Washington Federal Mortgage Lending & HMDA Data, 2017

In 2017, Washington Federal of Seattle, WA reported 7,211 mortgage applications totaling $3.1 billion, up 1% from 2016. The average application was for $425,903, and applicants reported an average income of $131,912. 46% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (1,319), Phoenix-Mesa-Scottsdale, AZ (492) and Bellingham, WA (331) (applications in parentheses).

Mortgage Company & Address Washington Federal
425 Pike St
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,211
Total Mortgage Loan Application Amount $3,071,188,000
Average Mortgage Loan Application Amount $425,903
Highest Mortgage Loan Application Amount $46,200,000
Average Applicant Income $131,912
Highest Applicant Income $9,238,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Federal filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Federal by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 925 $ 656,468,000 $ 709,695 $ 185,000
Maricopa, Arizona 436 $ 255,309,000 $ 585,571 $ 146,000
Snohomish, Washington 394 $ 164,330,000 $ 417,081 $ 127,000
Whatcom, Washington 331 $ 133,173,000 $ 402,335 $ 100,000
Pima, Arizona 308 $ 94,690,000 $ 307,435 $ 103,000
Salt Lake, Utah 194 $ 126,404,000 $ 651,567 $ 153,000
Pierce, Washington 193 $ 71,818,000 $ 372,113 $ 136,000
Skagit, Washington 177 $ 55,627,000 $ 314,276 $ 91,000
Kitsap, Washington 173 $ 72,161,000 $ 417,115 $ 139,000
Clark, Nevada 168 $ 68,026,000 $ 404,916 $ 188,000
Deschutes, Oregon 151 $ 66,416,000 $ 439,841 $ 111,000
Ada, Idaho 114 $ 53,212,000 $ 466,771 $ 116,000
Island, Washington 114 $ 42,552,000 $ 373,263 $ 128,000
Lane, Oregon 92 $ 28,565,000 $ 310,489 $ 99,000
Utah, Utah 80 $ 36,431,000 $ 455,387 $ 144,000
San Juan, Washington 80 $ 29,888,000 $ 373,600 $ 147,000
Washington, Oregon 73 $ 31,713,000 $ 434,424 $ 143,000
Grant, Washington 70 $ 15,812,000 $ 225,885 $ 96,000
Canyon, Idaho 68 $ 14,427,000 $ 212,161 $ 79,000
Clackamas, Oregon 68 $ 34,014,000 $ 500,205 $ 153,000
Multnomah, Oregon 66 $ 27,510,000 $ 416,818 $ 113,000
Clallam, Washington 64 $ 20,059,000 $ 313,421 $ 112,000
Spokane, Washington 62 $ 14,663,000 $ 236,500 $ 89,000
Marion, Oregon 61 $ 15,795,000 $ 258,934 $ 83,000
Chelan, Washington 60 $ 23,102,000 $ 385,033 $ 165,000
Bernalillo, New Mexico 59 $ 25,040,000 $ 424,406 $ 106,000
Thurston, Washington 57 $ 18,006,000 $ 315,894 $ 135,000
Pinal, Arizona 56 $ 20,021,000 $ 357,517 $ 126,000
Jackson, Oregon 56 $ 22,265,000 $ 397,589 $ 176,000
Summit, Utah 53 $ 42,526,000 $ 802,377 $ 394,000
Dona Ana, New Mexico 51 $ 15,952,000 $ 312,784 $ 71,000
Davis, Utah 50 $ 24,656,000 $ 493,120 $ 186,000
Yavapai, Arizona 48 $ 14,518,000 $ 302,458 $ 106,000
Navajo, Arizona 46 $ 13,806,000 $ 300,130 $ 121,000
Clark, Washington 45 $ 15,742,000 $ 349,822 $ 98,000
Kittitas, Washington 45 $ 17,126,000 $ 380,577 $ 186,000
Santa Fe, New Mexico 39 $ 22,096,000 $ 566,564 $ 210,000
Cochise, Arizona 38 $ 8,944,000 $ 235,368 $ 48,000
Bonneville, Idaho 37 $ 10,978,000 $ 296,702 $ 124,000
Dallas, Texas 37 $ 13,335,000 $ 360,405 $ 142,000
