Wells Fargo Bank, Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank, Na 1 Home Campus, 4Th Floor, Mac X2301-042 Des Moines, IA 50328 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,359,211 |
| Total Mortgage Loan Application Amount | $251,726,306,000 |
| Average Mortgage Loan Application Amount | $120,522 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $62,792 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, Na's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 40,125 | $ 7,201,184,000 | $ 179,000 | $ 60,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 37,484 | $ 12,677,121,000 | $ 338,000 | $ 96,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 29,532 | $ 6,232,169,000 | $ 211,000 | $ 71,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 28,196 | $ 4,233,064,000 | $ 150,000 | $ 54,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24,452 | $ 5,014,552,000 | $ 205,000 | $ 69,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 23,611 | $ 2,649,970,000 | $ 112,000 | $ 66,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 21,230 | $ 8,102,345,000 | $ 381,000 | $ 98,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 18,965 | $ 5,478,664,000 | $ 288,000 | $ 97,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 18,639 | $ 3,303,316,000 | $ 177,000 | $ 59,000 |
| BALTIMORE-TOWSON, MD | 18,636 | $ 3,431,872,000 | $ 184,000 | $ 62,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 17,977 | $ 6,583,800,000 | $ 366,000 | $ 105,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 17,713 | $ 8,071,335,000 | $ 455,000 | $ 114,000 |
| PHILADELPHIA, PA | 17,167 | $ 2,958,944,000 | $ 172,000 | $ 72,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 16,974 | $ 3,825,445,000 | $ 225,000 | $ 64,000 |
| DENVER-AURORA, CO | 16,756 | $ 3,178,402,000 | $ 189,000 | $ 70,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16,743 | $ 2,475,955,000 | $ 147,000 | $ 54,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 16,313 | $ 6,882,820,000 | $ 421,000 | $ 113,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 15,830 | $ 3,868,101,000 | $ 244,000 | $ 81,000 |
| DALLAS-PLANO-IRVING, TX | 15,151 | $ 1,918,042,000 | $ 126,000 | $ 68,000 |
| LAS VEGAS-PARADISE, NV | 14,516 | $ 2,572,140,000 | $ 177,000 | $ 73,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 13,877 | $ 6,874,970,000 | $ 495,000 | $ 145,000 |
| EDISON, NJ | 13,603 | $ 3,061,146,000 | $ 225,000 | $ 93,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 11,426 | $ 1,956,069,000 | $ 171,000 | $ 58,000 |
| NASSAU-SUFFOLK, NY | 10,664 | $ 2,790,524,000 | $ 261,000 | $ 104,000 |
| NEWARK-UNION, NJ-PA | 10,095 | $ 2,485,747,000 | $ 246,000 | $ 94,000 |
| FORT WORTH-ARLINGTON, TX | 9,644 | $ 941,328,000 | $ 97,000 | $ 57,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9,020 | $ 1,633,847,000 | $ 181,000 | $ 85,000 |
| ORLANDO, FL | 9,005 | $ 1,304,548,000 | $ 144,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 8,574 | $ 1,275,208,000 | $ 148,000 | $ 52,000 |
| SAN ANTONIO, TX | 8,299 | $ 857,433,000 | $ 103,000 | $ 59,000 |
| AUSTIN-ROUND ROCK, TX | 8,241 | $ 1,106,492,000 | $ 134,000 | $ 65,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8,199 | $ 1,219,762,000 | $ 148,000 | $ 52,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 8,168 | $ 2,017,890,000 | $ 247,000 | $ 73,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 8,143 | $ 1,530,206,000 | $ 187,000 | $ 70,000 |
| DES MOINES, IA | 7,906 | $ 980,917,000 | $ 124,000 | $ 49,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7,003 | $ 1,326,028,000 | $ 189,000 | $ 69,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6,930 | $ 1,021,462,000 | $ 147,000 | $ 78,000 |
| COLUMBUS, OH | 6,812 | $ 1,059,865,000 | $ 155,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6,667 | $ 804,844,000 | $ 120,000 | $ 58,000 |
| KANSAS CITY, MO-KS | 6,538 | $ 826,252,000 | $ 126,000 | $ 52,000 |
