Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Wesbanco Bank, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 8,502 |
| Total Mortgage Loan Application Amount | $2,593,170,000 |
| Average Mortgage Loan Application Amount | $292,600 |
| Highest Mortgage Loan Application Amount | $47,115,000 |
| Average Applicant Income | $147,000 |
| Highest Applicant Income | $6,266,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 571 | $ 174,645,000 | $ 305,000 | $ 183,000 |
| Franklin County Ohio | 466 | $ 332,860,000 | $ 714,000 | $ 201,000 |
| Hamilton County Ohio | 274 | $ 69,540,000 | $ 253,000 | $ 149,000 |
| Harrison County West Virginia | 218 | $ 36,990,000 | $ 169,000 | $ 117,000 |
| Beaver County Pennsylvania | 216 | $ 26,170,000 | $ 121,000 | $ 85,000 |
| Belmont County Ohio | 204 | $ 23,620,000 | $ 115,000 | $ 87,000 |
| Prince George's County Maryland | 191 | $ 87,525,000 | $ 458,000 | $ 129,000 |
| Fayette County Kentucky | 177 | $ 75,675,000 | $ 427,000 | $ 171,000 |
| Hardin County Kentucky | 172 | $ 25,390,000 | $ 147,000 | $ 110,000 |
| Ohio County West Virginia | 161 | $ 21,065,000 | $ 130,000 | $ 101,000 |
| Warren County Ohio | 158 | $ 57,090,000 | $ 361,000 | $ 205,000 |
| Anne Arundel County Maryland | 149 | $ 71,935,000 | $ 482,000 | $ 197,000 |
| Charles County Maryland | 149 | $ 45,435,000 | $ 304,000 | $ 147,000 |
| Clark County Ohio | 145 | $ 13,195,000 | $ 91,000 | $ 77,000 |
| Wood County West Virginia | 141 | $ 19,055,000 | $ 135,000 | $ 100,000 |
| Kanawha County West Virginia | 131 | $ 34,695,000 | $ 264,000 | $ 91,000 |
| Campbell County Kentucky | 130 | $ 22,900,000 | $ 176,000 | $ 139,000 |
| Ross County Ohio | 128 | $ 19,690,000 | $ 153,000 | $ 94,000 |
| Bullitt County Kentucky | 127 | $ 21,345,000 | $ 168,000 | $ 105,000 |
| Delaware County Ohio | 127 | $ 49,745,000 | $ 391,000 | $ 276,000 |
| Lawrence County Pennsylvania | 127 | $ 14,135,000 | $ 111,000 | $ 124,000 |
| Jefferson County Kentucky | 126 | $ 30,610,000 | $ 242,000 | $ 180,000 |
| Montgomery County Maryland | 125 | $ 58,575,000 | $ 468,000 | $ 204,000 |
| Monongalia County West Virginia | 125 | $ 65,655,000 | $ 525,000 | $ 199,000 |
| Baltimore County Maryland | 123 | $ 44,985,000 | $ 365,000 | $ 193,000 |
| Scott County Kentucky | 111 | $ 20,965,000 | $ 188,000 | $ 104,000 |
| Butler County Pennsylvania | 108 | $ 23,840,000 | $ 220,000 | $ 177,000 |
| Hancock County West Virginia | 102 | $ 12,710,000 | $ 124,000 | $ 91,000 |
| Washington County Pennsylvania | 100 | $ 20,430,000 | $ 204,000 | $ 168,000 |
| Brooke County West Virginia | 97 | $ 9,685,000 | $ 99,000 | $ 88,000 |
| Lawrence County Ohio | 92 | $ 11,980,000 | $ 130,000 | $ 81,000 |
| Franklin County Kentucky | 90 | $ 8,330,000 | $ 92,000 | $ 83,000 |
| Jefferson County Ohio | 85 | $ 12,865,000 | $ 151,000 | $ 116,000 |
| Marion County West Virginia | 83 | $ 12,715,000 | $ 153,000 | $ 133,000 |
| Cabell County West Virginia | 79 | $ 14,765,000 | $ 186,000 | $ 96,000 |
| Preston County West Virginia | 78 | $ 9,320,000 | $ 119,000 | $ 89,000 |
| Jackson County Ohio | 77 | $ 8,125,000 | $ 105,000 | $ 76,000 |
| Scioto County Ohio | 77 | $ 10,095,000 | $ 131,000 | $ 101,000 |
| Fairfield County Ohio | 75 | $ 13,115,000 | $ 174,000 | $ 136,000 |
| Butler County Ohio | 74 | $ 18,400,000 | $ 248,000 | $ 141,000 |
| Montgomery County Ohio | 71 | $ 13,655,000 | $ 192,000 | $ 177,000 |
| Floyd County Indiana | 66 | $ 11,590,000 | $ 175,000 | $ 135,000 |
| Clark County Indiana | 65 | $ 19,845,000 | $ 305,000 | $ 88,000 |
| Marshall County West Virginia | 64 | $ 7,470,000 | $ 116,000 | $ 90,000 |
| Meade County Kentucky | 62 | $ 6,340,000 | $ 102,000 | $ 89,000 |
| St. Mary's County Maryland | 60 | $ 43,740,000 | $ 729,000 | $ 233,000 |
| Fairfax County Virginia | 54 | $ 66,610,000 | $ 1,233,000 | $ 381,000 |
| Calvert County Maryland | 53 | $ 11,005,000 | $ 207,000 | $ 171,000 |
| Jessamine County Kentucky | 51 | $ 10,645,000 | $ 208,000 | $ 97,000 |
