Wells Fargo Bank Minnesota Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Bank Minnesota Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank Minnesota Na 4406 Piedras Dr W, A Sefcik, T5600-021 San Antonio, TX 78228 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 14,691 |
| Total Mortgage Loan Application Amount | $1,441,849,000 |
| Average Mortgage Loan Application Amount | $253,876 |
| Highest Mortgage Loan Application Amount | $4,630,000 |
| Average Applicant Income | $213,692 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Bank Minnesota Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank Minnesota Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Bank Minnesota Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank Minnesota Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank Minnesota Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank Minnesota Na's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 3,456 | $ 502,773,000 | $ 145,000 | $ 80,000 |
| Ramsey County Minnesota | 1,331 | $ 141,744,000 | $ 106,000 | $ 65,000 |
| St. Louis County Minnesota | 1,182 | $ 78,547,000 | $ 66,000 | $ 50,000 |
| Anoka County Minnesota | 1,076 | $ 79,467,000 | $ 73,000 | $ 66,000 |
| Dakota County Minnesota | 950 | $ 76,251,000 | $ 80,000 | $ 76,000 |
| Washington County Minnesota | 695 | $ 82,291,000 | $ 118,000 | $ 103,000 |
| Olmsted County Minnesota | 384 | $ 42,939,000 | $ 111,000 | $ 82,000 |
| Wright County Minnesota | 346 | $ 23,966,000 | $ 69,000 | $ 75,000 |
| Scott County Minnesota | 343 | $ 27,637,000 | $ 80,000 | $ 81,000 |
| Stearns County Minnesota | 297 | $ 26,970,000 | $ 90,000 | $ 128,000 |
| Rice County Minnesota | 274 | $ 22,149,000 | $ 80,000 | $ 51,000 |
| Winona County Minnesota | 256 | $ 22,231,000 | $ 86,000 | $ 68,000 |
| Sherburne County Minnesota | 230 | $ 14,119,000 | $ 61,000 | $ 65,000 |
| Itasca County Minnesota | 209 | $ 13,923,000 | $ 66,000 | $ 58,000 |
| Blue Earth County Minnesota | 192 | $ 11,168,000 | $ 58,000 | $ 50,000 |
| Carlton County Minnesota | 180 | $ 10,884,000 | $ 60,000 | $ 55,000 |
| Carver County Minnesota | 169 | $ 26,792,000 | $ 158,000 | $ 109,000 |
| Goodhue County Minnesota | 155 | $ 13,099,000 | $ 84,000 | $ 68,000 |
| Crow Wing County Minnesota | 150 | $ 15,998,000 | $ 106,000 | $ 88,000 |
| Beltrami County Minnesota | 149 | $ 9,293,000 | $ 62,000 | $ 52,000 |
| Steele County Minnesota | 149 | $ 6,066,000 | $ 40,000 | $ 57,000 |
| Freeborn County Minnesota | 139 | $ 6,097,000 | $ 43,000 | $ 53,000 |
| Isanti County Minnesota | 135 | $ 9,303,000 | $ 68,000 | $ 60,000 |
| Meeker County Minnesota | 133 | $ 8,846,000 | $ 66,000 | $ 59,000 |
| Kandiyohi County Minnesota | 129 | $ 9,866,000 | $ 76,000 | $ 109,000 |
| Lake County Minnesota | 124 | $ 8,452,000 | $ 68,000 | $ 59,000 |
| Benton County Minnesota | 122 | $ 7,024,000 | $ 57,000 | $ 53,000 |
| McLeod County Minnesota | 121 | $ 7,090,000 | $ 58,000 | $ 53,000 |
| Chisago County Minnesota | 113 | $ 8,056,000 | $ 71,000 | $ 60,000 |
| Mower County Minnesota | 93 | $ 4,069,000 | $ 43,000 | $ 57,000 |
| Lake of the Woods County Minnesota | 75 | $ 4,717,000 | $ 62,000 | $ 50,000 |
| Douglas County Minnesota | 73 | $ 3,860,000 | $ 52,000 | $ 76,000 |
| Nicollet County Minnesota | 73 | $ 3,210,000 | $ 43,000 | $ 56,000 |
| Le Sueur County Minnesota | 67 | $ 3,281,000 | $ 48,000 | $ 71,000 |
| Waseca County Minnesota | 67 | $ 4,011,000 | $ 59,000 | $ 61,000 |
| Dodge County Minnesota | 56 | $ 3,479,000 | $ 62,000 | $ 51,000 |
| Hubbard County Minnesota | 52 | $ 3,922,000 | $ 75,000 | $ 76,000 |
| Koochiching County Minnesota | 50 | $ 2,554,000 | $ 51,000 | $ 62,000 |
