AllMortgageDetail - Mortgage Application Details

Vanderbilt Mortgage
Mortgage Loan Application
Totals and Details
for 2014

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Mortgage Company & Address Vanderbilt Mortgage
500 Alcoa Trail
Maryville, TN 37804
Federal Regulator Department of Housing and Urban Development (HUD)
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 71,355
Total Mortgage Loan Application Amount $5,284,463,000
Average Mortgage Loan Application Amount $78,299
Highest Mortgage Loan Application Amount $615,000
Average Applicant Income $47,452
Highest Applicant Income $2,444,000

Mortgage Loan Application Detail Totals for Vanderbilt Mortgage in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 71,374 $5,286,596,000 $74,000 $615,000 $43,000 $2,444,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 42,509 $3,208,198,000 $75,000 $615,000 $44,000 $2,444,000
Black or African American 12,988 $935,566,000 $72,000 $385,000 $38,000 $2,228,000
Hispanic 7,299 $528,361,000 $72,000 $471,000 $45,000 $2,298,000
Not Provided 5,957 $433,449,000 $72,000 $372,000 $44,000 $480,000
American Indian or Alaskan Native 2,180 $153,161,000 $70,000 $296,000 $42,000 $360,000
Asian 205 $15,770,000 $76,000 $296,000 $50,000 $562,000
Not applicable 120 $3,219,000 $26,000 $48,000 $0 $0
Native Hawaiin or Other Pacific Islander 116 $8,872,000 $76,000 $233,000 $43,000 $168,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 68,356 $5,025,302,000 $73,000 $615,000 $43,000 $2,444,000
FHA-insured (Federal Housing Administration) 3,018 $261,294,000 $86,000 $372,000 $47,000 $322,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 37,165 $3,011,232,000 $81,000 $615,000 $39,000 $2,444,000
Application Approved But Not Accepted 24,154 $1,640,345,000 $67,000 $398,000 $47,000 $695,000
Loan Originated 9,935 $631,800,000 $63,000 $272,000 $47,000 $429,000
Loan Purchased By The Institution 120 $3,219,000 $26,000 $48,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0