Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Wesbanco Bank, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,821 |
| Total Mortgage Loan Application Amount | $792,706,000 |
| Average Mortgage Loan Application Amount | $215,666 |
| Highest Mortgage Loan Application Amount | $30,500,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $4,124,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 369 | $ 75,860,000 | $ 205,000 | $ 104,000 |
| Harrison County West Virginia | 249 | $ 51,347,000 | $ 206,000 | $ 72,000 |
| Franklin County Ohio | 235 | $ 170,069,000 | $ 723,000 | $ 159,000 |
| Hamilton County Ohio | 198 | $ 36,040,000 | $ 182,000 | $ 99,000 |
| Belmont County Ohio | 196 | $ 21,858,000 | $ 111,000 | $ 63,000 |
| Clark County Ohio | 193 | $ 10,910,000 | $ 56,000 | $ 47,000 |
| Beaver County Pennsylvania | 149 | $ 12,976,000 | $ 87,000 | $ 64,000 |
| Wood County West Virginia | 141 | $ 39,170,000 | $ 277,000 | $ 58,000 |
| Kanawha County West Virginia | 129 | $ 33,827,000 | $ 262,000 | $ 82,000 |
| Ohio County West Virginia | 115 | $ 13,484,000 | $ 117,000 | $ 96,000 |
| Ross County Ohio | 112 | $ 10,271,000 | $ 91,000 | $ 57,000 |
| Scioto County Ohio | 101 | $ 7,112,000 | $ 70,000 | $ 60,000 |
| Monongalia County West Virginia | 101 | $ 18,840,000 | $ 186,000 | $ 90,000 |
| Marion County West Virginia | 95 | $ 10,224,000 | $ 107,000 | $ 56,000 |
| Jackson County Ohio | 89 | $ 8,808,000 | $ 98,000 | $ 64,000 |
| Hancock County West Virginia | 84 | $ 7,950,000 | $ 94,000 | $ 59,000 |
| Lawrence County Ohio | 67 | $ 6,001,000 | $ 89,000 | $ 63,000 |
| Washington County Pennsylvania | 63 | $ 10,367,000 | $ 164,000 | $ 98,000 |
| Brooke County West Virginia | 62 | $ 6,077,000 | $ 98,000 | $ 52,000 |
| Preston County West Virginia | 60 | $ 4,702,000 | $ 78,000 | $ 46,000 |
| Butler County Pennsylvania | 55 | $ 9,819,000 | $ 178,000 | $ 93,000 |
| Butler County Ohio | 53 | $ 9,518,000 | $ 179,000 | $ 89,000 |
| Washington County Ohio | 51 | $ 9,435,000 | $ 185,000 | $ 63,000 |
| Marshall County West Virginia | 51 | $ 3,903,000 | $ 76,000 | $ 55,000 |
| Montgomery County Ohio | 50 | $ 15,143,000 | $ 302,000 | $ 98,000 |
| Jefferson County Ohio | 45 | $ 4,237,000 | $ 94,000 | $ 82,000 |
| Warren County Ohio | 44 | $ 12,104,000 | $ 275,000 | $ 153,000 |
| Lawrence County Pennsylvania | 44 | $ 1,585,000 | $ 36,000 | $ 40,000 |
| Monroe County Ohio | 37 | $ 1,685,000 | $ 45,000 | $ 44,000 |
| Clermont County Ohio | 35 | $ 6,733,000 | $ 192,000 | $ 102,000 |
| Delaware County Ohio | 33 | $ 26,044,000 | $ 789,000 | $ 228,000 |
| Wetzel County West Virginia | 32 | $ 2,322,000 | $ 72,000 | $ 53,000 |
| Greene County Ohio | 29 | $ 30,989,000 | $ 1,068,000 | $ 123,000 |
| Vinton County Ohio | 23 | $ 927,000 | $ 40,000 | $ 59,000 |
| Jackson County West Virginia | 22 | $ 1,937,000 | $ 88,000 | $ 77,000 |
| Wirt County West Virginia | 22 | $ 840,000 | $ 38,000 | $ 34,000 |
| Fairfield County Ohio | 21 | $ 3,500,000 | $ 166,000 | $ 87,000 |
| Guernsey County Ohio | 21 | $ 2,337,000 | $ 111,000 | $ 51,000 |
| Harrison County Ohio | 20 | $ 1,018,000 | $ 50,000 | $ 54,000 |
| Taylor County West Virginia | 20 | $ 3,540,000 | $ 177,000 | $ 105,000 |
| Pickaway County Ohio | 19 | $ 2,543,000 | $ 133,000 | $ 62,000 |
| Licking County Ohio | 15 | $ 5,092,000 | $ 339,000 | $ 86,000 |
| Gallia County Ohio | 14 | $ 1,800,000 | $ 128,000 | $ 55,000 |
| Jefferson County Kentucky | 13 | $ 14,674,000 | $ 1,128,000 | $ 64,000 |
| Athens County Ohio | 11 | $ 10,534,000 | $ 957,000 | $ 69,000 |
| Lewis County West Virginia | 11 | $ 1,455,000 | $ 132,000 | $ 55,000 |
| Clark County Indiana | 9 | $ 2,741,000 | $ 304,000 | $ 56,000 |
