Wilmington Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wilmington Finance, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Finance, Inc. 620 W Germantown Rd Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,653 |
| Total Mortgage Loan Application Amount | $1,347,949,000 |
| Average Mortgage Loan Application Amount | $254,500 |
| Highest Mortgage Loan Application Amount | $946,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $2,779,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wilmington Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wilmington Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Finance, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Finance, Inc.'s mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 303 | $ 117,983,000 | $ 389,000 | $ 104,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 189 | $ 60,798,000 | $ 321,000 | $ 104,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 141 | $ 40,372,000 | $ 290,500 | $ 88,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 138 | $ 32,317,000 | $ 234,000 | $ 82,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 133 | $ 32,001,000 | $ 240,000 | $ 84,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 125 | $ 28,110,000 | $ 224,000 | $ 80,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 103 | $ 32,153,000 | $ 312,000 | $ 118,000 |
| PHILADELPHIA, PA | 102 | $ 24,063,000 | $ 235,000 | $ 87,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 99 | $ 15,664,000 | $ 158,000 | $ 76,000 |
| SALT LAKE CITY, UT | 96 | $ 24,632,000 | $ 256,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 96 | $ 34,021,000 | $ 303,000 | $ 101,333 |
| BALTIMORE-TOWSON, MD | 88 | $ 21,863,000 | $ 248,000 | $ 84,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 86 | $ 22,581,000 | $ 262,000 | $ 84,000 |
| RICHMOND, VA | 74 | $ 14,250,000 | $ 192,000 | $ 70,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 67 | $ 25,572,000 | $ 381,000 | $ 98,000 |
| TACOMA, WA | 63 | $ 16,768,000 | $ 266,000 | $ 100,000 |
| LAS VEGAS-PARADISE, NV | 62 | $ 18,413,000 | $ 296,000 | $ 100,000 |
| ST. LOUIS, MO-IL | 62 | $ 9,530,000 | $ 129,500 | $ 53,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 61 | $ 26,286,000 | $ 404,000 | $ 124,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 57 | $ 21,732,000 | $ 381,000 | $ 105,000 |
| MEMPHIS, TN-MS-AR | 56 | $ 11,691,000 | $ 233,500 | $ 86,000 |
| ORLANDO-KISSIMMEE, FL | 56 | $ 12,341,000 | $ 220,000 | $ 74,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 55 | $ 8,944,000 | $ 162,000 | $ 59,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 55 | $ 11,506,000 | $ 209,000 | $ 71,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 55 | $ 10,066,000 | $ 183,000 | $ 57,000 |
| FRESNO, CA | 54 | $ 12,609,000 | $ 233,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 53 | $ 10,447,000 | $ 197,000 | $ 95,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 50 | $ 17,551,000 | $ 351,000 | $ 119,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 47 | $ 20,320,000 | $ 432,000 | $ 123,000 |
| DENVER-AURORA, CO | 45 | $ 14,597,000 | $ 324,000 | $ 94,000 |
| JACKSONVILLE, FL | 44 | $ 7,640,000 | $ 173,000 | $ 63,000 |
| PITTSBURGH, PA | 44 | $ 5,827,000 | $ 132,000 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 42 | $ 6,202,000 | $ 147,000 | $ 58,000 |
| ALBUQUERQUE, NM | 41 | $ 9,092,000 | $ 221,000 | $ 96,000 |
| KNOXVILLE, TN | 40 | $ 5,899,000 | $ 147,000 | $ 60,000 |
