Whitaker Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Whitaker Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Whitaker Bank
Po Box 55439
Lexington, KY 40555
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,884
Total Mortgage Loan Application Amount $117,656,000
Average Mortgage Loan Application Amount $62,666
Highest Mortgage Loan Application Amount $1,953,000
Average Applicant Income $69,000
Highest Applicant Income $3,442,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Whitaker Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Powell County Kentucky 330 $ 12,307,000 $ 37,000 $ 52,000
Letcher County Kentucky 199 $ 7,288,000 $ 36,000 $ 61,000
Montgomery County Kentucky 178 $ 8,434,000 $ 47,000 $ 61,000
Wolfe County Kentucky 138 $ 3,454,000 $ 25,000 $ 52,000
Rowan County Kentucky 135 $ 7,416,000 $ 54,000 $ 62,000
Scott County Kentucky 125 $ 13,931,000 $ 111,000 $ 82,000
Franklin County Kentucky 99 $ 5,306,000 $ 53,000 $ 76,000
Fayette County Kentucky 70 $ 8,904,000 $ 127,000 $ 72,000
Garrard County Kentucky 67 $ 3,901,000 $ 58,000 $ 82,000
Perry County Kentucky 48 $ 5,350,000 $ 111,000 $ 123,000
Madison County Kentucky 43 $ 4,914,000 $ 114,000 $ 56,000
Whitley County Kentucky 43 $ 5,182,000 $ 120,000 $ 82,000
Knox County Kentucky 32 $ 2,307,000 $ 72,000 $ 45,000
Nicholas County Kentucky 30 $ 753,000 $ 25,000 $ 44,000
Bath County Kentucky 29 $ 1,048,000 $ 36,000 $ 48,000
Laurel County Kentucky 25 $ 2,649,000 $ 105,000 $ 64,000
Clark County Kentucky 23 $ 3,419,000 $ 148,000 $ 46,000
Menifee County Kentucky 22 $ 340,000 $ 15,000 $ 39,000
Fleming County Kentucky 20 $ 761,000 $ 38,000 $ 102,000
Lee County Kentucky 20 $ 539,000 $ 26,000 $ 48,000
Breathitt County Kentucky 18 $ 1,131,000 $ 62,000 $ 63,000
Boyle County Kentucky 15 $ 1,731,000 $ 115,000 $ 206,000
Harrison County Kentucky 13 $ 1,232,000 $ 94,000 $ 206,000
Estill County Kentucky 12 $ 478,000 $ 39,000 $ 46,000
Lincoln County Kentucky 12 $ 531,000 $ 44,000 $ 149,000
Woodford County Kentucky 11 $ 1,500,000 $ 136,000 $ 87,000
Bourbon County Kentucky 9 $ 609,000 $ 67,000 $ 89,000
Knott County Kentucky 9 $ 424,000 $ 47,000 $ 43,000
Pike County Kentucky 9 $ 658,000 $ 73,000 $ 101,000
Shelby County Kentucky 9 $ 1,302,000 $ 144,000 $ 71,000
Carter County Kentucky 7 $ 486,000 $ 69,000 $ 55,000
Pulaski County Kentucky 7 $ 1,086,000 $ 155,000 $ 569,000
Anderson County Kentucky 6 $ 918,000 $ 153,000 $ 29,000
Jessamine County Kentucky 6 $ 1,726,000 $ 287,000 $ 123,000
Morgan County Kentucky 6 $ 175,000 $ 29,000 $ 40,000
Rockcastle County Kentucky 6 $ 609,000 $ 101,000 $ 38,000
Mercer County Kentucky 5 $ 734,000 $ 146,000 $ 73,000
Harlan County Kentucky 4 $ 103,000 $ 25,000 $ 60,000
Bell County Kentucky 3 $ 82,000 $ 27,000 $ 32,000
Leslie County Kentucky 3 $ 34,000 $ 11,000 $ 25,000
Claiborne County Tennessee 3 $ 124,000 $ 41,000 $ 39,000
Lee County Florida 2 $ 571,000 $ 285,000 $ 250,000
McCreary County Kentucky 2 $ 46,000 $ 23,000 $ 35,000
Owen County Kentucky 2 $ 113,000 $ 56,000 $ 55,000
Russell County Kentucky 2 $ 592,000 $ 296,000 $ 85,000
Lee County Alabama 1 $ 99,000 $ 99,000 $ 64,000
Broward County Florida 1 $ 305,000 $ 305,000 $ 138,000
Collier County Florida 1 $ 250,000 $ 250,000 $ 372,000
