Waterstone Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Waterstone Bank, Ssb 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterstone Bank, Ssb 11200 West Plank Court Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 379 |
| Total Mortgage Loan Application Amount | $370,295,000 |
| Average Mortgage Loan Application Amount | $752,400 |
| Highest Mortgage Loan Application Amount | $60,745,000 |
| Average Applicant Income | $209,200 |
| Highest Applicant Income | $1,799,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Waterstone Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterstone Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Waterstone Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterstone Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterstone Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterstone Bank, Ssb's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 136 | $ 94,290,000 | $ 693,000 | $ 213,000 |
| Waukesha County Wisconsin | 36 | $ 16,550,000 | $ 459,000 | $ 189,000 |
| Orange County Florida | 13 | $ 8,745,000 | $ 672,000 | $ 413,000 |
| Maricopa County Arizona | 12 | $ 8,610,000 | $ 717,000 | $ 306,000 |
| Washington County Wisconsin | 11 | $ 18,995,000 | $ 1,726,000 | $ 224,000 |
| Hennepin County Minnesota | 7 | $ 4,725,000 | $ 675,000 | $ 235,000 |
| Santa Fe County New Mexico | 7 | $ 4,985,000 | $ 712,000 | $ 302,000 |
| Dodge County Wisconsin | 7 | $ 13,885,000 | $ 1,983,000 | $ 132,000 |
| Winnebago County Wisconsin | 6 | $ 9,300,000 | $ 1,550,000 | $ 0 |
| Seminole County Florida | 5 | $ 3,215,000 | $ 643,000 | $ 224,000 |
| DeKalb County Georgia | 5 | $ 3,675,000 | $ 735,000 | $ 343,000 |
| Tarrant County Texas | 5 | $ 2,975,000 | $ 595,000 | $ 261,000 |
| Racine County Wisconsin | 5 | $ 5,695,000 | $ 1,139,000 | $ 306,000 |
| Hillsborough County Florida | 4 | $ 3,010,000 | $ 752,000 | $ 439,000 |
| Bernalillo County New Mexico | 4 | $ 2,780,000 | $ 695,000 | $ 245,000 |
| Brown County Wisconsin | 4 | $ 12,110,000 | $ 3,027,000 | $ 0 |
| Jefferson County Wisconsin | 4 | $ 2,900,000 | $ 725,000 | $ 45,000 |
| Outagamie County Wisconsin | 4 | $ 5,250,000 | $ 1,312,000 | $ 0 |
| Walworth County Wisconsin | 4 | $ 6,120,000 | $ 1,530,000 | $ 67,000 |
| La Plata County Colorado | 3 | $ 1,625,000 | $ 541,000 | $ 182,000 |
| Sussex County Delaware | 3 | $ 1,645,000 | $ 548,000 | $ 453,000 |
| Collier County Florida | 3 | $ 1,495,000 | $ 498,000 | $ 372,000 |
| Fulton County Georgia | 3 | $ 62,145,000 | $ 20,715,000 | $ 135,000 |
| Ozaukee County Wisconsin | 3 | $ 1,395,000 | $ 465,000 | $ 698,000 |
| Martin County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 415,000 |
| Okaloosa County Florida | 2 | $ 640,000 | $ 320,000 | $ 160,000 |
| Osceola County Florida | 2 | $ 900,000 | $ 450,000 | $ 164,000 |
| Ada County Idaho | 2 | $ 1,260,000 | $ 630,000 | $ 222,000 |
| Seward County Kansas | 2 | $ 5,250,000 | $ 2,625,000 | $ 0 |
| Howard County Maryland | 2 | $ 1,310,000 | $ 655,000 | $ 0 |
| Jackson County Michigan | 2 | $ 1,410,000 | $ 705,000 | $ 147,000 |
| Anoka County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Carver County Minnesota | 2 | $ 1,340,000 | $ 670,000 | $ 142,000 |
| Los Alamos County New Mexico | 2 | $ 1,220,000 | $ 610,000 | $ 283,000 |
| Sandoval County New Mexico | 2 | $ 990,000 | $ 495,000 | $ 415,000 |
| Marion County Oregon | 2 | $ 1,500,000 | $ 750,000 | $ 147,000 |
| Denton County Texas | 2 | $ 1,540,000 | $ 770,000 | $ 177,000 |
| Manitowoc County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Brevard County Florida | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Lake County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 735,000 | $ 735,000 | $ 218,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Volusia County Florida | 1 | $ 595,000 | $ 595,000 | $ 275,000 |
| Walton County Florida | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cobb County Georgia | 1 | $ 355,000 | $ 355,000 | $ 175,000 |
| Gwinnett County Georgia | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 735,000 | $ 735,000 | $ 213,000 |
| Winnebago County Illinois | 1 | $ 3,565,000 | $ 3,565,000 | $ 0 |
| Howard County Indiana | 1 | $ 3,065,000 | $ 3,065,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 4,355,000 | $ 4,355,000 | $ 0 |
