Clearpoint Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Clearpoint Funding, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,514 |
| Total Mortgage Loan Application Amount | $366,519,000 |
| Average Mortgage Loan Application Amount | $228,333 |
| Highest Mortgage Loan Application Amount | $1,436,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $1,510,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Clearpoint Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpoint Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Clearpoint Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpoint Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpoint Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpoint Funding, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 109 | $ 28,567,000 | $ 262,000 | $ 116,000 |
| Los Angeles County California | 89 | $ 27,241,000 | $ 306,000 | $ 111,000 |
| Essex County Massachusetts | 67 | $ 18,808,000 | $ 280,000 | $ 125,000 |
| Norfolk County Massachusetts | 62 | $ 16,243,000 | $ 261,000 | $ 106,000 |
| Worcester County Massachusetts | 56 | $ 11,537,000 | $ 206,000 | $ 93,000 |
| Fairfax County Virginia | 54 | $ 16,816,000 | $ 311,000 | $ 121,000 |
| San Diego County California | 36 | $ 11,950,000 | $ 331,000 | $ 121,000 |
| Plymouth County Massachusetts | 35 | $ 8,339,000 | $ 238,000 | $ 113,000 |
| Orange County California | 34 | $ 10,694,000 | $ 314,000 | $ 115,000 |
| Hartford County Connecticut | 34 | $ 7,696,000 | $ 226,000 | $ 107,000 |
| Suffolk County Massachusetts | 31 | $ 9,904,000 | $ 319,000 | $ 131,000 |
| Barnstable County Massachusetts | 30 | $ 6,183,000 | $ 206,000 | $ 109,000 |
| Montgomery County Maryland | 29 | $ 8,005,000 | $ 276,000 | $ 126,000 |
| Bristol County Massachusetts | 29 | $ 6,498,000 | $ 224,000 | $ 87,000 |
| Hillsborough County New Hampshire | 29 | $ 5,490,000 | $ 189,000 | $ 87,000 |
| Cook County Illinois | 27 | $ 4,314,000 | $ 159,000 | $ 75,000 |
| Prince William County Virginia | 26 | $ 6,348,000 | $ 244,000 | $ 73,000 |
| Providence County Rhode Island | 21 | $ 3,258,000 | $ 155,000 | $ 70,000 |
| Fulton County Georgia | 20 | $ 4,596,000 | $ 229,000 | $ 124,000 |
| Anne Arundel County Maryland | 19 | $ 4,725,000 | $ 248,000 | $ 100,000 |
| Livingston County Michigan | 16 | $ 3,005,000 | $ 187,000 | $ 101,000 |
| Oakland County Michigan | 16 | $ 3,332,000 | $ 208,000 | $ 111,000 |
| Santa Clara County California | 15 | $ 5,612,000 | $ 374,000 | $ 125,000 |
| Alameda County California | 13 | $ 3,724,000 | $ 286,000 | $ 132,000 |
| Miami-Dade County Florida | 13 | $ 2,430,000 | $ 186,000 | $ 83,000 |
| Rockingham County New Hampshire | 13 | $ 2,709,000 | $ 208,000 | $ 83,000 |
| Washington County Rhode Island | 13 | $ 3,490,000 | $ 268,000 | $ 90,000 |
| Loudoun County Virginia | 13 | $ 3,873,000 | $ 297,000 | $ 99,000 |
| Ventura County California | 12 | $ 3,447,000 | $ 287,000 | $ 155,000 |
| Fairfield County Connecticut | 12 | $ 3,715,000 | $ 309,000 | $ 127,000 |
| York County Maine | 12 | $ 1,849,000 | $ 154,000 | $ 81,000 |
| District of Columbia County District Of Columbia | 11 | $ 4,260,000 | $ 387,000 | $ 252,000 |
| Macomb County Michigan | 11 | $ 1,588,000 | $ 144,000 | $ 67,000 |
| Henrico County Virginia | 11 | $ 2,620,000 | $ 238,000 | $ 134,000 |
| Riverside County California | 10 | $ 2,073,000 | $ 207,000 | $ 171,000 |
| Muskingum County Ohio | 10 | $ 1,286,000 | $ 128,000 | $ 60,000 |