| EL PASO, TX | 39 | $ 5,016,000 | $ 128,000 | $ 73,000 |
| BAKERSFIELD, CA | 34 | $ 8,451,000 | $ 248,000 | $ 94,000 |
| NASSAU-SUFFOLK, NY | 33 | $ 13,059,000 | $ 395,000 | $ 126,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 31 | $ 5,947,000 | $ 198,000 | $ 75,500 |
| BOISE CITY-NAMPA, ID | 30 | $ 5,960,000 | $ 198,000 | $ 70,000 |
| KANSAS CITY, MO-KS | 30 | $ 4,412,000 | $ 149,000 | $ 61,000 |
| SALEM, OR | 29 | $ 6,122,000 | $ 211,000 | $ 73,000 |
| SPOKANE, WA | 29 | $ 4,769,000 | $ 164,000 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 28 | $ 5,422,000 | $ 193,000 | $ 82,000 |
| OGDEN-CLEARFIELD, UT | 28 | $ 6,897,000 | $ 246,000 | $ 87,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 27 | $ 4,982,000 | $ 184,000 | $ 73,000 |
| PROVO-OREM, UT | 27 | $ 7,530,000 | $ 278,000 | $ 88,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 26 | $ 6,021,000 | $ 225,000 | $ 74,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 26 | $ 5,631,000 | $ 216,000 | $ 81,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 26 | $ 3,599,000 | $ 115,000 | $ 50,000 |
| TUCSON, AZ | 26 | $ 5,170,000 | $ 198,000 | $ 60,000 |
| BATON ROUGE, LA | 25 | $ 3,816,000 | $ 152,000 | $ 63,000 |
| CAMDEN, NJ | 25 | $ 5,707,000 | $ 228,000 | $ 87,000 |
| CHATTANOOGA, TN-GA | 25 | $ 3,998,000 | $ 156,500 | $ 60,000 |
| RALEIGH-CARY, NC | 25 | $ 4,855,000 | $ 194,000 | $ 151,000 |
| WILMINGTON, DE-MD-NJ | 25 | $ 5,976,000 | $ 251,500 | $ 87,000 |
| VISALIA-PORTERVILLE, CA | 24 | $ 4,846,000 | $ 201,000 | $ 57,000 |
| EDISON-NEW BRUNSWICK, NJ | 23 | $ 9,056,000 | $ 393,000 | $ 152,000 |
| FORT WORTH-ARLINGTON, TX | 23 | $ 3,120,000 | $ 135,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 23 | $ 3,875,000 | $ 168,000 | $ 69,000 |
| NEWARK-UNION, NJ-PA | 23 | $ 6,638,000 | $ 242,500 | $ 103,500 |
| OKLAHOMA CITY, OK | 23 | $ 4,331,000 | $ 188,000 | $ 81,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 23 | $ 5,836,000 | $ 253,000 | $ 85,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 22 | $ 7,872,000 | $ 357,000 | $ 117,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 22 | $ 5,050,000 | $ 229,000 | $ 87,000 |
| SAN ANTONIO, TX | 22 | $ 2,729,000 | $ 124,000 | $ 59,000 |
| EUGENE-SPRINGFIELD, OR | 20 | $ 4,938,000 | $ 246,000 | $ 87,000 |
| INDIANAPOLIS-CARMEL, IN | 20 | $ 3,459,000 | $ 172,000 | $ 71,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 6,070,000 | $ 319,000 | $ 125,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 2,928,000 | $ 154,000 | $ 56,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 19 | $ 10,322,000 | $ 543,000 | $ 132,000 |
| TULSA, OK | 19 | $ 2,406,000 | $ 126,000 | $ 77,000 |
| SCRANTON--WILKES-BARRE, PA | 18 | $ 2,056,000 | $ 114,000 | $ 50,000 |
| LAKELAND-WINTER HAVEN, FL | 17 | $ 3,081,000 | $ 181,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 17 | $ 4,838,000 | $ 284,000 | $ 147,000 |
| WINSTON-SALEM, NC | 17 | $ 2,401,000 | $ 141,000 | $ 55,000 |
| COLUMBIA, SC | 16 | $ 1,965,000 | $ 122,000 | $ 48,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 16 | $ 7,182,000 | $ 448,000 | $ 124,000 |
| JACKSON, MS | 15 | $ 2,061,000 | $ 137,000 | $ 63,000 |
| MCALLEN-EDINBURG-MISSION, TX | 15 | $ 1,815,000 | $ 121,000 | $ 73,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 15 | $ 6,776,000 | $ 451,000 | $ 118,000 |
| STOCKTON, CA | 15 | $ 4,180,000 | $ 278,000 | $ 86,000 |
