Visio Financial Services Inc. Mortgage Lending & HMDA Data, 2019

In 2019, Visio Financial Services Inc. of Wilmington, DE reported 2,482 mortgage applications totaling $500.1 million. The average application was for $201,506, and applicants reported an average income of $0. 75% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Philadelphia, PA (272), Newark, NJ-PA (228) and New York-Jersey City-White Plains, NY-NJ (178) (applications in parentheses).

Mortgage Company & Address Visio Financial Services Inc.
1905 Kramer Ln B700
Wilmington, DE 78758
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 2,482
Total Mortgage Loan Application Amount $500,140,000
Average Mortgage Loan Application Amount $201,506
Highest Mortgage Loan Application Amount $1,695,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Visio Financial Services Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Visio Financial Services Inc. by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, PA 272 $ 41,610,000 $ 152,977 $ 0
Newark, NJ-PA 228 $ 56,240,000 $ 246,666 $ 0
New York-Jersey City-White Plains, NY-NJ 178 $ 63,610,000 $ 357,359 $ 0
Houston-The Woodlands-Sugar Land, TX 141 $ 22,445,000 $ 159,184 $ 0
Outside any metro area 97 $ 18,845,000 $ 194,278 $ 0
Camden, NJ 80 $ 9,260,000 $ 115,750 $ 0
Atlanta-Sandy Springs-Roswell, GA 71 $ 12,735,000 $ 179,366 $ 0
Tampa-St. Petersburg-Clearwater, FL 62 $ 10,060,000 $ 162,258 $ 0
New York-Newark, NY 61 $ 13,935,000 $ 228,442 $ 0
Baltimore-Columbia-Towson, MD 59 $ 8,975,000 $ 152,118 $ 0
Nassau County-Suffolk County, NY 54 $ 18,340,000 $ 339,629 $ 0
Chicago-Naperville, IL 39 $ 8,015,000 $ 205,512 $ 0
Pittsburgh, PA 39 $ 4,785,000 $ 122,692 $ 0
Orlando-Kissimmee-Sanford, FL 34 $ 6,680,000 $ 196,470 $ 0
Miami-Miami Beach-Kendall, FL 31 $ 10,535,000 $ 339,838 $ 0
Charlotte-Concord-Gastonia, NC-SC 30 $ 4,670,000 $ 155,666 $ 0
Dallas-Plano-Irving, TX 28 $ 5,460,000 $ 195,000 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 28 $ 9,150,000 $ 326,785 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 27 $ 3,535,000 $ 130,925 $ 0
Columbus, OH 27 $ 4,905,000 $ 181,666 $ 0
Montgomery County-Bucks County-Chester County, PA 27 $ 5,375,000 $ 199,074 $ 0
San Antonio-New Braunfels, TX 26 $ 3,660,000 $ 140,769 $ 0
Atlantic City-Hammonton, NJ 23 $ 2,645,000 $ 115,000 $ 0
Fort Worth-Arlington, TX 22 $ 3,620,000 $ 164,545 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 21 $ 5,205,000 $ 247,857 $ 0
Birmingham-Hoover, AL 20 $ 1,980,000 $ 99,000 $ 0
Cape Coral-Fort Myers, FL 19 $ 3,755,000 $ 197,631 $ 0
New Haven-Milford, CT 19 $ 2,945,000 $ 155,000 $ 0
Hartford-West Hartford-East Hartford, CT 18 $ 2,610,000 $ 145,000 $ 0
East Stroudsburg, PA 17 $ 1,745,000 $ 102,647 $ 0
Kansas City, MO-KS 17 $ 2,615,000 $ 153,823 $ 0
Trenton, NJ 17 $ 2,945,000 $ 173,235 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 17 $ 2,265,000 $ 133,235 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 17 $ 5,335,000 $ 313,823 $ 0
Indianapolis-Carmel-Anderson, IN 16 $ 1,680,000 $ 105,000 $ 0