Twin Falls, Idaho 36 $ 7,533,000 $ 209,250 $ 77,000
Lincoln, Oregon 36 $ 9,250,000 $ 256,944 $ 141,000
Gila, Arizona 35 $ 11,544,000 $ 329,828 $ 95,000
Santa Cruz, Arizona 35 $ 5,106,000 $ 145,885 $ 74,000
Blaine, Idaho 35 $ 11,641,000 $ 332,600 $ 132,000
Josephine, Oregon 34 $ 7,450,000 $ 219,117 $ 58,000
Linn, Oregon 34 $ 8,472,000 $ 249,176 $ 81,000
Klamath, Oregon 31 $ 6,955,000 $ 224,354 $ 101,000
Wasatch, Utah 30 $ 18,806,000 $ 626,866 $ 189,000
Yuma, Arizona 29 $ 3,969,000 $ 136,862 $ 65,000
Benton, Oregon 28 $ 8,908,000 $ 318,142 $ 119,000
Jefferson, Washington 28 $ 10,128,000 $ 361,714 $ 109,000
Weber, Utah 26 $ 8,678,000 $ 333,769 $ 115,000
Stevens, Washington 26 $ 5,000,000 $ 192,307 $ 72,000
Coconino, Arizona 25 $ 14,045,000 $ 561,800 $ 268,000
Madison, Idaho 24 $ 5,753,000 $ 239,708 $ 153,000
Mason, Washington 24 $ 6,277,000 $ 261,541 $ 112,000
Bannock, Idaho 23 $ 4,768,000 $ 207,304 $ 66,000
Collin, Texas 22 $ 7,680,000 $ 349,090 $ 129,000
Cache, Utah 22 $ 6,610,000 $ 300,454 $ 143,000
Okanogan, Washington 22 $ 4,081,000 $ 185,500 $ 188,000
Yakima, Washington 22 $ 5,402,000 $ 245,545 $ 107,000
Polk, Oregon 21 $ 6,007,000 $ 286,047 $ 104,000
Douglas, Washington 20 $ 6,717,000 $ 335,850 $ 157,000
Bonner, Idaho 19 $ 5,322,000 $ 280,105 $ 123,000
Lewis, Washington 19 $ 4,791,000 $ 252,157 $ 101,000
Bingham, Idaho 18 $ 3,007,000 $ 167,055 $ 61,000
Hood River, Oregon 18 $ 6,563,000 $ 364,611 $ 118,000
Crook, Oregon 17 $ 5,718,000 $ 336,352 $ 128,000
Denton, Texas 17 $ 9,017,000 $ 530,411 $ 199,000
Chaves, New Mexico 16 $ 2,020,000 $ 126,250 $ 67,000
Washington, Utah 16 $ 7,605,000 $ 475,312 $ 538,000
Lincoln, New Mexico 15 $ 1,577,000 $ 105,133 $ 45,000
Sandoval, New Mexico 15 $ 6,006,000 $ 400,400 $ 168,000
Travis, Texas 15 $ 6,224,000 $ 414,933 $ 84,000
Walla Walla, Washington 15 $ 2,290,000 $ 152,666 $ 53,000
Fremont, Idaho 14 $ 2,642,000 $ 188,714 $ 101,000
Valley, Idaho 14 $ 5,171,000 $ 369,357 $ 360,000
San Juan, New Mexico 14 $ 3,796,000 $ 271,142 $ 107,000
Klickitat, Washington 14 $ 4,868,000 $ 347,714 $ 107,000
Elko, Nevada 13 $ 2,118,000 $ 162,923 $ 109,000
White Pine, Nevada 13 $ 2,078,000 $ 159,846 $ 100,000
Ferry, Washington 13 $ 1,846,000 $ 142,000 $ 79,000
Kootenai, Idaho 12 $ 2,267,000 $ 188,916 $ 68,000
Jefferson, Oregon 12 $ 4,336,000 $ 361,333 $ 55,000
Wasco, Oregon 12 $ 2,838,000 $ 236,500 $ 91,000
McKinley, New Mexico 11 $ 1,689,000 $ 153,545 $ 109,000
Morgan, Utah 11 $ 7,391,000 $ 671,909 $ 277,000
Jefferson, Idaho 10 $ 1,836,000 $ 183,600 $ 69,000
Jerome, Idaho 10 $ 2,024,000 $ 202,400 $ 69,000
Rio Arriba, New Mexico 10 $ 1,627,000 $ 162,700 $ 90,000
Yamhill, Oregon 10 $ 4,572,000 $ 457,200 $ 236,000
Lea, New Mexico 9 $ 898,000 $ 99,777 $ 52,000
Coos, Oregon 9 $ 1,857,000 $ 206,333 $ 90,000
Umatilla, Oregon 9 $ 1,140,000 $ 126,666 $ 55,000
Graham, Arizona 7 $ 1,224,000 $ 174,857 $ 105,000
Churchill, Nevada 7 $ 874,000 $ 124,857 $ 70,000
Box Elder, Utah 7 $ 1,859,000 $ 265,571 $ 94,000
Tooele, Utah 7 $ 1,939,000 $ 277,000 $ 77,000
