West Gate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
West Gate Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | West Gate Bank 6003 Old Cheney Road Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,637 |
| Total Mortgage Loan Application Amount | $1,688,185,000 |
| Average Mortgage Loan Application Amount | $197,400 |
| Highest Mortgage Loan Application Amount | $9,305,000 |
| Average Applicant Income | $128,400 |
| Highest Applicant Income | $2,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with West Gate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing West Gate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down West Gate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how West Gate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by West Gate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at West Gate Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 1,168 | $ 291,740,000 | $ 249,000 | $ 127,000 |
| Douglas County Nebraska | 947 | $ 248,745,000 | $ 262,000 | $ 147,000 |
| Buffalo County Nebraska | 361 | $ 76,565,000 | $ 212,000 | $ 98,000 |
| Sarpy County Nebraska | 354 | $ 92,450,000 | $ 261,000 | $ 143,000 |
| Johnson County Iowa | 253 | $ 76,735,000 | $ 303,000 | $ 100,000 |
| York County Nebraska | 214 | $ 38,440,000 | $ 179,000 | $ 96,000 |
| Washington County Nebraska | 212 | $ 47,110,000 | $ 222,000 | $ 115,000 |
| Madison County Nebraska | 209 | $ 43,285,000 | $ 207,000 | $ 107,000 |
| Dodge County Nebraska | 197 | $ 37,195,000 | $ 188,000 | $ 95,000 |
| Black Hawk County Iowa | 194 | $ 30,680,000 | $ 158,000 | $ 88,000 |
| Polk County Iowa | 160 | $ 35,100,000 | $ 219,000 | $ 107,000 |
| Linn County Iowa | 158 | $ 38,230,000 | $ 241,000 | $ 93,000 |
| Hall County Nebraska | 136 | $ 26,650,000 | $ 195,000 | $ 90,000 |
| Cass County Nebraska | 91 | $ 20,465,000 | $ 224,000 | $ 125,000 |
| Hamilton County Nebraska | 91 | $ 16,615,000 | $ 182,000 | $ 91,000 |
| Saunders County Nebraska | 89 | $ 23,465,000 | $ 263,000 | $ 142,000 |
| Platte County Nebraska | 88 | $ 13,770,000 | $ 156,000 | $ 81,000 |
| Fillmore County Nebraska | 87 | $ 11,765,000 | $ 135,000 | $ 69,000 |
| Adams County Nebraska | 86 | $ 16,170,000 | $ 188,000 | $ 98,000 |
| Harrison County Iowa | 83 | $ 16,275,000 | $ 196,000 | $ 93,000 |
| Seward County Nebraska | 79 | $ 19,605,000 | $ 248,000 | $ 99,000 |
| Pierce County Nebraska | 69 | $ 12,865,000 | $ 186,000 | $ 87,000 |
| Pottawattamie County Iowa | 68 | $ 16,220,000 | $ 238,000 | $ 137,000 |
| Sweetwater County Wyoming | 67 | $ 17,335,000 | $ 258,000 | $ 125,000 |
| Custer County Nebraska | 64 | $ 9,590,000 | $ 149,000 | $ 87,000 |
| Dallas County Iowa | 63 | $ 17,395,000 | $ 276,000 | $ 171,000 |
| Dawson County Nebraska | 63 | $ 10,035,000 | $ 159,000 | $ 91,000 |
| Cuming County Nebraska | 60 | $ 10,080,000 | $ 168,000 | $ 103,000 |
| Otoe County Nebraska | 57 | $ 11,665,000 | $ 204,000 | $ 102,000 |
| Clay County Nebraska | 55 | $ 7,985,000 | $ 145,000 | $ 78,000 |
| Bremer County Iowa | 53 | $ 8,565,000 | $ 161,000 | $ 0 |
| Burt County Nebraska | 52 | $ 9,890,000 | $ 190,000 | $ 105,000 |
| Wapello County Iowa | 50 | $ 8,030,000 | $ 160,000 | $ 100,000 |
| Marion County Iowa | 43 | $ 7,905,000 | $ 183,000 | $ 100,000 |
| Phelps County Nebraska | 42 | $ 6,460,000 | $ 153,000 | $ 78,000 |
| Lincoln County Nebraska | 41 | $ 4,595,000 | $ 112,000 | $ 63,000 |
| Warren County Iowa | 40 | $ 8,560,000 | $ 214,000 | $ 86,000 |
| Scotts Bluff County Nebraska | 36 | $ 5,280,000 | $ 146,000 | $ 86,000 |
| Stanton County Nebraska | 35 | $ 6,465,000 | $ 184,000 | $ 95,000 |
| Mahaska County Iowa | 33 | $ 4,445,000 | $ 134,000 | $ 79,000 |
| Thayer County Nebraska | 33 | $ 4,835,000 | $ 146,000 | $ 82,000 |
| Richardson County Nebraska | 32 | $ 3,610,000 | $ 112,000 | $ 61,000 |
| Washington County Iowa | 31 | $ 7,335,000 | $ 236,000 | $ 80,000 |
| Holt County Nebraska | 31 | $ 4,755,000 | $ 153,000 | $ 77,000 |
| Kearney County Nebraska | 31 | $ 5,605,000 | $ 180,000 | $ 153,000 |
| Polk County Nebraska | 30 | $ 5,380,000 | $ 179,000 | $ 106,000 |
