Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Webster Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,630 |
| Total Mortgage Loan Application Amount | $4,145,890,000 |
| Average Mortgage Loan Application Amount | $1,572,666 |
| Highest Mortgage Loan Application Amount | $66,005,000 |
| Average Applicant Income | $162,000 |
| Highest Applicant Income | $3,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 1,096 | $ 151,050,000 | $ 137,000 | $ 117,000 |
| New Haven County Connecticut | 913 | $ 191,185,000 | $ 209,000 | $ 128,000 |
| Fairfield County Connecticut | 759 | $ 368,525,000 | $ 485,000 | $ 232,000 |
| Litchfield County Connecticut | 365 | $ 50,465,000 | $ 138,000 | $ 113,000 |
| Westchester County New York | 340 | $ 149,300,000 | $ 439,000 | $ 306,000 |
| Bristol County Massachusetts | 317 | $ 87,135,000 | $ 274,000 | $ 110,000 |
| Middlesex County Massachusetts | 193 | $ 148,115,000 | $ 767,000 | $ 322,000 |
| Providence County Rhode Island | 161 | $ 35,115,000 | $ 218,000 | $ 117,000 |
| Queens County New York | 154 | $ 180,030,000 | $ 1,169,000 | $ 158,000 |
| Kings County New York | 150 | $ 478,050,000 | $ 3,187,000 | $ 352,000 |
| Middlesex County Connecticut | 145 | $ 24,785,000 | $ 170,000 | $ 157,000 |
| Nassau County New York | 143 | $ 57,075,000 | $ 399,000 | $ 262,000 |
| Suffolk County New York | 130 | $ 72,280,000 | $ 556,000 | $ 257,000 |
| Norfolk County Massachusetts | 127 | $ 77,605,000 | $ 611,000 | $ 274,000 |
| Suffolk County Massachusetts | 119 | $ 68,485,000 | $ 575,000 | $ 248,000 |
| Plymouth County Massachusetts | 117 | $ 48,775,000 | $ 416,000 | $ 223,000 |
| Bronx County New York | 102 | $ 251,050,000 | $ 2,461,000 | $ 111,000 |
| Tolland County Connecticut | 80 | $ 13,130,000 | $ 164,000 | $ 131,000 |
| Bergen County New Jersey | 80 | $ 61,350,000 | $ 766,000 | $ 370,000 |
| Rockland County New York | 78 | $ 25,810,000 | $ 330,000 | $ 205,000 |
| New London County Connecticut | 65 | $ 25,495,000 | $ 392,000 | $ 191,000 |
| Essex County Massachusetts | 64 | $ 42,190,000 | $ 659,000 | $ 345,000 |
| New York County New York | 57 | $ 406,605,000 | $ 7,133,000 | $ 359,000 |
| Orange County New York | 57 | $ 23,995,000 | $ 420,000 | $ 181,000 |
| Kent County Rhode Island | 55 | $ 7,425,000 | $ 135,000 | $ 127,000 |
| Essex County New Jersey | 48 | $ 60,350,000 | $ 1,257,000 | $ 332,000 |
| Hudson County New Jersey | 40 | $ 99,400,000 | $ 2,485,000 | $ 460,000 |
| Monmouth County New Jersey | 40 | $ 33,120,000 | $ 828,000 | $ 405,000 |
| Hampden County Massachusetts | 38 | $ 13,630,000 | $ 358,000 | $ 145,000 |
| Washington County Rhode Island | 38 | $ 12,340,000 | $ 324,000 | $ 193,000 |
| Barnstable County Massachusetts | 36 | $ 20,990,000 | $ 583,000 | $ 381,000 |
| Worcester County Massachusetts | 36 | $ 18,360,000 | $ 510,000 | $ 284,000 |
| Newport County Rhode Island | 32 | $ 12,000,000 | $ 375,000 | $ 358,000 |
| Ocean County New Jersey | 29 | $ 49,125,000 | $ 1,693,000 | $ 464,000 |
| Putnam County New York | 25 | $ 5,315,000 | $ 212,000 | $ 178,000 |
| Morris County New Jersey | 23 | $ 30,165,000 | $ 1,311,000 | $ 356,000 |
| Union County New Jersey | 20 | $ 22,090,000 | $ 1,104,000 | $ 499,000 |
| Dutchess County New York | 20 | $ 4,180,000 | $ 209,000 | $ 139,000 |
| Bristol County Rhode Island | 20 | $ 5,800,000 | $ 290,000 | $ 182,000 |
| Mercer County New Jersey | 19 | $ 17,155,000 | $ 902,000 | $ 440,000 |