| Lyon County Minnesota | 50 | $ 3,200,000 | $ 64,000 | $ 58,000 |
| Brown County Minnesota | 39 | $ 1,429,000 | $ 36,000 | $ 51,000 |
| Cass County Minnesota | 39 | $ 3,080,000 | $ 78,000 | $ 52,000 |
| St. Croix County Wisconsin | 38 | $ 4,539,000 | $ 119,000 | $ 86,000 |
| Morrison County Minnesota | 35 | $ 1,705,000 | $ 48,000 | $ 55,000 |
| Pierce County Wisconsin | 34 | $ 2,997,000 | $ 88,000 | $ 67,000 |
| Mille Lacs County Minnesota | 33 | $ 2,113,000 | $ 64,000 | $ 63,000 |
| Douglas County Wisconsin | 30 | $ 1,545,000 | $ 51,000 | $ 61,000 |
| Faribault County Minnesota | 29 | $ 1,225,000 | $ 42,000 | $ 1,152,000 |
| Aitkin County Minnesota | 26 | $ 1,459,000 | $ 56,000 | $ 64,000 |
| Clearwater County Minnesota | 24 | $ 1,530,000 | $ 63,000 | $ 70,000 |
| Kanabec County Minnesota | 23 | $ 1,846,000 | $ 80,000 | $ 49,000 |
| Buffalo County Wisconsin | 21 | $ 1,659,000 | $ 79,000 | $ 48,000 |
| Wabasha County Minnesota | 20 | $ 950,000 | $ 47,000 | $ 135,000 |
| Otter Tail County Minnesota | 18 | $ 1,256,000 | $ 69,000 | $ 37,000 |
| Renville County Minnesota | 15 | $ 503,000 | $ 33,000 | $ 55,000 |
| Trempealeau County Wisconsin | 15 | $ 1,504,000 | $ 100,000 | $ 54,000 |
| Nobles County Minnesota | 14 | $ 717,000 | $ 51,000 | $ 72,000 |
| Clay County Minnesota | 13 | $ 463,000 | $ 35,000 | $ 36,000 |
| Fillmore County Minnesota | 13 | $ 857,000 | $ 65,000 | $ 57,000 |
| Pine County Minnesota | 12 | $ 785,000 | $ 65,000 | $ 67,000 |
| Roseau County Minnesota | 12 | $ 575,000 | $ 47,000 | $ 45,000 |
| Polk County Wisconsin | 12 | $ 1,864,000 | $ 155,000 | $ 104,000 |
| Martin County Minnesota | 11 | $ 607,000 | $ 55,000 | $ 63,000 |
| Sibley County Minnesota | 11 | $ 1,061,000 | $ 96,000 | $ 72,000 |
| Maricopa County Arizona | 9 | $ 3,039,000 | $ 337,000 | $ 142,000 |
| Becker County Minnesota | 8 | $ 221,000 | $ 27,000 | $ 45,000 |
| Pope County Minnesota | 8 | $ 238,000 | $ 29,000 | $ 66,000 |
| Watonwan County Minnesota | 8 | $ 261,000 | $ 32,000 | $ 52,000 |
| Collier County Florida | 7 | $ 4,947,000 | $ 706,000 | $ 565,000 |
| Cook County Illinois | 7 | $ 1,873,000 | $ 267,000 | $ 364,000 |
| Swift County Minnesota | 7 | $ 383,000 | $ 54,000 | $ 47,000 |
| Todd County Minnesota | 7 | $ 209,000 | $ 29,000 | $ 59,000 |
| Riverside County California | 6 | $ 1,395,000 | $ 232,000 | $ 278,000 |
| Lee County Florida | 6 | $ 1,622,000 | $ 270,000 | $ 245,000 |
| Chippewa County Minnesota | 6 | $ 276,000 | $ 46,000 | $ 52,000 |
| La Crosse County Wisconsin | 6 | $ 343,000 | $ 57,000 | $ 59,000 |
| Eagle County Colorado | 5 | $ 4,150,000 | $ 830,000 | $ 465,000 |
| Mitchell County Iowa | 5 | $ 162,000 | $ 32,000 | $ 47,000 |
| Cottonwood County Minnesota | 5 | $ 569,000 | $ 113,000 | $ 136,000 |
| Polk County Minnesota | 5 | $ 272,000 | $ 54,000 | $ 71,000 |
| Minnehaha County South Dakota | 5 | $ 120,000 | $ 24,000 | $ 83,000 |
| Bayfield County Wisconsin | 5 | $ 1,207,000 | $ 241,000 | $ 121,000 |
| Burnett County Wisconsin | 5 | $ 545,000 | $ 109,000 | $ 92,000 |
| Redwood County Minnesota | 4 | $ 207,000 | $ 51,000 | $ 67,000 |
| Barron County Wisconsin | 4 | $ 395,000 | $ 98,000 | $ 89,000 |
| Washburn County Wisconsin | 4 | $ 433,000 | $ 108,000 | $ 147,000 |
| Pitkin County Colorado | 3 | $ 4,140,000 | $ 1,380,000 | $ 592,000 |
| Cook County Minnesota | 3 | $ 408,000 | $ 136,000 | $ 71,000 |
| Houston County Minnesota | 3 | $ 190,000 | $ 63,000 | $ 46,000 |
| Murray County Minnesota | 3 | $ 246,000 | $ 82,000 | $ 61,000 |
| Pennington County Minnesota | 3 | $ 266,000 | $ 88,000 | $ 56,000 |
| Stevens County Minnesota | 3 | $ 96,000 | $ 32,000 | $ 108,000 |
