Wsfs Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Wsfs Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wsfs Bank 500 Dealware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,752 |
| Total Mortgage Loan Application Amount | $288,000,000 |
| Average Mortgage Loan Application Amount | $137,000 |
| Highest Mortgage Loan Application Amount | $1,347,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $4,523,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Wsfs Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wsfs Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Wsfs Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wsfs Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Wsfs Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wsfs Bank's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WILMINGTON, DE-MD-NJ | 835 | $ 107,187,000 | $ 114,666 | $ 87,000 |
| PHILADELPHIA, PA | 100 | $ 20,531,000 | $ 205,000 | $ 115,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 86 | $ 18,747,000 | $ 217,000 | $ 0 |
| DOVER, DE | 72 | $ 8,698,000 | $ 120,000 | $ 64,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 36 | $ 15,291,000 | $ 375,000 | $ 50,000 |
| ORLANDO-KISSIMMEE, FL | 28 | $ 5,645,000 | $ 201,000 | $ 3,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 19 | $ 1,420,000 | $ 74,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 2,280,000 | $ 162,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 13 | $ 3,141,000 | $ 241,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 12 | $ 2,043,000 | $ 170,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 12 | $ 4,612,000 | $ 384,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 12 | $ 2,862,000 | $ 238,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 2,687,000 | $ 268,000 | $ 0 |
| OCALA, FL | 9 | $ 2,081,000 | $ 231,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 8 | $ 1,351,000 | $ 168,000 | $ 0 |
| GARY, IN | 8 | $ 785,000 | $ 98,000 | $ 0 |
| JACKSONVILLE, FL | 8 | $ 1,186,000 | $ 148,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 8 | $ 3,485,000 | $ 435,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 8 | $ 1,765,000 | $ 220,000 | $ 1,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 889,000 | $ 127,000 | $ 0 |
| BATON ROUGE, LA | 6 | $ 1,108,000 | $ 184,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 809,000 | $ 134,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 893,000 | $ 148,000 | $ 24,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 6 | $ 900,000 | $ 126,500 | $ 0 |
| BALTIMORE-TOWSON, MD | 5 | $ 1,600,000 | $ 320,000 | $ 46,000 |
| CAMDEN, NJ | 5 | $ 894,000 | $ 178,000 | $ 40,000 |
| EDISON-NEW BRUNSWICK, NJ | 5 | $ 1,634,000 | $ 326,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 5 | $ 611,000 | $ 122,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 5 | $ 1,892,000 | $ 378,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5 | $ 1,572,000 | $ 314,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 5 | $ 2,320,000 | $ 464,000 | $ 0 |
| SYRACUSE, NY | 5 | $ 570,000 | $ 114,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 848,000 | $ 169,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 4 | $ 295,000 | $ 61,500 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4 | $ 840,000 | $ 210,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 4 | $ 1,109,000 | $ 277,000 | $ 0 |
| PITTSBURGH, PA | 4 | $ 329,000 | $ 82,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 313,000 | $ 104,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 432,000 | $ 144,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 394,000 | $ 131,000 | $ 0 |
| JACKSON, TN | 3 | $ 259,000 | $ 86,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 439,000 | $ 146,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 3 | $ 776,000 | $ 258,000 | $ 0 |
| OCEAN CITY, NJ | 3 | $ 835,000 | $ 278,000 | $ 174,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 170,000 | $ 56,000 | $ 0 |
| RICHMOND, VA | 3 | $ 368,000 | $ 122,000 | $ 0 |
| ROCHESTER, NY | 3 | $ 441,000 | $ 147,000 | $ 0 |
| SHEBOYGAN, WI | 3 | $ 417,000 | $ 139,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 307,000 | $ 102,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 463,000 | $ 154,000 | $ 13,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 443,000 | $ 221,000 | $ 0 |
| ANDERSON, SC | 2 | $ 94,000 | $ 47,000 | $ 0 |
| APPLETON, WI | 2 | $ 251,000 | $ 125,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 681,000 | $ 340,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 292,000 | $ 146,000 | $ 0 |
| BINGHAMTON, NY | 2 | $ 405,000 | $ 202,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 263,000 | $ 131,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 2 | $ 365,000 | $ 182,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 374,000 | $ 187,000 | $ 0 |
| KANSAS CITY, MO-KS | 2 | $ 250,000 | $ 125,000 | $ 0 |
| LANCASTER, PA | 2 | $ 173,000 | $ 86,000 | $ 28,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 273,000 | $ 136,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 208,000 | $ 104,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 415,000 | $ 207,000 | $ 0 |
| RALEIGH-CARY, NC | 2 | $ 268,000 | $ 134,000 | $ 0 |
| READING, PA | 2 | $ 239,000 | $ 119,000 | $ 46,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 470,000 | $ 235,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 1,085,000 | $ 542,000 | $ 0 |
| UTICA-ROME, NY | 2 | $ 351,000 | $ 175,000 | $ 24,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 292,000 | $ 146,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 219,000 | $ 109,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 188,000 | $ 188,000 | $ 0 |
| ALBUQUERQUE, NM | 1 | $ 123,000 | $ 123,000 | $ 0 |
| ANDERSON, IN | 1 | $ 62,000 | $ 62,000 | $ 0 |
