Whitney National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Whitney National Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Whitney National Bank 400 Labarre Road, 3Rd Floor Jefferson, LA 70121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,149 |
| Total Mortgage Loan Application Amount | $796,800,000 |
| Average Mortgage Loan Application Amount | $145,666 |
| Highest Mortgage Loan Application Amount | $3,150,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Whitney National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Whitney National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Whitney National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Whitney National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Whitney National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Whitney National Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Louisiana | 713 | $ 91,175,000 | $ 127,000 | $ 91,000 |
| Orleans County Louisiana | 643 | $ 111,233,000 | $ 172,000 | $ 136,000 |
| St. Tammany County Louisiana | 372 | $ 57,591,000 | $ 154,000 | $ 120,000 |
| East Baton Rouge County Louisiana | 321 | $ 38,957,000 | $ 121,000 | $ 84,000 |
| Mobile County Alabama | 253 | $ 35,942,000 | $ 142,000 | $ 113,000 |
| Lafayette County Louisiana | 201 | $ 22,862,000 | $ 113,000 | $ 105,000 |
| Ascension County Louisiana | 196 | $ 22,550,000 | $ 115,000 | $ 87,000 |
| Harris County Texas | 189 | $ 57,937,000 | $ 306,000 | $ 206,000 |
| Calcasieu County Louisiana | 160 | $ 12,655,000 | $ 79,000 | $ 106,000 |
| Terrebonne County Louisiana | 158 | $ 15,910,000 | $ 100,000 | $ 136,000 |
| Baldwin County Alabama | 140 | $ 48,166,000 | $ 344,000 | $ 337,000 |
| Escambia County Florida | 139 | $ 24,534,000 | $ 176,000 | $ 166,000 |
| St. Mary County Louisiana | 121 | $ 5,558,000 | $ 45,000 | $ 67,000 |
| Pinellas County Florida | 115 | $ 26,591,000 | $ 231,000 | $ 87,000 |
| Harrison County Mississippi | 89 | $ 9,834,000 | $ 110,000 | $ 169,000 |
| Okaloosa County Florida | 80 | $ 29,190,000 | $ 364,000 | $ 417,000 |
| Manatee County Florida | 79 | $ 13,207,000 | $ 167,000 | $ 114,000 |
| Lafourche County Louisiana | 79 | $ 6,726,000 | $ 85,000 | $ 82,000 |
| Autauga County Alabama | 70 | $ 3,375,000 | $ 48,000 | $ 42,000 |
| St. Bernard County Louisiana | 66 | $ 5,273,000 | $ 79,000 | $ 75,000 |
| Santa Rosa County Florida | 62 | $ 9,082,000 | $ 146,000 | $ 98,000 |
| St. Charles County Louisiana | 62 | $ 6,901,000 | $ 111,000 | $ 86,000 |
| Walton County Florida | 58 | $ 24,216,000 | $ 417,000 | $ 364,000 |
| Hancock County Mississippi | 54 | $ 4,386,000 | $ 81,000 | $ 67,000 |
| Livingston County Louisiana | 53 | $ 5,912,000 | $ 111,000 | $ 63,000 |
| Butler County Alabama | 50 | $ 3,045,000 | $ 60,000 | $ 53,000 |
| Montgomery County Alabama | 42 | $ 3,189,000 | $ 75,000 | $ 92,000 |
| Plaquemines County Louisiana | 39 | $ 4,349,000 | $ 111,000 | $ 90,000 |
| St. James County Louisiana | 34 | $ 2,013,000 | $ 59,000 | $ 78,000 |
| Tangipahoa County Louisiana | 31 | $ 4,101,000 | $ 132,000 | $ 76,000 |
| Iberia County Louisiana | 29 | $ 2,783,000 | $ 95,000 | $ 86,000 |
| Pasco County Florida | 25 | $ 3,227,000 | $ 129,000 | $ 57,000 |
| Assumption County Louisiana | 24 | $ 1,285,000 | $ 53,000 | $ 65,000 |
| Elmore County Alabama | 21 | $ 1,887,000 | $ 89,000 | $ 78,000 |
| St. Martin County Louisiana | 21 | $ 1,433,000 | $ 68,000 | $ 81,000 |
| Fort Bend County Texas | 19 | $ 3,799,000 | $ 199,000 | $ 181,000 |
| Vermilion County Louisiana | 18 | $ 2,051,000 | $ 113,000 | $ 120,000 |
| St. Landry County Louisiana | 16 | $ 1,623,000 | $ 101,000 | $ 98,000 |
| Pearl River County Mississippi | 15 | $ 1,654,000 | $ 110,000 | $ 61,000 |
