Panorama Mortgage Group, LLC Mortgage Lending & HMDA Data, 2015

In 2015, Panorama Mortgage Group, LLC of Las Vegas, NV reported 4,995 mortgage applications totaling $1.1 billion, up 75% from 2014. The average application was for $216,071, and applicants reported an average income of $66,117. 83% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,016), Las Vegas-Henderson-Paradise, NV (831) and Atlanta-Sandy Springs-Roswell, GA (745) (applications in parentheses).

Mortgage Company & Address Panorama Mortgage Group, LLC
350 Rampart Boulevard Suite 310
Las Vegas, NV 89113
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 4,995
Total Mortgage Loan Application Amount $1,079,275,000
Average Mortgage Loan Application Amount $216,071
Highest Mortgage Loan Application Amount $1,850,000
Average Applicant Income $66,117
Highest Applicant Income $1,604,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Panorama Mortgage Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Panorama Mortgage Group, LLC by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,016 $ 296,653,000 $ 291,981 $ 78,000
Las Vegas-Henderson-Paradise, NV 831 $ 155,053,000 $ 186,586 $ 57,000
Atlanta-Sandy Springs-Roswell, GA 745 $ 111,780,000 $ 150,040 $ 47,000
Riverside-San Bernardino-Ontario, CA 440 $ 106,093,000 $ 241,120 $ 68,000
Fresno, CA 308 $ 57,773,000 $ 187,574 $ 61,000
Chicago-Naperville-Arlington Heights, IL 186 $ 31,136,000 $ 167,397 $ 67,000
Bakersfield, CA 139 $ 26,054,000 $ 187,438 $ 68,000
Phoenix-Mesa-Scottsdale, AZ 118 $ 17,230,000 $ 146,016 $ 49,000
New York-Jersey City-White Plains, NY-NJ 112 $ 30,764,000 $ 274,678 $ 82,000
Miami-Miami Beach-Kendall, FL 91 $ 19,835,000 $ 217,967 $ 82,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 87 $ 18,150,000 $ 208,620 $ 88,000
Austin-Round Rock, TX 84 $ 16,009,000 $ 190,583 $ 74,000
San Diego-Carlsbad, CA 81 $ 23,927,000 $ 295,395 $ 73,000
Visalia-Porterville, CA 73 $ 12,319,000 $ 168,753 $ 64,000
Newark, NJ-PA 63 $ 15,063,000 $ 239,095 $ 84,000
Gainesville, GA 51 $ 6,539,000 $ 128,215 $ 38,000
McAllen-Edinburg-Mission, TX 51 $ 6,919,000 $ 135,666 $ 62,000
Dallas-Plano-Irving, TX 49 $ 9,773,000 $ 199,448 $ 90,000
Seattle-Bellevue-Everett, WA 48 $ 13,031,000 $ 271,479 $ 40,000
Anaheim-Santa Ana-Irvine, CA 39 $ 15,137,000 $ 388,128 $ 94,000
Oxnard-Thousand Oaks-Ventura, CA 38 $ 14,292,000 $ 376,105 $ 84,000
Orlando-Kissimmee-Sanford, FL 20 $ 3,165,000 $ 158,250 $ 48,000
Madera, CA 18 $ 3,671,000 $ 203,944 $ 77,000
Sacramento--Roseville--Arden-Arcade, CA 18 $ 5,204,000 $ 289,111 $ 96,000
Houston-The Woodlands-Sugar Land, TX 17 $ 2,990,000 $ 175,882 $ 70,000
Tacoma-Lakewood, WA 17 $ 3,999,000 $ 235,235 $ 30,000
Oakland-Hayward-Berkeley, CA 16 $ 5,801,000 $ 362,562 $ 130,000
Fort Worth-Arlington, TX 13 $ 2,246,000 $ 172,769 $ 69,000
Hanford-Corcoran, CA 12 $ 2,088,000 $ 174,000 $ 73,000
Salinas, CA 12 $ 3,523,000 $ 293,583 $ 98,000
Odessa, TX 10 $ 1,619,000 $ 161,900 $ 72,000
West Palm Beach-Boca Raton-Delray Beach, FL 10 $ 1,515,000 $ 151,500 $ 51,000
San Rafael, CA 9 $ 5,451,000 $ 605,666 $ 176,000
Spokane-Spokane Valley, WA 8 $ 1,045,000 $ 130,625 $ 15,000
Augusta-Richmond County, GA-SC 7 $ 1,288,000 $ 184,000 $ 58,000
Lake County-Kenosha County, IL-WI 7 $ 990,000 $ 141,428 $ 55,000
Vallejo-Fairfield, CA 7 $ 2,133,000 $ 304,714 $ 95,000
Lake Havasu City-Kingman, AZ 6 $ 893,000 $ 148,833 $ 102,000
Santa Cruz-Watsonville, CA 6 $ 1,763,000 $ 293,833 $ 64,000
Olympia-Tumwater, WA 5 $ 1,003,000 $ 200,600 $ 59,000
Port St. Lucie, FL 5 $ 861,000 $ 172,200 $ 68,000
Portland-Vancouver-Hillsboro, OR-WA 5 $ 659,000 $ 131,800 $ 40,000
Yakima, WA 5 $ 778,000 $ 155,600 $ 34,000
Bremerton-Silverdale, WA 4 $ 1,228,000 $ 307,000 $ 77,000
Cape Coral-Fort Myers, FL 4 $ 851,000 $ 212,750 $ 55,000
El Paso, TX 4 $ 686,000 $ 171,500 $ 67,000
Midland, TX 4 $ 983,000 $ 245,750 $ 134,000
Reno, NV 4 $ 1,189,000 $ 297,250 $ 197,000
San Francisco-Redwood City-South San Francisco, CA 4 $ 1,936,000 $ 484,000 $ 160,000
San Jose-Sunnyvale-Santa Clara, CA 4 $ 1,446,000 $ 361,500 $ 101,000
Santa Maria-Santa Barbara, CA 4 $ 1,418,000 $ 354,500 $ 255,000
Merced, CA 3 $ 567,000 $ 189,000 $ 50,000
Mount Vernon-Anacortes, WA 3 $ 523,000 $ 174,333 $ 0
Prescott, AZ 3 $ 401,000 $ 133,666 $ 38,000
Tampa-St. Petersburg-Clearwater, FL 3 $ 351,000 $ 117,000 $ 53,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 344,000 $ 172,000 $ 62,000
Camden, NJ 2 $ 520,000 $ 260,000 $ 89,000
San Antonio-New Braunfels, TX 2 $ 393,000 $ 196,500 $ 190,000
Stockton-Lodi, CA 2 $ 447,000 $ 223,500 $ 76,000
Valdosta, GA 2 $ 424,000 $ 212,000 $ 86,000
Albany, GA 1 $ 74,000 $ 74,000 $ 71,000
Brownsville-Harlingen, TX 1 $ 163,000 $ 163,000 $ 97,000
Brunswick, GA 1 $ 130,000 $ 130,000 $ 31,000
Columbus, GA-AL 1 $ 209,000 $ 209,000 $ 60,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 347,000 $ 347,000 $ 95,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 136,000 $ 136,000 $ 32,000
Elgin, IL 1 $ 381,000 $ 381,000 $ 140,000
Flagstaff, AZ 1 $ 338,000 $ 338,000 $ 144,000
Laredo, TX 1 $ 200,000 $ 200,000 $ 126,000
Macon, GA 1 $ 147,000 $ 147,000 $ 61,000
Modesto, CA 1 $ 241,000 $ 241,000 $ 78,000
North Port-Sarasota-Bradenton, FL 1 $ 185,000 $ 185,000 $ 44,000
Ocala, FL 1 $ 119,000 $ 119,000 $ 32,000
Palm Bay-Melbourne-Titusville, FL 1 $ 102,000 $ 102,000 $ 29,000
Panama City, FL 1 $ 205,000 $ 205,000 $ 78,000
Rockford, IL 1 $ 133,000 $ 133,000 $ 75,000
San Angelo, TX 1 $ 181,000 $ 181,000 $ 106,000
Savannah, GA 1 $ 62,000 $ 62,000 $ 99,000
Sherman-Denison, TX 1 $ 48,000 $ 48,000 $ 118,000
Warner Robins, GA 1 $ 190,000 $ 190,000 $ 137,000
Yuba City, CA 1 $ 180,000 $ 180,000 $ 67,000