Jacksonville, FL 16 $ 2,750,000 $ 171,875 $ 0
Augusta-Richmond County, GA-SC 15 $ 3,225,000 $ 215,000 $ 0
Richmond, VA 15 $ 1,785,000 $ 119,000 $ 0
Tallahassee, FL 15 $ 1,295,000 $ 86,333 $ 0
Austin-Round Rock, TX 14 $ 3,540,000 $ 252,857 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 14 $ 4,280,000 $ 305,714 $ 0
St. Louis, MO-IL 14 $ 2,500,000 $ 178,571 $ 0
Allentown-Bethlehem-Easton, PA-NJ 13 $ 2,005,000 $ 154,230 $ 0
New Orleans-Metairie, LA 13 $ 3,285,000 $ 252,692 $ 0
Athens-Clarke County, GA 12 $ 1,950,000 $ 162,500 $ 0
McAllen-Edinburg-Mission, TX 12 $ 2,730,000 $ 227,500 $ 0
Memphis, TN-MS-AR 12 $ 1,730,000 $ 144,166 $ 0
Cincinnati, OH-KY-IN 11 $ 2,445,000 $ 222,272 $ 0
Durham-Chapel Hill, NC 11 $ 1,965,000 $ 178,636 $ 0
Milwaukee-Waukesha-West Allis, WI 11 $ 1,105,000 $ 100,454 $ 0
Palm Bay-Melbourne-Titusville, FL 11 $ 2,015,000 $ 183,181 $ 0
Cleveland-Elyria, OH 10 $ 2,000,000 $ 200,000 $ 0
Lakeland-Winter Haven, FL 10 $ 1,890,000 $ 189,000 $ 0
Los Angeles-Long Beach-Glendale, CA 10 $ 5,310,000 $ 531,000 $ 0
Riverside-San Bernardino-Ontario, CA 10 $ 4,740,000 $ 474,000 $ 0
Tyler, TX 9 $ 1,705,000 $ 189,444 $ 0
Asheville, NC 8 $ 1,620,000 $ 202,500 $ 0
Lake County-Kenosha County, IL-WI 8 $ 620,000 $ 77,500 $ 0
Sherman-Denison, TX 8 $ 1,080,000 $ 135,000 $ 0
Warren-Troy-Farmington Hills, MI 8 $ 1,160,000 $ 145,000 $ 0
Albany-Schenectady-Troy, NY 7 $ 765,000 $ 109,285 $ 0
Bridgeport-Stamford-Norwalk, CT 7 $ 1,775,000 $ 253,571 $ 0
Knoxville, TN 7 $ 935,000 $ 133,571 $ 0
Tacoma-Lakewood, WA 7 $ 1,955,000 $ 279,285 $ 0
Columbia, SC 6 $ 710,000 $ 118,333 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 6 $ 1,020,000 $ 170,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 6 $ 970,000 $ 161,666 $ 0
Ocean City, NJ 6 $ 1,340,000 $ 223,333 $ 0
Providence-Warwick, RI-MA 6 $ 1,350,000 $ 225,000 $ 0
Rochester, NY 6 $ 800,000 $ 133,333 $ 0
Wilmington, DE-MD-NJ 6 $ 790,000 $ 131,666 $ 0
Greensboro-High Point, NC 5 $ 385,000 $ 77,000 $ 0
Macon-Bibb County, GA 5 $ 385,000 $ 77,000 $ 0
Port St. Lucie, FL 5 $ 695,000 $ 139,000 $ 0
Punta Gorda, FL 5 $ 545,000 $ 109,000 $ 0
Wichita, KS 5 $ 1,055,000 $ 211,000 $ 0
Baton Rouge, LA 4 $ 520,000 $ 130,000 $ 0
Boston, MA 4 $ 1,640,000 $ 410,000 $ 0
Charleston-North Charleston, SC 4 $ 1,730,000 $ 432,500 $ 0
Detroit-Dearborn-Livonia, MI 4 $ 240,000 $ 60,000 $ 0
Grand Rapids-Wyoming, MI 4 $ 680,000 $ 170,000 $ 0
Harrisburg-Carlisle, PA 4 $ 390,000 $ 97,500 $ 0
Huntington-Ashland, WV-KY-OH 4 $ 390,000 $ 97,500 $ 0
Jackson, MS 4 $ 330,000 $ 82,500 $ 0
North Port-Sarasota-Bradenton, FL 4 $ 610,000 $ 152,500 $ 0
Oklahoma City, OK 4 $ 890,000 $ 222,500 $ 0
Pittsfield, MA 4 $ 340,000 $ 85,000 $ 0
Portland-South Portland, ME 4 $ 1,590,000 $ 397,500 $ 0
St. George, UT 4 $ 1,420,000 $ 355,000 $ 0
Texarkana, TX-AR 4 $ 380,000 $ 95,000 $ 0
Worcester, MA-CT 4 $ 690,000 $ 172,500 $ 0
Albuquerque, NM 3 $ 345,000 $ 115,000 $ 0
Barnstable Town, MA 3 $ 2,135,000 $ 711,666 $ 0
Corpus Christi, TX 3 $ 305,000 $ 101,666 $ 0