| Wadena County Minnesota | 3 | $ 109,000 | $ 36,000 | $ 69,000 |
| Yellow Medicine County Minnesota | 3 | $ 79,000 | $ 26,000 | $ 46,000 |
| Grand Forks County North Dakota | 3 | $ 631,000 | $ 210,000 | $ 47,000 |
| El Paso County Texas | 3 | $ 145,000 | $ 48,000 | $ 20,000 |
| Milwaukee County Wisconsin | 3 | $ 157,000 | $ 52,000 | $ 50,000 |
| Pepin County Wisconsin | 3 | $ 171,000 | $ 57,000 | $ 65,000 |
| Kenai Peninsula County Alaska | 2 | $ 105,000 | $ 52,000 | $ 113,000 |
| Pima County Arizona | 2 | $ 222,000 | $ 111,000 | $ 76,000 |
| Los Angeles County California | 2 | $ 278,000 | $ 139,000 | $ 156,000 |
| Brevard County Florida | 2 | $ 139,000 | $ 69,000 | $ 37,000 |
| Lake County Illinois | 2 | $ 869,000 | $ 434,000 | $ 207,000 |
| Hancock County Iowa | 2 | $ 144,000 | $ 72,000 | $ 41,000 |
| Polk County Iowa | 2 | $ 74,000 | $ 37,000 | $ 41,000 |
| Scott County Iowa | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Winnebago County Iowa | 2 | $ 141,000 | $ 70,000 | $ 43,000 |
| Big Stone County Minnesota | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| Jackson County Minnesota | 2 | $ 71,000 | $ 35,000 | $ 73,000 |
| Lincoln County Minnesota | 2 | $ 86,000 | $ 43,000 | $ 56,000 |
| Marshall County Minnesota | 2 | $ 72,000 | $ 36,000 | $ 47,000 |
| Stone County Missouri | 2 | $ 2,250,000 | $ 1,125,000 | $ 864,000 |
| Douglas County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Atlantic County New Jersey | 2 | $ 3,500,000 | $ 1,750,000 | $ 1,200,000 |
| New York County New York | 2 | $ 1,381,000 | $ 690,000 | $ 532,000 |
| Cass County North Dakota | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Warren County Ohio | 2 | $ 83,000 | $ 41,000 | $ 124,000 |
| Deuel County South Dakota | 2 | $ 22,000 | $ 11,000 | $ 38,000 |
| Travis County Texas | 2 | $ 109,000 | $ 54,000 | $ 46,000 |
| Eau Claire County Wisconsin | 2 | $ 49,000 | $ 24,000 | $ 77,000 |
| Rusk County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Mohave County Arizona | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 128,000 | $ 128,000 | $ 27,000 |
| Benton County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Pulaski County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 136,000 |
| Contra Costa County California | 1 | $ 161,000 | $ 161,000 | $ 307,000 |
| San Diego County California | 1 | $ 630,000 | $ 630,000 | $ 440,000 |
| San Joaquin County California | 1 | $ 234,000 | $ 234,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 49,000 | $ 49,000 | $ 340,000 |
| Fairfield County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Broward County Florida | 1 | $ 910,000 | $ 910,000 | $ 209,000 |
| Miami-Dade County Florida | 1 | $ 960,000 | $ 960,000 | $ 787,000 |
| Palm Beach County Florida | 1 | $ 970,000 | $ 970,000 | $ 9,999,000 |
| DeKalb County Georgia | 1 | $ 70,000 | $ 70,000 | $ 98,000 |
| Greene County Georgia | 1 | $ 600,000 | $ 600,000 | $ 1,059,000 |
| Honolulu County Hawaii | 1 | $ 375,000 | $ 375,000 | $ 218,000 |
| Bonneville County Idaho | 1 | $ 94,000 | $ 94,000 | $ 100,000 |
| Macon County Illinois | 1 | $ 114,000 | $ 114,000 | $ 0 |
| McLean County Illinois | 1 | $ 44,000 | $ 44,000 | $ 103,000 |
| Sangamon County Illinois | 1 | $ 41,000 | $ 41,000 | $ 120,000 |
| Allamakee County Iowa | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Black Hawk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Cerro Gordo County Iowa | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Dallas County Iowa | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Fayette County Iowa | 1 | $ 71,000 | $ 71,000 | $ 150,000 |
