Wells Fargo Fin'l Cred Serv Ny
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l Cred Serv Ny 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Cred Serv Ny 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,629 |
| Total Mortgage Loan Application Amount | $1,152,309,000 |
| Average Mortgage Loan Application Amount | $143,138 |
| Highest Mortgage Loan Application Amount | $1,911,000 |
| Average Applicant Income | $94,083 |
| Highest Applicant Income | $2,499,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Cred Serv Ny. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Cred Serv Ny's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Cred Serv Ny's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Cred Serv Ny serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Cred Serv Ny, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Cred Serv Ny's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 791 | $ 210,290,000 | $ 265,000 | $ 90,000 |
| Suffolk County New York | 734 | $ 165,339,000 | $ 225,000 | $ 83,000 |
| Queens County New York | 605 | $ 134,433,000 | $ 222,000 | $ 77,000 |
| Nassau County New York | 581 | $ 143,928,000 | $ 247,000 | $ 102,000 |
| Erie County New York | 460 | $ 38,834,000 | $ 84,000 | $ 53,000 |
| Monroe County New York | 340 | $ 32,938,000 | $ 96,000 | $ 55,000 |
| Richmond County New York | 264 | $ 59,294,000 | $ 224,000 | $ 76,000 |
| Orange County New York | 240 | $ 35,777,000 | $ 149,000 | $ 94,000 |
| Onondaga County New York | 223 | $ 18,172,000 | $ 81,000 | $ 73,000 |
| Bronx County New York | 207 | $ 41,919,000 | $ 202,000 | $ 73,000 |
| Westchester County New York | 190 | $ 50,751,000 | $ 267,000 | $ 120,000 |
| Albany County New York | 155 | $ 18,289,000 | $ 117,000 | $ 69,000 |
| Dutchess County New York | 125 | $ 19,971,000 | $ 159,000 | $ 72,000 |
| Saratoga County New York | 115 | $ 12,824,000 | $ 111,000 | $ 65,000 |
| Niagara County New York | 107 | $ 10,901,000 | $ 101,000 | $ 68,000 |
| Schenectady County New York | 100 | $ 11,486,000 | $ 114,000 | $ 66,000 |
| Rensselaer County New York | 90 | $ 8,745,000 | $ 97,000 | $ 48,000 |
| Rockland County New York | 78 | $ 15,706,000 | $ 201,000 | $ 110,000 |
| Broome County New York | 57 | $ 3,469,000 | $ 60,000 | $ 62,000 |
| Oneida County New York | 57 | $ 3,870,000 | $ 67,000 | $ 53,000 |
| Putnam County New York | 57 | $ 11,570,000 | $ 202,000 | $ 118,000 |
| Chautauqua County New York | 55 | $ 4,393,000 | $ 79,000 | $ 47,000 |
| Oswego County New York | 53 | $ 4,113,000 | $ 77,000 | $ 56,000 |
| Ulster County New York | 52 | $ 5,938,000 | $ 114,000 | $ 59,000 |
| Ontario County New York | 49 | $ 4,247,000 | $ 86,000 | $ 62,000 |
| New York County New York | 41 | $ 9,123,000 | $ 222,000 | $ 138,000 |
| Cattaraugus County New York | 40 | $ 3,322,000 | $ 83,000 | $ 67,000 |
| Wayne County New York | 38 | $ 3,710,000 | $ 97,000 | $ 56,000 |
| Sullivan County New York | 37 | $ 3,843,000 | $ 103,000 | $ 60,000 |
| Cayuga County New York | 32 | $ 2,428,000 | $ 75,000 | $ 53,000 |
| Fulton County New York | 31 | $ 2,198,000 | $ 70,000 | $ 53,000 |
| Genesee County New York | 31 | $ 2,020,000 | $ 65,000 | $ 40,000 |
| Washington County New York | 31 | $ 2,426,000 | $ 78,000 | $ 64,000 |
| Columbia County New York | 28 | $ 3,617,000 | $ 129,000 | $ 82,000 |
| Madison County New York | 28 | $ 2,659,000 | $ 94,000 | $ 66,000 |
| Greene County New York | 27 | $ 2,348,000 | $ 86,000 | $ 53,000 |
| Montgomery County New York | 27 | $ 1,677,000 | $ 62,000 | $ 56,000 |
| Chemung County New York | 26 | $ 1,526,000 | $ 58,000 | $ 53,000 |
| Warren County New York | 25 | $ 1,859,000 | $ 74,000 | $ 128,000 |
| Jefferson County New York | 21 | $ 1,380,000 | $ 65,000 | $ 57,000 |
| Steuben County New York | 21 | $ 1,582,000 | $ 75,000 | $ 62,000 |