| Poweshiek County Iowa | 28 | $ 4,740,000 | $ 169,000 | $ 97,000 |
| Wayne County Nebraska | 26 | $ 4,920,000 | $ 189,000 | $ 83,000 |
| Appanoose County Iowa | 25 | $ 3,645,000 | $ 145,000 | $ 156,000 |
| Jefferson County Iowa | 25 | $ 4,235,000 | $ 169,000 | $ 82,000 |
| Boone County Nebraska | 25 | $ 3,705,000 | $ 148,000 | $ 73,000 |
| Cedar County Nebraska | 25 | $ 3,695,000 | $ 147,000 | $ 76,000 |
| Colfax County Nebraska | 24 | $ 2,920,000 | $ 121,000 | $ 56,000 |
| Gage County Nebraska | 21 | $ 4,455,000 | $ 212,000 | $ 108,000 |
| Jefferson County Nebraska | 21 | $ 3,145,000 | $ 149,000 | $ 81,000 |
| Knox County Nebraska | 21 | $ 4,035,000 | $ 192,000 | $ 99,000 |
| Antelope County Nebraska | 19 | $ 2,365,000 | $ 124,000 | $ 66,000 |
| Dawes County Nebraska | 19 | $ 2,805,000 | $ 147,000 | $ 76,000 |
| Saline County Nebraska | 19 | $ 3,845,000 | $ 202,000 | $ 103,000 |
| Riley County Kansas | 18 | $ 3,610,000 | $ 200,000 | $ 106,000 |
| Howard County Nebraska | 17 | $ 3,935,000 | $ 231,000 | $ 111,000 |
| Merrick County Nebraska | 17 | $ 2,975,000 | $ 175,000 | $ 103,000 |
| Nuckolls County Nebraska | 17 | $ 2,895,000 | $ 170,000 | $ 100,000 |
| Utah County Utah | 17 | $ 5,245,000 | $ 308,000 | $ 0 |
| Lucas County Iowa | 16 | $ 2,110,000 | $ 131,000 | $ 75,000 |
| Dakota County Nebraska | 16 | $ 2,860,000 | $ 178,000 | $ 101,000 |
| Sherman County Nebraska | 16 | $ 2,940,000 | $ 183,000 | $ 88,000 |
| Butler County Iowa | 15 | $ 2,595,000 | $ 173,000 | $ 0 |
| Woodbury County Iowa | 15 | $ 11,865,000 | $ 791,000 | $ 91,000 |
| Maricopa County Arizona | 14 | $ 5,850,000 | $ 417,000 | $ 238,000 |
| Benton County Iowa | 14 | $ 3,470,000 | $ 247,000 | $ 0 |
| Cedar County Iowa | 13 | $ 3,395,000 | $ 261,000 | $ 0 |
| Jasper County Iowa | 13 | $ 1,975,000 | $ 151,000 | $ 91,000 |
| Monroe County Iowa | 13 | $ 1,835,000 | $ 141,000 | $ 94,000 |
| Garfield County Nebraska | 13 | $ 2,385,000 | $ 183,000 | $ 100,000 |
| Nance County Nebraska | 13 | $ 1,795,000 | $ 138,000 | $ 60,000 |
| Lubbock County Texas | 13 | $ 2,935,000 | $ 225,000 | $ 130,000 |
| Mills County Iowa | 12 | $ 4,000,000 | $ 333,000 | $ 298,000 |
| Geary County Kansas | 12 | $ 1,290,000 | $ 107,000 | $ 79,000 |
| Saline County Kansas | 12 | $ 2,720,000 | $ 226,000 | $ 129,000 |
| Buchanan County Iowa | 11 | $ 1,985,000 | $ 180,000 | $ 116,000 |
| Iowa County Iowa | 11 | $ 2,295,000 | $ 208,000 | $ 45,000 |
| Story County Iowa | 11 | $ 2,385,000 | $ 216,000 | $ 87,000 |
| Butler County Nebraska | 11 | $ 2,225,000 | $ 202,000 | $ 126,000 |
| Franklin County Nebraska | 11 | $ 1,205,000 | $ 109,000 | $ 53,000 |
| Harlan County Nebraska | 11 | $ 1,745,000 | $ 158,000 | $ 120,000 |
| Yankton County South Dakota | 11 | $ 2,685,000 | $ 244,000 | $ 144,000 |
| Laramie County Wyoming | 10 | $ 2,750,000 | $ 275,000 | $ 118,000 |
| Larimer County Colorado | 9 | $ 3,345,000 | $ 371,000 | $ 115,000 |
| Sheridan County Nebraska | 9 | $ 535,000 | $ 59,000 | $ 45,000 |
| Henry County Iowa | 8 | $ 1,220,000 | $ 152,000 | $ 90,000 |
| Johnson County Kansas | 8 | $ 2,390,000 | $ 298,000 | $ 149,000 |
| Dixon County Nebraska | 8 | $ 720,000 | $ 90,000 | $ 61,000 |
| Valley County Nebraska | 8 | $ 1,350,000 | $ 168,000 | $ 85,000 |
| Davis County Iowa | 7 | $ 1,445,000 | $ 206,000 | $ 145,000 |
| Grundy County Iowa | 7 | $ 935,000 | $ 133,000 | $ 0 |
| Tama County Iowa | 7 | $ 745,000 | $ 106,000 | $ 62,000 |
| Wayne County Iowa | 7 | $ 895,000 | $ 127,000 | $ 89,000 |
| Sedgwick County Kansas | 7 | $ 1,035,000 | $ 147,000 | $ 103,000 |
| Box Butte County Nebraska | 7 | $ 1,075,000 | $ 153,000 | $ 99,000 |
| Webster County Nebraska | 7 | $ 645,000 | $ 92,000 | $ 89,000 |
| Randall County Texas | 7 | $ 1,585,000 | $ 226,000 | $ 83,000 |
| Albany County Wyoming | 7 | $ 2,455,000 | $ 350,000 | $ 96,000 |
| Clarke County Iowa | 6 | $ 1,110,000 | $ 185,000 | $ 60,000 |
| Madison County Iowa | 6 | $ 1,380,000 | $ 230,000 | $ 88,000 |
| Scott County Iowa | 6 | $ 1,330,000 | $ 221,000 | $ 158,000 |
| Camden County Missouri | 6 | $ 2,440,000 | $ 406,000 | $ 499,000 |
| Greeley County Nebraska | 6 | $ 800,000 | $ 133,000 | $ 83,000 |
