Wsfs Bank Mortgage Lending & HMDA Data, 2019
In 2019, Wsfs Bank of Wilmington, DE reported 6,334 mortgage applications totaling $1.1 billion. The average application was for $168,402, and applicants reported an average income of $160,842. 45% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Wilmington, DE-MD-NJ (1,302), Philadelphia, PA (872) and Montgomery County-Bucks County-Chester County, PA (807) (applications in parentheses).
| Mortgage Company & Address | Wsfs Bank 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 6,334 |
| Total Mortgage Loan Application Amount | $1,066,660,000 |
| Average Mortgage Loan Application Amount | $168,402 |
| Highest Mortgage Loan Application Amount | $15,205,000 |
| Average Applicant Income | $160,842 |
| Highest Applicant Income | $5,275,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wilmington, DE-MD-NJ | 1,302 | $ 212,230,000 | $ 163,003 | $ 133,487 |
| Philadelphia, PA | 872 | $ 206,830,000 | $ 237,190 | $ 152,000 |
| Montgomery County-Bucks County-Chester County, PA | 807 | $ 215,825,000 | $ 267,441 | $ 202,000 |
| Camden, NJ | 402 | $ 53,100,000 | $ 132,089 | $ 108,000 |
| Salisbury, MD-DE | 402 | $ 91,000,000 | $ 226,368 | $ 176,507 |
| Dover, DE | 277 | $ 35,405,000 | $ 127,815 | $ 90,000 |
| Outside any metro area | 128 | $ 12,070,000 | $ 94,296 | $ 230,225 |
| Atlanta-Sandy Springs-Roswell, GA | 102 | $ 6,080,000 | $ 59,607 | $ 43,000 |
| Phoenix-Mesa-Scottsdale, AZ | 101 | $ 7,805,000 | $ 77,277 | $ 319,000 |
| Riverside-San Bernardino-Ontario, CA | 78 | $ 5,240,000 | $ 67,179 | $ 293,000 |
| Ocean City, NJ | 76 | $ 35,060,000 | $ 461,315 | $ 518,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 62 | $ 5,510,000 | $ 88,870 | $ 113,693 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 5,120,000 | $ 88,275 | $ 106,000 |
| New York-Newark, NY | 57 | $ 9,355,000 | $ 164,122 | $ 187,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 48 | $ 3,140,000 | $ 65,416 | $ 164,000 |
| Denver-Aurora-Lakewood, CO | 43 | $ 4,435,000 | $ 103,139 | $ 224,000 |
| San Diego-Carlsbad, CA | 42 | $ 4,560,000 | $ 108,571 | $ 0 |
| Baltimore-Columbia-Towson, MD | 41 | $ 4,035,000 | $ 98,414 | $ 113,000 |
| Charlotte-Concord-Gastonia, NC-SC | 40 | $ 2,290,000 | $ 57,250 | $ 182,000 |
| Chicago-Naperville, IL | 40 | $ 2,440,000 | $ 61,000 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 39 | $ 2,215,000 | $ 56,794 | $ 40,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 1,930,000 | $ 56,764 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 33 | $ 2,975,000 | $ 90,151 | $ 0 |
| Atlantic City-Hammonton, NJ | 32 | $ 11,140,000 | $ 348,125 | $ 427,000 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 2,010,000 | $ 62,812 | $ 108,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 30 | $ 2,570,000 | $ 85,666 | $ 104,000 |
| Oakland-Hayward-Berkeley, CA | 29 | $ 2,635,000 | $ 90,862 | $ 0 |
| Newark, NJ-PA | 28 | $ 3,770,000 | $ 134,642 | $ 215,285 |
| Seattle-Bellevue-Everett, WA | 28 | $ 2,960,000 | $ 105,714 | $ 210,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 26 | $ 1,200,000 | $ 46,153 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 1,045,000 | $ 41,800 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 24 | $ 5,670,000 | $ 236,250 | $ 611,333 |
| Jacksonville, FL | 22 | $ 1,420,000 | $ 64,545 | $ 79,000 |
| Raleigh, NC | 22 | $ 2,060,000 | $ 93,636 | $ 97,000 |
| Richmond, VA | 22 | $ 1,430,000 | $ 65,000 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 20 | $ 1,630,000 | $ 81,500 | $ 200,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 950,000 | $ 52,777 | $ 92,000 |
| Lancaster, PA | 18 | $ 2,890,000 | $ 160,555 | $ 143,000 |
| Washington-Baltimore-Arlington, DC | 18 | $ 2,960,000 | $ 164,444 | $ 295,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 6,620,000 | $ 367,777 | $ 363,000 |
| Pittsburgh, PA | 17 | $ 2,595,000 | $ 152,647 | $ 89,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 17 | $ 2,585,000 | $ 152,058 | $ 0 |
