Webster Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Webster Bank, N.A. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, N.A. 145 Bank St Waterbury, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,372 |
| Total Mortgage Loan Application Amount | $1,728,634,000 |
| Average Mortgage Loan Application Amount | $190,666 |
| Highest Mortgage Loan Application Amount | $21,250,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $9,157,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Webster Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Webster Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, N.A.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 2,589 | $ 430,557,000 | $ 166,000 | $ 99,000 |
| New Haven County Connecticut | 1,438 | $ 249,421,000 | $ 173,000 | $ 97,000 |
| Fairfield County Connecticut | 762 | $ 247,416,000 | $ 324,000 | $ 193,000 |
| Bristol County Massachusetts | 641 | $ 101,157,000 | $ 157,000 | $ 85,000 |
| Litchfield County Connecticut | 551 | $ 107,068,000 | $ 194,000 | $ 108,000 |
| Middlesex County Connecticut | 301 | $ 70,741,000 | $ 235,000 | $ 131,000 |
| Providence County Rhode Island | 265 | $ 48,624,000 | $ 183,000 | $ 99,000 |
| Tolland County Connecticut | 213 | $ 42,875,000 | $ 201,000 | $ 101,000 |
| New London County Connecticut | 210 | $ 49,851,000 | $ 237,000 | $ 125,000 |
| Washington County Rhode Island | 208 | $ 53,380,000 | $ 256,000 | $ 134,000 |
| Hampden County Massachusetts | 165 | $ 26,141,000 | $ 158,000 | $ 85,000 |
| Kent County Rhode Island | 142 | $ 27,746,000 | $ 195,000 | $ 104,000 |
| Westchester County New York | 107 | $ 40,510,000 | $ 378,000 | $ 223,000 |
| Plymouth County Massachusetts | 95 | $ 17,291,000 | $ 182,000 | $ 90,000 |
| Newport County Rhode Island | 75 | $ 19,446,000 | $ 259,000 | $ 115,000 |
| Worcester County Massachusetts | 68 | $ 14,618,000 | $ 214,000 | $ 139,000 |
| Bristol County Rhode Island | 58 | $ 15,045,000 | $ 259,000 | $ 147,000 |
| Suffolk County New York | 54 | $ 30,464,000 | $ 564,000 | $ 357,000 |
| Barnstable County Massachusetts | 50 | $ 12,028,000 | $ 240,000 | $ 126,000 |
| Norfolk County Massachusetts | 49 | $ 10,629,000 | $ 216,000 | $ 109,000 |
| Middlesex County Massachusetts | 31 | $ 30,272,000 | $ 976,000 | $ 193,000 |
| Dukes County Massachusetts | 19 | $ 4,910,000 | $ 258,000 | $ 121,000 |
| Windham County Connecticut | 16 | $ 2,953,000 | $ 184,000 | $ 115,000 |
| Essex County Massachusetts | 15 | $ 3,674,000 | $ 244,000 | $ 94,000 |
| Suffolk County Massachusetts | 15 | $ 4,670,000 | $ 311,000 | $ 190,000 |
| Hampshire County Massachusetts | 12 | $ 1,968,000 | $ 164,000 | $ 58,000 |
| Nassau County New York | 8 | $ 4,562,000 | $ 570,000 | $ 225,000 |
| New York County New York | 7 | $ 6,304,000 | $ 900,000 | $ 609,000 |
| Bronx County New York | 6 | $ 550,000 | $ 91,000 | $ 64,000 |
| Dutchess County New York | 5 | $ 1,955,000 | $ 391,000 | $ 126,000 |
| Rockland County New York | 5 | $ 2,050,000 | $ 410,000 | $ 165,000 |
| Berkshire County Massachusetts | 4 | $ 1,408,000 | $ 352,000 | $ 160,000 |
| Nantucket County Massachusetts | 4 | $ 1,893,000 | $ 473,000 | $ 321,000 |
| Grafton County New Hampshire | 4 | $ 594,000 | $ 148,000 | $ 244,000 |
| Windham County Vermont | 4 | $ 925,000 | $ 231,000 | $ 203,000 |
| Sullivan County New Hampshire | 3 | $ 506,000 | $ 168,000 | $ 122,000 |
| Kings County New York | 3 | $ 1,433,000 | $ 477,000 | $ 131,000 |
| Putnam County New York | 3 | $ 1,269,000 | $ 423,000 | $ 198,000 |
| Queens County New York | 3 | $ 1,608,000 | $ 536,000 | $ 108,000 |
| Warren County New York | 3 | $ 1,084,000 | $ 361,000 | $ 168,000 |
| Rutland County Vermont | 3 | $ 426,000 | $ 142,000 | $ 303,000 |
| Palm Beach County Florida | 2 | $ 687,000 | $ 343,000 | $ 61,000 |
| Cumberland County Maine | 2 | $ 834,000 | $ 417,000 | $ 272,000 |
| York County Maine | 2 | $ 279,000 | $ 139,000 | $ 176,000 |
| Monmouth County New Jersey | 2 | $ 2,760,000 | $ 1,380,000 | $ 271,000 |
| Broome County New York | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Orange County New York | 2 | $ 347,000 | $ 173,000 | $ 77,000 |
| Richmond County New York | 2 | $ 671,000 | $ 335,000 | $ 133,000 |
| Addison County Vermont | 2 | $ 286,000 | $ 143,000 | $ 67,000 |
| Bennington County Vermont | 2 | $ 180,000 | $ 90,000 | $ 119,000 |
| Jefferson County Colorado | 1 | $ 148,000 | $ 148,000 | $ 0 |
| New Castle County Delaware | 1 | $ 250,000 | $ 250,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 260,000 | $ 260,000 | $ 261,000 |
| Broward County Florida | 1 | $ 236,000 | $ 236,000 | $ 142,000 |
| Polk County Florida | 1 | $ 130,000 | $ 130,000 | $ 311,000 |
| Sarasota County Florida | 1 | $ 176,000 | $ 176,000 | $ 282,000 |
| St. Lucie County Florida | 1 | $ 408,000 | $ 408,000 | $ 588,000 |
| Sumter County Florida | 1 | $ 144,000 | $ 144,000 | $ 35,000 |
| Madison County Iowa | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Oldham County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 133,000 |