Lincoln, Washington 7 $ 2,209,000 $ 315,571 $ 136,000
Gooding, Idaho 6 $ 759,000 $ 126,500 $ 61,000
Lemhi, Idaho 6 $ 647,000 $ 107,833 $ 58,000
Colfax, New Mexico 6 $ 1,362,000 $ 227,000 $ 150,000
Eddy, New Mexico 6 $ 951,000 $ 158,500 $ 68,000
Socorro, New Mexico 6 $ 664,000 $ 110,666 $ 56,000
Douglas, Oregon 6 $ 1,430,000 $ 238,333 $ 87,000
Whitman, Washington 6 $ 1,111,000 $ 185,166 $ 74,000
Mohave, Arizona 5 $ 473,000 $ 94,600 $ 64,000
Payette, Idaho 5 $ 478,000 $ 95,600 $ 52,000
Teton, Idaho 5 $ 1,769,000 $ 353,800 $ 106,000
Washoe, Nevada 5 $ 2,803,000 $ 560,600 $ 111,000
Malheur, Oregon 5 $ 676,000 $ 135,200 $ 78,000
Asotin, Washington 5 $ 1,034,000 $ 206,800 $ 89,000
Skamania, Washington 5 $ 1,623,000 $ 324,600 $ 121,000
Nez Perce, Idaho 4 $ 612,000 $ 153,000 $ 115,000
Shoshone, Idaho 4 $ 570,000 $ 142,500 $ 129,000
Lyon, Nevada 4 $ 447,000 $ 111,750 $ 36,000
Curry, New Mexico 4 $ 321,000 $ 80,250 $ 52,000
Grant, New Mexico 4 $ 451,000 $ 112,750 $ 51,000
Los Alamos, New Mexico 4 $ 1,771,000 $ 442,750 $ 56,000
Tillamook, Oregon 4 $ 1,640,000 $ 410,000 $ 248,000
Columbia, Washington 4 $ 459,000 $ 114,750 $ 89,000
Grays Harbor, Washington 4 $ 751,000 $ 187,750 $ 95,000
Apache, Arizona 3 $ 726,000 $ 242,000 $ 116,000
Lincoln, Idaho 3 $ 367,000 $ 122,333 $ 24,000
Owyhee, Idaho 3 $ 368,000 $ 122,666 $ 84,000
Washington, Idaho 3 $ 839,000 $ 279,666 $ 123,000
Otero, New Mexico 3 $ 411,000 $ 137,000 $ 72,000
Lake, Oregon 3 $ 749,000 $ 249,666 $ 68,000
Union, Oregon 3 $ 241,000 $ 80,333 $ 471,000
Rockwall, Texas 3 $ 1,048,000 $ 349,333 $ 98,000
Tarrant, Texas 3 $ 3,001,000 $ 1,000,333 $ 331,000
Pend Oreille, Washington 3 $ 456,000 $ 152,000 $ 33,000
Butte, Idaho 2 $ 320,000 $ 160,000 $ 53,000
Gem, Idaho 2 $ 417,000 $ 208,500 $ 52,000
Humboldt, Nevada 2 $ 252,000 $ 126,000 $ 107,000
San Miguel, New Mexico 2 $ 625,000 $ 312,500 $ 137,000
Ellis, Texas 2 $ 741,000 $ 370,500 $ 46,000
Kaufman, Texas 2 $ 698,000 $ 349,000 $ 86,000
Carbon, Utah 2 $ 383,000 $ 191,500 $ 103,000
La Plata, Colorado 1 $ 1,400,000 $ 1,400,000 $ 3,728,000
Bear Lake, Idaho 1 $ 112,000 $ 112,000 $ 100,000
Boise, Idaho 1 $ 189,000 $ 189,000 $ 181,000
Camas, Idaho 1 $ 70,000 $ 70,000 $ 44,000
Franklin, Idaho 1 $ 232,000 $ 232,000 $ 75,000
Latah, Idaho 1 $ 100,000 $ 100,000 $ 93,000
Lewis, Idaho 1 $ 75,000 $ 75,000 $ 63,000
Minidoka, Idaho 1 $ 70,000 $ 70,000 $ 36,000
Oneida, Idaho 1 $ 100,000 $ 100,000 $ 62,000
Douglas, Nevada 1 $ 437,000 $ 437,000 $ 0
Nye, Nevada 1 $ 128,000 $ 128,000 $ 72,000
Pershing, Nevada 1 $ 178,000 $ 178,000 $ 21,000
Catron, New Mexico 1 $ 315,000 $ 315,000 $ 163,000
Cibola, New Mexico 1 $ 74,000 $ 74,000 $ 38,000
Luna, New Mexico 1 $ 58,000 $ 58,000 $ 56,000
Roosevelt, New Mexico 1 $ 61,000 $ 61,000 $ 70,000
Taos, New Mexico 1 $ 149,000 $ 149,000 $ 132,000
Torrance, New Mexico 1 $ 136,000 $ 136,000 $ 66,000
Valencia, New Mexico 1 $ 403,000 $ 403,000 $ 124,000
Clatsop, Oregon 1 $ 320,000 $ 320,000 $ 99,000
Columbia, Oregon 1 $ 630,000 $ 630,000 $ 194,000
Wallowa, Oregon 1 $ 300,000 $ 300,000 $ 107,000
Bexar, Texas 1 $ 9,750,000 $ 9,750,000 $ 0