| St. John the Baptist County Louisiana | 14 | $ 1,796,000 | $ 128,000 | $ 62,000 |
| Jackson County Mississippi | 10 | $ 1,619,000 | $ 161,000 | $ 107,000 |
| Montgomery County Texas | 10 | $ 3,057,000 | $ 305,000 | $ 222,000 |
| Bay County Florida | 9 | $ 2,126,000 | $ 236,000 | $ 335,000 |
| Acadia County Louisiana | 8 | $ 450,000 | $ 56,000 | $ 46,000 |
| Hillsborough County Florida | 7 | $ 6,140,000 | $ 877,000 | $ 193,000 |
| Lowndes County Alabama | 6 | $ 242,000 | $ 40,000 | $ 27,000 |
| Brazoria County Texas | 6 | $ 1,299,000 | $ 216,000 | $ 283,000 |
| Galveston County Texas | 6 | $ 1,602,000 | $ 267,000 | $ 162,000 |
| Crenshaw County Alabama | 5 | $ 110,000 | $ 22,000 | $ 47,000 |
| Beauregard County Louisiana | 5 | $ 158,000 | $ 31,000 | $ 41,000 |
| Iberville County Louisiana | 5 | $ 647,000 | $ 129,000 | $ 71,000 |
| Washington County Louisiana | 5 | $ 536,000 | $ 107,000 | $ 39,000 |
| Eagle County Colorado | 4 | $ 7,563,000 | $ 1,890,000 | $ 1,080,000 |
| Sarasota County Florida | 4 | $ 2,073,000 | $ 518,000 | $ 180,000 |
| Pointe Coupee County Louisiana | 4 | $ 563,000 | $ 140,000 | $ 92,000 |
| West Baton Rouge County Louisiana | 4 | $ 357,000 | $ 89,000 | $ 100,000 |
| West Feliciana County Louisiana | 4 | $ 549,000 | $ 137,000 | $ 275,000 |
| Travis County Texas | 4 | $ 2,360,000 | $ 590,000 | $ 630,000 |
| Escambia County Alabama | 3 | $ 195,000 | $ 65,000 | $ 158,000 |
| Cook County Illinois | 3 | $ 950,000 | $ 316,000 | $ 192,000 |
| Lake County Indiana | 3 | $ 198,000 | $ 66,000 | $ 53,000 |
| Jefferson Davis County Louisiana | 3 | $ 107,000 | $ 35,000 | $ 32,000 |
| St. Helena County Louisiana | 3 | $ 112,000 | $ 37,000 | $ 96,000 |
| Stone County Mississippi | 3 | $ 218,000 | $ 72,000 | $ 74,000 |
| New York County New York | 3 | $ 1,902,000 | $ 634,000 | $ 547,000 |
| Comal County Texas | 3 | $ 547,000 | $ 182,000 | $ 884,000 |
| Guadalupe County Texas | 3 | $ 568,000 | $ 189,000 | $ 282,000 |
| Dallas County Alabama | 2 | $ 40,000 | $ 20,000 | $ 19,000 |
| Jefferson County Alabama | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| Lee County Alabama | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Tallapoosa County Alabama | 2 | $ 131,000 | $ 65,000 | $ 31,000 |
| Tuscaloosa County Alabama | 2 | $ 385,000 | $ 192,000 | $ 190,000 |
| Duval County Florida | 2 | $ 467,000 | $ 233,000 | $ 80,000 |
| Hernando County Florida | 2 | $ 138,000 | $ 69,000 | $ 25,000 |
| Orange County Florida | 2 | $ 330,000 | $ 165,000 | $ 482,000 |
| Fulton County Georgia | 2 | $ 583,000 | $ 291,000 | $ 182,000 |
| Gwinnett County Georgia | 2 | $ 143,000 | $ 71,000 | $ 105,000 |
| Cameron County Louisiana | 2 | $ 153,000 | $ 76,000 | $ 95,000 |
| East Feliciana County Louisiana | 2 | $ 161,000 | $ 80,000 | $ 108,000 |
| Lafayette County Mississippi | 2 | $ 309,000 | $ 154,000 | $ 142,000 |
| Madison County Mississippi | 2 | $ 543,000 | $ 271,000 | $ 326,000 |
| Pike County Mississippi | 2 | $ 168,000 | $ 84,000 | $ 186,000 |
| Yancey County North Carolina | 2 | $ 779,000 | $ 389,000 | $ 611,000 |
| Greenville County South Carolina | 2 | $ 3,039,000 | $ 1,519,000 | $ 1,085,000 |
| Davidson County Tennessee | 2 | $ 984,000 | $ 492,000 | $ 242,000 |
| Collin County Texas | 2 | $ 357,000 | $ 178,000 | $ 116,000 |
| Dallas County Texas | 2 | $ 1,305,000 | $ 652,000 | $ 642,000 |
| Tarrant County Texas | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Eau Claire County Wisconsin | 2 | $ 426,000 | $ 213,000 | $ 85,000 |
| Bullock County Alabama | 1 | $ 177,000 | $ 177,000 | $ 62,000 |
