Wsfs Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Wsfs Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wsfs Bank 500 Dealware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,752 |
| Total Mortgage Loan Application Amount | $288,000,000 |
| Average Mortgage Loan Application Amount | $137,000 |
| Highest Mortgage Loan Application Amount | $1,347,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $4,523,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Wsfs Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wsfs Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Wsfs Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wsfs Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Wsfs Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wsfs Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 808 | $ 102,066,000 | $ 126,000 | $ 85,000 |
| Sussex County Delaware | 102 | $ 14,334,000 | $ 140,000 | $ 95,000 |
| Cook County Illinois | 76 | $ 16,229,000 | $ 213,000 | $ 0 |
| Kent County Delaware | 72 | $ 8,698,000 | $ 120,000 | $ 64,000 |
| Chester County Pennsylvania | 54 | $ 11,317,000 | $ 209,000 | $ 151,000 |
| Cecil County Maryland | 26 | $ 5,099,000 | $ 196,000 | $ 87,000 |
| Delaware County Pennsylvania | 22 | $ 3,683,000 | $ 167,000 | $ 98,000 |
| Wayne County Michigan | 19 | $ 1,420,000 | $ 74,000 | $ 0 |
| Queens County New York | 17 | $ 6,801,000 | $ 400,000 | $ 0 |
| Orange County Florida | 14 | $ 2,370,000 | $ 169,000 | $ 3,000 |
| Miami-Dade County Florida | 13 | $ 3,141,000 | $ 241,000 | $ 0 |
| Montgomery County Pennsylvania | 11 | $ 2,497,000 | $ 227,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 11 | $ 2,463,000 | $ 223,000 | $ 18,000 |
| Lake County Illinois | 10 | $ 2,687,000 | $ 268,000 | $ 0 |
| Marion County Florida | 9 | $ 2,081,000 | $ 231,000 | $ 0 |
| Harris County Texas | 9 | $ 1,740,000 | $ 193,000 | $ 0 |
| Los Angeles County California | 8 | $ 3,485,000 | $ 435,000 | $ 0 |
| Palm Beach County Florida | 8 | $ 1,765,000 | $ 220,000 | $ 1,000 |
| Lake County Indiana | 8 | $ 785,000 | $ 98,000 | $ 0 |
| Pinellas County Florida | 7 | $ 1,445,000 | $ 206,000 | $ 0 |
| Jefferson County Louisiana | 7 | $ 1,468,000 | $ 209,000 | $ 0 |
| Worcester County Maryland | 7 | $ 819,000 | $ 117,000 | $ 95,000 |
| Duval County Florida | 6 | $ 932,000 | $ 155,000 | $ 0 |
| Lake County Florida | 6 | $ 1,076,000 | $ 179,000 | $ 8,000 |
| Polk County Florida | 6 | $ 893,000 | $ 148,000 | $ 24,000 |
| DuPage County Illinois | 6 | $ 1,534,000 | $ 255,000 | $ 0 |
| Kings County New York | 6 | $ 2,849,000 | $ 474,000 | $ 0 |
| Nassau County New York | 6 | $ 2,769,000 | $ 461,000 | $ 0 |
| Suffolk County New York | 6 | $ 1,843,000 | $ 307,000 | $ 0 |
| San Diego County California | 5 | $ 2,320,000 | $ 464,000 | $ 0 |
| Collier County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| Seminole County Florida | 5 | $ 1,741,000 | $ 348,000 | $ 0 |
| Dallas County Texas | 5 | $ 759,000 | $ 151,000 | $ 0 |
| Milwaukee County Wisconsin | 5 | $ 520,000 | $ 104,000 | $ 0 |
| Sumter County Florida | 4 | $ 1,263,000 | $ 315,000 | $ 0 |
| Kane County Illinois | 4 | $ 984,000 | $ 246,000 | $ 0 |
| Jefferson County Kentucky | 4 | $ 716,000 | $ 179,000 | $ 0 |
| East Baton Rouge County Louisiana | 4 | $ 773,000 | $ 193,000 | $ 0 |
| Tangipahoa County Louisiana | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| Josephine County Oregon | 4 | $ 1,348,000 | $ 337,000 | $ 0 |
| San Bernardino County California | 3 | $ 910,000 | $ 303,000 | $ 0 |
| Brevard County Florida | 3 | $ 170,000 | $ 56,000 | $ 0 |
| Broward County Florida | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 409,000 | $ 136,000 | $ 0 |
| Osceola County Florida | 3 | $ 458,000 | $ 152,000 | $ 0 |
| Pasco County Florida | 3 | $ 286,000 | $ 95,000 | $ 0 |
| Fulton County Georgia | 3 | $ 428,000 | $ 142,000 | $ 0 |
| Whiteside County Illinois | 3 | $ 476,000 | $ 158,000 | $ 0 |
| Camden County New Jersey | 3 | $ 713,000 | $ 237,000 | $ 34,000 |
| Cape May County New Jersey | 3 | $ 835,000 | $ 278,000 | $ 174,000 |
| Cumberland County New Jersey | 3 | $ 463,000 | $ 154,000 | $ 13,000 |
| Bronx County New York | 3 | $ 1,493,000 | $ 497,000 | $ 0 |
| Onondaga County New York | 3 | $ 360,000 | $ 120,000 | $ 0 |
| Westchester County New York | 3 | $ 1,142,000 | $ 380,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 490,000 | $ 163,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 1,060,000 | $ 353,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 776,000 | $ 258,000 | $ 0 |
| Sheboygan County Wisconsin | 3 | $ 417,000 | $ 139,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Saline County Arkansas | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Van Buren County Arkansas | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Orange County California | 2 | $ 1,085,000 | $ 542,000 | $ 0 |
| Riverside County California | 2 | $ 662,000 | $ 331,000 | $ 0 |
| Sacramento County California | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Bay County Florida | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Levy County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Nassau County Florida | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Marion County Indiana | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 335,000 | $ 167,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 447,000 | $ 223,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 719,000 | $ 359,000 | $ 114,000 |
| Caroline County Maryland | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Kent County Maryland | 2 | $ 436,000 | $ 218,000 | $ 65,000 |
| St. Louis County Missouri | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Ravalli County Montana | 2 | $ 867,000 | $ 433,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 762,000 | $ 381,000 | $ 0 |
| Essex County New Jersey | 2 | $ 624,000 | $ 312,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 783,000 | $ 391,000 | $ 0 |
| Broome County New York | 2 | $ 405,000 | $ 202,000 | $ 0 |
| Monroe County New York | 2 | $ 261,000 | $ 130,000 | $ 0 |
