West Gate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

West Gate Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address West Gate Bank
6003 Old Cheney Road
Lincoln, NE 68516
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,667
Total Mortgage Loan Application Amount $497,805,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $1,855,000
Average Applicant Income $102,200
Highest Applicant Income $3,104,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with West Gate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing West Gate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down West Gate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how West Gate Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by West Gate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at West Gate Bank's mortgage activity for 2018.

Mortgage Loan Application Totals for West Gate Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Nebraska 640 $ 123,140,000 $ 192,000 $ 107,000
Douglas County Nebraska 219 $ 58,135,000 $ 265,000 $ 152,000
Buffalo County Nebraska 209 $ 40,385,000 $ 193,000 $ 89,000
Johnson County Iowa 96 $ 19,250,000 $ 200,000 $ 0
Dodge County Nebraska 91 $ 15,345,000 $ 168,000 $ 82,000
Hall County Nebraska 90 $ 15,520,000 $ 172,000 $ 83,000
Linn County Iowa 81 $ 12,915,000 $ 159,000 $ 110,000
York County Nebraska 75 $ 10,545,000 $ 140,000 $ 73,000
Sarpy County Nebraska 65 $ 15,505,000 $ 238,000 $ 127,000
Madison County Nebraska 64 $ 12,940,000 $ 202,000 $ 91,000
Adams County Nebraska 47 $ 7,505,000 $ 159,000 $ 90,000
Platte County Nebraska 41 $ 6,435,000 $ 156,000 $ 81,000
Seward County Nebraska 41 $ 6,795,000 $ 165,000 $ 82,000
Saunders County Nebraska 39 $ 8,365,000 $ 214,000 $ 114,000
Washington County Nebraska 36 $ 8,820,000 $ 245,000 $ 134,000
Hamilton County Nebraska 34 $ 6,160,000 $ 181,000 $ 92,000
Fillmore County Nebraska 32 $ 3,800,000 $ 118,000 $ 72,000
Custer County Nebraska 31 $ 3,615,000 $ 116,000 $ 76,000
Cuming County Nebraska 30 $ 4,520,000 $ 150,000 $ 78,000
Pierce County Nebraska 30 $ 5,000,000 $ 166,000 $ 83,000
Cass County Nebraska 24 $ 5,400,000 $ 225,000 $ 101,000
Cedar County Nebraska 24 $ 3,180,000 $ 132,000 $ 66,000
Dawson County Nebraska 24 $ 4,160,000 $ 173,000 $ 79,000
Richardson County Nebraska 21 $ 2,495,000 $ 118,000 $ 66,000
Washington County Iowa 20 $ 3,220,000 $ 161,000 $ 0
Clay County Nebraska 20 $ 3,150,000 $ 157,000 $ 87,000
Scotts Bluff County Nebraska 20 $ 2,280,000 $ 114,000 $ 65,000
Boone County Nebraska 19 $ 2,645,000 $ 139,000 $ 84,000
Otoe County Nebraska 19 $ 2,555,000 $ 134,000 $ 81,000
Kearney County Nebraska 18 $ 2,720,000 $ 151,000 $ 81,000
Gage County Nebraska 16 $ 3,440,000 $ 215,000 $ 80,000
Knox County Nebraska 16 $ 1,610,000 $ 100,000 $ 55,000
Lincoln County Nebraska 15 $ 1,945,000 $ 129,000 $ 69,000
Phelps County Nebraska 15 $ 2,175,000 $ 145,000 $ 83,000
Howard County Nebraska 13 $ 2,835,000 $ 218,000 $ 98,000
Saline County Nebraska 13 $ 2,155,000 $ 165,000 $ 76,000
Colfax County Nebraska 12 $ 1,270,000 $ 105,000 $ 54,000
Merrick County Nebraska 12 $ 2,130,000 $ 177,000 $ 100,000