| Cerro Gordo County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Frederick County Maryland | 1 | $ 1,395,000 | $ 1,395,000 | $ 288,000 |
| St. Mary's County Maryland | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Ontonagon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Brown County Minnesota | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Grant County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Washington County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| St. Louis County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Darke County Ohio | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Hardin County Ohio | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Henry County Ohio | 1 | $ 2,165,000 | $ 2,165,000 | $ 0 |
| Shelby County Ohio | 1 | $ 4,115,000 | $ 4,115,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Wagoner County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 3,895,000 | $ 3,895,000 | $ 0 |
| El Paso County Texas | 1 | $ 655,000 | $ 655,000 | $ 316,000 |
| Erath County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hays County Texas | 1 | $ 785,000 | $ 785,000 | $ 180,000 |
| Hunt County Texas | 1 | $ 675,000 | $ 675,000 | $ 202,000 |
| Albemarle County Virginia | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Alexandria County Virginia | 1 | $ 855,000 | $ 855,000 | $ 256,000 |
| Amherst County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 635,000 | $ 635,000 | $ 321,000 |
| Fluvanna County Virginia | 1 | $ 605,000 | $ 605,000 | $ 210,000 |
| Louisa County Virginia | 1 | $ 915,000 | $ 915,000 | $ 364,000 |
| Richmond City County Virginia | 1 | $ 1,225,000 | $ 1,225,000 | $ 348,000 |
| Spotsylvania County Virginia | 1 | $ 1,185,000 | $ 1,185,000 | $ 425,000 |
| Calumet County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Door County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Kenosha County Wisconsin | 1 | $ 1,065,000 | $ 1,065,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 5,445,000 | $ 5,445,000 | $ 0 |
Mortgage Loan Application Detail Totals for Waterstone Bank, Ssb in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 254 | $218,720,000 | $861,000 | $60,745,000 | $251,000 | $1,799,000 |
| Cash-out Refinancing | 63 | $80,245,000 | $1,273,000 | $8,225,000 | $272,000 | $918,000 |
| Refinancing | 54 | $69,770,000 | $1,292,000 | $11,875,000 | $198,000 | $949,000 |
| Home Improvement | 6 | $1,330,000 | $221,000 | $685,000 | $255,000 | $255,000 |
| Other Purpose | 2 | $230,000 | $115,000 | $125,000 | $70,000 | $70,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 233 | $287,925,000 | $1,235,000 | $60,745,000 | $0 | $0 |
| White | 119 | $66,535,000 | $559,000 | $3,335,000 | $245,000 | $1,799,000 |
| Not Provided | 11 | $8,415,000 | $765,000 | $1,505,000 | $272,000 | $977,000 |
| Hispanic | 6 | $2,840,000 | $473,000 | $805,000 | $265,000 | $415,000 |
| Asian | 5 | $1,425,000 | $285,000 | $845,000 | $191,000 | $411,000 |
| Black or African American | 3 | $2,255,000 | $751,000 | $1,395,000 | $175,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 379 | $370,295,000 | $977,000 | $60,745,000 | $244,000 | $1,799,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 243 | $231,705,000 | $953,000 | $11,875,000 | $264,000 | $1,004,000 |
| Loan Purchased By The Institution | 63 | $88,525,000 | $1,405,000 | $60,745,000 | $0 | $0 |
| Application Approved But Not Accepted | 27 | $35,075,000 | $1,299,000 | $10,605,000 | $299,000 | $987,000 |
| Application Denied By Financial Institution | 25 | $9,725,000 | $389,000 | $1,395,000 | $100,000 | $415,000 |
| Application Withdrawn By Applicant | 13 | $3,625,000 | $278,000 | $625,000 | $334,000 | $1,799,000 |
| Preapproval Denied by Financial Institution | 4 | $730,000 | $182,000 | $205,000 | $39,000 | $66,000 |
| Preapproval Approved but not Accepted | 2 | $430,000 | $215,000 | $325,000 | $62,000 | $85,000 |
| File Closed For Incompleteness | 2 | $480,000 | $240,000 | $425,000 | $181,000 | $218,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 379 | $370,295,000 | $977,000 | $60,745,000 | $244,000 | $1,799,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterstone Bank, Ssb's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterstone Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.