Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Webster Bank, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,402 |
| Total Mortgage Loan Application Amount | $2,740,227,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $32,000,000 |
| Average Applicant Income | $110,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 3,289 | $ 540,688,000 | $ 164,000 | $ 96,000 |
| New Haven County Connecticut | 2,045 | $ 347,088,000 | $ 169,000 | $ 107,000 |
| Fairfield County Connecticut | 1,252 | $ 417,860,000 | $ 333,000 | $ 175,000 |
| Bristol County Massachusetts | 1,110 | $ 183,694,000 | $ 165,000 | $ 82,000 |
| Litchfield County Connecticut | 748 | $ 131,657,000 | $ 176,000 | $ 107,000 |
| Providence County Rhode Island | 494 | $ 85,127,000 | $ 172,000 | $ 73,000 |
| Middlesex County Connecticut | 437 | $ 98,832,000 | $ 226,000 | $ 143,000 |
| New London County Connecticut | 303 | $ 64,681,000 | $ 213,000 | $ 130,000 |
| Tolland County Connecticut | 244 | $ 46,215,000 | $ 189,000 | $ 113,000 |
| Hampden County Massachusetts | 230 | $ 37,359,000 | $ 162,000 | $ 87,000 |
| Washington County Rhode Island | 212 | $ 52,102,000 | $ 245,000 | $ 147,000 |
| Westchester County New York | 210 | $ 90,212,000 | $ 429,000 | $ 218,000 |
| Kent County Rhode Island | 195 | $ 33,738,000 | $ 173,000 | $ 103,000 |
| Plymouth County Massachusetts | 193 | $ 40,001,000 | $ 207,000 | $ 109,000 |
| Middlesex County Massachusetts | 118 | $ 44,694,000 | $ 378,000 | $ 189,000 |
| Newport County Rhode Island | 114 | $ 24,950,000 | $ 218,000 | $ 118,000 |
| Norfolk County Massachusetts | 103 | $ 38,655,000 | $ 375,000 | $ 152,000 |
| Bristol County Rhode Island | 91 | $ 22,657,000 | $ 248,000 | $ 131,000 |
| Worcester County Massachusetts | 88 | $ 17,088,000 | $ 194,000 | $ 117,000 |
| Suffolk County Massachusetts | 76 | $ 25,805,000 | $ 339,000 | $ 164,000 |
| Barnstable County Massachusetts | 61 | $ 17,331,000 | $ 284,000 | $ 178,000 |
| Suffolk County New York | 40 | $ 31,869,000 | $ 796,000 | $ 292,000 |
| Windham County Connecticut | 38 | $ 5,662,000 | $ 149,000 | $ 96,000 |
| Essex County Massachusetts | 28 | $ 9,253,000 | $ 330,000 | $ 160,000 |
| New York County New York | 28 | $ 80,606,000 | $ 2,878,000 | $ 408,000 |
| Bronx County New York | 24 | $ 10,744,000 | $ 447,000 | $ 117,000 |
| Nassau County New York | 19 | $ 12,572,000 | $ 661,000 | $ 348,000 |
| Dukes County Massachusetts | 16 | $ 3,607,000 | $ 225,000 | $ 160,000 |
| Dutchess County New York | 16 | $ 4,964,000 | $ 310,000 | $ 137,000 |
| Kings County New York | 13 | $ 9,192,000 | $ 707,000 | $ 329,000 |
| Putnam County New York | 13 | $ 3,287,000 | $ 252,000 | $ 106,000 |
| Windham County Vermont | 10 | $ 1,927,000 | $ 192,000 | $ 214,000 |
| Hampshire County Massachusetts | 9 | $ 1,474,000 | $ 163,000 | $ 49,000 |
| Queens County New York | 8 | $ 2,125,000 | $ 265,000 | $ 125,000 |
| Rockingham County New Hampshire | 6 | $ 12,555,000 | $ 2,092,000 | $ 73,000 |
| Sarasota County Florida | 5 | $ 1,599,000 | $ 319,000 | $ 313,000 |
| Cumberland County Maine | 5 | $ 2,510,000 | $ 502,000 | $ 323,000 |
| Orange County New York | 5 | $ 1,004,000 | $ 200,000 | $ 82,000 |
| Miami-Dade County Florida | 4 | $ 1,372,000 | $ 343,000 | $ 526,000 |
| Pinellas County Florida | 4 | $ 790,000 | $ 197,000 | $ 148,000 |
| Berkshire County Massachusetts | 4 | $ 812,000 | $ 203,000 | $ 282,000 |
| Carroll County New Hampshire | 4 | $ 798,000 | $ 199,000 | $ 217,000 |
| Rockland County New York | 4 | $ 982,000 | $ 245,000 | $ 122,000 |
| Ulster County New York | 4 | $ 1,971,000 | $ 492,000 | $ 229,000 |
| Charlotte County Florida | 3 | $ 662,000 | $ 220,000 | $ 118,000 |
