Wells Fargo Fin'l Texas, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Texas, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,843 |
| Total Mortgage Loan Application Amount | $1,482,924,000 |
| Average Mortgage Loan Application Amount | $87,425 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $74,914 |
| Highest Applicant Income | $1,102,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Texas, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Texas, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Texas, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Texas, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Texas, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Texas, Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 2,826 | $ 184,618,000 | $ 65,000 | $ 65,000 |
| Dallas County Texas | 1,990 | $ 147,610,000 | $ 74,000 | $ 58,000 |
| El Paso County Texas | 1,767 | $ 125,774,000 | $ 71,000 | $ 68,000 |
| Tarrant County Texas | 1,730 | $ 109,658,000 | $ 63,000 | $ 57,000 |
| Bexar County Texas | 1,176 | $ 62,353,000 | $ 53,000 | $ 56,000 |
| Hidalgo County Texas | 953 | $ 49,573,000 | $ 52,000 | $ 58,000 |
| Cameron County Texas | 626 | $ 31,566,000 | $ 50,000 | $ 59,000 |
| Travis County Texas | 570 | $ 48,123,000 | $ 84,000 | $ 65,000 |
| Lubbock County Texas | 550 | $ 30,678,000 | $ 55,000 | $ 50,000 |
| Fort Bend County Texas | 482 | $ 31,826,000 | $ 66,000 | $ 66,000 |
| Denton County Texas | 449 | $ 40,355,000 | $ 89,000 | $ 82,000 |
| Collin County Texas | 442 | $ 44,495,000 | $ 100,000 | $ 76,000 |
| Montgomery County Texas | 372 | $ 28,149,000 | $ 75,000 | $ 60,000 |
| Nueces County Texas | 365 | $ 21,208,000 | $ 58,000 | $ 68,000 |
| Webb County Texas | 346 | $ 21,261,000 | $ 61,000 | $ 48,000 |
| Ector County Texas | 341 | $ 15,774,000 | $ 46,000 | $ 53,000 |
| Wichita County Texas | 338 | $ 18,714,000 | $ 55,000 | $ 52,000 |
| McLennan County Texas | 297 | $ 21,481,000 | $ 72,000 | $ 54,000 |
| Taylor County Texas | 268 | $ 17,871,000 | $ 66,000 | $ 55,000 |
| Williamson County Texas | 266 | $ 20,314,000 | $ 76,000 | $ 76,000 |
| Tom Green County Texas | 259 | $ 13,846,000 | $ 53,000 | $ 50,000 |
| Midland County Texas | 240 | $ 13,329,000 | $ 55,000 | $ 53,000 |
| Smith County Texas | 221 | $ 19,516,000 | $ 88,000 | $ 55,000 |
| Jefferson County Texas | 213 | $ 12,329,000 | $ 57,000 | $ 57,000 |
| Grayson County Texas | 197 | $ 14,673,000 | $ 74,000 | $ 45,000 |
| Bell County Texas | 190 | $ 11,029,000 | $ 58,000 | $ 58,000 |
| Potter County Texas | 190 | $ 10,291,000 | $ 54,000 | $ 41,000 |
| Jim Wells County Texas | 175 | $ 7,629,000 | $ 43,000 | $ 58,000 |
| Johnson County Texas | 175 | $ 10,595,000 | $ 60,000 | $ 58,000 |
| Randall County Texas | 168 | $ 12,615,000 | $ 75,000 | $ 56,000 |
| Brazoria County Texas | 153 | $ 9,953,000 | $ 65,000 | $ 70,000 |
| Galveston County Texas | 129 | $ 7,440,000 | $ 57,000 | $ 79,000 |
| Ellis County Texas | 127 | $ 8,819,000 | $ 69,000 | $ 56,000 |
| Victoria County Texas | 122 | $ 6,090,000 | $ 49,000 | $ 55,000 |
| Hays County Texas | 120 | $ 10,612,000 | $ 88,000 | $ 58,000 |
| Gregg County Texas | 113 | $ 9,086,000 | $ 80,000 | $ 53,000 |