| Frederick County Maryland | 51 | $ 20,365,000 | $ 399,000 | $ 179,000 |
| Greene County Ohio | 51 | $ 8,895,000 | $ 174,000 | $ 119,000 |
| Nelson County Kentucky | 47 | $ 6,395,000 | $ 136,000 | $ 74,000 |
| Washington County Ohio | 46 | $ 7,430,000 | $ 161,000 | $ 120,000 |
| Baltimore City County Maryland | 45 | $ 12,235,000 | $ 271,000 | $ 118,000 |
| Jackson County West Virginia | 45 | $ 5,245,000 | $ 116,000 | $ 83,000 |
| Kenton County Kentucky | 44 | $ 19,290,000 | $ 438,000 | $ 163,000 |
| Clermont County Ohio | 44 | $ 10,910,000 | $ 247,000 | $ 138,000 |
| Guernsey County Ohio | 44 | $ 4,440,000 | $ 100,000 | $ 65,000 |
| Loudoun County Virginia | 43 | $ 31,955,000 | $ 743,000 | $ 285,000 |
| Licking County Ohio | 42 | $ 8,590,000 | $ 204,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 40 | $ 37,170,000 | $ 929,000 | $ 270,000 |
| Howard County Maryland | 40 | $ 21,910,000 | $ 547,000 | $ 304,000 |
| Anderson County Kentucky | 35 | $ 4,025,000 | $ 115,000 | $ 118,000 |
| Harford County Maryland | 35 | $ 14,795,000 | $ 422,000 | $ 173,000 |
| Woodford County Kentucky | 34 | $ 8,490,000 | $ 249,000 | $ 123,000 |
| Pickaway County Ohio | 32 | $ 3,900,000 | $ 121,000 | $ 99,000 |
| Wayne County West Virginia | 32 | $ 3,840,000 | $ 120,000 | $ 73,000 |
| Scott County Indiana | 28 | $ 2,900,000 | $ 103,000 | $ 77,000 |
| Dearborn County Indiana | 26 | $ 4,950,000 | $ 190,000 | $ 116,000 |
| Boone County Kentucky | 26 | $ 12,530,000 | $ 481,000 | $ 244,000 |
| Monroe County Ohio | 26 | $ 2,420,000 | $ 93,000 | $ 91,000 |
| Arlington County Virginia | 26 | $ 29,220,000 | $ 1,123,000 | $ 291,000 |
| Putnam County West Virginia | 26 | $ 7,550,000 | $ 290,000 | $ 106,000 |
| Gallia County Ohio | 25 | $ 3,165,000 | $ 126,000 | $ 73,000 |
| Taylor County West Virginia | 25 | $ 3,525,000 | $ 141,000 | $ 85,000 |
| Wetzel County West Virginia | 24 | $ 2,620,000 | $ 109,000 | $ 117,000 |
| Carroll County Maryland | 23 | $ 8,565,000 | $ 372,000 | $ 257,000 |
| Talbot County Maryland | 23 | $ 17,525,000 | $ 761,000 | $ 327,000 |
| Harrison County Ohio | 23 | $ 2,115,000 | $ 91,000 | $ 56,000 |
| Queen Anne's County Maryland | 21 | $ 12,765,000 | $ 607,000 | $ 326,000 |
| Summit County Ohio | 21 | $ 4,705,000 | $ 224,000 | $ 370,000 |
| Vinton County Ohio | 21 | $ 2,525,000 | $ 120,000 | $ 85,000 |
| Westmoreland County Pennsylvania | 19 | $ 2,675,000 | $ 140,000 | $ 146,000 |
| Union County Ohio | 17 | $ 4,415,000 | $ 259,000 | $ 139,000 |
| Madison County Kentucky | 16 | $ 3,610,000 | $ 225,000 | $ 116,000 |
| Prince William County Virginia | 16 | $ 13,020,000 | $ 813,000 | $ 277,000 |
| Boone County Indiana | 15 | $ 17,075,000 | $ 1,138,000 | $ 458,000 |
| Worcester County Maryland | 15 | $ 5,075,000 | $ 338,000 | $ 266,000 |
| Wirt County West Virginia | 15 | $ 1,105,000 | $ 73,000 | $ 58,000 |
| Sussex County Delaware | 14 | $ 8,850,000 | $ 632,000 | $ 298,000 |
| Harrison County Kentucky | 14 | $ 2,600,000 | $ 185,000 | $ 81,000 |
| Shelby County Kentucky | 14 | $ 3,360,000 | $ 240,000 | $ 129,000 |
| Davidson County Tennessee | 14 | $ 3,820,000 | $ 272,000 | $ 325,000 |
| Cuyahoga County Ohio | 13 | $ 10,605,000 | $ 815,000 | $ 119,000 |
| Pike County Ohio | 13 | $ 1,815,000 | $ 139,000 | $ 83,000 |
| Stafford County Virginia | 12 | $ 6,640,000 | $ 553,000 | $ 141,000 |
| Greene County Pennsylvania | 11 | $ 1,675,000 | $ 152,000 | $ 115,000 |
| York County Pennsylvania | 11 | $ 3,475,000 | $ 315,000 | $ 106,000 |
| Hart County Kentucky | 10 | $ 1,110,000 | $ 111,000 | $ 60,000 |
| Athens County Ohio | 10 | $ 1,780,000 | $ 178,000 | $ 130,000 |
| Logan County Ohio | 10 | $ 5,120,000 | $ 512,000 | $ 96,000 |
| Noble County Ohio | 10 | $ 1,080,000 | $ 108,000 | $ 75,000 |
| Breckinridge County Kentucky | 9 | $ 815,000 | $ 90,000 | $ 129,000 |
| Fayette County Pennsylvania | 9 | $ 1,435,000 | $ 159,000 | $ 127,000 |
| Mercer County Pennsylvania | 9 | $ 2,505,000 | $ 278,000 | $ 216,000 |