| Chilton County Alabama | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Conecuh County Alabama | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Covington County Alabama | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Macon County Alabama | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Pike County Alabama | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Washington County Alabama | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Wilcox County Alabama | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Garland County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Marion County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| San Diego County California | 1 | $ 1,060,000 | $ 1,060,000 | $ 1,287,000 |
| San Francisco County California | 1 | $ 600,000 | $ 600,000 | $ 892,000 |
| El Paso County Colorado | 1 | $ 109,000 | $ 109,000 | $ 266,000 |
| Gunnison County Colorado | 1 | $ 440,000 | $ 440,000 | $ 324,000 |
| Routt County Colorado | 1 | $ 400,000 | $ 400,000 | $ 526,000 |
| Alachua County Florida | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Collier County Florida | 1 | $ 2,691,000 | $ 2,691,000 | $ 1,149,000 |
| DeSoto County Florida | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 375,000 | $ 375,000 | $ 223,000 |
| Lake County Florida | 1 | $ 340,000 | $ 340,000 | $ 132,000 |
| Leon County Florida | 1 | $ 175,000 | $ 175,000 | $ 444,000 |
| Levy County Florida | 1 | $ 250,000 | $ 250,000 | $ 966,000 |
| Marion County Florida | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
| Palm Beach County Florida | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Polk County Florida | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Seminole County Florida | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Volusia County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Washington County Florida | 1 | $ 34,000 | $ 34,000 | $ 325,000 |
| Cherokee County Georgia | 1 | $ 219,000 | $ 219,000 | $ 210,000 |
| Cobb County Georgia | 1 | $ 361,000 | $ 361,000 | $ 1,625,000 |
| Douglas County Georgia | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Glynn County Georgia | 1 | $ 2,650,000 | $ 2,650,000 | $ 3,000,000 |
| Oconee County Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Teton County Idaho | 1 | $ 1,013,000 | $ 1,013,000 | $ 360,000 |
| Porter County Indiana | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Evangeline County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 128,000 |
| Jackson County Louisiana | 1 | $ 248,000 | $ 248,000 | $ 120,000 |
| Lincoln County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 63,000 |
| Rapides County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 89,000 |
| Sabine County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 128,000 |
| Suffolk County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 110,000 |
| Oakland County Michigan | 1 | $ 172,000 | $ 172,000 | $ 149,000 |
| Forrest County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Lamar County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 90,000 |
| Lee County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Lincoln County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Wayne County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| Wilkinson County Mississippi | 1 | $ 340,000 | $ 340,000 | $ 718,000 |
| St. Charles County Missouri | 1 | $ 283,000 | $ 283,000 | $ 97,000 |
| Sandoval County New Mexico | 1 | $ 182,000 | $ 182,000 | $ 829,000 |
| Guilford County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 226,000 |
| Jackson County North Carolina | 1 | $ 1,300,000 | $ 1,300,000 | $ 2,000,000 |
| Watauga County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Tulsa County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| Charleston County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Sumner County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Washington County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Austin County Texas | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Cameron County Texas | 1 | $ 625,000 | $ 625,000 | $ 423,000 |