Sheridan County Nebraska 12 $ 840,000 $ 70,000 $ 37,000
Polk County Nebraska 11 $ 1,245,000 $ 113,000 $ 75,000
Thayer County Nebraska 11 $ 1,325,000 $ 120,000 $ 56,000
Garfield County Nebraska 10 $ 1,220,000 $ 122,000 $ 59,000
Jefferson County Nebraska 10 $ 1,200,000 $ 120,000 $ 100,000
Cheyenne County Nebraska 9 $ 1,345,000 $ 149,000 $ 82,000
Harlan County Nebraska 9 $ 665,000 $ 73,000 $ 53,000
Stanton County Nebraska 9 $ 1,535,000 $ 170,000 $ 86,000
Cedar County Iowa 8 $ 1,850,000 $ 231,000 $ 0
Wapello County Iowa 8 $ 1,080,000 $ 135,000 $ 55,000
Butler County Nebraska 8 $ 1,380,000 $ 172,000 $ 95,000
Dakota County Nebraska 8 $ 1,210,000 $ 151,000 $ 78,000
Pottawattamie County Iowa 7 $ 1,485,000 $ 212,000 $ 82,000
Furnas County Nebraska 7 $ 805,000 $ 115,000 $ 65,000
Holt County Nebraska 7 $ 825,000 $ 117,000 $ 70,000
Nuckolls County Nebraska 7 $ 785,000 $ 112,000 $ 72,000
Wayne County Nebraska 7 $ 1,185,000 $ 169,000 $ 89,000
Sweetwater County Wyoming 7 $ 1,575,000 $ 225,000 $ 126,000
Saline County Kansas 6 $ 620,000 $ 103,000 $ 82,000
Dixon County Nebraska 6 $ 450,000 $ 75,000 $ 50,000
Franklin County Nebraska 6 $ 680,000 $ 113,000 $ 67,000
Antelope County Nebraska 5 $ 735,000 $ 147,000 $ 71,000
Dawes County Nebraska 5 $ 535,000 $ 107,000 $ 78,000
Nance County Nebraska 5 $ 605,000 $ 121,000 $ 67,000
Denver County Colorado 4 $ 2,140,000 $ 535,000 $ 449,000
Iowa County Iowa 4 $ 680,000 $ 170,000 $ 0
Geary County Kansas 4 $ 510,000 $ 127,000 $ 59,000
Burt County Nebraska 4 $ 280,000 $ 70,000 $ 54,000
Keith County Nebraska 4 $ 530,000 $ 132,000 $ 74,000
Red Willow County Nebraska 4 $ 570,000 $ 142,000 $ 56,000
Valley County Nebraska 4 $ 620,000 $ 155,000 $ 68,000
Laramie County Wyoming 4 $ 780,000 $ 195,000 $ 126,000
Maricopa County Arizona 3 $ 875,000 $ 291,000 $ 218,000
Benton County Iowa 3 $ 645,000 $ 215,000 $ 83,000
Fremont County Iowa 3 $ 635,000 $ 211,000 $ 87,000
Jefferson County Iowa 3 $ 595,000 $ 198,000 $ 85,000
Marion County Iowa 3 $ 445,000 $ 148,000 $ 77,000
Page County Iowa 3 $ 345,000 $ 115,000 $ 137,000
Polk County Iowa 3 $ 835,000 $ 278,000 $ 100,000
Greeley County Nebraska 3 $ 215,000 $ 71,000 $ 96,000
Nemaha County Nebraska 3 $ 615,000 $ 205,000 $ 85,000
Sherman County Nebraska 3 $ 395,000 $ 131,000 $ 63,000
Yankton County South Dakota 3 $ 625,000 $ 208,000 $ 138,000
Albany County Wyoming 3 $ 745,000 $ 248,000 $ 88,000
Cheyenne County Colorado 2 $ 200,000 $ 100,000 $ 43,000
Kit Carson County Colorado 2 $ 210,000 $ 105,000 $ 84,000
Larimer County Colorado 2 $ 560,000 $ 280,000 $ 184,000
Rio Blanco County Colorado 2 $ 620,000 $ 310,000 $ 0
Pinellas County Florida 2 $ 1,910,000 $ 955,000 $ 446,000
Buchanan County Iowa 2 $ 180,000 $ 90,000 $ 105,000
Davis County Iowa 2 $ 390,000 $ 195,000 $ 116,000
Monona County Iowa 2 $ 140,000 $ 70,000 $ 71,000
Muscatine County Iowa 2 $ 280,000 $ 140,000 $ 0
Warren County Iowa 2 $ 620,000 $ 310,000 $ 258,000
Woodbury County Iowa 2 $ 490,000 $ 245,000 $ 58,000
Johnson County Kansas 2 $ 420,000 $ 210,000 $ 88,000
Buchanan County Missouri 2 $ 120,000 $ 60,000 $ 53,000
Johnson County Missouri 2 $ 980,000 $ 490,000 $ 155,000