| Louisa County Virginia | 9 | $ 3,975,000 | $ 441,000 | $ 162,000 |
| Mason County West Virginia | 9 | $ 1,045,000 | $ 116,000 | $ 100,000 |
| Harrison County Indiana | 8 | $ 1,510,000 | $ 188,000 | $ 129,000 |
| Boyd County Kentucky | 8 | $ 1,360,000 | $ 170,000 | $ 91,000 |
| Brown County Ohio | 8 | $ 2,090,000 | $ 261,000 | $ 168,000 |
| Champaign County Ohio | 8 | $ 1,440,000 | $ 180,000 | $ 138,000 |
| Hocking County Ohio | 8 | $ 1,530,000 | $ 191,000 | $ 123,000 |
| Madison County Ohio | 8 | $ 1,740,000 | $ 217,000 | $ 134,000 |
| Alexandria County Virginia | 8 | $ 5,870,000 | $ 733,000 | $ 221,000 |
| Spotsylvania County Virginia | 8 | $ 4,850,000 | $ 606,000 | $ 202,000 |
| Hamilton County Indiana | 7 | $ 4,235,000 | $ 605,000 | $ 306,000 |
| Bourbon County Kentucky | 7 | $ 1,325,000 | $ 189,000 | $ 89,000 |
| Garrett County Maryland | 7 | $ 5,115,000 | $ 730,000 | $ 666,000 |
| Perry County Ohio | 7 | $ 1,515,000 | $ 216,000 | $ 105,000 |
| Marion County Indiana | 6 | $ 48,180,000 | $ 8,030,000 | $ 103,000 |
| Washington County Indiana | 6 | $ 540,000 | $ 90,000 | $ 79,000 |
| Garrard County Kentucky | 6 | $ 590,000 | $ 98,000 | $ 84,000 |
| Larue County Kentucky | 6 | $ 600,000 | $ 100,000 | $ 133,000 |
| Oldham County Kentucky | 6 | $ 1,930,000 | $ 321,000 | $ 203,000 |
| Spencer County Kentucky | 6 | $ 910,000 | $ 151,000 | $ 80,000 |
| Columbiana County Ohio | 6 | $ 8,020,000 | $ 1,336,000 | $ 66,000 |
| Morrow County Ohio | 6 | $ 1,800,000 | $ 300,000 | $ 159,000 |
| Collier County Florida | 5 | $ 4,865,000 | $ 973,000 | $ 903,000 |
| Washington County Kentucky | 5 | $ 535,000 | $ 107,000 | $ 80,000 |
| Dorchester County Maryland | 5 | $ 3,705,000 | $ 741,000 | $ 166,000 |
| Mahoning County Ohio | 5 | $ 545,000 | $ 109,000 | $ 137,000 |
| Miami County Ohio | 5 | $ 1,905,000 | $ 381,000 | $ 121,000 |
| Stark County Ohio | 5 | $ 2,515,000 | $ 503,000 | $ 154,000 |
| Armstrong County Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 86,000 |
| Fauquier County Virginia | 5 | $ 3,725,000 | $ 745,000 | $ 257,000 |
| Lincoln County West Virginia | 5 | $ 345,000 | $ 69,000 | $ 66,000 |
| Tyler County West Virginia | 5 | $ 495,000 | $ 99,000 | $ 31,000 |
| Hendricks County Indiana | 4 | $ 1,140,000 | $ 285,000 | $ 97,000 |
| Clark County Kentucky | 4 | $ 1,420,000 | $ 355,000 | $ 114,000 |
| Greenup County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Pendleton County Kentucky | 4 | $ 1,860,000 | $ 465,000 | $ 158,000 |
| Washington County Maryland | 4 | $ 900,000 | $ 225,000 | $ 60,000 |
| Clinton County Ohio | 4 | $ 1,150,000 | $ 287,000 | $ 119,000 |
| Preble County Ohio | 4 | $ 800,000 | $ 200,000 | $ 157,000 |
| Tuscarawas County Ohio | 4 | $ 760,000 | $ 190,000 | $ 329,000 |
| Franklin County Pennsylvania | 4 | $ 1,990,000 | $ 497,000 | $ 422,000 |
| Rutherford County Tennessee | 4 | $ 16,550,000 | $ 4,137,000 | $ 85,000 |
| Boone County West Virginia | 4 | $ 390,000 | $ 97,000 | $ 68,000 |
| Jefferson County West Virginia | 4 | $ 760,000 | $ 190,000 | $ 92,000 |
| Lewis County West Virginia | 4 | $ 840,000 | $ 210,000 | $ 96,000 |
| Kent County Delaware | 3 | $ 975,000 | $ 325,000 | $ 64,000 |
| Pinellas County Florida | 3 | $ 895,000 | $ 298,000 | $ 445,000 |
| Santa Rosa County Florida | 3 | $ 695,000 | $ 231,000 | $ 116,000 |
| Sarasota County Florida | 3 | $ 2,535,000 | $ 845,000 | $ 438,000 |
| Jackson County Indiana | 3 | $ 465,000 | $ 155,000 | $ 47,000 |
| Wayne County Indiana | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| Boyle County Kentucky | 3 | $ 575,000 | $ 191,000 | $ 72,000 |
| Grant County Kentucky | 3 | $ 375,000 | $ 125,000 | $ 109,000 |
| Laurel County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 221,000 |
| Mercer County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 72,000 |
| Owen County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 59,000 |
| Wicomico County Maryland | 3 | $ 1,035,000 | $ 345,000 | $ 86,000 |