| Collier County Florida | 3 | $ 772,000 | $ 257,000 | $ 437,000 |
| Palm Beach County Florida | 3 | $ 635,000 | $ 211,000 | $ 160,000 |
| Nantucket County Massachusetts | 3 | $ 2,170,000 | $ 723,000 | $ 384,000 |
| Cheshire County New Hampshire | 3 | $ 1,319,000 | $ 439,000 | $ 224,000 |
| Monroe County New York | 3 | $ 266,000 | $ 88,000 | $ 99,000 |
| Richmond County New York | 3 | $ 1,061,000 | $ 353,000 | $ 143,000 |
| Maricopa County Arizona | 2 | $ 1,045,000 | $ 522,000 | $ 563,000 |
| Los Angeles County California | 2 | $ 3,522,000 | $ 1,761,000 | $ 925,000 |
| Pitkin County Colorado | 2 | $ 2,120,000 | $ 1,060,000 | $ 744,000 |
| Fulton County Georgia | 2 | $ 752,000 | $ 376,000 | $ 260,000 |
| Campbell County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 83,000 |
| Knox County Maine | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
| York County Maine | 2 | $ 564,000 | $ 282,000 | $ 251,000 |
| Anne Arundel County Maryland | 2 | $ 639,000 | $ 319,000 | $ 114,000 |
| Franklin County Massachusetts | 2 | $ 379,000 | $ 189,000 | $ 105,000 |
| Belknap County New Hampshire | 2 | $ 359,000 | $ 179,000 | $ 176,000 |
| Bergen County New Jersey | 2 | $ 834,000 | $ 417,000 | $ 158,000 |
| Monmouth County New Jersey | 2 | $ 1,300,000 | $ 650,000 | $ 375,000 |
| Somerset County New Jersey | 2 | $ 1,261,000 | $ 630,000 | $ 397,000 |
| Albany County New York | 2 | $ 468,000 | $ 234,000 | $ 207,000 |
| Broome County New York | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Columbia County New York | 2 | $ 482,000 | $ 241,000 | $ 201,000 |
| Onondaga County New York | 2 | $ 136,000 | $ 68,000 | $ 70,000 |
| Saratoga County New York | 2 | $ 674,000 | $ 337,000 | $ 139,000 |
| Dare County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 262,000 |
| Luzerne County Pennsylvania | 2 | $ 156,000 | $ 78,000 | $ 1,309,000 |
| Montgomery County Pennsylvania | 2 | $ 30,650,000 | $ 15,325,000 | $ 279,000 |
| Bennington County Vermont | 2 | $ 815,000 | $ 407,000 | $ 554,000 |
| Chittenden County Vermont | 2 | $ 159,000 | $ 79,000 | $ 119,000 |
| Windsor County Vermont | 2 | $ 1,008,000 | $ 504,000 | $ 286,000 |
| Fairfax County Virginia | 2 | $ 899,000 | $ 449,000 | $ 260,000 |
| Calhoun County Alabama | 1 | $ 4,000 | $ 4,000 | $ 10,000 |
| Elmore County Alabama | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Coconino County Arizona | 1 | $ 316,000 | $ 316,000 | $ 113,000 |
| Pima County Arizona | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Madera County California | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Monterey County California | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Orange County California | 1 | $ 417,000 | $ 417,000 | $ 558,000 |
| Riverside County California | 1 | $ 650,000 | $ 650,000 | $ 593,000 |
| Sussex County Delaware | 1 | $ 1,088,000 | $ 1,088,000 | $ 272,000 |
| Brevard County Florida | 1 | $ 122,000 | $ 122,000 | $ 181,000 |
| Broward County Florida | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 224,000 | $ 224,000 | $ 148,000 |
| Lake County Florida | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Lee County Florida | 1 | $ 600,000 | $ 600,000 | $ 241,000 |
| Monroe County Florida | 1 | $ 231,000 | $ 231,000 | $ 140,000 |
| Jones County Georgia | 1 | $ 2,000 | $ 2,000 | $ 13,000 |
| Worth County Georgia | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Will County Illinois | 1 | $ 320,000 | $ 320,000 | $ 54,000 |
| Grant County Indiana | 1 | $ 3,000 | $ 3,000 | $ 16,000 |
| Shelby County Indiana | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Breathitt County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Pointe Coupee County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 74,000 |
