Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Wesbanco Bank, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,117 |
| Total Mortgage Loan Application Amount | $515,296,000 |
| Average Mortgage Loan Application Amount | $146,666 |
| Highest Mortgage Loan Application Amount | $14,591,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 283 | $ 87,049,000 | $ 307,000 | $ 147,000 |
| Belmont County Ohio | 246 | $ 32,963,000 | $ 133,000 | $ 72,000 |
| Harrison County West Virginia | 236 | $ 37,692,000 | $ 159,000 | $ 78,000 |
| Allegheny County Pennsylvania | 166 | $ 31,258,000 | $ 188,000 | $ 88,000 |
| Wood County West Virginia | 143 | $ 19,539,000 | $ 136,000 | $ 52,000 |
| Kanawha County West Virginia | 139 | $ 28,138,000 | $ 202,000 | $ 63,000 |
| Ohio County West Virginia | 130 | $ 20,081,000 | $ 154,000 | $ 73,000 |
| Hamilton County Ohio | 120 | $ 20,478,000 | $ 170,000 | $ 58,000 |
| Monongalia County West Virginia | 107 | $ 24,654,000 | $ 230,000 | $ 121,000 |
| Ross County Ohio | 104 | $ 8,291,000 | $ 79,000 | $ 60,000 |
| Clark County Ohio | 91 | $ 4,113,000 | $ 45,000 | $ 53,000 |
| Jackson County Ohio | 90 | $ 8,729,000 | $ 96,000 | $ 64,000 |
| Marion County West Virginia | 84 | $ 10,578,000 | $ 125,000 | $ 51,000 |
| Scioto County Ohio | 77 | $ 6,383,000 | $ 82,000 | $ 55,000 |
| Preston County West Virginia | 63 | $ 4,569,000 | $ 72,000 | $ 47,000 |
| Montgomery County Ohio | 56 | $ 15,284,000 | $ 272,000 | $ 104,000 |
| Butler County Ohio | 53 | $ 5,695,000 | $ 107,000 | $ 69,000 |
| Brooke County West Virginia | 51 | $ 3,426,000 | $ 67,000 | $ 46,000 |
| Marshall County West Virginia | 51 | $ 5,338,000 | $ 104,000 | $ 60,000 |
| Washington County Ohio | 49 | $ 6,182,000 | $ 126,000 | $ 62,000 |
| Jefferson County Ohio | 48 | $ 5,177,000 | $ 107,000 | $ 76,000 |
| Guernsey County Ohio | 46 | $ 4,047,000 | $ 87,000 | $ 59,000 |
| Hancock County West Virginia | 42 | $ 4,228,000 | $ 100,000 | $ 66,000 |
| Lawrence County Ohio | 41 | $ 1,806,000 | $ 44,000 | $ 40,000 |
| Jackson County West Virginia | 37 | $ 1,793,000 | $ 48,000 | $ 49,000 |
| Clermont County Ohio | 31 | $ 6,483,000 | $ 209,000 | $ 94,000 |
| Warren County Ohio | 31 | $ 5,760,000 | $ 185,000 | $ 107,000 |
| Monroe County Ohio | 30 | $ 2,981,000 | $ 99,000 | $ 67,000 |
| Wetzel County West Virginia | 29 | $ 2,882,000 | $ 99,000 | $ 54,000 |
| Delaware County Ohio | 26 | $ 8,311,000 | $ 319,000 | $ 178,000 |
| Washington County Pennsylvania | 26 | $ 4,135,000 | $ 159,000 | $ 100,000 |
| Greene County Ohio | 23 | $ 3,404,000 | $ 148,000 | $ 103,000 |
| Gallia County Ohio | 22 | $ 1,489,000 | $ 67,000 | $ 56,000 |
| Butler County Pennsylvania | 21 | $ 4,470,000 | $ 212,000 | $ 97,000 |
| Putnam County West Virginia | 16 | $ 3,334,000 | $ 208,000 | $ 92,000 |
| Taylor County West Virginia | 16 | $ 2,473,000 | $ 154,000 | $ 65,000 |
| Fairfield County Ohio | 15 | $ 2,846,000 | $ 189,000 | $ 91,000 |
| Tyler County West Virginia | 15 | $ 1,662,000 | $ 110,000 | $ 60,000 |
| Vinton County Ohio | 13 | $ 962,000 | $ 74,000 | $ 44,000 |
| Licking County Ohio | 12 | $ 9,564,000 | $ 797,000 | $ 78,000 |
| Athens County Ohio | 11 | $ 1,482,000 | $ 134,000 | $ 90,000 |
| Harrison County Ohio | 10 | $ 966,000 | $ 96,000 | $ 67,000 |
| Dearborn County Indiana | 9 | $ 1,373,000 | $ 152,000 | $ 111,000 |
| Pickaway County Ohio | 9 | $ 786,000 | $ 87,000 | $ 75,000 |
| Hocking County Ohio | 8 | $ 975,000 | $ 121,000 | $ 151,000 |
| Beaver County Pennsylvania | 8 | $ 1,054,000 | $ 131,000 | $ 63,000 |
| Pike County Ohio | 7 | $ 2,083,000 | $ 297,000 | $ 48,000 |
