Wells Fargo Fin'l Texas, Inc Mortgage Lending & HMDA Data, 2005

In 2005, Wells Fargo Fin'l Texas, Inc of Des Moines, IA reported 22,843 mortgage applications totaling $1.5 billion, up 39% from 2004. The average application was for $64,918, and applicants reported an average income of $57,934. 19% of its applications resulted in an originated loan and 52% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (4,114), Dallas-Plano-Irving, TX (3,286) and Fort Worth-Arlington, TX (2,085) (applications in parentheses).

Mortgage Company & Address Wells Fargo Fin'l Texas, Inc
800 Walnut St, 6th Floor, Mac F4031-061
Des Moines, IA 50309
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,843
Total Mortgage Loan Application Amount $1,482,924,000
Average Mortgage Loan Application Amount $64,918
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $57,934
Highest Applicant Income $1,102,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Fin'l Texas, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wells Fargo Fin'l Texas, Inc by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,826 $ 184,618,000 $ 65,328 $ 65,000
Dallas, Texas 1,990 $ 147,610,000 $ 74,175 $ 58,000
El Paso, Texas 1,767 $ 125,774,000 $ 71,179 $ 68,000
Tarrant, Texas 1,730 $ 109,658,000 $ 63,386 $ 57,000
Bexar, Texas 1,176 $ 62,353,000 $ 53,021 $ 56,000
Hidalgo, Texas 953 $ 49,573,000 $ 52,017 $ 58,000
Cameron, Texas 626 $ 31,566,000 $ 50,424 $ 59,000
Travis, Texas 570 $ 48,123,000 $ 84,426 $ 65,000
Lubbock, Texas 550 $ 30,678,000 $ 55,778 $ 50,000
Fort Bend, Texas 482 $ 31,826,000 $ 66,029 $ 66,000
Denton, Texas 449 $ 40,355,000 $ 89,877 $ 82,000
Collin, Texas 442 $ 44,495,000 $ 100,667 $ 76,000
Montgomery, Texas 372 $ 28,149,000 $ 75,669 $ 60,000
Nueces, Texas 365 $ 21,208,000 $ 58,104 $ 68,000
Webb, Texas 346 $ 21,261,000 $ 61,447 $ 48,000
Ector, Texas 341 $ 15,774,000 $ 46,258 $ 53,000
Wichita, Texas 338 $ 18,714,000 $ 55,366 $ 52,000
McLennan, Texas 297 $ 21,481,000 $ 72,326 $ 54,000
Taylor, Texas 268 $ 17,871,000 $ 66,682 $ 55,000
Williamson, Texas 266 $ 20,314,000 $ 76,368 $ 76,000
Tom Green, Texas 259 $ 13,846,000 $ 53,459 $ 50,000
Midland, Texas 240 $ 13,329,000 $ 55,537 $ 53,000
Smith, Texas 221 $ 19,516,000 $ 88,307 $ 55,000
Jefferson, Texas 213 $ 12,329,000 $ 57,882 $ 57,000
Grayson, Texas 197 $ 14,673,000 $ 74,482 $ 45,000
Bell, Texas 190 $ 11,029,000 $ 58,047 $ 58,000
