Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Washington Federal Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,206 |
| Total Mortgage Loan Application Amount | $5,476,710,000 |
| Average Mortgage Loan Application Amount | $545,400 |
| Highest Mortgage Loan Application Amount | $80,005,000 |
| Average Applicant Income | $198,200 |
| Highest Applicant Income | $9,678,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 895 | $ 855,155,000 | $ 955,000 | $ 268,000 |
| Maricopa County Arizona | 561 | $ 473,715,000 | $ 844,000 | $ 233,000 |
| Snohomish County Washington | 364 | $ 182,140,000 | $ 500,000 | $ 184,000 |
| Clark County Nevada | 312 | $ 185,450,000 | $ 594,000 | $ 240,000 |
| Whatcom County Washington | 291 | $ 125,155,000 | $ 430,000 | $ 250,000 |
| Pima County Arizona | 281 | $ 108,615,000 | $ 386,000 | $ 171,000 |
| Deschutes County Oregon | 218 | $ 154,120,000 | $ 706,000 | $ 234,000 |
| Kitsap County Washington | 179 | $ 93,295,000 | $ 521,000 | $ 193,000 |
| Ada County Idaho | 177 | $ 159,905,000 | $ 903,000 | $ 202,000 |
| Pierce County Washington | 169 | $ 85,165,000 | $ 503,000 | $ 201,000 |
| Salt Lake County Utah | 163 | $ 159,425,000 | $ 978,000 | $ 291,000 |
| Skagit County Washington | 155 | $ 61,625,000 | $ 397,000 | $ 130,000 |
| Island County Washington | 130 | $ 56,990,000 | $ 438,000 | $ 149,000 |
| Chelan County Washington | 113 | $ 69,195,000 | $ 612,000 | $ 244,000 |
| Grant County Washington | 103 | $ 31,715,000 | $ 307,000 | $ 152,000 |
| Canyon County Idaho | 96 | $ 65,020,000 | $ 677,000 | $ 122,000 |
| Marion County Oregon | 96 | $ 94,760,000 | $ 987,000 | $ 192,000 |
| Thurston County Washington | 95 | $ 54,915,000 | $ 578,000 | $ 309,000 |
| Yavapai County Arizona | 94 | $ 37,660,000 | $ 400,000 | $ 257,000 |
| Bernalillo County New Mexico | 94 | $ 87,170,000 | $ 927,000 | $ 171,000 |
| Utah County Utah | 88 | $ 164,070,000 | $ 1,864,000 | $ 255,000 |
| Clackamas County Oregon | 87 | $ 73,305,000 | $ 842,000 | $ 235,000 |
| Lane County Oregon | 86 | $ 121,780,000 | $ 1,416,000 | $ 153,000 |
| San Juan County Washington | 83 | $ 53,045,000 | $ 639,000 | $ 199,000 |
| Spokane County Washington | 83 | $ 29,035,000 | $ 349,000 | $ 170,000 |
| Santa Fe County New Mexico | 78 | $ 43,260,000 | $ 554,000 | $ 182,000 |
| Multnomah County Oregon | 78 | $ 50,040,000 | $ 641,000 | $ 189,000 |
| Pinal County Arizona | 77 | $ 35,295,000 | $ 458,000 | $ 154,000 |
| Dona Ana County New Mexico | 75 | $ 16,215,000 | $ 216,000 | $ 101,000 |
| Yuma County Arizona | 72 | $ 45,320,000 | $ 629,000 | $ 119,000 |
| Kittitas County Washington | 67 | $ 58,455,000 | $ 872,000 | $ 363,000 |
| Lincoln County Oregon | 65 | $ 21,465,000 | $ 330,000 | $ 180,000 |
| Blaine County Idaho | 63 | $ 48,195,000 | $ 765,000 | $ 405,000 |
| Clark County Washington | 63 | $ 35,375,000 | $ 561,000 | $ 215,000 |
| Klamath County Oregon | 61 | $ 14,815,000 | $ 242,000 | $ 188,000 |
| Washington County Oregon | 61 | $ 30,755,000 | $ 504,000 | $ 188,000 |
