Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Wallick & Volk, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,047 |
| Total Mortgage Loan Application Amount | $2,718,285,000 |
| Average Mortgage Loan Application Amount | $279,800 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $123,400 |
| Highest Applicant Income | $1,682,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,838 | $ 473,110,000 | $ 257,000 | $ 96,000 |
| Coconino County Arizona | 900 | $ 268,000,000 | $ 297,000 | $ 110,000 |
| Yavapai County Arizona | 845 | $ 211,035,000 | $ 249,000 | $ 89,000 |
| Natrona County Wyoming | 710 | $ 114,380,000 | $ 161,000 | $ 70,000 |
| Laramie County Wyoming | 681 | $ 153,725,000 | $ 225,000 | $ 87,000 |
| McLennan County Texas | 590 | $ 121,240,000 | $ 205,000 | $ 94,000 |
| Bexar County Texas | 537 | $ 107,345,000 | $ 199,000 | $ 69,000 |
| San Diego County California | 387 | $ 153,865,000 | $ 397,000 | $ 118,000 |
| King County Washington | 359 | $ 136,975,000 | $ 381,000 | $ 140,000 |
| Bernalillo County New Mexico | 300 | $ 54,080,000 | $ 180,000 | $ 83,000 |
| Pierce County Washington | 297 | $ 86,655,000 | $ 291,000 | $ 107,000 |
| Victoria County Texas | 294 | $ 60,980,000 | $ 207,000 | $ 94,000 |
| Imperial County California | 258 | $ 54,810,000 | $ 212,000 | $ 96,000 |
| Dallas County Texas | 248 | $ 54,670,000 | $ 220,000 | $ 81,000 |
| Brazos County Texas | 217 | $ 44,525,000 | $ 205,000 | $ 90,000 |
| Tarrant County Texas | 216 | $ 50,490,000 | $ 233,000 | $ 88,000 |
| Pinal County Arizona | 183 | $ 42,325,000 | $ 231,000 | $ 74,000 |
| Snohomish County Washington | 176 | $ 62,930,000 | $ 357,000 | $ 119,000 |
| Navajo County Arizona | 131 | $ 27,215,000 | $ 207,000 | $ 101,000 |
| Kootenai County Idaho | 114 | $ 30,430,000 | $ 266,000 | $ 96,000 |
| Riverside County California | 109 | $ 27,125,000 | $ 248,000 | $ 89,000 |
| Denton County Texas | 82 | $ 24,040,000 | $ 293,000 | $ 115,000 |
| Collin County Texas | 68 | $ 21,210,000 | $ 311,000 | $ 131,000 |
| Grays Harbor County Washington | 66 | $ 14,150,000 | $ 214,000 | $ 105,000 |
| Washington County Texas | 60 | $ 12,370,000 | $ 206,000 | $ 111,000 |
| Valencia County New Mexico | 58 | $ 6,950,000 | $ 119,000 | $ 54,000 |
| Kaufman County Texas | 58 | $ 12,900,000 | $ 222,000 | $ 72,000 |
| Spokane County Washington | 58 | $ 16,190,000 | $ 279,000 | $ 109,000 |
| Harris County Texas | 56 | $ 13,280,000 | $ 237,000 | $ 120,000 |
| Sandoval County New Mexico | 53 | $ 8,325,000 | $ 157,000 | $ 79,000 |
| Calhoun County Texas | 51 | $ 9,975,000 | $ 195,000 | $ 94,000 |
| Comal County Texas | 48 | $ 12,840,000 | $ 267,000 | $ 79,000 |
| Walker County Texas | 41 | $ 7,955,000 | $ 194,000 | $ 87,000 |
| Converse County Wyoming | 40 | $ 6,840,000 | $ 171,000 | $ 79,000 |
| Apache County Arizona | 39 | $ 6,995,000 | $ 179,000 | $ 90,000 |
| Ellis County Texas | 39 | $ 10,765,000 | $ 276,000 | $ 89,000 |
| Carbon County Wyoming | 34 | $ 4,870,000 | $ 143,000 | $ 86,000 |
| Los Angeles County California | 32 | $ 14,510,000 | $ 453,000 | $ 150,000 |
| Johnson County Texas | 29 | $ 6,745,000 | $ 232,000 | $ 85,000 |
| Grimes County Texas | 28 | $ 5,230,000 | $ 186,000 | $ 65,000 |
| Guadalupe County Texas | 22 | $ 5,520,000 | $ 250,000 | $ 83,000 |
| Mohave County Arizona | 20 | $ 3,590,000 | $ 179,000 | $ 74,000 |
| Pima County Arizona | 20 | $ 4,770,000 | $ 238,000 | $ 93,000 |
| Gila County Arizona | 18 | $ 4,870,000 | $ 270,000 | $ 159,000 |
| Coryell County Texas | 18 | $ 3,870,000 | $ 215,000 | $ 81,000 |
| San Bernardino County California | 17 | $ 4,235,000 | $ 249,000 | $ 78,000 |
| Thurston County Washington | 17 | $ 3,915,000 | $ 230,000 | $ 112,000 |
| Shoshone County Idaho | 14 | $ 1,540,000 | $ 110,000 | $ 46,000 |