| JACKSONVILLE, FL | 6,490 | $ 953,158,000 | $ 146,000 | $ 64,000 |
| PITTSBURGH, PA | 6,275 | $ 717,742,000 | $ 114,000 | $ 49,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5,950 | $ 1,126,825,000 | $ 189,000 | $ 73,000 |
| RENO-SPARKS, NV | 5,903 | $ 1,128,222,000 | $ 191,000 | $ 65,000 |
| FRESNO, CA | 5,455 | $ 909,950,000 | $ 166,000 | $ 63,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5,375 | $ 1,908,835,000 | $ 355,000 | $ 108,000 |
| TUCSON, AZ | 5,369 | $ 583,167,000 | $ 108,000 | $ 49,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5,332 | $ 745,843,000 | $ 139,000 | $ 56,000 |
| CAMDEN, NJ | 5,194 | $ 765,487,000 | $ 147,000 | $ 61,000 |
| SALT LAKE CITY, UT | 5,163 | $ 786,264,000 | $ 152,000 | $ 76,000 |
| RALEIGH-CARY, NC | 5,082 | $ 831,967,000 | $ 163,000 | $ 53,000 |
| BOSTON-QUINCY, MA | 5,052 | $ 1,513,909,000 | $ 299,000 | $ 94,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5,024 | $ 958,386,000 | $ 190,000 | $ 70,000 |
| RICHMOND, VA | 4,925 | $ 744,494,000 | $ 151,000 | $ 55,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,884 | $ 762,104,000 | $ 156,000 | $ 60,000 |
| BAKERSFIELD, CA | 4,874 | $ 713,605,000 | $ 146,000 | $ 62,000 |
| ALBUQUERQUE, NM | 4,715 | $ 584,844,000 | $ 124,000 | $ 50,000 |
| ANCHORAGE, AK | 4,698 | $ 735,851,000 | $ 156,000 | $ 57,000 |
| TACOMA, WA | 4,618 | $ 722,517,000 | $ 156,000 | $ 72,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 4,470 | $ 733,412,000 | $ 164,000 | $ 58,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 4,450 | $ 596,280,000 | $ 133,000 | $ 58,000 |
| EL PASO, TX | 4,435 | $ 289,689,000 | $ 65,000 | $ 48,000 |
| COLORADO SPRINGS, CO | 4,367 | $ 702,070,000 | $ 160,000 | $ 53,000 |
| BOISE CITY-NAMPA, ID | 4,237 | $ 550,037,000 | $ 129,000 | $ 45,000 |
| CAPE CORAL-FORT MYERS, FL | 4,186 | $ 685,091,000 | $ 163,000 | $ 55,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,030 | $ 1,090,161,000 | $ 270,000 | $ 88,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,938 | $ 1,231,901,000 | $ 312,000 | $ 90,000 |
| MEMPHIS, TN-MS-AR | 3,930 | $ 526,079,000 | $ 133,000 | $ 49,000 |
| INDIANAPOLIS, IN | 3,916 | $ 523,090,000 | $ 133,000 | $ 54,000 |
| STOCKTON, CA | 3,757 | $ 844,089,000 | $ 224,000 | $ 76,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3,662 | $ 515,899,000 | $ 140,000 | $ 55,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3,558 | $ 721,039,000 | $ 202,000 | $ 77,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 3,516 | $ 533,103,000 | $ 151,000 | $ 54,000 |
| KNOXVILLE, TN | 3,343 | $ 394,726,000 | $ 118,000 | $ 45,000 |
| LOUISVILLE, KY-IN | 3,342 | $ 462,277,000 | $ 138,000 | $ 53,000 |
| MODESTO, CA | 3,270 | $ 637,196,000 | $ 194,000 | $ 68,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3,183 | $ 781,599,000 | $ 245,000 | $ 85,000 |
| WILMINGTON, DE-MD-NJ | 3,154 | $ 564,299,000 | $ 178,000 | $ 62,000 |
| MCALLEN-EDINBURG-PHARR, TX | 3,148 | $ 220,686,000 | $ 70,000 | $ 49,000 |
| ROCHESTER, MN | 3,141 | $ 417,795,000 | $ 133,000 | $ 53,000 |
| BIRMINGHAM-HOOVER, AL | 3,130 | $ 379,540,000 | $ 121,000 | $ 51,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3,130 | $ 1,271,005,000 | $ 406,000 | $ 124,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3,127 | $ 1,169,230,000 | $ 373,000 | $ 121,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3,116 | $ 543,265,000 | $ 174,000 | $ 70,000 |
| DAYTON, OH | 3,114 | $ 365,704,000 | $ 117,000 | $ 49,000 |
| DULUTH, MN-WI | 3,099 | $ 307,468,000 | $ 99,000 | $ 51,000 |
| SIOUX FALLS, SD | 3,007 | $ 333,538,000 | $ 110,000 | $ 54,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2,905 | $ 381,529,000 | $ 131,000 | $ 54,000 |
| LINCOLN, NE | 2,893 | $ 300,709,000 | $ 103,000 | $ 50,000 |
| CEDAR RAPIDS, IA | 2,858 | $ 334,652,000 | $ 117,000 | $ 49,000 |
| FORT WAYNE, IN | 2,829 | $ 287,700,000 | $ 101,000 | $ 44,000 |
