Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Webster Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,851 |
| Total Mortgage Loan Application Amount | $1,789,819,000 |
| Average Mortgage Loan Application Amount | $192,333 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $116,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 2,459 | $ 357,300,000 | $ 145,000 | $ 95,000 |
| New Haven County Connecticut | 1,517 | $ 252,046,000 | $ 166,000 | $ 99,000 |
| Fairfield County Connecticut | 868 | $ 312,812,000 | $ 360,000 | $ 193,000 |
| Bristol County Massachusetts | 820 | $ 116,570,000 | $ 142,000 | $ 92,000 |
| Litchfield County Connecticut | 610 | $ 103,675,000 | $ 169,000 | $ 106,000 |
| Middlesex County Connecticut | 291 | $ 62,591,000 | $ 215,000 | $ 143,000 |
| Providence County Rhode Island | 255 | $ 52,956,000 | $ 207,000 | $ 80,000 |
| New London County Connecticut | 214 | $ 50,016,000 | $ 233,000 | $ 119,000 |
| Westchester County New York | 179 | $ 70,140,000 | $ 391,000 | $ 221,000 |
| Tolland County Connecticut | 169 | $ 25,166,000 | $ 148,000 | $ 96,000 |
| Hampden County Massachusetts | 165 | $ 24,355,000 | $ 147,000 | $ 83,000 |
| Kent County Rhode Island | 152 | $ 24,691,000 | $ 162,000 | $ 103,000 |
| Washington County Rhode Island | 138 | $ 35,059,000 | $ 254,000 | $ 164,000 |
| Plymouth County Massachusetts | 136 | $ 23,537,000 | $ 173,000 | $ 88,000 |
| Newport County Rhode Island | 87 | $ 20,925,000 | $ 240,000 | $ 116,000 |
| Norfolk County Massachusetts | 73 | $ 19,287,000 | $ 264,000 | $ 157,000 |
| Worcester County Massachusetts | 64 | $ 10,676,000 | $ 166,000 | $ 134,000 |
| Bristol County Rhode Island | 61 | $ 13,413,000 | $ 219,000 | $ 128,000 |
| Middlesex County Massachusetts | 58 | $ 17,710,000 | $ 305,000 | $ 125,000 |
| Suffolk County Massachusetts | 48 | $ 14,978,000 | $ 312,000 | $ 198,000 |
| Suffolk County New York | 40 | $ 34,349,000 | $ 858,000 | $ 682,000 |
| Barnstable County Massachusetts | 37 | $ 9,444,000 | $ 255,000 | $ 176,000 |
| Dukes County Massachusetts | 25 | $ 7,322,000 | $ 292,000 | $ 131,000 |
| Nassau County New York | 20 | $ 11,782,000 | $ 589,000 | $ 355,000 |
| Windham County Connecticut | 15 | $ 2,590,000 | $ 172,000 | $ 101,000 |
| Kings County New York | 12 | $ 9,097,000 | $ 758,000 | $ 205,000 |
| New York County New York | 12 | $ 11,712,000 | $ 976,000 | $ 392,000 |
| Essex County Massachusetts | 11 | $ 2,174,000 | $ 197,000 | $ 244,000 |
| Hampshire County Massachusetts | 10 | $ 1,655,000 | $ 165,000 | $ 95,000 |
| Carroll County New Hampshire | 9 | $ 1,234,000 | $ 137,000 | $ 111,000 |
| Bronx County New York | 9 | $ 2,884,000 | $ 320,000 | $ 82,000 |
| Putnam County New York | 8 | $ 3,615,000 | $ 451,000 | $ 145,000 |
| Berkshire County Massachusetts | 7 | $ 1,083,000 | $ 154,000 | $ 144,000 |
| Dutchess County New York | 7 | $ 1,224,000 | $ 174,000 | $ 116,000 |
| Franklin County Massachusetts | 6 | $ 1,079,000 | $ 179,000 | $ 106,000 |
| Rockland County New York | 6 | $ 1,530,000 | $ 255,000 | $ 116,000 |
| Collier County Florida | 5 | $ 3,691,000 | $ 738,000 | $ 426,000 |
| Orange County New York | 5 | $ 1,620,000 | $ 324,000 | $ 154,000 |
| Windsor County Vermont | 5 | $ 2,097,000 | $ 419,000 | $ 412,000 |
| Maricopa County Arizona | 3 | $ 511,000 | $ 170,000 | $ 260,000 |
| Palm Beach County Florida | 3 | $ 2,885,000 | $ 961,000 | $ 734,000 |
| Bergen County New Jersey | 3 | $ 1,730,000 | $ 576,000 | $ 262,000 |
