Watermark Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Watermark Capital, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Sacramento, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 760 |
| Total Mortgage Loan Application Amount | $380,070,000 |
| Average Mortgage Loan Application Amount | $440,750 |
| Highest Mortgage Loan Application Amount | $2,985,000 |
| Average Applicant Income | $230,750 |
| Highest Applicant Income | $2,585,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Watermark Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Watermark Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Watermark Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Watermark Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Watermark Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Watermark Capital, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 72 | $ 54,730,000 | $ 760,000 | $ 283,000 |
| San Diego County California | 62 | $ 34,460,000 | $ 555,000 | $ 185,000 |
| Tarrant County Texas | 38 | $ 18,170,000 | $ 478,000 | $ 246,000 |
| Harris County Texas | 30 | $ 14,140,000 | $ 471,000 | $ 212,000 |
| Dallas County Texas | 29 | $ 20,275,000 | $ 699,000 | $ 316,000 |
| Maricopa County Arizona | 24 | $ 10,190,000 | $ 424,000 | $ 185,000 |
| Orange County California | 24 | $ 14,090,000 | $ 587,000 | $ 206,000 |
| San Joaquin County California | 20 | $ 7,220,000 | $ 361,000 | $ 129,000 |
| Santa Cruz County California | 17 | $ 12,395,000 | $ 729,000 | $ 260,000 |
| Riverside County California | 16 | $ 7,600,000 | $ 475,000 | $ 230,000 |
| District of Columbia County District Of Columbia | 16 | $ 8,390,000 | $ 524,000 | $ 163,000 |
| Clark County Nevada | 15 | $ 7,745,000 | $ 516,000 | $ 374,000 |
| Baltimore City County Maryland | 13 | $ 4,025,000 | $ 309,000 | $ 141,000 |
| Baltimore County Maryland | 11 | $ 4,705,000 | $ 427,000 | $ 157,000 |
| Denton County Texas | 10 | $ 5,760,000 | $ 576,000 | $ 301,000 |
| Kern County California | 9 | $ 1,765,000 | $ 196,000 | $ 116,000 |
| Sacramento County California | 9 | $ 4,335,000 | $ 481,000 | $ 133,000 |
| Bexar County Texas | 9 | $ 3,175,000 | $ 352,000 | $ 119,000 |
| San Bernardino County California | 8 | $ 3,720,000 | $ 465,000 | $ 220,000 |
| Ventura County California | 8 | $ 4,820,000 | $ 602,000 | $ 234,000 |
| Alameda County California | 7 | $ 5,035,000 | $ 719,000 | $ 261,000 |
| Contra Costa County California | 7 | $ 4,265,000 | $ 609,000 | $ 250,000 |
| Anne Arundel County Maryland | 7 | $ 3,665,000 | $ 523,000 | $ 186,000 |
| Collin County Texas | 7 | $ 4,055,000 | $ 579,000 | $ 269,000 |
| Fort Bend County Texas | 7 | $ 2,715,000 | $ 387,000 | $ 162,000 |
| Fairfax County Virginia | 7 | $ 4,415,000 | $ 630,000 | $ 207,000 |
| Lee County Florida | 6 | $ 2,150,000 | $ 358,000 | $ 166,000 |
| Montgomery County Maryland | 6 | $ 2,670,000 | $ 445,000 | $ 169,000 |
| Prince George's County Maryland | 6 | $ 2,080,000 | $ 346,000 | $ 141,000 |
| Mecklenburg County North Carolina | 6 | $ 1,820,000 | $ 303,000 | $ 151,000 |
| Montgomery County Texas | 6 | $ 3,440,000 | $ 573,000 | $ 269,000 |
| Placer County California | 5 | $ 2,865,000 | $ 573,000 | $ 220,000 |
| Harford County Maryland | 5 | $ 1,685,000 | $ 337,000 | $ 90,000 |
| Worcester County Massachusetts | 5 | $ 1,535,000 | $ 307,000 | $ 148,000 |
| Parker County Texas | 5 | $ 2,595,000 | $ 519,000 | $ 180,000 |
| Travis County Texas | 5 | $ 5,535,000 | $ 1,107,000 | $ 459,000 |
| Ada County Idaho | 4 | $ 1,150,000 | $ 287,000 | $ 161,000 |
| Mohave County Arizona | 3 | $ 1,285,000 | $ 428,000 | $ 194,000 |
| Yavapai County Arizona | 3 | $ 1,225,000 | $ 408,000 | $ 109,000 |
| Santa Clara County California | 3 | $ 1,615,000 | $ 538,000 | $ 298,000 |
| Broward County Florida | 3 | $ 795,000 | $ 265,000 | $ 217,000 |
| Miami-Dade County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 208,000 |
| Polk County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 68,000 |
| Cobb County Georgia | 3 | $ 1,145,000 | $ 381,000 | $ 909,000 |
| Howard County Maryland | 3 | $ 1,595,000 | $ 531,000 | $ 243,000 |
| Washoe County Nevada | 3 | $ 865,000 | $ 288,000 | $ 177,000 |