| Palm Beach County Florida | 12 | $ 2,720,000 | $ 226,000 | $ 568,000 |
| Somerset County New Jersey | 12 | $ 11,360,000 | $ 946,000 | $ 386,000 |
| Bucks County Pennsylvania | 12 | $ 9,520,000 | $ 793,000 | $ 267,000 |
| Philadelphia County Pennsylvania | 12 | $ 12,420,000 | $ 1,035,000 | $ 386,000 |
| Collier County Florida | 11 | $ 22,885,000 | $ 2,080,000 | $ 264,000 |
| Passaic County New Jersey | 9 | $ 22,735,000 | $ 2,526,000 | $ 161,000 |
| Ulster County New York | 9 | $ 1,365,000 | $ 151,000 | $ 105,000 |
| Richmond County New York | 8 | $ 940,000 | $ 117,000 | $ 118,000 |
| Hillsborough County New Hampshire | 7 | $ 4,865,000 | $ 695,000 | $ 362,000 |
| Broward County Florida | 6 | $ 23,170,000 | $ 3,861,000 | $ 279,000 |
| Berkshire County Massachusetts | 6 | $ 10,410,000 | $ 1,735,000 | $ 255,000 |
| Rockingham County New Hampshire | 6 | $ 3,960,000 | $ 660,000 | $ 299,000 |
| Camden County New Jersey | 6 | $ 4,900,000 | $ 816,000 | $ 714,000 |
| Middlesex County New Jersey | 6 | $ 2,420,000 | $ 403,000 | $ 151,000 |
| Sullivan County New York | 6 | $ 1,780,000 | $ 296,000 | $ 69,000 |
| Windham County Connecticut | 5 | $ 785,000 | $ 157,000 | $ 110,000 |
| Hillsborough County Florida | 5 | $ 36,955,000 | $ 7,391,000 | $ 217,000 |
| Lee County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 304,000 |
| Sarasota County Florida | 5 | $ 2,565,000 | $ 513,000 | $ 271,000 |
| Dukes County Massachusetts | 5 | $ 2,015,000 | $ 403,000 | $ 247,000 |
| Nantucket County Massachusetts | 5 | $ 4,795,000 | $ 959,000 | $ 279,000 |
| Cape May County New Jersey | 5 | $ 6,305,000 | $ 1,261,000 | $ 1,088,000 |
| Windham County Vermont | 5 | $ 1,885,000 | $ 377,000 | $ 360,000 |
| Duval County Florida | 4 | $ 520,000 | $ 130,000 | $ 159,000 |
| Pinellas County Florida | 4 | $ 43,210,000 | $ 10,802,000 | $ 300,000 |
| Cumberland County Maine | 4 | $ 3,860,000 | $ 965,000 | $ 409,000 |
| Carroll County New Hampshire | 4 | $ 1,810,000 | $ 452,000 | $ 222,000 |
| Burlington County New Jersey | 4 | $ 1,780,000 | $ 445,000 | $ 174,000 |
| Warren County New York | 4 | $ 940,000 | $ 235,000 | $ 342,000 |
| Delaware County Pennsylvania | 4 | $ 3,790,000 | $ 947,000 | $ 378,000 |
| Montgomery County Pennsylvania | 4 | $ 4,140,000 | $ 1,035,000 | $ 376,000 |
| Indian River County Florida | 3 | $ 765,000 | $ 255,000 | $ 237,000 |
| Manatee County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 198,000 |
| Belknap County New Hampshire | 3 | $ 775,000 | $ 258,000 | $ 264,000 |
| Cheshire County New Hampshire | 3 | $ 1,145,000 | $ 381,000 | $ 582,000 |
| Chester County Pennsylvania | 3 | $ 2,705,000 | $ 901,000 | $ 434,000 |
| Miami-Dade County Florida | 2 | $ 740,000 | $ 370,000 | $ 176,000 |
| Osceola County Florida | 2 | $ 570,000 | $ 285,000 | $ 134,000 |
| Pasco County Florida | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
| Polk County Florida | 2 | $ 340,000 | $ 170,000 | $ 185,000 |
| St. Lucie County Florida | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Volusia County Florida | 2 | $ 70,000 | $ 35,000 | $ 68,000 |
| York County Maine | 2 | $ 1,640,000 | $ 820,000 | $ 448,000 |
| Delaware County New York | 2 | $ 960,000 | $ 480,000 | $ 240,000 |
| Erie County New York | 2 | $ 27,070,000 | $ 13,535,000 | $ 71,000 |
| Franklin County New York | 2 | $ 13,160,000 | $ 6,580,000 | $ 600,000 |
