Visio Financial Services Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Visio Financial Services Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Visio Financial Services Inc. 1905 Kramer Ln B700 Wilmington, DE 78758 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 2,482 |
| Total Mortgage Loan Application Amount | $500,140,000 |
| Average Mortgage Loan Application Amount | $203,333 |
| Highest Mortgage Loan Application Amount | $1,695,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Visio Financial Services Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Visio Financial Services Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Visio Financial Services Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Visio Financial Services Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Visio Financial Services Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Visio Financial Services Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 272 | $ 41,610,000 | $ 152,000 | $ 0 |
| NEWARK, NJ-PA | 228 | $ 56,240,000 | $ 166,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 178 | $ 63,610,000 | $ 400,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 141 | $ 22,445,000 | $ 159,000 | $ 0 |
| NA (OUTSIDE OF MSA/MD) | 97 | $ 18,845,000 | $ 181,608 | $ 0 |
| CAMDEN, NJ | 80 | $ 9,260,000 | $ 115,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 71 | $ 12,735,000 | $ 179,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 62 | $ 10,060,000 | $ 162,000 | $ 0 |
| NEW YORK-NEWARK, NY | 61 | $ 13,935,000 | $ 229,500 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 59 | $ 8,975,000 | $ 152,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 54 | $ 18,340,000 | $ 339,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 39 | $ 8,015,000 | $ 205,000 | $ 0 |
| PITTSBURGH, PA | 39 | $ 4,785,000 | $ 122,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 34 | $ 6,680,000 | $ 196,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 31 | $ 10,535,000 | $ 339,000 | $ 0 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 30 | $ 4,670,000 | $ 155,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 28 | $ 5,460,000 | $ 195,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 28 | $ 9,150,000 | $ 295,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 27 | $ 3,535,000 | $ 130,000 | $ 0 |
| COLUMBUS, OH | 27 | $ 4,905,000 | $ 181,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 27 | $ 5,375,000 | $ 199,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 3,660,000 | $ 140,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 23 | $ 2,645,000 | $ 115,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 22 | $ 3,620,000 | $ 164,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 21 | $ 5,205,000 | $ 247,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 20 | $ 1,980,000 | $ 99,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 3,755,000 | $ 197,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 19 | $ 2,945,000 | $ 155,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 2,610,000 | $ 145,000 | $ 0 |
| EAST STROUDSBURG, PA | 17 | $ 1,745,000 | $ 102,000 | $ 0 |
| KANSAS CITY, MO-KS | 17 | $ 2,615,000 | $ 158,500 | $ 0 |
| TRENTON, NJ | 17 | $ 2,945,000 | $ 173,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 2,265,000 | $ 340,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 17 | $ 5,335,000 | $ 313,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 16 | $ 1,680,000 | $ 105,000 | $ 0 |
| JACKSONVILLE, FL | 16 | $ 2,750,000 | $ 171,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 15 | $ 3,225,000 | $ 215,000 | $ 0 |
| RICHMOND, VA | 15 | $ 1,785,000 | $ 119,000 | $ 0 |
| TALLAHASSEE, FL | 15 | $ 1,295,000 | $ 86,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 14 | $ 3,540,000 | $ 252,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 14 | $ 4,280,000 | $ 305,000 | $ 0 |
| ST. LOUIS, MO-IL | 14 | $ 2,500,000 | $ 178,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,005,000 | $ 151,500 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 13 | $ 3,285,000 | $ 252,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 1,950,000 | $ 162,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 12 | $ 2,730,000 | $ 227,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 12 | $ 1,730,000 | $ 121,500 | $ 0 |