Potter, Texas 190 $ 10,291,000 $ 54,163 $ 41,000
Jim Wells, Texas 175 $ 7,629,000 $ 43,594 $ 58,000
Johnson, Texas 175 $ 10,595,000 $ 60,542 $ 58,000
Randall, Texas 168 $ 12,615,000 $ 75,089 $ 56,000
Brazoria, Texas 153 $ 9,953,000 $ 65,052 $ 70,000
Galveston, Texas 129 $ 7,440,000 $ 57,674 $ 79,000
Ellis, Texas 127 $ 8,819,000 $ 69,440 $ 56,000
Victoria, Texas 122 $ 6,090,000 $ 49,918 $ 55,000
Hays, Texas 120 $ 10,612,000 $ 88,433 $ 58,000
Gregg, Texas 113 $ 9,086,000 $ 80,407 $ 53,000
Hunt, Texas 108 $ 7,749,000 $ 71,750 $ 57,000
Kaufman, Texas 107 $ 6,766,000 $ 63,233 $ 56,000
Guadalupe, Texas 92 $ 5,909,000 $ 64,228 $ 56,000
Wise, Texas 92 $ 6,510,000 $ 70,760 $ 58,000
Parker, Texas 88 $ 6,491,000 $ 73,761 $ 70,000
Bastrop, Texas 85 $ 5,888,000 $ 69,270 $ 68,000
Hale, Texas 85 $ 3,809,000 $ 44,811 $ 48,000
Maverick, Texas 85 $ 3,720,000 $ 43,764 $ 49,000
Comal, Texas 84 $ 5,456,000 $ 64,952 $ 59,000
San Patricio, Texas 81 $ 4,577,000 $ 56,506 $ 50,000
Hill, Texas 70 $ 3,510,000 $ 50,142 $ 45,000
Kleberg, Texas 69 $ 3,102,000 $ 44,956 $ 50,000
Henderson, Texas 68 $ 5,310,000 $ 78,088 $ 49,000
Bowie, Texas 65 $ 4,546,000 $ 69,938 $ 58,000
Orange, Texas 65 $ 3,515,000 $ 54,076 $ 59,000
Wilson, Texas 65 $ 3,730,000 $ 57,384 $ 55,000
Atascosa, Texas 63 $ 3,407,000 $ 54,079 $ 50,000
Rockwall, Texas 59 $ 4,679,000 $ 79,305 $ 71,000
Brazos, Texas 55 $ 3,512,000 $ 63,854 $ 64,000
Harrison, Texas 51 $ 4,003,000 $ 78,490 $ 58,000
Liberty, Texas 50 $ 2,509,000 $ 50,180 $ 54,000
Bandera, Texas 47 $ 3,137,000 $ 66,744 $ 56,000
Coryell, Texas 46 $ 2,762,000 $ 60,043 $ 75,000
Willacy, Texas 45 $ 1,609,000 $ 35,755 $ 44,000
Howard, Texas 42 $ 1,694,000 $ 40,333 $ 56,000
Waller, Texas 41 $ 2,576,000 $ 62,829 $ 59,000
Burnet, Texas 40 $ 2,986,000 $ 74,650 $ 52,000
Van Zandt, Texas 40 $ 3,012,000 $ 75,300 $ 60,000
Fannin, Texas 37 $ 2,842,000 $ 76,810 $ 50,000
Hardin, Texas 35 $ 2,545,000 $ 72,714 $ 52,000
Hood, Texas 34 $ 2,375,000 $ 69,852 $ 61,000
Starr, Texas 33 $ 1,746,000 $ 52,909 $ 40,000
Clay, Texas 32 $ 1,581,000 $ 49,406 $ 67,000
Hutchinson, Texas 32 $ 1,261,000 $ 39,406 $ 43,000
Rusk, Texas 32 $ 2,159,000 $ 67,468 $ 52,000
Aransas, Texas 31 $ 1,483,000 $ 47,838 $ 60,000
Kerr, Texas 31 $ 2,073,000 $ 66,870 $ 51,000
Hopkins, Texas 29 $ 1,747,000 $ 60,241 $ 48,000
Washington, Texas 29 $ 2,007,000 $ 69,206 $ 52,000
Kendall, Texas 28 $ 2,434,000 $ 86,928 $ 61,000
