Wilmington Finance, Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Wilmington Finance, Inc. of Plymouth Meeting, PA reported 5,653 mortgage applications totaling $1.3 billion, down 94% from 2007. The average application was for $238,448, and applicants reported an average income of $83,045. 12% of its applications resulted in an originated loan and 72% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (303), Riverside-San Bernardino-Ontario, CA (189) and Portland-Vancouver-Beaverton, OR-WA (141) (applications in parentheses).

Mortgage Company & Address Wilmington Finance, Inc.
620 W Germantown Rd
Plymouth Meeting, PA 19462
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,653
Total Mortgage Loan Application Amount $1,347,949,000
Average Mortgage Loan Application Amount $238,448
Highest Mortgage Loan Application Amount $946,000
Average Applicant Income $83,045
Highest Applicant Income $2,779,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wilmington Finance, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wilmington Finance, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 303 $ 117,983,000 $ 389,382 $ 104,000
Maricopa, Arizona 130 $ 30,778,000 $ 236,753 $ 78,000
Cook, Illinois 110 $ 26,681,000 $ 242,554 $ 86,000
San Bernardino, California 105 $ 32,982,000 $ 314,114 $ 109,000
Salt Lake, Utah 91 $ 23,763,000 $ 261,131 $ 89,000
Miami-Dade, Florida 86 $ 22,581,000 $ 262,569 $ 84,000
Riverside, California 84 $ 27,816,000 $ 331,142 $ 98,000
Harris, Texas 70 $ 10,062,000 $ 143,742 $ 72,000
King, Washington 65 $ 20,763,000 $ 319,430 $ 137,000
Pierce, Washington 63 $ 16,768,000 $ 266,158 $ 100,000
Clark, Nevada 62 $ 18,413,000 $ 296,983 $ 100,000
San Diego, California 57 $ 21,732,000 $ 381,263 $ 105,000
Fresno, California 54 $ 12,609,000 $ 233,500 $ 69,000
Multnomah, Oregon 48 $ 12,116,000 $ 252,416 $ 82,000
Orange, California 47 $ 20,320,000 $ 432,340 $ 123,000
Prince George's, Maryland 46 $ 15,069,000 $ 327,586 $ 94,000
Shelby, Tennessee 43 $ 8,497,000 $ 197,604 $ 68,000
Duval, Florida 40 $ 6,028,000 $ 150,700 $ 58,000
El Paso, Texas 39 $ 5,016,000 $ 128,615 $ 73,000
Snohomish, Washington 38 $ 11,390,000 $ 299,736 $ 86,000
Contra Costa, California 36 $ 13,404,000 $ 372,333 $ 98,000
Orange, Florida 35 $ 7,063,000 $ 201,800 $ 74,000
Kern, California 34 $ 8,451,000 $ 248,558 $ 94,000
Baltimore City, Maryland 34 $ 5,643,000 $ 165,970 $ 60,000
Bernalillo, New Mexico 33 $ 7,247,000 $ 219,606 $ 86,000
Philadelphia, Pennsylvania 32 $ 4,246,000 $ 132,687 $ 60,000
Alameda, California 31 $ 12,168,000 $ 392,516 $ 98,000
Dallas, Texas 30 $ 4,733,000 $ 157,766 $ 69,000
Clark, Washington 30 $ 9,082,000 $ 302,733 $ 82,000
Jefferson, Alabama 29 $ 3,596,000 $ 124,000 $ 53,000
Baltimore, Maryland 29 $ 7,756,000 $ 267,448 $ 87,000
Spokane, Washington 29 $ 4,769,000 $ 164,448 $ 51,000
Sacramento, California 28 $ 9,399,000 $ 335,678 $ 101,000
Hillsborough, Florida 28 $ 6,824,000 $ 243,714 $ 80,000
Davidson, Tennessee 28 $ 3,785,000 $ 135,178 $ 53,000
Utah, Utah 27 $ 7,530,000 $ 278,888 $ 88,000
Pima, Arizona 26 $ 5,170,000 $ 198,846 $ 60,000
Broward, Florida 26 $ 5,631,000 $ 216,576 $ 81,000
Henrico, Virginia 25 $ 5,001,000 $ 200,040 $ 88,000
Tulare, California 24 $ 4,846,000 $ 201,916 $ 57,000
Fulton, Georgia 24 $ 5,833,000 $ 243,041 $ 84,000
St. Louis, Missouri 24 $ 3,485,000 $ 145,208 $ 56,000
Clackamas, Oregon 24 $ 8,565,000 $ 356,875 $ 145,000
Marion, Oregon 24 $ 5,229,000 $ 217,875 $ 73,000
New Castle, Delaware 21 $ 4,896,000 $ 233,142 $ 73,000
Allegheny, Pennsylvania 21 $ 2,896,000 $ 137,904 $ 64,000
Nassau, New York 20 $ 8,279,000 $ 413,950 $ 126,000
Wake, North Carolina 20 $ 4,172,000 $ 208,600 $ 163,000