| Jackson County Oregon | 59 | $ 38,055,000 | $ 645,000 | $ 251,000 |
| Valley County Idaho | 58 | $ 33,720,000 | $ 581,000 | $ 242,000 |
| Cochise County Arizona | 57 | $ 23,885,000 | $ 419,000 | $ 132,000 |
| Gila County Arizona | 53 | $ 19,045,000 | $ 359,000 | $ 127,000 |
| Josephine County Oregon | 51 | $ 12,745,000 | $ 249,000 | $ 97,000 |
| Clallam County Washington | 51 | $ 23,305,000 | $ 456,000 | $ 141,000 |
| Crook County Oregon | 48 | $ 24,390,000 | $ 508,000 | $ 161,000 |
| Navajo County Arizona | 45 | $ 23,305,000 | $ 517,000 | $ 168,000 |
| Mason County Washington | 45 | $ 18,775,000 | $ 417,000 | $ 168,000 |
| Bonner County Idaho | 44 | $ 20,810,000 | $ 472,000 | $ 165,000 |
| Benton County Oregon | 44 | $ 18,500,000 | $ 420,000 | $ 149,000 |
| Polk County Oregon | 44 | $ 13,390,000 | $ 304,000 | $ 133,000 |
| Santa Cruz County Arizona | 43 | $ 12,145,000 | $ 282,000 | $ 107,000 |
| Douglas County Washington | 41 | $ 23,745,000 | $ 579,000 | $ 267,000 |
| Umatilla County Oregon | 40 | $ 6,440,000 | $ 161,000 | $ 77,000 |
| Cache County Utah | 40 | $ 22,950,000 | $ 573,000 | $ 208,000 |
| Davis County Utah | 40 | $ 62,330,000 | $ 1,558,000 | $ 279,000 |
| Summit County Utah | 40 | $ 33,590,000 | $ 839,000 | $ 418,000 |
| Dallas County Texas | 38 | $ 55,740,000 | $ 1,466,000 | $ 213,000 |
| Chaves County New Mexico | 37 | $ 7,845,000 | $ 212,000 | $ 103,000 |
| Lewis County Washington | 37 | $ 13,805,000 | $ 373,000 | $ 152,000 |
| Okanogan County Washington | 37 | $ 14,515,000 | $ 392,000 | $ 177,000 |
| Bonneville County Idaho | 36 | $ 54,690,000 | $ 1,519,000 | $ 167,000 |
| Walla Walla County Washington | 36 | $ 11,620,000 | $ 322,000 | $ 294,000 |
| Linn County Oregon | 34 | $ 20,150,000 | $ 592,000 | $ 177,000 |
| Coconino County Arizona | 32 | $ 23,100,000 | $ 721,000 | $ 296,000 |
| Washington County Utah | 32 | $ 19,230,000 | $ 600,000 | $ 243,000 |
| Weber County Utah | 32 | $ 20,290,000 | $ 634,000 | $ 217,000 |
| Denton County Texas | 30 | $ 27,600,000 | $ 920,000 | $ 213,000 |
| Twin Falls County Idaho | 29 | $ 7,305,000 | $ 251,000 | $ 124,000 |
| Wasatch County Utah | 29 | $ 37,135,000 | $ 1,280,000 | $ 439,000 |
| Bingham County Idaho | 28 | $ 9,810,000 | $ 350,000 | $ 116,000 |
| Washoe County Nevada | 28 | $ 78,040,000 | $ 2,787,000 | $ 1,491,000 |
| Colfax County New Mexico | 28 | $ 7,100,000 | $ 253,000 | $ 581,000 |
| Yakima County Washington | 28 | $ 6,860,000 | $ 245,000 | $ 119,000 |
| Payette County Idaho | 27 | $ 10,165,000 | $ 376,000 | $ 88,000 |
| Sandoval County New Mexico | 27 | $ 8,785,000 | $ 325,000 | $ 188,000 |
| Lake County Oregon | 27 | $ 4,105,000 | $ 152,000 | $ 88,000 |
| Stevens County Washington | 27 | $ 7,045,000 | $ 260,000 | $ 128,000 |
| Pend Oreille County Washington | 26 | $ 6,370,000 | $ 245,000 | $ 96,000 |
| Bannock County Idaho | 25 | $ 9,515,000 | $ 380,000 | $ 134,000 |
| Lincoln County New Mexico | 25 | $ 4,865,000 | $ 194,000 | $ 83,000 |