Box Butte County Nebraska 2 $ 190,000 $ 95,000 $ 72,000
Brown County Nebraska 2 $ 260,000 $ 130,000 $ 81,000
Morrill County Nebraska 2 $ 500,000 $ 250,000 $ 148,000
Webster County Nebraska 2 $ 210,000 $ 105,000 $ 85,000
Clark County Nevada 2 $ 880,000 $ 440,000 $ 3,104,000
Los Angeles County California 1 $ 675,000 $ 675,000 $ 152,000
Broomfield County Colorado 1 $ 355,000 $ 355,000 $ 287,000
Chaffee County Colorado 1 $ 265,000 $ 265,000 $ 152,000
Jackson County Colorado 1 $ 205,000 $ 205,000 $ 0
Jefferson County Colorado 1 $ 305,000 $ 305,000 $ 64,000
Charlotte County Florida 1 $ 315,000 $ 315,000 $ 140,000
Citrus County Florida 1 $ 105,000 $ 105,000 $ 79,000
Collier County Florida 1 $ 515,000 $ 515,000 $ 1,420,000
Manatee County Florida 1 $ 1,845,000 $ 1,845,000 $ 0
Walton County Florida 1 $ 305,000 $ 305,000 $ 351,000
Latah County Idaho 1 $ 455,000 $ 455,000 $ 290,000
Cook County Illinois 1 $ 455,000 $ 455,000 $ 254,000
Appanoose County Iowa 1 $ 285,000 $ 285,000 $ 341,000
Dallas County Iowa 1 $ 245,000 $ 245,000 $ 134,000
Dickinson County Iowa 1 $ 185,000 $ 185,000 $ 168,000
Dubuque County Iowa 1 $ 115,000 $ 115,000 $ 53,000
Guthrie County Iowa 1 $ 175,000 $ 175,000 $ 94,000
Henry County Iowa 1 $ 75,000 $ 75,000 $ 75,000
Jones County Iowa 1 $ 225,000 $ 225,000 $ 0
Keokuk County Iowa 1 $ 115,000 $ 115,000 $ 0
Lucas County Iowa 1 $ 85,000 $ 85,000 $ 0
Mahaska County Iowa 1 $ 45,000 $ 45,000 $ 28,000
Montgomery County Iowa 1 $ 45,000 $ 45,000 $ 28,000
Plymouth County Iowa 1 $ 395,000 $ 395,000 $ 102,000
Story County Iowa 1 $ 275,000 $ 275,000 $ 0
Wayne County Iowa 1 $ 75,000 $ 75,000 $ 35,000
Harvey County Kansas 1 $ 145,000 $ 145,000 $ 81,000
Jewell County Kansas 1 $ 85,000 $ 85,000 $ 107,000
Republic County Kansas 1 $ 65,000 $ 65,000 $ 61,000
Riley County Kansas 1 $ 125,000 $ 125,000 $ 150,000
Wallace County Kansas 1 $ 75,000 $ 75,000 $ 63,000
Washington County Kansas 1 $ 55,000 $ 55,000 $ 94,000
Cass County Minnesota 1 $ 1,145,000 $ 1,145,000 $ 934,000
Crow Wing County Minnesota 1 $ 455,000 $ 455,000 $ 307,000
Dakota County Minnesota 1 $ 385,000 $ 385,000 $ 300,000
Benton County Missouri 1 $ 115,000 $ 115,000 $ 73,000
Holt County Missouri 1 $ 55,000 $ 55,000 $ 63,000
Morgan County Missouri 1 $ 155,000 $ 155,000 $ 162,000
St. Charles County Missouri 1 $ 135,000 $ 135,000 $ 97,000
Stone County Missouri 1 $ 305,000 $ 305,000 $ 96,000
Yellowstone County Montana 1 $ 355,000 $ 355,000 $ 183,000
Cherry County Nebraska 1 $ 185,000 $ 185,000 $ 110,000
Frontier County Nebraska 1 $ 135,000 $ 135,000 $ 140,000
Johnson County Nebraska 1 $ 185,000 $ 185,000 $ 52,000
Logan County Nebraska 1 $ 255,000 $ 255,000 $ 134,000
Sioux County Nebraska 1 $ 365,000 $ 365,000 $ 113,000
Thurston County Nebraska 1 $ 25,000 $ 25,000 $ 36,000
Wheeler County Nebraska 1 $ 105,000 $ 105,000 $ 143,000
Churchill County Nevada 1 $ 95,000 $ 95,000 $ 29,000
Montgomery County Ohio 1 $ 135,000 $ 135,000 $ 95,000
Brown County South Dakota 1 $ 125,000 $ 125,000 $ 92,000
Lincoln County South Dakota 1 $ 385,000 $ 385,000 $ 234,000
Union County South Dakota 1 $ 75,000 $ 75,000 $ 41,000