| Harris County Texas | 10 | $ 1,805,000 | $ 180,000 | $ 102,000 |
| Contra Costa County California | 8 | $ 2,301,000 | $ 287,000 | $ 135,000 |
| San Bernardino County California | 8 | $ 2,123,000 | $ 265,000 | $ 292,000 |
| Gwinnett County Georgia | 8 | $ 1,624,000 | $ 203,000 | $ 99,000 |
| Howard County Maryland | 8 | $ 2,218,000 | $ 277,000 | $ 133,000 |
| Prince George's County Maryland | 8 | $ 1,553,000 | $ 194,000 | $ 72,000 |
| Hampden County Massachusetts | 8 | $ 1,473,000 | $ 184,000 | $ 78,000 |
| Allegheny County Pennsylvania | 8 | $ 1,222,000 | $ 152,000 | $ 70,000 |
| Montgomery County Pennsylvania | 8 | $ 1,638,000 | $ 204,000 | $ 85,000 |
| Middlesex County Connecticut | 7 | $ 1,257,000 | $ 179,000 | $ 100,000 |
| Cumberland County Maine | 7 | $ 1,511,000 | $ 215,000 | $ 66,000 |
| Baltimore County Maryland | 7 | $ 1,801,000 | $ 257,000 | $ 83,000 |
| Baltimore City County Maryland | 7 | $ 1,778,000 | $ 254,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,118,000 | $ 159,000 | $ 50,000 |
| Chesterfield County Virginia | 7 | $ 1,649,000 | $ 235,000 | $ 75,000 |
| Cobb County Georgia | 6 | $ 1,530,000 | $ 255,000 | $ 225,000 |
| Merrimack County New Hampshire | 6 | $ 1,035,000 | $ 172,000 | $ 111,000 |
| Strafford County New Hampshire | 6 | $ 891,000 | $ 148,000 | $ 64,000 |
| Bucks County Pennsylvania | 6 | $ 1,450,000 | $ 241,000 | $ 79,000 |
| Sacramento County California | 5 | $ 1,264,000 | $ 252,000 | $ 139,000 |
| New Haven County Connecticut | 5 | $ 1,262,000 | $ 252,000 | $ 169,000 |
| Tolland County Connecticut | 5 | $ 1,440,000 | $ 288,000 | $ 166,000 |
| Broward County Florida | 5 | $ 967,000 | $ 193,000 | $ 81,000 |
| Bibb County Georgia | 5 | $ 1,068,000 | $ 213,000 | $ 132,000 |
| DeKalb County Georgia | 5 | $ 1,307,000 | $ 261,000 | $ 89,000 |
| Will County Illinois | 5 | $ 1,212,000 | $ 242,000 | $ 89,000 |
| Sedgwick County Kansas | 5 | $ 716,000 | $ 143,000 | $ 66,000 |
| Cuyahoga County Ohio | 5 | $ 1,172,000 | $ 234,000 | $ 78,000 |
| Alexandria County Virginia | 5 | $ 1,305,000 | $ 261,000 | $ 114,000 |
| San Mateo County California | 4 | $ 1,836,000 | $ 459,000 | $ 134,000 |
| Denver County Colorado | 4 | $ 818,000 | $ 204,000 | $ 96,000 |
| Douglas County Colorado | 4 | $ 1,153,000 | $ 288,000 | $ 107,000 |
| Jefferson County Colorado | 4 | $ 647,000 | $ 161,000 | $ 40,000 |
| Orange County Florida | 4 | $ 542,000 | $ 135,000 | $ 46,000 |
| Harford County Maryland | 4 | $ 838,000 | $ 209,000 | $ 111,000 |
| Essex County New Jersey | 4 | $ 687,000 | $ 171,000 | $ 70,000 |
| Lucas County Ohio | 4 | $ 420,000 | $ 105,000 | $ 63,000 |
| Perry County Pennsylvania | 4 | $ 479,000 | $ 119,000 | $ 81,000 |
| Kent County Rhode Island | 4 | $ 614,000 | $ 153,000 | $ 92,000 |
| Travis County Texas | 4 | $ 590,000 | $ 147,000 | $ 75,000 |
| Salt Lake County Utah | 4 | $ 987,000 | $ 246,000 | $ 121,000 |
| San Francisco County California | 3 | $ 970,000 | $ 323,000 | $ 152,000 |
| Santa Barbara County California | 3 | $ 577,000 | $ 192,000 | $ 83,000 |
| Arapahoe County Colorado | 3 | $ 506,000 | $ 168,000 | $ 63,000 |
| Forsyth County Georgia | 3 | $ 678,000 | $ 226,000 | $ 82,000 |
| Hancock County Maine | 3 | $ 902,000 | $ 300,000 | $ 138,000 |
| St. Mary's County Maryland | 3 | $ 786,000 | $ 262,000 | $ 106,000 |
| Belknap County New Hampshire | 3 | $ 514,000 | $ 171,000 | $ 49,000 |
| Hamilton County Ohio | 3 | $ 462,000 | $ 154,000 | $ 107,000 |