| Oxford County Maine | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Somerset County Maine | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Harford County Maryland | 1 | $ 368,000 | $ 368,000 | $ 191,000 |
| Montgomery County Maryland | 1 | $ 128,000 | $ 128,000 | $ 175,000 |
| Charlevoix County Michigan | 1 | $ 3,000 | $ 3,000 | $ 54,000 |
| Genesee County Michigan | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Hennepin County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 109,000 |
| Pearl River County Mississippi | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Coos County New Hampshire | 1 | $ 168,000 | $ 168,000 | $ 5,100,000 |
| Merrimack County New Hampshire | 1 | $ 16,000,000 | $ 16,000,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Sullivan County New Hampshire | 1 | $ 70,000 | $ 70,000 | $ 145,000 |
| Essex County New Jersey | 1 | $ 279,000 | $ 279,000 | $ 137,000 |
| Hudson County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 221,000 |
| Hunterdon County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 12,000 |
| Ocean County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 222,000 |
| Warren County New Jersey | 1 | $ 48,000 | $ 48,000 | $ 101,000 |
| Essex County New York | 1 | $ 133,000 | $ 133,000 | $ 181,000 |
| Fulton County New York | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Greene County New York | 1 | $ 137,000 | $ 137,000 | $ 154,000 |
| Herkimer County New York | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Montgomery County New York | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Ontario County New York | 1 | $ 30,000 | $ 30,000 | $ 155,000 |
| Warren County New York | 1 | $ 110,000 | $ 110,000 | $ 133,000 |
| Washington County New York | 1 | $ 850,000 | $ 850,000 | $ 193,000 |
| Cumberland County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| Hoke County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 216,000 |
| Mecklenburg County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 331,000 |
| Pitt County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Wake County North Carolina | 1 | $ 772,000 | $ 772,000 | $ 268,000 |
| Butler County Ohio | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Franklin County Ohio | 1 | $ 7,000 | $ 7,000 | $ 167,000 |
| Gallia County Ohio | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Logan County Ohio | 1 | $ 32,000 | $ 32,000 | $ 155,000 |
| Portage County Ohio | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Bucks County Pennsylvania | 1 | $ 32,000,000 | $ 32,000,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 144,000 |
| Beaufort County South Carolina | 1 | $ 820,000 | $ 820,000 | $ 584,000 |
| Horry County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 143,000 |
| Jasper County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Orangeburg County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 7,000 |
| Sumter County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 69,000 |
| Washington County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Bexar County Texas | 1 | $ 3,000 | $ 3,000 | $ 44,000 |
| Camp County Texas | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Denton County Texas | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| El Paso County Texas | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Harris County Texas | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Travis County Texas | 1 | $ 404,000 | $ 404,000 | $ 286,000 |
| Summit County Utah | 1 | $ 798,000 | $ 798,000 | $ 467,000 |