| VALLEJO-FAIRFIELD, CA | 2,771 | $ 687,717,000 | $ 248,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 2,694 | $ 352,536,000 | $ 130,000 | $ 44,000 |
| HONOLULU, HI | 2,694 | $ 774,005,000 | $ 287,000 | $ 98,000 |
| SPOKANE, WA | 2,660 | $ 304,963,000 | $ 114,000 | $ 45,000 |
| BROWNSVILLE-HARLINGEN, TX | 2,652 | $ 189,969,000 | $ 71,000 | $ 52,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2,624 | $ 358,610,000 | $ 136,000 | $ 61,000 |
| FORT COLLINS-LOVELAND, CO | 2,596 | $ 464,558,000 | $ 178,000 | $ 59,000 |
| GARY, IN | 2,589 | $ 321,873,000 | $ 124,000 | $ 59,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2,550 | $ 408,744,000 | $ 160,000 | $ 57,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,508 | $ 488,271,000 | $ 194,000 | $ 68,000 |
| WORCESTER, MA | 2,433 | $ 547,945,000 | $ 225,000 | $ 66,000 |
| MADISON, WI | 2,370 | $ 374,553,000 | $ 158,000 | $ 58,000 |
| VISALIA-PORTERVILLE, CA | 2,364 | $ 306,405,000 | $ 129,000 | $ 60,000 |
| WICHITA, KS | 2,346 | $ 257,885,000 | $ 109,000 | $ 50,000 |
| OKLAHOMA CITY, OK | 2,335 | $ 256,185,000 | $ 109,000 | $ 49,000 |
| SALEM, OR | 2,316 | $ 299,355,000 | $ 129,000 | $ 45,000 |
| AKRON, OH | 2,301 | $ 301,273,000 | $ 130,000 | $ 54,000 |
| OGDEN-CLEARFIELD, UT | 2,301 | $ 294,453,000 | $ 127,000 | $ 47,000 |
| SANTA ROSA-PETALUMA, CA | 2,257 | $ 712,459,000 | $ 315,000 | $ 118,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,166 | $ 270,241,000 | $ 124,000 | $ 61,000 |
| BOULDER, CO | 2,160 | $ 515,475,000 | $ 238,000 | $ 77,000 |
| ROCHESTER, NY | 2,157 | $ 215,097,000 | $ 99,000 | $ 47,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2,141 | $ 248,066,000 | $ 115,000 | $ 51,000 |
| TRENTON-EWING, NJ | 2,131 | $ 427,916,000 | $ 200,000 | $ 69,000 |
| GREELEY, CO | 2,124 | $ 329,779,000 | $ 155,000 | $ 53,000 |
| GREEN BAY, WI | 2,116 | $ 264,271,000 | $ 124,000 | $ 59,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2,106 | $ 596,792,000 | $ 283,000 | $ 91,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2,103 | $ 272,263,000 | $ 129,000 | $ 54,000 |
| SALINAS, CA | 2,096 | $ 817,420,000 | $ 389,000 | $ 109,000 |
| ESSEX COUNTY, MA | 2,085 | $ 550,185,000 | $ 263,000 | $ 77,000 |
| LAKELAND, FL | 2,057 | $ 214,993,000 | $ 104,000 | $ 43,000 |
| FAYETTEVILLE, NC | 2,051 | $ 230,531,000 | $ 112,000 | $ 48,000 |
| NAPLES-MARCO ISLAND, FL | 2,032 | $ 536,360,000 | $ 263,000 | $ 90,000 |
| YORK-HANOVER, PA | 2,018 | $ 255,601,000 | $ 126,000 | $ 48,000 |
| MANCHESTER-NASHUA, NH | 1,955 | $ 381,614,000 | $ 195,000 | $ 68,000 |
| PRESCOTT, AZ | 1,922 | $ 247,515,000 | $ 128,000 | $ 52,000 |
| WILMINGTON, NC | 1,897 | $ 302,461,000 | $ 159,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1,882 | $ 218,385,000 | $ 116,000 | $ 51,000 |
| TULSA, OK | 1,873 | $ 216,168,000 | $ 115,000 | $ 49,000 |
| COEUR D'ALENE, ID | 1,869 | $ 253,102,000 | $ 135,000 | $ 48,000 |
| GRAND RAPIDS-WYOMING, MI | 1,856 | $ 245,924,000 | $ 132,000 | $ 50,000 |
| ST. CLOUD, MN | 1,850 | $ 226,590,000 | $ 122,000 | $ 47,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1,812 | $ 231,782,000 | $ 127,000 | $ 68,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1,787 | $ 228,044,000 | $ 127,000 | $ 52,000 |
| OLYMPIA, WA | 1,780 | $ 276,158,000 | $ 155,000 | $ 56,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,771 | $ 349,343,000 | $ 197,000 | $ 83,000 |
| NEW HAVEN-MILFORD, CT | 1,755 | $ 304,652,000 | $ 173,000 | $ 69,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,742 | $ 220,099,000 | $ 126,000 | $ 49,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,727 | $ 680,230,000 | $ 393,000 | $ 118,000 |
| GRAND JUNCTION, CO | 1,710 | $ 225,802,000 | $ 132,000 | $ 51,000 |
| EUGENE-SPRINGFIELD, OR | 1,696 | $ 219,895,000 | $ 129,000 | $ 48,000 |
| GREENVILLE, SC | 1,692 | $ 226,652,000 | $ 133,000 | $ 48,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,630 | $ 289,016,000 | $ 177,000 | $ 76,000 |