| Portage County Ohio | 3 | $ 439,000 | $ 146,000 | $ 64,000 |
| Cumberland County Pennsylvania | 3 | $ 562,000 | $ 187,000 | $ 84,000 |
| Dauphin County Pennsylvania | 3 | $ 731,000 | $ 243,000 | $ 105,000 |
| Washington County Pennsylvania | 3 | $ 533,000 | $ 177,000 | $ 78,000 |
| Orangeburg County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 37,000 |
| Arlington County Virginia | 3 | $ 929,000 | $ 309,000 | $ 100,000 |
| Hampton County Virginia | 3 | $ 306,000 | $ 102,000 | $ 82,000 |
| Jefferson County Alabama | 2 | $ 1,162,000 | $ 581,000 | $ 137,000 |
| Maricopa County Arizona | 2 | $ 200,000 | $ 100,000 | $ 49,000 |
| San Luis Obispo County California | 2 | $ 535,000 | $ 267,000 | $ 91,000 |
| Sonoma County California | 2 | $ 765,000 | $ 382,000 | $ 247,000 |
| El Paso County Colorado | 2 | $ 517,000 | $ 258,000 | $ 61,000 |
| Litchfield County Connecticut | 2 | $ 489,000 | $ 244,000 | $ 72,000 |
| Sussex County Delaware | 2 | $ 490,000 | $ 245,000 | $ 248,000 |
| Pinellas County Florida | 2 | $ 615,000 | $ 307,000 | $ 68,000 |
| Cherokee County Georgia | 2 | $ 333,000 | $ 166,000 | $ 139,000 |
| Lake County Illinois | 2 | $ 187,000 | $ 93,000 | $ 38,000 |
| Caroline County Maryland | 2 | $ 568,000 | $ 284,000 | $ 99,000 |
| Frederick County Maryland | 2 | $ 751,000 | $ 375,000 | $ 137,000 |
| Worcester County Maryland | 2 | $ 255,000 | $ 127,000 | $ 161,000 |
| Monroe County Michigan | 2 | $ 229,000 | $ 114,000 | $ 63,000 |
| Wayne County Michigan | 2 | $ 95,000 | $ 47,000 | $ 41,000 |
| Ocean County New Jersey | 2 | $ 462,000 | $ 231,000 | $ 80,000 |
| Union County New Jersey | 2 | $ 263,000 | $ 131,000 | $ 74,000 |
| Union County Ohio | 2 | $ 319,000 | $ 159,000 | $ 136,000 |
| Clatsop County Oregon | 2 | $ 634,000 | $ 317,000 | $ 70,000 |
| Deschutes County Oregon | 2 | $ 383,000 | $ 191,000 | $ 114,000 |
| Chester County Pennsylvania | 2 | $ 656,000 | $ 328,000 | $ 148,000 |
| Delaware County Pennsylvania | 2 | $ 435,000 | $ 217,000 | $ 102,000 |
| Westmoreland County Pennsylvania | 2 | $ 233,000 | $ 116,000 | $ 67,000 |
| Charleston County South Carolina | 2 | $ 601,000 | $ 300,000 | $ 85,000 |
| Greenville County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 38,000 |
| Spartanburg County South Carolina | 2 | $ 162,000 | $ 81,000 | $ 44,000 |
| Minnehaha County South Dakota | 2 | $ 465,000 | $ 232,000 | $ 70,000 |
| Fort Bend County Texas | 2 | $ 457,000 | $ 228,000 | $ 152,000 |
| Montgomery County Texas | 2 | $ 349,000 | $ 174,000 | $ 148,000 |
| Amherst County Virginia | 2 | $ 414,000 | $ 207,000 | $ 101,000 |
| Hanover County Virginia | 2 | $ 489,000 | $ 244,000 | $ 83,000 |
| New Kent County Virginia | 2 | $ 291,000 | $ 145,000 | $ 48,000 |
| Northumberland County Virginia | 2 | $ 418,000 | $ 209,000 | $ 149,000 |
| Richmond City County Virginia | 2 | $ 400,000 | $ 200,000 | $ 148,000 |
| York County Virginia | 2 | $ 364,000 | $ 182,000 | $ 78,000 |
| King County Washington | 2 | $ 726,000 | $ 363,000 | $ 174,000 |
| Laramie County Wyoming | 2 | $ 222,000 | $ 111,000 | $ 22,000 |
| Madison County Alabama | 1 | $ 129,000 | $ 129,000 | $ 125,000 |
| Marengo County Alabama | 1 | $ 167,000 | $ 167,000 | $ 37,000 |
| Kodiak Island County Alaska | 1 | $ 304,000 | $ 304,000 | $ 77,000 |
| Butte County California | 1 | $ 176,000 | $ 176,000 | $ 181,000 |
| Calaveras County California | 1 | $ 120,000 | $ 120,000 | $ 126,000 |
| Kern County California | 1 | $ 313,000 | $ 313,000 | $ 151,000 |