| Caledonia County Vermont | 1 | $ 15,000 | $ 15,000 | $ 125,000 |
| Lamoille County Vermont | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Orange County Vermont | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Orleans County Vermont | 1 | $ 241,000 | $ 241,000 | $ 841,000 |
| Washington County Vermont | 1 | $ 206,000 | $ 206,000 | $ 234,000 |
| Henrico County Virginia | 1 | $ 39,000 | $ 39,000 | $ 98,000 |
| Pittsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Clark County Washington | 1 | $ 226,000 | $ 226,000 | $ 68,000 |
| Thurston County Washington | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Burnett County Wisconsin | 1 | $ 408,000 | $ 408,000 | $ 364,000 |
| Eau Claire County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,909 | $1,699,040,000 | $214,000 | $8,000,000 | $120,000 | $4,039,000 |
| Home Purchase | 3,099 | $897,388,000 | $289,000 | $32,000,000 | $119,000 | $9,999,000 |
| Home Improvement | 1,394 | $143,799,000 | $103,000 | $2,350,000 | $92,000 | $2,366,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,113 | $1,919,428,000 | $210,000 | $8,000,000 | $121,000 | $5,100,000 |
| Not Provided | 1,599 | $341,858,000 | $213,000 | $2,000,000 | $144,000 | $9,999,000 |
| Hispanic | 648 | $90,476,000 | $139,000 | $1,100,000 | $65,000 | $540,000 |
| Black or African American | 497 | $65,477,000 | $131,000 | $986,000 | $69,000 | $1,761,000 |
| Asian | 333 | $76,285,000 | $229,000 | $1,836,000 | $103,000 | $856,000 |
| Not applicable | 167 | $239,534,000 | $1,434,000 | $32,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $4,019,000 | $160,000 | $713,000 | $105,000 | $638,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $3,150,000 | $157,000 | $625,000 | $101,000 | $384,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,498 | $2,574,294,000 | $223,000 | $32,000,000 | $121,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 838 | $152,356,000 | $181,000 | $702,000 | $60,000 | $364,000 |
| VA-guaranteed (Veterans Administration) | 66 | $13,577,000 | $205,000 | $429,000 | $62,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,057 | $1,678,105,000 | $237,000 | $32,000,000 | $124,000 | $4,917,000 |
| Application Denied By Financial Institution | 2,441 | $482,229,000 | $197,000 | $8,000,000 | $90,000 | $3,464,000 |
| Application Approved But Not Accepted | 1,282 | $273,720,000 | $213,000 | $2,246,000 | $123,000 | $5,100,000 |
| Application Withdrawn By Applicant | 948 | $184,891,000 | $195,000 | $2,000,000 | $144,000 | $9,999,000 |
| File Closed For Incompleteness | 340 | $63,590,000 | $187,000 | $3,000,000 | $101,000 | $1,000,000 |
| Preapproval Denied by Financial Institution | 326 | $56,915,000 | $174,000 | $1,320,000 | $60,000 | $708,000 |
| Loan Purchased By The Institution | 8 | $777,000 | $97,000 | $168,000 | $52,000 | $86,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 850 | $188,974,000 | $222,000 | $3,772,000 | $59,000 | $578,000 |
| Credit History | 773 | $118,811,000 | $153,000 | $8,000,000 | $81,000 | $2,291,000 |
| Collateral | 755 | $159,905,000 | $211,000 | $2,250,000 | $114,000 | $1,375,000 |
| Other | 228 | $33,536,000 | $147,000 | $1,680,000 | $110,000 | $3,464,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 114 | $26,674,000 | $233,000 | $2,287,000 | $94,000 | $1,566,000 |
| Unverifiable Information | 25 | $4,262,000 | $170,000 | $417,000 | $58,000 | $240,000 |
| Employment History | 20 | $6,749,000 | $337,000 | $3,600,000 | $156,000 | $1,351,000 |
| Credit Application Incomplete | 1 | $163,000 | $163,000 | $163,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 1 | $70,000 | $70,000 | $70,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.