Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Webster Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,557 |
| Total Mortgage Loan Application Amount | $2,760,253,000 |
| Average Mortgage Loan Application Amount | $277,666 |
| Highest Mortgage Loan Application Amount | $38,000,000 |
| Average Applicant Income | $134,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 1,818 | $ 339,916,000 | $ 186,000 | $ 103,000 |
| New Haven County Connecticut | 1,228 | $ 200,203,000 | $ 163,000 | $ 101,000 |
| Fairfield County Connecticut | 881 | $ 416,584,000 | $ 472,000 | $ 225,000 |
| Bristol County Massachusetts | 634 | $ 114,508,000 | $ 180,000 | $ 82,000 |
| Litchfield County Connecticut | 466 | $ 79,708,000 | $ 171,000 | $ 107,000 |
| Providence County Rhode Island | 362 | $ 63,567,000 | $ 175,000 | $ 74,000 |
| Westchester County New York | 356 | $ 205,896,000 | $ 578,000 | $ 226,000 |
| Middlesex County Massachusetts | 350 | $ 217,881,000 | $ 622,000 | $ 223,000 |
| Middlesex County Connecticut | 213 | $ 51,094,000 | $ 239,000 | $ 138,000 |
| Norfolk County Massachusetts | 194 | $ 109,888,000 | $ 566,000 | $ 224,000 |
| Plymouth County Massachusetts | 173 | $ 64,218,000 | $ 371,000 | $ 139,000 |
| Hampden County Massachusetts | 158 | $ 21,470,000 | $ 135,000 | $ 84,000 |
| Kent County Rhode Island | 150 | $ 24,945,000 | $ 166,000 | $ 112,000 |
| Suffolk County Massachusetts | 134 | $ 79,677,000 | $ 594,000 | $ 218,000 |
| Tolland County Connecticut | 122 | $ 19,659,000 | $ 161,000 | $ 114,000 |
| New London County Connecticut | 119 | $ 28,978,000 | $ 243,000 | $ 175,000 |
| Washington County Rhode Island | 113 | $ 31,964,000 | $ 282,000 | $ 145,000 |
| Essex County Massachusetts | 95 | $ 46,645,000 | $ 491,000 | $ 178,000 |
| Worcester County Massachusetts | 58 | $ 18,618,000 | $ 321,000 | $ 139,000 |
| Newport County Rhode Island | 57 | $ 14,175,000 | $ 248,000 | $ 135,000 |
| Barnstable County Massachusetts | 52 | $ 21,770,000 | $ 418,000 | $ 260,000 |
| Bristol County Rhode Island | 49 | $ 16,410,000 | $ 334,000 | $ 165,000 |
| Suffolk County New York | 44 | $ 32,303,000 | $ 734,000 | $ 318,000 |
| Kings County New York | 39 | $ 64,994,000 | $ 1,666,000 | $ 208,000 |
| Putnam County New York | 36 | $ 8,158,000 | $ 226,000 | $ 107,000 |
| Nassau County New York | 30 | $ 24,047,000 | $ 801,000 | $ 356,000 |
| Rockland County New York | 23 | $ 9,223,000 | $ 401,000 | $ 206,000 |
| Windham County Connecticut | 20 | $ 3,549,000 | $ 177,000 | $ 91,000 |
| New York County New York | 20 | $ 61,204,000 | $ 3,060,000 | $ 424,000 |
| Bronx County New York | 19 | $ 30,933,000 | $ 1,628,000 | $ 95,000 |
| Dutchess County New York | 19 | $ 3,650,000 | $ 192,000 | $ 126,000 |
| Queens County New York | 17 | $ 6,928,000 | $ 407,000 | $ 144,000 |
| Palm Beach County Florida | 16 | $ 13,228,000 | $ 826,000 | $ 576,000 |
| Hampshire County Massachusetts | 10 | $ 1,982,000 | $ 198,000 | $ 118,000 |
| Berkshire County Massachusetts | 9 | $ 1,423,000 | $ 158,000 | $ 166,000 |
| Dukes County Massachusetts | 7 | $ 2,043,000 | $ 291,000 | $ 215,000 |
| Rockingham County New Hampshire | 7 | $ 2,818,000 | $ 402,000 | $ 176,000 |
| Nantucket County Massachusetts | 5 | $ 4,490,000 | $ 898,000 | $ 402,000 |
| Hillsborough County New Hampshire | 5 | $ 21,880,000 | $ 4,376,000 | $ 69,000 |
| Brevard County Florida | 4 | $ 1,112,000 | $ 278,000 | $ 290,000 |
| Windsor County Vermont | 4 | $ 693,000 | $ 173,000 | $ 256,000 |
| Broward County Florida | 3 | $ 877,000 | $ 292,000 | $ 221,000 |
| Collier County Florida | 3 | $ 1,400,000 | $ 466,000 | $ 321,000 |
| Horry County South Carolina | 3 | $ 348,000 | $ 116,000 | $ 134,000 |
