County Florida | 12 | $ 2,094,000 | $ 174,000 | $ 48,000 |
| Harris County Texas | 12 | $ 1,818,000 | $ 151,000 | $ 70,000 |
| Will County Illinois | 11 | $ 1,453,000 | $ 132,000 | $ 48,000 |
| Middlesex County New Jersey | 11 | $ 2,617,000 | $ 237,000 | $ 85,000 |
| Collin County Texas | 11 | $ 2,934,000 | $ 266,000 | $ 136,000 |
| Sacramento County California | 10 | $ 2,794,000 | $ 279,000 | $ 78,000 |
| Palm Beach County Florida | 10 | $ 1,515,000 | $ 151,000 | $ 51,000 |
| Fayette County Georgia | 10 | $ 1,515,000 | $ 151,000 | $ 53,000 |
| Ector County Texas | 10 | $ 1,619,000 | $ 161,000 | $ 72,000 |
| Marin County California | 9 | $ 5,451,000 | $ 605,000 | $ 176,000 |
| Newton County Georgia | 9 | $ 1,088,000 | $ 120,000 | $ 49,000 |
| Rockdale County Georgia | 9 | $ 1,455,000 | $ 161,000 | $ 57,000 |
| Denton County Texas | 9 | $ 2,083,000 | $ 231,000 | $ 102,000 |
| Alameda County California | 8 | $ 2,753,000 | $ 344,000 | $ 112,000 |
| Contra Costa County California | 8 | $ 3,048,000 | $ 381,000 | $ 149,000 |
| Placer County California | 8 | $ 2,410,000 | $ 301,000 | $ 118,000 |
| Jackson County Georgia | 8 | $ 1,383,000 | $ 172,000 | $ 71,000 |
| DuPage County Illinois | 8 | $ 919,000 | $ 114,000 | $ 50,000 |
| Morris County New Jersey | 8 | $ 2,309,000 | $ 288,000 | $ 108,000 |
| Spokane County Washington | 8 | $ 1,045,000 | $ 130,000 | $ 15,000 |
| Solano County California | 7 | $ 2,133,000 | $ 304,000 | $ 95,000 |
| Lake County Illinois | 7 | $ 990,000 | $ 141,000 | $ 55,000 |
| Mohave County Arizona | 6 | $ 893,000 | $ 148,000 | $ 102,000 |
| Santa Cruz County California | 6 | $ 1,763,000 | $ 293,000 | $ 64,000 |
| Bartow County Georgia | 6 | $ 796,000 | $ 132,000 | $ 63,000 |
| Osceola County Florida | 5 | $ 711,000 | $ 142,000 | $ 47,000 |
| Richmond County Georgia | 5 | $ 962,000 | $ 192,000 | $ 56,000 |
| Clark County Washington | 5 | $ 659,000 | $ 131,000 | $ 40,000 |
| Thurston County Washington | 5 | $ 1,003,000 | $ 200,000 | $ 59,000 |
| Yakima County Washington | 5 | $ 778,000 | $ 155,000 | $ 34,000 |
| San Mateo County California | 4 | $ 1,936,000 | $ 484,000 | $ 160,000 |
| Santa Barbara County California | 4 | $ 1,418,000 | $ 354,000 | $ 255,000 |
| Lee County Florida | 4 | $ 851,000 | $ 212,000 | $ 55,000 |
| St. Lucie County Florida | 4 | $ 649,000 | $ 162,000 | $ 64,000 |
| Barrow County Georgia | 4 | $ 496,000 | $ 124,000 | $ 38,000 |
| Coweta County Georgia | 4 | $ 560,000 | $ 140,000 | $ 43,000 |
| Dawson County Georgia | 4 | $ 541,000 | $ 135,000 | $ 40,000 |
| Walton County Georgia | 4 | $ 824,000 | $ 206,000 | $ 57,000 |
| Washoe County Nevada | 4 | $ 1,189,000 | $ 297,000 | $ 197,000 |
| El Paso County Texas | 4 | $ 686,000 | $ 171,000 | $ 67,000 |
| Ellis County Texas | 4 | $ 677,000 | $ 169,000 | $ 45,000 |
| Midland County Texas | 4 | $ 983,000 | $ 245,000 | $ 134,000 |
| Kitsap County Washington | 4 | $ 1,228,000 | $ 307,000 | $ 77,000 |
| Yavapai County Arizona | 3 | $ 401,000 | $ 133,000 | $ 38,000 |
| Merced County California | 3 | $ 567,000 | $ 189,000 | $ 50,000 |
| Santa Clara County California | 3 | $ 1,178,000 | $ 392,000 | $ 116,000 |
| Carroll County Georgia | 3 | $ 310,000 | $ 103,000 | $ 53,000 |
| Pickens County Georgia | 3 | $ 335,000 | $ 111,000 | $ 56,000 |
| Spalding County Georgia | 3 | $ 332,000 | $ 110,000 | $ 47,000 |
| White County Georgia | 3 | $ 251,000 | $ 83,000 | $ 35,000 |
| Kendall County Illinois | 3 | $ 558,000 | $ 186,000 | $ 46,000 |
| Fort Bend County Texas | 3 | $ 797,000 | $ 265,000 | $ 86,000 |
| Kaufman County Texas | 3 | $ 739,000 | $ 246,000 | $ 73,000 |