Lane, Oregon 20 $ 4,938,000 $ 246,900 $ 87,000
Bucks, Pennsylvania 20 $ 6,721,000 $ 336,050 $ 97,000
Delaware, Pennsylvania 20 $ 5,027,000 $ 251,350 $ 101,000
Fairfield, Connecticut 19 $ 6,070,000 $ 319,473 $ 125,000
DeKalb, Georgia 19 $ 3,449,000 $ 181,526 $ 55,000
Washington, Oregon 19 $ 4,742,000 $ 249,578 $ 65,000
Tarrant, Texas 19 $ 2,794,000 $ 147,052 $ 73,000
Santa Clara, California 18 $ 9,914,000 $ 550,777 $ 138,000
Jefferson, Kentucky 18 $ 2,613,000 $ 145,166 $ 69,000
Bexar, Texas 18 $ 2,041,000 $ 113,388 $ 59,000
Hartford, Connecticut 17 $ 3,355,000 $ 197,352 $ 83,000
Palm Beach, Florida 17 $ 4,838,000 $ 284,588 $ 147,000
Polk, Florida 17 $ 3,081,000 $ 181,235 $ 75,000
Canyon, Idaho 17 $ 3,792,000 $ 223,058 $ 68,000
East Baton Rouge, Louisiana 17 $ 2,515,000 $ 147,941 $ 62,000
Ventura, California 16 $ 7,182,000 $ 448,875 $ 124,000
St. Louis City, Missouri 16 $ 2,369,000 $ 148,062 $ 67,000
Montgomery, Pennsylvania 16 $ 4,754,000 $ 297,125 $ 109,000
Hamilton, Tennessee 16 $ 2,789,000 $ 174,312 $ 74,000
Davis, Utah 16 $ 4,260,000 $ 266,250 $ 97,000
Chesterfield, Virginia 16 $ 3,006,000 $ 187,875 $ 58,000
San Joaquin, California 15 $ 4,180,000 $ 278,666 $ 86,000
York, Maine 15 $ 3,345,000 $ 223,000 $ 94,000
Jackson, Missouri 15 $ 1,907,000 $ 127,133 $ 56,000
Tulsa, Oklahoma 15 $ 1,970,000 $ 131,333 $ 82,000
Dauphin, Pennsylvania 15 $ 2,857,000 $ 190,466 $ 90,000
Knox, Tennessee 15 $ 1,941,000 $ 129,400 $ 62,000
Hidalgo, Texas 15 $ 1,815,000 $ 121,000 $ 73,000
Imperial, California 14 $ 2,680,000 $ 191,428 $ 62,000
Volusia, Florida 14 $ 1,862,000 $ 133,000 $ 41,000
Gwinnett, Georgia 14 $ 3,885,000 $ 277,500 $ 96,000
Forsyth, North Carolina 14 $ 2,022,000 $ 144,428 $ 58,000
Guilford, North Carolina 14 $ 2,476,000 $ 176,857 $ 66,000
Chester, Pennsylvania 14 $ 3,315,000 $ 236,785 $ 91,000
Brazoria, Texas 14 $ 2,371,000 $ 169,357 $ 87,000
Kitsap, Washington 14 $ 4,230,000 $ 302,142 $ 80,000
Denver, Colorado 13 $ 3,101,000 $ 238,538 $ 89,000
El Paso, Colorado 13 $ 3,764,000 $ 289,538 $ 99,000
New Haven, Connecticut 13 $ 2,388,000 $ 183,692 $ 68,000
Pinellas, Florida 13 $ 2,382,000 $ 183,230 $ 71,000
Montgomery, Maryland 13 $ 5,161,000 $ 397,000 $ 99,000
Camden, New Jersey 13 $ 2,244,000 $ 172,615 $ 78,000
Suffolk, New York 13 $ 4,780,000 $ 367,692 $ 125,000
York, Pennsylvania 13 $ 2,565,000 $ 197,307 $ 65,000
Charleston, South Carolina 13 $ 2,988,000 $ 229,846 $ 80,000
Thurston, Washington 13 $ 2,999,000 $ 230,692 $ 78,000
Queens, New York 12 $ 5,425,000 $ 452,083 $ 99,000
Mecklenburg, North Carolina 12 $ 2,774,000 $ 231,166 $ 105,000
Yamhill, Oregon 12 $ 3,484,000 $ 290,333 $ 100,000
Lancaster, Pennsylvania 12 $ 2,313,000 $ 192,750 $ 69,000
Lehigh, Pennsylvania 12 $ 2,651,000 $ 220,916 $ 91,000
Luzerne, Pennsylvania 12 $ 1,355,000 $ 112,916 $ 50,000
Weber, Utah 12 $ 2,637,000 $ 219,750 $ 73,000
Mobile, Alabama 11 $ 1,540,000 $ 140,000 $ 49,000
Solano, California 11 $ 4,526,000 $ 411,454 $ 193,000
Stanislaus, California 11 $ 3,594,000 $ 326,727 $ 73,000
Ada, Idaho 11 $ 1,874,000 $ 170,363 $ 69,000
Jefferson, Louisiana 11 $ 1,944,000 $ 176,727 $ 87,000
Worcester, Massachusetts 11 $ 2,097,000 $ 190,636 $ 61,000
Ocean, New Jersey 11 $ 4,497,000 $ 408,818 $ 136,000
Kings, New York 11 $ 5,535,000 $ 503,181 $ 104,000
Westchester, New York 11 $ 5,259,000 $ 478,090 $ 129,000
Davidson, North Carolina 11 $ 1,616,000 $ 146,909 $ 42,000
Oklahoma, Oklahoma 11 $ 1,730,000 $ 157,272 $ 85,000
Berks, Pennsylvania 11 $ 2,189,000 $ 199,000 $ 66,000
Lebanon, Pennsylvania 11 $ 1,535,000 $ 139,545 $ 58,000
Richland, South Carolina 11 $ 1,267,000 $ 115,181 $ 51,000
Blount, Tennessee 11 $ 1,825,000 $ 165,909 $ 52,000