| Fayette County Ohio | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| Highland County Ohio | 3 | $ 465,000 | $ 155,000 | $ 49,000 |
| Marion County Ohio | 3 | $ 795,000 | $ 265,000 | $ 170,000 |
| Adams County Pennsylvania | 3 | $ 1,155,000 | $ 385,000 | $ 157,000 |
| Somerset County Pennsylvania | 3 | $ 1,635,000 | $ 545,000 | $ 387,000 |
| Horry County South Carolina | 3 | $ 755,000 | $ 251,000 | $ 266,000 |
| Williamson County Tennessee | 3 | $ 1,395,000 | $ 465,000 | $ 133,000 |
| Caroline County Virginia | 3 | $ 2,325,000 | $ 775,000 | $ 262,000 |
| Culpeper County Virginia | 3 | $ 1,655,000 | $ 551,000 | $ 160,000 |
| Orange County Virginia | 3 | $ 1,455,000 | $ 485,000 | $ 116,000 |
| Warren County Virginia | 3 | $ 2,315,000 | $ 771,000 | $ 168,000 |
| Westmoreland County Virginia | 3 | $ 495,000 | $ 165,000 | $ 196,000 |
| Barbour County West Virginia | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Upshur County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 134,000 |
| Benton County Arkansas | 2 | $ 1,200,000 | $ 600,000 | $ 126,000 |
| Brevard County Florida | 2 | $ 380,000 | $ 190,000 | $ 275,000 |
| Broward County Florida | 2 | $ 1,330,000 | $ 665,000 | $ 569,000 |
| Lee County Florida | 2 | $ 780,000 | $ 390,000 | $ 184,000 |
| Marion County Florida | 2 | $ 260,000 | $ 130,000 | $ 107,000 |
| Okaloosa County Florida | 2 | $ 1,270,000 | $ 635,000 | $ 112,000 |
| Orange County Florida | 2 | $ 520,000 | $ 260,000 | $ 76,000 |
| St. Johns County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 1,423,000 |
| Walton County Florida | 2 | $ 4,680,000 | $ 2,340,000 | $ 797,000 |
| Jefferson County Indiana | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Morgan County Indiana | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Shelby County Indiana | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Union County Indiana | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Daviess County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Gallatin County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Grayson County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 109,000 |
| Kent County Maryland | 2 | $ 1,150,000 | $ 575,000 | $ 292,000 |
| Charlevoix County Michigan | 2 | $ 610,000 | $ 305,000 | $ 158,000 |
| Livingston County Missouri | 2 | $ 290,000 | $ 145,000 | $ 35,000 |
| Randolph County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Allen County Ohio | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Carroll County Ohio | 2 | $ 700,000 | $ 350,000 | $ 64,000 |
| Knox County Ohio | 2 | $ 4,160,000 | $ 2,080,000 | $ 51,000 |
| Lake County Ohio | 2 | $ 510,000 | $ 255,000 | $ 130,000 |
| Medina County Ohio | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Meigs County Ohio | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Ottawa County Ohio | 2 | $ 1,060,000 | $ 530,000 | $ 710,000 |
| Portage County Ohio | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Wyandot County Ohio | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Crawford County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Delaware County Pennsylvania | 2 | $ 980,000 | $ 490,000 | $ 157,000 |
| Beaufort County South Carolina | 2 | $ 2,620,000 | $ 1,310,000 | $ 559,000 |
| Cheatham County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Marshall County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Montgomery County Texas | 2 | $ 900,000 | $ 450,000 | $ 133,000 |
| Chesterfield County Virginia | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Frederick County Virginia | 2 | $ 1,560,000 | $ 780,000 | $ 246,000 |
| Northampton County Virginia | 2 | $ 1,890,000 | $ 945,000 | $ 509,000 |
| Rockingham County Virginia | 2 | $ 770,000 | $ 385,000 | $ 212,000 |
| Shenandoah County Virginia | 2 | $ 5,690,000 | $ 2,845,000 | $ 460,000 |
