Pleasants County, WV Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 110 mortgage applications in Pleasants County, WV totaling $10.4 million, down 52% from 2013. The average application was for $94,000, and applicants reported an average income of $50,000. 54% of applications resulted in an originated loan and 24% were denied. The most active lender was Primelending, with 15 applications, followed by Peoples Bank, National Associa and Vanderbilt Mortgage and Finance, Inc.

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Total Number of Mortgage Applications 110
Total Mortgage Loan Application Amount $10,376,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $318,000
Average Applicant Income $50,000
Highest Applicant Income $172,000
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Top Mortgage Lenders in Pleasants County, WV (2014)

Ranked by the number of mortgage applications each lender reported in Pleasants County, WV in 2014.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Primelending
Dallas, TX
15 $1,263,000 $84,000 $43,000
2 Peoples Bank, National Associa
Marietta, OH
11 $1,798,000 $163,000 $82,000
3 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
10 $618,000 $61,000 $48,000
4 JPMorgan Chase Bank, NA
Columbus, OH
8 $847,000 $105,000 $3,000
5 Truist Bank
Raleigh, NC
7 $548,000 $78,000 $46,000
6 Williamstown Bank, Inc.
Williamstown, WV
7 $474,000 $67,000 $70,000
7 Wesbanco Bank, Inc.
Wheeling, WV
5 $413,000 $82,000 $34,000
8 The Peoples Savings Bank
New Matamoras, OH
3 $628,000 $209,000 $97,000
9 loanDepot.com LLC
Irvine, CA
3 $362,000 $120,000 $55,000
10 Wells Fargo Bank NA
Minneapolis, MN
3 $175,000 $58,000 $42,000

See every lender active in Pleasants County, WV in 2014 »

The tables below break down 2014 mortgage applications in Pleasants County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pleasants County, WV in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 66 $6,231,000 $94,000 $318,000 $45,000 $133,000
Refinancing 34 $3,359,000 $98,000 $190,000 $49,000 $133,000
Home Improvement 10 $786,000 $78,000 $166,000 $84,000 $172,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 96 $8,922,000 $92,000 $318,000 $53,000 $172,000
Not applicable 8 $897,000 $112,000 $261,000 $0 $0
Not Provided 6 $557,000 $92,000 $130,000 $55,000 $96,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 74 $7,066,000 $95,000 $318,000 $58,000 $172,000
FHA-insured (Federal Housing Administration) 16 $1,536,000 $96,000 $168,000 $35,000 $75,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,000,000 $90,000 $133,000 $21,000 $47,000
VA-guaranteed (Veterans Administration) 9 $774,000 $86,000 $114,000 $45,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 59 $5,755,000 $97,000 $318,000 $56,000 $145,000
Application Denied By Financial Institution 26 $2,397,000 $92,000 $300,000 $55,000 $172,000
Loan Purchased By The Institution 10 $1,024,000 $102,000 $261,000 $6,000 $42,000
Application Withdrawn By Applicant 7 $638,000 $91,000 $130,000 $45,000 $98,000
Application Approved But Not Accepted 5 $219,000 $43,000 $68,000 $52,000 $120,000
File Closed For Incompleteness 3 $343,000 $114,000 $152,000 $39,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $660,000 $94,000 $150,000 $63,000 $114,000
Collateral 5 $295,000 $59,000 $130,000 $61,000 $95,000
Debt-To-Income Ratio 3 $518,000 $172,000 $300,000 $60,000 $105,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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