Chesapeake, Virginia 11 $ 1,788,000 $ 162,545 $ 41,000
Portsmouth, Virginia 11 $ 2,106,000 $ 191,454 $ 64,000
Virginia Beach, Virginia 11 $ 2,446,000 $ 222,363 $ 55,000
Placer, California 10 $ 4,777,000 $ 477,700 $ 167,000
Douglas, Colorado 10 $ 3,972,000 $ 397,200 $ 92,000
Pasco, Florida 10 $ 1,624,000 $ 162,400 $ 56,000
Will, Illinois 10 $ 2,262,000 $ 226,200 $ 72,000
Marion, Indiana 10 $ 1,483,000 $ 148,300 $ 66,000
Anne Arundel, Maryland 10 $ 2,825,000 $ 282,500 $ 93,000
Monroe, Pennsylvania 10 $ 1,977,000 $ 197,700 $ 84,000
Westmoreland, Pennsylvania 10 $ 1,267,000 $ 126,700 $ 53,000
Sumner, Tennessee 10 $ 1,816,000 $ 181,600 $ 72,000
Fairfax, Virginia 10 $ 3,641,000 $ 364,100 $ 121,000
Richmond City, Virginia 10 $ 1,007,000 $ 100,700 $ 41,000
Skagit, Washington 10 $ 2,332,000 $ 233,200 $ 57,000
Shelby, Alabama 9 $ 2,085,000 $ 231,666 $ 81,000
Osceola, Florida 9 $ 1,994,000 $ 221,555 $ 54,000
Cobb, Georgia 9 $ 2,473,000 $ 274,777 $ 87,000
Charles, Maryland 9 $ 3,431,000 $ 381,222 $ 98,000
Frederick, Maryland 9 $ 2,711,000 $ 301,222 $ 144,000
Middlesex, New Jersey 9 $ 2,959,000 $ 328,777 $ 124,000
Cumberland, Pennsylvania 9 $ 1,940,000 $ 215,555 $ 74,000
Northampton, Pennsylvania 9 $ 2,334,000 $ 259,333 $ 88,000
Berkeley, South Carolina 9 $ 1,146,000 $ 127,333 $ 70,000
Prince William, Virginia 9 $ 3,118,000 $ 346,444 $ 87,000
Benton, Washington 9 $ 1,696,000 $ 188,444 $ 97,000
Calhoun, Alabama 8 $ 776,000 $ 97,000 $ 58,000
Pinal, Arizona 8 $ 1,539,000 $ 192,375 $ 151,000
Benton, Arkansas 8 $ 1,335,000 $ 166,875 $ 55,000
Kings, California 8 $ 1,417,000 $ 177,125 $ 71,000
Adams, Colorado 8 $ 1,810,000 $ 226,250 $ 71,000
Weld, Colorado 8 $ 2,192,000 $ 274,000 $ 215,000
Sussex, Delaware 8 $ 2,005,000 $ 250,625 $ 68,000
Brevard, Florida 8 $ 1,359,000 $ 169,875 $ 59,000
Marion, Florida 8 $ 1,484,000 $ 185,500 $ 81,000
Clayton, Georgia 8 $ 963,000 $ 120,375 $ 59,000
Sedgwick, Kansas 8 $ 861,000 $ 107,625 $ 66,000
Cumberland, Maine 8 $ 2,491,000 $ 311,375 $ 67,000
Wayne, Michigan 8 $ 1,058,000 $ 132,250 $ 46,000
Lewis, Washington 8 $ 2,041,000 $ 255,125 $ 78,000
Madera, California 7 $ 2,051,000 $ 293,000 $ 79,000
San Mateo, California 7 $ 2,695,000 $ 385,000 $ 90,000
Yolo, California 7 $ 1,966,000 $ 280,857 $ 84,000
Arapahoe, Colorado 7 $ 2,222,000 $ 317,428 $ 107,000
Newton, Georgia 7 $ 1,778,000 $ 254,000 $ 147,000
Lake, Indiana 7 $ 1,816,000 $ 259,428 $ 91,000
Hampden, Massachusetts 7 $ 1,346,000 $ 192,285 $ 57,000
DeSoto, Mississippi 7 $ 2,249,000 $ 321,285 $ 119,000
George, Mississippi 7 $ 940,000 $ 134,285 $ 55,000
Hinds, Mississippi 7 $ 1,042,000 $ 148,857 $ 53,000
Jefferson, Missouri 7 $ 1,606,000 $ 229,428 $ 56,000
Washoe, Nevada 7 $ 2,341,000 $ 334,428 $ 73,000
Atlantic, New Jersey 7 $ 1,934,000 $ 276,285 $ 97,000
Burlington, New Jersey 7 $ 1,865,000 $ 266,428 $ 81,000
Passaic, New Jersey 7 $ 2,337,000 $ 333,857 $ 141,000
Sandoval, New Mexico 7 $ 1,603,000 $ 229,000 $ 80,000
Gaston, North Carolina 7 $ 1,043,000 $ 149,000 $ 49,000
Cleveland, Oklahoma 7 $ 1,494,000 $ 213,428 $ 86,000
Columbia, Oregon 7 $ 2,192,000 $ 313,142 $ 88,000
Washington, Pennsylvania 7 $ 810,000 $ 115,714 $ 53,000
Anderson, Tennessee 7 $ 866,000 $ 123,714 $ 61,000
Loudon, Tennessee 7 $ 1,267,000 $ 181,000 $ 68,000
Rutherford, Tennessee 7 $ 995,000 $ 142,142 $ 50,000
Sevier, Tennessee 7 $ 1,175,000 $ 167,857 $ 100,000
Cameron, Texas 7 $ 1,077,000 $ 153,857 $ 72,000
Collin, Texas 7 $ 1,427,000 $ 203,857 $ 111,000
Denton, Texas 7 $ 2,231,000 $ 318,714 $ 159,000
Fort Bend, Texas 7 $ 1,528,000 $ 218,285 $ 91,000
Suffolk, Virginia 7 $ 1,250,000 $ 178,571 $ 55,000
Cowlitz, Washington 7 $ 1,716,000 $ 245,142 $ 82,000
Yakima, Washington 7 $ 1,192,000 $ 170,285 $ 50,000
