Hudspeth County, TX Mortgage Lenders & HMDA Data, 2005

In 2005, lenders reported 43 mortgage applications in Hudspeth County, TX totaling $2.6 million, down 28% from 2004. The average application was for $61,000, and applicants reported an average income of $45,000. 14% of applications resulted in an originated loan and 42% were denied. The most active lender was Ameriquest Mortgage Company, with 9 applications, followed by Wells Fargo Bank, NA and Vanderbilt Mortgage.

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Total Number of Mortgage Applications 43
Total Mortgage Loan Application Amount $2,649,000
Average Mortgage Loan Application Amount $61,000
Highest Mortgage Loan Application Amount $193,000
Average Applicant Income $45,000
Highest Applicant Income $150,000
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Top Mortgage Lenders in Hudspeth County, TX (2005)

Ranked by the number of mortgage applications each lender reported in Hudspeth County, TX in 2005.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Ameriquest Mortgage Company
Orange, CA
9 $678,000 $75,000 $74,000
2 Wells Fargo Bank, NA
Des Moines, IA
6 $247,000 $41,000 $42,000
3 Vanderbilt Mortgage
Maryville, TN
4 $191,000 $47,000 $20,000
4 Beneficial Company LLC
Mettawa, IL
4 $80,000 $20,000 $27,000
5 Gmac Mortgage LLC
Ft. Washington, PA
4 $378,000 $94,000 $47,000
6 Home123 Corporation
Irvine, CA
3 $369,000 $123,000 $36,000
7 Origen Financial Services LLC
Southfield, MI
2 $60,000 $30,000 $54,000
8 Wells Fargo Fin'l Texas, Inc
Des Moines, IA
2 $122,000 $61,000 $44,000
9 Wmc Mortgage Corp.
Burbank, CA
1 $60,000 $60,000 $42,000
10 Union Federal C/O Sky Bank
Bowling Green, OH
1 $93,000 $93,000 $54,000

See every lender active in Hudspeth County, TX in 2005 »

The tables below break down 2005 mortgage applications in Hudspeth County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hudspeth County, TX in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 27 $1,759,000 $65,000 $185,000 $52,000 $150,000
Home Improvement 8 $287,000 $35,000 $92,000 $33,000 $68,000
Home Purchase 8 $603,000 $75,000 $193,000 $37,000 $65,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 23 $1,244,000 $54,000 $185,000 $42,000 $96,000
White 13 $947,000 $72,000 $141,000 $47,000 $99,000
Not Provided 4 $191,000 $47,000 $76,000 $63,000 $150,000
Not applicable 2 $74,000 $37,000 $49,000 $0 $0
Black or African American 1 $193,000 $193,000 $193,000 $53,000 $53,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41 $2,500,000 $60,000 $193,000 $46,000 $150,000
FHA-insured (Federal Housing Administration) 1 $56,000 $56,000 $56,000 $36,000 $36,000
VA-guaranteed (Veterans Administration) 1 $93,000 $93,000 $93,000 $54,000 $54,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 18 $782,000 $43,000 $106,000 $46,000 $150,000
Application Withdrawn By Applicant 9 $700,000 $77,000 $185,000 $52,000 $96,000
Loan Originated 6 $352,000 $58,000 $93,000 $46,000 $59,000
File Closed For Incompleteness 5 $436,000 $87,000 $141,000 $62,000 $99,000
Loan Purchased By The Institution 3 $267,000 $89,000 $193,000 $26,000 $53,000
Application Approved But Not Accepted 2 $112,000 $56,000 $59,000 $13,000 $26,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8 $342,000 $42,000 $76,000 $36,000 $68,000
Other 4 $229,000 $57,000 $75,000 $68,000 $150,000
Collateral 1 $106,000 $106,000 $106,000 $57,000 $57,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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