Marion County Florida 1 $ 50,000 $ 50,000 $ 0
St. Lucie County Florida 1 $ 262,000 $ 262,000 $ 151,000
Boone County Kentucky 1 $ 150,000 $ 150,000 $ 117,000
Bullitt County Kentucky 1 $ 85,000 $ 85,000 $ 173,000
Clay County Kentucky 1 $ 12,000 $ 12,000 $ 81,000
Elliott County Kentucky 1 $ 36,000 $ 36,000 $ 81,000
Floyd County Kentucky 1 $ 3,000 $ 3,000 $ 17,000
Grant County Kentucky 1 $ 137,000 $ 137,000 $ 141,000
Henry County Kentucky 1 $ 58,000 $ 58,000 $ 71,000
Jackson County Kentucky 1 $ 110,000 $ 110,000 $ 46,000
Jefferson County Kentucky 1 $ 5,000 $ 5,000 $ 21,000
Kenton County Kentucky 1 $ 20,000 $ 20,000 $ 74,000
Marion County Kentucky 1 $ 10,000 $ 10,000 $ 33,000
Ohio County Kentucky 1 $ 20,000 $ 20,000 $ 48,000
Oldham County Kentucky 1 $ 243,000 $ 243,000 $ 84,000
Owsley County Kentucky 1 $ 5,000 $ 5,000 $ 37,000
Buncombe County North Carolina 1 $ 227,000 $ 227,000 $ 84,000
Gallia County Ohio 1 $ 23,000 $ 23,000 $ 21,000
Hamilton County Ohio 1 $ 2,000 $ 2,000 $ 50,000
Summit County Ohio 1 $ 80,000 $ 80,000 $ 32,000
Warren County Ohio 1 $ 25,000 $ 25,000 $ 39,000
Campbell County Tennessee 1 $ 35,000 $ 35,000 $ 53,000
Wythe County Virginia 1 $ 84,000 $ 84,000 $ 174,000
Kanawha County West Virginia 1 $ 122,000 $ 122,000 $ 54,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Whitaker Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 654 $50,681,000 $77,000 $1,450,000 $77,000 $3,442,000
Home Improvement 645 $13,378,000 $20,000 $873,000 $52,000 $726,000
Home Purchase 585 $53,597,000 $91,000 $1,953,000 $78,000 $1,892,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,769 $98,854,000 $55,000 $1,200,000 $71,000 $3,442,000
Not applicable 83 $16,754,000 $201,000 $1,953,000 $16,000 $565,000
Black or African American 17 $661,000 $38,000 $187,000 $42,000 $168,000
Hispanic 7 $638,000 $91,000 $245,000 $78,000 $201,000
Not Provided 6 $536,000 $89,000 $363,000 $71,000 $162,000
American Indian or Alaskan Native 1 $88,000 $88,000 $88,000 $98,000 $98,000
Asian 1 $125,000 $125,000 $125,000 $60,000 $60,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,876 $116,786,000 $62,000 $1,953,000 $69,000 $3,442,000
FHA-insured (Federal Housing Administration) 7 $768,000 $109,000 $147,000 $50,000 $90,000
VA-guaranteed (Veterans Administration) 1 $102,000 $102,000 $102,000 $24,000 $24,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,585 $99,809,000 $62,000 $1,953,000 $73,000 $3,442,000
Application Denied By Financial Institution 231 $12,924,000 $55,000 $1,200,000 $40,000 $461,000
Application Approved But Not Accepted 39 $3,019,000 $77,000 $585,000 $66,000 $366,000
Application Withdrawn By Applicant 26 $1,711,000 $65,000 $424,000 $63,000 $221,000
File Closed For Incompleteness 3 $193,000 $64,000 $83,000 $42,000 $66,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 136 $4,804,000 $35,000 $200,000 $38,000 $121,000
Debt-To-Income Ratio 57 $3,671,000 $64,000 $450,000 $34,000 $162,000
Collateral 28 $2,209,000 $78,000 $305,000 $51,000 $138,000
Other 6 $1,959,000 $326,000 $1,200,000 $104,000 $461,000
Employment History 2 $88,000 $44,000 $68,000 $31,000 $33,000
Insufficient Cash (Downpayment, Closing Cost) 1 $93,000 $93,000 $93,000 $53,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List