Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Wesbanco Bank, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,618 |
| Total Mortgage Loan Application Amount | $776,130,000 |
| Average Mortgage Loan Application Amount | $198,666 |
| Highest Mortgage Loan Application Amount | $42,000,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $3,115,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 344 | $ 79,618,000 | $ 231,000 | $ 117,000 |
| Harrison County West Virginia | 277 | $ 47,091,000 | $ 170,000 | $ 70,000 |
| Franklin County Ohio | 236 | $ 203,099,000 | $ 860,000 | $ 116,000 |
| Belmont County Ohio | 200 | $ 25,569,000 | $ 127,000 | $ 67,000 |
| Hamilton County Ohio | 167 | $ 41,540,000 | $ 248,000 | $ 103,000 |
| Kanawha County West Virginia | 143 | $ 13,300,000 | $ 93,000 | $ 50,000 |
| Beaver County Pennsylvania | 133 | $ 11,205,000 | $ 84,000 | $ 78,000 |
| Clark County Ohio | 130 | $ 10,249,000 | $ 78,000 | $ 57,000 |
| Wood County West Virginia | 128 | $ 12,093,000 | $ 94,000 | $ 45,000 |
| Ross County Ohio | 123 | $ 10,297,000 | $ 83,000 | $ 53,000 |
| Ohio County West Virginia | 119 | $ 14,124,000 | $ 118,000 | $ 76,000 |
| Scioto County Ohio | 90 | $ 6,667,000 | $ 74,000 | $ 50,000 |
| Marion County West Virginia | 89 | $ 9,788,000 | $ 109,000 | $ 55,000 |
| Monongalia County West Virginia | 88 | $ 48,250,000 | $ 548,000 | $ 91,000 |
| Jackson County Ohio | 76 | $ 6,574,000 | $ 86,000 | $ 65,000 |
| Lawrence County Ohio | 64 | $ 7,223,000 | $ 112,000 | $ 71,000 |
| Hancock County West Virginia | 64 | $ 8,150,000 | $ 127,000 | $ 54,000 |
| Brooke County West Virginia | 63 | $ 5,618,000 | $ 89,000 | $ 54,000 |
| Butler County Ohio | 59 | $ 7,393,000 | $ 125,000 | $ 63,000 |
| Preston County West Virginia | 57 | $ 4,390,000 | $ 77,000 | $ 39,000 |
| Lawrence County Pennsylvania | 54 | $ 3,847,000 | $ 71,000 | $ 69,000 |
| Butler County Pennsylvania | 51 | $ 18,511,000 | $ 362,000 | $ 117,000 |
| Washington County Ohio | 50 | $ 4,755,000 | $ 95,000 | $ 112,000 |
| Washington County Pennsylvania | 50 | $ 10,621,000 | $ 212,000 | $ 183,000 |
| Warren County Ohio | 49 | $ 10,063,000 | $ 205,000 | $ 116,000 |
| Montgomery County Ohio | 48 | $ 36,209,000 | $ 754,000 | $ 81,000 |
| Marshall County West Virginia | 47 | $ 6,586,000 | $ 140,000 | $ 66,000 |
| Jefferson County Ohio | 45 | $ 6,745,000 | $ 149,000 | $ 53,000 |
| Jackson County West Virginia | 33 | $ 2,297,000 | $ 69,000 | $ 53,000 |
| Monroe County Ohio | 29 | $ 2,445,000 | $ 84,000 | $ 63,000 |
| Guernsey County Ohio | 26 | $ 1,462,000 | $ 56,000 | $ 44,000 |
| Vinton County Ohio | 26 | $ 2,048,000 | $ 78,000 | $ 51,000 |
| Pickaway County Ohio | 24 | $ 2,928,000 | $ 122,000 | $ 65,000 |
| Fairfield County Ohio | 23 | $ 3,209,000 | $ 139,000 | $ 96,000 |
| Gallia County Ohio | 23 | $ 2,157,000 | $ 93,000 | $ 74,000 |
| Wetzel County West Virginia | 23 | $ 1,770,000 | $ 76,000 | $ 44,000 |
| Delaware County Ohio | 22 | $ 14,622,000 | $ 664,000 | $ 220,000 |
| Wirt County West Virginia | 22 | $ 885,000 | $ 40,000 | $ 41,000 |
| Greene County Ohio | 21 | $ 2,890,000 | $ 137,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 18 | $ 3,869,000 | $ 214,000 | $ 102,000 |
| Taylor County West Virginia | 18 | $ 3,067,000 | $ 170,000 | $ 92,000 |
| Clermont County Ohio | 17 | $ 7,179,000 | $ 422,000 | $ 131,000 |
| Licking County Ohio | 17 | $ 3,740,000 | $ 220,000 | $ 110,000 |
| Harrison County Ohio | 16 | $ 2,022,000 | $ 126,000 | $ 71,000 |
| Putnam County West Virginia | 14 | $ 2,879,000 | $ 205,000 | $ 93,000 |
| Athens County Ohio | 10 | $ 2,455,000 | $ 245,000 | $ 50,000 |
| Lewis County West Virginia | 10 | $ 1,457,000 | $ 145,000 | $ 108,000 |
| Noble County Ohio | 8 | $ 1,089,000 | $ 136,000 | $ 61,000 |
| Champaign County Ohio | 7 | $ 662,000 | $ 94,000 | $ 58,000 |