| ALBANY-SCHENECTADY-TROY, NY | 14 | $ 2,363,000 | $ 168,000 | $ 77,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 4,230,000 | $ 302,000 | $ 80,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 1,862,000 | $ 133,000 | $ 41,000 |
| EL CENTRO, CA | 14 | $ 2,680,000 | $ 191,000 | $ 62,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 14 | $ 3,173,000 | $ 226,000 | $ 69,000 |
| SHREVEPORT-BOSSIER CITY, LA | 14 | $ 1,775,000 | $ 126,000 | $ 60,000 |
| COLORADO SPRINGS, CO | 13 | $ 3,764,000 | $ 289,000 | $ 99,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 2,388,000 | $ 183,000 | $ 68,000 |
| OLYMPIA, WA | 13 | $ 2,999,000 | $ 230,000 | $ 78,000 |
| YORK-HANOVER, PA | 13 | $ 2,565,000 | $ 197,000 | $ 65,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 2,427,000 | $ 202,000 | $ 59,000 |
| LANCASTER, PA | 12 | $ 2,313,000 | $ 192,000 | $ 69,000 |
| PASCAGOULA, MS | 12 | $ 2,002,000 | $ 166,000 | $ 61,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 11 | $ 1,990,000 | $ 180,000 | $ 87,000 |
| LEBANON, PA | 11 | $ 1,535,000 | $ 139,000 | $ 58,000 |
| MOBILE, AL | 11 | $ 1,540,000 | $ 140,000 | $ 49,000 |
| MODESTO, CA | 11 | $ 3,594,000 | $ 326,000 | $ 73,000 |
| READING, PA | 11 | $ 2,189,000 | $ 199,000 | $ 66,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 4,526,000 | $ 411,000 | $ 193,000 |
| WORCESTER, MA | 11 | $ 2,097,000 | $ 190,000 | $ 61,000 |
| BOSTON-QUINCY, MA | 10 | $ 2,557,000 | $ 255,000 | $ 76,000 |
| GARY, IN | 10 | $ 2,406,000 | $ 240,000 | $ 87,000 |
| MOUNT VERNON-ANACORTES, WA | 10 | $ 2,332,000 | $ 233,000 | $ 57,000 |
| SPRINGFIELD, MA | 10 | $ 2,287,000 | $ 228,000 | $ 66,000 |
| WICHITA, KS | 10 | $ 1,176,000 | $ 117,000 | $ 74,000 |
| WINCHESTER, VA-WV | 10 | $ 2,118,000 | $ 184,000 | $ 47,500 |
| CORPUS CHRISTI, TX | 9 | $ 1,690,000 | $ 187,000 | $ 96,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 1,738,000 | $ 179,500 | $ 54,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 1,013,000 | $ 112,000 | $ 42,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 9 | $ 2,759,000 | $ 306,000 | $ 92,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 9 | $ 1,928,000 | $ 214,000 | $ 67,000 |
| ANNISTON-OXFORD, AL | 8 | $ 776,000 | $ 97,000 | $ 58,000 |
| ASHEVILLE, NC | 8 | $ 1,423,000 | $ 177,000 | $ 59,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,882,000 | $ 235,000 | $ 101,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 8 | $ 1,410,000 | $ 163,666 | $ 84,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,058,000 | $ 132,000 | $ 46,000 |
| GREELEY, CO | 8 | $ 2,192,000 | $ 274,000 | $ 215,000 |
| HANFORD-CORCORAN, CA | 8 | $ 1,417,000 | $ 177,000 | $ 71,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 1,193,000 | $ 149,000 | $ 64,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 1,904,000 | $ 218,500 | $ 60,000 |
| OCALA, FL | 8 | $ 1,484,000 | $ 185,000 | $ 81,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,359,000 | $ 169,000 | $ 59,000 |
| RENO-SPARKS, NV | 8 | $ 2,758,000 | $ 344,000 | $ 83,000 |
| WILMINGTON, NC | 8 | $ 1,943,000 | $ 242,000 | $ 75,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 1,934,000 | $ 276,000 | $ 97,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,168,000 | $ 166,000 | $ 86,000 |
| BROWNSVILLE-HARLINGEN, TX | 7 | $ 1,077,000 | $ 153,000 | $ 72,000 |
| DURHAM, NC | 7 | $ 1,379,000 | $ 197,000 | $ 67,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 1,084,000 | $ 154,000 | $ 70,000 |
| LAFAYETTE, LA | 7 | $ 1,288,000 | $ 184,000 | $ 74,000 |