| Cuyahoga County Ohio | 3 | $ 1,135,000 | $ 378,000 | $ 352,000 |
| Oklahoma County Oklahoma | 3 | $ 885,000 | $ 295,000 | $ 838,000 |
| Tulsa County Oklahoma | 3 | $ 1,145,000 | $ 381,000 | $ 133,000 |
| Montgomery County Pennsylvania | 3 | $ 1,285,000 | $ 428,000 | $ 186,000 |
| Utah County Utah | 3 | $ 1,395,000 | $ 465,000 | $ 209,000 |
| Weber County Utah | 3 | $ 1,815,000 | $ 605,000 | $ 166,000 |
| Northampton County Virginia | 3 | $ 1,845,000 | $ 615,000 | $ 202,000 |
| Prince William County Virginia | 3 | $ 695,000 | $ 231,000 | $ 198,000 |
| King County Washington | 3 | $ 1,165,000 | $ 388,000 | $ 338,000 |
| Baldwin County Alabama | 2 | $ 520,000 | $ 260,000 | $ 101,000 |
| Pima County Arizona | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Calaveras County California | 2 | $ 890,000 | $ 445,000 | $ 356,000 |
| Humboldt County California | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Sonoma County California | 2 | $ 1,150,000 | $ 575,000 | $ 198,000 |
| Stanislaus County California | 2 | $ 670,000 | $ 335,000 | $ 181,000 |
| Adams County Colorado | 2 | $ 860,000 | $ 430,000 | $ 243,000 |
| Palm Beach County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 255,000 |
| Cecil County Maryland | 2 | $ 480,000 | $ 240,000 | $ 61,000 |
| Frederick County Maryland | 2 | $ 800,000 | $ 400,000 | $ 169,000 |
| Norfolk County Massachusetts | 2 | $ 1,210,000 | $ 605,000 | $ 131,000 |
| Carson City County Nevada | 2 | $ 470,000 | $ 235,000 | $ 249,000 |
| Bernalillo County New Mexico | 2 | $ 880,000 | $ 440,000 | $ 152,000 |
| Moore County North Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 141,000 |
| Wake County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 228,000 |
| Cleveland County Oklahoma | 2 | $ 920,000 | $ 460,000 | $ 986,000 |
| Wagoner County Oklahoma | 2 | $ 660,000 | $ 330,000 | $ 115,000 |
| Brazoria County Texas | 2 | $ 800,000 | $ 400,000 | $ 243,000 |
| Brazos County Texas | 2 | $ 490,000 | $ 245,000 | $ 170,000 |
| Galveston County Texas | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| Grayson County Texas | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Johnson County Texas | 2 | $ 740,000 | $ 370,000 | $ 77,000 |
| Kaufman County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 232,000 |
| Salt Lake County Utah | 2 | $ 720,000 | $ 360,000 | $ 214,000 |
| Arlington County Virginia | 2 | $ 950,000 | $ 475,000 | $ 191,000 |
| Clark County Washington | 2 | $ 770,000 | $ 385,000 | $ 156,000 |
| Limestone County Alabama | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| El Dorado County California | 1 | $ 615,000 | $ 615,000 | $ 175,000 |
| Fresno County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 2,391,000 |
| Marin County California | 1 | $ 705,000 | $ 705,000 | $ 161,000 |
| Mariposa County California | 1 | $ 485,000 | $ 485,000 | $ 151,000 |
| Monterey County California | 1 | $ 255,000 | $ 255,000 | $ 319,000 |
| Nevada County California | 1 | $ 445,000 | $ 445,000 | $ 241,000 |
| San Francisco County California | 1 | $ 655,000 | $ 655,000 | $ 236,000 |
| San Luis Obispo County California | 1 | $ 615,000 | $ 615,000 | $ 158,000 |
| San Mateo County California | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Solano County California | 1 | $ 485,000 | $ 485,000 | $ 301,000 |
| Tulare County California | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Douglas County Colorado | 1 | $ 685,000 | $ 685,000 | $ 191,000 |
| El Paso County Colorado | 1 | $ 525,000 | $ 525,000 | $ 196,000 |
| Huerfano County Colorado | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Hartford County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 198,000 |
| Windham County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Kent County Delaware | 1 | $ 105,000 | $ 105,000 | $ 229,000 |
| New Castle County Delaware | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Sussex County Delaware | 1 | $ 685,000 | $ 685,000 | $ 213,000 |
| Collier County Florida | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Hillsborough County Florida | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 300,000 |
