Wallick and Volk, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Wallick and Volk, Inc. of Cheyenne, WY reported 11,047 mortgage applications totaling $2.7 billion, up 57% from 2019. The average application was for $246,065, and applicants reported an average income of $94,451. 80% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,021), Flagstaff, AZ (900) and Prescott Valley-Prescott, AZ (845) (applications in parentheses).

Mortgage Company & Address Wallick and Volk, Inc.
222 E. 18th St.
Cheyenne, WY 82001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 11,047
Total Mortgage Loan Application Amount $2,718,285,000
Average Mortgage Loan Application Amount $246,065
Highest Mortgage Loan Application Amount $1,925,000
Average Applicant Income $94,451
Highest Applicant Income $1,682,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wallick and Volk, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wallick and Volk, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,838 $ 473,110,000 $ 257,404 $ 96,000
Coconino, Arizona 900 $ 268,000,000 $ 297,777 $ 110,000
Yavapai, Arizona 845 $ 211,035,000 $ 249,745 $ 89,000
Natrona, Wyoming 710 $ 114,380,000 $ 161,098 $ 70,000
Laramie, Wyoming 681 $ 153,725,000 $ 225,734 $ 87,000
McLennan, Texas 590 $ 121,240,000 $ 205,491 $ 94,000
Bexar, Texas 537 $ 107,345,000 $ 199,897 $ 69,000
San Diego, California 387 $ 153,865,000 $ 397,583 $ 118,000
King, Washington 359 $ 136,975,000 $ 381,545 $ 140,000
Bernalillo, New Mexico 300 $ 54,080,000 $ 180,266 $ 83,000
Pierce, Washington 297 $ 86,655,000 $ 291,767 $ 107,000
Victoria, Texas 294 $ 60,980,000 $ 207,414 $ 94,000
Imperial, California 258 $ 54,810,000 $ 212,441 $ 96,000
Dallas, Texas 248 $ 54,670,000 $ 220,443 $ 81,000
Brazos, Texas 217 $ 44,525,000 $ 205,184 $ 90,000
Tarrant, Texas 216 $ 50,490,000 $ 233,750 $ 88,000
Pinal, Arizona 183 $ 42,325,000 $ 231,284 $ 74,000
Snohomish, Washington 176 $ 62,930,000 $ 357,556 $ 119,000
Navajo, Arizona 131 $ 27,215,000 $ 207,748 $ 101,000
Kootenai, Idaho 114 $ 30,430,000 $ 266,929 $ 96,000
Riverside, California 109 $ 27,125,000 $ 248,853 $ 89,000
Denton, Texas 82 $ 24,040,000 $ 293,170 $ 115,000
Collin, Texas 68 $ 21,210,000 $ 311,911 $ 131,000
Grays Harbor, Washington 66 $ 14,150,000 $ 214,393 $ 105,000
Washington, Texas 60 $ 12,370,000 $ 206,166 $ 111,000
Valencia, New Mexico 58 $ 6,950,000 $ 119,827 $ 54,000
Kaufman, Texas 58 $ 12,900,000 $ 222,413 $ 72,000
Spokane, Washington 58 $ 16,190,000 $ 279,137 $ 109,000
Harris, Texas 56 $ 13,280,000 $ 237,142 $ 120,000
Sandoval, New Mexico 53 $ 8,325,000 $ 157,075 $ 79,000
Calhoun, Texas 51 $ 9,975,000 $ 195,588 $ 94,000
Comal, Texas 48 $ 12,840,000 $ 267,500 $ 79,000
Walker, Texas 41 $ 7,955,000 $ 194,024 $ 87,000
Converse, Wyoming 40 $ 6,840,000 $ 171,000 $ 79,000
Apache, Arizona 39 $ 6,995,000 $ 179,358 $ 90,000
Ellis, Texas 39 $ 10,765,000 $ 276,025 $ 89,000
Carbon, Wyoming 34 $ 4,870,000 $ 143,235 $ 86,000