| Barbour County West Virginia | 7 | $ 1,046,000 | $ 149,000 | $ 38,000 |
| Upshur County West Virginia | 7 | $ 1,072,000 | $ 153,000 | $ 66,000 |
| Wirt County West Virginia | 7 | $ 316,000 | $ 45,000 | $ 31,000 |
| Westmoreland County Pennsylvania | 6 | $ 5,766,000 | $ 961,000 | $ 133,000 |
| Lewis County West Virginia | 6 | $ 651,000 | $ 108,000 | $ 51,000 |
| Ritchie County West Virginia | 6 | $ 638,000 | $ 106,000 | $ 39,000 |
| Champaign County Ohio | 5 | $ 545,000 | $ 109,000 | $ 53,000 |
| Meigs County Ohio | 5 | $ 288,000 | $ 57,000 | $ 33,000 |
| Miami County Ohio | 5 | $ 120,000 | $ 24,000 | $ 42,000 |
| Muskingum County Ohio | 5 | $ 586,000 | $ 117,000 | $ 50,000 |
| Noble County Ohio | 5 | $ 325,000 | $ 65,000 | $ 40,000 |
| Union County Ohio | 5 | $ 1,430,000 | $ 286,000 | $ 192,000 |
| Lincoln County West Virginia | 5 | $ 369,000 | $ 73,000 | $ 43,000 |
| Pleasants County West Virginia | 5 | $ 413,000 | $ 82,000 | $ 34,000 |
| Doddridge County West Virginia | 4 | $ 201,000 | $ 50,000 | $ 57,000 |
| Tucker County West Virginia | 4 | $ 569,000 | $ 142,000 | $ 225,000 |
| Franklin County Indiana | 3 | $ 28,000 | $ 9,000 | $ 36,000 |
| Greenup County Kentucky | 3 | $ 334,000 | $ 111,000 | $ 62,000 |
| Fayette County Ohio | 3 | $ 320,000 | $ 106,000 | $ 51,000 |
| Madison County Ohio | 3 | $ 704,000 | $ 234,000 | $ 102,000 |
| Stark County Ohio | 3 | $ 2,450,000 | $ 816,000 | $ 1,302,000 |
| Cabell County West Virginia | 3 | $ 277,000 | $ 92,000 | $ 52,000 |
| Sarasota County Florida | 2 | $ 672,000 | $ 336,000 | $ 208,000 |
| Campbell County Kentucky | 2 | $ 323,000 | $ 161,000 | $ 86,000 |
| Brown County Ohio | 2 | $ 3,900,000 | $ 1,950,000 | $ 194,000 |
| Columbiana County Ohio | 2 | $ 871,000 | $ 435,000 | $ 68,000 |
| Coshocton County Ohio | 2 | $ 292,000 | $ 146,000 | $ 114,000 |
| Hancock County Ohio | 2 | $ 224,000 | $ 112,000 | $ 76,000 |
| Morrow County Ohio | 2 | $ 447,000 | $ 223,000 | $ 75,000 |
| Shelby County Ohio | 2 | $ 11,000 | $ 5,000 | $ 44,000 |
| Tuscarawas County Ohio | 2 | $ 195,000 | $ 97,000 | $ 14,000 |
| Fayette County Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 99,000 |
| Somerset County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 148,000 |
| Greenbrier County West Virginia | 2 | $ 569,000 | $ 284,000 | $ 89,000 |
| Roane County West Virginia | 2 | $ 187,000 | $ 93,000 | $ 46,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Charlotte County Florida | 1 | $ 298,000 | $ 298,000 | $ 234,000 |
| Pasco County Florida | 1 | $ 550,000 | $ 550,000 | $ 168,000 |
| Pinellas County Florida | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Cook County Illinois | 1 | $ 10,000 | $ 10,000 | $ 220,000 |
| Decatur County Indiana | 1 | $ 236,000 | $ 236,000 | $ 160,000 |
| Fayette County Indiana | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| Ripley County Indiana | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Anderson County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Boone County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Fayette County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Kenton County Kentucky | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Scott County Kentucky | 1 | $ 11,218,000 | $ 11,218,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 353,000 | $ 353,000 | $ 125,000 |
| Garrett County Maryland | 1 | $ 354,000 | $ 354,000 | $ 303,000 |
| Leelanau County Michigan | 1 | $ 306,000 | $ 306,000 | $ 148,000 |
| Ashtabula County Ohio | 1 | $ 227,000 | $ 227,000 | $ 61,000 |
| Auglaize County Ohio | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Carroll County Ohio | 1 | $ 134,000 | $ 134,000 | $ 110,000 |