| Skagit County Washington | 3 | $ 523,000 | $ 174,000 | $ 0 |
| Nevada County California | 2 | $ 860,000 | $ 430,000 | $ 173,000 |
| San Joaquin County California | 2 | $ 447,000 | $ 223,000 | $ 76,000 |
| Pinellas County Florida | 2 | $ 204,000 | $ 102,000 | $ 52,000 |
| Seminole County Florida | 2 | $ 228,000 | $ 114,000 | $ 41,000 |
| Brooks County Georgia | 2 | $ 424,000 | $ 212,000 | $ 86,000 |
| Butts County Georgia | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
| Columbia County Georgia | 2 | $ 326,000 | $ 163,000 | $ 63,000 |
| Lamar County Georgia | 2 | $ 275,000 | $ 137,000 | $ 57,000 |
| Polk County Georgia | 2 | $ 198,000 | $ 99,000 | $ 45,000 |
| Schley County Georgia | 2 | $ 236,000 | $ 118,000 | $ 35,000 |
| McHenry County Illinois | 2 | $ 524,000 | $ 262,000 | $ 118,000 |
| Monmouth County New Jersey | 2 | $ 399,000 | $ 199,000 | $ 229,000 |
| Ocean County New Jersey | 2 | $ 526,000 | $ 263,000 | $ 75,000 |
| Warren County New Jersey | 2 | $ 344,000 | $ 172,000 | $ 62,000 |
| Bexar County Texas | 2 | $ 393,000 | $ 196,000 | $ 190,000 |
| Galveston County Texas | 2 | $ 375,000 | $ 187,000 | $ 51,000 |
| Van Zandt County Texas | 2 | $ 392,000 | $ 196,000 | $ 92,000 |
| Apache County Arizona | 1 | $ 138,000 | $ 138,000 | $ 86,000 |
| Coconino County Arizona | 1 | $ 338,000 | $ 338,000 | $ 144,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| San Benito County California | 1 | $ 268,000 | $ 268,000 | $ 59,000 |
| Stanislaus County California | 1 | $ 241,000 | $ 241,000 | $ 78,000 |
| Yuba County California | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Bay County Florida | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Brevard County Florida | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Hillsborough County Florida | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Lake County Florida | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Marion County Florida | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Martin County Florida | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Okaloosa County Florida | 1 | $ 347,000 | $ 347,000 | $ 95,000 |
| Volusia County Florida | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Baldwin County Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Bibb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
| Chatham County Georgia | 1 | $ 62,000 | $ 62,000 | $ 99,000 |
| Dougherty County Georgia | 1 | $ 74,000 | $ 74,000 | $ 71,000 |
| Fannin County Georgia | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Glynn County Georgia | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Habersham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Heard County Georgia | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Houston County Georgia | 1 | $ 190,000 | $ 190,000 | $ 137,000 |
| Muscogee County Georgia | 1 | $ 209,000 | $ 209,000 | $ 60,000 |
| Pike County Georgia | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Upson County Georgia | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Boone County Illinois | 1 | $ 133,000 | $ 133,000 | $ 75,000 |
| Kane County Illinois | 1 | $ 381,000 | $ 381,000 | $ 140,000 |
| Nye County Nevada | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Burlington County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Camden County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Somerset County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 166,000 |
| Sussex County New Jersey | 1 | $ 398,000 | $ 398,000 | $ 206,000 |
| Bastrop County Texas | 1 | $ 213,000 | $ 213,000 | $ 105,000 |
| Cameron County Texas | 1 | $ 163,000 | $ 163,000 | $ 97,000 |
