Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Webster Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,011 |
| Total Mortgage Loan Application Amount | $2,455,625,000 |
| Average Mortgage Loan Application Amount | $268,333 |
| Highest Mortgage Loan Application Amount | $45,000,000 |
| Average Applicant Income | $125,333 |
| Highest Applicant Income | $5,382,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 1,731 | $ 288,531,000 | $ 166,000 | $ 101,000 |
| New Haven County Connecticut | 1,214 | $ 227,710,000 | $ 187,000 | $ 107,000 |
| Fairfield County Connecticut | 790 | $ 356,657,000 | $ 451,000 | $ 205,000 |
| Bristol County Massachusetts | 630 | $ 124,734,000 | $ 197,000 | $ 91,000 |
| Litchfield County Connecticut | 402 | $ 68,448,000 | $ 170,000 | $ 102,000 |
| Middlesex County Massachusetts | 365 | $ 194,679,000 | $ 533,000 | $ 192,000 |
| Providence County Rhode Island | 290 | $ 62,193,000 | $ 214,000 | $ 74,000 |
| Westchester County New York | 257 | $ 185,086,000 | $ 720,000 | $ 221,000 |
| Middlesex County Connecticut | 241 | $ 55,058,000 | $ 228,000 | $ 128,000 |
| Suffolk County Massachusetts | 193 | $ 114,859,000 | $ 595,000 | $ 190,000 |
| Norfolk County Massachusetts | 182 | $ 104,175,000 | $ 572,000 | $ 200,000 |
| Plymouth County Massachusetts | 171 | $ 61,634,000 | $ 360,000 | $ 138,000 |
| Kent County Rhode Island | 142 | $ 28,706,000 | $ 202,000 | $ 99,000 |
| Hampden County Massachusetts | 126 | $ 20,207,000 | $ 160,000 | $ 90,000 |
| Washington County Rhode Island | 126 | $ 39,559,000 | $ 313,000 | $ 135,000 |
| New London County Connecticut | 122 | $ 25,694,000 | $ 210,000 | $ 137,000 |
| Tolland County Connecticut | 119 | $ 20,616,000 | $ 173,000 | $ 110,000 |
| Essex County Massachusetts | 91 | $ 60,044,000 | $ 659,000 | $ 189,000 |
| Newport County Rhode Island | 87 | $ 23,663,000 | $ 271,000 | $ 130,000 |
| Worcester County Massachusetts | 76 | $ 25,252,000 | $ 332,000 | $ 122,000 |
| Bristol County Rhode Island | 47 | $ 14,395,000 | $ 306,000 | $ 181,000 |
| Nassau County New York | 35 | $ 22,867,000 | $ 653,000 | $ 393,000 |
| Barnstable County Massachusetts | 30 | $ 11,061,000 | $ 368,000 | $ 216,000 |
| Kings County New York | 26 | $ 18,190,000 | $ 699,000 | $ 186,000 |
| Putnam County New York | 26 | $ 7,125,000 | $ 274,000 | $ 119,000 |
| Suffolk County New York | 25 | $ 15,307,000 | $ 612,000 | $ 188,000 |
| Windham County Connecticut | 22 | $ 3,557,000 | $ 161,000 | $ 105,000 |
| Bronx County New York | 18 | $ 19,443,000 | $ 1,080,000 | $ 98,000 |
| Dutchess County New York | 14 | $ 2,765,000 | $ 197,000 | $ 93,000 |
| Rockland County New York | 12 | $ 4,178,000 | $ 348,000 | $ 95,000 |
| Rockingham County New Hampshire | 10 | $ 3,025,000 | $ 302,000 | $ 174,000 |
| New York County New York | 10 | $ 28,307,000 | $ 2,830,000 | $ 397,000 |
| Queens County New York | 10 | $ 2,413,000 | $ 241,000 | $ 110,000 |
| Palm Beach County Florida | 7 | $ 2,772,000 | $ 396,000 | $ 165,000 |
| Dukes County Massachusetts | 7 | $ 3,044,000 | $ 434,000 | $ 230,000 |
| Hudson County New Jersey | 6 | $ 1,991,000 | $ 331,000 | $ 42,000 |
| Orange County New York | 6 | $ 1,047,000 | $ 174,000 | $ 119,000 |
| Nantucket County Massachusetts | 5 | $ 5,585,000 | $ 1,117,000 | $ 328,000 |
| Carroll County New Hampshire | 5 | $ 992,000 | $ 198,000 | $ 130,000 |