| Clinton County Ohio | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Cuyahoga County Ohio | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Erie County Ohio | 1 | $ 243,000 | $ 243,000 | $ 82,000 |
| Geauga County Ohio | 1 | $ 660,000 | $ 660,000 | $ 227,000 |
| Lake County Ohio | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Lorain County Ohio | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Mahoning County Ohio | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Richland County Ohio | 1 | $ 224,000 | $ 224,000 | $ 119,000 |
| Summit County Ohio | 1 | $ 172,000 | $ 172,000 | $ 54,000 |
| Cambria County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Centre County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
| Crawford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Erie County Pennsylvania | 1 | $ 420,000 | $ 420,000 | $ 1,105,000 |
| Greene County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Lycoming County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Mercer County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Venango County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 331,000 |
| Horry County South Carolina | 1 | $ 1,130,000 | $ 1,130,000 | $ 4,035,000 |
| Braxton County West Virginia | 1 | $ 208,000 | $ 208,000 | $ 67,000 |
| Calhoun County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Clay County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| Mason County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Pocahontas County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 113,000 |
| Randolph County West Virginia | 1 | $ 152,000 | $ 152,000 | $ 118,000 |
| Wayne County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,905 | $384,197,000 | $201,000 | $14,591,000 | $89,000 | $9,999,000 |
| Home Improvement | 685 | $18,418,000 | $26,000 | $1,000,000 | $44,000 | $686,000 |
| Refinancing | 527 | $112,681,000 | $213,000 | $5,100,000 | $102,000 | $3,883,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,701 | $344,615,000 | $127,000 | $2,484,000 | $85,000 | $9,999,000 |
| Not applicable | 129 | $137,828,000 | $1,068,000 | $14,591,000 | $0 | $0 |
| Not Provided | 112 | $11,218,000 | $100,000 | $732,000 | $87,000 | $733,000 |
| Black or African American | 110 | $8,688,000 | $78,000 | $547,000 | $52,000 | $388,000 |
| Asian | 33 | $9,950,000 | $301,000 | $1,100,000 | $172,000 | $800,000 |
| Hispanic | 18 | $2,473,000 | $137,000 | $489,000 | $106,000 | $500,000 |
| American Indian or Alaskan Native | 11 | $155,000 | $14,000 | $108,000 | $28,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $369,000 | $123,000 | $196,000 | $57,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,786 | $473,864,000 | $170,000 | $14,591,000 | $84,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 168 | $19,399,000 | $115,000 | $276,000 | $60,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $11,006,000 | $110,000 | $229,000 | $42,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 63 | $11,027,000 | $175,000 | $542,000 | $71,000 | $217,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,178 | $396,723,000 | $182,000 | $14,591,000 | $89,000 | $9,999,000 |
| Application Denied By Financial Institution | 667 | $55,111,000 | $82,000 | $11,218,000 | $54,000 | $734,000 |
| Application Withdrawn By Applicant | 207 | $46,244,000 | $223,000 | $5,100,000 | $91,000 | $1,980,000 |
| Application Approved But Not Accepted | 65 | $17,218,000 | $264,000 | $3,800,000 | $82,000 | $1,493,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.