| LONGVIEW, WA | 7 | $ 1,716,000 | $ 245,000 | $ 82,000 |
| LYNCHBURG, VA | 7 | $ 1,098,000 | $ 156,000 | $ 62,000 |
| MADERA, CA | 7 | $ 2,051,000 | $ 293,000 | $ 79,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 1,550,000 | $ 221,000 | $ 83,000 |
| ROCKFORD, IL | 7 | $ 1,505,000 | $ 215,000 | $ 80,000 |
| YAKIMA, WA | 7 | $ 1,192,000 | $ 170,000 | $ 50,000 |
| BANGOR, ME | 6 | $ 870,000 | $ 145,000 | $ 60,000 |
| BELLINGHAM, WA | 6 | $ 2,746,000 | $ 457,000 | $ 154,000 |
| BEND, OR | 6 | $ 2,182,000 | $ 363,000 | $ 87,000 |
| BOULDER, CO | 6 | $ 1,994,000 | $ 332,000 | $ 115,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 6 | $ 1,889,000 | $ 314,000 | $ 91,000 |
| COLUMBUS, GA-AL | 6 | $ 914,000 | $ 193,000 | $ 56,500 |
| GRAND JUNCTION, CO | 6 | $ 1,546,000 | $ 257,000 | $ 82,000 |
| GULFPORT-BILOXI, MS | 6 | $ 715,000 | $ 119,000 | $ 58,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 6 | $ 946,000 | $ 157,000 | $ 72,000 |
| HUNTSVILLE, AL | 6 | $ 1,434,000 | $ 239,000 | $ 85,000 |
| LAS CRUCES, NM | 6 | $ 1,551,000 | $ 258,000 | $ 128,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 1,406,000 | $ 234,000 | $ 75,000 |
| MEDFORD, OR | 6 | $ 2,019,000 | $ 336,000 | $ 114,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,277,000 | $ 212,000 | $ 55,000 |
| SANTA ROSA-PETALUMA, CA | 6 | $ 2,061,000 | $ 343,000 | $ 107,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,132,000 | $ 226,000 | $ 67,000 |
| DECATUR, AL | 5 | $ 550,000 | $ 110,000 | $ 65,000 |
| DOVER, DE | 5 | $ 1,137,000 | $ 227,000 | $ 57,000 |
| ELIZABETHTOWN, KY | 5 | $ 827,000 | $ 165,000 | $ 109,000 |
| ELKHART-GOSHEN, IN | 5 | $ 515,000 | $ 103,000 | $ 55,000 |
| FORT WAYNE, IN | 5 | $ 800,000 | $ 160,000 | $ 66,000 |
| HARRISONBURG, VA | 5 | $ 1,043,000 | $ 208,000 | $ 50,000 |
| JACKSON, TN | 5 | $ 620,000 | $ 124,000 | $ 58,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 785,000 | $ 162,500 | $ 154,000 |
| MACON, GA | 5 | $ 1,204,000 | $ 240,000 | $ 253,000 |
| MANCHESTER-NASHUA, NH | 5 | $ 1,433,000 | $ 286,000 | $ 87,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 5 | $ 1,156,000 | $ 231,000 | $ 59,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 796,000 | $ 161,500 | $ 53,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,200,000 | $ 240,000 | $ 74,000 |
| SALINAS, CA | 5 | $ 1,932,000 | $ 386,000 | $ 106,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 2,295,000 | $ 459,000 | $ 138,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 1,818,000 | $ 363,000 | $ 137,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 3,117,000 | $ 623,000 | $ 241,000 |
| SANTA FE, NM | 5 | $ 1,421,000 | $ 284,000 | $ 81,000 |
| ST. GEORGE, UT | 5 | $ 1,211,000 | $ 242,000 | $ 63,000 |
| TALLAHASSEE, FL | 5 | $ 1,362,000 | $ 272,000 | $ 74,000 |
| WENATCHEE, WA | 5 | $ 986,000 | $ 197,000 | $ 61,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 990,000 | $ 198,000 | $ 74,000 |
| ALEXANDRIA, LA | 4 | $ 555,000 | $ 138,000 | $ 65,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 614,000 | $ 153,000 | $ 75,000 |
| BURLINGTON, NC | 4 | $ 503,000 | $ 125,000 | $ 68,000 |
| CASPER, WY | 4 | $ 599,000 | $ 149,000 | $ 75,000 |
| CHARLESTON, WV | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| COEUR D'ALENE, ID | 4 | $ 911,000 | $ 227,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 390,000 | $ 97,000 | $ 47,000 |
| EVANSVILLE, IN-KY | 4 | $ 521,000 | $ 130,000 | $ 69,000 |
| FAYETTEVILLE, NC | 4 | $ 643,000 | $ 160,000 | $ 59,000 |