| Fayette County Kentucky | 9 | $ 3,731,000 | $ 414,000 | $ 119,000 |
| Tyler County West Virginia | 9 | $ 560,000 | $ 62,000 | $ 34,000 |
| Champaign County Ohio | 8 | $ 1,050,000 | $ 131,000 | $ 65,000 |
| Putnam County West Virginia | 8 | $ 1,448,000 | $ 181,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 7 | $ 3,356,000 | $ 479,000 | $ 187,000 |
| Bullitt County Kentucky | 6 | $ 704,000 | $ 117,000 | $ 71,000 |
| Pike County Ohio | 6 | $ 1,456,000 | $ 242,000 | $ 87,000 |
| Upshur County West Virginia | 6 | $ 764,000 | $ 127,000 | $ 87,000 |
| Collier County Florida | 5 | $ 4,791,000 | $ 958,000 | $ 1,223,000 |
| Dearborn County Indiana | 5 | $ 907,000 | $ 181,000 | $ 80,000 |
| Floyd County Indiana | 5 | $ 2,370,000 | $ 474,000 | $ 364,000 |
| Greenup County Kentucky | 5 | $ 303,000 | $ 60,000 | $ 52,000 |
| Hardin County Kentucky | 5 | $ 616,000 | $ 123,000 | $ 66,000 |
| Noble County Ohio | 5 | $ 541,000 | $ 108,000 | $ 73,000 |
| Barbour County West Virginia | 5 | $ 566,000 | $ 113,000 | $ 65,000 |
| Lee County Florida | 4 | $ 1,144,000 | $ 286,000 | $ 530,000 |
| Scott County Indiana | 4 | $ 523,000 | $ 130,000 | $ 147,000 |
| Boone County Kentucky | 4 | $ 937,000 | $ 234,000 | $ 102,000 |
| Kenton County Kentucky | 4 | $ 291,000 | $ 72,000 | $ 81,000 |
| Meigs County Ohio | 4 | $ 263,000 | $ 65,000 | $ 46,000 |
| Muskingum County Ohio | 4 | $ 2,804,000 | $ 701,000 | $ 166,000 |
| Union County Ohio | 4 | $ 1,533,000 | $ 383,000 | $ 330,000 |
| Fayette County Pennsylvania | 4 | $ 505,000 | $ 126,000 | $ 96,000 |
| Cabell County West Virginia | 4 | $ 19,000 | $ 4,000 | $ 41,000 |
| Mason County West Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 157,000 |
| Ritchie County West Virginia | 4 | $ 684,000 | $ 171,000 | $ 72,000 |
| Nelson County Kentucky | 3 | $ 272,000 | $ 90,000 | $ 59,000 |
| Columbiana County Ohio | 3 | $ 522,000 | $ 174,000 | $ 48,000 |
| Greene County Pennsylvania | 3 | $ 182,000 | $ 60,000 | $ 53,000 |
| Gilmer County West Virginia | 3 | $ 697,000 | $ 232,000 | $ 90,000 |
| Pleasants County West Virginia | 3 | $ 123,000 | $ 41,000 | $ 29,000 |
| St. Johns County Florida | 2 | $ 412,000 | $ 206,000 | $ 76,000 |
| Campbell County Kentucky | 2 | $ 664,000 | $ 332,000 | $ 123,000 |
| Meade County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 24,000 |
| Muhlenberg County Kentucky | 2 | $ 239,000 | $ 119,000 | $ 27,000 |
| Scott County Kentucky | 2 | $ 318,000 | $ 159,000 | $ 38,000 |
| Fayette County Ohio | 2 | $ 495,000 | $ 247,000 | $ 158,000 |
| Madison County Ohio | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Preble County Ohio | 2 | $ 289,000 | $ 144,000 | $ 56,000 |
| Horry County South Carolina | 2 | $ 254,000 | $ 127,000 | $ 35,000 |
| Calhoun County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Randolph County West Virginia | 2 | $ 1,268,000 | $ 634,000 | $ 241,000 |
| Wayne County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 107,000 |
| Denver County Colorado | 1 | $ 335,000 | $ 335,000 | $ 889,000 |
| Brevard County Florida | 1 | $ 286,000 | $ 286,000 | $ 256,000 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Monroe County Florida | 1 | $ 303,000 | $ 303,000 | $ 210,000 |
| St. Lucie County Florida | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| Sumter County Florida | 1 | $ 300,000 | $ 300,000 | $ 384,000 |
| Volusia County Florida | 1 | $ 513,000 | $ 513,000 | $ 472,000 |
| Hamilton County Indiana | 1 | $ 750,000 | $ 750,000 | $ 300,000 |
| Warrick County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Washington County Indiana | 1 | $ 32,000 | $ 32,000 | $ 16,000 |