Dayton-Springfield-Kettering, OH 3 $ 175,000 $ 58,333 $ 0
Hagerstown-Martinsburg, MD-WV 3 $ 315,000 $ 105,000 $ 0
Hickory-Lenoir-Morganton, NC 3 $ 535,000 $ 178,333 $ 0
Hot Springs, AR 3 $ 2,125,000 $ 708,333 $ 0
Kalamazoo-Portage, MI 3 $ 805,000 $ 268,333 $ 0
Little Rock-North Little Rock-Conway, AR 3 $ 1,085,000 $ 361,666 $ 0
Michigan City-La Porte, IN 3 $ 235,000 $ 78,333 $ 0
Montgomery, AL 3 $ 185,000 $ 61,666 $ 0
Oakland-Hayward-Berkeley, CA 3 $ 1,265,000 $ 421,666 $ 0
Ocala, FL 3 $ 475,000 $ 158,333 $ 0
Panama City, FL 3 $ 785,000 $ 261,666 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 3 $ 325,000 $ 108,333 $ 0
Urban Honolulu, HI 3 $ 1,295,000 $ 431,666 $ 0
Abilene, TX 2 $ 540,000 $ 270,000 $ 0
Akron, OH 2 $ 350,000 $ 175,000 $ 0
Beaumont-Port Arthur, TX 2 $ 310,000 $ 155,000 $ 0
Burlington, NC 2 $ 110,000 $ 55,000 $ 0
Cambridge-Newton-Framingham, MA 2 $ 900,000 $ 450,000 $ 0
College Station-Bryan, TX 2 $ 210,000 $ 105,000 $ 0
Columbus, GA-AL 2 $ 140,000 $ 70,000 $ 0
Denver-Aurora-Lakewood, CO 2 $ 450,000 $ 225,000 $ 0
Fayetteville, NC 2 $ 130,000 $ 65,000 $ 0
Flint, MI 2 $ 190,000 $ 95,000 $ 0
Gary, IN 2 $ 190,000 $ 95,000 $ 0
Killeen-Temple, TX 2 $ 240,000 $ 120,000 $ 0
Kingston, NY 2 $ 590,000 $ 295,000 $ 0
Lafayette, LA 2 $ 710,000 $ 355,000 $ 0
Las Cruces, NM 2 $ 230,000 $ 115,000 $ 0
Naples-Immokalee-Marco Island, FL 2 $ 380,000 $ 190,000 $ 0
Reading, PA 2 $ 430,000 $ 215,000 $ 0
Seattle-Bellevue-Everett, WA 2 $ 920,000 $ 460,000 $ 0
Stockton-Lodi, CA 2 $ 380,000 $ 190,000 $ 0
Syracuse, NY 2 $ 180,000 $ 90,000 $ 0
Valdosta, GA 2 $ 370,000 $ 185,000 $ 0
Vallejo-Fairfield, CA 2 $ 1,470,000 $ 735,000 $ 0
Watertown-Fort Drum, NY 2 $ 120,000 $ 60,000 $ 0
Winston-Salem, NC 2 $ 210,000 $ 105,000 $ 0
Albany, GA 1 $ 65,000 $ 65,000 $ 0
Amarillo, TX 1 $ 75,000 $ 75,000 $ 0
Ann Arbor, MI 1 $ 95,000 $ 95,000 $ 0
Beckley, WV 1 $ 95,000 $ 95,000 $ 0
Binghamton, NY 1 $ 75,000 $ 75,000 $ 0
Brunswick, GA 1 $ 115,000 $ 115,000 $ 0
Canton-Massillon, OH 1 $ 315,000 $ 315,000 $ 0
Cedar Rapids, IA 1 $ 65,000 $ 65,000 $ 0
Clarksville, TN-KY 1 $ 55,000 $ 55,000 $ 0
Colorado Springs, CO 1 $ 105,000 $ 105,000 $ 0
Des Moines-West Des Moines, IA 1 $ 155,000 $ 155,000 $ 0
Dubuque, IA 1 $ 85,000 $ 85,000 $ 0
El Paso, TX 1 $ 65,000 $ 65,000 $ 0
Florence, SC 1 $ 55,000 $ 55,000 $ 0
Fresno, CA 1 $ 155,000 $ 155,000 $ 0
Greeley, CO 1 $ 145,000 $ 145,000 $ 0
Green Bay, WI 1 $ 75,000 $ 75,000 $ 0
Greenville, NC 1 $ 55,000 $ 55,000 $ 0
Gulfport-Biloxi-Pascagoula, MS 1 $ 55,000 $ 55,000 $ 0
Harrisonburg, VA 1 $ 115,000 $ 115,000 $ 0
Homosassa Springs, FL 1 $ 65,000 $ 65,000 $ 0
Huntsville, AL 1 $ 175,000 $ 175,000 $ 0
Jackson, MI 1 $ 85,000 $ 85,000 $ 0
Johnson City, TN 1 $ 85,000 $ 85,000 $ 0
Kahului-Wailuku-Lahaina, HI 1 $ 995,000 $ 995,000 $ 0
Lansing-East Lansing, MI 1 $ 165,000 $ 165,000 $ 0
Laredo, TX 1 $ 105,000 $ 105,000 $ 0
Lewiston-Auburn, ME 1 $ 135,000 $ 135,000 $ 0
Lexington-Fayette, KY 1 $ 105,000 $ 105,000 $ 0
Mansfield, OH 1 $ 95,000 $ 95,000 $ 0
