Wells Fargo Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Wells Fargo Bank, Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Bank, Na
1 Home Campus, 4Th Floor, Mac X2301-042
Des Moines, IA 50328
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,359,211
Total Mortgage Loan Application Amount $251,726,306,000
Average Mortgage Loan Application Amount $120,522
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $62,792
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Wells Fargo Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, Na serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, Na's mortgage activity for 2004.

Mortgage Loan Application Totals for Wells Fargo Bank, Na by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 40,125 $ 7,201,184,000 $ 179,000 $ 60,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 37,484 $ 12,677,121,000 $ 338,000 $ 96,000
CHICAGO-NAPERVILLE-JOLIET, IL 29,532 $ 6,232,169,000 $ 211,000 $ 71,000
PHOENIX-MESA-SCOTTSDALE, AZ 28,196 $ 4,233,064,000 $ 150,000 $ 54,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 24,452 $ 5,014,552,000 $ 205,000 $ 69,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 23,611 $ 2,649,970,000 $ 112,000 $ 66,000
OAKLAND-FREMONT-HAYWARD, CA 21,230 $ 8,102,345,000 $ 381,000 $ 98,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 18,965 $ 5,478,664,000 $ 288,000 $ 97,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 18,639 $ 3,303,316,000 $ 177,000 $ 59,000
BALTIMORE-TOWSON, MD 18,636 $ 3,431,872,000 $ 184,000 $ 62,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 17,977 $ 6,583,800,000 $ 366,000 $ 105,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 17,713 $ 8,071,335,000 $ 455,000 $ 114,000
PHILADELPHIA, PA 17,167 $ 2,958,944,000 $ 172,000 $ 72,000
SEATTLE-BELLEVUE-EVERETT, WA 16,974 $ 3,825,445,000 $ 225,000 $ 64,000
DENVER-AURORA, CO 16,756 $ 3,178,402,000 $ 189,000 $ 70,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 16,743 $ 2,475,955,000 $ 147,000 $ 54,000
SANTA ANA-ANAHEIM-IRVINE, CA 16,313 $ 6,882,820,000 $ 421,000 $ 113,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 15,830 $ 3,868,101,000 $ 244,000 $ 81,000
DALLAS-PLANO-IRVING, TX 15,151 $ 1,918,042,000 $ 126,000 $ 68,000
LAS VEGAS-PARADISE, NV 14,516 $ 2,572,140,000 $ 177,000 $ 73,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 13,877 $ 6,874,970,000 $ 495,000 $ 145,000
EDISON, NJ 13,603 $ 3,061,146,000 $ 225,000 $ 93,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 11,426 $ 1,956,069,000 $ 171,000 $ 58,000
NASSAU-SUFFOLK, NY 10,664 $ 2,790,524,000 $ 261,000 $ 104,000
NEWARK-UNION, NJ-PA 10,095 $ 2,485,747,000 $ 246,000 $ 94,000
FORT WORTH-ARLINGTON, TX 9,644 $ 941,328,000 $ 97,000 $ 57,000
MIAMI-MIAMI BEACH-KENDALL, FL 9,020 $ 1,633,847,000 $ 181,000 $ 85,000
ORLANDO, FL 9,005 $ 1,304,548,000 $ 144,000 $ 57,000
ST. LOUIS, MO-IL 8,574 $ 1,275,208,000 $ 148,000 $ 52,000
SAN ANTONIO, TX 8,299 $ 857,433,000 $ 103,000 $ 59,000
AUSTIN-ROUND ROCK, TX 8,241 $ 1,106,492,000 $ 134,000 $ 65,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 8,199 $ 1,219,762,000 $ 148,000 $ 52,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 8,168 $ 2,017,890,000 $ 247,000 $ 73,000
WARREN-FARMINGTON HILLS-TROY, MI 8,143 $ 1,530,206,000 $ 187,000 $ 70,000