| Boyd County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 75,000 |
| Grant County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Marion County Kentucky | 1 | $ 527,000 | $ 527,000 | $ 131,000 |
| Shelby County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Benzie County Michigan | 1 | $ 198,000 | $ 198,000 | $ 275,000 |
| Gallatin County Montana | 1 | $ 488,000 | $ 488,000 | $ 534,000 |
| New York County New York | 1 | $ 417,000 | $ 417,000 | $ 370,000 |
| Mecklenburg County North Carolina | 1 | $ 1,078,000 | $ 1,078,000 | $ 430,000 |
| Brown County Ohio | 1 | $ 388,000 | $ 388,000 | $ 188,000 |
| Clinton County Ohio | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Mahoning County Ohio | 1 | $ 92,000 | $ 92,000 | $ 82,000 |
| Morgan County Ohio | 1 | $ 196,000 | $ 196,000 | $ 61,000 |
| Morrow County Ohio | 1 | $ 81,000 | $ 81,000 | $ 107,000 |
| Summit County Ohio | 1 | $ 107,000 | $ 107,000 | $ 84,000 |
| Berks County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Cambria County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 188,000 |
| Indiana County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Mercer County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
| Beaufort County South Carolina | 1 | $ 437,000 | $ 437,000 | $ 812,000 |
| Wasatch County Utah | 1 | $ 1,043,000 | $ 1,043,000 | $ 424,000 |
| Berkeley County West Virginia | 1 | $ 352,000 | $ 352,000 | $ 183,000 |
| Boone County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Doddridge County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Greenbrier County West Virginia | 1 | $ 880,000 | $ 880,000 | $ 625,000 |
| Jefferson County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Roane County West Virginia | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,976 | $524,156,000 | $265,000 | $30,500,000 | $89,000 | $3,183,000 |
| Home Improvement | 1,204 | $49,131,000 | $40,000 | $2,000,000 | $51,000 | $1,250,000 |
| Refinancing | 641 | $219,419,000 | $342,000 | $11,130,000 | $139,000 | $4,124,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,255 | $465,788,000 | $143,000 | $7,000,000 | $89,000 | $4,124,000 |
| Not applicable | 175 | $276,462,000 | $1,579,000 | $30,500,000 | $0 | $0 |
| Black or African American | 150 | $12,185,000 | $81,000 | $753,000 | $56,000 | $513,000 |
| Not Provided | 115 | $8,021,000 | $69,000 | $854,000 | $66,000 | $785,000 |
| Asian | 55 | $23,905,000 | $434,000 | $1,730,000 | $246,000 | $1,446,000 |
| Hispanic | 43 | $4,556,000 | $105,000 | $668,000 | $76,000 | $387,000 |
| American Indian or Alaskan Native | 21 | $699,000 | $33,000 | $163,000 | $102,000 | $1,250,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,090,000 | $155,000 | $417,000 | $105,000 | $370,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,362 | $730,244,000 | $217,000 | $30,500,000 | $89,000 | $4,124,000 |
| FHA-insured (Federal Housing Administration) | 228 | $29,990,000 | $131,000 | $402,000 | $63,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 121 | $14,799,000 | $122,000 | $237,000 | $47,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 110 | $17,673,000 | $160,000 | $352,000 | $73,000 | $183,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,693 | $666,683,000 | $247,000 | $30,500,000 | $91,000 | $4,124,000 |
| Application Denied By Financial Institution | 895 | $80,196,000 | $89,000 | $2,900,000 | $63,000 | $2,093,000 |
| Application Withdrawn By Applicant | 163 | $30,698,000 | $188,000 | $1,280,000 | $125,000 | $2,100,000 |
| Application Approved But Not Accepted | 70 | $15,129,000 | $216,000 | $7,000,000 | $73,000 | $1,143,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.