Madison, Alabama 6 $ 1,434,000 $ 239,000 $ 85,000
Navajo, Arizona 6 $ 1,240,000 $ 206,666 $ 96,000
San Francisco, California 6 $ 3,054,000 $ 509,000 $ 141,000
Sonoma, California 6 $ 2,061,000 $ 343,500 $ 107,000
Boulder, Colorado 6 $ 1,994,000 $ 332,333 $ 115,000
Jefferson, Colorado 6 $ 3,103,000 $ 517,166 $ 127,000
Mesa, Colorado 6 $ 1,546,000 $ 257,666 $ 82,000
New London, Connecticut 6 $ 1,277,000 $ 212,833 $ 55,000
Windham, Connecticut 6 $ 1,359,000 $ 226,500 $ 79,000
Lake, Florida 6 $ 2,139,000 $ 356,500 $ 113,000
Seminole, Florida 6 $ 1,145,000 $ 190,833 $ 60,000
Rockdale, Georgia 6 $ 1,603,000 $ 267,166 $ 88,000
Kane, Illinois 6 $ 1,335,000 $ 222,500 $ 73,000
Winnebago, Illinois 6 $ 1,272,000 $ 212,000 $ 83,000
Caddo, Louisiana 6 $ 828,000 $ 138,000 $ 67,000
Lafayette, Louisiana 6 $ 1,138,000 $ 189,666 $ 75,000
Penobscot, Maine 6 $ 870,000 $ 145,000 $ 60,000
Harford, Maryland 6 $ 2,168,000 $ 361,333 $ 182,000
Middlesex, Massachusetts 6 $ 1,889,000 $ 314,833 $ 91,000
St. Charles, Missouri 6 $ 1,019,000 $ 169,833 $ 51,000
Sullivan, New Hampshire 6 $ 1,439,000 $ 239,833 $ 114,000
Bergen, New Jersey 6 $ 2,452,000 $ 408,666 $ 160,000
Union, New Jersey 6 $ 1,614,000 $ 269,000 $ 79,000
Dona Ana, New Mexico 6 $ 1,551,000 $ 258,500 $ 128,000
Durham, North Carolina 6 $ 889,000 $ 148,166 $ 60,000
Deschutes, Oregon 6 $ 2,182,000 $ 363,666 $ 87,000
Jackson, Oregon 6 $ 2,019,000 $ 336,500 $ 114,000
York, South Carolina 6 $ 1,258,000 $ 209,666 $ 72,000
Montgomery, Texas 6 $ 1,323,000 $ 220,500 $ 76,000
Nueces, Texas 6 $ 1,370,000 $ 228,333 $ 108,000
Mason, Washington 6 $ 1,772,000 $ 295,333 $ 78,000
Whatcom, Washington 6 $ 2,746,000 $ 457,666 $ 154,000
Berkeley, West Virginia 6 $ 1,236,000 $ 206,000 $ 69,000
Morgan, Alabama 5 $ 550,000 $ 110,000 $ 65,000
Santa Cruz, Arizona 5 $ 941,000 $ 188,200 $ 72,000
Pulaski, Arkansas 5 $ 505,000 $ 101,000 $ 37,000
El Dorado, California 5 $ 1,409,000 $ 281,800 $ 176,000
Monterey, California 5 $ 1,932,000 $ 386,400 $ 106,000
Nevada, California 5 $ 2,206,000 $ 441,200 $ 134,000
San Luis Obispo, California 5 $ 2,295,000 $ 459,000 $ 138,000
Santa Barbara, California 5 $ 1,818,000 $ 363,600 $ 137,000
Santa Cruz, California 5 $ 3,117,000 $ 623,400 $ 241,000
Kent, Delaware 5 $ 1,137,000 $ 227,400 $ 57,000
Okeechobee, Florida 5 $ 779,000 $ 155,800 $ 54,000
Coweta, Georgia 5 $ 1,119,000 $ 223,800 $ 74,000
Fayette, Georgia 5 $ 1,590,000 $ 318,000 $ 86,000
Muscogee, Georgia 5 $ 659,000 $ 131,800 $ 55,000
Paulding, Georgia 5 $ 972,000 $ 194,400 $ 71,000
Lake, Illinois 5 $ 1,478,000 $ 295,600 $ 77,000
Allen, Indiana 5 $ 800,000 $ 160,000 $ 66,000
Elkhart, Indiana 5 $ 515,000 $ 103,000 $ 55,000
Johnson, Kansas 5 $ 1,009,000 $ 201,800 $ 85,000
Hardin, Kentucky 5 $ 827,000 $ 165,400 $ 109,000
Bossier, Louisiana 5 $ 628,000 $ 125,600 $ 68,000
Livingston, Louisiana 5 $ 773,000 $ 154,600 $ 71,000
Terrebonne, Louisiana 5 $ 872,000 $ 174,400 $ 73,000
Carroll, Maryland 5 $ 2,076,000 $ 415,200 $ 96,000
St. Mary's, Maryland 5 $ 1,126,000 $ 225,200 $ 68,000
Jackson, Mississippi 5 $ 1,062,000 $ 212,400 $ 69,000
Rankin, Mississippi 5 $ 712,000 $ 142,400 $ 61,000
Hillsborough, New Hampshire 5 $ 1,433,000 $ 286,600 $ 87,000
Essex, New Jersey 5 $ 1,333,000 $ 266,600 $ 117,000
Gloucester, New Jersey 5 $ 1,598,000 $ 319,600 $ 119,000
Morris, New Jersey 5 $ 2,410,000 $ 482,000 $ 146,000
Santa Fe, New Mexico 5 $ 1,421,000 $ 284,200 $ 81,000
Albany, New York 5 $ 1,159,000 $ 231,800 $ 93,000
Bronx, New York 5 $ 2,023,000 $ 404,600 $ 100,000
Dutchess, New York 5 $ 1,955,000 $ 391,000 $ 120,000
Catawba, North Carolina 5 $ 705,000 $ 141,000 $ 71,000
Coos, Oregon 5 $ 880,000 $ 176,000 $ 72,000