| Grays Harbor County Washington | 25 | $ 7,215,000 | $ 288,000 | $ 147,000 |
| Elko County Nevada | 23 | $ 6,045,000 | $ 262,000 | $ 155,000 |
| Collin County Texas | 23 | $ 11,885,000 | $ 516,000 | $ 226,000 |
| Yamhill County Oregon | 22 | $ 17,140,000 | $ 779,000 | $ 249,000 |
| Tarrant County Texas | 22 | $ 85,900,000 | $ 3,904,000 | $ 210,000 |
| Kootenai County Idaho | 20 | $ 12,240,000 | $ 612,000 | $ 290,000 |
| Klickitat County Washington | 20 | $ 7,170,000 | $ 358,000 | $ 128,000 |
| McKinley County New Mexico | 19 | $ 7,155,000 | $ 376,000 | $ 157,000 |
| Tillamook County Oregon | 19 | $ 8,305,000 | $ 437,000 | $ 455,000 |
| Jefferson County Washington | 19 | $ 8,045,000 | $ 423,000 | $ 139,000 |
| Hood River County Oregon | 18 | $ 6,710,000 | $ 372,000 | $ 193,000 |
| Fremont County Idaho | 17 | $ 9,625,000 | $ 566,000 | $ 265,000 |
| Otero County New Mexico | 17 | $ 3,505,000 | $ 206,000 | $ 365,000 |
| Rio Arriba County New Mexico | 16 | $ 4,460,000 | $ 278,000 | $ 276,000 |
| Whitman County Washington | 16 | $ 5,710,000 | $ 356,000 | $ 144,000 |
| Mohave County Arizona | 14 | $ 4,890,000 | $ 349,000 | $ 81,000 |
| Boise County Idaho | 14 | $ 6,160,000 | $ 440,000 | $ 98,000 |
| Gem County Idaho | 14 | $ 7,310,000 | $ 522,000 | $ 147,000 |
| Jerome County Idaho | 14 | $ 2,020,000 | $ 144,000 | $ 80,000 |
| San Juan County New Mexico | 14 | $ 1,480,000 | $ 105,000 | $ 122,000 |
| Carbon County Utah | 14 | $ 4,320,000 | $ 308,000 | $ 103,000 |
| Adams County Idaho | 13 | $ 5,275,000 | $ 405,000 | $ 153,000 |
| Travis County Texas | 13 | $ 11,005,000 | $ 846,000 | $ 252,000 |
| Box Elder County Utah | 12 | $ 5,460,000 | $ 455,000 | $ 225,000 |
| Ferry County Washington | 12 | $ 2,550,000 | $ 212,000 | $ 103,000 |
| Madison County Idaho | 11 | $ 3,605,000 | $ 327,000 | $ 110,000 |
| Teton County Idaho | 11 | $ 6,225,000 | $ 565,000 | $ 159,000 |
| Malheur County Oregon | 11 | $ 2,215,000 | $ 201,000 | $ 66,000 |
| Tooele County Utah | 11 | $ 4,395,000 | $ 399,000 | $ 121,000 |
| Owyhee County Idaho | 10 | $ 3,140,000 | $ 314,000 | $ 105,000 |
| Taos County New Mexico | 10 | $ 3,530,000 | $ 353,000 | $ 133,000 |
| Coos County Oregon | 10 | $ 2,680,000 | $ 268,000 | $ 130,000 |
| Wasco County Oregon | 10 | $ 2,170,000 | $ 217,000 | $ 89,000 |
| Harris County Texas | 10 | $ 42,600,000 | $ 4,260,000 | $ 308,000 |
| Asotin County Washington | 10 | $ 2,240,000 | $ 224,000 | $ 96,000 |
| Benton County Washington | 10 | $ 14,870,000 | $ 1,487,000 | $ 162,000 |
| Lincoln County Washington | 10 | $ 2,910,000 | $ 291,000 | $ 163,000 |
| Graham County Arizona | 9 | $ 2,095,000 | $ 232,000 | $ 125,000 |
| Shoshone County Idaho | 9 | $ 2,155,000 | $ 239,000 | $ 74,000 |
| White Pine County Nevada | 9 | $ 1,815,000 | $ 201,000 | $ 106,000 |
| Bexar County Texas | 9 | $ 17,375,000 | $ 1,930,000 | $ 0 |
| Gooding County Idaho | 8 | $ 2,930,000 | $ 366,000 | $ 143,000 |
| Curry County New Mexico | 8 | $ 830,000 | $ 103,000 | $ 70,000 |
| Eddy County New Mexico | 8 | $ 1,020,000 | $ 127,000 | $ 104,000 |