| BATON ROUGE, LA | 1,610 | $ 185,306,000 | $ 115,000 | $ 52,000 |
| LANCASTER, PA | 1,610 | $ 201,998,000 | $ 125,000 | $ 46,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1,564 | $ 244,863,000 | $ 156,000 | $ 62,000 |
| ATLANTIC CITY, NJ | 1,553 | $ 246,143,000 | $ 158,000 | $ 61,000 |
| COLUMBIA, SC | 1,548 | $ 179,713,000 | $ 116,000 | $ 49,000 |
| PROVO-OREM, UT | 1,544 | $ 218,171,000 | $ 141,000 | $ 79,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1,541 | $ 167,316,000 | $ 108,000 | $ 53,000 |
| CORPUS CHRISTI, TX | 1,493 | $ 124,726,000 | $ 83,000 | $ 62,000 |
| CHICO, CA | 1,474 | $ 228,054,000 | $ 154,000 | $ 61,000 |
| DURHAM, NC | 1,473 | $ 238,449,000 | $ 161,000 | $ 62,000 |
| RAPID CITY, SD | 1,452 | $ 161,686,000 | $ 111,000 | $ 48,000 |
| SPRINGFIELD, MA | 1,439 | $ 206,926,000 | $ 143,000 | $ 73,000 |
| LUBBOCK, TX | 1,431 | $ 104,570,000 | $ 73,000 | $ 56,000 |
| LAS CRUCES, NM | 1,395 | $ 126,845,000 | $ 90,000 | $ 63,000 |
| YUMA, AZ | 1,391 | $ 109,382,000 | $ 78,000 | $ 51,000 |
| CANTON-MASSILLON, OH | 1,378 | $ 155,677,000 | $ 112,000 | $ 49,000 |
| SCRANTON--WILKES-BARRE, PA | 1,368 | $ 130,282,000 | $ 95,000 | $ 42,000 |
| WINSTON-SALEM, NC | 1,346 | $ 165,144,000 | $ 122,000 | $ 43,000 |
| TOLEDO, OH | 1,341 | $ 171,647,000 | $ 127,000 | $ 52,000 |
| OCEAN CITY, NJ | 1,324 | $ 365,087,000 | $ 275,000 | $ 127,000 |
| BELLINGHAM, WA | 1,318 | $ 209,214,000 | $ 158,000 | $ 62,000 |
| READING, PA | 1,312 | $ 149,774,000 | $ 114,000 | $ 40,000 |
| BREMERTON-SILVERDALE, WA | 1,295 | $ 208,140,000 | $ 160,000 | $ 55,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1,273 | $ 121,032,000 | $ 95,000 | $ 43,000 |
| LEXINGTON-FAYETTE, KY | 1,270 | $ 171,383,000 | $ 134,000 | $ 53,000 |
| JACKSON, MS | 1,243 | $ 132,439,000 | $ 106,000 | $ 55,000 |
| APPLETON, WI | 1,239 | $ 158,859,000 | $ 128,000 | $ 60,000 |
| TALLAHASSEE, FL | 1,231 | $ 145,134,000 | $ 117,000 | $ 50,000 |
| FARGO, ND-MN | 1,230 | $ 139,632,000 | $ 113,000 | $ 53,000 |
| REDDING, CA | 1,204 | $ 184,218,000 | $ 153,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1,203 | $ 123,537,000 | $ 102,000 | $ 47,000 |
| BEND, OR | 1,198 | $ 210,412,000 | $ 175,000 | $ 83,000 |
| BILLINGS, MT | 1,197 | $ 136,386,000 | $ 113,000 | $ 52,000 |
| MEDFORD, OR | 1,156 | $ 193,740,000 | $ 167,000 | $ 59,000 |
| BEAUMONT-PORT ARTHUR, TX | 1,145 | $ 89,129,000 | $ 77,000 | $ 60,000 |
| CHEYENNE, WY | 1,138 | $ 143,280,000 | $ 125,000 | $ 49,000 |
| MOBILE, AL | 1,127 | $ 101,199,000 | $ 89,000 | $ 38,000 |
| MERCED, CA | 1,116 | $ 185,262,000 | $ 166,000 | $ 64,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,095 | $ 107,028,000 | $ 97,000 | $ 43,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1,094 | $ 168,318,000 | $ 153,000 | $ 49,000 |
| YUBA CITY, CA | 1,091 | $ 185,108,000 | $ 169,000 | $ 65,000 |
| HARRISBURG-CARLISLE, PA | 1,073 | $ 127,145,000 | $ 118,000 | $ 46,000 |
| MADERA, CA | 1,072 | $ 175,311,000 | $ 163,000 | $ 65,000 |
| VICTORIA, TX | 1,065 | $ 79,963,000 | $ 75,000 | $ 58,000 |
| MOUNT VERNON-ANACORTES, WA | 1,035 | $ 171,081,000 | $ 165,000 | $ 51,000 |
| DOVER, DE | 1,027 | $ 148,586,000 | $ 144,000 | $ 48,000 |
| PUNTA GORDA, FL | 1,024 | $ 153,753,000 | $ 150,000 | $ 68,000 |
| WATERLOO-CEDAR FALLS, IA | 1,019 | $ 94,202,000 | $ 92,000 | $ 49,000 |
| FLAGSTAFF, AZ | 1,007 | $ 139,190,000 | $ 138,000 | $ 66,000 |
| LAREDO, TX | 1,005 | $ 85,326,000 | $ 84,000 | $ 56,000 |
| SPRINGFIELD, MO | 1,002 | $ 101,571,000 | $ 101,000 | $ 43,000 |
| WINCHESTER, VA-WV | 997 | $ 169,238,000 | $ 169,000 | $ 68,000 |
| OCALA, FL | 991 | $ 98,577,000 | $ 99,000 | $ 53,000 |
| PUEBLO, CO | 979 | $ 96,305,000 | $ 98,000 | $ 43,000 |
| ANN ARBOR, MI | 977 | $ 207,227,000 | $ 212,000 | $ 80,000 |
| ST. GEORGE, UT | 972 | $ 132,927,000 | $ 136,000 | $ 53,000 |