Angelina, Texas 27 $ 1,765,000 $ 65,370 $ 54,000
Brown, Texas 27 $ 1,504,000 $ 55,703 $ 64,000
Duval, Texas 27 $ 1,246,000 $ 46,148 $ 52,000
Medina, Texas 27 $ 1,819,000 $ 67,370 $ 56,000
Wood, Texas 27 $ 1,928,000 $ 71,407 $ 55,000
Anderson, Texas 26 $ 1,876,000 $ 72,153 $ 56,000
Cooke, Texas 26 $ 2,335,000 $ 89,807 $ 77,000
San Jacinto, Texas 26 $ 1,198,000 $ 46,076 $ 45,000
Matagorda, Texas 25 $ 976,000 $ 39,040 $ 48,000
Swisher, Texas 25 $ 856,000 $ 34,240 $ 42,000
Fayette, Texas 24 $ 1,272,000 $ 53,000 $ 44,000
Upshur, Texas 24 $ 1,517,000 $ 63,208 $ 56,000
Cherokee, Texas 23 $ 1,715,000 $ 74,565 $ 46,000
DeWitt, Texas 23 $ 773,000 $ 33,608 $ 38,000
Hockley, Texas 23 $ 835,000 $ 36,304 $ 43,000
Austin, Texas 22 $ 937,000 $ 42,590 $ 41,000
Erath, Texas 22 $ 1,858,000 $ 84,454 $ 61,000
Caldwell, Texas 21 $ 1,331,000 $ 63,380 $ 49,000
Montague, Texas 21 $ 1,176,000 $ 56,000 $ 66,000
Uvalde, Texas 21 $ 1,011,000 $ 48,142 $ 55,000
Bosque, Texas 20 $ 1,550,000 $ 77,500 $ 66,000
Gonzales, Texas 20 $ 787,000 $ 39,350 $ 53,000
Refugio, Texas 20 $ 859,000 $ 42,950 $ 71,000
Gaines, Texas 18 $ 1,074,000 $ 59,666 $ 107,000
Navarro, Texas 18 $ 1,033,000 $ 57,388 $ 43,000
Scurry, Texas 18 $ 922,000 $ 51,222 $ 48,000
Andrews, Texas 17 $ 676,000 $ 39,764 $ 47,000
Calhoun, Texas 17 $ 1,081,000 $ 63,588 $ 67,000
Dawson, Texas 17 $ 703,000 $ 41,352 $ 59,000
Freestone, Texas 17 $ 1,684,000 $ 99,058 $ 89,000
Karnes, Texas 17 $ 567,000 $ 33,352 $ 46,000
Val Verde, Texas 17 $ 822,000 $ 48,352 $ 59,000
Lamar, Texas 16 $ 1,099,000 $ 68,687 $ 53,000
Deaf Smith, Texas 15 $ 707,000 $ 47,133 $ 46,000
Grimes, Texas 15 $ 960,000 $ 64,000 $ 63,000
Lamb, Texas 15 $ 452,000 $ 30,133 $ 41,000
Moore, Texas 15 $ 1,089,000 $ 72,600 $ 64,000
Runnels, Texas 15 $ 821,000 $ 54,733 $ 49,000
Walker, Texas 15 $ 905,000 $ 60,333 $ 58,000
Zavala, Texas 15 $ 692,000 $ 46,133 $ 43,000
Archer, Texas 14 $ 921,000 $ 65,785 $ 72,000
Chambers, Texas 13 $ 694,000 $ 53,384 $ 86,000
Falls, Texas 13 $ 833,000 $ 64,076 $ 52,000
Jasper, Texas 13 $ 683,000 $ 52,538 $ 54,000
Jones, Texas 13 $ 723,000 $ 55,615 $ 48,000
Leon, Texas 13 $ 644,000 $ 49,538 $ 81,000
Callahan, Texas 12 $ 641,000 $ 53,416 $ 58,000
Dallam, Texas 12 $ 478,000 $ 39,833 $ 41,000
Eastland, Texas 12 $ 738,000 $ 61,500 $ 44,000
Goliad, Texas 12 $ 536,000 $ 44,666 $ 54,000
Llano, Texas 12 $ 816,000 $ 68,000 $ 46,000
Ward, Texas 12 $ 408,000 $ 34,000 $ 44,000