Morgantown, WV 1 $ 185,000 $ 185,000 $ 0
Morristown, TN 1 $ 85,000 $ 85,000 $ 0
Niles-Benton Harbor, MI 1 $ 275,000 $ 275,000 $ 0
Norwich-New London, CT 1 $ 315,000 $ 315,000 $ 0
Odessa, TX 1 $ 65,000 $ 65,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 1 $ 165,000 $ 165,000 $ 0
Pensacola-Ferry Pass-Brent, FL 1 $ 55,000 $ 55,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 1 $ 375,000 $ 375,000 $ 0
Pueblo, CO 1 $ 725,000 $ 725,000 $ 0
Raleigh, NC 1 $ 95,000 $ 95,000 $ 0
Rockford, IL 1 $ 125,000 $ 125,000 $ 0
Rocky Mount, NC 1 $ 85,000 $ 85,000 $ 0
Rome, GA 1 $ 185,000 $ 185,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 1 $ 245,000 $ 245,000 $ 0
Salt Lake City, UT 1 $ 325,000 $ 325,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 435,000 $ 435,000 $ 0
Savannah, GA 1 $ 115,000 $ 115,000 $ 0
South Bend-Mishawaka, IN-MI 1 $ 315,000 $ 315,000 $ 0
Spokane-Spokane Valley, WA 1 $ 245,000 $ 245,000 $ 0
State College, PA 1 $ 245,000 $ 245,000 $ 0
Tulsa, OK 1 $ 295,000 $ 295,000 $ 0
Utica-Rome, NY 1 $ 55,000 $ 55,000 $ 0
Victoria, TX 1 $ 105,000 $ 105,000 $ 0
Vineland-Bridgeton, NJ 1 $ 105,000 $ 105,000 $ 0
Waco, TX 1 $ 75,000 $ 75,000 $ 0
Washington-Baltimore-Arlington, DC 1 $ 205,000 $ 205,000 $ 0
Williamsport, PA 1 $ 105,000 $ 105,000 $ 0
Wilmington, NC 1 $ 105,000 $ 105,000 $ 0
York-Hanover, PA 1 $ 45,000 $ 45,000 $ 0

Mortgage Loan Application Detail Totals for Visio Financial Services Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,611 $320,195,000 $198,000 $1,655,000 $0 $0
Home Purchase 459 $95,435,000 $207,000 $1,615,000 $0 $0
Refinancing 412 $84,510,000 $205,000 $1,695,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,139 $438,235,000 $204,000 $1,695,000 $0 $0
White 147 $29,525,000 $200,000 $995,000 $0 $0
Black or African American 81 $14,045,000 $173,000 $1,395,000 $0 $0
Hispanic 46 $7,740,000 $168,000 $515,000 $0 $0
Asian 36 $4,950,000 $137,000 $285,000 $0 $0
Not Provided 31 $5,475,000 $176,000 $525,000 $0 $0
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,482 $500,140,000 $201,000 $1,695,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,863 $372,515,000 $199,000 $1,615,000 $0 $0
Application Approved But Not Accepted 435 $88,355,000 $203,000 $1,655,000 $0 $0
Application Denied By Financial Institution 158 $33,620,000 $212,000 $1,695,000 $0 $0
Application Withdrawn By Applicant 26 $5,650,000 $217,000 $965,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,324 $466,520,000 $200,000 $1,655,000 $0 $0
Collateral 96 $19,170,000 $199,000 $695,000 $0 $0
Other 28 $6,560,000 $234,000 $1,695,000 $0 $0
Credit History 26 $6,270,000 $241,000 $895,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 7 $1,425,000 $203,000 $575,000 $0 $0
Unverifiable Information 1 $195,000 $195,000 $195,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Visio Financial Services Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Visio Financial Services Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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