Los Angeles, California 32 $ 14,510,000 $ 453,437 $ 150,000
Johnson, Texas 29 $ 6,745,000 $ 232,586 $ 85,000
Grimes, Texas 28 $ 5,230,000 $ 186,785 $ 65,000
Guadalupe, Texas 22 $ 5,520,000 $ 250,909 $ 83,000
Mohave, Arizona 20 $ 3,590,000 $ 179,500 $ 74,000
Pima, Arizona 20 $ 4,770,000 $ 238,500 $ 93,000
Gila, Arizona 18 $ 4,870,000 $ 270,555 $ 159,000
Coryell, Texas 18 $ 3,870,000 $ 215,000 $ 81,000
San Bernardino, California 17 $ 4,235,000 $ 249,117 $ 78,000
Thurston, Washington 17 $ 3,915,000 $ 230,294 $ 112,000
Shoshone, Idaho 14 $ 1,540,000 $ 110,000 $ 46,000
Santa Fe, New Mexico 14 $ 2,740,000 $ 195,714 $ 91,000
Bell, Texas 14 $ 2,580,000 $ 184,285 $ 100,000
Kitsap, Washington 13 $ 4,335,000 $ 333,461 $ 124,000
Nueces, Texas 12 $ 2,460,000 $ 205,000 $ 114,000
Smith, Texas 12 $ 2,030,000 $ 169,166 $ 51,000
Mason, Washington 12 $ 2,610,000 $ 217,500 $ 72,000
Orange, California 11 $ 5,705,000 $ 518,636 $ 149,000
Bonner, Idaho 11 $ 4,195,000 $ 381,363 $ 126,000
Rockwall, Texas 11 $ 2,855,000 $ 259,545 $ 81,000
Clallam, Washington 11 $ 2,095,000 $ 190,454 $ 101,000
Bosque, Texas 10 $ 1,790,000 $ 179,000 $ 90,000
Burleson, Texas 10 $ 2,010,000 $ 201,000 $ 73,000
Travis, Texas 10 $ 2,910,000 $ 291,000 $ 92,000
Platte, Wyoming 10 $ 1,290,000 $ 129,000 $ 65,000
Goliad, Texas 9 $ 2,655,000 $ 295,000 $ 114,000
Williamson, Texas 9 $ 2,385,000 $ 265,000 $ 91,000
Island, Washington 9 $ 2,825,000 $ 313,888 $ 98,000
Goshen, Wyoming 9 $ 795,000 $ 88,333 $ 61,000
Atascosa, Texas 8 $ 1,800,000 $ 225,000 $ 68,000
DeWitt, Texas 8 $ 1,040,000 $ 130,000 $ 151,000
Hidalgo, Texas 8 $ 1,240,000 $ 155,000 $ 50,000
Jackson, Texas 8 $ 1,260,000 $ 157,500 $ 71,000
Wharton, Texas 8 $ 1,190,000 $ 148,750 $ 94,000
Fremont, Wyoming 8 $ 1,260,000 $ 157,500 $ 64,000
Hill, Texas 7 $ 1,305,000 $ 186,428 $ 79,000
Montgomery, Texas 7 $ 1,805,000 $ 257,857 $ 128,000
Parker, Texas 7 $ 2,035,000 $ 290,714 $ 116,000
Clark, Washington 7 $ 2,195,000 $ 313,571 $ 161,000
Albany, Wyoming 7 $ 1,565,000 $ 223,571 $ 82,000
Yuma, Arizona 6 $ 1,150,000 $ 191,666 $ 45,000
Wilson, Texas 6 $ 1,670,000 $ 278,333 $ 96,000
Pacific, Washington 6 $ 1,440,000 $ 240,000 $ 128,000
Skagit, Washington 6 $ 1,860,000 $ 310,000 $ 109,000
El Paso, Colorado 5 $ 1,795,000 $ 359,000 $ 84,000
Larimer, Colorado 5 $ 1,765,000 $ 353,000 $ 149,000
Fort Bend, Texas 5 $ 1,095,000 $ 219,000 $ 133,000
Medina, Texas 5 $ 1,385,000 $ 277,000 $ 131,000
Grant, Washington 5 $ 815,000 $ 163,000 $ 84,000
Whatcom, Washington 5 $ 1,555,000 $ 311,000 $ 119,000
Ventura, California 4 $ 2,220,000 $ 555,000 $ 185,000
La Plata, Colorado 4 $ 1,390,000 $ 347,500 $ 106,000
Latah, Idaho 4 $ 800,000 $ 200,000 $ 62,000
Curry, New Mexico 4 $ 250,000 $ 62,500 $ 38,000
Bastrop, Texas 4 $ 860,000 $ 215,000 $ 87,000
Brazoria, Texas 4 $ 1,270,000 $ 317,500 $ 109,000
Galveston, Texas 4 $ 840,000 $ 210,000 $ 212,000
Grayson, Texas 4 $ 930,000 $ 232,500 $ 70,000
Hood, Texas 4 $ 540,000 $ 135,000 $ 79,000