Williamson County Tennessee 1 $ 345,000 $ 345,000 $ 78,000
Denton County Texas 1 $ 285,000 $ 285,000 $ 100,000
Midland County Texas 1 $ 235,000 $ 235,000 $ 0
Tarrant County Texas 1 $ 105,000 $ 105,000 $ 277,000
Clark County Washington 1 $ 445,000 $ 445,000 $ 451,000
Carbon County Wyoming 1 $ 145,000 $ 145,000 $ 72,000
Platte County Wyoming 1 $ 95,000 $ 95,000 $ 104,000
Teton County Wyoming 1 $ 805,000 $ 805,000 $ 0

Mortgage Loan Application Detail Totals for West Gate Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,949 $366,525,000 $188,000 $1,845,000 $101,000 $3,104,000
Refinancing 340 $71,210,000 $209,000 $1,855,000 $109,000 $482,000
Cash-out Refinancing 317 $53,365,000 $168,000 $1,585,000 $95,000 $857,000
Other Purpose 47 $5,345,000 $113,000 $495,000 $116,000 $691,000
Home Improvement 14 $1,360,000 $97,000 $335,000 $90,000 $151,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,202 $406,160,000 $184,000 $1,585,000 $100,000 $1,420,000
Not applicable 282 $57,860,000 $205,000 $1,845,000 $0 $0
Hispanic 83 $11,255,000 $135,000 $415,000 $63,000 $177,000
Not Provided 49 $12,125,000 $247,000 $1,855,000 $145,000 $500,000
Asian 22 $5,390,000 $245,000 $505,000 $266,000 $3,104,000
Black or African American 18 $3,570,000 $198,000 $455,000 $109,000 $371,000
American Indian or Alaskan Native 9 $1,145,000 $127,000 $255,000 $44,000 $85,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $99,000 $99,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,398 $459,970,000 $191,000 $1,855,000 $107,000 $3,104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 106 $10,770,000 $101,000 $355,000 $48,000 $127,000
FHA-insured (Federal Housing Administration) 94 $12,250,000 $130,000 $285,000 $57,000 $215,000
VA-guaranteed (Veterans Administration) 69 $14,815,000 $214,000 $675,000 $81,000 $204,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,107 $401,365,000 $190,000 $1,855,000 $104,000 $3,104,000
Loan Purchased By The Institution 226 $41,300,000 $182,000 $455,000 $0 $0
Application Approved But Not Accepted 185 $33,285,000 $179,000 $625,000 $98,000 $500,000
Application Denied By Financial Institution 132 $18,560,000 $140,000 $515,000 $60,000 $533,000
Application Withdrawn By Applicant 16 $2,970,000 $185,000 $805,000 $119,000 $691,000
File Closed For Incompleteness 1 $325,000 $325,000 $325,000 $137,000 $137,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,535 $479,245,000 $189,000 $1,855,000 $104,000 $3,104,000
Debt-To-Income Ratio 57 $9,335,000 $163,000 $455,000 $54,000 $533,000
Credit History 54 $6,170,000 $114,000 $515,000 $64,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,220,000 $122,000 $225,000 $55,000 $148,000
Other 5 $865,000 $173,000 $235,000 $83,000 $126,000
Employment History 3 $595,000 $198,000 $375,000 $45,000 $106,000
Collateral 2 $160,000 $80,000 $125,000 $89,000 $134,000
Unverifiable Information 1 $215,000 $215,000 $215,000 $150,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess West Gate Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet with aggregated HMDA statistics today.

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