| GAINESVILLE, FL | 4 | $ 950,000 | $ 237,000 | $ 72,000 |
| GAINESVILLE, GA | 4 | $ 484,000 | $ 121,000 | $ 53,000 |
| HOT SPRINGS, AR | 4 | $ 407,000 | $ 101,000 | $ 37,000 |
| JOHNSTOWN, PA | 4 | $ 601,000 | $ 150,000 | $ 60,000 |
| LONGVIEW, TX | 4 | $ 585,000 | $ 146,000 | $ 76,000 |
| MONTGOMERY, AL | 4 | $ 962,000 | $ 240,000 | $ 62,000 |
| MORRISTOWN, TN | 4 | $ 535,000 | $ 133,000 | $ 58,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 624,000 | $ 156,000 | $ 71,000 |
| PORT ST. LUCIE, FL | 4 | $ 878,000 | $ 219,000 | $ 54,000 |
| PUEBLO, CO | 4 | $ 642,000 | $ 160,000 | $ 59,000 |
| TRENTON-EWING, NJ | 4 | $ 675,000 | $ 168,000 | $ 61,000 |
| AKRON, OH | 3 | $ 544,000 | $ 181,000 | $ 45,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 603,000 | $ 201,000 | $ 60,000 |
| CLARKSVILLE, TN-KY | 3 | $ 480,000 | $ 160,000 | $ 59,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 461,000 | $ 153,000 | $ 46,000 |
| CORVALLIS, OR | 3 | $ 685,000 | $ 228,000 | $ 61,000 |
| FLORENCE, SC | 3 | $ 493,000 | $ 164,000 | $ 49,000 |
| FORT SMITH, AR-OK | 3 | $ 350,000 | $ 117,500 | $ 31,500 |
| GADSDEN, AL | 3 | $ 264,000 | $ 88,000 | $ 54,000 |
| HATTIESBURG, MS | 3 | $ 278,000 | $ 92,000 | $ 33,000 |
| LAKE CHARLES, LA | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 435,000 | $ 145,000 | $ 49,000 |
| MERCED, CA | 3 | $ 822,000 | $ 274,000 | $ 82,000 |
| MIDLAND, TX | 3 | $ 235,000 | $ 78,000 | $ 66,000 |
| MONROE, LA | 3 | $ 728,000 | $ 242,000 | $ 56,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 1,284,000 | $ 428,000 | $ 109,000 |
| OWENSBORO, KY | 3 | $ 276,000 | $ 92,000 | $ 42,000 |
| PEABODY, MA | 3 | $ 1,018,000 | $ 339,000 | $ 87,000 |
| ROANOKE, VA | 3 | $ 631,000 | $ 210,000 | $ 46,000 |
| ROCHESTER, NY | 3 | $ 459,000 | $ 153,000 | $ 131,000 |
| SPARTANBURG, SC | 3 | $ 249,000 | $ 83,000 | $ 28,000 |
| SPRINGFIELD, MO | 3 | $ 342,000 | $ 114,000 | $ 49,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 309,000 | $ 115,000 | $ 67,000 |
| TOPEKA, KS | 3 | $ 301,000 | $ 100,000 | $ 69,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 599,000 | $ 199,000 | $ 262,000 |
| WILLIAMSPORT, PA | 3 | $ 365,000 | $ 121,000 | $ 53,000 |
| YUBA CITY, CA | 3 | $ 575,000 | $ 191,000 | $ 220,000 |
| ALTOONA, PA | 2 | $ 169,000 | $ 84,000 | $ 81,000 |
| ANDERSON, IN | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| ANDERSON, SC | 2 | $ 276,000 | $ 138,000 | $ 44,000 |
| AUBURN-OPELIKA, AL | 2 | $ 146,000 | $ 73,000 | $ 42,000 |
| BINGHAMTON, NY | 2 | $ 199,000 | $ 99,000 | $ 52,000 |
| BOWLING GREEN, KY | 2 | $ 299,000 | $ 149,000 | $ 57,000 |
| BRADENTON-SARASOTA-VENICE, FL | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| CHICO, CA | 2 | $ 954,000 | $ 477,000 | $ 138,000 |
| CLEVELAND, TN | 2 | $ 336,000 | $ 168,000 | $ 58,000 |
| DANVILLE, VA | 2 | $ 219,000 | $ 109,000 | $ 42,000 |
| DOTHAN, AL | 2 | $ 438,000 | $ 219,000 | $ 91,000 |
| FLAGSTAFF, AZ | 2 | $ 982,000 | $ 491,000 | $ 143,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 182,000 | $ 91,000 | $ 38,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 179,000 | $ 89,000 | $ 55,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| LAREDO, TX | 2 | $ 188,000 | $ 94,000 | $ 80,000 |
| LAWTON, OK | 2 | $ 159,000 | $ 79,000 | $ 59,000 |
| LEWISTON, ID-WA | 2 | $ 267,000 | $ 133,500 | $ 64,500 |
| LEWISTON-AUBURN, ME | 2 | $ 265,000 | $ 132,000 | $ 53,000 |