| Clatsop County Oregon | 8 | $ 7,260,000 | $ 907,000 | $ 111,000 |
| Nez Perce County Idaho | 7 | $ 2,925,000 | $ 417,000 | $ 135,000 |
| Churchill County Nevada | 7 | $ 1,045,000 | $ 149,000 | $ 105,000 |
| Apache County Arizona | 6 | $ 2,230,000 | $ 371,000 | $ 166,000 |
| Elmore County Idaho | 6 | $ 2,770,000 | $ 461,000 | $ 78,000 |
| Valencia County New Mexico | 6 | $ 1,040,000 | $ 173,000 | $ 65,000 |
| Douglas County Oregon | 6 | $ 2,820,000 | $ 470,000 | $ 103,000 |
| Cowlitz County Washington | 6 | $ 3,600,000 | $ 600,000 | $ 154,000 |
| Pacific County Washington | 6 | $ 3,520,000 | $ 586,000 | $ 119,000 |
| Camas County Idaho | 5 | $ 1,725,000 | $ 345,000 | $ 240,000 |
| Minidoka County Idaho | 5 | $ 1,415,000 | $ 283,000 | $ 109,000 |
| Lea County New Mexico | 5 | $ 1,255,000 | $ 251,000 | $ 99,000 |
| Columbia County Oregon | 5 | $ 1,105,000 | $ 221,000 | $ 89,000 |
| McLennan County Texas | 5 | $ 2,165,000 | $ 433,000 | $ 0 |
| Franklin County Idaho | 4 | $ 1,730,000 | $ 432,000 | $ 129,000 |
| Jefferson County Idaho | 4 | $ 1,140,000 | $ 285,000 | $ 111,000 |
| Lemhi County Idaho | 4 | $ 1,290,000 | $ 322,000 | $ 136,000 |
| Lyon County Nevada | 4 | $ 890,000 | $ 222,000 | $ 44,000 |
| Grant County New Mexico | 4 | $ 1,430,000 | $ 357,000 | $ 84,000 |
| Los Alamos County New Mexico | 4 | $ 4,010,000 | $ 1,002,000 | $ 230,000 |
| Curry County Oregon | 4 | $ 5,090,000 | $ 1,272,000 | $ 293,000 |
| Jefferson County Oregon | 4 | $ 1,580,000 | $ 395,000 | $ 154,000 |
| Morrow County Oregon | 4 | $ 690,000 | $ 172,000 | $ 37,000 |
| Union County Oregon | 4 | $ 720,000 | $ 180,000 | $ 59,000 |
| El Paso County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 158,000 |
| Johnson County Texas | 4 | $ 1,690,000 | $ 422,000 | $ 147,000 |
| Adams County Washington | 4 | $ 610,000 | $ 152,000 | $ 33,000 |
| Cassia County Idaho | 3 | $ 1,305,000 | $ 435,000 | $ 63,000 |
| Custer County Idaho | 3 | $ 495,000 | $ 165,000 | $ 126,000 |
| Latah County Idaho | 3 | $ 2,395,000 | $ 798,000 | $ 242,000 |
| Oneida County Idaho | 3 | $ 1,435,000 | $ 478,000 | $ 117,000 |
| Washington County Idaho | 3 | $ 1,015,000 | $ 338,000 | $ 107,000 |
| San Miguel County New Mexico | 3 | $ 1,005,000 | $ 335,000 | $ 103,000 |
| Socorro County New Mexico | 3 | $ 775,000 | $ 258,000 | $ 157,000 |
| Torrance County New Mexico | 3 | $ 1,385,000 | $ 461,000 | $ 108,000 |
| Gregg County Texas | 3 | $ 9,385,000 | $ 3,128,000 | $ 0 |
| Emery County Utah | 3 | $ 955,000 | $ 318,000 | $ 179,000 |
| Morgan County Utah | 3 | $ 2,915,000 | $ 971,000 | $ 247,000 |
| Rich County Utah | 3 | $ 1,255,000 | $ 418,000 | $ 112,000 |
| Bear Lake County Idaho | 2 | $ 1,540,000 | $ 770,000 | $ 479,000 |
| Boundary County Idaho | 2 | $ 1,100,000 | $ 550,000 | $ 166,000 |
| Lincoln County Idaho | 2 | $ 280,000 | $ 140,000 | $ 156,000 |
| Carson City County Nevada | 2 | $ 1,050,000 | $ 525,000 | $ 164,000 |
| Douglas County Nevada | 2 | $ 2,280,000 | $ 1,140,000 | $ 0 |