DES MOINES, IA 7,906 $ 980,917,000 $ 124,000 $ 49,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 7,003 $ 1,326,028,000 $ 189,000 $ 69,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 6,930 $ 1,021,462,000 $ 147,000 $ 78,000
COLUMBUS, OH 6,812 $ 1,059,865,000 $ 155,000 $ 61,000
OMAHA-COUNCIL BLUFFS, NE-IA 6,667 $ 804,844,000 $ 120,000 $ 58,000
KANSAS CITY, MO-KS 6,538 $ 826,252,000 $ 126,000 $ 52,000
JACKSONVILLE, FL 6,490 $ 953,158,000 $ 146,000 $ 64,000
PITTSBURGH, PA 6,275 $ 717,742,000 $ 114,000 $ 49,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 5,950 $ 1,126,825,000 $ 189,000 $ 73,000
RENO-SPARKS, NV 5,903 $ 1,128,222,000 $ 191,000 $ 65,000
FRESNO, CA 5,455 $ 909,950,000 $ 166,000 $ 63,000
OXNARD-THOUSAND OAKS-VENTURA, CA 5,375 $ 1,908,835,000 $ 355,000 $ 108,000
TUCSON, AZ 5,369 $ 583,167,000 $ 108,000 $ 49,000
CLEVELAND-ELYRIA-MENTOR, OH 5,332 $ 745,843,000 $ 139,000 $ 56,000
CAMDEN, NJ 5,194 $ 765,487,000 $ 147,000 $ 61,000
SALT LAKE CITY, UT 5,163 $ 786,264,000 $ 152,000 $ 76,000
RALEIGH-CARY, NC 5,082 $ 831,967,000 $ 163,000 $ 53,000
BOSTON-QUINCY, MA 5,052 $ 1,513,909,000 $ 299,000 $ 94,000
SARASOTA-BRADENTON-VENICE, FL 5,024 $ 958,386,000 $ 190,000 $ 70,000
RICHMOND, VA 4,925 $ 744,494,000 $ 151,000 $ 55,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 4,884 $ 762,104,000 $ 156,000 $ 60,000
BAKERSFIELD, CA 4,874 $ 713,605,000 $ 146,000 $ 62,000
ALBUQUERQUE, NM 4,715 $ 584,844,000 $ 124,000 $ 50,000
ANCHORAGE, AK 4,698 $ 735,851,000 $ 156,000 $ 57,000
TACOMA, WA 4,618 $ 722,517,000 $ 156,000 $ 72,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 4,470 $ 733,412,000 $ 164,000 $ 58,000
DETROIT-LIVONIA-DEARBORN, MI 4,450 $ 596,280,000 $ 133,000 $ 58,000
EL PASO, TX 4,435 $ 289,689,000 $ 65,000 $ 48,000
COLORADO SPRINGS, CO 4,367 $ 702,070,000 $ 160,000 $ 53,000
BOISE CITY-NAMPA, ID 4,237 $ 550,037,000 $ 129,000 $ 45,000
CAPE CORAL-FORT MYERS, FL 4,186 $ 685,091,000 $ 163,000 $ 55,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4,030 $ 1,090,161,000 $ 270,000 $ 88,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3,938 $ 1,231,901,000 $ 312,000 $ 90,000
MEMPHIS, TN-MS-AR 3,930 $ 526,079,000 $ 133,000 $ 49,000
INDIANAPOLIS, IN 3,916 $ 523,090,000 $ 133,000 $ 54,000
STOCKTON, CA 3,757 $ 844,089,000 $ 224,000 $ 76,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 3,662 $ 515,899,000 $ 140,000 $ 55,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 3,558 $ 721,039,000 $ 202,000 $ 77,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 3,516 $ 533,103,000 $ 151,000 $ 54,000
KNOXVILLE, TN 3,343 $ 394,726,000 $ 118,000 $ 45,000
LOUISVILLE, KY-IN 3,342 $ 462,277,000 $ 138,000 $ 53,000
MODESTO, CA 3,270 $ 637,196,000 $ 194,000 $ 68,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 3,183 $ 781,599,000 $ 245,000 $ 85,000
WILMINGTON, DE-MD-NJ 3,154 $ 564,299,000 $ 178,000 $ 62,000
MCALLEN-EDINBURG-PHARR, TX 3,148 $ 220,686,000 $ 70,000 $ 49,000
ROCHESTER, MN 3,141 $ 417,795,000 $ 133,000 $ 53,000
BIRMINGHAM-HOOVER, AL 3,130 $ 379,540,000 $ 121,000 $ 51,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 3,130 $ 1,271,005,000 $ 406,000 $ 124,000
BRIDGEPORT-STAMFORD-NORWALK, CT 3,127 $ 1,169,230,000 $ 373,000 $ 121,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 3,116 $ 543,265,000 $ 174,000 $ 70,000