| GAINESVILLE, FL | 966 | $ 112,914,000 | $ 116,000 | $ 57,000 |
| ATHENS-CLARKE COUNTY, GA | 965 | $ 138,699,000 | $ 143,000 | $ 62,000 |
| NORWICH-NEW LONDON, CT | 965 | $ 179,250,000 | $ 185,000 | $ 67,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 960 | $ 87,970,000 | $ 91,000 | $ 41,000 |
| BISMARCK, ND | 929 | $ 86,029,000 | $ 92,000 | $ 51,000 |
| RACINE, WI | 920 | $ 109,596,000 | $ 119,000 | $ 61,000 |
| SYRACUSE, NY | 910 | $ 86,306,000 | $ 94,000 | $ 48,000 |
| ASHEVILLE, NC | 887 | $ 140,637,000 | $ 158,000 | $ 63,000 |
| IDAHO FALLS, ID | 885 | $ 87,269,000 | $ 98,000 | $ 48,000 |
| MONTGOMERY, AL | 882 | $ 92,738,000 | $ 105,000 | $ 45,000 |
| NAPA, CA | 882 | $ 346,279,000 | $ 392,000 | $ 115,000 |
| SHEBOYGAN, WI | 880 | $ 92,595,000 | $ 105,000 | $ 52,000 |
| CHATTANOOGA, TN-GA | 863 | $ 95,649,000 | $ 110,000 | $ 40,000 |
| KALAMAZOO-PORTAGE, MI | 858 | $ 118,966,000 | $ 138,000 | $ 53,000 |
| LANSING-EAST LANSING, MI | 852 | $ 103,325,000 | $ 121,000 | $ 50,000 |
| AMARILLO, TX | 851 | $ 75,993,000 | $ 89,000 | $ 57,000 |
| WICHITA FALLS, TX | 842 | $ 52,790,000 | $ 62,000 | $ 50,000 |
| SANTA FE, NM | 834 | $ 167,207,000 | $ 200,000 | $ 79,000 |
| IOWA CITY, IA | 810 | $ 116,329,000 | $ 143,000 | $ 61,000 |
| BINGHAMTON, NY | 797 | $ 63,258,000 | $ 79,000 | $ 52,000 |
| STATE COLLEGE, PA | 788 | $ 109,709,000 | $ 139,000 | $ 59,000 |
| GULFPORT-BILOXI, MS | 776 | $ 85,738,000 | $ 110,000 | $ 50,000 |
| HUNTSVILLE, AL | 762 | $ 97,523,000 | $ 127,000 | $ 89,000 |
| CASPER, WY | 761 | $ 79,993,000 | $ 105,000 | $ 59,000 |
| GREAT FALLS, MT | 757 | $ 72,100,000 | $ 95,000 | $ 46,000 |
| SALISBURY, MD | 756 | $ 98,958,000 | $ 130,000 | $ 47,000 |
| SIOUX CITY, IA-NE-SD | 753 | $ 54,147,000 | $ 71,000 | $ 43,000 |
| PANAMA CITY-LYNN HAVEN, FL | 751 | $ 117,931,000 | $ 157,000 | $ 80,000 |
| OSHKOSH-NEENAH, WI | 743 | $ 94,186,000 | $ 126,000 | $ 53,000 |
| EAU CLAIRE, WI | 738 | $ 92,654,000 | $ 125,000 | $ 60,000 |
| ERIE, PA | 731 | $ 74,407,000 | $ 101,000 | $ 39,000 |
| SAN ANGELO, TX | 731 | $ 47,871,000 | $ 65,000 | $ 49,000 |
| JACKSONVILLE, NC | 716 | $ 83,124,000 | $ 116,000 | $ 52,000 |
| MIDLAND, TX | 716 | $ 53,232,000 | $ 74,000 | $ 50,000 |
| HICKORY-LENOIR-MORGANTON, NC | 699 | $ 78,343,000 | $ 112,000 | $ 44,000 |
| FAIRBANKS, AK | 695 | $ 94,546,000 | $ 136,000 | $ 61,000 |
| PEORIA, IL | 695 | $ 68,298,000 | $ 98,000 | $ 52,000 |
| COLLEGE STATION-BRYAN, TX | 689 | $ 63,103,000 | $ 91,000 | $ 61,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 688 | $ 111,921,000 | $ 162,000 | $ 72,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 687 | $ 80,220,000 | $ 116,000 | $ 57,000 |
| AMES, IA | 657 | $ 75,510,000 | $ 114,000 | $ 81,000 |
| BARNSTABLE TOWN, MA | 652 | $ 178,861,000 | $ 274,000 | $ 118,000 |
| WACO, TX | 652 | $ 52,403,000 | $ 80,000 | $ 49,000 |
| LA CROSSE, WI-MN | 643 | $ 81,545,000 | $ 126,000 | $ 53,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 642 | $ 54,708,000 | $ 85,000 | $ 47,000 |
| SPARTANBURG, SC | 640 | $ 80,189,000 | $ 125,000 | $ 40,000 |
| LAFAYETTE, LA | 637 | $ 71,987,000 | $ 113,000 | $ 46,000 |
| MORRISTOWN, TN | 633 | $ 64,427,000 | $ 101,000 | $ 43,000 |
| MISSOULA, MT | 632 | $ 94,577,000 | $ 149,000 | $ 66,000 |
| YAKIMA, WA | 626 | $ 62,135,000 | $ 99,000 | $ 37,000 |
| FLINT, MI | 625 | $ 77,672,000 | $ 124,000 | $ 51,000 |
| POCATELLO, ID | 621 | $ 53,531,000 | $ 86,000 | $ 43,000 |
| FARMINGTON, NM | 611 | $ 68,116,000 | $ 111,000 | $ 63,000 |
| JOPLIN, MO | 605 | $ 53,600,000 | $ 88,000 | $ 47,000 |
| KINGSTON, NY | 602 | $ 98,337,000 | $ 163,000 | $ 67,000 |
| WENATCHEE, WA | 602 | $ 74,205,000 | $ 123,000 | $ 52,000 |
| LOGAN, UT-ID | 600 | $ 66,323,000 | $ 110,000 | $ 50,000 |
| GOLDSBORO, NC | 599 | $ 65,802,000 | $ 109,000 | $ 44,000 |
| JACKSON, TN | 598 | $ 59,362,000 | $ 99,000 | $ 57,000 |
| ROCKFORD, IL | 588 | $ 67,065,000 | $ 114,000 | $ 52,000 |