Josephine, Oregon 5 $ 1,427,000 $ 285,400 $ 102,000
Polk, Oregon 5 $ 893,000 $ 178,600 $ 71,000
Mercer, Pennsylvania 5 $ 990,000 $ 198,000 $ 74,000
Dorchester, South Carolina 5 $ 848,000 $ 169,600 $ 63,000
Horry, South Carolina 5 $ 1,156,000 $ 231,200 $ 59,000
Madison, Tennessee 5 $ 620,000 $ 124,000 $ 58,000
Roane, Tennessee 5 $ 484,000 $ 96,800 $ 50,000
Travis, Texas 5 $ 919,000 $ 183,800 $ 102,000
Tooele, Utah 5 $ 869,000 $ 173,800 $ 65,000
Washington, Utah 5 $ 1,211,000 $ 242,200 $ 63,000
Frederick, Virginia 5 $ 1,267,000 $ 253,400 $ 65,000
Norfolk, Virginia 5 $ 1,108,000 $ 221,600 $ 107,000
Grays Harbor, Washington 5 $ 589,000 $ 117,800 $ 54,000
Milwaukee, Wisconsin 5 $ 678,000 $ 135,600 $ 58,000
Garland, Arkansas 4 $ 407,000 $ 101,750 $ 37,000
Washington, Arkansas 4 $ 1,092,000 $ 273,000 $ 67,000
Pueblo, Colorado 4 $ 642,000 $ 160,500 $ 59,000
Citrus, Florida 4 $ 575,000 $ 143,750 $ 36,000
Hernando, Florida 4 $ 676,000 $ 169,000 $ 44,000
Leon, Florida 4 $ 1,136,000 $ 284,000 $ 82,000
St. Lucie, Florida 4 $ 878,000 $ 219,500 $ 54,000
Bibb, Georgia 4 $ 1,123,000 $ 280,750 $ 301,000
Catoosa, Georgia 4 $ 471,000 $ 117,750 $ 35,000
Cherokee, Georgia 4 $ 1,150,000 $ 287,500 $ 65,000
Hall, Georgia 4 $ 484,000 $ 121,000 $ 53,000
Kootenai, Idaho 4 $ 911,000 $ 227,750 $ 74,000
DuPage, Illinois 4 $ 1,263,000 $ 315,750 $ 93,000
Wyandotte, Kansas 4 $ 324,000 $ 81,000 $ 31,000
Whitley, Kentucky 4 $ 456,000 $ 114,000 $ 46,000
Rapides, Louisiana 4 $ 555,000 $ 138,750 $ 65,000
St. Tammany, Louisiana 4 $ 493,000 $ 123,250 $ 49,000
Cecil, Maryland 4 $ 1,080,000 $ 270,000 $ 101,000
Suffolk, Massachusetts 4 $ 821,000 $ 205,250 $ 66,000
Ramsey, Minnesota 4 $ 1,064,000 $ 266,000 $ 65,000
Harrison, Mississippi 4 $ 503,000 $ 125,750 $ 72,000
Clay, Missouri 4 $ 686,000 $ 171,500 $ 63,000
Rockingham, New Hampshire 4 $ 1,022,000 $ 255,500 $ 76,000
Mercer, New Jersey 4 $ 675,000 $ 168,750 $ 61,000
Orange, New York 4 $ 804,000 $ 201,000 $ 57,000
Schenectady, New York 4 $ 448,000 $ 112,000 $ 64,000
Alamance, North Carolina 4 $ 503,000 $ 125,750 $ 68,000
Buncombe, North Carolina 4 $ 634,000 $ 158,500 $ 48,000
Granville, North Carolina 4 $ 499,000 $ 124,750 $ 50,000
Johnston, North Carolina 4 $ 578,000 $ 144,500 $ 124,000
New Hanover, North Carolina 4 $ 917,000 $ 229,250 $ 69,000
Wilson, North Carolina 4 $ 409,000 $ 102,250 $ 35,000
Canadian, Oklahoma 4 $ 904,000 $ 226,000 $ 71,000
Douglas, Oregon 4 $ 628,000 $ 157,000 $ 40,000
Linn, Oregon 4 $ 704,000 $ 176,000 $ 49,000
Adams, Pennsylvania 4 $ 619,000 $ 154,750 $ 73,000
Beaver, Pennsylvania 4 $ 516,000 $ 129,000 $ 65,000
Cambria, Pennsylvania 4 $ 601,000 $ 150,250 $ 60,000
Lackawanna, Pennsylvania 4 $ 402,000 $ 100,500 $ 38,000
Lawrence, Pennsylvania 4 $ 324,000 $ 81,000 $ 54,000
Perry, Pennsylvania 4 $ 625,000 $ 156,250 $ 66,000
Pike, Pennsylvania 4 $ 690,000 $ 172,500 $ 106,000
Kent, Rhode Island 4 $ 726,000 $ 181,500 $ 55,000
Providence, Rhode Island 4 $ 952,000 $ 238,000 $ 82,000
Aiken, South Carolina 4 $ 434,000 $ 108,500 $ 85,000
Chesterfield, South Carolina 4 $ 310,000 $ 77,500 $ 51,000
Lexington, South Carolina 4 $ 589,000 $ 147,250 $ 46,000
Pickens, South Carolina 4 $ 668,000 $ 167,000 $ 52,000
Monroe, Tennessee 4 $ 444,000 $ 111,000 $ 55,000
Robertson, Tennessee 4 $ 448,000 $ 112,000 $ 50,000
Williamson, Tennessee 4 $ 1,423,000 $ 355,750 $ 100,000
Ellis, Texas 4 $ 936,000 $ 234,000 $ 120,000
Rockwall, Texas 4 $ 1,029,000 $ 257,250 $ 143,000
Hampton, Virginia 4 $ 585,000 $ 146,250 $ 51,000
Rockingham, Virginia 4 $ 884,000 $ 221,000 $ 53,000
Douglas, Washington 4 $ 571,000 $ 142,750 $ 57,000
Marion, West Virginia 4 $ 804,000 $ 201,000 $ 81,000
Natrona, Wyoming 4 $ 599,000 $ 149,750 $ 75,000