DAYTON, OH 3,114 $ 365,704,000 $ 117,000 $ 49,000
DULUTH, MN-WI 3,099 $ 307,468,000 $ 99,000 $ 51,000
SIOUX FALLS, SD 3,007 $ 333,538,000 $ 110,000 $ 54,000
NEW ORLEANS-METAIRIE-KENNER, LA 2,905 $ 381,529,000 $ 131,000 $ 54,000
LINCOLN, NE 2,893 $ 300,709,000 $ 103,000 $ 50,000
CEDAR RAPIDS, IA 2,858 $ 334,652,000 $ 117,000 $ 49,000
FORT WAYNE, IN 2,829 $ 287,700,000 $ 101,000 $ 44,000
VALLEJO-FAIRFIELD, CA 2,771 $ 687,717,000 $ 248,000 $ 72,000
GREENSBORO-HIGH POINT, NC 2,694 $ 352,536,000 $ 130,000 $ 44,000
HONOLULU, HI 2,694 $ 774,005,000 $ 287,000 $ 98,000
SPOKANE, WA 2,660 $ 304,963,000 $ 114,000 $ 45,000
BROWNSVILLE-HARLINGEN, TX 2,652 $ 189,969,000 $ 71,000 $ 52,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2,624 $ 358,610,000 $ 136,000 $ 61,000
FORT COLLINS-LOVELAND, CO 2,596 $ 464,558,000 $ 178,000 $ 59,000
GARY, IN 2,589 $ 321,873,000 $ 124,000 $ 59,000
CHARLESTON-NORTH CHARLESTON, SC 2,550 $ 408,744,000 $ 160,000 $ 57,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 2,508 $ 488,271,000 $ 194,000 $ 68,000
WORCESTER, MA 2,433 $ 547,945,000 $ 225,000 $ 66,000
MADISON, WI 2,370 $ 374,553,000 $ 158,000 $ 58,000
VISALIA-PORTERVILLE, CA 2,364 $ 306,405,000 $ 129,000 $ 60,000
WICHITA, KS 2,346 $ 257,885,000 $ 109,000 $ 50,000
OKLAHOMA CITY, OK 2,335 $ 256,185,000 $ 109,000 $ 49,000
SALEM, OR 2,316 $ 299,355,000 $ 129,000 $ 45,000
AKRON, OH 2,301 $ 301,273,000 $ 130,000 $ 54,000
OGDEN-CLEARFIELD, UT 2,301 $ 294,453,000 $ 127,000 $ 47,000
SANTA ROSA-PETALUMA, CA 2,257 $ 712,459,000 $ 315,000 $ 118,000
ALBANY-SCHENECTADY-TROY, NY 2,166 $ 270,241,000 $ 124,000 $ 61,000
BOULDER, CO 2,160 $ 515,475,000 $ 238,000 $ 77,000
ROCHESTER, NY 2,157 $ 215,097,000 $ 99,000 $ 47,000
PENSACOLA-FERRY PASS-BRENT, FL 2,141 $ 248,066,000 $ 115,000 $ 51,000
TRENTON-EWING, NJ 2,131 $ 427,916,000 $ 200,000 $ 69,000
GREELEY, CO 2,124 $ 329,779,000 $ 155,000 $ 53,000
GREEN BAY, WI 2,116 $ 264,271,000 $ 124,000 $ 59,000
SAN LUIS OBISPO-PASO ROBLES, CA 2,106 $ 596,792,000 $ 283,000 $ 91,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2,103 $ 272,263,000 $ 129,000 $ 54,000
SALINAS, CA 2,096 $ 817,420,000 $ 389,000 $ 109,000
ESSEX COUNTY, MA 2,085 $ 550,185,000 $ 263,000 $ 77,000
LAKELAND, FL 2,057 $ 214,993,000 $ 104,000 $ 43,000
FAYETTEVILLE, NC 2,051 $ 230,531,000 $ 112,000 $ 48,000
NAPLES-MARCO ISLAND, FL 2,032 $ 536,360,000 $ 263,000 $ 90,000
YORK-HANOVER, PA 2,018 $ 255,601,000 $ 126,000 $ 48,000
MANCHESTER-NASHUA, NH 1,955 $ 381,614,000 $ 195,000 $ 68,000
PRESCOTT, AZ 1,922 $ 247,515,000 $ 128,000 $ 52,000
WILMINGTON, NC 1,897 $ 302,461,000 $ 159,000 $ 69,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 1,882 $ 218,385,000 $ 116,000 $ 51,000
TULSA, OK 1,873 $ 216,168,000 $ 115,000 $ 49,000
COEUR D'ALENE, ID 1,869 $ 253,102,000 $ 135,000 $ 48,000
GRAND RAPIDS-WYOMING, MI 1,856 $ 245,924,000 $ 132,000 $ 50,000
ST. CLOUD, MN 1,850 $ 226,590,000 $ 122,000 $ 47,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1,812 $ 231,782,000 $ 127,000 $ 68,000
KENNEWICK-RICHLAND-PASCO, WA 1,787 $ 228,044,000 $ 127,000 $ 52,000
OLYMPIA, WA 1,780 $ 276,158,000 $ 155,000 $ 56,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1,771 $ 349,343,000 $ 197,000 $ 83,000
NEW HAVEN-MILFORD, CT 1,755 $ 304,652,000 $ 173,000 $ 69,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1,742 $ 220,099,000 $ 126,000 $ 49,000