| Greene County New York | 2 | $ 300,000 | $ 150,000 | $ 214,000 |
| Oneida County New York | 2 | $ 330,000 | $ 165,000 | $ 256,000 |
| Onondaga County New York | 2 | $ 34,110,000 | $ 17,055,000 | $ 176,000 |
| Otsego County New York | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Franklin County Ohio | 2 | $ 28,920,000 | $ 14,460,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 1,790,000 | $ 895,000 | $ 302,000 |
| Los Angeles County California | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| San Joaquin County California | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| New Castle County Delaware | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Brevard County Florida | 1 | $ 535,000 | $ 535,000 | $ 506,000 |
| Clay County Florida | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Flagler County Florida | 1 | $ 405,000 | $ 405,000 | $ 439,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Martin County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Monroe County Florida | 1 | $ 2,105,000 | $ 2,105,000 | $ 2,409,000 |
| Nassau County Florida | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Cobb County Georgia | 1 | $ 37,605,000 | $ 37,605,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 24,645,000 | $ 24,645,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 1,695,000 | $ 1,695,000 | $ 0 |
| Oxford County Maine | 1 | $ 725,000 | $ 725,000 | $ 504,000 |
| Montgomery County Maryland | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Clark County Nevada | 1 | $ 205,000 | $ 205,000 | $ 400,000 |
| Grafton County New Hampshire | 1 | $ 1,045,000 | $ 1,045,000 | $ 367,000 |
| Hunterdon County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 437,000 |
| Sussex County New Jersey | 1 | $ 735,000 | $ 735,000 | $ 228,000 |
| Warren County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Broome County New York | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Cattaraugus County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cortland County New York | 1 | $ 75,000 | $ 75,000 | $ 259,000 |
| Fulton County New York | 1 | $ 15,155,000 | $ 15,155,000 | $ 0 |
| Monroe County New York | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Saratoga County New York | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Schenectady County New York | 1 | $ 28,585,000 | $ 28,585,000 | $ 0 |
| Washington County New York | 1 | $ 1,325,000 | $ 1,325,000 | $ 1,289,000 |
| Avery County North Carolina | 1 | $ 1,015,000 | $ 1,015,000 | $ 435,000 |
| Harnett County North Carolina | 1 | $ 8,355,000 | $ 8,355,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| New Hanover County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 288,000 |
| Pitt County North Carolina | 1 | $ 26,705,000 | $ 26,705,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 8,455,000 | $ 8,455,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 13,245,000 | $ 13,245,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 1,445,000 | $ 1,445,000 | $ 725,000 |
| Greenville County South Carolina | 1 | $ 37,005,000 | $ 37,005,000 | $ 0 |
| Horry County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Lamoille County Vermont | 1 | $ 1,125,000 | $ 1,125,000 | $ 601,000 |
| Orleans County Vermont | 1 | $ 745,000 | $ 745,000 | $ 430,000 |
| Rutland County Vermont | 1 | $ 175,000 | $ 175,000 | $ 194,000 |
| Washington County Vermont | 1 | $ 1,005,000 | $ 1,005,000 | $ 336,000 |