| CINCINNATI, OH-KY-IN | 11 | $ 2,445,000 | $ 180,500 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 11 | $ 1,965,000 | $ 178,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 11 | $ 1,105,000 | $ 100,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 2,015,000 | $ 183,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 10 | $ 2,000,000 | $ 200,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 1,890,000 | $ 189,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 10 | $ 5,310,000 | $ 531,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 4,740,000 | $ 474,000 | $ 0 |
| TYLER, TX | 9 | $ 1,705,000 | $ 189,000 | $ 0 |
| ASHEVILLE, NC | 8 | $ 1,620,000 | $ 202,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 620,000 | $ 77,000 | $ 0 |
| SHERMAN-DENISON, TX | 8 | $ 1,080,000 | $ 135,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,160,000 | $ 145,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 765,000 | $ 109,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 1,775,000 | $ 253,000 | $ 0 |
| KNOXVILLE, TN | 7 | $ 935,000 | $ 133,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 7 | $ 1,955,000 | $ 279,000 | $ 0 |
| COLUMBIA, SC | 6 | $ 710,000 | $ 118,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 970,000 | $ 161,500 | $ 0 |
| OCEAN CITY, NJ | 6 | $ 1,340,000 | $ 223,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 6 | $ 1,350,000 | $ 225,000 | $ 0 |
| ROCHESTER, NY | 6 | $ 800,000 | $ 133,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 6 | $ 790,000 | $ 131,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 385,000 | $ 77,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 5 | $ 385,000 | $ 77,000 | $ 0 |
| PORT ST. LUCIE, FL | 5 | $ 695,000 | $ 139,000 | $ 0 |
| PUNTA GORDA, FL | 5 | $ 545,000 | $ 109,000 | $ 0 |
| WICHITA, KS | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| BATON ROUGE, LA | 4 | $ 520,000 | $ 130,000 | $ 0 |
| BOSTON, MA | 4 | $ 1,640,000 | $ 410,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,730,000 | $ 432,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 240,000 | $ 60,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 680,000 | $ 170,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 4 | $ 390,000 | $ 97,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 390,000 | $ 100,000 | $ 0 |
| JACKSON, MS | 4 | $ 330,000 | $ 82,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 610,000 | $ 152,000 | $ 0 |
| OKLAHOMA CITY, OK | 4 | $ 890,000 | $ 222,000 | $ 0 |
| PITTSFIELD, MA | 4 | $ 340,000 | $ 85,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 1,590,000 | $ 397,000 | $ 0 |
| ST. GEORGE, UT | 4 | $ 1,420,000 | $ 355,000 | $ 0 |
| TEXARKANA, TX-AR | 4 | $ 380,000 | $ 95,000 | $ 0 |
| WORCESTER, MA-CT | 4 | $ 690,000 | $ 210,000 | $ 0 |
| ALBUQUERQUE, NM | 3 | $ 345,000 | $ 115,000 | $ 0 |
| BARNSTABLE TOWN, MA | 3 | $ 2,135,000 | $ 711,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 305,000 | $ 101,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 3 | $ 175,000 | $ 58,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 315,000 | $ 105,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 535,000 | $ 178,000 | $ 0 |
| HOT SPRINGS, AR | 3 | $ 2,125,000 | $ 708,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 805,000 | $ 268,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 1,085,000 | $ 361,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 235,000 | $ 78,000 | $ 0 |
| MONTGOMERY, AL | 3 | $ 185,000 | $ 61,000 | $ 0 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 1,265,000 | $ 421,000 | $ 0 |
| OCALA, FL | 3 | $ 475,000 | $ 158,000 | $ 0 |
| PANAMA CITY, FL | 3 | $ 785,000 | $ 261,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 325,000 | $ 108,000 | $ 0 |
| URBAN HONOLULU, HI | 3 | $ 1,295,000 | $ 431,000 | $ 0 |
| ABILENE, TX | 2 | $ 540,000 | $ 270,000 | $ 0 |
| AKRON, OH | 2 | $ 350,000 | $ 175,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| BURLINGTON, NC | 2 | $ 110,000 | $ 55,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 900,000 | $ 450,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 210,000 | $ 105,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 2 | $ 450,000 | $ 225,000 | $ 0 |
| FAYETTEVILLE, NC | 2 | $ 130,000 | $ 65,000 | $ 0 |
| FLINT, MI | 2 | $ 190,000 | $ 95,000 | $ 0 |
