Wallick And Volk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wallick And Volk 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick And Volk 222 East 18Th Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,855 |
| Total Mortgage Loan Application Amount | $363,287,000 |
| Average Mortgage Loan Application Amount | $145,900 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $56,050 |
| Highest Applicant Income | $1,304,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wallick And Volk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick And Volk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wallick And Volk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick And Volk serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick And Volk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick And Volk's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Coconino County Arizona | 342 | $ 53,083,000 | $ 155,000 | $ 57,000 |
| Laramie County Wyoming | 338 | $ 38,943,000 | $ 115,000 | $ 54,000 |
| Yavapai County Arizona | 326 | $ 39,164,000 | $ 120,000 | $ 45,000 |
| Pima County Arizona | 305 | $ 36,794,000 | $ 120,000 | $ 39,000 |
| Bernalillo County New Mexico | 264 | $ 36,802,000 | $ 139,000 | $ 56,000 |
| Maricopa County Arizona | 241 | $ 31,152,000 | $ 129,000 | $ 53,000 |
| Gila County Arizona | 123 | $ 10,470,000 | $ 85,000 | $ 48,000 |
| Larimer County Colorado | 109 | $ 15,621,000 | $ 143,000 | $ 60,000 |
| Mesa County Colorado | 84 | $ 11,051,000 | $ 131,000 | $ 41,000 |
| Campbell County Wyoming | 66 | $ 6,924,000 | $ 104,000 | $ 51,000 |
| Natrona County Wyoming | 62 | $ 5,500,000 | $ 88,000 | $ 49,000 |
| Washoe County Nevada | 50 | $ 8,842,000 | $ 176,000 | $ 65,000 |
| Weld County Colorado | 36 | $ 5,429,000 | $ 150,000 | $ 58,000 |
| Sandoval County New Mexico | 30 | $ 3,695,000 | $ 123,000 | $ 44,000 |
| Pinal County Arizona | 28 | $ 2,625,000 | $ 93,000 | $ 43,000 |
| Jefferson County Colorado | 23 | $ 3,304,000 | $ 143,000 | $ 59,000 |
| San Juan County New Mexico | 23 | $ 2,553,000 | $ 111,000 | $ 44,000 |
| Sheridan County Wyoming | 23 | $ 2,622,000 | $ 114,000 | $ 47,000 |
| Davis County Utah | 20 | $ 2,582,000 | $ 129,000 | $ 31,000 |
| Denver County Colorado | 19 | $ 2,817,000 | $ 148,000 | $ 65,000 |
| Delta County Colorado | 18 | $ 2,334,000 | $ 129,000 | $ 48,000 |
| Adams County Colorado | 17 | $ 1,806,000 | $ 106,000 | $ 76,000 |
| Converse County Wyoming | 15 | $ 1,762,000 | $ 117,000 | $ 58,000 |
| Arapahoe County Colorado | 13 | $ 2,761,000 | $ 212,000 | $ 65,000 |
| Mohave County Arizona | 12 | $ 1,115,000 | $ 92,000 | $ 45,000 |
| Weber County Utah | 12 | $ 1,384,000 | $ 115,000 | $ 27,000 |
| Salt Lake County Utah | 11 | $ 1,447,000 | $ 131,000 | $ 39,000 |
| Clark County Nevada | 10 | $ 1,884,000 | $ 188,000 | $ 73,000 |
| Hot Springs County Wyoming | 10 | $ 697,000 | $ 69,000 | $ 57,000 |
| Weston County Wyoming | 10 | $ 587,000 | $ 58,000 | $ 48,000 |
| Navajo County Arizona | 9 | $ 991,000 | $ 110,000 | $ 43,000 |
| Montrose County Colorado | 9 | $ 1,053,000 | $ 117,000 | $ 45,000 |
| Teller County Colorado | 9 | $ 1,456,000 | $ 161,000 | $ 29,000 |
| Boulder County Colorado | 8 | $ 1,227,000 | $ 153,000 | $ 67,000 |
| Santa Fe County New Mexico | 8 | $ 1,554,000 | $ 194,000 | $ 55,000 |
| Valencia County New Mexico | 8 | $ 732,000 | $ 91,000 | $ 39,000 |
| Kane County Utah | 8 | $ 825,000 | $ 103,000 | $ 52,000 |
| El Paso County Colorado | 7 | $ 784,000 | $ 112,000 | $ 55,000 |
| Nye County Nevada | 7 | $ 847,000 | $ 121,000 | $ 56,000 |
| Moffat County Colorado | 6 | $ 696,000 | $ 116,000 | $ 51,000 |
| Graham County Arizona | 5 | $ 592,000 | $ 118,000 | $ 26,000 |
| Albany County Wyoming | 5 | $ 469,000 | $ 93,000 | $ 55,000 |
| Crook County Wyoming | 5 | $ 499,000 | $ 99,000 | $ 50,000 |
| Cochise County Arizona | 4 | $ 336,000 | $ 84,000 | $ 53,000 |
| Garfield County Colorado | 4 | $ 597,000 | $ 149,000 | $ 34,000 |
| Apache County Arizona | 3 | $ 401,000 | $ 133,000 | $ 61,000 |
| Douglas County Colorado | 3 | $ 379,000 | $ 126,000 | $ 96,000 |
| La Plata County Colorado | 3 | $ 468,000 | $ 156,000 | $ 74,000 |
| Morgan County Colorado | 3 | $ 385,000 | $ 128,000 | $ 61,000 |
| Routt County Colorado | 3 | $ 379,000 | $ 126,000 | $ 103,000 |
| Box Elder County Utah | 3 | $ 293,000 | $ 97,000 | $ 24,000 |
| Archuleta County Colorado | 2 | $ 303,000 | $ 151,000 | $ 85,000 |
| Conejos County Colorado | 2 | $ 457,000 | $ 228,000 | $ 93,000 |
| Park County Colorado | 2 | $ 218,000 | $ 109,000 | $ 56,000 |
| Pitkin County Colorado | 2 | $ 365,000 | $ 182,000 | $ 44,000 |
| Churchill County Nevada | 2 | $ 172,000 | $ 86,000 | $ 34,000 |