| Tucson, AZ | 17 | $ 855,000 | $ 50,294 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 1,480,000 | $ 92,500 | $ 192,875 |
| Kansas City, MO-KS | 16 | $ 1,380,000 | $ 86,250 | $ 179,000 |
| Stockton-Lodi, CA | 15 | $ 2,135,000 | $ 142,333 | $ 210,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 1,445,000 | $ 96,333 | $ 157,000 |
| Columbus, OH | 14 | $ 1,350,000 | $ 96,428 | $ 127,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 1,700,000 | $ 121,428 | $ 678,000 |
| Trenton, NJ | 14 | $ 3,170,000 | $ 226,428 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 3,350,000 | $ 279,166 | $ 462,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 3,210,000 | $ 267,500 | $ 357,000 |
| Memphis, TN-MS-AR | 12 | $ 810,000 | $ 67,500 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 1,320,000 | $ 110,000 | $ 230,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 800,000 | $ 66,666 | $ 0 |
| Port St. Lucie, FL | 11 | $ 865,000 | $ 78,636 | $ 88,000 |
| Tacoma-Lakewood, WA | 11 | $ 865,000 | $ 78,636 | $ 0 |
| Bakersfield, CA | 10 | $ 500,000 | $ 50,000 | $ 150,000 |
| Birmingham-Hoover, AL | 10 | $ 400,000 | $ 40,000 | $ 0 |
| Cincinnati, OH-KY-IN | 10 | $ 1,090,000 | $ 109,000 | $ 109,000 |
| Colorado Springs, CO | 10 | $ 750,000 | $ 75,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 2,240,000 | $ 224,000 | $ 101,000 |
| Providence-Warwick, RI-MA | 10 | $ 1,430,000 | $ 143,000 | $ 183,000 |
| Reading, PA | 10 | $ 1,910,000 | $ 191,000 | $ 113,000 |
| Vallejo-Fairfield, CA | 10 | $ 750,000 | $ 75,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 655,000 | $ 72,777 | $ 124,000 |
| Fort Collins, CO | 9 | $ 605,000 | $ 67,222 | $ 213,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 375,000 | $ 41,666 | $ 0 |
| Visalia-Porterville, CA | 9 | $ 505,000 | $ 56,111 | $ 0 |
| Cleveland-Elyria, OH | 8 | $ 270,000 | $ 33,750 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 240,000 | $ 30,000 | $ 0 |
| Greeley, CO | 8 | $ 310,000 | $ 38,750 | $ 0 |
| Lakeland-Winter Haven, FL | 8 | $ 250,000 | $ 31,250 | $ 0 |
| Manchester-Nashua, NH | 8 | $ 350,000 | $ 43,750 | $ 0 |
| Modesto, CA | 8 | $ 620,000 | $ 77,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 390,000 | $ 48,750 | $ 0 |
| San Rafael, CA | 8 | $ 1,780,000 | $ 222,500 | $ 285,000 |
| Durham-Chapel Hill, NC | 7 | $ 405,000 | $ 57,857 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 275,000 | $ 39,285 | $ 0 |
| Knoxville, TN | 7 | $ 435,000 | $ 62,142 | $ 0 |
| Santa Maria-Santa Barbara, CA | 7 | $ 715,000 | $ 102,142 | $ 0 |
| York-Hanover, PA | 7 | $ 715,000 | $ 102,142 | $ 103,000 |
| Fresno, CA | 6 | $ 300,000 | $ 50,000 | $ 0 |
| Greensboro-High Point, NC | 6 | $ 380,000 | $ 63,333 | $ 0 |
| Harrisburg-Carlisle, PA | 6 | $ 590,000 | $ 98,333 | $ 946,000 |
| Salem, OR | 6 | $ 250,000 | $ 41,666 | $ 0 |
| Winston-Salem, NC | 6 | $ 210,000 | $ 35,000 | $ 0 |
| Baton Rouge, LA | 5 | $ 385,000 | $ 77,000 | $ 22,000 |
| Boulder, CO | 5 | $ 525,000 | $ 105,000 | $ 0 |
| Canton-Massillon, OH | 5 | $ 385,000 | $ 77,000 | $ 47,000 |
| Dallas-Plano-Irving, TX | 5 | $ 135,000 | $ 27,000 | $ 0 |
| Eugene, OR | 5 | $ 265,000 | $ 53,000 | $ 0 |
| Gainesville, GA | 5 | $ 435,000 | $ 87,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 5 | $ 415,000 | $ 83,000 | $ 39,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 5 | $ 285,000 | $ 57,000 | $ 0 |
| Lansing-East Lansing, MI | 5 | $ 205,000 | $ 41,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 5 | $ 195,000 | $ 39,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Spokane-Spokane Valley, WA | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Vineland-Bridgeton, NJ | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| Wichita, KS | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Akron, OH | 4 | $ 200,000 | $ 50,000 | $ 62,000 |
| Bremerton-Silverdale, WA | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Chattanooga, TN-GA | 4 | $ 110,000 | $ 27,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 880,000 | $ 220,000 | $ 199,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 100,000 | $ 25,000 | $ 0 |