| St. Lucie County Florida | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 202,000 |
| Coweta County Georgia | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Early County Georgia | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Fulton County Georgia | 1 | $ 475,000 | $ 475,000 | $ 155,000 |
| Paulding County Georgia | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Canyon County Idaho | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Kootenai County Idaho | 1 | $ 505,000 | $ 505,000 | $ 327,000 |
| Cook County Illinois | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Johnson County Indiana | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 231,000 |
| Boone County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Plymouth County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| Suffolk County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 271,000 |
| Van Buren County Michigan | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Hennepin County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Douglas County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Nye County Nevada | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Rockingham County New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
| Atlantic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Burlington County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 201,000 |
| Camden County New Jersey | 1 | $ 645,000 | $ 645,000 | $ 192,000 |
| Hudson County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 223,000 |
| Morris County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 400,000 |
| Sussex County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 215,000 |
| Alamance County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Durham County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 210,000 |
| Gaston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 245,000 |
| Granville County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Haywood County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 193,000 |
| New Hanover County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Knox County Ohio | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Stark County Ohio | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Canadian County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 193,000 |
| Benton County Oregon | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Clackamas County Oregon | 1 | $ 605,000 | $ 605,000 | $ 192,000 |
| Jackson County Oregon | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Lane County Oregon | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Marion County Oregon | 1 | $ 415,000 | $ 415,000 | $ 166,000 |
| Multnomah County Oregon | 1 | $ 725,000 | $ 725,000 | $ 205,000 |
| Washington County Oregon | 1 | $ 485,000 | $ 485,000 | $ 269,000 |
| Yamhill County Oregon | 1 | $ 475,000 | $ 475,000 | $ 340,000 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Berks County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Delaware County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Lancaster County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 169,000 |
| Northumberland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Charleston County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 299,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Lexington County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Blount County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 218,000 |
| DeKalb County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 336,000 |
| Shelby County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Williamson County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 266,000 |
| Wilson County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 182,000 |
| Blanco County Texas | 1 | $ 335,000 | $ 335,000 | $ 950,000 |
| Ector County Texas | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Harrison County Texas | 1 | $ 195,000 | $ 195,000 | $ 155,000 |
| Henderson County Texas | 1 | $ 435,000 | $ 435,000 | $ 700,000 |