| Barbour County West Virginia | 7 | $ 743,000 | $ 106,000 | $ 70,000 |
| Tyler County West Virginia | 7 | $ 400,000 | $ 57,000 | $ 18,000 |
| Upshur County West Virginia | 7 | $ 946,000 | $ 135,000 | $ 65,000 |
| Lee County Florida | 6 | $ 1,764,000 | $ 294,000 | $ 280,000 |
| Dearborn County Indiana | 5 | $ 893,000 | $ 178,000 | $ 101,000 |
| Kenton County Kentucky | 5 | $ 1,570,000 | $ 314,000 | $ 116,000 |
| Columbiana County Ohio | 5 | $ 1,160,000 | $ 232,000 | $ 111,000 |
| Miami County Ohio | 5 | $ 530,000 | $ 106,000 | $ 48,000 |
| Muskingum County Ohio | 5 | $ 1,057,000 | $ 211,000 | $ 51,000 |
| Pike County Ohio | 5 | $ 1,159,000 | $ 231,000 | $ 86,000 |
| Union County Ohio | 5 | $ 2,896,000 | $ 579,000 | $ 240,000 |
| Cabell County West Virginia | 5 | $ 1,015,000 | $ 203,000 | $ 102,000 |
| Madison County Ohio | 4 | $ 991,000 | $ 247,000 | $ 72,000 |
| Tuscarawas County Ohio | 4 | $ 440,000 | $ 110,000 | $ 55,000 |
| Pleasants County West Virginia | 4 | $ 518,000 | $ 129,000 | $ 70,000 |
| Cuyahoga County Ohio | 3 | $ 937,000 | $ 312,000 | $ 186,000 |
| Mercer County Pennsylvania | 3 | $ 798,000 | $ 266,000 | $ 175,000 |
| Collier County Florida | 2 | $ 1,316,000 | $ 658,000 | $ 391,000 |
| Pinellas County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 337,000 |
| Boyd County Kentucky | 2 | $ 173,000 | $ 86,000 | $ 39,000 |
| Lewis County Kentucky | 2 | $ 125,000 | $ 62,000 | $ 51,000 |
| Wake County North Carolina | 2 | $ 472,000 | $ 236,000 | $ 214,000 |
| Carroll County Ohio | 2 | $ 161,000 | $ 80,000 | $ 47,000 |
| Fayette County Ohio | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| Highland County Ohio | 2 | $ 1,670,000 | $ 835,000 | $ 16,000 |
| Hocking County Ohio | 2 | $ 295,000 | $ 147,000 | $ 100,000 |
| Meigs County Ohio | 2 | $ 250,000 | $ 125,000 | $ 154,000 |
| Perry County Ohio | 2 | $ 757,000 | $ 378,000 | $ 146,000 |
| Preble County Ohio | 2 | $ 95,000 | $ 47,000 | $ 38,000 |
| Stark County Ohio | 2 | $ 200,000 | $ 100,000 | $ 289,000 |
| Lincoln County West Virginia | 2 | $ 409,000 | $ 204,000 | $ 34,000 |
| Mason County West Virginia | 2 | $ 258,000 | $ 129,000 | $ 31,000 |
| Ritchie County West Virginia | 2 | $ 5,000 | $ 2,000 | $ 14,000 |
| Wayne County West Virginia | 2 | $ 77,000 | $ 38,000 | $ 52,000 |
| Wyoming County West Virginia | 2 | $ 157,000 | $ 78,000 | $ 63,000 |
| Brevard County Florida | 1 | $ 147,000 | $ 147,000 | $ 167,000 |
| Monroe County Florida | 1 | $ 444,000 | $ 444,000 | $ 168,000 |
| St. Lucie County Florida | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Hamilton County Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Marion County Indiana | 1 | $ 125,000 | $ 125,000 | $ 133,000 |
| Ripley County Indiana | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Switzerland County Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Campbell County Kentucky | 1 | $ 1,520,000 | $ 1,520,000 | $ 543,000 |
| Greenup County Kentucky | 1 | $ 237,000 | $ 237,000 | $ 114,000 |
| Pulaski County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 133,000 |
| Garrett County Maryland | 1 | $ 1,060,000 | $ 1,060,000 | $ 279,000 |
| Montgomery County Maryland | 1 | $ 760,000 | $ 760,000 | $ 118,000 |
| Antrim County Michigan | 1 | $ 304,000 | $ 304,000 | $ 192,000 |
| Suffolk County New York | 1 | $ 1,010,000 | $ 1,010,000 | $ 958,000 |
| Orange County North Carolina | 1 | $ 860,000 | $ 860,000 | $ 340,000 |
| Ashtabula County Ohio | 1 | $ 53,000 | $ 53,000 | $ 112,000 |
| Brown County Ohio | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Clinton County Ohio | 1 | $ 82,000 | $ 82,000 | $ 16,000 |
| Hancock County Ohio | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Lorain County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lucas County Ohio | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Mahoning County Ohio | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Marion County Ohio | 1 | $ 52,000 | $ 52,000 | $ 84,000 |