| Hunt County Texas | 108 | $ 7,749,000 | $ 71,000 | $ 57,000 |
| Kaufman County Texas | 107 | $ 6,766,000 | $ 63,000 | $ 56,000 |
| Guadalupe County Texas | 92 | $ 5,909,000 | $ 64,000 | $ 56,000 |
| Wise County Texas | 92 | $ 6,510,000 | $ 70,000 | $ 58,000 |
| Parker County Texas | 88 | $ 6,491,000 | $ 73,000 | $ 70,000 |
| Bastrop County Texas | 85 | $ 5,888,000 | $ 69,000 | $ 68,000 |
| Hale County Texas | 85 | $ 3,809,000 | $ 44,000 | $ 48,000 |
| Maverick County Texas | 85 | $ 3,720,000 | $ 43,000 | $ 49,000 |
| Comal County Texas | 84 | $ 5,456,000 | $ 64,000 | $ 59,000 |
| San Patricio County Texas | 81 | $ 4,577,000 | $ 56,000 | $ 50,000 |
| Hill County Texas | 70 | $ 3,510,000 | $ 50,000 | $ 45,000 |
| Kleberg County Texas | 69 | $ 3,102,000 | $ 44,000 | $ 50,000 |
| Henderson County Texas | 68 | $ 5,310,000 | $ 78,000 | $ 49,000 |
| Bowie County Texas | 65 | $ 4,546,000 | $ 69,000 | $ 58,000 |
| Orange County Texas | 65 | $ 3,515,000 | $ 54,000 | $ 59,000 |
| Wilson County Texas | 65 | $ 3,730,000 | $ 57,000 | $ 55,000 |
| Atascosa County Texas | 63 | $ 3,407,000 | $ 54,000 | $ 50,000 |
| Rockwall County Texas | 59 | $ 4,679,000 | $ 79,000 | $ 71,000 |
| Brazos County Texas | 55 | $ 3,512,000 | $ 63,000 | $ 64,000 |
| Harrison County Texas | 51 | $ 4,003,000 | $ 78,000 | $ 58,000 |
| Liberty County Texas | 50 | $ 2,509,000 | $ 50,000 | $ 54,000 |
| Bandera County Texas | 47 | $ 3,137,000 | $ 66,000 | $ 56,000 |
| Coryell County Texas | 46 | $ 2,762,000 | $ 60,000 | $ 75,000 |
| Willacy County Texas | 45 | $ 1,609,000 | $ 35,000 | $ 44,000 |
| Howard County Texas | 42 | $ 1,694,000 | $ 40,000 | $ 56,000 |
| Waller County Texas | 41 | $ 2,576,000 | $ 62,000 | $ 59,000 |
| Burnet County Texas | 40 | $ 2,986,000 | $ 74,000 | $ 52,000 |
| Van Zandt County Texas | 40 | $ 3,012,000 | $ 75,000 | $ 60,000 |
| Fannin County Texas | 37 | $ 2,842,000 | $ 76,000 | $ 50,000 |
| Hardin County Texas | 35 | $ 2,545,000 | $ 72,000 | $ 52,000 |
| Hood County Texas | 34 | $ 2,375,000 | $ 69,000 | $ 61,000 |
| Starr County Texas | 33 | $ 1,746,000 | $ 52,000 | $ 40,000 |
| Clay County Texas | 32 | $ 1,581,000 | $ 49,000 | $ 67,000 |
| Hutchinson County Texas | 32 | $ 1,261,000 | $ 39,000 | $ 43,000 |
| Rusk County Texas | 32 | $ 2,159,000 | $ 67,000 | $ 52,000 |
| Aransas County Texas | 31 | $ 1,483,000 | $ 47,000 | $ 60,000 |
| Kerr County Texas | 31 | $ 2,073,000 | $ 66,000 | $ 51,000 |
| Hopkins County Texas | 29 | $ 1,747,000 | $ 60,000 | $ 48,000 |
| Washington County Texas | 29 | $ 2,007,000 | $ 69,000 | $ 52,000 |
| Kendall County Texas | 28 | $ 2,434,000 | $ 86,000 | $ 61,000 |
| Angelina County Texas | 27 | $ 1,765,000 | $ 65,000 | $ 54,000 |
| Brown County Texas | 27 | $ 1,504,000 | $ 55,000 | $ 64,000 |
| Duval County Texas | 27 | $ 1,246,000 | $ 46,000 | $ 52,000 |
| Medina County Texas | 27 | $ 1,819,000 | $ 67,000 | $ 56,000 |
| Wood County Texas | 27 | $ 1,928,000 | $ 71,000 | $ 55,000 |
| Anderson County Texas | 26 | $ 1,876,000 | $ 72,000 | $ 56,000 |
| Cooke County Texas | 26 | $ 2,335,000 | $ 89,000 | $ 77,000 |
| San Jacinto County Texas | 26 | $ 1,198,000 | $ 46,000 | $ 45,000 |
| Matagorda County Texas | 25 | $ 976,000 | $ 39,000 | $ 48,000 |