SANTA CRUZ-WATSONVILLE, CA 1,727 $ 680,230,000 $ 393,000 $ 118,000
GRAND JUNCTION, CO 1,710 $ 225,802,000 $ 132,000 $ 51,000
EUGENE-SPRINGFIELD, OR 1,696 $ 219,895,000 $ 129,000 $ 48,000
GREENVILLE, SC 1,692 $ 226,652,000 $ 133,000 $ 48,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 1,630 $ 289,016,000 $ 177,000 $ 76,000
BATON ROUGE, LA 1,610 $ 185,306,000 $ 115,000 $ 52,000
LANCASTER, PA 1,610 $ 201,998,000 $ 125,000 $ 46,000
PORT ST. LUCIE-FORT PIERCE, FL 1,564 $ 244,863,000 $ 156,000 $ 62,000
ATLANTIC CITY, NJ 1,553 $ 246,143,000 $ 158,000 $ 61,000
COLUMBIA, SC 1,548 $ 179,713,000 $ 116,000 $ 49,000
PROVO-OREM, UT 1,544 $ 218,171,000 $ 141,000 $ 79,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1,541 $ 167,316,000 $ 108,000 $ 53,000
CORPUS CHRISTI, TX 1,493 $ 124,726,000 $ 83,000 $ 62,000
CHICO, CA 1,474 $ 228,054,000 $ 154,000 $ 61,000
DURHAM, NC 1,473 $ 238,449,000 $ 161,000 $ 62,000
RAPID CITY, SD 1,452 $ 161,686,000 $ 111,000 $ 48,000
SPRINGFIELD, MA 1,439 $ 206,926,000 $ 143,000 $ 73,000
LUBBOCK, TX 1,431 $ 104,570,000 $ 73,000 $ 56,000
LAS CRUCES, NM 1,395 $ 126,845,000 $ 90,000 $ 63,000
YUMA, AZ 1,391 $ 109,382,000 $ 78,000 $ 51,000
CANTON-MASSILLON, OH 1,378 $ 155,677,000 $ 112,000 $ 49,000
SCRANTON--WILKES-BARRE, PA 1,368 $ 130,282,000 $ 95,000 $ 42,000
WINSTON-SALEM, NC 1,346 $ 165,144,000 $ 122,000 $ 43,000
TOLEDO, OH 1,341 $ 171,647,000 $ 127,000 $ 52,000
OCEAN CITY, NJ 1,324 $ 365,087,000 $ 275,000 $ 127,000
BELLINGHAM, WA 1,318 $ 209,214,000 $ 158,000 $ 62,000
READING, PA 1,312 $ 149,774,000 $ 114,000 $ 40,000
BREMERTON-SILVERDALE, WA 1,295 $ 208,140,000 $ 160,000 $ 55,000
SOUTH BEND-MISHAWAKA, IN-MI 1,273 $ 121,032,000 $ 95,000 $ 43,000
LEXINGTON-FAYETTE, KY 1,270 $ 171,383,000 $ 134,000 $ 53,000
JACKSON, MS 1,243 $ 132,439,000 $ 106,000 $ 55,000
APPLETON, WI 1,239 $ 158,859,000 $ 128,000 $ 60,000
TALLAHASSEE, FL 1,231 $ 145,134,000 $ 117,000 $ 50,000
FARGO, ND-MN 1,230 $ 139,632,000 $ 113,000 $ 53,000
REDDING, CA 1,204 $ 184,218,000 $ 153,000 $ 58,000
SHREVEPORT-BOSSIER CITY, LA 1,203 $ 123,537,000 $ 102,000 $ 47,000
BEND, OR 1,198 $ 210,412,000 $ 175,000 $ 83,000
BILLINGS, MT 1,197 $ 136,386,000 $ 113,000 $ 52,000
MEDFORD, OR 1,156 $ 193,740,000 $ 167,000 $ 59,000
BEAUMONT-PORT ARTHUR, TX 1,145 $ 89,129,000 $ 77,000 $ 60,000
CHEYENNE, WY 1,138 $ 143,280,000 $ 125,000 $ 49,000
MOBILE, AL 1,127 $ 101,199,000 $ 89,000 $ 38,000
MERCED, CA 1,116 $ 185,262,000 $ 166,000 $ 64,000
BUFFALO-NIAGARA FALLS, NY 1,095 $ 107,028,000 $ 97,000 $ 43,000
HAGERSTOWN-MARTINSBURG, MD-WV 1,094 $ 168,318,000 $ 153,000 $ 49,000
YUBA CITY, CA 1,091 $ 185,108,000 $ 169,000 $ 65,000
HARRISBURG-CARLISLE, PA 1,073 $ 127,145,000 $ 118,000 $ 46,000
MADERA, CA 1,072 $ 175,311,000 $ 163,000 $ 65,000
VICTORIA, TX 1,065 $ 79,963,000 $ 75,000 $ 58,000
MOUNT VERNON-ANACORTES, WA 1,035 $ 171,081,000 $ 165,000 $ 51,000
DOVER, DE 1,027 $ 148,586,000 $ 144,000 $ 48,000
PUNTA GORDA, FL 1,024 $ 153,753,000 $ 150,000 $ 68,000
WATERLOO-CEDAR FALLS, IA 1,019 $ 94,202,000 $ 92,000 $ 49,000
FLAGSTAFF, AZ 1,007 $ 139,190,000 $ 138,000 $ 66,000
LAREDO, TX 1,005 $ 85,326,000 $ 84,000 $ 56,000
SPRINGFIELD, MO 1,002 $ 101,571,000 $ 101,000 $ 43,000
WINCHESTER, VA-WV 997 $ 169,238,000 $ 169,000 $ 68,000