| District of Columbia County District Of Columbia | 2 | $ 11,500,000 | $ 5,750,000 | $ 69,000 |
| Charlotte County Florida | 2 | $ 188,000 | $ 94,000 | $ 45,000 |
| Orange County Florida | 2 | $ 373,000 | $ 186,000 | $ 140,000 |
| Pinellas County Florida | 2 | $ 766,000 | $ 383,000 | $ 81,000 |
| York County Maine | 2 | $ 556,000 | $ 278,000 | $ 397,000 |
| Macomb County Michigan | 2 | $ 189,000 | $ 94,000 | $ 82,000 |
| Carroll County New Hampshire | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| Grafton County New Hampshire | 2 | $ 733,000 | $ 366,000 | $ 281,000 |
| Broome County New York | 2 | $ 125,000 | $ 62,000 | $ 38,000 |
| Essex County New York | 2 | $ 160,000 | $ 80,000 | $ 156,000 |
| Oneida County New York | 2 | $ 8,000 | $ 4,000 | $ 10,000 |
| Orange County New York | 2 | $ 233,000 | $ 116,000 | $ 70,000 |
| Ulster County New York | 2 | $ 685,000 | $ 342,000 | $ 260,000 |
| Brunswick County North Carolina | 2 | $ 1,350,000 | $ 675,000 | $ 280,000 |
| Pitkin County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 2,489,000 |
| Sussex County Delaware | 1 | $ 11,000,000 | $ 11,000,000 | $ 0 |
| Citrus County Florida | 1 | $ 102,000 | $ 102,000 | $ 138,000 |
| Flagler County Florida | 1 | $ 158,000 | $ 158,000 | $ 142,000 |
| Hillsborough County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Indian River County Florida | 1 | $ 210,000 | $ 210,000 | $ 316,000 |
| Miami-Dade County Florida | 1 | $ 660,000 | $ 660,000 | $ 609,000 |
| Osceola County Florida | 1 | $ 143,000 | $ 143,000 | $ 35,000 |
| Sarasota County Florida | 1 | $ 938,000 | $ 938,000 | $ 516,000 |
| St. Johns County Florida | 1 | $ 197,000 | $ 197,000 | $ 56,000 |
| Cobb County Georgia | 1 | $ 36,000 | $ 36,000 | $ 200,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 293,000 |
| Cook County Illinois | 1 | $ 138,000 | $ 138,000 | $ 509,000 |
| Will County Illinois | 1 | $ 116,000 | $ 116,000 | $ 200,000 |
| Franklin County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Clark County Nevada | 1 | $ 520,000 | $ 520,000 | $ 261,000 |
| Belknap County New Hampshire | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Merrimack County New Hampshire | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 280,000 | $ 280,000 | $ 223,000 |
| Cape May County New Jersey | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,452,000 |
| Morris County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 321,000 |
| Ocean County New Jersey | 1 | $ 3,000 | $ 3,000 | $ 91,000 |
| Somerset County New Jersey | 1 | $ 550,000 | $ 550,000 | $ 176,000 |
| Albany County New York | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Chautauqua County New York | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| Chenango County New York | 1 | $ 70,000 | $ 70,000 | $ 116,000 |
| Delaware County New York | 1 | $ 184,000 | $ 184,000 | $ 116,000 |
| Erie County New York | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Fulton County New York | 1 | $ 3,000 | $ 3,000 | $ 17,000 |
| Greene County New York | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Richmond County New York | 1 | $ 800,000 | $ 800,000 | $ 259,000 |
| St. Lawrence County New York | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Warren County New York | 1 | $ 330,000 | $ 330,000 | $ 131,000 |
| Washington County New York | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Wyoming County New York | 1 | $ 30,000 | $ 30,000 | $ 118,000 |
| Moore County North Carolina | 1 | $ 720,000 | $ 720,000 | $ 72,000 |
| Centre County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 852,000 |
| Chester County Pennsylvania | 1 | $ 34,250,000 | $ 34,250,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 106,000 |