| NAPA, CA | 2 | $ 891,000 | $ 445,000 | $ 105,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 359,000 | $ 179,000 | $ 99,000 |
| PITTSFIELD, MA | 2 | $ 412,000 | $ 206,000 | $ 45,000 |
| PRESCOTT, AZ | 2 | $ 368,000 | $ 184,000 | $ 73,000 |
| RACINE, WI | 2 | $ 308,000 | $ 154,000 | $ 52,000 |
| SALISBURY, MD | 2 | $ 332,000 | $ 166,000 | $ 40,000 |
| SAN ANGELO, TX | 2 | $ 415,000 | $ 207,000 | $ 43,000 |
| SAVANNAH, GA | 2 | $ 198,000 | $ 99,000 | $ 28,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 396,000 | $ 198,000 | $ 41,000 |
| ST. JOSEPH, MO-KS | 2 | $ 225,000 | $ 112,000 | $ 46,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 2 | $ 338,000 | $ 169,000 | $ 57,000 |
| WACO, TX | 2 | $ 212,000 | $ 106,000 | $ 66,000 |
| ABILENE, TX | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| ALBANY, GA | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| APPLETON, WI | 1 | $ 352,000 | $ 352,000 | $ 120,000 |
| BARNSTABLE TOWN, MA | 1 | $ 620,000 | $ 620,000 | $ 227,000 |
| BAY CITY, MI | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| BILLINGS, MT | 1 | $ 143,000 | $ 143,000 | $ 53,000 |
| CARSON CITY, NV | 1 | $ 475,000 | $ 475,000 | $ 107,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| COLUMBUS, OH | 1 | $ 69,000 | $ 69,000 | $ 19,000 |
| CUMBERLAND, MD-WV | 1 | $ 184,000 | $ 184,000 | $ 88,000 |
| DALTON, GA | 1 | $ 209,000 | $ 209,000 | $ 43,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| DAYTON, OH | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| DECATUR, IL | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| ELMIRA, NY | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| FARGO, ND-MN | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| FARMINGTON, NM | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| FOND DU LAC, WI | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 182,000 | $ 182,000 | $ 71,000 |
| GLENS FALLS, NY | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| GOLDSBORO, NC | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| GREEN BAY, WI | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| GREENVILLE, NC | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| HONOLULU, HI | 1 | $ 188,000 | $ 188,000 | $ 340,000 |
| IDAHO FALLS, ID | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| IOWA CITY, IA | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| JANESVILLE, WI | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| JOHNSON CITY, TN | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| JONESBORO, AR | 1 | $ 137,000 | $ 137,000 | $ 29,000 |
| JOPLIN, MO | 1 | $ 266,000 | $ 266,000 | $ 114,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| LA CROSSE, WI-MN | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| LAFAYETTE, IN | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| LANSING-EAST LANSING, MI | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| LINCOLN, NE | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| LOGAN, UT-ID | 1 | $ 444,000 | $ 444,000 | $ 101,000 |
| LUBBOCK, TX | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| MADISON, WI | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| MISSOULA, MT | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| MORGANTOWN, WV | 1 | $ 158,000 | $ 158,000 | $ 215,000 |
| MUNCIE, IN | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| OCEAN CITY, NJ | 1 | $ 376,000 | $ 376,000 | $ 82,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| PALM COAST, FL | 1 | $ 204,000 | $ 204,000 | $ 98,000 |