| Orange County New York | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Oswego County New York | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Rockland County New York | 2 | $ 706,000 | $ 353,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Lake County Ohio | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Washington County Oregon | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 46,000 |
| Bucks County Pennsylvania | 2 | $ 571,000 | $ 285,000 | $ 66,000 |
| Lancaster County Pennsylvania | 2 | $ 173,000 | $ 86,000 | $ 28,000 |
| Anderson County South Carolina | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 362,000 | $ 181,000 | $ 175,000 |
| Madison County Tennessee | 2 | $ 179,000 | $ 89,000 | $ 0 |
| Jefferson County Texas | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Tarrant County Texas | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 482,000 | $ 241,000 | $ 0 |
| Island County Washington | 2 | $ 636,000 | $ 318,000 | $ 0 |
| Outagamie County Wisconsin | 2 | $ 251,000 | $ 125,000 | $ 0 |
| Shawano County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Mobile County Alabama | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Morgan County Alabama | 1 | $ 56,000 | $ 56,000 | $ 197,000 |
| Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fresno County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Humboldt County California | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Kern County California | 1 | $ 140,000 | $ 140,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Siskiyou County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Solano County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Ventura County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Morgan County Colorado | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Routt County Colorado | 1 | $ 382,000 | $ 382,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Alachua County Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Charlotte County Florida | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Gulf County Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Hernando County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Highlands County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Indian River County Florida | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Lafayette County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Monroe County Florida | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Volusia County Florida | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Bartow County Georgia | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Chatham County Georgia | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Crisp County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Paulding County Georgia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Pike County Georgia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Polk County Georgia | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Screven County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Maui County Hawaii | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Adams County Illinois | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Champaign County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Jasper County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Johnson County Indiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 580,000 | $ 580,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Madison County Indiana | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Washington County Indiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| White County Indiana | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Boyd County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 0 |
| McLean County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Madison County Louisiana | 1 | $ 312,000 | $ 312,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| St. John the Baptist County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 477,000 | $ 477,000 | $ 0 |
| York County Maine | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Carroll County Maryland | 1 | $ 400,000 | $ 400,000 | $ 3,000 |
| Charles County Maryland | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Middlesex County Massachusetts | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Arenac County Michigan | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cass County Michigan | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Genesee County Michigan | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Kent County Michigan | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Oakland County Michigan | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Wexford County Michigan | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Carver County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Dodge County Minnesota | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Waseca County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Claiborne County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Butler County Missouri | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Jackson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lake County Montana | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Lincoln County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Clark County Nevada | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 1,230,000 | $ 1,230,000 | $ 526,000 |
| Burlington County New Jersey | 1 | $ 26,000 | $ 26,000 | $ 100,000 |
| Gloucester County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Morris County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Salem County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 89,000 |
| Somerset County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Union County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Curry County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Albany County New York | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Cayuga County New York | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Erie County New York | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Herkimer County New York | 1 | $ 63,000 | $ 63,000 | $ 0 |