Hunt, Texas 4 $ 1,400,000 $ 350,000 $ 165,000
Uvalde, Texas 4 $ 630,000 $ 157,500 $ 55,000
Park, Wyoming 4 $ 1,050,000 $ 262,500 $ 63,000
Kern, California 3 $ 215,000 $ 71,666 $ 42,000
Jefferson, Colorado 3 $ 885,000 $ 295,000 $ 199,000
Kimball, Nebraska 3 $ 345,000 $ 115,000 $ 42,000
De Baca, New Mexico 3 $ 135,000 $ 45,000 $ 40,000
Washington, Oregon 3 $ 1,015,000 $ 338,333 $ 91,000
Falls, Texas 3 $ 285,000 $ 95,000 $ 50,000
Harrison, Texas 3 $ 865,000 $ 288,333 $ 158,000
Henderson, Texas 3 $ 405,000 $ 135,000 $ 107,000
Kendall, Texas 3 $ 1,075,000 $ 358,333 $ 135,000
Lavaca, Texas 3 $ 715,000 $ 238,333 $ 110,000
Madison, Texas 3 $ 415,000 $ 138,333 $ 71,000
Van Zandt, Texas 3 $ 735,000 $ 245,000 $ 95,000
Asotin, Washington 3 $ 815,000 $ 271,666 $ 80,000
Chelan, Washington 3 $ 905,000 $ 301,666 $ 127,000
Jefferson, Washington 3 $ 595,000 $ 198,333 $ 255,000
Kittitas, Washington 3 $ 1,005,000 $ 335,000 $ 141,000
Lincoln, Wyoming 3 $ 1,055,000 $ 351,666 $ 87,000
Sublette, Wyoming 3 $ 785,000 $ 261,666 $ 134,000
Sweetwater, Wyoming 3 $ 305,000 $ 101,666 $ 43,000
Washakie, Wyoming 3 $ 425,000 $ 141,666 $ 60,000
Cochise, Arizona 2 $ 300,000 $ 150,000 $ 52,000
La Paz, Arizona 2 $ 280,000 $ 140,000 $ 97,000
Contra Costa, California 2 $ 720,000 $ 360,000 $ 144,000
Del Norte, California 2 $ 660,000 $ 330,000 $ 92,000
Fresno, California 2 $ 290,000 $ 145,000 $ 145,000
Santa Clara, California 2 $ 800,000 $ 400,000 $ 137,000
Yuba, California 2 $ 790,000 $ 395,000 $ 86,000
Arapahoe, Colorado 2 $ 370,000 $ 185,000 $ 27,000
Routt, Colorado 2 $ 540,000 $ 270,000 $ 76,000
Nez Perce, Idaho 2 $ 530,000 $ 265,000 $ 112,000
Grant, New Mexico 2 $ 110,000 $ 55,000 $ 23,000
Clackamas, Oregon 2 $ 790,000 $ 395,000 $ 146,000
Multnomah, Oregon 2 $ 700,000 $ 350,000 $ 117,000
Bandera, Texas 2 $ 490,000 $ 245,000 $ 61,000
Cameron, Texas 2 $ 340,000 $ 170,000 $ 55,000
Cooke, Texas 2 $ 440,000 $ 220,000 $ 82,000
El Paso, Texas 2 $ 260,000 $ 130,000 $ 127,000
Gregg, Texas 2 $ 400,000 $ 200,000 $ 124,000
Jefferson, Texas 2 $ 570,000 $ 285,000 $ 97,000
Kerr, Texas 2 $ 590,000 $ 295,000 $ 80,000
Matagorda, Texas 2 $ 250,000 $ 125,000 $ 73,000
Upshur, Texas 2 $ 320,000 $ 160,000 $ 44,000
Webb, Texas 2 $ 320,000 $ 160,000 $ 46,000
Franklin, Washington 2 $ 430,000 $ 215,000 $ 112,000
Lewis, Washington 2 $ 550,000 $ 275,000 $ 108,000
Okanogan, Washington 2 $ 360,000 $ 180,000 $ 187,000
Yakima, Washington 2 $ 250,000 $ 125,000 $ 80,000
Johnson, Wyoming 2 $ 550,000 $ 275,000 $ 88,000
Sheridan, Wyoming 2 $ 490,000 $ 245,000 $ 64,000
Alameda, California 1 $ 355,000 $ 355,000 $ 66,000
Amador, California 1 $ 325,000 $ 325,000 $ 118,000
El Dorado, California 1 $ 365,000 $ 365,000 $ 209,000
San Joaquin, California 1 $ 225,000 $ 225,000 $ 159,000
San Mateo, California 1 $ 335,000 $ 335,000 $ 240,000
Yolo, California 1 $ 285,000 $ 285,000 $ 61,000
Boulder, Colorado 1 $ 105,000 $ 105,000 $ 53,000
Douglas, Colorado 1 $ 275,000 $ 275,000 $ 223,000