| Swisher County Texas | 25 | $ 856,000 | $ 34,000 | $ 42,000 |
| Fayette County Texas | 24 | $ 1,272,000 | $ 53,000 | $ 44,000 |
| Upshur County Texas | 24 | $ 1,517,000 | $ 63,000 | $ 56,000 |
| Cherokee County Texas | 23 | $ 1,715,000 | $ 74,000 | $ 46,000 |
| DeWitt County Texas | 23 | $ 773,000 | $ 33,000 | $ 38,000 |
| Hockley County Texas | 23 | $ 835,000 | $ 36,000 | $ 43,000 |
| Austin County Texas | 22 | $ 937,000 | $ 42,000 | $ 41,000 |
| Erath County Texas | 22 | $ 1,858,000 | $ 84,000 | $ 61,000 |
| Caldwell County Texas | 21 | $ 1,331,000 | $ 63,000 | $ 49,000 |
| Montague County Texas | 21 | $ 1,176,000 | $ 56,000 | $ 66,000 |
| Uvalde County Texas | 21 | $ 1,011,000 | $ 48,000 | $ 55,000 |
| Bosque County Texas | 20 | $ 1,550,000 | $ 77,000 | $ 66,000 |
| Gonzales County Texas | 20 | $ 787,000 | $ 39,000 | $ 53,000 |
| Refugio County Texas | 20 | $ 859,000 | $ 42,000 | $ 71,000 |
| Gaines County Texas | 18 | $ 1,074,000 | $ 59,000 | $ 107,000 |
| Navarro County Texas | 18 | $ 1,033,000 | $ 57,000 | $ 43,000 |
| Scurry County Texas | 18 | $ 922,000 | $ 51,000 | $ 48,000 |
| Andrews County Texas | 17 | $ 676,000 | $ 39,000 | $ 47,000 |
| Calhoun County Texas | 17 | $ 1,081,000 | $ 63,000 | $ 67,000 |
| Dawson County Texas | 17 | $ 703,000 | $ 41,000 | $ 59,000 |
| Freestone County Texas | 17 | $ 1,684,000 | $ 99,000 | $ 89,000 |
| Karnes County Texas | 17 | $ 567,000 | $ 33,000 | $ 46,000 |
| Val Verde County Texas | 17 | $ 822,000 | $ 48,000 | $ 59,000 |
| Lamar County Texas | 16 | $ 1,099,000 | $ 68,000 | $ 53,000 |
| Deaf Smith County Texas | 15 | $ 707,000 | $ 47,000 | $ 46,000 |
| Grimes County Texas | 15 | $ 960,000 | $ 64,000 | $ 63,000 |
| Lamb County Texas | 15 | $ 452,000 | $ 30,000 | $ 41,000 |
| Moore County Texas | 15 | $ 1,089,000 | $ 72,000 | $ 64,000 |
| Runnels County Texas | 15 | $ 821,000 | $ 54,000 | $ 49,000 |
| Walker County Texas | 15 | $ 905,000 | $ 60,000 | $ 58,000 |
| Zavala County Texas | 15 | $ 692,000 | $ 46,000 | $ 43,000 |
| Archer County Texas | 14 | $ 921,000 | $ 65,000 | $ 72,000 |
| Chambers County Texas | 13 | $ 694,000 | $ 53,000 | $ 86,000 |
| Falls County Texas | 13 | $ 833,000 | $ 64,000 | $ 52,000 |
| Jasper County Texas | 13 | $ 683,000 | $ 52,000 | $ 54,000 |
| Jones County Texas | 13 | $ 723,000 | $ 55,000 | $ 48,000 |
| Leon County Texas | 13 | $ 644,000 | $ 49,000 | $ 81,000 |
| Callahan County Texas | 12 | $ 641,000 | $ 53,000 | $ 58,000 |
| Dallam County Texas | 12 | $ 478,000 | $ 39,000 | $ 41,000 |
| Eastland County Texas | 12 | $ 738,000 | $ 61,000 | $ 44,000 |
| Goliad County Texas | 12 | $ 536,000 | $ 44,000 | $ 54,000 |
| Llano County Texas | 12 | $ 816,000 | $ 68,000 | $ 46,000 |
| Ward County Texas | 12 | $ 408,000 | $ 34,000 | $ 44,000 |
| Wharton County Texas | 12 | $ 450,000 | $ 37,000 | $ 49,000 |
| Wilbarger County Texas | 12 | $ 442,000 | $ 36,000 | $ 60,000 |
| Winkler County Texas | 12 | $ 305,000 | $ 25,000 | $ 52,000 |
| Yoakum County Texas | 12 | $ 538,000 | $ 44,000 | $ 63,000 |
| Cass County Texas | 11 | $ 529,000 | $ 48,000 | $ 40,000 |
| Dimmit County Texas | 11 | $ 351,000 | $ 31,000 | $ 51,000 |
| Gillespie County Texas | 11 | $ 827,000 | $ 75,000 | $ 49,000 |