El Paso, Texas 1 $ 57,000 $ 57,000 $ 35,000
Grayson, Texas 1 $ 340,000 $ 340,000 $ 116,000
Llano, Texas 1 $ 686,000 $ 686,000 $ 127,000
Parker, Texas 1 $ 360,000 $ 360,000 $ 133,000
Williamson, Texas 1 $ 34,397,000 $ 34,397,000 $ 0
Emery, Utah 1 $ 200,000 $ 200,000 $ 110,000
Grand, Utah 1 $ 404,000 $ 404,000 $ 189,000
Rich, Utah 1 $ 288,000 $ 288,000 $ 56,000
Adams, Washington 1 $ 23,000 $ 23,000 $ 86,000
Benton, Washington 1 $ 275,000 $ 275,000 $ 53,000
Cowlitz, Washington 1 $ 345,000 $ 345,000 $ 111,000
Franklin, Washington 1 $ 150,000 $ 150,000 $ 36,000

Mortgage Loan Application Detail Totals for Washington Federal in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,550 $2,483,576,000 $447,000 $46,000,000 $135,000 $9,238,000
Refinancing 1,556 $558,793,000 $359,000 $46,200,000 $124,000 $4,634,000
Home Improvement 105 $28,819,000 $274,000 $1,500,000 $86,000 $536,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,025 $1,922,229,000 $382,000 $7,750,000 $142,000 $9,238,000
Not Provided 753 $323,814,000 $430,000 $3,700,000 $140,000 $3,728,000
Hispanic 554 $127,679,000 $230,000 $1,683,000 $88,000 $788,000
Asian 473 $202,662,000 $428,000 $2,050,000 $140,000 $2,496,000
Not applicable 264 $444,121,000 $1,682,000 $46,200,000 $1,000 $179,000
American Indian or Alaskan Native 57 $20,332,000 $356,000 $1,247,000 $119,000 $419,000
Black or African American 56 $19,928,000 $355,000 $1,100,000 $128,000 $1,190,000
Native Hawaiian or Other Pacific Islander 29 $10,423,000 $359,000 $1,138,000 $172,000 $583,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,211 $3,071,188,000 $425,000 $46,200,000 $132,000 $9,238,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,339 $1,595,066,000 $477,000 $46,200,000 $143,000 $4,634,000
Application Denied By Financial Institution 1,434 $522,443,000 $364,000 $5,000,000 $97,000 $1,812,000
Application Approved But Not Accepted 1,098 $494,647,000 $450,000 $46,000,000 $146,000 $1,764,000
File Closed For Incompleteness 629 $251,556,000 $399,000 $2,888,000 $151,000 $2,496,000
Application Withdrawn By Applicant 596 $199,654,000 $334,000 $7,750,000 $139,000 $9,238,000
Loan Purchased By The Institution 115 $7,822,000 $68,000 $494,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 760 $300,466,000 $395,000 $2,700,000 $76,000 $652,000
Credit History 336 $97,000,000 $288,000 $1,900,000 $110,000 $1,101,000
Collateral 119 $35,690,000 $299,000 $1,375,000 $124,000 $758,000
Other 83 $44,821,000 $540,000 $5,000,000 $168,000 $1,812,000
Insufficient Cash (Downpayment, Closing Cost) 70 $25,872,000 $369,000 $1,820,000 $119,000 $622,000
Employment History 50 $14,197,000 $283,000 $1,601,000 $104,000 $1,190,000
Unverifiable Information 10 $2,474,000 $247,000 $504,000 $65,000 $256,000
Credit Application Incomplete 5 $1,770,000 $354,000 $640,000 $166,000 $312,000
Mortgage Insurance Denied 1 $153,000 $153,000 $153,000 $101,000 $101,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Federal's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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