| ROANOKE, VA | 584 | $ 74,360,000 | $ 127,000 | $ 52,000 |
| SPRINGFIELD, OH | 575 | $ 56,713,000 | $ 98,000 | $ 42,000 |
| ELKHART-GOSHEN, IN | 572 | $ 56,950,000 | $ 99,000 | $ 38,000 |
| TOPEKA, KS | 551 | $ 55,698,000 | $ 101,000 | $ 46,000 |
| COLUMBIA, MO | 548 | $ 66,512,000 | $ 121,000 | $ 45,000 |
| CORVALLIS, OR | 547 | $ 83,304,000 | $ 152,000 | $ 65,000 |
| CHARLOTTESVILLE, VA | 520 | $ 85,201,000 | $ 163,000 | $ 68,000 |
| BANGOR, ME | 517 | $ 53,657,000 | $ 103,000 | $ 35,000 |
| MANSFIELD, OH | 517 | $ 46,077,000 | $ 89,000 | $ 36,000 |
| MICHIGAN CITY-LA PORTE, IN | 514 | $ 48,599,000 | $ 94,000 | $ 51,000 |
| EL CENTRO, CA | 502 | $ 55,990,000 | $ 111,000 | $ 62,000 |
| PASCAGOULA, MS | 502 | $ 53,243,000 | $ 106,000 | $ 43,000 |
| BATTLE CREEK, MI | 497 | $ 53,907,000 | $ 108,000 | $ 56,000 |
| HANFORD-CORCORAN, CA | 493 | $ 59,042,000 | $ 119,000 | $ 53,000 |
| SAVANNAH, GA | 479 | $ 71,537,000 | $ 149,000 | $ 72,000 |
| FORT SMITH, AR-OK | 470 | $ 44,573,000 | $ 94,000 | $ 50,000 |
| HOT SPRINGS, AR | 457 | $ 49,227,000 | $ 107,000 | $ 51,000 |
| VERO BEACH, FL | 453 | $ 70,479,000 | $ 155,000 | $ 80,000 |
| AUBURN-OPELIKA, AL | 443 | $ 54,262,000 | $ 122,000 | $ 48,000 |
| EVANSVILLE, IN-KY | 442 | $ 53,770,000 | $ 121,000 | $ 48,000 |
| LYNCHBURG, VA | 441 | $ 50,447,000 | $ 114,000 | $ 43,000 |
| JACKSON, MI | 437 | $ 49,610,000 | $ 113,000 | $ 40,000 |
| COLUMBUS, GA-AL | 436 | $ 55,230,000 | $ 126,000 | $ 61,000 |
| NILES-BENTON HARBOR, MI | 436 | $ 62,784,000 | $ 144,000 | $ 65,000 |
| ALTOONA, PA | 431 | $ 34,816,000 | $ 80,000 | $ 35,000 |
| GAINESVILLE, GA | 430 | $ 68,113,000 | $ 158,000 | $ 58,000 |
| VALDOSTA, GA | 427 | $ 44,892,000 | $ 105,000 | $ 43,000 |
| HOLLAND-GRAND HAVEN, MI | 425 | $ 58,268,000 | $ 137,000 | $ 38,000 |
| JANESVILLE, WI | 413 | $ 44,152,000 | $ 106,000 | $ 50,000 |
| UTICA-ROME, NY | 410 | $ 33,643,000 | $ 82,000 | $ 48,000 |
| BURLINGTON, NC | 408 | $ 49,347,000 | $ 120,000 | $ 51,000 |
| SPRINGFIELD, IL | 398 | $ 37,916,000 | $ 95,000 | $ 52,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 397 | $ 46,310,000 | $ 116,000 | $ 51,000 |
| CARSON CITY, NV | 395 | $ 59,480,000 | $ 150,000 | $ 61,000 |
| WAUSAU, WI | 388 | $ 41,233,000 | $ 106,000 | $ 52,000 |
| ODESSA, TX | 387 | $ 18,558,000 | $ 47,000 | $ 42,000 |
| LONGVIEW, WA | 382 | $ 44,057,000 | $ 115,000 | $ 45,000 |
| ANDERSON, SC | 374 | $ 40,373,000 | $ 107,000 | $ 47,000 |
| LAFAYETTE, IN | 374 | $ 40,513,000 | $ 108,000 | $ 44,000 |
| GLENS FALLS, NY | 372 | $ 42,121,000 | $ 113,000 | $ 60,000 |
| TERRE HAUTE, IN | 370 | $ 31,938,000 | $ 86,000 | $ 41,000 |
| FOND DU LAC, WI | 359 | $ 41,635,000 | $ 115,000 | $ 46,000 |
| ABILENE, TX | 355 | $ 25,218,000 | $ 71,000 | $ 41,000 |
| JOHNSTOWN, PA | 352 | $ 29,579,000 | $ 84,000 | $ 34,000 |
| ROCKY MOUNT, NC | 344 | $ 39,647,000 | $ 115,000 | $ 41,000 |
| LAKE CHARLES, LA | 342 | $ 36,734,000 | $ 107,000 | $ 56,000 |
| FLORENCE, SC | 336 | $ 36,469,000 | $ 108,000 | $ 50,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 333 | $ 59,065,000 | $ 177,000 | $ 80,000 |
| MORGANTOWN, WV | 330 | $ 38,929,000 | $ 117,000 | $ 52,000 |
| WILLIAMSPORT, PA | 329 | $ 31,190,000 | $ 94,000 | $ 36,000 |
| LEWISTON, ID-WA | 324 | $ 29,046,000 | $ 89,000 | $ 46,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 323 | $ 31,938,000 | $ 98,000 | $ 39,000 |
| BLOOMINGTON-NORMAL, IL | 319 | $ 44,360,000 | $ 139,000 | $ 78,000 |
| ALEXANDRIA, LA | 312 | $ 26,078,000 | $ 83,000 | $ 44,000 |
| JOHNSON CITY, TN | 310 | $ 35,254,000 | $ 113,000 | $ 44,000 |
| HARRISONBURG, VA | 303 | $ 41,439,000 | $ 136,000 | $ 55,000 |
| CHAMPAIGN-URBANA, IL | 301 | $ 33,153,000 | $ 110,000 | $ 49,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 289 | $ 27,431,000 | $ 94,000 | $ 42,000 |
| CLARKSVILLE, TN-KY | 285 | $ 28,443,000 | $ 99,000 | $ 37,000 |
