Voyager Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Voyager Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Voyager Bank 775 Prairie Center Drive Eden Prairie, MN 55344 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,436 |
| Total Mortgage Loan Application Amount | $266,264,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $1,772,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Voyager Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Voyager Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Voyager Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Voyager Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Voyager Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Voyager Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 265 | $ 54,343,000 | $ 205,000 | $ 88,000 |
| Ramsey County Minnesota | 144 | $ 25,410,000 | $ 176,000 | $ 71,000 |
| Washington County Minnesota | 111 | $ 25,848,000 | $ 232,000 | $ 87,000 |
| Anoka County Minnesota | 108 | $ 22,615,000 | $ 209,000 | $ 78,000 |
| Dakota County Minnesota | 91 | $ 18,806,000 | $ 206,000 | $ 88,000 |
| Scott County Minnesota | 69 | $ 13,803,000 | $ 200,000 | $ 90,000 |
| Blue Earth County Minnesota | 57 | $ 6,411,000 | $ 112,000 | $ 59,000 |
| Crow Wing County Minnesota | 46 | $ 9,011,000 | $ 195,000 | $ 105,000 |
| Sherburne County Minnesota | 32 | $ 6,237,000 | $ 194,000 | $ 90,000 |
| Stearns County Minnesota | 32 | $ 5,430,000 | $ 169,000 | $ 74,000 |
| Carver County Minnesota | 31 | $ 8,180,000 | $ 263,000 | $ 97,000 |
| Wright County Minnesota | 30 | $ 6,465,000 | $ 215,000 | $ 117,000 |
| Nicollet County Minnesota | 21 | $ 4,033,000 | $ 192,000 | $ 151,000 |
| Chisago County Minnesota | 20 | $ 3,785,000 | $ 189,000 | $ 76,000 |
| Mower County Minnesota | 20 | $ 1,724,000 | $ 86,000 | $ 53,000 |
| Grant County South Dakota | 17 | $ 2,489,000 | $ 146,000 | $ 69,000 |
| Isanti County Minnesota | 16 | $ 2,976,000 | $ 186,000 | $ 82,000 |
| Olmsted County Minnesota | 14 | $ 1,862,000 | $ 133,000 | $ 62,000 |
| Sawyer County Wisconsin | 14 | $ 2,979,000 | $ 212,000 | $ 121,000 |
| Cass County Minnesota | 12 | $ 2,065,000 | $ 172,000 | $ 59,000 |
| Freeborn County Minnesota | 12 | $ 1,160,000 | $ 96,000 | $ 62,000 |
| St. Louis County Minnesota | 11 | $ 1,257,000 | $ 114,000 | $ 63,000 |
| Le Sueur County Minnesota | 10 | $ 1,003,000 | $ 100,000 | $ 100,000 |
| Otter Tail County Minnesota | 10 | $ 1,173,000 | $ 117,000 | $ 42,000 |
| St. Croix County Wisconsin | 10 | $ 1,695,000 | $ 169,000 | $ 77,000 |
| Kandiyohi County Minnesota | 9 | $ 1,445,000 | $ 160,000 | $ 133,000 |
| Steele County Minnesota | 9 | $ 961,000 | $ 106,000 | $ 79,000 |
| Washburn County Wisconsin | 9 | $ 1,217,000 | $ 135,000 | $ 76,000 |
| Itasca County Minnesota | 8 | $ 1,447,000 | $ 180,000 | $ 67,000 |
| Kanabec County Minnesota | 8 | $ 1,512,000 | $ 189,000 | $ 109,000 |
| Mille Lacs County Minnesota | 8 | $ 1,281,000 | $ 160,000 | $ 79,000 |
| Chippewa County Wisconsin | 8 | $ 742,000 | $ 92,000 | $ 40,000 |
| Maricopa County Arizona | 7 | $ 1,967,000 | $ 281,000 | $ 133,000 |
| Dunn County Wisconsin | 7 | $ 893,000 | $ 127,000 | $ 102,000 |
| Aitkin County Minnesota | 6 | $ 643,000 | $ 107,000 | $ 93,000 |
| Benton County Minnesota | 6 | $ 872,000 | $ 145,000 | $ 80,000 |
| Douglas County Minnesota | 6 | $ 902,000 | $ 150,000 | $ 104,000 |
| Morrison County Minnesota | 6 | $ 869,000 | $ 144,000 | $ 49,000 |
| Pierce County Wisconsin | 6 | $ 984,000 | $ 164,000 | $ 77,000 |
| Cottonwood County Minnesota | 5 | $ 359,000 | $ 71,000 | $ 32,000 |
| Goodhue County Minnesota | 5 | $ 832,000 | $ 166,000 | $ 49,000 |
| Renville County Minnesota | 5 | $ 480,000 | $ 96,000 | $ 42,000 |
| Waseca County Minnesota | 5 | $ 432,000 | $ 86,000 | $ 55,000 |
| Chippewa County Minnesota | 4 | $ 327,000 | $ 81,000 | $ 80,000 |
| Meeker County Minnesota | 4 | $ 347,000 | $ 86,000 | $ 47,000 |
| Rice County Minnesota | 4 | $ 1,081,000 | $ 270,000 | $ 67,000 |
| Roseau County Minnesota | 4 | $ 362,000 | $ 90,000 | $ 43,000 |
| Barron County Wisconsin | 4 | $ 1,052,000 | $ 263,000 | $ 118,000 |
| Becker County Minnesota | 3 | $ 383,000 | $ 127,000 | $ 98,000 |
| Beltrami County Minnesota | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| McLeod County Minnesota | 3 | $ 709,000 | $ 236,000 | $ 130,000 |
| Winona County Minnesota | 3 | $ 582,000 | $ 194,000 | $ 52,000 |
| Eau Claire County Wisconsin | 3 | $ 432,000 | $ 144,000 | $ 67,000 |
| Lincoln County Wisconsin | 3 | $ 232,000 | $ 77,000 | $ 75,000 |
| Polk County Wisconsin | 3 | $ 418,000 | $ 139,000 | $ 104,000 |
| Adams County Colorado | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Jefferson County Colorado | 2 | $ 746,000 | $ 373,000 | $ 90,000 |
| Big Stone County Minnesota | 2 | $ 196,000 | $ 98,000 | $ 66,000 |
| Hubbard County Minnesota | 2 | $ 308,000 | $ 154,000 | $ 49,000 |
| Lake County Minnesota | 2 | $ 229,000 | $ 114,000 | $ 28,000 |
| Norman County Minnesota | 2 | $ 151,000 | $ 75,000 | $ 63,000 |
| Wabasha County Minnesota | 2 | $ 292,000 | $ 146,000 | $ 42,000 |