| Santa Fe County New Mexico | 14 | $ 2,740,000 | $ 195,000 | $ 91,000 |
| Bell County Texas | 14 | $ 2,580,000 | $ 184,000 | $ 100,000 |
| Kitsap County Washington | 13 | $ 4,335,000 | $ 333,000 | $ 124,000 |
| Nueces County Texas | 12 | $ 2,460,000 | $ 205,000 | $ 114,000 |
| Smith County Texas | 12 | $ 2,030,000 | $ 169,000 | $ 51,000 |
| Mason County Washington | 12 | $ 2,610,000 | $ 217,000 | $ 72,000 |
| Orange County California | 11 | $ 5,705,000 | $ 518,000 | $ 149,000 |
| Bonner County Idaho | 11 | $ 4,195,000 | $ 381,000 | $ 126,000 |
| Rockwall County Texas | 11 | $ 2,855,000 | $ 259,000 | $ 81,000 |
| Clallam County Washington | 11 | $ 2,095,000 | $ 190,000 | $ 101,000 |
| Bosque County Texas | 10 | $ 1,790,000 | $ 179,000 | $ 90,000 |
| Burleson County Texas | 10 | $ 2,010,000 | $ 201,000 | $ 73,000 |
| Travis County Texas | 10 | $ 2,910,000 | $ 291,000 | $ 92,000 |
| Platte County Wyoming | 10 | $ 1,290,000 | $ 129,000 | $ 65,000 |
| Goliad County Texas | 9 | $ 2,655,000 | $ 295,000 | $ 114,000 |
| Williamson County Texas | 9 | $ 2,385,000 | $ 265,000 | $ 91,000 |
| Island County Washington | 9 | $ 2,825,000 | $ 313,000 | $ 98,000 |
| Goshen County Wyoming | 9 | $ 795,000 | $ 88,000 | $ 61,000 |
| Atascosa County Texas | 8 | $ 1,800,000 | $ 225,000 | $ 68,000 |
| DeWitt County Texas | 8 | $ 1,040,000 | $ 130,000 | $ 151,000 |
| Hidalgo County Texas | 8 | $ 1,240,000 | $ 155,000 | $ 50,000 |
| Jackson County Texas | 8 | $ 1,260,000 | $ 157,000 | $ 71,000 |
| Wharton County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 94,000 |
| Fremont County Wyoming | 8 | $ 1,260,000 | $ 157,000 | $ 64,000 |
| Hill County Texas | 7 | $ 1,305,000 | $ 186,000 | $ 79,000 |
| Montgomery County Texas | 7 | $ 1,805,000 | $ 257,000 | $ 128,000 |
| Parker County Texas | 7 | $ 2,035,000 | $ 290,000 | $ 116,000 |
| Clark County Washington | 7 | $ 2,195,000 | $ 313,000 | $ 161,000 |
| Albany County Wyoming | 7 | $ 1,565,000 | $ 223,000 | $ 82,000 |
| Yuma County Arizona | 6 | $ 1,150,000 | $ 191,000 | $ 45,000 |
| Wilson County Texas | 6 | $ 1,670,000 | $ 278,000 | $ 96,000 |
| Pacific County Washington | 6 | $ 1,440,000 | $ 240,000 | $ 128,000 |
| Skagit County Washington | 6 | $ 1,860,000 | $ 310,000 | $ 109,000 |
| El Paso County Colorado | 5 | $ 1,795,000 | $ 359,000 | $ 84,000 |
| Larimer County Colorado | 5 | $ 1,765,000 | $ 353,000 | $ 149,000 |
| Fort Bend County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 133,000 |
| Medina County Texas | 5 | $ 1,385,000 | $ 277,000 | $ 131,000 |
| Grant County Washington | 5 | $ 815,000 | $ 163,000 | $ 84,000 |
| Whatcom County Washington | 5 | $ 1,555,000 | $ 311,000 | $ 119,000 |
| Ventura County California | 4 | $ 2,220,000 | $ 555,000 | $ 185,000 |
| La Plata County Colorado | 4 | $ 1,390,000 | $ 347,000 | $ 106,000 |
| Latah County Idaho | 4 | $ 800,000 | $ 200,000 | $ 62,000 |
| Curry County New Mexico | 4 | $ 250,000 | $ 62,000 | $ 38,000 |
| Bastrop County Texas | 4 | $ 860,000 | $ 215,000 | $ 87,000 |
| Brazoria County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 109,000 |
| Galveston County Texas | 4 | $ 840,000 | $ 210,000 | $ 212,000 |
| Grayson County Texas | 4 | $ 930,000 | $ 232,000 | $ 70,000 |
| Hood County Texas | 4 | $ 540,000 | $ 135,000 | $ 79,000 |
| Hunt County Texas | 4 | $ 1,400,000 | $ 350,000 | $ 165,000 |
| Uvalde County Texas | 4 | $ 630,000 | $ 157,000 | $ 55,000 |
| Park County Wyoming | 4 | $ 1,050,000 | $ 262,000 | $ 63,000 |
| Kern County California | 3 | $ 215,000 | $ 71,000 | $ 42,000 |
| Jefferson County Colorado | 3 | $ 885,000 | $ 295,000 | $ 199,000 |
| Kimball County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 42,000 |