| ANNISTON-OXFORD, AL | 1 | $ 40,000 | $ 40,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 1,230,000 | $ 1,230,000 | $ 526,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 90,000 | $ 90,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 140,000 | $ 140,000 | $ 0 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 1 | $ 303,000 | $ 303,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 417,000 | $ 417,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 490,000 | $ 490,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 78,000 | $ 78,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 1 | $ 162,000 | $ 162,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 45,000 | $ 45,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 34,000 | $ 34,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 51,000 | $ 51,000 | $ 0 |
| DECATUR, AL | 1 | $ 56,000 | $ 56,000 | $ 197,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 72,000 | $ 72,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 110,000 | $ 110,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| FLINT, MI | 1 | $ 56,000 | $ 56,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 205,000 | $ 205,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| FRESNO, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 260,000 | $ 260,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 88,000 | $ 88,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 159,000 | $ 159,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 90,000 | $ 90,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 140,000 | $ 140,000 | $ 0 |
| ITHACA, NY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 1 | $ 250,000 | $ 250,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 190,000 | $ 190,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 40,000 | $ 40,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 33,000 | $ 33,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 200,000 | $ 200,000 | $ 0 |
| MOBILE, AL | 1 | $ 124,000 | $ 124,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 271,000 | $ 271,000 | $ 253,000 |
| OKLAHOMA CITY, OK | 1 | $ 55,000 | $ 55,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 92,000 | $ 92,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 200,000 | $ 200,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 192,000 | $ 192,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 153,000 | $ 153,000 | $ 0 |
| ROANOKE, VA | 1 | $ 181,000 | $ 181,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 59,000 | $ 59,000 | $ 0 |
| SALEM, OR | 1 | $ 290,000 | $ 290,000 | $ 0 |
| SALISBURY, MD | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| SAN ANTONIO, TX | 1 | $ 360,000 | $ 360,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 300,000 | $ 300,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 626,000 | $ 626,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 271,000 | $ 271,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 89,000 | $ 89,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 286,000 | $ 286,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 410,000 | $ 410,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 192,000 | $ 192,000 | $ 0 |
| TULSA, OK | 1 | $ 324,000 | $ 324,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 400,000 | $ 400,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 130,000 | $ 130,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 86,000 | $ 86,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 30,000 | $ 30,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 106,000 | $ 106,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,324 | $256,602,000 | $193,000 | $1,347,000 | $53,000 | $4,523,000 |
| Home Improvement | 299 | $5,545,000 | $18,000 | $395,000 | $61,000 | $435,000 |
| Home Purchase | 129 | $25,853,000 | $200,000 | $1,230,000 | $118,000 | $3,332,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,358 | $233,109,000 | $171,000 | $1,347,000 | $69,000 | $4,523,000 |
| Black or African American | 277 | $38,541,000 | $139,000 | $626,000 | $20,000 | $251,000 |
| Hispanic | 64 | $7,254,000 | $113,000 | $626,000 | $38,000 | $200,000 |
| Not Provided | 23 | $3,248,000 | $141,000 | $458,000 | $43,000 | $403,000 |
| Asian | 14 | $2,595,000 | $185,000 | $626,000 | $51,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,348,000 | $168,000 | $416,000 | $41,000 | $149,000 |
| Not applicable | 5 | $1,420,000 | $284,000 | $675,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $485,000 | $161,000 | $300,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,085 | $144,234,000 | $132,000 | $1,230,000 | $94,000 | $4,523,000 |
| FHA-insured (Federal Housing Administration) | 667 | $143,766,000 | $215,000 | $1,347,000 | $2,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,093 | $198,983,000 | $182,000 | $675,000 | $66,000 | $4,523,000 |
| Application Denied By Financial Institution | 503 | $57,730,000 | $114,000 | $497,000 | $29,000 | $656,000 |
| Application Withdrawn By Applicant | 93 | $17,908,000 | $192,000 | $1,000,000 | $98,000 | $3,332,000 |
| Application Approved But Not Accepted | 45 | $8,636,000 | $191,000 | $1,230,000 | $118,000 | $953,000 |
| File Closed For Incompleteness | 18 | $4,743,000 | $263,000 | $1,347,000 | $114,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 135 | $20,412,000 | $151,000 | $497,000 | $39,000 | $656,000 |
| Other | 135 | $21,095,000 | $156,000 | $493,000 | $1,000 | $104,000 |
| Debt-To-Income Ratio | 94 | $4,507,000 | $47,000 | $417,000 | $42,000 | $139,000 |
| Credit History | 86 | $2,461,000 | $28,000 | $320,000 | $55,000 | $435,000 |
| Credit Application Incomplete | 37 | $6,471,000 | $174,000 | $480,000 | $1,000 | $58,000 |
| Mortgage Insurance Denied | 7 | $1,661,000 | $237,000 | $420,000 | $45,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $580,000 | $116,000 | $232,000 | $40,000 | $204,000 |
| Unverifiable Information | 4 | $543,000 | $135,000 | $284,000 | $12,000 | $38,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.