| Johnson County Nebraska | 6 | $ 1,050,000 | $ 175,000 | $ 96,000 |
| Fayette County Iowa | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Jones County Iowa | 5 | $ 1,365,000 | $ 273,000 | $ 0 |
| Keokuk County Iowa | 5 | $ 745,000 | $ 149,000 | $ 64,000 |
| Muscatine County Iowa | 5 | $ 1,045,000 | $ 209,000 | $ 30,000 |
| Dickinson County Kansas | 5 | $ 1,145,000 | $ 229,000 | $ 104,000 |
| Brown County Nebraska | 5 | $ 535,000 | $ 107,000 | $ 60,000 |
| Nemaha County Nebraska | 5 | $ 945,000 | $ 189,000 | $ 131,000 |
| Millard County Utah | 5 | $ 1,185,000 | $ 237,000 | $ 0 |
| Weld County Colorado | 4 | $ 1,300,000 | $ 325,000 | $ 177,000 |
| Collier County Florida | 4 | $ 2,000,000 | $ 500,000 | $ 398,000 |
| Boone County Iowa | 4 | $ 910,000 | $ 227,000 | $ 0 |
| Franklin County Iowa | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Louisa County Iowa | 4 | $ 1,230,000 | $ 307,000 | $ 0 |
| Monona County Iowa | 4 | $ 530,000 | $ 132,000 | $ 73,000 |
| Page County Iowa | 4 | $ 620,000 | $ 155,000 | $ 44,000 |
| Van Buren County Iowa | 4 | $ 730,000 | $ 182,000 | $ 78,000 |
| Pottawatomie County Kansas | 4 | $ 800,000 | $ 200,000 | $ 72,000 |
| Jackson County Missouri | 4 | $ 640,000 | $ 160,000 | $ 186,000 |
| Kimball County Nebraska | 4 | $ 400,000 | $ 100,000 | $ 55,000 |
| Loup County Nebraska | 4 | $ 890,000 | $ 222,000 | $ 88,000 |
| Red Willow County Nebraska | 4 | $ 480,000 | $ 120,000 | $ 83,000 |
| Dallas County Texas | 4 | $ 1,660,000 | $ 415,000 | $ 167,000 |
| Washington County Utah | 4 | $ 1,530,000 | $ 382,000 | $ 84,000 |
| Delta County Colorado | 3 | $ 1,045,000 | $ 348,000 | $ 117,000 |
| Denver County Colorado | 3 | $ 905,000 | $ 301,000 | $ 85,000 |
| Jefferson County Colorado | 3 | $ 1,345,000 | $ 448,000 | $ 149,000 |
| Pinellas County Florida | 3 | $ 1,775,000 | $ 591,000 | $ 322,000 |
| Volusia County Florida | 3 | $ 935,000 | $ 311,000 | $ 185,000 |
| Cass County Iowa | 3 | $ 535,000 | $ 178,000 | $ 59,000 |
| Chickasaw County Iowa | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Delaware County Iowa | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Floyd County Iowa | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Fremont County Iowa | 3 | $ 495,000 | $ 165,000 | $ 97,000 |
| Guthrie County Iowa | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| Shelby County Iowa | 3 | $ 505,000 | $ 168,000 | $ 120,000 |
| Webster County Iowa | 3 | $ 305,000 | $ 101,000 | $ 62,000 |
| Winneshiek County Iowa | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Republic County Kansas | 3 | $ 505,000 | $ 168,000 | $ 89,000 |
| Shawnee County Kansas | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| Thomas County Kansas | 3 | $ 685,000 | $ 228,000 | $ 128,000 |
| Morgan County Missouri | 3 | $ 885,000 | $ 295,000 | $ 153,000 |
| Cheyenne County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 123,000 |
| Gosper County Nebraska | 3 | $ 325,000 | $ 108,000 | $ 84,000 |
| Morrill County Nebraska | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Thurston County Nebraska | 3 | $ 455,000 | $ 151,000 | $ 79,000 |
| Clark County Nevada | 3 | $ 765,000 | $ 255,000 | $ 86,000 |
| Quay County New Mexico | 3 | $ 255,000 | $ 85,000 | $ 71,000 |
| Lawrence County South Dakota | 3 | $ 965,000 | $ 321,000 | $ 185,000 |
| Union County South Dakota | 3 | $ 785,000 | $ 261,000 | $ 144,000 |
| Harris County Texas | 3 | $ 1,595,000 | $ 531,000 | $ 1,276,000 |
| Mohave County Arizona | 2 | $ 610,000 | $ 305,000 | $ 183,000 |
| Pima County Arizona | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Adams County Colorado | 2 | $ 820,000 | $ 410,000 | $ 180,000 |
| Cheyenne County Colorado | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Douglas County Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 336,000 |
| El Paso County Colorado | 2 | $ 530,000 | $ 265,000 | $ 55,000 |
| Park County Colorado | 2 | $ 600,000 | $ 300,000 | $ 231,000 |
| Summit County Colorado | 2 | $ 1,120,000 | $ 560,000 | $ 345,000 |
| Lee County Florida | 2 | $ 840,000 | $ 420,000 | $ 797,000 |