| Cortland County New York | 20 | $ 1,128,000 | $ 56,000 | $ 67,000 |
| Livingston County New York | 19 | $ 1,841,000 | $ 96,000 | $ 53,000 |
| Wyoming County New York | 18 | $ 1,569,000 | $ 87,000 | $ 61,000 |
| Clinton County New York | 17 | $ 1,102,000 | $ 64,000 | $ 80,000 |
| Schoharie County New York | 17 | $ 1,418,000 | $ 83,000 | $ 54,000 |
| Orleans County New York | 16 | $ 1,347,000 | $ 84,000 | $ 50,000 |
| Otsego County New York | 16 | $ 1,080,000 | $ 67,000 | $ 36,000 |
| Seneca County New York | 16 | $ 1,266,000 | $ 79,000 | $ 51,000 |
| Chenango County New York | 14 | $ 1,671,000 | $ 119,000 | $ 63,000 |
| Los Angeles County California | 13 | $ 3,580,000 | $ 275,000 | $ 67,000 |
| Tioga County New York | 13 | $ 499,000 | $ 38,000 | $ 44,000 |
| Herkimer County New York | 12 | $ 771,000 | $ 64,000 | $ 50,000 |
| Allegany County New York | 10 | $ 409,000 | $ 40,000 | $ 54,000 |
| Tompkins County New York | 10 | $ 914,000 | $ 91,000 | $ 70,000 |
| Delaware County New York | 9 | $ 923,000 | $ 102,000 | $ 92,000 |
| Monroe County Pennsylvania | 9 | $ 1,387,000 | $ 154,000 | $ 98,000 |
| Miami-Dade County Florida | 7 | $ 1,014,000 | $ 144,000 | $ 71,000 |
| Yates County New York | 7 | $ 264,000 | $ 37,000 | $ 37,000 |
| Franklin County New York | 6 | $ 417,000 | $ 69,000 | $ 59,000 |
| Schuyler County New York | 6 | $ 343,000 | $ 57,000 | $ 57,000 |
| St. Lawrence County New York | 6 | $ 271,000 | $ 45,000 | $ 97,000 |
| Essex County New York | 5 | $ 301,000 | $ 60,000 | $ 44,000 |
| Brevard County Florida | 3 | $ 423,000 | $ 141,000 | $ 105,000 |
| Broward County Florida | 3 | $ 475,000 | $ 158,000 | $ 84,000 |
| Marion County Florida | 3 | $ 377,000 | $ 125,000 | $ 57,000 |
| Palm Beach County Florida | 3 | $ 700,000 | $ 233,000 | $ 218,000 |
| Sarasota County Florida | 3 | $ 1,381,000 | $ 460,000 | $ 174,000 |
| St. Johns County Florida | 3 | $ 990,000 | $ 330,000 | $ 102,000 |
| Cook County Illinois | 3 | $ 230,000 | $ 76,000 | $ 83,000 |
| Prince George's County Maryland | 3 | $ 500,000 | $ 166,000 | $ 54,000 |
| Lewis County New York | 3 | $ 232,000 | $ 77,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 3 | $ 250,000 | $ 83,000 | $ 30,000 |
| San Diego County California | 2 | $ 686,000 | $ 343,000 | $ 43,000 |
| Hartford County Connecticut | 2 | $ 245,000 | $ 122,000 | $ 99,000 |
| Charlotte County Florida | 2 | $ 484,000 | $ 242,000 | $ 60,000 |
| Orange County Florida | 2 | $ 273,000 | $ 136,000 | $ 66,000 |
| Osceola County Florida | 2 | $ 225,000 | $ 112,000 | $ 90,000 |
| Cobb County Georgia | 2 | $ 456,000 | $ 228,000 | $ 72,000 |
| Walton County Georgia | 2 | $ 295,000 | $ 147,000 | $ 84,000 |
| Ocean County New Jersey | 2 | $ 557,000 | $ 278,000 | $ 44,000 |
| Hamilton County New York | 2 | $ 424,000 | $ 212,000 | $ 60,000 |
| Pike County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Charleston County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 36,000 |
| Riverside County California | 1 | $ 700,000 | $ 700,000 | $ 208,000 |
| Boulder County Colorado | 1 | $ 50,000 | $ 50,000 | $ 138,000 |
| Pueblo County Colorado | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Litchfield County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 960,000 |
| New Haven County Connecticut | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Collier County Florida | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Flagler County Florida | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Lake County Florida | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Pasco County Florida | 1 | $ 189,000 | $ 189,000 | $ 48,000 |
| DeKalb County Georgia | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| Forsyth County Georgia | 1 | $ 20,000 | $ 20,000 | $ 107,000 |