OCALA, FL 991 $ 98,577,000 $ 99,000 $ 53,000
PUEBLO, CO 979 $ 96,305,000 $ 98,000 $ 43,000
ANN ARBOR, MI 977 $ 207,227,000 $ 212,000 $ 80,000
ST. GEORGE, UT 972 $ 132,927,000 $ 136,000 $ 53,000
GAINESVILLE, FL 966 $ 112,914,000 $ 116,000 $ 57,000
ATHENS-CLARKE COUNTY, GA 965 $ 138,699,000 $ 143,000 $ 62,000
NORWICH-NEW LONDON, CT 965 $ 179,250,000 $ 185,000 $ 67,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 960 $ 87,970,000 $ 91,000 $ 41,000
BISMARCK, ND 929 $ 86,029,000 $ 92,000 $ 51,000
RACINE, WI 920 $ 109,596,000 $ 119,000 $ 61,000
SYRACUSE, NY 910 $ 86,306,000 $ 94,000 $ 48,000
ASHEVILLE, NC 887 $ 140,637,000 $ 158,000 $ 63,000
IDAHO FALLS, ID 885 $ 87,269,000 $ 98,000 $ 48,000
MONTGOMERY, AL 882 $ 92,738,000 $ 105,000 $ 45,000
NAPA, CA 882 $ 346,279,000 $ 392,000 $ 115,000
SHEBOYGAN, WI 880 $ 92,595,000 $ 105,000 $ 52,000
CHATTANOOGA, TN-GA 863 $ 95,649,000 $ 110,000 $ 40,000
KALAMAZOO-PORTAGE, MI 858 $ 118,966,000 $ 138,000 $ 53,000
LANSING-EAST LANSING, MI 852 $ 103,325,000 $ 121,000 $ 50,000
AMARILLO, TX 851 $ 75,993,000 $ 89,000 $ 57,000
WICHITA FALLS, TX 842 $ 52,790,000 $ 62,000 $ 50,000
SANTA FE, NM 834 $ 167,207,000 $ 200,000 $ 79,000
IOWA CITY, IA 810 $ 116,329,000 $ 143,000 $ 61,000
BINGHAMTON, NY 797 $ 63,258,000 $ 79,000 $ 52,000
STATE COLLEGE, PA 788 $ 109,709,000 $ 139,000 $ 59,000
GULFPORT-BILOXI, MS 776 $ 85,738,000 $ 110,000 $ 50,000
HUNTSVILLE, AL 762 $ 97,523,000 $ 127,000 $ 89,000
CASPER, WY 761 $ 79,993,000 $ 105,000 $ 59,000
GREAT FALLS, MT 757 $ 72,100,000 $ 95,000 $ 46,000
SALISBURY, MD 756 $ 98,958,000 $ 130,000 $ 47,000
SIOUX CITY, IA-NE-SD 753 $ 54,147,000 $ 71,000 $ 43,000
PANAMA CITY-LYNN HAVEN, FL 751 $ 117,931,000 $ 157,000 $ 80,000
OSHKOSH-NEENAH, WI 743 $ 94,186,000 $ 126,000 $ 53,000
EAU CLAIRE, WI 738 $ 92,654,000 $ 125,000 $ 60,000
ERIE, PA 731 $ 74,407,000 $ 101,000 $ 39,000
SAN ANGELO, TX 731 $ 47,871,000 $ 65,000 $ 49,000
JACKSONVILLE, NC 716 $ 83,124,000 $ 116,000 $ 52,000
MIDLAND, TX 716 $ 53,232,000 $ 74,000 $ 50,000
HICKORY-LENOIR-MORGANTON, NC 699 $ 78,343,000 $ 112,000 $ 44,000
FAIRBANKS, AK 695 $ 94,546,000 $ 136,000 $ 61,000
PEORIA, IL 695 $ 68,298,000 $ 98,000 $ 52,000
COLLEGE STATION-BRYAN, TX 689 $ 63,103,000 $ 91,000 $ 61,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 688 $ 111,921,000 $ 162,000 $ 72,000
AUGUSTA-RICHMOND COUNTY, GA-SC 687 $ 80,220,000 $ 116,000 $ 57,000
AMES, IA 657 $ 75,510,000 $ 114,000 $ 81,000
BARNSTABLE TOWN, MA 652 $ 178,861,000 $ 274,000 $ 118,000
WACO, TX 652 $ 52,403,000 $ 80,000 $ 49,000
LA CROSSE, WI-MN 643 $ 81,545,000 $ 126,000 $ 53,000
KILLEEN-TEMPLE-FORT HOOD, TX 642 $ 54,708,000 $ 85,000 $ 47,000
SPARTANBURG, SC 640 $ 80,189,000 $ 125,000 $ 40,000
LAFAYETTE, LA 637 $ 71,987,000 $ 113,000 $ 46,000
MORRISTOWN, TN 633 $ 64,427,000 $ 101,000 $ 43,000
MISSOULA, MT 632 $ 94,577,000 $ 149,000 $ 66,000
YAKIMA, WA 626 $ 62,135,000 $ 99,000 $ 37,000
FLINT, MI 625 $ 77,672,000 $ 124,000 $ 51,000
POCATELLO, ID 621 $ 53,531,000 $ 86,000 $ 43,000
FARMINGTON, NM 611 $ 68,116,000 $ 111,000 $ 63,000
JOPLIN, MO 605 $ 53,600,000 $ 88,000 $ 47,000
KINGSTON, NY 602 $ 98,337,000 $ 163,000 $ 67,000
WENATCHEE, WA 602 $ 74,205,000 $ 123,000 $ 52,000
LOGAN, UT-ID 600 $ 66,323,000 $ 110,000 $ 50,000
GOLDSBORO, NC 599 $ 65,802,000 $ 109,000 $ 44,000
JACKSON, TN 598 $ 59,362,000 $ 99,000 $ 57,000