| Lancaster County Pennsylvania | 1 | $ 32,000,000 | $ 32,000,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 36,330,000 | $ 36,330,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 33,000,000 | $ 33,000,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 2,600,000 | $ 2,600,000 | $ 1,364,000 |
| Bexar County Texas | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Summit County Utah | 1 | $ 372,000 | $ 372,000 | $ 441,000 |
| Caledonia County Vermont | 1 | $ 120,000 | $ 120,000 | $ 126,000 |
| Lamoille County Vermont | 1 | $ 1,591,000 | $ 1,591,000 | $ 1,606,000 |
| Rutland County Vermont | 1 | $ 117,000 | $ 117,000 | $ 255,000 |
| Windham County Vermont | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Arlington County Virginia | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 9,750,000 | $ 9,750,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 45,000 |
| Teton County Wyoming | 1 | $ 5,000,000 | $ 5,000,000 | $ 4,388,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,773 | $1,662,564,000 | $440,000 | $36,330,000 | $147,000 | $9,999,000 |
| Refinancing | 3,340 | $930,570,000 | $278,000 | $38,000,000 | $137,000 | $9,999,000 |
| Home Improvement | 1,444 | $167,119,000 | $115,000 | $5,000,000 | $120,000 | $5,100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,174 | $1,770,331,000 | $286,000 | $5,500,000 | $146,000 | $9,900,000 |
| Not Provided | 904 | $260,306,000 | $287,000 | $7,000,000 | $161,000 | $9,999,000 |
| Hispanic | 590 | $85,941,000 | $145,000 | $1,400,000 | $78,000 | $1,500,000 |
| Black or African American | 373 | $53,080,000 | $142,000 | $2,100,000 | $81,000 | $2,372,000 |
| Asian | 307 | $108,573,000 | $353,000 | $2,080,000 | $188,000 | $9,999,000 |
| Not applicable | 184 | $476,828,000 | $2,591,000 | $38,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $3,175,000 | $186,000 | $640,000 | $114,000 | $444,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,019,000 | $252,000 | $510,000 | $105,000 | $248,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,991 | $2,649,517,000 | $331,000 | $38,000,000 | $144,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 528 | $101,759,000 | $192,000 | $774,000 | $63,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 38 | $8,977,000 | $236,000 | $417,000 | $73,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,015 | $1,898,178,000 | $378,000 | $38,000,000 | $153,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,660 | $365,264,000 | $220,000 | $32,000,000 | $106,000 | $9,999,000 |
| Application Approved But Not Accepted | 577 | $163,626,000 | $283,000 | $2,869,000 | $141,000 | $1,457,000 |
| Application Withdrawn By Applicant | 575 | $187,816,000 | $326,000 | $25,000,000 | $138,000 | $3,029,000 |
| File Closed For Incompleteness | 380 | $68,483,000 | $180,000 | $3,445,000 | $149,000 | $9,900,000 |
| Preapproval Denied by Financial Institution | 350 | $76,886,000 | $219,000 | $2,494,000 | $69,000 | $620,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 690 | $101,175,000 | $146,000 | $4,500,000 | $107,000 | $9,999,000 |
| Debt-To-Income Ratio | 668 | $183,754,000 | $275,000 | $32,000,000 | $67,000 | $1,575,000 |
| Collateral | 397 | $81,687,000 | $205,000 | $2,240,000 | $117,000 | $971,000 |
| Other | 151 | $50,666,000 | $335,000 | $18,520,000 | $150,000 | $5,100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 78 | $18,575,000 | $238,000 | $2,000,000 | $121,000 | $960,000 |
| Unverifiable Information | 13 | $3,873,000 | $297,000 | $1,300,000 | $103,000 | $462,000 |
| Employment History | 12 | $2,188,000 | $182,000 | $488,000 | $41,000 | $116,000 |
| Credit Application Incomplete | 1 | $232,000 | $232,000 | $232,000 | $86,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.