Wharton, Texas 12 $ 450,000 $ 37,500 $ 49,000
Wilbarger, Texas 12 $ 442,000 $ 36,833 $ 60,000
Winkler, Texas 12 $ 305,000 $ 25,416 $ 52,000
Yoakum, Texas 12 $ 538,000 $ 44,833 $ 63,000
Cass, Texas 11 $ 529,000 $ 48,090 $ 40,000
Dimmit, Texas 11 $ 351,000 $ 31,909 $ 51,000
Gillespie, Texas 11 $ 827,000 $ 75,181 $ 49,000
Lampasas, Texas 11 $ 612,000 $ 55,636 $ 75,000
Nolan, Texas 11 $ 666,000 $ 60,545 $ 48,000
Bee, Texas 10 $ 366,000 $ 36,600 $ 44,000
Colorado, Texas 10 $ 390,000 $ 39,000 $ 58,000
Lavaca, Texas 10 $ 424,000 $ 42,400 $ 50,000
Limestone, Texas 10 $ 365,000 $ 36,500 $ 55,000
Madison, Texas 10 $ 619,000 $ 61,900 $ 37,000
Polk, Texas 10 $ 554,000 $ 55,400 $ 54,000
Robertson, Texas 10 $ 444,000 $ 44,400 $ 47,000
Childress, Texas 9 $ 436,000 $ 48,444 $ 60,000
Floyd, Texas 9 $ 306,000 $ 34,000 $ 47,000
Gray, Texas 9 $ 1,114,000 $ 123,777 $ 48,000
Jackson, Texas 9 $ 326,000 $ 36,222 $ 34,000
Morris, Texas 9 $ 363,000 $ 40,333 $ 55,000
Nacogdoches, Texas 9 $ 656,000 $ 72,888 $ 54,000
Panola, Texas 9 $ 529,000 $ 58,777 $ 58,000
Parmer, Texas 9 $ 407,000 $ 45,222 $ 55,000
Titus, Texas 9 $ 490,000 $ 54,444 $ 37,000
Tyler, Texas 9 $ 481,000 $ 53,444 $ 42,000
Zapata, Texas 9 $ 488,000 $ 54,222 $ 44,000
Crane, Texas 8 $ 251,000 $ 31,375 $ 58,000
Crosby, Texas 8 $ 240,000 $ 30,000 $ 37,000
Garza, Texas 8 $ 231,000 $ 28,875 $ 52,000
Knox, Texas 8 $ 396,000 $ 49,500 $ 83,000
Schleicher, Texas 8 $ 653,000 $ 81,625 $ 63,000
Terry, Texas 8 $ 298,000 $ 37,250 $ 36,000
Young, Texas 8 $ 1,110,000 $ 138,750 $ 71,000
Milam, Texas 7 $ 646,000 $ 92,285 $ 66,000
Rains, Texas 7 $ 555,000 $ 79,285 $ 54,000
Burleson, Texas 6 $ 265,000 $ 44,166 $ 48,000
Crockett, Texas 6 $ 312,000 $ 52,000 $ 67,000
Houston, Texas 6 $ 453,000 $ 75,500 $ 76,000
Mitchell, Texas 6 $ 265,000 $ 44,166 $ 40,000
Reagan, Texas 6 $ 443,000 $ 73,833 $ 60,000
Shackelford, Texas 6 $ 469,000 $ 78,166 $ 71,000
Sutton, Texas 6 $ 334,000 $ 55,666 $ 59,000
Dona Ana, New Mexico 5 $ 634,000 $ 126,800 $ 55,000
Camp, Texas 5 $ 319,000 $ 63,800 $ 37,000
Comanche, Texas 5 $ 212,000 $ 42,400 $ 35,000
Frio, Texas 5 $ 200,000 $ 40,000 $ 59,000
Jack, Texas 5 $ 417,000 $ 83,400 $ 62,000
Live Oak, Texas 5 $ 265,000 $ 53,000 $ 58,000
McCulloch, Texas 5 $ 192,000 $ 38,400 $ 35,000
Palo Pinto, Texas 5 $ 231,000 $ 46,200 $ 31,000
San Augustine, Texas 5 $ 172,000 $ 34,400 $ 43,000
Riverside, California 4 $ 460,000 $ 115,000 $ 53,000