| GARY, IN | 2 | $ 190,000 | $ 95,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| KINGSTON, NY | 2 | $ 590,000 | $ 295,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 710,000 | $ 355,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 230,000 | $ 115,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 380,000 | $ 190,000 | $ 0 |
| READING, PA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 920,000 | $ 460,000 | $ 0 |
| STOCKTON-LODI, CA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| SYRACUSE, NY | 2 | $ 180,000 | $ 90,000 | $ 0 |
| VALDOSTA, GA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 120,000 | $ 60,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 210,000 | $ 105,000 | $ 0 |
| ALBANY, GA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| AMARILLO, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| BECKLEY, WV | 1 | $ 95,000 | $ 95,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 75,000 | $ 75,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 315,000 | $ 315,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 55,000 | $ 55,000 | $ 0 |
| COLORADO SPRINGS, CO | 1 | $ 105,000 | $ 105,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| EL PASO, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| FLORENCE, SC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FRESNO, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| GREELEY, CO | 1 | $ 145,000 | $ 145,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 55,000 | $ 55,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| JACKSON, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 995,000 | $ 995,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| LAREDO, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 135,000 | $ 135,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 185,000 | $ 185,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 315,000 | $ 315,000 | $ 0 |
| ODESSA, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| PUEBLO, CO | 1 | $ 725,000 | $ 725,000 | $ 0 |
| RALEIGH, NC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| ROME, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 325,000 | $ 325,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 315,000 | $ 315,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| TULSA, OK | 1 | $ 295,000 | $ 295,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 55,000 | $ 55,000 | $ 0 |
| VICTORIA, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 105,000 | $ 105,000 | $ 0 |
| WACO, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mortgage Loan Application Detail Totals for Visio Financial Services Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,611 | $320,195,000 | $198,000 | $1,655,000 | $0 | $0 |
| Home Purchase | 459 | $95,435,000 | $207,000 | $1,615,000 | $0 | $0 |
| Refinancing | 412 | $84,510,000 | $205,000 | $1,695,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,139 | $438,235,000 | $204,000 | $1,695,000 | $0 | $0 |
| White | 147 | $29,525,000 | $200,000 | $995,000 | $0 | $0 |
| Black or African American | 81 | $14,045,000 | $173,000 | $1,395,000 | $0 | $0 |
| Hispanic | 46 | $7,740,000 | $168,000 | $515,000 | $0 | $0 |
| Asian | 36 | $4,950,000 | $137,000 | $285,000 | $0 | $0 |
| Not Provided | 31 | $5,475,000 | $176,000 | $525,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,482 | $500,140,000 | $201,000 | $1,695,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,863 | $372,515,000 | $199,000 | $1,615,000 | $0 | $0 |
| Application Approved But Not Accepted | 435 | $88,355,000 | $203,000 | $1,655,000 | $0 | $0 |
| Application Denied By Financial Institution | 158 | $33,620,000 | $212,000 | $1,695,000 | $0 | $0 |
| Application Withdrawn By Applicant | 26 | $5,650,000 | $217,000 | $965,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,324 | $466,520,000 | $200,000 | $1,655,000 | $0 | $0 |
| Collateral | 96 | $19,170,000 | $199,000 | $695,000 | $0 | $0 |
| Other | 28 | $6,560,000 | $234,000 | $1,695,000 | $0 | $0 |
| Credit History | 26 | $6,270,000 | $241,000 | $895,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,425,000 | $203,000 | $575,000 | $0 | $0 |
| Unverifiable Information | 1 | $195,000 | $195,000 | $195,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Visio Financial Services Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Visio Financial Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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