| Morgan County Ohio | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Wyandot County Ohio | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
| Armstrong County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 49,000 |
| Fayette County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 398,000 |
| Greene County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Lycoming County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 84,000 |
| Somerset County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 216,000 |
| Tioga County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Warren County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 476,000 |
| Horry County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Campbell County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 440,000 |
| Wasatch County Utah | 1 | $ 560,000 | $ 560,000 | $ 424,000 |
| Fauquier County Virginia | 1 | $ 1,275,000 | $ 1,275,000 | $ 960,000 |
| Berkeley County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 93,000 |
| Calhoun County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Doddridge County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Greenbrier County West Virginia | 1 | $ 2,320,000 | $ 2,320,000 | $ 647,000 |
| Mercer County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 55,000 |
| Pocahontas County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 226,000 |
| Randolph County West Virginia | 1 | $ 316,000 | $ 316,000 | $ 126,000 |
| Roane County West Virginia | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Tucker County West Virginia | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,977 | $562,528,000 | $284,000 | $42,000,000 | $89,000 | $2,460,000 |
| Home Improvement | 1,023 | $50,774,000 | $49,000 | $15,000,000 | $47,000 | $996,000 |
| Refinancing | 618 | $162,828,000 | $263,000 | $7,000,000 | $117,000 | $3,115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,068 | $417,589,000 | $136,000 | $2,484,000 | $87,000 | $3,115,000 |
| Not Provided | 170 | $18,440,000 | $108,000 | $1,473,000 | $80,000 | $612,000 |
| Not applicable | 169 | $308,333,000 | $1,824,000 | $42,000,000 | $0 | $0 |
| Black or African American | 99 | $7,547,000 | $76,000 | $1,265,000 | $55,000 | $242,000 |
| Hispanic | 58 | $7,288,000 | $125,000 | $860,000 | $67,000 | $340,000 |
| Asian | 38 | $14,284,000 | $375,000 | $1,100,000 | $160,000 | $608,000 |
| American Indian or Alaskan Native | 9 | $253,000 | $28,000 | $126,000 | $33,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,396,000 | $342,000 | $1,710,000 | $137,000 | $579,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,225 | $724,870,000 | $224,000 | $42,000,000 | $85,000 | $3,115,000 |
| FHA-insured (Federal Housing Administration) | 213 | $27,338,000 | $128,000 | $322,000 | $63,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $10,284,000 | $109,000 | $214,000 | $43,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 86 | $13,638,000 | $158,000 | $479,000 | $66,000 | $209,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,433 | $624,220,000 | $256,000 | $42,000,000 | $88,000 | $2,206,000 |
| Application Denied By Financial Institution | 857 | $64,178,000 | $74,000 | $1,275,000 | $63,000 | $2,460,000 |
| Application Withdrawn By Applicant | 251 | $73,037,000 | $290,000 | $15,000,000 | $102,000 | $3,115,000 |
| Application Approved But Not Accepted | 70 | $13,225,000 | $188,000 | $2,240,000 | $56,000 | $242,000 |
| Loan Purchased By The Institution | 5 | $1,330,000 | $266,000 | $640,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $140,000 | $70,000 | $130,000 | $80,000 | $85,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.