| POCATELLO, ID | 1 | $ 440,000 | $ 440,000 | $ 113,000 |
| REDDING, CA | 1 | $ 224,000 | $ 224,000 | $ 46,000 |
| ROCKY MOUNT, NC | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| SIOUX FALLS, SD | 1 | $ 132,000 | $ 132,000 | $ 78,000 |
| STATE COLLEGE, PA | 1 | $ 217,000 | $ 217,000 | $ 77,000 |
| SUMTER, SC | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| SYRACUSE, NY | 1 | $ 94,000 | $ 94,000 | $ 32,000 |
| TERRE HAUTE, IN | 1 | $ 237,000 | $ 237,000 | $ 132,000 |
| TOLEDO, OH | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| TUSCALOOSA, AL | 1 | $ 542,000 | $ 542,000 | $ 101,000 |
| TYLER, TX | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| UTICA-ROME, NY | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| VICTORIA, TX | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| WICHITA FALLS, TX | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| YUMA, AZ | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Wilmington Finance, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,115 | $1,199,705,000 | $234,000 | $946,000 | $80,000 | $2,779,000 |
| Home Purchase | 538 | $148,244,000 | $275,000 | $770,000 | $112,000 | $693,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,411 | $560,657,000 | $232,000 | $946,000 | $89,000 | $2,779,000 |
| Not Provided | 1,616 | $429,991,000 | $266,000 | $905,000 | $85,000 | $1,200,000 |
| Black or African American | 801 | $159,984,000 | $199,000 | $750,000 | $70,000 | $644,000 |
| Hispanic | 696 | $159,443,000 | $229,000 | $750,000 | $76,000 | $693,000 |
| Asian | 79 | $23,978,000 | $303,000 | $650,000 | $94,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $7,357,000 | $294,000 | $603,000 | $91,000 | $340,000 |
| American Indian or Alaskan Native | 23 | $6,112,000 | $265,000 | $718,000 | $108,000 | $311,000 |
| Not applicable | 2 | $427,000 | $213,000 | $252,000 | $75,000 | $91,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,650 | $1,347,420,000 | $238,000 | $946,000 | $83,000 | $2,779,000 |
| FHA-insured (Federal Housing Administration) | 3 | $529,000 | $176,000 | $222,000 | $105,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,065 | $970,940,000 | $238,000 | $946,000 | $84,000 | $2,779,000 |
| Application Approved But Not Accepted | 790 | $205,778,000 | $260,000 | $750,000 | $89,000 | $1,137,000 |
| Loan Originated | 682 | $147,302,000 | $215,000 | $750,000 | $77,000 | $547,000 |
| Application Withdrawn By Applicant | 94 | $18,980,000 | $201,000 | $612,000 | $69,000 | $504,000 |
| Loan Purchased By The Institution | 22 | $4,949,000 | $224,000 | $607,000 | $77,000 | $238,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,198 | $239,590,000 | $199,000 | $750,000 | $78,000 | $1,244,000 |
| Other | 1,151 | $305,358,000 | $265,000 | $877,000 | $95,000 | $2,779,000 |
| Collateral | 688 | $170,986,000 | $248,000 | $905,000 | $84,000 | $630,000 |
| Debt-To-Income Ratio | 668 | $164,457,000 | $246,000 | $946,000 | $67,000 | $541,000 |
| Unverifiable Information | 173 | $46,927,000 | $271,000 | $664,000 | $115,000 | $715,000 |
| Employment History | 86 | $19,943,000 | $231,000 | $594,000 | $85,000 | $494,000 |
| Credit Application Incomplete | 81 | $20,013,000 | $247,000 | $705,000 | $81,000 | $341,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,666,000 | $183,000 | $500,000 | $64,000 | $161,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Finance, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.