| Okaloosa County Florida | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Seminole County Florida | 2 | $ 610,000 | $ 305,000 | $ 165,000 |
| Cerro Gordo County Iowa | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Decatur County Iowa | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Dickinson County Iowa | 2 | $ 590,000 | $ 295,000 | $ 248,000 |
| Osceola County Iowa | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| Plymouth County Iowa | 2 | $ 700,000 | $ 350,000 | $ 102,000 |
| Union County Iowa | 2 | $ 590,000 | $ 295,000 | $ 65,000 |
| Cowley County Kansas | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Atchison County Missouri | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| Boone County Missouri | 2 | $ 290,000 | $ 145,000 | $ 412,000 |
| Cole County Missouri | 2 | $ 420,000 | $ 210,000 | $ 138,000 |
| Greene County Missouri | 2 | $ 440,000 | $ 220,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 510,000 | $ 255,000 | $ 103,000 |
| St. Louis County Missouri | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Chase County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Cherry County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Dundy County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 97,000 |
| Frontier County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Keith County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Pawnee County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 113,000 |
| Rock County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Potter County Texas | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Tarrant County Texas | 2 | $ 560,000 | $ 280,000 | $ 103,000 |
| Salt Lake County Utah | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Kitsap County Washington | 2 | $ 760,000 | $ 380,000 | $ 93,000 |
| Coconino County Arizona | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Pinal County Arizona | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Yavapai County Arizona | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Benton County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 74,000 |
| Boulder County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Kit Carson County Colorado | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Lincoln County Colorado | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Mesa County Colorado | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Routt County Colorado | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Yuma County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Broward County Florida | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Charlotte County Florida | 1 | $ 545,000 | $ 545,000 | $ 310,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Escambia County Florida | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Flagler County Florida | 1 | $ 325,000 | $ 325,000 | $ 530,000 |
| Hillsborough County Florida | 1 | $ 425,000 | $ 425,000 | $ 178,000 |
| Miami-Dade County Florida | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Orange County Florida | 1 | $ 545,000 | $ 545,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 325,000 | $ 325,000 | $ 201,000 |
| Palm Beach County Florida | 1 | $ 415,000 | $ 415,000 | $ 99,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Blaine County Idaho | 1 | $ 385,000 | $ 385,000 | $ 426,000 |
| Bonneville County Idaho | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Cook County Illinois | 1 | $ 435,000 | $ 435,000 | $ 132,000 |
| Allamakee County Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Carroll County Iowa | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Crawford County Iowa | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Des Moines County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Emmet County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Hancock County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hardin County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Humboldt County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Iowa | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lee County Iowa | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Marshall County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Mitchell County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 135,000 | $ 135,000 | $ 295,000 |