| Douglas County Nevada | 2 | $ 378,000 | $ 189,000 | $ 48,000 |
| Torrance County New Mexico | 2 | $ 299,000 | $ 149,000 | $ 84,000 |
| Tooele County Utah | 2 | $ 232,000 | $ 116,000 | $ 56,000 |
| Utah County Utah | 2 | $ 242,000 | $ 121,000 | $ 41,000 |
| Big Horn County Wyoming | 2 | $ 149,000 | $ 74,000 | $ 28,000 |
| Johnson County Wyoming | 2 | $ 122,000 | $ 61,000 | $ 42,000 |
| Niobrara County Wyoming | 2 | $ 217,000 | $ 108,000 | $ 74,000 |
| Sweetwater County Wyoming | 2 | $ 233,000 | $ 116,000 | $ 150,000 |
| Santa Cruz County Arizona | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Elbert County Colorado | 1 | $ 178,000 | $ 178,000 | $ 67,000 |
| Rio Grande County Colorado | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Bath County Kentucky | 1 | $ 306,000 | $ 306,000 | $ 65,000 |
| Lancaster County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Scotts Bluff County Nebraska | 1 | $ 184,000 | $ 184,000 | $ 27,000 |
| Lyon County Nevada | 1 | $ 126,000 | $ 126,000 | $ 26,000 |
| Storey County Nevada | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Dona Ana County New Mexico | 1 | $ 197,000 | $ 197,000 | $ 67,000 |
| Mora County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 66,000 |
| Otero County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Cache County Utah | 1 | $ 88,000 | $ 88,000 | $ 17,000 |
| Garfield County Utah | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Grand County Utah | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Pierce County Washington | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Fremont County Wyoming | 1 | $ 228,000 | $ 228,000 | $ 94,000 |
| Goshen County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Park County Wyoming | 1 | $ 61,000 | $ 61,000 | $ 20,000 |
| Platte County Wyoming | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Sublette County Wyoming | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Teton County Wyoming | 1 | $ 146,000 | $ 146,000 | $ 26,000 |
| Washakie County Wyoming | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Wallick And Volk in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,909 | $235,204,000 | $153,818 | $650,000 | $66,636 | $1,304,000 |
| Refinancing | 943 | $127,732,000 | $145,000 | $850,000 | $43,857 | $379,000 |
| Home Improvement | 3 | $351,000 | $105,500 | $245,000 | $40,500 | $68,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,227 | $285,170,000 | $158,500 | $850,000 | $63,700 | $1,304,000 |
| Hispanic | 321 | $36,978,000 | $125,666 | $303,000 | $42,000 | $165,000 |
| Not Provided | 228 | $30,967,000 | $126,142 | $720,000 | $55,428 | $379,000 |
| Asian | 28 | $3,951,000 | $141,166 | $293,000 | $54,833 | $129,000 |
| American Indian or Alaskan Native | 23 | $2,659,000 | $117,000 | $181,000 | $56,500 | $169,000 |
| Black or African American | 19 | $2,365,000 | $94,000 | $460,000 | $53,500 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $879,000 | $148,333 | $229,000 | $36,333 | $114,000 |
| Not applicable | 2 | $318,000 | $159,000 | $173,000 | $79,500 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,099 | $267,918,000 | $162,333 | $850,000 | $70,000 | $1,304,000 |
| FHA-insured (Federal Housing Administration) | 612 | $73,522,000 | $128,000 | $255,000 | $47,375 | $264,000 |
| VA-guaranteed (Veterans Administration) | 142 | $21,588,000 | $165,000 | $248,000 | $39,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $259,000 | $129,500 | $150,000 | $62,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,207 | $278,547,000 | $160,000 | $694,000 | $51,500 | $1,304,000 |
| Application Withdrawn By Applicant | 554 | $73,370,000 | $142,750 | $850,000 | $70,875 | $379,000 |
| Application Denied By Financial Institution | 92 | $11,174,000 | $123,833 | $398,000 | $44,000 | $120,000 |
| Preapproval Denied by Financial Institution | 2 | $196,000 | $98,000 | $113,000 | $34,000 | $48,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $4,585,000 | $114,666 | $260,000 | $40,166 | $88,000 |
| Collateral | 19 | $2,088,000 | $120,000 | $240,000 | $49,333 | $96,000 |
| Other | 14 | $1,892,000 | $136,500 | $320,000 | $47,500 | $99,000 |
| Debt-To-Income Ratio | 14 | $1,716,000 | $113,000 | $398,000 | $36,500 | $120,000 |
| Employment History | 7 | $876,000 | $139,333 | $180,000 | $39,333 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $28,000 | $28,000 |
| Credit Application Incomplete | 1 | $138,000 | $138,000 | $138,000 | $53,000 | $53,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick And Volk's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick And Volk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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