| Lampasas County Texas | 11 | $ 612,000 | $ 55,000 | $ 75,000 |
| Nolan County Texas | 11 | $ 666,000 | $ 60,000 | $ 48,000 |
| Bee County Texas | 10 | $ 366,000 | $ 36,000 | $ 44,000 |
| Colorado County Texas | 10 | $ 390,000 | $ 39,000 | $ 58,000 |
| Lavaca County Texas | 10 | $ 424,000 | $ 42,000 | $ 50,000 |
| Limestone County Texas | 10 | $ 365,000 | $ 36,000 | $ 55,000 |
| Madison County Texas | 10 | $ 619,000 | $ 61,000 | $ 37,000 |
| Polk County Texas | 10 | $ 554,000 | $ 55,000 | $ 54,000 |
| Robertson County Texas | 10 | $ 444,000 | $ 44,000 | $ 47,000 |
| Childress County Texas | 9 | $ 436,000 | $ 48,000 | $ 60,000 |
| Floyd County Texas | 9 | $ 306,000 | $ 34,000 | $ 47,000 |
| Gray County Texas | 9 | $ 1,114,000 | $ 123,000 | $ 48,000 |
| Jackson County Texas | 9 | $ 326,000 | $ 36,000 | $ 34,000 |
| Morris County Texas | 9 | $ 363,000 | $ 40,000 | $ 55,000 |
| Nacogdoches County Texas | 9 | $ 656,000 | $ 72,000 | $ 54,000 |
| Panola County Texas | 9 | $ 529,000 | $ 58,000 | $ 58,000 |
| Parmer County Texas | 9 | $ 407,000 | $ 45,000 | $ 55,000 |
| Titus County Texas | 9 | $ 490,000 | $ 54,000 | $ 37,000 |
| Tyler County Texas | 9 | $ 481,000 | $ 53,000 | $ 42,000 |
| Zapata County Texas | 9 | $ 488,000 | $ 54,000 | $ 44,000 |
| Crane County Texas | 8 | $ 251,000 | $ 31,000 | $ 58,000 |
| Crosby County Texas | 8 | $ 240,000 | $ 30,000 | $ 37,000 |
| Garza County Texas | 8 | $ 231,000 | $ 28,000 | $ 52,000 |
| Knox County Texas | 8 | $ 396,000 | $ 49,000 | $ 83,000 |
| Schleicher County Texas | 8 | $ 653,000 | $ 81,000 | $ 63,000 |
| Terry County Texas | 8 | $ 298,000 | $ 37,000 | $ 36,000 |
| Young County Texas | 8 | $ 1,110,000 | $ 138,000 | $ 71,000 |
| Milam County Texas | 7 | $ 646,000 | $ 92,000 | $ 66,000 |
| Rains County Texas | 7 | $ 555,000 | $ 79,000 | $ 54,000 |
| Burleson County Texas | 6 | $ 265,000 | $ 44,000 | $ 48,000 |
| Crockett County Texas | 6 | $ 312,000 | $ 52,000 | $ 67,000 |
| Houston County Texas | 6 | $ 453,000 | $ 75,000 | $ 76,000 |
| Mitchell County Texas | 6 | $ 265,000 | $ 44,000 | $ 40,000 |
| Reagan County Texas | 6 | $ 443,000 | $ 73,000 | $ 60,000 |
| Shackelford County Texas | 6 | $ 469,000 | $ 78,000 | $ 71,000 |
| Sutton County Texas | 6 | $ 334,000 | $ 55,000 | $ 59,000 |
| Dona Ana County New Mexico | 5 | $ 634,000 | $ 126,000 | $ 55,000 |
| Camp County Texas | 5 | $ 319,000 | $ 63,000 | $ 37,000 |
| Comanche County Texas | 5 | $ 212,000 | $ 42,000 | $ 35,000 |
| Frio County Texas | 5 | $ 200,000 | $ 40,000 | $ 59,000 |
| Jack County Texas | 5 | $ 417,000 | $ 83,000 | $ 62,000 |
| Live Oak County Texas | 5 | $ 265,000 | $ 53,000 | $ 58,000 |
| McCulloch County Texas | 5 | $ 192,000 | $ 38,000 | $ 35,000 |
| Palo Pinto County Texas | 5 | $ 231,000 | $ 46,000 | $ 31,000 |
| San Augustine County Texas | 5 | $ 172,000 | $ 34,000 | $ 43,000 |
| Riverside County California | 4 | $ 460,000 | $ 115,000 | $ 53,000 |
| Bailey County Texas | 4 | $ 135,000 | $ 33,000 | $ 42,000 |
| Brooks County Texas | 4 | $ 143,000 | $ 35,000 | $ 22,000 |
| Castro County Texas | 4 | $ 302,000 | $ 75,000 | $ 66,000 |
| Coleman County Texas | 4 | $ 218,000 | $ 54,000 | $ 51,000 |
| Concho County Texas | 4 | $ 181,000 | $ 45,000 | $ 45,000 |