Bailey, Texas 4 $ 135,000 $ 33,750 $ 42,000
Brooks, Texas 4 $ 143,000 $ 35,750 $ 22,000
Castro, Texas 4 $ 302,000 $ 75,500 $ 66,000
Coleman, Texas 4 $ 218,000 $ 54,500 $ 51,000
Concho, Texas 4 $ 181,000 $ 45,250 $ 45,000
Delta, Texas 4 $ 251,000 $ 62,750 $ 66,000
Hamilton, Texas 4 $ 137,000 $ 34,250 $ 44,000
Lynn, Texas 4 $ 77,000 $ 19,250 $ 58,000
Newton, Texas 4 $ 124,000 $ 31,000 $ 58,000
Presidio, Texas 4 $ 233,000 $ 58,250 $ 72,000
Wheeler, Texas 4 $ 128,000 $ 32,000 $ 40,000
San Diego, California 3 $ 444,000 $ 148,000 $ 60,000
Clark, Nevada 3 $ 336,000 $ 112,000 $ 71,000
Otero, New Mexico 3 $ 164,000 $ 54,666 $ 33,000
Oklahoma, Oklahoma 3 $ 156,000 $ 52,000 $ 77,000
Blanco, Texas 3 $ 135,000 $ 45,000 $ 31,000
Briscoe, Texas 3 $ 70,000 $ 23,333 $ 34,000
Carson, Texas 3 $ 121,000 $ 40,333 $ 42,000
Hartley, Texas 3 $ 164,000 $ 54,666 $ 51,000
Irion, Texas 3 $ 119,000 $ 39,666 $ 74,000
Jim Hogg, Texas 3 $ 360,000 $ 120,000 $ 87,000
Lee, Texas 3 $ 300,000 $ 100,000 $ 110,000
Marion, Texas 3 $ 321,000 $ 107,000 $ 58,000
Ochiltree, Texas 3 $ 191,000 $ 63,666 $ 84,000
Reeves, Texas 3 $ 70,000 $ 23,333 $ 30,000
Roberts, Texas 3 $ 129,000 $ 43,000 $ 73,000
Sabine, Texas 3 $ 147,000 $ 49,000 $ 52,000
Shelby, Texas 3 $ 211,000 $ 70,333 $ 83,000
Stephens, Texas 3 $ 224,000 $ 74,666 $ 68,000
Maricopa, Arizona 2 $ 215,000 $ 107,500 $ 17,000
Los Angeles, California 2 $ 457,000 $ 228,500 $ 131,000
Mineral, Colorado 2 $ 376,000 $ 188,000 $ 64,000
Honolulu, Hawaii 2 $ 134,000 $ 67,000 $ 150,000
Wyandotte, Kansas 2 $ 115,000 $ 57,500 $ 79,000
Jefferson, Louisiana 2 $ 55,000 $ 27,500 $ 17,000
Bernalillo, New Mexico 2 $ 116,000 $ 58,000 $ 53,000
Lincoln, New Mexico 2 $ 110,000 $ 55,000 $ 266,000
Oneida, New York 2 $ 105,000 $ 52,500 $ 46,000
Bryan, Oklahoma 2 $ 249,000 $ 124,500 $ 58,000
Comanche, Oklahoma 2 $ 100,000 $ 50,000 $ 99,000
Cotton, Oklahoma 2 $ 66,000 $ 33,000 $ 50,000
Tulsa, Oklahoma 2 $ 116,000 $ 58,000 $ 101,000
Coke, Texas 2 $ 180,000 $ 90,000 $ 57,000
Donley, Texas 2 $ 107,000 $ 53,500 $ 51,000
Hudspeth, Texas 2 $ 122,000 $ 61,000 $ 44,000
Kent, Texas 2 $ 166,000 $ 83,000 $ 49,000
Kimble, Texas 2 $ 321,000 $ 160,500 $ 119,000
Kinney, Texas 2 $ 130,000 $ 65,000 $ 77,000
La Salle, Texas 2 $ 92,000 $ 46,000 $ 63,000
Martin, Texas 2 $ 70,000 $ 35,000 $ 51,000
Pecos, Texas 2 $ 92,000 $ 46,000 $ 56,000
San Saba, Texas 2 $ 65,000 $ 32,500 $ 57,000