| Crane County Texas | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Grayson County Texas | 1 | $ 48,000 | $ 48,000 | $ 118,000 |
| Hunt County Texas | 1 | $ 186,000 | $ 186,000 | $ 104,000 |
| Maverick County Texas | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Rockwall County Texas | 1 | $ 261,000 | $ 261,000 | $ 95,000 |
| Starr County Texas | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Tom Green County Texas | 1 | $ 181,000 | $ 181,000 | $ 106,000 |
| Val Verde County Texas | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Webb County Texas | 1 | $ 200,000 | $ 200,000 | $ 126,000 |
| Winkler County Texas | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Grant County Washington | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Panorama Mortgage Group, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,893 | $811,054,000 | $208,000 | $909,000 | $67,000 | $491,000 |
| Refinancing | 1,102 | $268,221,000 | $243,000 | $1,850,000 | $63,000 | $1,604,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,314 | $686,303,000 | $207,000 | $840,000 | $60,000 | $1,604,000 |
| White | 1,061 | $253,863,000 | $239,000 | $1,850,000 | $81,000 | $613,000 |
| Black or African American | 330 | $66,502,000 | $201,000 | $630,000 | $63,000 | $253,000 |
| Asian | 205 | $53,486,000 | $260,000 | $771,000 | $78,000 | $485,000 |
| Not Provided | 48 | $10,787,000 | $224,000 | $626,000 | $57,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $6,605,000 | $227,000 | $556,000 | $86,000 | $192,000 |
| American Indian or Alaskan Native | 8 | $1,729,000 | $216,000 | $464,000 | $74,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,929 | $603,344,000 | $205,000 | $628,000 | $54,000 | $424,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,823 | $410,309,000 | $225,000 | $1,850,000 | $83,000 | $1,604,000 |
| VA-guaranteed (Veterans Administration) | 218 | $61,033,000 | $279,000 | $909,000 | $80,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $4,589,000 | $183,000 | $331,000 | $58,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,134 | $902,478,000 | $218,000 | $1,850,000 | $66,000 | $1,604,000 |
| Application Withdrawn By Applicant | 478 | $103,914,000 | $217,000 | $904,000 | $69,000 | $485,000 |
| Application Denied By Financial Institution | 269 | $49,269,000 | $183,000 | $660,000 | $58,000 | $301,000 |
| Application Approved But Not Accepted | 101 | $21,060,000 | $208,000 | $626,000 | $57,000 | $318,000 |
| File Closed For Incompleteness | 8 | $1,836,000 | $229,000 | $344,000 | $61,000 | $88,000 |
| Preapproval Approved but not Accepted | 5 | $718,000 | $143,000 | $295,000 | $39,000 | $52,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $10,643,000 | $204,000 | $491,000 | $70,000 | $192,000 |
| Collateral | 51 | $8,394,000 | $164,000 | $452,000 | $56,000 | $191,000 |
| Other | 48 | $7,192,000 | $149,000 | $660,000 | $57,000 | $301,000 |
| Debt-To-Income Ratio | 46 | $8,809,000 | $191,000 | $580,000 | $50,000 | $125,000 |
| Employment History | 23 | $4,806,000 | $208,000 | $540,000 | $50,000 | $151,000 |
| Credit Application Incomplete | 17 | $3,484,000 | $204,000 | $508,000 | $59,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,331,000 | $266,000 | $520,000 | $50,000 | $137,000 |
| Unverifiable Information | 4 | $667,000 | $166,000 | $334,000 | $52,000 | $81,000 |
| Mortgage Insurance Denied | 2 | $257,000 | $128,000 | $136,000 | $50,000 | $63,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Panorama Mortgage Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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