ROCKFORD, IL 588 $ 67,065,000 $ 114,000 $ 52,000
ROANOKE, VA 584 $ 74,360,000 $ 127,000 $ 52,000
SPRINGFIELD, OH 575 $ 56,713,000 $ 98,000 $ 42,000
ELKHART-GOSHEN, IN 572 $ 56,950,000 $ 99,000 $ 38,000
TOPEKA, KS 551 $ 55,698,000 $ 101,000 $ 46,000
COLUMBIA, MO 548 $ 66,512,000 $ 121,000 $ 45,000
CORVALLIS, OR 547 $ 83,304,000 $ 152,000 $ 65,000
CHARLOTTESVILLE, VA 520 $ 85,201,000 $ 163,000 $ 68,000
BANGOR, ME 517 $ 53,657,000 $ 103,000 $ 35,000
MANSFIELD, OH 517 $ 46,077,000 $ 89,000 $ 36,000
MICHIGAN CITY-LA PORTE, IN 514 $ 48,599,000 $ 94,000 $ 51,000
EL CENTRO, CA 502 $ 55,990,000 $ 111,000 $ 62,000
PASCAGOULA, MS 502 $ 53,243,000 $ 106,000 $ 43,000
BATTLE CREEK, MI 497 $ 53,907,000 $ 108,000 $ 56,000
HANFORD-CORCORAN, CA 493 $ 59,042,000 $ 119,000 $ 53,000
SAVANNAH, GA 479 $ 71,537,000 $ 149,000 $ 72,000
FORT SMITH, AR-OK 470 $ 44,573,000 $ 94,000 $ 50,000
HOT SPRINGS, AR 457 $ 49,227,000 $ 107,000 $ 51,000
VERO BEACH, FL 453 $ 70,479,000 $ 155,000 $ 80,000
AUBURN-OPELIKA, AL 443 $ 54,262,000 $ 122,000 $ 48,000
EVANSVILLE, IN-KY 442 $ 53,770,000 $ 121,000 $ 48,000
LYNCHBURG, VA 441 $ 50,447,000 $ 114,000 $ 43,000
JACKSON, MI 437 $ 49,610,000 $ 113,000 $ 40,000
COLUMBUS, GA-AL 436 $ 55,230,000 $ 126,000 $ 61,000
NILES-BENTON HARBOR, MI 436 $ 62,784,000 $ 144,000 $ 65,000
ALTOONA, PA 431 $ 34,816,000 $ 80,000 $ 35,000
GAINESVILLE, GA 430 $ 68,113,000 $ 158,000 $ 58,000
VALDOSTA, GA 427 $ 44,892,000 $ 105,000 $ 43,000
HOLLAND-GRAND HAVEN, MI 425 $ 58,268,000 $ 137,000 $ 38,000
JANESVILLE, WI 413 $ 44,152,000 $ 106,000 $ 50,000
UTICA-ROME, NY 410 $ 33,643,000 $ 82,000 $ 48,000
BURLINGTON, NC 408 $ 49,347,000 $ 120,000 $ 51,000
SPRINGFIELD, IL 398 $ 37,916,000 $ 95,000 $ 52,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 397 $ 46,310,000 $ 116,000 $ 51,000
CARSON CITY, NV 395 $ 59,480,000 $ 150,000 $ 61,000
WAUSAU, WI 388 $ 41,233,000 $ 106,000 $ 52,000
ODESSA, TX 387 $ 18,558,000 $ 47,000 $ 42,000
LONGVIEW, WA 382 $ 44,057,000 $ 115,000 $ 45,000
ANDERSON, SC 374 $ 40,373,000 $ 107,000 $ 47,000
LAFAYETTE, IN 374 $ 40,513,000 $ 108,000 $ 44,000
GLENS FALLS, NY 372 $ 42,121,000 $ 113,000 $ 60,000
TERRE HAUTE, IN 370 $ 31,938,000 $ 86,000 $ 41,000
FOND DU LAC, WI 359 $ 41,635,000 $ 115,000 $ 46,000
ABILENE, TX 355 $ 25,218,000 $ 71,000 $ 41,000
JOHNSTOWN, PA 352 $ 29,579,000 $ 84,000 $ 34,000
ROCKY MOUNT, NC 344 $ 39,647,000 $ 115,000 $ 41,000
LAKE CHARLES, LA 342 $ 36,734,000 $ 107,000 $ 56,000
FLORENCE, SC 336 $ 36,469,000 $ 108,000 $ 50,000
BURLINGTON-SOUTH BURLINGTON, VT 333 $ 59,065,000 $ 177,000 $ 80,000
MORGANTOWN, WV 330 $ 38,929,000 $ 117,000 $ 52,000
WILLIAMSPORT, PA 329 $ 31,190,000 $ 94,000 $ 36,000
LEWISTON, ID-WA 324 $ 29,046,000 $ 89,000 $ 46,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 323 $ 31,938,000 $ 98,000 $ 39,000
BLOOMINGTON-NORMAL, IL 319 $ 44,360,000 $ 139,000 $ 78,000
ALEXANDRIA, LA 312 $ 26,078,000 $ 83,000 $ 44,000
JOHNSON CITY, TN 310 $ 35,254,000 $ 113,000 $ 44,000
HARRISONBURG, VA 303 $ 41,439,000 $ 136,000 $ 55,000
CHAMPAIGN-URBANA, IL 301 $ 33,153,000 $ 110,000 $ 49,000
VINELAND-MILLVILLE-BRIDGETON, NJ 289 $ 27,431,000 $ 94,000 $ 42,000
CLARKSVILLE, TN-KY 285 $ 28,443,000 $ 99,000 $ 37,000
TYLER, TX 283 $ 30,632,000 $ 108,000 $ 58,000
LAWRENCE, KS 267 $ 39,153,000 $ 146,000 $ 79,000