| Gallatin County Montana | 2 | $ 320,000 | $ 160,000 | $ 81,000 |
| Douglas County Nebraska | 2 | $ 289,000 | $ 144,000 | $ 146,000 |
| Bayfield County Wisconsin | 2 | $ 285,000 | $ 142,000 | $ 81,000 |
| Milwaukee County Wisconsin | 2 | $ 142,000 | $ 71,000 | $ 84,000 |
| Oneida County Wisconsin | 2 | $ 294,000 | $ 147,000 | $ 90,000 |
| Pepin County Wisconsin | 2 | $ 166,000 | $ 83,000 | $ 32,000 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Denver County Colorado | 1 | $ 472,000 | $ 472,000 | $ 104,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Saguache County Colorado | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Collier County Florida | 1 | $ 340,000 | $ 340,000 | $ 149,000 |
| Hernando County Florida | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Hillsborough County Florida | 1 | $ 124,000 | $ 124,000 | $ 39,000 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Palm Beach County Florida | 1 | $ 287,000 | $ 287,000 | $ 65,000 |
| Polk County Florida | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Volusia County Florida | 1 | $ 210,000 | $ 210,000 | $ 112,000 |
| Cobb County Georgia | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Henry County Georgia | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Cook County Illinois | 1 | $ 149,000 | $ 149,000 | $ 112,000 |
| Lake County Illinois | 1 | $ 178,000 | $ 178,000 | $ 77,000 |
| Floyd County Iowa | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Hardin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Clay County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Clearwater County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Dodge County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 74,000 |
| Faribault County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Fillmore County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Grant County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Kittson County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Pine County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 59,000 |
| Pipestone County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Pope County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Redwood County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Sibley County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Todd County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Clay County Missouri | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Brown County South Dakota | 1 | $ 96,000 | $ 96,000 | $ 77,000 |
| Minnehaha County South Dakota | 1 | $ 338,000 | $ 338,000 | $ 65,000 |
| Roberts County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Brown County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Burnett County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 115,000 |
| Douglas County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| Fond du Lac County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Marquette County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Sheboygan County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Waupaca County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 0 |
Mortgage Loan Application Detail Totals for Voyager Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 726 | $133,746,000 | $184,000 | $2,500,000 | $85,000 | $1,160,000 |
| Refinancing | 672 | $130,811,000 | $194,000 | $1,600,000 | $79,000 | $1,772,000 |
| Home Improvement | 38 | $1,707,000 | $44,000 | $300,000 | $90,000 | $281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,246 | $227,323,000 | $182,000 | $1,000,000 | $84,000 | $1,772,000 |
| Not Provided | 57 | $10,437,000 | $183,000 | $400,000 | $83,000 | $338,000 |
| Hispanic | 37 | $7,012,000 | $189,000 | $800,000 | $77,000 | $425,000 |
| Asian | 31 | $6,073,000 | $195,000 | $780,000 | $77,000 | $170,000 |
| Black or African American | 31 | $5,074,000 | $163,000 | $314,000 | $60,000 | $116,000 |
| Not applicable | 29 | $9,134,000 | $314,000 | $2,500,000 | $0 | $16,000 |
| American Indian or Alaskan Native | 5 | $1,211,000 | $242,000 | $400,000 | $257,000 | $1,027,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,327 | $248,675,000 | $187,000 | $2,500,000 | $84,000 | $1,772,000 |
| FHA-insured (Federal Housing Administration) | 95 | $14,614,000 | $153,000 | $245,000 | $54,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,975,000 | $212,000 | $367,000 | $75,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,207 | $229,777,000 | $190,000 | $2,500,000 | $84,000 | $1,772,000 |
| Application Denied By Financial Institution | 126 | $18,371,000 | $145,000 | $408,000 | $68,000 | $480,000 |
| Application Approved But Not Accepted | 62 | $9,747,000 | $157,000 | $464,000 | $76,000 | $403,000 |
| Application Withdrawn By Applicant | 39 | $7,941,000 | $203,000 | $800,000 | $70,000 | $425,000 |
| File Closed For Incompleteness | 2 | $428,000 | $214,000 | $226,000 | $57,000 | $57,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Voyager Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Voyager Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.