| Henrico County Virginia | 1 | $ 37,255,000 | $ 37,255,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 425,000 | $ 425,000 | $ 162,000 |
| Nottoway County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 37,505,000 | $ 37,505,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 215,000 |
| Waukesha County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,894 | $886,190,000 | $467,000 | $66,005,000 | $165,000 | $2,916,000 |
| Home Purchase | 1,852 | $1,737,190,000 | $938,000 | $47,505,000 | $294,000 | $3,255,000 |
| Home Improvement | 1,736 | $328,560,000 | $189,000 | $34,755,000 | $165,000 | $2,539,000 |
| Other Purpose | 1,004 | $132,480,000 | $131,000 | $3,505,000 | $153,000 | $3,300,000 |
| Cash-out Refinancing | 142 | $1,060,990,000 | $7,471,000 | $65,005,000 | $195,000 | $1,423,000 |
| Not Applicable | 2 | $480,000 | $240,000 | $315,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,438 | $1,243,640,000 | $280,000 | $3,645,000 | $195,000 | $3,300,000 |
| Not Provided | 635 | $252,185,000 | $397,000 | $3,475,000 | $263,000 | $3,253,000 |
| Hispanic | 429 | $89,985,000 | $209,000 | $2,185,000 | $139,000 | $1,079,000 |
| Not applicable | 395 | $2,290,925,000 | $5,799,000 | $66,005,000 | $0 | $0 |
| Asian | 389 | $201,315,000 | $517,000 | $2,955,000 | $240,000 | $2,600,000 |
| Black or African American | 313 | $60,135,000 | $192,000 | $1,745,000 | $122,000 | $1,100,000 |
| American Indian or Alaskan Native | 16 | $4,370,000 | $273,000 | $1,875,000 | $187,000 | $834,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,070,000 | $133,000 | $225,000 | $130,000 | $226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,613 | $4,141,415,000 | $626,000 | $66,005,000 | $197,000 | $3,300,000 |
| FHA-insured (Federal Housing Administration) | 17 | $4,475,000 | $263,000 | $945,000 | $83,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,778 | $2,934,760,000 | $776,000 | $66,005,000 | $223,000 | $3,252,000 |
| Application Denied By Financial Institution | 1,232 | $292,140,000 | $237,000 | $3,645,000 | $149,000 | $3,300,000 |
| File Closed For Incompleteness | 630 | $168,130,000 | $266,000 | $4,055,000 | $179,000 | $3,255,000 |
| Application Withdrawn By Applicant | 517 | $529,205,000 | $1,023,000 | $55,005,000 | $195,000 | $1,623,000 |
| Loan Purchased By The Institution | 270 | $117,490,000 | $435,000 | $1,085,000 | $120,000 | $919,000 |
| Application Approved But Not Accepted | 203 | $104,165,000 | $513,000 | $24,005,000 | $169,000 | $1,776,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,398 | $3,853,750,000 | $713,000 | $66,005,000 | $208,000 | $3,255,000 |
| Debt-To-Income Ratio | 382 | $102,300,000 | $267,000 | $3,005,000 | $102,000 | $1,304,000 |
| Credit History | 313 | $51,555,000 | $164,000 | $1,745,000 | $129,000 | $1,423,000 |
| Other | 276 | $68,420,000 | $247,000 | $3,505,000 | $195,000 | $3,300,000 |
| Collateral | 204 | $39,030,000 | $191,000 | $1,425,000 | $179,000 | $1,031,000 |
| Unverifiable Information | 25 | $3,705,000 | $148,000 | $505,000 | $84,000 | $477,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $21,845,000 | $949,000 | $3,645,000 | $420,000 | $2,450,000 |
| Employment History | 8 | $4,350,000 | $543,000 | $1,315,000 | $236,000 | $632,000 |
| Credit Application Incomplete | 1 | $935,000 | $935,000 | $935,000 | $347,000 | $347,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.