Somervell, Texas 2 $ 118,000 $ 59,000 $ 76,000
Stonewall, Texas 2 $ 44,000 $ 22,000 $ 42,000
Throckmorton, Texas 2 $ 125,000 $ 62,500 $ 68,000
Trinity, Texas 2 $ 35,000 $ 17,500 $ 44,000
Mobile, Alabama 1 $ 38,000 $ 38,000 $ 81,000
Kenai Peninsula, Alaska 1 $ 117,000 $ 117,000 $ 35,000
Apache, Arizona 1 $ 58,000 $ 58,000 $ 85,000
Pima, Arizona 1 $ 112,000 $ 112,000 $ 40,000
Miller, Arkansas 1 $ 15,000 $ 15,000 $ 48,000
Pulaski, Arkansas 1 $ 68,000 $ 68,000 $ 84,000
Alameda, California 1 $ 400,000 $ 400,000 $ 67,000
Sacramento, California 1 $ 25,000 $ 25,000 $ 42,000
San Joaquin, California 1 $ 125,000 $ 125,000 $ 218,000
Conejos, Colorado 1 $ 125,000 $ 125,000 $ 420,000
Garfield, Colorado 1 $ 54,000 $ 54,000 $ 60,000
Grand, Colorado 1 $ 39,000 $ 39,000 $ 29,000
Duval, Florida 1 $ 85,000 $ 85,000 $ 48,000
Okaloosa, Florida 1 $ 615,000 $ 615,000 $ 271,000
Palm Beach, Florida 1 $ 85,000 $ 85,000 $ 62,000
Douglas, Georgia 1 $ 113,000 $ 113,000 $ 49,000
Fulton, Georgia 1 $ 72,000 $ 72,000 $ 30,000
Glynn, Georgia 1 $ 156,000 $ 156,000 $ 95,000
Oglethorpe, Georgia 1 $ 16,000 $ 16,000 $ 46,000
Maui, Hawaii 1 $ 15,000 $ 15,000 $ 95,000
Ada, Idaho 1 $ 70,000 $ 70,000 $ 32,000
Cook, Illinois 1 $ 75,000 $ 75,000 $ 40,000
Kane, Illinois 1 $ 112,000 $ 112,000 $ 96,000
Scott, Iowa 1 $ 30,000 $ 30,000 $ 44,000
Sedgwick, Kansas 1 $ 76,000 $ 76,000 $ 191,000
Bossier, Louisiana 1 $ 10,000 $ 10,000 $ 40,000
Caddo, Louisiana 1 $ 59,000 $ 59,000 $ 76,000
Calcasieu, Louisiana 1 $ 15,000 $ 15,000 $ 48,000
Ouachita, Louisiana 1 $ 65,000 $ 65,000 $ 60,000
St. Bernard, Louisiana 1 $ 15,000 $ 15,000 $ 121,000
Charles, Maryland 1 $ 40,000 $ 40,000 $ 31,000
Wayne, Michigan 1 $ 10,000 $ 10,000 $ 18,000
Winona, Minnesota 1 $ 15,000 $ 15,000 $ 70,000
Franklin, Missouri 1 $ 110,000 $ 110,000 $ 16,000
Jackson, Missouri 1 $ 30,000 $ 30,000 $ 33,000
Webster, Missouri 1 $ 88,000 $ 88,000 $ 67,000
Union, New Jersey 1 $ 277,000 $ 277,000 $ 90,000
Eddy, New Mexico 1 $ 29,000 $ 29,000 $ 31,000
Lea, New Mexico 1 $ 30,000 $ 30,000 $ 29,000
Luna, New Mexico 1 $ 32,000 $ 32,000 $ 84,000
Sandoval, New Mexico 1 $ 135,000 $ 135,000 $ 89,000
Erie, New York 1 $ 95,000 $ 95,000 $ 27,000
Cumberland, North Carolina 1 $ 38,000 $ 38,000 $ 153,000
Champaign, Ohio 1 $ 6,000 $ 6,000 $ 89,000
Mahoning, Ohio 1 $ 150,000 $ 150,000 $ 133,000
Cimarron, Oklahoma 1 $ 5,000 $ 5,000 $ 33,000
Jackson, Oklahoma 1 $ 44,000 $ 44,000 $ 0