| Hidalgo County Texas | 1 | $ 395,000 | $ 395,000 | $ 335,000 |
| Howard County Texas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| McLennan County Texas | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Nueces County Texas | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Palo Pinto County Texas | 1 | $ 475,000 | $ 475,000 | $ 510,000 |
| Reeves County Texas | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Somervell County Texas | 1 | $ 415,000 | $ 415,000 | $ 262,000 |
| Victoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Williamson County Texas | 1 | $ 525,000 | $ 525,000 | $ 179,000 |
| Summit County Utah | 1 | $ 375,000 | $ 375,000 | $ 157,000 |
| Wasatch County Utah | 1 | $ 605,000 | $ 605,000 | $ 180,000 |
| Albemarle County Virginia | 1 | $ 435,000 | $ 435,000 | $ 187,000 |
| Alexandria County Virginia | 1 | $ 535,000 | $ 535,000 | $ 160,000 |
| Essex County Virginia | 1 | $ 365,000 | $ 365,000 | $ 515,000 |
| Frederick County Virginia | 1 | $ 685,000 | $ 685,000 | $ 127,000 |
| Henrico County Virginia | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| James City County Virginia | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| Norfolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Spotsylvania County Virginia | 1 | $ 585,000 | $ 585,000 | $ 104,000 |
| Warren County Virginia | 1 | $ 665,000 | $ 665,000 | $ 165,000 |
| Benton County Washington | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Oconto County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 416,000 |
| Albany County Wyoming | 1 | $ 475,000 | $ 475,000 | $ 183,000 |
Mortgage Loan Application Detail Totals for Watermark Capital, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 625 | $321,235,000 | $513,000 | $2,985,000 | $220,000 | $2,585,000 |
| Cash-out Refinancing | 73 | $27,385,000 | $375,000 | $965,000 | $178,000 | $625,000 |
| Refinancing | 49 | $27,315,000 | $557,000 | $2,735,000 | $280,000 | $2,391,000 |
| Home Improvement | 13 | $4,135,000 | $318,000 | $755,000 | $245,000 | $1,418,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 465 | $236,485,000 | $508,000 | $2,985,000 | $229,000 | $2,391,000 |
| Not Provided | 93 | $45,895,000 | $493,000 | $2,625,000 | $230,000 | $2,585,000 |
| Asian | 90 | $41,790,000 | $464,000 | $1,555,000 | $209,000 | $1,678,000 |
| Hispanic | 61 | $30,015,000 | $492,000 | $1,225,000 | $201,000 | $485,000 |
| Black or African American | 36 | $18,770,000 | $521,000 | $1,045,000 | $163,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $118,000 | $118,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $292,000 | $292,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 664 | $334,650,000 | $503,000 | $2,985,000 | $232,000 | $2,585,000 |
| FHA-insured (Federal Housing Administration) | 61 | $27,555,000 | $451,000 | $885,000 | $147,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 35 | $17,865,000 | $510,000 | $1,265,000 | $133,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 617 | $306,375,000 | $496,000 | $2,735,000 | $223,000 | $2,585,000 |
| Application Approved But Not Accepted | 81 | $43,185,000 | $533,000 | $2,985,000 | $225,000 | $1,209,000 |
| Application Denied By Financial Institution | 38 | $16,750,000 | $440,000 | $1,165,000 | $158,000 | $625,000 |
| Application Withdrawn By Applicant | 21 | $11,395,000 | $542,000 | $1,625,000 | $224,000 | $615,000 |
| Preapproval Approved but not Accepted | 3 | $2,365,000 | $788,000 | $1,335,000 | $298,000 | $480,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 722 | $363,320,000 | $503,000 | $2,985,000 | $224,000 | $2,585,000 |
| Collateral | 14 | $5,000,000 | $357,000 | $575,000 | $138,000 | $206,000 |
| Debt-To-Income Ratio | 12 | $6,040,000 | $503,000 | $595,000 | $125,000 | $236,000 |
| Unverifiable Information | 6 | $1,700,000 | $283,000 | $635,000 | $237,000 | $625,000 |
| Employment History | 3 | $2,095,000 | $698,000 | $1,165,000 | $237,000 | $299,000 |
| Other | 2 | $1,420,000 | $710,000 | $1,045,000 | $166,000 | $234,000 |
| Credit History | 1 | $495,000 | $495,000 | $495,000 | $108,000 | $108,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.