Mortgage Loan Application Detail Totals for Panorama Mortgage Group, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,893 $811,054,000 $208,000 $909,000 $67,000 $491,000
Refinancing 1,102 $268,221,000 $243,000 $1,850,000 $63,000 $1,604,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 3,314 $686,303,000 $207,000 $840,000 $60,000 $1,604,000
White 1,061 $253,863,000 $239,000 $1,850,000 $81,000 $613,000
Black or African American 330 $66,502,000 $201,000 $630,000 $63,000 $253,000
Asian 205 $53,486,000 $260,000 $771,000 $78,000 $485,000
Not Provided 48 $10,787,000 $224,000 $626,000 $57,000 $278,000
Native Hawaiian or Other Pacific Islander 29 $6,605,000 $227,000 $556,000 $86,000 $192,000
American Indian or Alaskan Native 8 $1,729,000 $216,000 $464,000 $74,000 $162,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,929 $603,344,000 $205,000 $628,000 $54,000 $424,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,823 $410,309,000 $225,000 $1,850,000 $83,000 $1,604,000
VA-guaranteed (Veterans Administration) 218 $61,033,000 $279,000 $909,000 $80,000 $318,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $4,589,000 $183,000 $331,000 $58,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,134 $902,478,000 $218,000 $1,850,000 $66,000 $1,604,000
Application Withdrawn By Applicant 478 $103,914,000 $217,000 $904,000 $69,000 $485,000
Application Denied By Financial Institution 269 $49,269,000 $183,000 $660,000 $58,000 $301,000
Application Approved But Not Accepted 101 $21,060,000 $208,000 $626,000 $57,000 $318,000
File Closed For Incompleteness 8 $1,836,000 $229,000 $344,000 $61,000 $88,000
Preapproval Approved but not Accepted 5 $718,000 $143,000 $295,000 $39,000 $52,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 52 $10,643,000 $204,000 $491,000 $70,000 $192,000
Collateral 51 $8,394,000 $164,000 $452,000 $56,000 $191,000
Other 48 $7,192,000 $149,000 $660,000 $57,000 $301,000
Debt-To-Income Ratio 46 $8,809,000 $191,000 $580,000 $50,000 $125,000
Employment History 23 $4,806,000 $208,000 $540,000 $50,000 $151,000
Credit Application Incomplete 17 $3,484,000 $204,000 $508,000 $59,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,331,000 $266,000 $520,000 $50,000 $137,000
Unverifiable Information 4 $667,000 $166,000 $334,000 $52,000 $81,000
Mortgage Insurance Denied 2 $257,000 $128,000 $136,000 $50,000 $63,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Panorama Mortgage Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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