| Catron County New Mexico | 2 | $ 690,000 | $ 345,000 | $ 364,000 |
| Mora County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Baker County Oregon | 2 | $ 240,000 | $ 120,000 | $ 236,000 |
| Brazoria County Texas | 2 | $ 4,620,000 | $ 2,310,000 | $ 0 |
| Ellis County Texas | 2 | $ 600,000 | $ 300,000 | $ 197,000 |
| Gaines County Texas | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Montgomery County Texas | 2 | $ 2,700,000 | $ 1,350,000 | $ 0 |
| Rockwall County Texas | 2 | $ 570,000 | $ 285,000 | $ 158,000 |
| Wichita County Texas | 2 | $ 300,000 | $ 150,000 | $ 118,000 |
| Iron County Utah | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| San Juan County Utah | 2 | $ 700,000 | $ 350,000 | $ 503,000 |
| Uintah County Utah | 2 | $ 410,000 | $ 205,000 | $ 48,000 |
| Columbia County Washington | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Franklin County Washington | 2 | $ 680,000 | $ 340,000 | $ 140,000 |
| Greenlee County Arizona | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| La Paz County Arizona | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Adams County Colorado | 1 | $ 5,525,000 | $ 5,525,000 | $ 0 |
| Benewah County Idaho | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Idaho County Idaho | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Power County Idaho | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Cook County Illinois | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Grand Traverse County Michigan | 1 | $ 24,455,000 | $ 24,455,000 | $ 0 |
| Humboldt County Nevada | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| Lincoln County Nevada | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Mineral County Nevada | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Nye County Nevada | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Sierra County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Love County Oklahoma | 1 | $ 3,185,000 | $ 3,185,000 | $ 0 |
| Grant County Oregon | 1 | $ 1,055,000 | $ 1,055,000 | $ 481,000 |
| Bailey County Texas | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Bell County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 1,765,000 | $ 1,765,000 | $ 428,000 |
| Grayson County Texas | 1 | $ 475,000 | $ 475,000 | $ 249,000 |
| Nacogdoches County Texas | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Nueces County Texas | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| Parmer County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Smith County Texas | 1 | $ 14,275,000 | $ 14,275,000 | $ 0 |
| Victoria County Texas | 1 | $ 11,405,000 | $ 11,405,000 | $ 0 |
| Washington County Texas | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Williamson County Texas | 1 | $ 35,575,000 | $ 35,575,000 | $ 0 |
| Wood County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Beaver County Utah | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Grand County Utah | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Sanpete County Utah | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Skamania County Washington | 1 | $ 1,315,000 | $ 1,315,000 | $ 336,000 |