| New York County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 3,332,000 |
| Niagara County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oneida County New York | 1 | $ 288,000 | $ 288,000 | $ 48,000 |
| Ontario County New York | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Richmond County New York | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Steuben County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tompkins County New York | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Wake County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Butler County Ohio | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Erie County Ohio | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Franklin County Ohio | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Wayne County Ohio | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Johnston County Oklahoma | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Crook County Oregon | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Klamath County Oregon | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Lane County Oregon | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Marion County Oregon | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Union County Oregon | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Wallowa County Oregon | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Elk County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Susquehanna County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 0 |
| York County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Chester County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Horry County South Carolina | 1 | $ 271,000 | $ 271,000 | $ 253,000 |
| Laurens County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| York County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Chester County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Henderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| McNairy County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Bexar County Texas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Brazoria County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Cameron County Texas | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Denton County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Galveston County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Grayson County Texas | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Gregg County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Henderson County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Kleberg County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Llano County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Morris County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Parker County Texas | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Walker County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Waller County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Wichita County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Williamson County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Caroline County Virginia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Floyd County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Goochland County Virginia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Hampton County Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marshall County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Tyler County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 623,000 | $ 623,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,324 | $256,602,000 | $193,000 | $1,347,000 | $53,000 | $4,523,000 |
| Home Improvement | 299 | $5,545,000 | $18,000 | $395,000 | $61,000 | $435,000 |
| Home Purchase | 129 | $25,853,000 | $200,000 | $1,230,000 | $118,000 | $3,332,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,358 | $233,109,000 | $171,000 | $1,347,000 | $69,000 | $4,523,000 |
| Black or African American | 277 | $38,541,000 | $139,000 | $626,000 | $20,000 | $251,000 |
| Hispanic | 64 | $7,254,000 | $113,000 | $626,000 | $38,000 | $200,000 |
| Not Provided | 23 | $3,248,000 | $141,000 | $458,000 | $43,000 | $403,000 |
| Asian | 14 | $2,595,000 | $185,000 | $626,000 | $51,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,348,000 | $168,000 | $416,000 | $41,000 | $149,000 |
| Not applicable | 5 | $1,420,000 | $284,000 | $675,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $485,000 | $161,000 | $300,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,085 | $144,234,000 | $132,000 | $1,230,000 | $94,000 | $4,523,000 |
| FHA-insured (Federal Housing Administration) | 667 | $143,766,000 | $215,000 | $1,347,000 | $2,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,093 | $198,983,000 | $182,000 | $675,000 | $66,000 | $4,523,000 |
| Application Denied By Financial Institution | 503 | $57,730,000 | $114,000 | $497,000 | $29,000 | $656,000 |
| Application Withdrawn By Applicant | 93 | $17,908,000 | $192,000 | $1,000,000 | $98,000 | $3,332,000 |
| Application Approved But Not Accepted | 45 | $8,636,000 | $191,000 | $1,230,000 | $118,000 | $953,000 |
| File Closed For Incompleteness | 18 | $4,743,000 | $263,000 | $1,347,000 | $114,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 135 | $20,412,000 | $151,000 | $497,000 | $39,000 | $656,000 |
| Other | 135 | $21,095,000 | $156,000 | $493,000 | $1,000 | $104,000 |
| Debt-To-Income Ratio | 94 | $4,507,000 | $47,000 | $417,000 | $42,000 | $139,000 |
| Credit History | 86 | $2,461,000 | $28,000 | $320,000 | $55,000 | $435,000 |
| Credit Application Incomplete | 37 | $6,471,000 | $174,000 | $480,000 | $1,000 | $58,000 |
| Mortgage Insurance Denied | 7 | $1,661,000 | $237,000 | $420,000 | $45,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $580,000 | $116,000 | $232,000 | $40,000 | $204,000 |
| Unverifiable Information | 4 | $543,000 | $135,000 | $284,000 | $12,000 | $38,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.