| Wright County Iowa | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Clay County Kansas | 1 | $ 385,000 | $ 385,000 | $ 114,000 |
| Douglas County Kansas | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Leavenworth County Kansas | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Meade County Kansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nemaha County Kansas | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Smith County Kansas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Wallace County Kansas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Washington County Kansas | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Jefferson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 245,000 |
| Carroll County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Washington County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 243,000 |
| Dakota County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 324,000 |
| Hubbard County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Olmsted County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Otter Tail County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Cape Girardeau County Missouri | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Clay County Missouri | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Jasper County Missouri | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Phelps County Missouri | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Platte County Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| St. Louis City County Missouri | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Stone County Missouri | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Taney County Missouri | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Texas County Missouri | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Missoula County Montana | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Ravalli County Montana | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Banner County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Boyd County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Furnas County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Garden County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Thomas County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Wheeler County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Bernalillo County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Colfax County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 268,000 |
| Curry County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 173,000 |
| Washington County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Multnomah County Oregon | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Bennett County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Charles Mix County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Codington County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 418,000 |
| Custer County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 178,000 |
| Hyde County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Walworth County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 483,000 |
| Archer County Texas | 1 | $ 405,000 | $ 405,000 | $ 255,000 |
| Armstrong County Texas | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Collin County Texas | 1 | $ 475,000 | $ 475,000 | $ 143,000 |
| Deaf Smith County Texas | 1 | $ 95,000 | $ 95,000 | $ 255,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hansford County Texas | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Howard County Texas | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Kendall County Texas | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| Roberts County Texas | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Swisher County Texas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Taylor County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Williamson County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Wise County Texas | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Yoakum County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Davis County Utah | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Iron County Utah | 1 | $ 445,000 | $ 445,000 | $ 0 |