| Fayette County Texas | 1 | $ 472,000 | $ 472,000 | $ 1,190,000 |
| Grimes County Texas | 1 | $ 30,000 | $ 30,000 | $ 208,000 |
| Hays County Texas | 1 | $ 141,000 | $ 141,000 | $ 355,000 |
| Llano County Texas | 1 | $ 300,000 | $ 300,000 | $ 396,000 |
| Newton County Texas | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| San Jacinto County Texas | 1 | $ 268,000 | $ 268,000 | $ 1,440,000 |
| Washington County Texas | 1 | $ 307,000 | $ 307,000 | $ 112,000 |
| Wasatch County Utah | 1 | $ 785,000 | $ 785,000 | $ 242,000 |
Mortgage Loan Application Detail Totals for Whitney National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,086 | $455,239,000 | $218,000 | $2,691,000 | $151,000 | $6,550,000 |
| Refinancing | 1,558 | $297,265,000 | $190,000 | $3,150,000 | $159,000 | $9,999,000 |
| Home Improvement | 1,505 | $44,296,000 | $29,000 | $536,000 | $67,000 | $4,035,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,880 | $659,021,000 | $169,000 | $3,150,000 | $151,000 | $9,999,000 |
| Black or African American | 750 | $51,387,000 | $68,000 | $2,000,000 | $49,000 | $1,000,000 |
| Hispanic | 237 | $31,418,000 | $132,000 | $1,350,000 | $104,000 | $6,100,000 |
| Not applicable | 113 | $34,013,000 | $301,000 | $2,288,000 | $4,000 | $49,000 |
| Asian | 90 | $17,080,000 | $189,000 | $1,329,000 | $128,000 | $784,000 |
| Not Provided | 60 | $2,547,000 | $42,000 | $280,000 | $53,000 | $156,000 |
| American Indian or Alaskan Native | 18 | $1,260,000 | $70,000 | $480,000 | $61,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $74,000 | $74,000 | $74,000 | $195,000 | $195,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,896 | $763,428,000 | $155,000 | $3,150,000 | $133,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 201 | $25,022,000 | $124,000 | $1,125,000 | $49,000 | $242,000 |
| VA-guaranteed (Veterans Administration) | 38 | $6,075,000 | $159,000 | $314,000 | $51,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,275,000 | $162,000 | $255,000 | $51,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,298 | $559,191,000 | $169,000 | $2,700,000 | $145,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,040 | $66,061,000 | $63,000 | $1,075,000 | $57,000 | $740,000 |
| Application Withdrawn By Applicant | 396 | $108,966,000 | $275,000 | $3,150,000 | $180,000 | $9,999,000 |
| Application Approved But Not Accepted | 335 | $49,460,000 | $147,000 | $1,920,000 | $136,000 | $3,251,000 |
| File Closed For Incompleteness | 61 | $12,348,000 | $202,000 | $988,000 | $110,000 | $1,127,000 |
| Loan Purchased By The Institution | 19 | $774,000 | $40,000 | $75,000 | $24,000 | $49,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 548 | $23,102,000 | $42,000 | $658,000 | $56,000 | $629,000 |
| Debt-To-Income Ratio | 372 | $25,485,000 | $68,000 | $600,000 | $46,000 | $240,000 |
| Other | 48 | $7,770,000 | $161,000 | $1,075,000 | $120,000 | $740,000 |
| Collateral | 45 | $7,078,000 | $157,000 | $805,000 | $105,000 | $730,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,694,000 | $141,000 | $255,000 | $55,000 | $168,000 |
| Employment History | 11 | $666,000 | $60,000 | $370,000 | $46,000 | $156,000 |
| Credit Application Incomplete | 2 | $45,000 | $22,000 | $35,000 | $30,000 | $33,000 |
| Unverifiable Information | 2 | $221,000 | $110,000 | $125,000 | $12,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Whitney National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Whitney National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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