MACON, GA 259 $ 26,931,000 $ 103,000 $ 52,000
LONGVIEW, TX 256 $ 21,977,000 $ 85,000 $ 45,000
DANVILLE, VA 251 $ 22,284,000 $ 88,000 $ 43,000
MUSKEGON-NORTON SHORES, MI 248 $ 26,206,000 $ 105,000 $ 44,000
COLUMBUS, IN 245 $ 31,522,000 $ 128,000 $ 43,000
DOTHAN, AL 245 $ 23,489,000 $ 95,000 $ 45,000
JONESBORO, AR 241 $ 21,039,000 $ 87,000 $ 49,000
GREENVILLE, NC 239 $ 24,632,000 $ 103,000 $ 49,000
MONROE, MI 233 $ 34,978,000 $ 150,000 $ 51,000
BLOOMINGTON, IN 232 $ 31,210,000 $ 134,000 $ 44,000
LEBANON, PA 230 $ 25,151,000 $ 109,000 $ 48,000
ST. JOSEPH, MO-KS 224 $ 20,306,000 $ 90,000 $ 47,000
ELMIRA, NY 222 $ 21,169,000 $ 95,000 $ 50,000
HATTIESBURG, MS 222 $ 20,082,000 $ 90,000 $ 37,000
BRUNSWICK, GA 220 $ 39,171,000 $ 178,000 $ 86,000
ELIZABETHTOWN, KY 220 $ 24,186,000 $ 109,000 $ 51,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 218 $ 25,244,000 $ 115,000 $ 62,000
LEWISTON-AUBURN, ME 217 $ 24,225,000 $ 111,000 $ 49,000
GRAND FORKS, ND-MN 213 $ 20,610,000 $ 96,000 $ 39,000
CHARLESTON, WV 212 $ 23,289,000 $ 109,000 $ 52,000
SANDUSKY, OH 212 $ 25,420,000 $ 119,000 $ 43,000
LAWTON, OK 210 $ 16,549,000 $ 78,000 $ 46,000
PITTSFIELD, MA 210 $ 39,026,000 $ 185,000 $ 93,000
JEFFERSON CITY, MO 192 $ 19,704,000 $ 102,000 $ 49,000
SHERMAN-DENISON, TX 192 $ 19,469,000 $ 101,000 $ 86,000
ROME, GA 191 $ 19,717,000 $ 103,000 $ 45,000
HOUMA-BAYOU CANE-THIBODAUX, LA 189 $ 17,674,000 $ 93,000 $ 47,000
TUSCALOOSA, AL 186 $ 20,824,000 $ 111,000 $ 45,000
DANVILLE, IL 182 $ 12,410,000 $ 68,000 $ 37,000
ANDERSON, IN 179 $ 13,925,000 $ 77,000 $ 34,000
DALTON, GA 179 $ 18,712,000 $ 104,000 $ 45,000
LIMA, OH 177 $ 18,598,000 $ 105,000 $ 71,000
CLEVELAND, TN 175 $ 18,467,000 $ 105,000 $ 50,000
DECATUR, AL 175 $ 15,947,000 $ 91,000 $ 45,000
MUNCIE, IN 173 $ 13,766,000 $ 79,000 $ 34,000
PARKERSBURG-MARIETTA, WV-OH 173 $ 16,080,000 $ 92,000 $ 42,000
ITHACA, NY 172 $ 19,867,000 $ 115,000 $ 59,000
WARNER ROBINS, GA 168 $ 18,342,000 $ 109,000 $ 48,000
ALBANY, GA 164 $ 17,442,000 $ 106,000 $ 52,000
FLORENCE-MUSCLE SHOALS, AL 160 $ 14,077,000 $ 87,000 $ 36,000
PINE BLUFF, AR 158 $ 11,843,000 $ 74,000 $ 52,000
HUNTINGTON-ASHLAND, WV-KY-OH 147 $ 12,834,000 $ 87,000 $ 53,000
CUMBERLAND, MD-WV 146 $ 12,332,000 $ 84,000 $ 41,000
SUMTER, SC 141 $ 14,174,000 $ 100,000 $ 43,000
MONROE, LA 132 $ 14,105,000 $ 106,000 $ 57,000
DUBUQUE, IA 126 $ 11,017,000 $ 87,000 $ 36,000
DECATUR, IL 122 $ 10,910,000 $ 89,000 $ 45,000
KANKAKEE-BRADLEY, IL 122 $ 14,574,000 $ 119,000 $ 51,000
KOKOMO, IN 109 $ 9,691,000 $ 88,000 $ 49,000
BAY CITY, MI 108 $ 11,893,000 $ 110,000 $ 37,000
ANNISTON-OXFORD, AL 106 $ 9,693,000 $ 91,000 $ 45,000
WHEELING, WV-OH 98 $ 7,946,000 $ 81,000 $ 42,000
HINESVILLE-FORT STEWART, GA 96 $ 7,961,000 $ 82,000 $ 208,000
WEIRTON-STEUBENVILLE, WV-OH 80 $ 5,956,000 $ 74,000 $ 32,000
TEXARKANA, TX-TEXARKANA, AR 75 $ 6,010,000 $ 80,000 $ 55,000
BOWLING GREEN, KY 72 $ 7,214,000 $ 100,000 $ 49,000
SAN JUAN-CAGUAS-GUAYNABO, PR 71 $ 12,512,000 $ 176,000 $ 62,000
GADSDEN, AL 54 $ 3,825,000 $ 70,000 $ 36,000
OWENSBORO, KY 54 $ 6,037,000 $ 111,000 $ 54,000
PONCE, PR 18 $ 2,275,000 $ 126,000 $ 61,000
FAJARDO, PR 7 $ 1,208,000 $ 172,000 $ 94,000
YAUCO, PR 6 $ 848,000 $ 141,000 $ 67,000
AGUADILLA-ISABELA-SAN SEBASTIAN, PR 5 $ 674,000 $ 134,000 $ 83,000