| Berkeley County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Doddridge County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Fayette County West Virginia | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| Greenbrier County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Morgan County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 140,000 |
| Pleasants County West Virginia | 2 | $ 410,000 | $ 205,000 | $ 128,000 |
| Roane County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Tucker County West Virginia | 2 | $ 1,120,000 | $ 560,000 | $ 329,000 |
| Webster County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 22,000 |
| Covington County Alabama | 1 | $ 275,000 | $ 275,000 | $ 400,000 |
| Maricopa County Arizona | 1 | $ 2,045,000 | $ 2,045,000 | $ 544,000 |
| Washington County Arkansas | 1 | $ 515,000 | $ 515,000 | $ 169,000 |
| Douglas County Colorado | 1 | $ 495,000 | $ 495,000 | $ 109,000 |
| Jefferson County Colorado | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| New Castle County Delaware | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Bay County Florida | 1 | $ 425,000 | $ 425,000 | $ 78,000 |
| Citrus County Florida | 1 | $ 265,000 | $ 265,000 | $ 142,000 |
| Duval County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 455,000 | $ 455,000 | $ 369,000 |
| Osceola County Florida | 1 | $ 725,000 | $ 725,000 | $ 391,000 |
| Palm Beach County Florida | 1 | $ 455,000 | $ 455,000 | $ 795,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Clayton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| DeKalb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Effingham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Newton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 171,000 |
| Rockdale County Georgia | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Champaign County Illinois | 1 | $ 345,000 | $ 345,000 | $ 206,000 |
| Adams County Indiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Crawford County Indiana | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Decatur County Indiana | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Delaware County Indiana | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Dubois County Indiana | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Gibson County Indiana | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Henry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Knox County Indiana | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Monroe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Montgomery County Indiana | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Ohio County Indiana | 1 | $ 75,000 | $ 75,000 | $ 237,000 |
| Putnam County Indiana | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Ripley County Indiana | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Bath County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Calloway County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Carroll County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Edmonson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 182,000 |
| Henry County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Knott County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Knox County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Lewis County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Lincoln County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| McCracken County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Montgomery County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 89,000 |
| Nicholas County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Powell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 208,000 |
| Rockcastle County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 13,000 |
| Rowan County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 378,000 |
| Simpson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Taylor County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Warren County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Wayne County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 275,000 |