| Monterey County California | 1 | $ 665,000 | $ 665,000 | $ 412,000 |
| Placer County California | 1 | $ 276,000 | $ 276,000 | $ 112,000 |
| San Joaquin County California | 1 | $ 250,000 | $ 250,000 | $ 216,000 |
| Santa Cruz County California | 1 | $ 407,000 | $ 407,000 | $ 193,000 |
| Solano County California | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| Yolo County California | 1 | $ 262,000 | $ 262,000 | $ 151,000 |
| Adams County Colorado | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Larimer County Colorado | 1 | $ 221,000 | $ 221,000 | $ 94,000 |
| Summit County Colorado | 1 | $ 199,000 | $ 199,000 | $ 131,000 |
| New London County Connecticut | 1 | $ 264,000 | $ 264,000 | $ 103,000 |
| Windham County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 513,000 |
| Hernando County Florida | 1 | $ 109,000 | $ 109,000 | $ 79,000 |
| Hillsborough County Florida | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Lee County Florida | 1 | $ 98,000 | $ 98,000 | $ 95,000 |
| Okaloosa County Florida | 1 | $ 207,000 | $ 207,000 | $ 72,000 |
| Osceola County Florida | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Walton County Florida | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Glynn County Georgia | 1 | $ 124,000 | $ 124,000 | $ 71,000 |
| Hall County Georgia | 1 | $ 304,000 | $ 304,000 | $ 134,000 |
| Lumpkin County Georgia | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Madison County Georgia | 1 | $ 327,000 | $ 327,000 | $ 96,000 |
| Putnam County Georgia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Spalding County Georgia | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Kankakee County Illinois | 1 | $ 249,000 | $ 249,000 | $ 158,000 |
| Kendall County Illinois | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Linn County Iowa | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Butler County Kansas | 1 | $ 138,000 | $ 138,000 | $ 184,000 |
| Seward County Kansas | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Sumner County Kansas | 1 | $ 130,000 | $ 130,000 | $ 141,000 |
| Morgan County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Livingston County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Androscoggin County Maine | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Kennebec County Maine | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Knox County Maine | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Carroll County Maryland | 1 | $ 318,000 | $ 318,000 | $ 53,000 |
| Charles County Maryland | 1 | $ 272,000 | $ 272,000 | $ 53,000 |
| Kent County Maryland | 1 | $ 193,000 | $ 193,000 | $ 458,000 |
| Washington County Maryland | 1 | $ 326,000 | $ 326,000 | $ 69,000 |
| Berkshire County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 107,000 |
| Franklin County Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
| Genesee County Michigan | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
| Ingham County Michigan | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Kalamazoo County Michigan | 1 | $ 192,000 | $ 192,000 | $ 157,000 |
| Dakota County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 38,000 |
| Hennepin County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| Ramsey County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Scott County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Cheshire County New Hampshire | 1 | $ 148,000 | $ 148,000 | $ 109,000 |