| De Baca County New Mexico | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Washington County Oregon | 3 | $ 1,015,000 | $ 338,000 | $ 91,000 |
| Falls County Texas | 3 | $ 285,000 | $ 95,000 | $ 50,000 |
| Harrison County Texas | 3 | $ 865,000 | $ 288,000 | $ 158,000 |
| Henderson County Texas | 3 | $ 405,000 | $ 135,000 | $ 107,000 |
| Kendall County Texas | 3 | $ 1,075,000 | $ 358,000 | $ 135,000 |
| Lavaca County Texas | 3 | $ 715,000 | $ 238,000 | $ 110,000 |
| Madison County Texas | 3 | $ 415,000 | $ 138,000 | $ 71,000 |
| Van Zandt County Texas | 3 | $ 735,000 | $ 245,000 | $ 95,000 |
| Asotin County Washington | 3 | $ 815,000 | $ 271,000 | $ 80,000 |
| Chelan County Washington | 3 | $ 905,000 | $ 301,000 | $ 127,000 |
| Jefferson County Washington | 3 | $ 595,000 | $ 198,000 | $ 255,000 |
| Kittitas County Washington | 3 | $ 1,005,000 | $ 335,000 | $ 141,000 |
| Lincoln County Wyoming | 3 | $ 1,055,000 | $ 351,000 | $ 87,000 |
| Sublette County Wyoming | 3 | $ 785,000 | $ 261,000 | $ 134,000 |
| Sweetwater County Wyoming | 3 | $ 305,000 | $ 101,000 | $ 43,000 |
| Washakie County Wyoming | 3 | $ 425,000 | $ 141,000 | $ 60,000 |
| Cochise County Arizona | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| La Paz County Arizona | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Contra Costa County California | 2 | $ 720,000 | $ 360,000 | $ 144,000 |
| Del Norte County California | 2 | $ 660,000 | $ 330,000 | $ 92,000 |
| Fresno County California | 2 | $ 290,000 | $ 145,000 | $ 145,000 |
| Santa Clara County California | 2 | $ 800,000 | $ 400,000 | $ 137,000 |
| Yuba County California | 2 | $ 790,000 | $ 395,000 | $ 86,000 |
| Arapahoe County Colorado | 2 | $ 370,000 | $ 185,000 | $ 27,000 |
| Routt County Colorado | 2 | $ 540,000 | $ 270,000 | $ 76,000 |
| Nez Perce County Idaho | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Grant County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 23,000 |
| Clackamas County Oregon | 2 | $ 790,000 | $ 395,000 | $ 146,000 |
| Multnomah County Oregon | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| Bandera County Texas | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Cameron County Texas | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Cooke County Texas | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| El Paso County Texas | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| Gregg County Texas | 2 | $ 400,000 | $ 200,000 | $ 124,000 |
| Jefferson County Texas | 2 | $ 570,000 | $ 285,000 | $ 97,000 |
| Kerr County Texas | 2 | $ 590,000 | $ 295,000 | $ 80,000 |
| Matagorda County Texas | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Upshur County Texas | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Webb County Texas | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Franklin County Washington | 2 | $ 430,000 | $ 215,000 | $ 112,000 |
| Lewis County Washington | 2 | $ 550,000 | $ 275,000 | $ 108,000 |
| Okanogan County Washington | 2 | $ 360,000 | $ 180,000 | $ 187,000 |
| Yakima County Washington | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Johnson County Wyoming | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Sheridan County Wyoming | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Amador County California | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| El Dorado County California | 1 | $ 365,000 | $ 365,000 | $ 209,000 |
| San Joaquin County California | 1 | $ 225,000 | $ 225,000 | $ 159,000 |
| San Mateo County California | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Boulder County Colorado | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Douglas County Colorado | 1 | $ 275,000 | $ 275,000 | $ 223,000 |