| Caroline County Maryland | 1 | $ 485,000 | $ 485,000 | $ 159,000 |
| Cecil County Maryland | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Nantucket County Massachusetts | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Isabella County Michigan | 1 | $ 205,000 | $ 205,000 | $ 1,033,000 |
| Daviess County Missouri | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Kings County New York | 1 | $ 1,645,000 | $ 1,645,000 | $ 336,000 |
| Chatham County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 126,000 |
| Davidson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Durham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 182,000 |
| Gaston County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Guilford County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Jackson County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 244,000 |
| Lincoln County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 288,000 |
| Moore County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 348,000 |
| Polk County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
| Adams County Ohio | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Auglaize County Ohio | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Darke County Ohio | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Erie County Ohio | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Lorain County Ohio | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Mercer County Ohio | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Morgan County Ohio | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Richland County Ohio | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Trumbull County Ohio | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Wayne County Ohio | 1 | $ 3,925,000 | $ 3,925,000 | $ 0 |
| Wood County Ohio | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Bedford County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 177,000 |
| Berks County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 317,000 |
| Bucks County Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 394,000 |
| Cambria County Pennsylvania | 1 | $ 795,000 | $ 795,000 | $ 428,000 |
| Clarion County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Schuylkill County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Charleston County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 154,000 |
| Georgetown County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 127,000 |
| McCormick County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 887,000 |
| Spartanburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Anderson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Cumberland County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Dickson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Grainger County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 485,000 |
| Loudon County Tennessee | 1 | $ 2,805,000 | $ 2,805,000 | $ 980,000 |
| Maury County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 71,000 |
| Sumner County Tennessee | 1 | $ 39,305,000 | $ 39,305,000 | $ 0 |
| Union County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 551,000 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Bexar County Texas | 1 | $ 445,000 | $ 445,000 | $ 310,000 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| Taylor County Texas | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Williamson County Texas | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Albemarle County Virginia | 1 | $ 1,475,000 | $ 1,475,000 | $ 605,000 |
| Essex County Virginia | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Fairfax City County Virginia | 1 | $ 765,000 | $ 765,000 | $ 315,000 |
| Falls Church County Virginia | 1 | $ 1,055,000 | $ 1,055,000 | $ 254,000 |