| Queens County New York | 3 | $ 765,000 | $ 255,000 | $ 233,000 |
| Windham County Vermont | 3 | $ 457,000 | $ 152,000 | $ 180,000 |
| Marion County Florida | 2 | $ 168,000 | $ 84,000 | $ 35,000 |
| Pasco County Florida | 2 | $ 156,000 | $ 78,000 | $ 69,000 |
| St. Lucie County Florida | 2 | $ 222,000 | $ 111,000 | $ 91,000 |
| Cheshire County New Hampshire | 2 | $ 650,000 | $ 325,000 | $ 160,000 |
| Rockingham County New Hampshire | 2 | $ 1,052,000 | $ 526,000 | $ 1,793,000 |
| Camden County New Jersey | 2 | $ 16,000 | $ 8,000 | $ 76,000 |
| Cape May County New Jersey | 2 | $ 672,000 | $ 336,000 | $ 897,000 |
| Saratoga County New York | 2 | $ 352,000 | $ 176,000 | $ 133,000 |
| Chittenden County Vermont | 2 | $ 358,000 | $ 179,000 | $ 225,000 |
| Orange County Vermont | 2 | $ 355,000 | $ 177,000 | $ 121,000 |
| Orange County California | 1 | $ 1,950,000 | $ 1,950,000 | $ 1,343,000 |
| District of Columbia County District Of Columbia | 1 | $ 384,000 | $ 384,000 | $ 503,000 |
| Brevard County Florida | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Lee County Florida | 1 | $ 117,000 | $ 117,000 | $ 146,000 |
| Sarasota County Florida | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Cherokee County Georgia | 1 | $ 119,000 | $ 119,000 | $ 78,000 |
| Fulton County Georgia | 1 | $ 650,000 | $ 650,000 | $ 210,000 |
| Liberty County Georgia | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Cumberland County Maine | 1 | $ 650,000 | $ 650,000 | $ 272,000 |
| Oxford County Maine | 1 | $ 210,000 | $ 210,000 | $ 186,000 |
| Camden County Missouri | 1 | $ 300,000 | $ 300,000 | $ 244,000 |
| St. Charles County Missouri | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| Belknap County New Hampshire | 1 | $ 54,000 | $ 54,000 | $ 174,000 |
| Grafton County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 137,000 |
| Hillsborough County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Merrimack County New Hampshire | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 77,000 | $ 77,000 | $ 144,000 |
| Hudson County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 231,000 |
| Hunterdon County New Jersey | 1 | $ 480,000 | $ 480,000 | $ 1,659,000 |
| Ocean County New Jersey | 1 | $ 329,000 | $ 329,000 | $ 183,000 |
| Somerset County New Jersey | 1 | $ 630,000 | $ 630,000 | $ 611,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Essex County New York | 1 | $ 1,475,000 | $ 1,475,000 | $ 1,320,000 |
| Greene County New York | 1 | $ 648,000 | $ 648,000 | $ 1,680,000 |
| Hamilton County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County New York | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Montgomery County New York | 1 | $ 98,000 | $ 98,000 | $ 124,000 |
| Onondaga County New York | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Ontario County New York | 1 | $ 296,000 | $ 296,000 | $ 207,000 |
| Oswego County New York | 1 | $ 228,000 | $ 228,000 | $ 191,000 |
| Otsego County New York | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
| Schenectady County New York | 1 | $ 39,000 | $ 39,000 | $ 66,000 |
| Sullivan County New York | 1 | $ 127,000 | $ 127,000 | $ 152,000 |
| Ulster County New York | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Bertie County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 18,000 |