| Delta County Texas | 4 | $ 251,000 | $ 62,000 | $ 66,000 |
| Hamilton County Texas | 4 | $ 137,000 | $ 34,000 | $ 44,000 |
| Lynn County Texas | 4 | $ 77,000 | $ 19,000 | $ 58,000 |
| Newton County Texas | 4 | $ 124,000 | $ 31,000 | $ 58,000 |
| Presidio County Texas | 4 | $ 233,000 | $ 58,000 | $ 72,000 |
| Wheeler County Texas | 4 | $ 128,000 | $ 32,000 | $ 40,000 |
| San Diego County California | 3 | $ 444,000 | $ 148,000 | $ 60,000 |
| Clark County Nevada | 3 | $ 336,000 | $ 112,000 | $ 71,000 |
| Otero County New Mexico | 3 | $ 164,000 | $ 54,000 | $ 33,000 |
| Oklahoma County Oklahoma | 3 | $ 156,000 | $ 52,000 | $ 77,000 |
| Blanco County Texas | 3 | $ 135,000 | $ 45,000 | $ 31,000 |
| Briscoe County Texas | 3 | $ 70,000 | $ 23,000 | $ 34,000 |
| Carson County Texas | 3 | $ 121,000 | $ 40,000 | $ 42,000 |
| Hartley County Texas | 3 | $ 164,000 | $ 54,000 | $ 51,000 |
| Irion County Texas | 3 | $ 119,000 | $ 39,000 | $ 74,000 |
| Jim Hogg County Texas | 3 | $ 360,000 | $ 120,000 | $ 87,000 |
| Lee County Texas | 3 | $ 300,000 | $ 100,000 | $ 110,000 |
| Marion County Texas | 3 | $ 321,000 | $ 107,000 | $ 58,000 |
| Ochiltree County Texas | 3 | $ 191,000 | $ 63,000 | $ 84,000 |
| Reeves County Texas | 3 | $ 70,000 | $ 23,000 | $ 30,000 |
| Roberts County Texas | 3 | $ 129,000 | $ 43,000 | $ 73,000 |
| Sabine County Texas | 3 | $ 147,000 | $ 49,000 | $ 52,000 |
| Shelby County Texas | 3 | $ 211,000 | $ 70,000 | $ 83,000 |
| Stephens County Texas | 3 | $ 224,000 | $ 74,000 | $ 68,000 |
| Maricopa County Arizona | 2 | $ 215,000 | $ 107,000 | $ 17,000 |
| Los Angeles County California | 2 | $ 457,000 | $ 228,000 | $ 131,000 |
| Mineral County Colorado | 2 | $ 376,000 | $ 188,000 | $ 64,000 |
| Honolulu County Hawaii | 2 | $ 134,000 | $ 67,000 | $ 150,000 |
| Wyandotte County Kansas | 2 | $ 115,000 | $ 57,000 | $ 79,000 |
| Jefferson County Louisiana | 2 | $ 55,000 | $ 27,000 | $ 17,000 |
| Bernalillo County New Mexico | 2 | $ 116,000 | $ 58,000 | $ 53,000 |
| Lincoln County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 266,000 |
| Oneida County New York | 2 | $ 105,000 | $ 52,000 | $ 46,000 |
| Bryan County Oklahoma | 2 | $ 249,000 | $ 124,000 | $ 58,000 |
| Comanche County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 99,000 |
| Cotton County Oklahoma | 2 | $ 66,000 | $ 33,000 | $ 50,000 |
| Tulsa County Oklahoma | 2 | $ 116,000 | $ 58,000 | $ 101,000 |
| Coke County Texas | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Donley County Texas | 2 | $ 107,000 | $ 53,000 | $ 51,000 |
| Hudspeth County Texas | 2 | $ 122,000 | $ 61,000 | $ 44,000 |
| Kent County Texas | 2 | $ 166,000 | $ 83,000 | $ 49,000 |
| Kimble County Texas | 2 | $ 321,000 | $ 160,000 | $ 119,000 |
| Kinney County Texas | 2 | $ 130,000 | $ 65,000 | $ 77,000 |
| La Salle County Texas | 2 | $ 92,000 | $ 46,000 | $ 63,000 |
| Martin County Texas | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Pecos County Texas | 2 | $ 92,000 | $ 46,000 | $ 56,000 |
| San Saba County Texas | 2 | $ 65,000 | $ 32,000 | $ 57,000 |
| Somervell County Texas | 2 | $ 118,000 | $ 59,000 | $ 76,000 |
| Stonewall County Texas | 2 | $ 44,000 | $ 22,000 | $ 42,000 |