Chilton, Alabama 3 $ 264,000 $ 88,000 $ 20,000
Elmore, Alabama 3 $ 530,000 $ 176,666 $ 46,000
Etowah, Alabama 3 $ 264,000 $ 88,000 $ 54,000
Mohave, Arizona 3 $ 435,000 $ 145,000 $ 49,000
Del Norte, California 3 $ 822,000 $ 274,000 $ 63,000
Mendocino, California 3 $ 1,055,000 $ 351,666 $ 84,000
Merced, California 3 $ 822,000 $ 274,000 $ 82,000
Tehama, California 3 $ 922,000 $ 307,333 $ 109,000
Montezuma, Colorado 3 $ 642,000 $ 214,000 $ 49,000
Tolland, Connecticut 3 $ 791,000 $ 263,666 $ 82,000
Alachua, Florida 3 $ 802,000 $ 267,333 $ 77,000
Collier, Florida 3 $ 1,284,000 $ 428,000 $ 109,000
Lee, Florida 3 $ 603,000 $ 201,000 $ 60,000
Monroe, Florida 3 $ 1,135,000 $ 378,333 $ 285,000
Putnam, Florida 3 $ 630,000 $ 210,000 $ 91,000
Barrow, Georgia 3 $ 328,000 $ 109,333 $ 57,000
Henry, Georgia 3 $ 627,000 $ 209,000 $ 96,000
Walton, Georgia 3 $ 803,000 $ 267,666 $ 120,000
Madison, Illinois 3 $ 395,000 $ 131,666 $ 48,000
Johnson, Indiana 3 $ 830,000 $ 276,666 $ 108,000
Steuben, Indiana 3 $ 447,000 $ 149,000 $ 59,000
Vanderburgh, Indiana 3 $ 360,000 $ 120,000 $ 43,000
Boone, Kentucky 3 $ 763,000 $ 254,333 $ 93,000
Daviess, Kentucky 3 $ 276,000 $ 92,000 $ 42,000
Calcasieu, Louisiana 3 $ 365,000 $ 121,666 $ 58,000
De Soto, Louisiana 3 $ 319,000 $ 106,333 $ 36,000
Orleans, Louisiana 3 $ 660,000 $ 220,000 $ 84,000
Ouachita, Louisiana 3 $ 728,000 $ 242,666 $ 56,000
St. John the Baptist, Louisiana 3 $ 563,000 $ 187,666 $ 40,000
Hancock, Maine 3 $ 371,000 $ 123,666 $ 53,000
Kennebec, Maine 3 $ 419,000 $ 139,666 $ 46,000
Calvert, Maryland 3 $ 1,160,000 $ 386,666 $ 196,000
Essex, Massachusetts 3 $ 1,018,000 $ 339,333 $ 87,000
Norfolk, Massachusetts 3 $ 966,000 $ 322,000 $ 94,000
Plymouth, Massachusetts 3 $ 770,000 $ 256,666 $ 72,000
Sherburne, Minnesota 3 $ 679,000 $ 226,333 $ 63,000
Lee, Mississippi 3 $ 247,000 $ 82,333 $ 49,000
Madison, Mississippi 3 $ 307,000 $ 102,333 $ 92,000
Belknap, New Hampshire 3 $ 524,000 $ 174,666 $ 82,000
Carroll, New Hampshire 3 $ 468,000 $ 156,000 $ 60,000
Cheshire, New Hampshire 3 $ 591,000 $ 197,000 $ 108,000
Merrimack, New Hampshire 3 $ 621,000 $ 207,000 $ 75,000
Monmouth, New Jersey 3 $ 1,600,000 $ 533,333 $ 291,000
Erie, New York 3 $ 525,000 $ 175,000 $ 88,000
Richmond, New York 3 $ 1,283,000 $ 427,666 $ 87,000
Brunswick, North Carolina 3 $ 823,000 $ 274,333 $ 89,000
Cabarrus, North Carolina 3 $ 510,000 $ 170,000 $ 73,000
Iredell, North Carolina 3 $ 497,000 $ 165,666 $ 43,000
Lincoln, North Carolina 3 $ 350,000 $ 116,666 $ 173,000
Pasquotank, North Carolina 3 $ 671,000 $ 223,666 $ 168,000
Rockingham, North Carolina 3 $ 287,000 $ 95,666 $ 28,000
Surry, North Carolina 3 $ 646,000 $ 215,333 $ 112,000
Noble, Oklahoma 3 $ 313,000 $ 104,333 $ 42,000
Benton, Oregon 3 $ 685,000 $ 228,333 $ 61,000
Carbon, Pennsylvania 3 $ 600,000 $ 200,000 $ 153,000
Indiana, Pennsylvania 3 $ 343,000 $ 114,333 $ 37,000
Lycoming, Pennsylvania 3 $ 365,000 $ 121,666 $ 53,000
Mifflin, Pennsylvania 3 $ 431,000 $ 143,666 $ 58,000
Schuylkill, Pennsylvania 3 $ 178,000 $ 59,333 $ 30,000
Florence, South Carolina 3 $ 493,000 $ 164,333 $ 49,000
Georgetown, South Carolina 3 $ 448,000 $ 149,333 $ 65,000
Greenville, South Carolina 3 $ 416,000 $ 138,666 $ 94,000
Spartanburg, South Carolina 3 $ 249,000 $ 83,000 $ 28,000
Benton, Tennessee 3 $ 366,000 $ 122,000 $ 59,000
Hamblen, Tennessee 3 $ 329,000 $ 109,666 $ 41,000
Montgomery, Tennessee 3 $ 480,000 $ 160,000 $ 59,000
Johnson, Texas 3 $ 225,000 $ 75,000 $ 35,000
Midland, Texas 3 $ 235,000 $ 78,333 $ 66,000
Rusk, Texas 3 $ 210,000 $ 70,000 $ 53,000
Uintah, Utah 3 $ 456,000 $ 152,000 $ 46,000
Arlington, Virginia 3 $ 1,744,000 $ 581,333 $ 236,000