| Knox County Maine | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Lincoln County Maine | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Somerset County Maine | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Washington County Maine | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| Montgomery County Maryland | 1 | $ 140,000 | $ 140,000 | $ 207,000 |
| Franklin County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Carver County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Carroll County New Hampshire | 1 | $ 71,000 | $ 71,000 | $ 122,000 |
| Cheshire County New Hampshire | 1 | $ 173,000 | $ 173,000 | $ 189,000 |
| Coos County New Hampshire | 1 | $ 79,000 | $ 79,000 | $ 80,000 |
| Rockingham County New Hampshire | 1 | $ 410,000 | $ 410,000 | $ 166,000 |
| Atlantic County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 275,000 |
| Bergen County New Jersey | 1 | $ 948,000 | $ 948,000 | $ 360,000 |
| Cape May County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 43,000 |
| Gloucester County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Albany County New York | 1 | $ 301,000 | $ 301,000 | $ 134,000 |
| Columbia County New York | 1 | $ 400,000 | $ 400,000 | $ 310,000 |
| Erie County New York | 1 | $ 188,000 | $ 188,000 | $ 59,000 |
| Monroe County New York | 1 | $ 540,000 | $ 540,000 | $ 239,000 |
| Saratoga County New York | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Sullivan County New York | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Ulster County New York | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Clackamas County Oregon | 1 | $ 538,000 | $ 538,000 | $ 32,000 |
| Bradford County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 389,000 |
| Lebanon County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 33,000 |
| Wayne County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 350,000 |
| Charleston County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 166,000 |
| Sumter County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Chittenden County Vermont | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Sheboygan County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,467 | $1,192,116,000 | $218,000 | $2,700,000 | $120,000 | $4,572,000 |
| Home Purchase | 1,608 | $392,927,000 | $244,000 | $21,250,000 | $115,000 | $5,207,000 |
| Home Improvement | 1,297 | $143,591,000 | $110,000 | $1,500,000 | $95,000 | $9,157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,371 | $1,310,771,000 | $205,000 | $3,900,000 | $114,000 | $9,157,000 |
| Not Provided | 1,274 | $281,558,000 | $221,000 | $1,818,000 | $134,000 | $5,207,000 |
| Hispanic | 283 | $36,379,000 | $128,000 | $1,485,000 | $76,000 | $1,000,000 |
| Black or African American | 230 | $27,419,000 | $119,000 | $1,500,000 | $80,000 | $853,000 |
| Asian | 163 | $40,803,000 | $250,000 | $1,000,000 | $123,000 | $1,356,000 |
| Not applicable | 31 | $28,076,000 | $905,000 | $21,250,000 | $67,000 | $1,336,000 |
| American Indian or Alaskan Native | 13 | $2,292,000 | $176,000 | $697,000 | $96,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,336,000 | $190,000 | $285,000 | $73,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,865 | $1,628,799,000 | $207,000 | $21,250,000 | $118,000 | $9,157,000 |
| FHA-insured (Federal Housing Administration) | 478 | $93,128,000 | $194,000 | $568,000 | $62,000 | $1,030,000 |
| VA-guaranteed (Veterans Administration) | 29 | $6,707,000 | $231,000 | $417,000 | $58,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,556 | $1,139,866,000 | $205,000 | $21,250,000 | $117,000 | $5,207,000 |
| Application Denied By Financial Institution | 1,574 | $328,117,000 | $208,000 | $3,900,000 | $109,000 | $9,157,000 |
| Application Approved But Not Accepted | 541 | $114,464,000 | $211,000 | $1,166,000 | $123,000 | $4,497,000 |
| Application Withdrawn By Applicant | 471 | $96,860,000 | $205,000 | $1,500,000 | $103,000 | $1,370,000 |
| File Closed For Incompleteness | 121 | $24,291,000 | $200,000 | $1,000,000 | $121,000 | $1,992,000 |
| Preapproval Denied by Financial Institution | 96 | $22,254,000 | $231,000 | $1,500,000 | $78,000 | $700,000 |
| Loan Purchased By The Institution | 13 | $2,782,000 | $214,000 | $412,000 | $160,000 | $1,336,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 579 | $144,611,000 | $249,000 | $1,825,000 | $136,000 | $2,559,000 |
| Debt-To-Income Ratio | 575 | $122,502,000 | $213,000 | $3,900,000 | $63,000 | $461,000 |
| Credit History | 359 | $50,089,000 | $139,000 | $1,305,000 | $118,000 | $9,157,000 |
| Other | 94 | $21,272,000 | $226,000 | $2,700,000 | $184,000 | $4,572,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $7,639,000 | $218,000 | $649,000 | $97,000 | $502,000 |
| Unverifiable Information | 13 | $1,786,000 | $137,000 | $600,000 | $69,000 | $379,000 |
| Employment History | 11 | $1,627,000 | $147,000 | $270,000 | $25,000 | $87,000 |
| Mortgage Insurance Denied | 4 | $845,000 | $211,000 | $288,000 | $59,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.