| TYLER, TX | 283 | $ 30,632,000 | $ 108,000 | $ 58,000 |
| LAWRENCE, KS | 267 | $ 39,153,000 | $ 146,000 | $ 79,000 |
| MACON, GA | 259 | $ 26,931,000 | $ 103,000 | $ 52,000 |
| LONGVIEW, TX | 256 | $ 21,977,000 | $ 85,000 | $ 45,000 |
| DANVILLE, VA | 251 | $ 22,284,000 | $ 88,000 | $ 43,000 |
| MUSKEGON-NORTON SHORES, MI | 248 | $ 26,206,000 | $ 105,000 | $ 44,000 |
| COLUMBUS, IN | 245 | $ 31,522,000 | $ 128,000 | $ 43,000 |
| DOTHAN, AL | 245 | $ 23,489,000 | $ 95,000 | $ 45,000 |
| JONESBORO, AR | 241 | $ 21,039,000 | $ 87,000 | $ 49,000 |
| GREENVILLE, NC | 239 | $ 24,632,000 | $ 103,000 | $ 49,000 |
| MONROE, MI | 233 | $ 34,978,000 | $ 150,000 | $ 51,000 |
| BLOOMINGTON, IN | 232 | $ 31,210,000 | $ 134,000 | $ 44,000 |
| LEBANON, PA | 230 | $ 25,151,000 | $ 109,000 | $ 48,000 |
| ST. JOSEPH, MO-KS | 224 | $ 20,306,000 | $ 90,000 | $ 47,000 |
| ELMIRA, NY | 222 | $ 21,169,000 | $ 95,000 | $ 50,000 |
| HATTIESBURG, MS | 222 | $ 20,082,000 | $ 90,000 | $ 37,000 |
| BRUNSWICK, GA | 220 | $ 39,171,000 | $ 178,000 | $ 86,000 |
| ELIZABETHTOWN, KY | 220 | $ 24,186,000 | $ 109,000 | $ 51,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 218 | $ 25,244,000 | $ 115,000 | $ 62,000 |
| LEWISTON-AUBURN, ME | 217 | $ 24,225,000 | $ 111,000 | $ 49,000 |
| GRAND FORKS, ND-MN | 213 | $ 20,610,000 | $ 96,000 | $ 39,000 |
| CHARLESTON, WV | 212 | $ 23,289,000 | $ 109,000 | $ 52,000 |
| SANDUSKY, OH | 212 | $ 25,420,000 | $ 119,000 | $ 43,000 |
| LAWTON, OK | 210 | $ 16,549,000 | $ 78,000 | $ 46,000 |
| PITTSFIELD, MA | 210 | $ 39,026,000 | $ 185,000 | $ 93,000 |
| JEFFERSON CITY, MO | 192 | $ 19,704,000 | $ 102,000 | $ 49,000 |
| SHERMAN-DENISON, TX | 192 | $ 19,469,000 | $ 101,000 | $ 86,000 |
| ROME, GA | 191 | $ 19,717,000 | $ 103,000 | $ 45,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 189 | $ 17,674,000 | $ 93,000 | $ 47,000 |
| TUSCALOOSA, AL | 186 | $ 20,824,000 | $ 111,000 | $ 45,000 |
| DANVILLE, IL | 182 | $ 12,410,000 | $ 68,000 | $ 37,000 |
| ANDERSON, IN | 179 | $ 13,925,000 | $ 77,000 | $ 34,000 |
| DALTON, GA | 179 | $ 18,712,000 | $ 104,000 | $ 45,000 |
| LIMA, OH | 177 | $ 18,598,000 | $ 105,000 | $ 71,000 |
| CLEVELAND, TN | 175 | $ 18,467,000 | $ 105,000 | $ 50,000 |
| DECATUR, AL | 175 | $ 15,947,000 | $ 91,000 | $ 45,000 |
| MUNCIE, IN | 173 | $ 13,766,000 | $ 79,000 | $ 34,000 |
| PARKERSBURG-MARIETTA, WV-OH | 173 | $ 16,080,000 | $ 92,000 | $ 42,000 |
| ITHACA, NY | 172 | $ 19,867,000 | $ 115,000 | $ 59,000 |
| WARNER ROBINS, GA | 168 | $ 18,342,000 | $ 109,000 | $ 48,000 |
| ALBANY, GA | 164 | $ 17,442,000 | $ 106,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 160 | $ 14,077,000 | $ 87,000 | $ 36,000 |
| PINE BLUFF, AR | 158 | $ 11,843,000 | $ 74,000 | $ 52,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 147 | $ 12,834,000 | $ 87,000 | $ 53,000 |
| CUMBERLAND, MD-WV | 146 | $ 12,332,000 | $ 84,000 | $ 41,000 |
| SUMTER, SC | 141 | $ 14,174,000 | $ 100,000 | $ 43,000 |
| MONROE, LA | 132 | $ 14,105,000 | $ 106,000 | $ 57,000 |
| DUBUQUE, IA | 126 | $ 11,017,000 | $ 87,000 | $ 36,000 |
| DECATUR, IL | 122 | $ 10,910,000 | $ 89,000 | $ 45,000 |
| KANKAKEE-BRADLEY, IL | 122 | $ 14,574,000 | $ 119,000 | $ 51,000 |
| KOKOMO, IN | 109 | $ 9,691,000 | $ 88,000 | $ 49,000 |
| BAY CITY, MI | 108 | $ 11,893,000 | $ 110,000 | $ 37,000 |
| ANNISTON-OXFORD, AL | 106 | $ 9,693,000 | $ 91,000 | $ 45,000 |
| WHEELING, WV-OH | 98 | $ 7,946,000 | $ 81,000 | $ 42,000 |
| HINESVILLE-FORT STEWART, GA | 96 | $ 7,961,000 | $ 82,000 | $ 208,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 80 | $ 5,956,000 | $ 74,000 | $ 32,000 |
| TEXARKANA, TX-TEXARKANA, AR | 75 | $ 6,010,000 | $ 80,000 | $ 55,000 |
| BOWLING GREEN, KY | 72 | $ 7,214,000 | $ 100,000 | $ 49,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 71 | $ 12,512,000 | $ 176,000 | $ 62,000 |
| GADSDEN, AL | 54 | $ 3,825,000 | $ 70,000 | $ 36,000 |
| OWENSBORO, KY | 54 | $ 6,037,000 | $ 111,000 | $ 54,000 |