Pontotoc, Oklahoma 1 $ 72,000 $ 72,000 $ 68,000
Allegheny, Pennsylvania 1 $ 60,000 $ 60,000 $ 83,000
Shelby, Tennessee 1 $ 92,000 $ 92,000 $ 50,000
Baylor, Texas 1 $ 30,000 $ 30,000 $ 84,000
Cochran, Texas 1 $ 15,000 $ 15,000 $ 19,000
Collingsworth, Texas 1 $ 30,000 $ 30,000 $ 41,000
Culberson, Texas 1 $ 47,000 $ 47,000 $ 39,000
Fisher, Texas 1 $ 55,000 $ 55,000 $ 85,000
Franklin, Texas 1 $ 100,000 $ 100,000 $ 95,000
Hall, Texas 1 $ 25,000 $ 25,000 $ 48,000
Hemphill, Texas 1 $ 52,000 $ 52,000 $ 53,000
King, Texas 1 $ 40,000 $ 40,000 $ 42,000
Menard, Texas 1 $ 31,000 $ 31,000 $ 23,000
Oldham, Texas 1 $ 167,000 $ 167,000 $ 62,000
Real, Texas 1 $ 113,000 $ 113,000 $ 103,000
Sherman, Texas 1 $ 80,000 $ 80,000 $ 35,000
Wasatch, Utah 1 $ 15,000 $ 15,000 $ 66,000
Loudoun, Virginia 1 $ 376,000 $ 376,000 $ 114,000
Wood, West Virginia 1 $ 51,000 $ 51,000 $ 44,000

Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Texas, Inc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,521 $1,129,061,000 $99,041 $928,000 $70,583 $1,102,000
Home Improvement 7,862 $329,524,000 $77,588 $1,500,000 $87,941 $895,000
Home Purchase 460 $24,339,000 $68,833 $988,000 $55,333 $500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,438 $699,632,000 $90,000 $1,500,000 $88,428 $1,102,000
Hispanic 8,752 $492,532,000 $127,363 $998,000 $82,000 $895,000
Black or African American 2,779 $169,321,000 $79,736 $891,000 $63,789 $540,000
Not Provided 1,289 $81,720,000 $48,500 $730,000 $74,500 $600,000
Asian 312 $23,301,000 $74,000 $676,000 $72,000 $483,000
American Indian or Alaskan Native 234 $13,412,000 $87,000 $600,000 $45,500 $396,000
Native Hawaiian or Other Pacific Islander 39 $3,006,000 $77,000 $380,000 $66,500 $365,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,843 $1,482,924,000 $89,032 $1,500,000 $72,967 $1,102,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 11,961 $714,811,000 $79,571 $1,500,000 $58,809 $895,000
Application Withdrawn By Applicant 5,405 $342,967,000 $73,000 $988,000 $95,631 $1,102,000
Loan Originated 4,243 $330,425,000 $134,555 $928,000 $90,333 $320,000
Application Approved But Not Accepted 1,234 $94,721,000 $87,500 $800,000 $64,500 $285,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Texas, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Fin'l Texas, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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