| Essex County New Jersey | 5 | $ 4,201,000 | $ 840,000 | $ 294,000 |
| Richmond County New York | 5 | $ 2,353,000 | $ 470,000 | $ 141,000 |
| Windsor County Vermont | 5 | $ 2,084,000 | $ 416,000 | $ 465,000 |
| Lee County Florida | 4 | $ 814,000 | $ 203,000 | $ 126,000 |
| Berkshire County Massachusetts | 4 | $ 1,412,000 | $ 353,000 | $ 195,000 |
| Hampshire County Massachusetts | 4 | $ 1,021,000 | $ 255,000 | $ 109,000 |
| Hillsborough County New Hampshire | 4 | $ 815,000 | $ 203,000 | $ 250,000 |
| Windham County Vermont | 4 | $ 1,887,000 | $ 471,000 | $ 387,000 |
| Belknap County New Hampshire | 3 | $ 497,000 | $ 165,000 | $ 195,000 |
| Ulster County New York | 3 | $ 677,000 | $ 225,000 | $ 192,000 |
| Bennington County Vermont | 3 | $ 350,000 | $ 116,000 | $ 319,000 |
| Collier County Florida | 2 | $ 568,000 | $ 284,000 | $ 156,000 |
| Indian River County Florida | 2 | $ 568,000 | $ 284,000 | $ 200,000 |
| Sarasota County Florida | 2 | $ 374,000 | $ 187,000 | $ 200,000 |
| Cheshire County New Hampshire | 2 | $ 294,000 | $ 147,000 | $ 78,000 |
| Grafton County New Hampshire | 2 | $ 550,000 | $ 275,000 | $ 145,000 |
| Strafford County New Hampshire | 2 | $ 575,000 | $ 287,000 | $ 48,000 |
| Bergen County New Jersey | 2 | $ 1,368,000 | $ 684,000 | $ 565,000 |
| Union County New Jersey | 2 | $ 1,159,000 | $ 579,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 56,275,000 | $ 28,137,000 | $ 0 |
| New Castle County Delaware | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Alachua County Florida | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Broward County Florida | 1 | $ 411,000 | $ 411,000 | $ 242,000 |
| Charlotte County Florida | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| Martin County Florida | 1 | $ 300,000 | $ 300,000 | $ 123,000 |
| Miami-Dade County Florida | 1 | $ 825,000 | $ 825,000 | $ 306,000 |
| Polk County Florida | 1 | $ 366,000 | $ 366,000 | $ 168,000 |
| St. Joseph County Indiana | 1 | $ 13,500,000 | $ 13,500,000 | $ 0 |
| De Soto County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 9,000 |
| Aroostook County Maine | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| York County Maine | 1 | $ 488,000 | $ 488,000 | $ 140,000 |
| Franklin County Massachusetts | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
| Merrimack County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 329,000 |
| Sullivan County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 27,000 |
| Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 212,000 |
| Sussex County New Jersey | 1 | $ 171,000 | $ 171,000 | $ 150,000 |
| Curry County New Mexico | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Broome County New York | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Columbia County New York | 1 | $ 279,000 | $ 279,000 | $ 88,000 |
| Cortland County New York | 1 | $ 3,000 | $ 3,000 | $ 59,000 |
| Erie County New York | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Essex County New York | 1 | $ 90,000 | $ 90,000 | $ 210,000 |
| Niagara County New York | 1 | $ 167,000 | $ 167,000 | $ 178,000 |
| Saratoga County New York | 1 | $ 16,000 | $ 16,000 | $ 23,000 |
| Warren County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Stark County Ohio | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Bucks County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 130,000 |