| Fulton County Georgia | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Hawaii County Hawaii | 1 | $ 14,000 | $ 14,000 | $ 40,000 |
| Madison County Illinois | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Riley County Kansas | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Baltimore City County Maryland | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Jones County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Cumberland County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Essex County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Hudson County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 115,000 |
| Mercer County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 182,000 |
| Monmouth County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 336,000 |
| Union County New Jersey | 1 | $ 294,000 | $ 294,000 | $ 203,000 |
| Pender County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Beaver County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 140,000 |
| Bradford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Carbon County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| McKean County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Wayne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Colleton County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Georgetown County South Carolina | 1 | $ 268,000 | $ 268,000 | $ 124,000 |
| Cumberland County Virginia | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Fairfax County Virginia | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Goochland County Virginia | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Loudoun County Virginia | 1 | $ 71,000 | $ 71,000 | $ 55,000 |
| Prince William County Virginia | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Richmond County Virginia | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Pierce County Washington | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Oconto County Wisconsin | 1 | $ 641,000 | $ 641,000 | $ 303,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Cred Serv Ny in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,567 | $897,117,000 | $172,944 | $1,698,000 | $86,777 | $2,499,000 |
| Home Improvement | 2,008 | $246,017,000 | $109,461 | $1,911,000 | $109,538 | $960,000 |
| Home Purchase | 54 | $9,175,000 | $123,400 | $800,000 | $80,200 | $914,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,627 | $543,153,000 | $149,700 | $1,911,000 | $183,800 | $2,499,000 |
| Black or African American | 1,679 | $350,617,000 | $142,428 | $937,000 | $73,428 | $400,000 |
| Hispanic | 602 | $125,662,000 | $214,222 | $805,000 | $97,000 | $324,000 |
| Not Provided | 458 | $79,671,000 | $178,222 | $950,000 | $79,000 | $924,000 |
| Asian | 155 | $32,114,000 | $158,600 | $743,000 | $97,400 | $240,000 |
| American Indian or Alaskan Native | 84 | $14,493,000 | $210,500 | $554,000 | $73,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $6,599,000 | $208,333 | $760,000 | $85,333 | $414,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,629 | $1,152,309,000 | $156,421 | $1,911,000 | $100,789 | $2,499,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,689 | $400,758,000 | $128,933 | $1,698,000 | $78,866 | $924,000 |
| Application Withdrawn By Applicant | 2,275 | $412,619,000 | $183,571 | $937,000 | $117,642 | $2,499,000 |
| Loan Originated | 1,585 | $327,809,000 | $158,166 | $1,911,000 | $67,666 | $615,000 |
| Application Approved But Not Accepted | 80 | $11,123,000 | $139,000 | $465,000 | $75,000 | $244,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Cred Serv Ny's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Cred Serv Ny's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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