| Johnson County Iowa | 1 | $ 7,000 | $ 7,000 | $ 77,000 |
| Kossuth County Iowa | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Lucas County Iowa | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Muscatine County Iowa | 1 | $ 16,000 | $ 16,000 | $ 80,000 |
| Osceola County Iowa | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Pottawattamie County Iowa | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Story County Iowa | 1 | $ 20,000 | $ 20,000 | $ 137,000 |
| Woodbury County Iowa | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Barnstable County Massachusetts | 1 | $ 387,000 | $ 387,000 | $ 225,000 |
| Baraga County Michigan | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Menominee County Michigan | 1 | $ 91,000 | $ 91,000 | $ 165,000 |
| Saginaw County Michigan | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Grant County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Kittson County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Mahnomen County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Pipestone County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Rock County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 124,000 |
| Traverse County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Wilkin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Camden County Missouri | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| Cape Girardeau County Missouri | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| St. Louis County Missouri | 1 | $ 38,000 | $ 38,000 | $ 122,000 |
| Flathead County Montana | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Gallatin County Montana | 1 | $ 76,000 | $ 76,000 | $ 690,000 |
| Ravalli County Montana | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Dodge County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Lancaster County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 106,000 |
| Washoe County Nevada | 1 | $ 1,795,000 | $ 1,795,000 | $ 267,000 |
| Somerset County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 735,000 |
| Sandoval County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Westchester County New York | 1 | $ 87,000 | $ 87,000 | $ 345,000 |
| Bottineau County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Mercer County North Dakota | 1 | $ 21,000 | $ 21,000 | $ 84,000 |
| Cuyahoga County Ohio | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
| Franklin County Ohio | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 227,000 |
| Cleveland County Oklahoma | 1 | $ 17,000 | $ 17,000 | $ 289,000 |
| Woodward County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 131,000 |
| Multnomah County Oregon | 1 | $ 95,000 | $ 95,000 | $ 710,000 |
| Washington County Oregon | 1 | $ 519,000 | $ 519,000 | $ 361,000 |
| Allegheny County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Beaufort County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 514,000 |
| Beadle County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Lake County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Lawrence County South Dakota | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Spink County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Todd County South Dakota | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
| Turner County South Dakota | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Shelby County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 83,000 |
| Bell County Texas | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Cameron County Texas | 1 | $ 30,000 | $ 30,000 | $ 167,000 |