| PONCE, PR | 18 | $ 2,275,000 | $ 126,000 | $ 61,000 |
| FAJARDO, PR | 7 | $ 1,208,000 | $ 172,000 | $ 94,000 |
| YAUCO, PR | 6 | $ 848,000 | $ 141,000 | $ 67,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 5 | $ 674,000 | $ 134,000 | $ 83,000 |
| SAN GERMAN-CABO ROJO, PR | 2 | $ 143,000 | $ 71,000 | $ 33,000 |
| GUAYAMA, PR | 1 | $ 63,000 | $ 63,000 | $ 1,117,000 |
| MAYAGUEZ, PR | 1 | $ 103,000 | $ 103,000 | $ 139,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 672,740 | $119,363,804,000 | $143,264 | $34,000,000 | $56,094 | $9,999,000 |
| Home Purchase | 631,104 | $130,163,264,000 | $180,547 | $99,999,000 | $70,226 | $9,999,000 |
| Home Improvement | 55,367 | $2,199,238,000 | $37,754 | $61,000,000 | $62,056 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 898,074 | $167,797,663,000 | $163,867 | $9,000,000 | $67,603 | $9,999,000 |
| Not Provided | 184,182 | $32,390,196,000 | $150,037 | $8,500,000 | $57,075 | $9,999,000 |
| Hispanic | 118,239 | $17,884,875,000 | $139,622 | $8,604,000 | $56,886 | $9,999,000 |
| Black or African American | 79,639 | $11,667,517,000 | $141,735 | $9,900,000 | $60,811 | $9,999,000 |
| Asian | 61,135 | $17,826,801,000 | $187,037 | $6,000,000 | $78,075 | $9,999,000 |
| Not applicable | 7,053 | $2,241,973,000 | $289,415 | $99,999,000 | $86,735 | $9,999,000 |
| American Indian or Alaskan Native | 6,087 | $861,445,000 | $129,903 | $3,338,000 | $67,173 | $4,800,000 |
| Native Hawaiian or Other Pacific Islander | 4,802 | $1,055,836,000 | $160,882 | $1,050,000 | $67,843 | $1,464,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,235,322 | $236,116,655,000 | $160,735 | $99,999,000 | $69,811 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 94,318 | $11,490,757,000 | $123,490 | $8,810,000 | $37,792 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 28,270 | $3,984,896,000 | $138,673 | $6,551,000 | $35,769 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,301 | $133,998,000 | $105,840 | $345,000 | $37,340 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 869,446 | $168,606,088,000 | $164,566 | $99,999,000 | $72,924 | $9,999,000 |
| Application Denied By Financial Institution | 197,448 | $26,814,316,000 | $127,056 | $11,000,000 | $54,981 | $9,999,000 |
| Application Approved But Not Accepted | 158,738 | $29,144,640,000 | $152,320 | $9,000,000 | $64,905 | $9,999,000 |
| Application Withdrawn By Applicant | 60,688 | $12,585,755,000 | $167,698 | $61,000,000 | $56,943 | $9,999,000 |
| Preapproval Approved but not Accepted | 41,985 | $9,046,811,000 | $215,000 | $3,000,000 | $60,000 | $5,636,000 |
| Loan Purchased By The Institution | 14,249 | $2,454,216,000 | $131,745 | $11,700,000 | $57,901 | $9,999,000 |
| Preapproval Denied by Financial Institution | 11,185 | $2,163,518,000 | $193,000 | $9,000,000 | $56,000 | $1,718,000 |
| File Closed For Incompleteness | 5,472 | $910,962,000 | $154,962 | $2,350,000 | $53,396 | $3,000,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 59,846 | $6,158,385,000 | $101,075 | $11,000,000 | $53,754 | $9,999,000 |
| Other | 41,261 | $6,266,546,000 | $129,826 | $4,785,000 | $55,173 | $9,999,000 |
| Debt-To-Income Ratio | 37,108 | $5,731,992,000 | $138,566 | $9,000,000 | $45,849 | $9,999,000 |
| Collateral | 33,145 | $4,081,884,000 | $123,339 | $3,000,000 | $64,150 | $3,753,000 |
| Credit Application Incomplete | 22,843 | $4,338,426,000 | $164,471 | $7,516,000 | $50,622 | $9,999,000 |
| Unverifiable Information | 7,391 | $1,265,096,000 | $146,057 | $9,900,000 | $64,846 | $9,999,000 |
| Employment History | 3,725 | $512,097,000 | $131,192 | $2,025,000 | $45,711 | $1,781,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3,272 | $616,741,000 | $154,346 | $8,810,000 | $63,076 | $9,999,000 |
| Mortgage Insurance Denied | 42 | $6,667,000 | $135,000 | $718,000 | $53,400 | $249,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.