| Chowan County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Mecklenburg County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Philadelphia County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 165,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Lamoille County Vermont | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Rutland County Vermont | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Alexandria County Virginia | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 408,000 | $ 408,000 | $ 414,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,418 | $1,127,158,000 | $208,000 | $6,950,000 | $121,000 | $6,120,000 |
| Home Purchase | 1,861 | $517,346,000 | $277,000 | $20,000,000 | $137,000 | $9,999,000 |
| Home Improvement | 1,572 | $145,315,000 | $92,000 | $1,700,000 | $91,000 | $1,928,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,327 | $1,226,131,000 | $193,000 | $6,950,000 | $120,000 | $9,999,000 |
| Not Provided | 1,450 | $334,060,000 | $230,000 | $3,000,000 | $152,000 | $7,944,000 |
| Hispanic | 348 | $37,965,000 | $109,000 | $514,000 | $63,000 | $452,000 |
| Black or African American | 324 | $38,961,000 | $120,000 | $720,000 | $73,000 | $650,000 |
| Asian | 240 | $53,926,000 | $224,000 | $2,000,000 | $117,000 | $720,000 |
| Not applicable | 137 | $94,991,000 | $693,000 | $20,000,000 | $20,000 | $280,000 |
| American Indian or Alaskan Native | 17 | $2,180,000 | $128,000 | $304,000 | $81,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,605,000 | $200,000 | $608,000 | $86,000 | $194,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,351 | $1,698,602,000 | $203,000 | $20,000,000 | $123,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 475 | $85,747,000 | $180,000 | $529,000 | $61,000 | $343,000 |
| VA-guaranteed (Veterans Administration) | 25 | $5,470,000 | $218,000 | $361,000 | $71,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,883 | $1,028,377,000 | $210,000 | $20,000,000 | $128,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,968 | $352,199,000 | $178,000 | $6,950,000 | $96,000 | $6,120,000 |
| Application Approved But Not Accepted | 899 | $196,072,000 | $218,000 | $1,950,000 | $127,000 | $1,928,000 |
| Application Withdrawn By Applicant | 592 | $118,030,000 | $199,000 | $2,500,000 | $130,000 | $7,944,000 |
| File Closed For Incompleteness | 313 | $60,000,000 | $191,000 | $2,947,000 | $130,000 | $3,600,000 |
| Preapproval Denied by Financial Institution | 159 | $29,288,000 | $184,000 | $1,500,000 | $62,000 | $575,000 |
| Loan Purchased By The Institution | 37 | $5,853,000 | $158,000 | $387,000 | $69,000 | $280,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 646 | $129,266,000 | $200,000 | $1,920,000 | $61,000 | $582,000 |
| Collateral | 643 | $131,395,000 | $204,000 | $6,950,000 | $119,000 | $4,498,000 |
| Credit History | 575 | $69,994,000 | $121,000 | $1,328,000 | $94,000 | $6,120,000 |
| Other | 175 | $33,201,000 | $189,000 | $3,000,000 | $113,000 | $2,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $11,943,000 | $229,000 | $1,588,000 | $111,000 | $811,000 |
| Unverifiable Information | 17 | $2,327,000 | $136,000 | $375,000 | $127,000 | $1,219,000 |
| Employment History | 15 | $2,567,000 | $171,000 | $417,000 | $45,000 | $288,000 |
| Credit Application Incomplete | 3 | $499,000 | $166,000 | $350,000 | $103,000 | $228,000 |
| Mortgage Insurance Denied | 1 | $295,000 | $295,000 | $295,000 | $192,000 | $192,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.