| Middlesex County New Jersey | 1 | $ 118,000 | $ 118,000 | $ 26,000 |
| Dare County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 208,000 |
| Mecklenburg County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Butler County Ohio | 1 | $ 133,000 | $ 133,000 | $ 28,000 |
| Delaware County Ohio | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Fairfield County Ohio | 1 | $ 183,000 | $ 183,000 | $ 58,000 |
| Franklin County Ohio | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Geauga County Ohio | 1 | $ 312,000 | $ 312,000 | $ 111,000 |
| Guernsey County Ohio | 1 | $ 119,000 | $ 119,000 | $ 140,000 |
| Lorain County Ohio | 1 | $ 221,000 | $ 221,000 | $ 45,000 |
| Miami County Ohio | 1 | $ 309,000 | $ 309,000 | $ 204,000 |
| Trumbull County Ohio | 1 | $ 233,000 | $ 233,000 | $ 74,000 |
| Warren County Ohio | 1 | $ 230,000 | $ 230,000 | $ 133,000 |
| Wood County Ohio | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Clackamas County Oregon | 1 | $ 240,000 | $ 240,000 | $ 46,000 |
| Linn County Oregon | 1 | $ 86,000 | $ 86,000 | $ 116,000 |
| Adams County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Clarion County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Clearfield County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Fayette County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Snyder County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 68,000 |
| Bristol County Rhode Island | 1 | $ 220,000 | $ 220,000 | $ 119,000 |
| Dorchester County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 104,000 |
| Brookings County South Dakota | 1 | $ 107,000 | $ 107,000 | $ 63,000 |
| Anderson County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 259,000 |
| Knox County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 76,000 |
| Shelby County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 67,000 |
| Sumner County Tennessee | 1 | $ 324,000 | $ 324,000 | $ 100,000 |
| Williamson County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 73,000 |
| Wilson County Tennessee | 1 | $ 349,000 | $ 349,000 | $ 89,000 |
| Bexar County Texas | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Burleson County Texas | 1 | $ 273,000 | $ 273,000 | $ 179,000 |
| Dallas County Texas | 1 | $ 356,000 | $ 356,000 | $ 231,000 |
| Galveston County Texas | 1 | $ 74,000 | $ 74,000 | $ 57,000 |
| Gillespie County Texas | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Llano County Texas | 1 | $ 253,000 | $ 253,000 | $ 645,000 |
| Nueces County Texas | 1 | $ 189,000 | $ 189,000 | $ 272,000 |
| Davis County Utah | 1 | $ 234,000 | $ 234,000 | $ 86,000 |
| Morgan County Utah | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Summit County Utah | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Utah County Utah | 1 | $ 301,000 | $ 301,000 | $ 103,000 |
| Weber County Utah | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Accomack County Virginia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Augusta County Virginia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Bedford County Virginia | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Charles City County Virginia | 1 | $ 48,000 | $ 48,000 | $ 18,000 |
| Chesapeake County Virginia | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Gloucester County Virginia | 1 | $ 189,000 | $ 189,000 | $ 89,000 |
| Goochland County Virginia | 1 | $ 410,000 | $ 410,000 | $ 88,000 |