| Dallas County Texas | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Harris County Texas | 1 | $ 766,000 | $ 766,000 | $ 160,000 |
| Hidalgo County Texas | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Johnson County Texas | 1 | $ 69,000 | $ 69,000 | $ 84,000 |
| Brown County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Chippewa County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 41,000 |
| Clark County Wisconsin | 1 | $ 254,000 | $ 254,000 | $ 1,080,000 |
| Dane County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| Door County Wisconsin | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,492,000 |
| Sawyer County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Waukesha County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 150,000 |
| Winnebago County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank Minnesota Na in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 8,807 | $980,601,000 | $255,178 | $1,795,000 | $213,928 | $9,999,000 |
| Home Improvement (one-to-four family) | 3,689 | $164,648,000 | $44,428 | $370,000 | $121,642 | $710,000 |
| Home Purchase (one-to-four family) | 2,137 | $268,254,000 | $381,190 | $3,900,000 | $295,095 | $4,500,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 58 | $28,346,000 | $365,000 | $4,630,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,035 | $1,198,270,000 | $357,161 | $3,000,000 | $284,677 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 1,555 | $136,343,000 | $141,111 | $2,200,000 | $206,722 | $9,999,000 |
| Asian or Pacific Islander | 369 | $29,750,000 | $76,500 | $885,000 | $55,500 | $490,000 |
| Black | 290 | $22,844,000 | $62,666 | $690,000 | $79,333 | $458,000 |
| Hispanic | 250 | $17,794,000 | $46,400 | $976,000 | $57,000 | $472,000 |
| Not applicable | 74 | $26,751,000 | $361,000 | $4,630,000 | $13,000 | $500,000 |
| Other | 72 | $7,173,000 | $143,000 | $922,000 | $72,666 | $868,000 |
| American Indian or Alaskan Native | 46 | $2,924,000 | $36,000 | $760,000 | $59,000 | $988,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,689 | $1,441,726,000 | $313,939 | $4,630,000 | $246,575 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2 | $123,000 | $61,500 | $94,000 | $41,000 | $49,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,155 | $1,117,389,000 | $350,333 | $4,630,000 | $339,333 | $9,999,000 |
| Application Denied By Financial Institution | 2,684 | $194,420,000 | $168,695 | $1,795,000 | $91,913 | $4,800,000 |
| Application Approved But Not Accepted | 1,803 | $128,673,000 | $299,384 | $3,000,000 | $297,076 | $1,200,000 |
| File Closed For Incompleteness | 33 | $413,000 | $12,000 | $27,000 | $37,000 | $67,000 |
| Application Withdrawn By Applicant | 16 | $954,000 | $251,000 | $470,000 | $24,000 | $135,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 892 | $78,372,000 | $96,454 | $545,000 | $88,909 | $500,000 |
| Debt-To-Income Ratio | 695 | $44,977,000 | $63,250 | $459,000 | $47,500 | $282,000 |
| Collateral | 432 | $24,380,000 | $140,666 | $1,500,000 | $93,400 | $339,000 |
| Credit History | 412 | $20,274,000 | $44,428 | $1,050,000 | $54,285 | $420,000 |
| Credit Application Incomplete | 155 | $18,018,000 | $283,250 | $1,795,000 | $121,250 | $4,800,000 |
| Employment History | 55 | $3,778,000 | $68,000 | $270,000 | $61,000 | $180,000 |
| Unverifiable Information | 40 | $3,612,000 | $104,500 | $245,000 | $55,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,009,000 | $260,500 | $850,000 | $115,500 | $275,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank Minnesota Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank Minnesota Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.