Eagle, Colorado 1 $ 155,000 $ 155,000 $ 70,000
Garfield, Colorado 1 $ 155,000 $ 155,000 $ 38,000
Mesa, Colorado 1 $ 105,000 $ 105,000 $ 35,000
Park, Colorado 1 $ 285,000 $ 285,000 $ 207,000
Summit, Colorado 1 $ 325,000 $ 325,000 $ 47,000
Weld, Colorado 1 $ 255,000 $ 255,000 $ 111,000
Bear Lake, Idaho 1 $ 505,000 $ 505,000 $ 0
Benewah, Idaho 1 $ 345,000 $ 345,000 $ 78,000
Blaine, Idaho 1 $ 355,000 $ 355,000 $ 100,000
Boundary, Idaho 1 $ 485,000 $ 485,000 $ 25,000
Elmore, Idaho 1 $ 315,000 $ 315,000 $ 129,000
Chase, Nebraska 1 $ 235,000 $ 235,000 $ 0
Lincoln, Nebraska 1 $ 305,000 $ 305,000 $ 92,000
Chaves, New Mexico 1 $ 265,000 $ 265,000 $ 120,000
Colfax, New Mexico 1 $ 355,000 $ 355,000 $ 173,000
Dona Ana, New Mexico 1 $ 235,000 $ 235,000 $ 51,000
Lea, New Mexico 1 $ 155,000 $ 155,000 $ 64,000
Rio Arriba, New Mexico 1 $ 205,000 $ 205,000 $ 0
San Miguel, New Mexico 1 $ 245,000 $ 245,000 $ 100,000
Torrance, New Mexico 1 $ 95,000 $ 95,000 $ 43,000
Curry, Oregon 1 $ 145,000 $ 145,000 $ 146,000
Grant, Oregon 1 $ 105,000 $ 105,000 $ 110,000
Marion, Oregon 1 $ 105,000 $ 105,000 $ 41,000
Umatilla, Oregon 1 $ 345,000 $ 345,000 $ 104,000
Anderson, Texas 1 $ 145,000 $ 145,000 $ 81,000
Angelina, Texas 1 $ 285,000 $ 285,000 $ 130,000
Aransas, Texas 1 $ 175,000 $ 175,000 $ 101,000
Austin, Texas 1 $ 105,000 $ 105,000 $ 90,000
Bee, Texas 1 $ 145,000 $ 145,000 $ 61,000
Camp, Texas 1 $ 145,000 $ 145,000 $ 283,000
Colorado, Texas 1 $ 175,000 $ 175,000 $ 106,000
Dimmit, Texas 1 $ 165,000 $ 165,000 $ 47,000
Ector, Texas 1 $ 355,000 $ 355,000 $ 141,000
Edwards, Texas 1 $ 195,000 $ 195,000 $ 315,000
Erath, Texas 1 $ 225,000 $ 225,000 $ 105,000
Fayette, Texas 1 $ 135,000 $ 135,000 $ 43,000
Hays, Texas 1 $ 215,000 $ 215,000 $ 106,000
Hopkins, Texas 1 $ 105,000 $ 105,000 $ 46,000
Hutchinson, Texas 1 $ 155,000 $ 155,000 $ 53,000
Jim Wells, Texas 1 $ 185,000 $ 185,000 $ 77,000
Karnes, Texas 1 $ 65,000 $ 65,000 $ 41,000
Leon, Texas 1 $ 135,000 $ 135,000 $ 94,000
Limestone, Texas 1 $ 125,000 $ 125,000 $ 227,000
Live Oak, Texas 1 $ 85,000 $ 85,000 $ 44,000
Lubbock, Texas 1 $ 255,000 $ 255,000 $ 45,000
Midland, Texas 1 $ 455,000 $ 455,000 $ 376,000
Milam, Texas 1 $ 155,000 $ 155,000 $ 111,000
Navarro, Texas 1 $ 175,000 $ 175,000 $ 77,000
Panola, Texas 1 $ 275,000 $ 275,000 $ 157,000
Real, Texas 1 $ 65,000 $ 65,000 $ 43,000
Refugio, Texas 1 $ 65,000 $ 65,000 $ 26,000
San Patricio, Texas 1 $ 185,000 $ 185,000 $ 52,000
Starr, Texas 1 $ 95,000 $ 95,000 $ 62,000
Trinity, Texas 1 $ 115,000 $ 115,000 $ 37,000
Wichita, Texas 1 $ 105,000 $ 105,000 $ 60,000
Young, Texas 1 $ 155,000 $ 155,000 $ 80,000
Cowlitz, Washington 1 $ 305,000 $ 305,000 $ 70,000
Klickitat, Washington 1 $ 95,000 $ 95,000 $ 46,000
Pend Oreille, Washington 1 $ 335,000 $ 335,000 $ 64,000
Stevens, Washington 1 $ 345,000 $ 345,000 $ 139,000
Hot Springs, Wyoming 1 $ 335,000 $ 335,000 $ 48,000
Teton, Wyoming 1 $ 425,000 $ 425,000 $ 70,000
Uinta, Wyoming 1 $ 175,000 $ 175,000 $ 84,000