| Throckmorton County Texas | 2 | $ 125,000 | $ 62,000 | $ 68,000 |
| Trinity County Texas | 2 | $ 35,000 | $ 17,000 | $ 44,000 |
| Mobile County Alabama | 1 | $ 38,000 | $ 38,000 | $ 81,000 |
| Kenai Peninsula County Alaska | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Apache County Arizona | 1 | $ 58,000 | $ 58,000 | $ 85,000 |
| Pima County Arizona | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Miller County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Pulaski County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Alameda County California | 1 | $ 400,000 | $ 400,000 | $ 67,000 |
| Sacramento County California | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| San Joaquin County California | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| Conejos County Colorado | 1 | $ 125,000 | $ 125,000 | $ 420,000 |
| Garfield County Colorado | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Grand County Colorado | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Duval County Florida | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Okaloosa County Florida | 1 | $ 615,000 | $ 615,000 | $ 271,000 |
| Palm Beach County Florida | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Douglas County Georgia | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Fulton County Georgia | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Glynn County Georgia | 1 | $ 156,000 | $ 156,000 | $ 95,000 |
| Oglethorpe County Georgia | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Maui County Hawaii | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Ada County Idaho | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Cook County Illinois | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Kane County Illinois | 1 | $ 112,000 | $ 112,000 | $ 96,000 |
| Scott County Iowa | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Sedgwick County Kansas | 1 | $ 76,000 | $ 76,000 | $ 191,000 |
| Bossier County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Caddo County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 76,000 |
| Calcasieu County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Ouachita County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| St. Bernard County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Charles County Maryland | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Wayne County Michigan | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Winona County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Franklin County Missouri | 1 | $ 110,000 | $ 110,000 | $ 16,000 |
| Jackson County Missouri | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Webster County Missouri | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Union County New Jersey | 1 | $ 277,000 | $ 277,000 | $ 90,000 |
| Eddy County New Mexico | 1 | $ 29,000 | $ 29,000 | $ 31,000 |
| Lea County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Luna County New Mexico | 1 | $ 32,000 | $ 32,000 | $ 84,000 |
| Sandoval County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Erie County New York | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Cumberland County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 153,000 |