| Eagle County Colorado | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Garfield County Colorado | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Mesa County Colorado | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Park County Colorado | 1 | $ 285,000 | $ 285,000 | $ 207,000 |
| Summit County Colorado | 1 | $ 325,000 | $ 325,000 | $ 47,000 |
| Weld County Colorado | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Bear Lake County Idaho | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Benewah County Idaho | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Blaine County Idaho | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Boundary County Idaho | 1 | $ 485,000 | $ 485,000 | $ 25,000 |
| Elmore County Idaho | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Chase County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lincoln County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Chaves County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Colfax County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Dona Ana County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Lea County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Rio Arriba County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Miguel County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Torrance County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Curry County Oregon | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Grant County Oregon | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Marion County Oregon | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Umatilla County Oregon | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Anderson County Texas | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Angelina County Texas | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Aransas County Texas | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Austin County Texas | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Bee County Texas | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Camp County Texas | 1 | $ 145,000 | $ 145,000 | $ 283,000 |
| Colorado County Texas | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Dimmit County Texas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Ector County Texas | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Edwards County Texas | 1 | $ 195,000 | $ 195,000 | $ 315,000 |
| Erath County Texas | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Fayette County Texas | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Hays County Texas | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Hutchinson County Texas | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Jim Wells County Texas | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Karnes County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Leon County Texas | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Limestone County Texas | 1 | $ 125,000 | $ 125,000 | $ 227,000 |
| Live Oak County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Lubbock County Texas | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Midland County Texas | 1 | $ 455,000 | $ 455,000 | $ 376,000 |
| Milam County Texas | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Navarro County Texas | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Panola County Texas | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Real County Texas | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Refugio County Texas | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| San Patricio County Texas | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Starr County Texas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Trinity County Texas | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Wichita County Texas | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Young County Texas | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Cowlitz County Washington | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Klickitat County Washington | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Pend Oreille County Washington | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Stevens County Washington | 1 | $ 345,000 | $ 345,000 | $ 139,000 |
