Waterford Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Waterford Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Waterford Bank, N.A. 3900 N. Mccord Rd Toledo, OH 43617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 433 |
| Total Mortgage Loan Application Amount | $123,485,000 |
| Average Mortgage Loan Application Amount | $306,666 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $152,333 |
| Highest Applicant Income | $1,412,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas County Ohio | 241 | $ 59,665,000 | $ 247,000 | $ 140,000 |
| Wood County Ohio | 49 | $ 12,325,000 | $ 251,000 | $ 151,000 |
| Oakland County Michigan | 24 | $ 4,980,000 | $ 207,000 | $ 124,000 |
| Monroe County Michigan | 14 | $ 2,780,000 | $ 198,000 | $ 103,000 |
| Ottawa County Ohio | 12 | $ 2,630,000 | $ 219,000 | $ 138,000 |
| Fulton County Ohio | 11 | $ 1,945,000 | $ 176,000 | $ 79,000 |
| Wayne County Michigan | 6 | $ 2,910,000 | $ 485,000 | $ 119,000 |
| Jefferson County Colorado | 5 | $ 2,245,000 | $ 449,000 | $ 171,000 |
| Hancock County Ohio | 4 | $ 950,000 | $ 237,000 | $ 425,000 |
| Arapahoe County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 71,000 |
| Collier County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 341,000 |
| Genesee County Michigan | 3 | $ 8,235,000 | $ 2,745,000 | $ 99,000 |
| Lenawee County Michigan | 3 | $ 945,000 | $ 315,000 | $ 337,000 |
| Oceana County Michigan | 3 | $ 1,335,000 | $ 445,000 | $ 140,000 |
| Williams County Ohio | 3 | $ 515,000 | $ 171,000 | $ 126,000 |
| Adams County Colorado | 2 | $ 620,000 | $ 310,000 | $ 131,000 |
| Cook County Illinois | 2 | $ 610,000 | $ 305,000 | $ 167,000 |
| Kent County Michigan | 2 | $ 290,000 | $ 145,000 | $ 139,000 |
| Macomb County Michigan | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
| Cuyahoga County Ohio | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| Defiance County Ohio | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Miami County Ohio | 2 | $ 160,000 | $ 80,000 | $ 143,000 |
| Maricopa County Arizona | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Los Angeles County California | 1 | $ 825,000 | $ 825,000 | $ 150,000 |
| Denver County Colorado | 1 | $ 435,000 | $ 435,000 | $ 188,000 |
| Weld County Colorado | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Lee County Florida | 1 | $ 505,000 | $ 505,000 | $ 206,000 |
| Palm Beach County Florida | 1 | $ 1,015,000 | $ 1,015,000 | $ 1,321,000 |
| Pinellas County Florida | 1 | $ 385,000 | $ 385,000 | $ 235,000 |
| Sarasota County Florida | 1 | $ 185,000 | $ 185,000 | $ 292,000 |
| Seminole County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 631,000 |
| Benzie County Michigan | 1 | $ 545,000 | $ 545,000 | $ 515,000 |
| Branch County Michigan | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Emmet County Michigan | 1 | $ 555,000 | $ 555,000 | $ 1,412,000 |
| Kalkaska County Michigan | 1 | $ 205,000 | $ 205,000 | $ 657,000 |
| Lapeer County Michigan | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Livingston County Michigan | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Roscommon County Michigan | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Washtenaw County Michigan | 1 | $ 395,000 | $ 395,000 | $ 231,000 |
| Harrison County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Buncombe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Carteret County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 307,000 |
| Henderson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Wake County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 237,000 |
| Geauga County Ohio | 1 | $ 405,000 | $ 405,000 | $ 186,000 |
| Medina County Ohio | 1 | $ 345,000 | $ 345,000 | $ 339,000 |
| Putnam County Ohio | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Richland County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Trumbull County Ohio | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Warren County Ohio | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Allegheny County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 393,000 |
| Berkeley County South Carolina | 1 | $ 6,205,000 | $ 6,205,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Milwaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Waterford Bank, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 211 | $50,395,000 | $238,000 | $1,755,000 | $138,000 | $1,321,000 |
| Refinancing | 141 | $41,675,000 | $295,000 | $9,005,000 | $163,000 | $830,000 |
| Cash-out Refinancing | 81 | $31,415,000 | $387,000 | $7,855,000 | $156,000 | $1,412,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 353 | $79,885,000 | $226,000 | $1,015,000 | $144,000 | $1,321,000 |
| Not applicable | 24 | $29,510,000 | $1,229,000 | $9,005,000 | $0 | $0 |
| Not Provided | 24 | $6,320,000 | $263,000 | $555,000 | $235,000 | $1,412,000 |
| Asian | 11 | $3,055,000 | $277,000 | $475,000 | $259,000 | $475,000 |
| Black or African American | 11 | $2,945,000 | $267,000 | $475,000 | $83,000 | $205,000 |
| Hispanic | 6 | $910,000 | $151,000 | $245,000 | $59,000 | $86,000 |
| American Indian or Alaskan Native | 2 | $280,000 | $140,000 | $155,000 | $42,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 420 | $120,980,000 | $288,000 | $9,005,000 | $152,000 | $1,412,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,870,000 | $187,000 | $355,000 | $66,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $480,000 | $240,000 | $305,000 | $67,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 1 | $155,000 | $155,000 | $155,000 | $97,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 339 | $97,625,000 | $287,000 | $9,005,000 | $153,000 | $1,412,000 |
| Application Withdrawn By Applicant | 62 | $12,560,000 | $202,000 | $515,000 | $118,000 | $383,000 |
| Application Denied By Financial Institution | 15 | $9,045,000 | $603,000 | $6,205,000 | $108,000 | $270,000 |
| Application Approved But Not Accepted | 10 | $3,560,000 | $356,000 | $595,000 | $295,000 | $631,000 |
| Loan Purchased By The Institution | 7 | $695,000 | $99,000 | $235,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 418 | $114,440,000 | $273,000 | $9,005,000 | $151,000 | $1,412,000 |
| Credit History | 5 | $455,000 | $91,000 | $125,000 | $53,000 | $135,000 |
| Debt-To-Income Ratio | 4 | $1,020,000 | $255,000 | $305,000 | $128,000 | $270,000 |
| Collateral | 3 | $995,000 | $331,000 | $425,000 | $166,000 | $220,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $77,000 | $77,000 |
| Other | 1 | $6,205,000 | $6,205,000 | $6,205,000 | $0 | $0 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.