| Champaign County Ohio | 1 | $ 6,000 | $ 6,000 | $ 89,000 |
| Mahoning County Ohio | 1 | $ 150,000 | $ 150,000 | $ 133,000 |
| Cimarron County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Jackson County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 68,000 |
| Allegheny County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Shelby County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Baylor County Texas | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Cochran County Texas | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Collingsworth County Texas | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Culberson County Texas | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| Fisher County Texas | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Franklin County Texas | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Hall County Texas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Hemphill County Texas | 1 | $ 52,000 | $ 52,000 | $ 53,000 |
| King County Texas | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Menard County Texas | 1 | $ 31,000 | $ 31,000 | $ 23,000 |
| Oldham County Texas | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Real County Texas | 1 | $ 113,000 | $ 113,000 | $ 103,000 |
| Sherman County Texas | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Wasatch County Utah | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Loudoun County Virginia | 1 | $ 376,000 | $ 376,000 | $ 114,000 |
| Wood County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,521 | $1,129,061,000 | $99,041 | $928,000 | $70,583 | $1,102,000 |
| Home Improvement | 7,862 | $329,524,000 | $77,588 | $1,500,000 | $87,941 | $895,000 |
| Home Purchase | 460 | $24,339,000 | $68,833 | $988,000 | $55,333 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,438 | $699,632,000 | $90,000 | $1,500,000 | $88,428 | $1,102,000 |
| Hispanic | 8,752 | $492,532,000 | $127,363 | $998,000 | $82,000 | $895,000 |
| Black or African American | 2,779 | $169,321,000 | $79,736 | $891,000 | $63,789 | $540,000 |
| Not Provided | 1,289 | $81,720,000 | $48,500 | $730,000 | $74,500 | $600,000 |
| Asian | 312 | $23,301,000 | $74,000 | $676,000 | $72,000 | $483,000 |
| American Indian or Alaskan Native | 234 | $13,412,000 | $87,000 | $600,000 | $45,500 | $396,000 |
| Native Hawaiian or Other Pacific Islander | 39 | $3,006,000 | $77,000 | $380,000 | $66,500 | $365,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,843 | $1,482,924,000 | $89,032 | $1,500,000 | $72,967 | $1,102,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 11,961 | $714,811,000 | $79,571 | $1,500,000 | $58,809 | $895,000 |
| Application Withdrawn By Applicant | 5,405 | $342,967,000 | $73,000 | $988,000 | $95,631 | $1,102,000 |
| Loan Originated | 4,243 | $330,425,000 | $134,555 | $928,000 | $90,333 | $320,000 |
| Application Approved But Not Accepted | 1,234 | $94,721,000 | $87,500 | $800,000 | $64,500 | $285,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Texas, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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with aggregated HMDA statistics today.