SAN GERMAN-CABO ROJO, PR 2 $ 143,000 $ 71,000 $ 33,000
GUAYAMA, PR 1 $ 63,000 $ 63,000 $ 1,117,000
MAYAGUEZ, PR 1 $ 103,000 $ 103,000 $ 139,000

Mortgage Loan Application Detail Totals for Wells Fargo Bank, Na in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 672,740 $119,363,804,000 $143,264 $34,000,000 $56,094 $9,999,000
Home Purchase 631,104 $130,163,264,000 $180,547 $99,999,000 $70,226 $9,999,000
Home Improvement 55,367 $2,199,238,000 $37,754 $61,000,000 $62,056 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 898,074 $167,797,663,000 $163,867 $9,000,000 $67,603 $9,999,000
Not Provided 184,182 $32,390,196,000 $150,037 $8,500,000 $57,075 $9,999,000
Hispanic 118,239 $17,884,875,000 $139,622 $8,604,000 $56,886 $9,999,000
Black or African American 79,639 $11,667,517,000 $141,735 $9,900,000 $60,811 $9,999,000
Asian 61,135 $17,826,801,000 $187,037 $6,000,000 $78,075 $9,999,000
Not applicable 7,053 $2,241,973,000 $289,415 $99,999,000 $86,735 $9,999,000
American Indian or Alaskan Native 6,087 $861,445,000 $129,903 $3,338,000 $67,173 $4,800,000
Native Hawaiian or Other Pacific Islander 4,802 $1,055,836,000 $160,882 $1,050,000 $67,843 $1,464,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,235,322 $236,116,655,000 $160,735 $99,999,000 $69,811 $9,999,000
FHA-insured (Federal Housing Administration) 94,318 $11,490,757,000 $123,490 $8,810,000 $37,792 $9,999,000
VA-guaranteed (Veterans Administration) 28,270 $3,984,896,000 $138,673 $6,551,000 $35,769 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,301 $133,998,000 $105,840 $345,000 $37,340 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 869,446 $168,606,088,000 $164,566 $99,999,000 $72,924 $9,999,000
Application Denied By Financial Institution 197,448 $26,814,316,000 $127,056 $11,000,000 $54,981 $9,999,000
Application Approved But Not Accepted 158,738 $29,144,640,000 $152,320 $9,000,000 $64,905 $9,999,000
Application Withdrawn By Applicant 60,688 $12,585,755,000 $167,698 $61,000,000 $56,943 $9,999,000
Preapproval Approved but not Accepted 41,985 $9,046,811,000 $215,000 $3,000,000 $60,000 $5,636,000
Loan Purchased By The Institution 14,249 $2,454,216,000 $131,745 $11,700,000 $57,901 $9,999,000
Preapproval Denied by Financial Institution 11,185 $2,163,518,000 $193,000 $9,000,000 $56,000 $1,718,000
File Closed For Incompleteness 5,472 $910,962,000 $154,962 $2,350,000 $53,396 $3,000,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 59,846 $6,158,385,000 $101,075 $11,000,000 $53,754 $9,999,000
Other 41,261 $6,266,546,000 $129,826 $4,785,000 $55,173 $9,999,000
Debt-To-Income Ratio 37,108 $5,731,992,000 $138,566 $9,000,000 $45,849 $9,999,000
Collateral 33,145 $4,081,884,000 $123,339 $3,000,000 $64,150 $3,753,000
Credit Application Incomplete 22,843 $4,338,426,000 $164,471 $7,516,000 $50,622 $9,999,000
Unverifiable Information 7,391 $1,265,096,000 $146,057 $9,900,000 $64,846 $9,999,000
Employment History 3,725 $512,097,000 $131,192 $2,025,000 $45,711 $1,781,000
Insufficient Cash (Downpayment, Closing Cost) 3,272 $616,741,000 $154,346 $8,810,000 $63,076 $9,999,000
Mortgage Insurance Denied 42 $6,667,000 $135,000 $718,000 $53,400 $249,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Bank, Na's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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