| Delaware County Pennsylvania | 1 | $ 45,000,000 | $ 45,000,000 | $ 0 |
| Horry County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Addison County Vermont | 1 | $ 300,000 | $ 300,000 | $ 123,000 |
| Rutland County Vermont | 1 | $ 280,000 | $ 280,000 | $ 157,000 |
| Shenandoah County Virginia | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Island County Washington | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Teton County Wyoming | 1 | $ 1,424,000 | $ 1,424,000 | $ 385,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,487 | $894,523,000 | $256,000 | $13,500,000 | $132,000 | $5,382,000 |
| Home Purchase | 3,339 | $1,410,199,000 | $422,000 | $45,000,000 | $137,000 | $2,400,000 |
| Home Improvement | 1,185 | $150,903,000 | $127,000 | $4,922,000 | $107,000 | $3,292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,726 | $1,570,649,000 | $274,000 | $8,600,000 | $139,000 | $5,382,000 |
| Not Provided | 833 | $209,092,000 | $251,000 | $6,500,000 | $153,000 | $2,400,000 |
| Hispanic | 490 | $88,315,000 | $180,000 | $1,225,000 | $76,000 | $1,056,000 |
| Black or African American | 342 | $53,841,000 | $157,000 | $1,236,000 | $90,000 | $3,292,000 |
| Asian | 338 | $122,766,000 | $363,000 | $1,758,000 | $158,000 | $1,800,000 |
| Not applicable | 242 | $405,287,000 | $1,674,000 | $45,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $3,065,000 | $139,000 | $630,000 | $79,000 | $298,000 |
| Native Hawaiin or Other Pacific Islander | 18 | $2,610,000 | $145,000 | $350,000 | $74,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,589 | $2,368,494,000 | $312,000 | $45,000,000 | $134,000 | $5,382,000 |
| FHA-insured (Federal Housing Administration) | 381 | $77,469,000 | $203,000 | $661,000 | $68,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 41 | $9,662,000 | $235,000 | $417,000 | $72,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,563 | $1,574,443,000 | $345,000 | $45,000,000 | $142,000 | $5,382,000 |
| Application Denied By Financial Institution | 1,509 | $302,905,000 | $200,000 | $8,600,000 | $102,000 | $3,990,000 |
| Application Withdrawn By Applicant | 617 | $247,220,000 | $400,000 | $45,000,000 | $142,000 | $1,476,000 |
| File Closed For Incompleteness | 549 | $120,869,000 | $220,000 | $2,500,000 | $126,000 | $1,140,000 |
| Application Approved But Not Accepted | 534 | $159,011,000 | $297,000 | $4,922,000 | $133,000 | $1,463,000 |
| Preapproval Denied by Financial Institution | 239 | $51,177,000 | $214,000 | $2,010,000 | $76,000 | $2,400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 601 | $135,973,000 | $226,000 | $2,915,000 | $65,000 | $1,142,000 |
| Credit History | 546 | $86,991,000 | $159,000 | $2,280,000 | $108,000 | $3,990,000 |
| Collateral | 341 | $83,256,000 | $244,000 | $8,600,000 | $137,000 | $2,679,000 |
| Other | 179 | $23,628,000 | $132,000 | $2,010,000 | $104,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $18,437,000 | $335,000 | $2,000,000 | $118,000 | $1,111,000 |
| Unverifiable Information | 14 | $3,251,000 | $232,000 | $999,000 | $111,000 | $426,000 |
| Employment History | 11 | $2,474,000 | $224,000 | $720,000 | $86,000 | $309,000 |
| Mortgage Insurance Denied | 1 | $72,000 | $72,000 | $72,000 | $143,000 | $143,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.