| Wahkiakum County Washington | 1 | $ 315,000 | $ 315,000 | $ 404,000 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,338 | $3,790,690,000 | $873,000 | $80,005,000 | $213,000 | $4,871,000 |
| Other Purpose | 1,366 | $397,990,000 | $291,000 | $36,505,000 | $216,000 | $9,678,000 |
| Cash-out Refinancing | 1,300 | $934,480,000 | $718,000 | $28,005,000 | $233,000 | $4,537,000 |
| Home Improvement | 942 | $184,670,000 | $196,000 | $2,625,000 | $168,000 | $4,170,000 |
| Refinancing | 260 | $168,880,000 | $649,000 | $44,005,000 | $161,000 | $1,218,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,056 | $2,429,420,000 | $480,000 | $7,775,000 | $216,000 | $9,678,000 |
| Not Provided | 969 | $492,825,000 | $508,000 | $4,045,000 | $221,000 | $3,780,000 |
| Not applicable | 933 | $1,931,505,000 | $2,070,000 | $70,065,000 | $72,000 | $72,000 |
| Hispanic | 651 | $213,995,000 | $328,000 | $3,005,000 | $140,000 | $2,506,000 |
| Asian | 414 | $331,480,000 | $800,000 | $80,005,000 | $229,000 | $1,893,000 |
| Black or African American | 99 | $43,765,000 | $442,000 | $2,665,000 | $167,000 | $798,000 |
| American Indian or Alaskan Native | 56 | $18,920,000 | $337,000 | $2,205,000 | $177,000 | $1,552,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $8,255,000 | $434,000 | $1,205,000 | $185,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,206 | $5,476,710,000 | $667,000 | $80,005,000 | $210,000 | $9,678,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,903 | $3,223,225,000 | $825,000 | $70,065,000 | $220,000 | $4,871,000 |
| Application Withdrawn By Applicant | 1,576 | $810,700,000 | $514,000 | $80,005,000 | $215,000 | $9,678,000 |
| Application Denied By Financial Institution | 1,337 | $584,525,000 | $437,000 | $7,775,000 | $147,000 | $4,103,000 |
| File Closed For Incompleteness | 1,036 | $572,070,000 | $552,000 | $3,905,000 | $241,000 | $4,537,000 |
| Loan Purchased By The Institution | 289 | $247,085,000 | $854,000 | $1,995,000 | $72,000 | $72,000 |
| Application Approved But Not Accepted | 65 | $39,105,000 | $601,000 | $4,605,000 | $225,000 | $1,240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,869 | $4,892,185,000 | $712,000 | $80,005,000 | $223,000 | $9,678,000 |
| Debt-To-Income Ratio | 896 | $443,800,000 | $495,000 | $4,205,000 | $119,000 | $654,000 |
| Other | 193 | $67,805,000 | $351,000 | $7,775,000 | $285,000 | $4,103,000 |
| Credit History | 140 | $36,820,000 | $263,000 | $1,165,000 | $128,000 | $1,622,000 |
| Collateral | 73 | $19,105,000 | $261,000 | $1,305,000 | $155,000 | $867,000 |
| Unverifiable Information | 16 | $8,810,000 | $550,000 | $1,335,000 | $210,000 | $656,000 |
| Employment History | 15 | $6,905,000 | $460,000 | $1,585,000 | $82,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,280,000 | $320,000 | $405,000 | $87,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.