Augusta, Virginia 3 $ 410,000 $ 136,666 $ 30,000
Caroline, Virginia 3 $ 638,000 $ 212,666 $ 56,000
Charlottesville, Virginia 3 $ 797,000 $ 265,666 $ 77,000
Hanover, Virginia 3 $ 1,048,000 $ 349,333 $ 88,000
Loudoun, Virginia 3 $ 1,403,000 $ 467,666 $ 103,000
Lynchburg, Virginia 3 $ 529,000 $ 176,333 $ 50,000
Newport News, Virginia 3 $ 373,000 $ 124,333 $ 42,000
Petersburg, Virginia 3 $ 300,000 $ 100,000 $ 51,000
Powhatan, Virginia 3 $ 787,000 $ 262,333 $ 75,000
Spotsylvania, Virginia 3 $ 1,141,000 $ 380,333 $ 268,000
Stafford, Virginia 3 $ 1,069,000 $ 356,333 $ 109,000
Warren, Virginia 3 $ 484,000 $ 161,333 $ 51,000
Winchester, Virginia 3 $ 574,000 $ 191,333 $ 56,000
Wise, Virginia 3 $ 323,000 $ 107,666 $ 82,000
Clallam, Washington 3 $ 1,139,000 $ 379,666 $ 89,000
Grant, Washington 3 $ 894,000 $ 298,000 $ 113,000
Stevens, Washington 3 $ 625,000 $ 208,333 $ 134,000
Walla Walla, Washington 3 $ 677,000 $ 225,666 $ 38,000
Putnam, West Virginia 3 $ 615,000 $ 205,000 $ 92,000
Kenosha, Wisconsin 3 $ 426,000 $ 142,000 $ 43,000
Baldwin, Alabama 2 $ 805,000 $ 402,500 $ 193,000
Franklin, Alabama 2 $ 210,000 $ 105,000 $ 57,000
Lee, Alabama 2 $ 146,000 $ 73,000 $ 42,000
Marshall, Alabama 2 $ 144,000 $ 72,000 $ 38,000
Tallapoosa, Alabama 2 $ 518,000 $ 259,000 $ 61,000
Coconino, Arizona 2 $ 982,000 $ 491,000 $ 143,000
Yavapai, Arizona 2 $ 368,000 $ 184,000 $ 73,000
Faulkner, Arkansas 2 $ 214,000 $ 107,000 $ 42,000
Marion, Arkansas 2 $ 216,000 $ 108,000 $ 44,000
Saline, Arkansas 2 $ 294,000 $ 147,000 $ 57,000
Butte, California 2 $ 954,000 $ 477,000 $ 138,000
Humboldt, California 2 $ 750,000 $ 375,000 $ 100,000
Lake, California 2 $ 361,000 $ 180,500 $ 66,000
Marin, California 2 $ 1,027,000 $ 513,500 $ 145,000
Napa, California 2 $ 891,000 $ 445,500 $ 105,000
Sutter, California 2 $ 451,000 $ 225,500 $ 314,000
Trinity, California 2 $ 295,000 $ 147,500 $ 41,000
Eagle, Colorado 2 $ 565,000 $ 282,500 $ 58,000
Garfield, Colorado 2 $ 793,000 $ 396,500 $ 121,000
Litchfield, Connecticut 2 $ 375,000 $ 187,500 $ 98,000
Middlesex, Connecticut 2 $ 904,000 $ 452,000 $ 123,000
Bay, Florida 2 $ 359,000 $ 179,500 $ 99,000
Columbia, Florida 2 $ 193,000 $ 96,500 $ 62,000
Escambia, Florida 2 $ 463,000 $ 231,500 $ 102,000
Santa Rosa, Florida 2 $ 161,000 $ 80,500 $ 40,000
St. Johns, Florida 2 $ 775,000 $ 387,500 $ 108,000
Butts, Georgia 2 $ 252,000 $ 126,000 $ 38,000
Camden, Georgia 2 $ 289,000 $ 144,500 $ 42,000
Chatham, Georgia 2 $ 198,000 $ 99,000 $ 28,000
Columbia, Georgia 2 $ 386,000 $ 193,000 $ 92,000
Dade, Georgia 2 $ 496,000 $ 248,000 $ 72,000
Douglas, Georgia 2 $ 272,000 $ 136,000 $ 69,000
Forsyth, Georgia 2 $ 353,000 $ 176,500 $ 80,000
Troup, Georgia 2 $ 282,000 $ 141,000 $ 47,000
Maui, Hawaii 2 $ 533,000 $ 266,500 $ 62,000
Bonner, Idaho 2 $ 439,000 $ 219,500 $ 68,000
Kankakee, Illinois 2 $ 450,000 $ 225,000 $ 92,000
St. Clair, Illinois 2 $ 118,000 $ 59,000 $ 56,000
Hancock, Indiana 2 $ 284,000 $ 142,000 $ 71,000
Madison, Indiana 2 $ 160,000 $ 80,000 $ 31,000
Porter, Indiana 2 $ 370,000 $ 185,000 $ 86,000
White, Indiana 2 $ 311,000 $ 155,500 $ 79,000
Polk, Iowa 2 $ 241,000 $ 120,500 $ 45,000
Butler, Kansas 2 $ 315,000 $ 157,500 $ 104,000
Shawnee, Kansas 2 $ 195,000 $ 97,500 $ 83,000
Bullitt, Kentucky 2 $ 332,000 $ 166,000 $ 71,000
Calloway, Kentucky 2 $ 335,000 $ 167,500 $ 38,000
Campbell, Kentucky 2 $ 203,000 $ 101,500 $ 56,000
Fayette, Kentucky 2 $ 689,000 $ 344,500 $ 99,000
Fulton, Kentucky 2 $ 604,000 $ 302,000 $ 102,000
Jessamine, Kentucky 2 $ 445,000 $ 222,500 $ 88,000
Muhlenberg, Kentucky 2 $ 343,000 $ 171,500 $ 136,000
Perry, Kentucky 2 $ 170,000 $ 85,000 $ 59,000
Simpson, Kentucky 2 $ 153,000 $ 76,500 $ 36,000
Warren, Kentucky 2 $ 299,000 $ 149,500 $ 57,000