Mortgage Loan Application Detail Totals for Wallick and Volk, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,375 $1,479,465,000 $232,000 $1,925,000 $86,000 $1,682,000
Refinancing 3,280 $874,950,000 $266,000 $1,205,000 $109,000 $1,401,000
Cash-out Refinancing 1,298 $342,790,000 $264,000 $1,365,000 $97,000 $1,185,000
Other Purpose 93 $20,665,000 $222,000 $1,195,000 $124,000 $754,000
Home Improvement 1 $415,000 $415,000 $415,000 $201,000 $201,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,855 $1,695,685,000 $247,000 $1,925,000 $99,000 $1,401,000
Hispanic 2,149 $498,785,000 $232,000 $1,085,000 $80,000 $1,682,000
Not Provided 882 $232,060,000 $263,000 $955,000 $105,000 $903,000
Black or African American 775 $182,315,000 $235,000 $1,365,000 $81,000 $1,066,000
Asian 222 $68,280,000 $307,000 $1,505,000 $103,000 $492,000
American Indian or Alaskan Native 103 $22,295,000 $216,000 $595,000 $79,000 $250,000
Native Hawaiian or Other Pacific Islander 17 $4,245,000 $249,000 $665,000 $82,000 $144,000
Not applicable 4 $1,290,000 $322,000 $505,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,623 $1,867,885,000 $245,000 $1,925,000 $104,000 $1,682,000
FHA-insured (Federal Housing Administration) 2,532 $587,290,000 $231,000 $715,000 $68,000 $527,000
VA-guaranteed (Veterans Administration) 774 $237,210,000 $306,000 $1,035,000 $87,000 $903,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 118 $25,900,000 $219,000 $535,000 $62,000 $150,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,827 $2,176,205,000 $246,000 $1,925,000 $95,000 $1,682,000
Application Withdrawn By Applicant 1,566 $389,680,000 $248,000 $1,365,000 $100,000 $1,401,000
Application Denied By Financial Institution 621 $143,195,000 $230,000 $1,885,000 $79,000 $1,185,000
Application Approved But Not Accepted 19 $4,625,000 $243,000 $515,000 $87,000 $161,000
File Closed For Incompleteness 10 $3,290,000 $329,000 $565,000 $105,000 $255,000
Loan Purchased By The Institution 4 $1,290,000 $322,000 $505,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,426 $2,575,090,000 $246,000 $1,925,000 $95,000 $1,682,000
Debt-To-Income Ratio 217 $45,135,000 $207,000 $665,000 $46,000 $149,000
Collateral 143 $33,275,000 $232,000 $1,205,000 $108,000 $1,185,000
Credit Application Incomplete 100 $27,080,000 $270,000 $1,885,000 $130,000 $1,129,000
Credit History 99 $20,845,000 $210,000 $585,000 $71,000 $269,000
Insufficient Cash (Downpayment, Closing Cost) 23 $6,695,000 $291,000 $595,000 $82,000 $292,000
Unverifiable Information 21 $6,625,000 $315,000 $1,685,000 $35,000 $139,000
Employment History 10 $2,530,000 $253,000 $445,000 $36,000 $114,000
Other 8 $1,010,000 $126,000 $365,000 $89,000 $268,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick and Volk, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wallick and Volk, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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