| King County Washington | 1 | $ 515,000 | $ 515,000 | $ 400,000 |
| Fremont County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Goshen County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Natrona County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Platte County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Sublette County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 264,000 |
| Teton County Wyoming | 1 | $ 715,000 | $ 715,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for West Gate Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,132 | $729,840,000 | $233,000 | $9,235,000 | $106,000 | $2,488,000 |
| Refinancing | 2,860 | $623,720,000 | $218,000 | $9,305,000 | $120,000 | $1,643,000 |
| Cash-out Refinancing | 1,566 | $321,590,000 | $205,000 | $1,205,000 | $116,000 | $1,543,000 |
| Other Purpose | 59 | $9,675,000 | $163,000 | $545,000 | $114,000 | $585,000 |
| Home Improvement | 20 | $3,360,000 | $168,000 | $485,000 | $186,000 | $513,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,463 | $1,153,035,000 | $211,000 | $1,515,000 | $114,000 | $1,681,000 |
| Not applicable | 1,491 | $392,215,000 | $263,000 | $9,305,000 | $0 | $0 |
| Not Provided | 368 | $83,210,000 | $226,000 | $885,000 | $130,000 | $2,488,000 |
| Hispanic | 221 | $37,555,000 | $169,000 | $515,000 | $82,000 | $769,000 |
| Asian | 41 | $11,055,000 | $269,000 | $925,000 | $136,000 | $913,000 |
| Black or African American | 32 | $7,320,000 | $228,000 | $485,000 | $96,000 | $274,000 |
| American Indian or Alaskan Native | 14 | $2,000,000 | $142,000 | $295,000 | $59,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $665,000 | $221,000 | $285,000 | $146,000 | $186,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,253 | $1,611,185,000 | $222,000 | $9,305,000 | $116,000 | $2,488,000 |
| VA-guaranteed (Veterans Administration) | 210 | $54,890,000 | $261,000 | $605,000 | $105,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $17,795,000 | $121,000 | $335,000 | $47,000 | $116,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,315,000 | $159,000 | $345,000 | $56,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,582 | $1,222,220,000 | $218,000 | $9,305,000 | $114,000 | $2,488,000 |
| Loan Purchased By The Institution | 1,427 | $336,775,000 | $236,000 | $675,000 | $0 | $0 |
| Application Approved But Not Accepted | 385 | $83,515,000 | $216,000 | $1,515,000 | $124,000 | $960,000 |
| Application Denied By Financial Institution | 221 | $41,565,000 | $188,000 | $995,000 | $76,000 | $392,000 |
| Application Withdrawn By Applicant | 19 | $3,745,000 | $197,000 | $495,000 | $103,000 | $376,000 |
| File Closed For Incompleteness | 3 | $365,000 | $121,000 | $155,000 | $59,000 | $62,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,416 | $1,646,620,000 | $222,000 | $9,305,000 | $115,000 | $2,488,000 |
| Debt-To-Income Ratio | 108 | $21,780,000 | $201,000 | $625,000 | $66,000 | $278,000 |
| Credit History | 45 | $6,575,000 | $146,000 | $995,000 | $71,000 | $392,000 |
| Unverifiable Information | 43 | $9,705,000 | $225,000 | $515,000 | $106,000 | $279,000 |
| Other | 8 | $1,550,000 | $193,000 | $405,000 | $113,000 | $255,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $730,000 | $121,000 | $175,000 | $73,000 | $107,000 |
| Employment History | 5 | $695,000 | $139,000 | $215,000 | $34,000 | $60,000 |
| Collateral | 4 | $300,000 | $75,000 | $145,000 | $85,000 | $144,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $81,000 | $81,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $34,000 | $34,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess West Gate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.