| King George County Virginia | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Louisa County Virginia | 1 | $ 253,000 | $ 253,000 | $ 118,000 |
| Mathews County Virginia | 1 | $ 303,000 | $ 303,000 | $ 47,000 |
| Middlesex County Virginia | 1 | $ 314,000 | $ 314,000 | $ 120,000 |
| Norfolk County Virginia | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Rappahannock County Virginia | 1 | $ 345,000 | $ 345,000 | $ 63,000 |
| Southampton County Virginia | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| Stafford County Virginia | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Virginia Beach County Virginia | 1 | $ 351,000 | $ 351,000 | $ 94,000 |
| Warren County Virginia | 1 | $ 174,000 | $ 174,000 | $ 43,000 |
| Westmoreland County Virginia | 1 | $ 109,000 | $ 109,000 | $ 191,000 |
| Vilas County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Waukesha County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,120 | $281,973,000 | $251,000 | $1,436,000 | $113,000 | $1,510,000 |
| Home Purchase | 363 | $77,672,000 | $213,000 | $702,000 | $91,000 | $532,000 |
| Home Improvement | 31 | $6,874,000 | $221,000 | $417,000 | $117,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,081 | $259,325,000 | $239,000 | $1,436,000 | $110,000 | $1,510,000 |
| Asian | 185 | $49,457,000 | $267,000 | $645,000 | $106,000 | $396,000 |
| Not Provided | 105 | $27,390,000 | $260,000 | $701,000 | $120,000 | $1,316,000 |
| Hispanic | 78 | $18,247,000 | $233,000 | $769,000 | $83,000 | $389,000 |
| Black or African American | 62 | $11,496,000 | $185,000 | $702,000 | $79,000 | $261,000 |
| American Indian or Alaskan Native | 2 | $505,000 | $252,000 | $397,000 | $143,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $99,000 | $99,000 | $99,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,360 | $334,059,000 | $245,000 | $1,436,000 | $112,000 | $1,510,000 |
| FHA-insured (Federal Housing Administration) | 135 | $28,393,000 | $210,000 | $702,000 | $69,000 | $268,000 |
| VA-guaranteed (Veterans Administration) | 11 | $3,052,000 | $277,000 | $492,000 | $115,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,015,000 | $126,000 | $174,000 | $40,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 933 | $228,019,000 | $244,000 | $702,000 | $111,000 | $1,345,000 |
| Application Approved But Not Accepted | 350 | $84,342,000 | $240,000 | $1,436,000 | $110,000 | $1,510,000 |
| Application Denied By Financial Institution | 208 | $48,523,000 | $233,000 | $769,000 | $90,000 | $645,000 |
| Application Withdrawn By Applicant | 23 | $5,635,000 | $245,000 | $696,000 | $99,000 | $399,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 51 | $13,226,000 | $259,000 | $625,000 | $70,000 | $177,000 |
| Other | 47 | $10,455,000 | $222,000 | $740,000 | $90,000 | $223,000 |
| Collateral | 46 | $9,076,000 | $197,000 | $450,000 | $103,000 | $645,000 |
| Credit Application Incomplete | 40 | $10,336,000 | $258,000 | $769,000 | $105,000 | $290,000 |
| Credit History | 12 | $2,567,000 | $213,000 | $385,000 | $74,000 | $174,000 |
| Unverifiable Information | 6 | $1,185,000 | $197,000 | $349,000 | $80,000 | $122,000 |
| Employment History | 4 | $1,318,000 | $329,000 | $450,000 | $115,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $360,000 | $180,000 | $185,000 | $52,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpoint Funding, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpoint Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.