| Franklin City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Henry County Virginia | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| King George County Virginia | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Manassas County Virginia | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Middlesex County Virginia | 1 | $ 375,000 | $ 375,000 | $ 184,000 |
| Page County Virginia | 1 | $ 455,000 | $ 455,000 | $ 219,000 |
| Rappahannock County Virginia | 1 | $ 445,000 | $ 445,000 | $ 114,000 |
| Roanoke County Virginia | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Williamsburg County Virginia | 1 | $ 1,035,000 | $ 1,035,000 | $ 208,000 |
| Gilmer County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 267,000 |
| Mineral County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Monroe County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 304,000 |
| Pocahontas County West Virginia | 1 | $ 375,000 | $ 375,000 | $ 281,000 |
| Raleigh County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,979 | $1,579,605,000 | $530,000 | $47,115,000 | $159,000 | $3,369,000 |
| Home Improvement | 2,197 | $272,055,000 | $123,000 | $4,005,000 | $142,000 | $5,202,000 |
| Other Purpose | 1,774 | $200,350,000 | $112,000 | $1,355,000 | $138,000 | $3,457,000 |
| Refinancing | 871 | $298,385,000 | $342,000 | $29,505,000 | $139,000 | $6,266,000 |
| Cash-out Refinancing | 681 | $242,775,000 | $356,000 | $3,825,000 | $157,000 | $2,097,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,158 | $1,309,110,000 | $212,000 | $3,825,000 | $141,000 | $6,266,000 |
| Not Provided | 1,190 | $350,460,000 | $294,000 | $4,555,000 | $178,000 | $3,457,000 |
| Black or African American | 530 | $162,980,000 | $307,000 | $3,925,000 | $120,000 | $900,000 |
| Not applicable | 218 | $625,560,000 | $2,869,000 | $47,115,000 | $0 | $0 |
| Hispanic | 170 | $44,170,000 | $259,000 | $1,465,000 | $131,000 | $1,142,000 |
| Asian | 148 | $63,360,000 | $428,000 | $2,255,000 | $264,000 | $1,600,000 |
| American Indian or Alaskan Native | 34 | $7,550,000 | $222,000 | $1,015,000 | $124,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $225,000 | $249,000 | $434,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,890 | $2,454,970,000 | $311,000 | $47,115,000 | $154,000 | $6,266,000 |
| FHA-insured (Federal Housing Administration) | 420 | $88,360,000 | $210,000 | $815,000 | $78,000 | $521,000 |
| VA-guaranteed (Veterans Administration) | 114 | $36,670,000 | $321,000 | $1,235,000 | $97,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $13,170,000 | $168,000 | $415,000 | $58,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,956 | $2,023,230,000 | $339,000 | $47,115,000 | $158,000 | $6,266,000 |
| Application Denied By Financial Institution | 1,348 | $217,770,000 | $161,000 | $3,005,000 | $105,000 | $4,690,000 |
| Application Withdrawn By Applicant | 815 | $272,205,000 | $333,000 | $3,925,000 | $148,000 | $2,097,000 |
| File Closed For Incompleteness | 271 | $61,025,000 | $225,000 | $1,875,000 | $146,000 | $1,326,000 |
| Application Approved But Not Accepted | 112 | $18,940,000 | $169,000 | $1,965,000 | $131,000 | $650,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,154 | $2,375,400,000 | $332,000 | $47,115,000 | $156,000 | $6,266,000 |
| Credit History | 476 | $47,820,000 | $100,000 | $1,505,000 | $90,000 | $3,259,000 |
| Debt-To-Income Ratio | 413 | $76,215,000 | $184,000 | $3,005,000 | $67,000 | $540,000 |
| Collateral | 212 | $33,310,000 | $157,000 | $1,265,000 | $148,000 | $1,620,000 |
| Other | 98 | $15,760,000 | $160,000 | $2,105,000 | $160,000 | $3,917,000 |
| Credit Application Incomplete | 44 | $15,160,000 | $344,000 | $1,795,000 | $324,000 | $4,690,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $11,225,000 | $273,000 | $2,315,000 | $103,000 | $575,000 |
| Employment History | 39 | $6,915,000 | $177,000 | $1,275,000 | $71,000 | $205,000 |
| Unverifiable Information | 25 | $11,365,000 | $454,000 | $2,005,000 | $175,000 | $757,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.