Ascension, Louisiana 2 $ 385,000 $ 192,500 $ 64,000
Avoyelles, Louisiana 2 $ 303,000 $ 151,500 $ 66,000
Iberia, Louisiana 2 $ 339,000 $ 169,500 $ 60,000
St. Bernard, Louisiana 2 $ 215,000 $ 107,500 $ 37,000
Androscoggin, Maine 2 $ 265,000 $ 132,500 $ 53,000
Caroline, Maryland 2 $ 484,000 $ 242,000 $ 69,000
Howard, Maryland 2 $ 893,000 $ 446,500 $ 109,000
Queen Anne's, Maryland 2 $ 502,000 $ 251,000 $ 74,000
Washington, Maryland 2 $ 310,000 $ 155,000 $ 43,000
Berkshire, Massachusetts 2 $ 412,000 $ 206,000 $ 45,000
Franklin, Massachusetts 2 $ 504,000 $ 252,000 $ 77,000
Oakland, Michigan 2 $ 490,000 $ 245,000 $ 141,000
Anoka, Minnesota 2 $ 340,000 $ 170,000 $ 51,000
Dakota, Minnesota 2 $ 405,000 $ 202,500 $ 55,000
Hennepin, Minnesota 2 $ 526,000 $ 263,000 $ 133,000
Covington, Mississippi 2 $ 214,000 $ 107,000 $ 23,000
Forrest, Mississippi 2 $ 143,000 $ 71,500 $ 26,000
Greene, Mississippi 2 $ 206,000 $ 103,000 $ 63,000
Hancock, Mississippi 2 $ 212,000 $ 106,000 $ 29,000
Marshall, Mississippi 2 $ 197,000 $ 98,500 $ 52,000
Buchanan, Missouri 2 $ 225,000 $ 112,500 $ 46,000
Greene, Missouri 2 $ 242,000 $ 121,000 $ 60,000
Lincoln, Missouri 2 $ 351,000 $ 175,500 $ 51,000
Douglas, Nebraska 2 $ 325,000 $ 162,500 $ 78,000
Churchill, Nevada 2 $ 199,000 $ 99,500 $ 37,000
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Mortgage Loan Application Detail Totals for Wilmington Finance, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,115 $1,199,705,000 $234,000 $946,000 $80,000 $2,779,000
Home Purchase 538 $148,244,000 $275,000 $770,000 $112,000 $693,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,411 $560,657,000 $232,000 $946,000 $89,000 $2,779,000
Not Provided 1,616 $429,991,000 $266,000 $905,000 $85,000 $1,200,000
Black or African American 801 $159,984,000 $199,000 $750,000 $70,000 $644,000
Hispanic 696 $159,443,000 $229,000 $750,000 $76,000 $693,000
Asian 79 $23,978,000 $303,000 $650,000 $94,000 $385,000
Native Hawaiian or Other Pacific Islander 25 $7,357,000 $294,000 $603,000 $91,000 $340,000
American Indian or Alaskan Native 23 $6,112,000 $265,000 $718,000 $108,000 $311,000
Not applicable 2 $427,000 $213,000 $252,000 $75,000 $91,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,650 $1,347,420,000 $238,000 $946,000 $83,000 $2,779,000
FHA-insured (Federal Housing Administration) 3 $529,000 $176,000 $222,000 $105,000 $175,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,065 $970,940,000 $238,000 $946,000 $84,000 $2,779,000
Application Approved But Not Accepted 790 $205,778,000 $260,000 $750,000 $89,000 $1,137,000
Loan Originated 682 $147,302,000 $215,000 $750,000 $77,000 $547,000
Application Withdrawn By Applicant 94 $18,980,000 $201,000 $612,000 $69,000 $504,000
Loan Purchased By The Institution 22 $4,949,000 $224,000 $607,000 $77,000 $238,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,198 $239,590,000 $199,000 $750,000 $78,000 $1,244,000
Other 1,151 $305,358,000 $265,000 $877,000 $95,000 $2,779,000
Collateral 688 $170,986,000 $248,000 $905,000 $84,000 $630,000
Debt-To-Income Ratio 668 $164,457,000 $246,000 $946,000 $67,000 $541,000
Unverifiable Information 173 $46,927,000 $271,000 $664,000 $115,000 $715,000
Employment History 86 $19,943,000 $231,000 $594,000 $85,000 $494,000
Credit Application Incomplete 81 $20,013,000 $247,000 $705,000 $81,000 $341,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,666,000 $183,000 $500,000 $64,000 $161,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Finance, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wilmington Finance, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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