| Hot Springs County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 48,000 |
| Teton County Wyoming | 1 | $ 425,000 | $ 425,000 | $ 70,000 |
| Uinta County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,375 | $1,479,465,000 | $232,000 | $1,925,000 | $86,000 | $1,682,000 |
| Refinancing | 3,280 | $874,950,000 | $266,000 | $1,205,000 | $109,000 | $1,401,000 |
| Cash-out Refinancing | 1,298 | $342,790,000 | $264,000 | $1,365,000 | $97,000 | $1,185,000 |
| Other Purpose | 93 | $20,665,000 | $222,000 | $1,195,000 | $124,000 | $754,000 |
| Home Improvement | 1 | $415,000 | $415,000 | $415,000 | $201,000 | $201,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,855 | $1,695,685,000 | $247,000 | $1,925,000 | $99,000 | $1,401,000 |
| Hispanic | 2,149 | $498,785,000 | $232,000 | $1,085,000 | $80,000 | $1,682,000 |
| Not Provided | 882 | $232,060,000 | $263,000 | $955,000 | $105,000 | $903,000 |
| Black or African American | 775 | $182,315,000 | $235,000 | $1,365,000 | $81,000 | $1,066,000 |
| Asian | 222 | $68,280,000 | $307,000 | $1,505,000 | $103,000 | $492,000 |
| American Indian or Alaskan Native | 103 | $22,295,000 | $216,000 | $595,000 | $79,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,245,000 | $249,000 | $665,000 | $82,000 | $144,000 |
| Not applicable | 4 | $1,290,000 | $322,000 | $505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,623 | $1,867,885,000 | $245,000 | $1,925,000 | $104,000 | $1,682,000 |
| FHA-insured (Federal Housing Administration) | 2,532 | $587,290,000 | $231,000 | $715,000 | $68,000 | $527,000 |
| VA-guaranteed (Veterans Administration) | 774 | $237,210,000 | $306,000 | $1,035,000 | $87,000 | $903,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $25,900,000 | $219,000 | $535,000 | $62,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,827 | $2,176,205,000 | $246,000 | $1,925,000 | $95,000 | $1,682,000 |
| Application Withdrawn By Applicant | 1,566 | $389,680,000 | $248,000 | $1,365,000 | $100,000 | $1,401,000 |
| Application Denied By Financial Institution | 621 | $143,195,000 | $230,000 | $1,885,000 | $79,000 | $1,185,000 |
| Application Approved But Not Accepted | 19 | $4,625,000 | $243,000 | $515,000 | $87,000 | $161,000 |
| File Closed For Incompleteness | 10 | $3,290,000 | $329,000 | $565,000 | $105,000 | $255,000 |
| Loan Purchased By The Institution | 4 | $1,290,000 | $322,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,426 | $2,575,090,000 | $246,000 | $1,925,000 | $95,000 | $1,682,000 |
| Debt-To-Income Ratio | 217 | $45,135,000 | $207,000 | $665,000 | $46,000 | $149,000 |
| Collateral | 143 | $33,275,000 | $232,000 | $1,205,000 | $108,000 | $1,185,000 |
| Credit Application Incomplete | 100 | $27,080,000 | $270,000 | $1,885,000 | $130,000 | $1,129,000 |
| Credit History | 99 | $20,845,000 | $210,000 | $585,000 | $71,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $6,695,000 | $291,000 | $595,000 | $82,000 | $292,000 |
| Unverifiable Information | 21 | $6,625,000 | $315,000 | $1,685,000 | $35,000 | $139,000 |
| Employment History | 10 | $2,530,000 | $253,000 | $445,000 | $36,000 | $114,000 |
| Other | 8 | $1,010,000 | $126,000 | $365,000 | $89,000 | $268,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wyoming, download the full spreadsheet
with aggregated HMDA statistics today.