| New Haven-Milford, CT | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Oshkosh-Neenah, WI | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Rockingham County-Strafford County, NH | 4 | $ 200,000 | $ 50,000 | $ 0 |
| San Antonio-New Braunfels, TX | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Sebastian-Vero Beach, FL | 4 | $ 310,000 | $ 77,500 | $ 71,000 |
| State College, PA | 4 | $ 1,870,000 | $ 467,500 | $ 186,000 |
| Tallahassee, FL | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Albany, OR | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Ann Arbor, MI | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Appleton, WI | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Asheville, NC | 3 | $ 335,000 | $ 111,666 | $ 35,000 |
| Bloomington, IN | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,325,000 | $ 775,000 | $ 354,000 |
| Charleston-North Charleston, SC | 3 | $ 685,000 | $ 228,333 | $ 323,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 135,000 | $ 45,000 | $ 0 |
| East Stroudsburg, PA | 3 | $ 745,000 | $ 248,333 | $ 218,000 |
| Elgin, IL | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Flagstaff, AZ | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Fort Wayne, IN | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Fort Worth-Arlington, TX | 3 | $ 545,000 | $ 181,666 | $ 315,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Lafayette-West Lafayette, IN | 3 | $ 235,000 | $ 78,333 | $ 56,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Lexington-Fayette, KY | 3 | $ 65,000 | $ 21,666 | $ 0 |
| Lincoln, NE | 3 | $ 75,000 | $ 25,000 | $ 0 |
| New Orleans-Metairie, LA | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Norwich-New London, CT | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Redding, CA | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Rockford, IL | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Salinas, CA | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Sheboygan, WI | 3 | $ 85,000 | $ 28,333 | $ 0 |
| St. Louis, MO-IL | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Tuscaloosa, AL | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Wilmington, NC | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Albany, GA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Austin-Round Rock, TX | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Boston, MA | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| Burlington, NC | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Charlottesville, VA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| El Paso, TX | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Gainesville, FL | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Grand Junction, CO | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Hammond, LA | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Homosassa Springs, FL | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Huntsville, AL | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Jackson, MI | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Killeen-Temple, TX | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Lake Charles, LA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lebanon, PA | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Madera, CA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Medford, OR | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Merced, CA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Muskegon, MI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 880,000 | $ 440,000 | $ 381,000 |
| Ocala, FL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Olympia-Tumwater, WA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Pueblo, CO | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Racine, WI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Roanoke, VA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 150,000 | $ 75,000 | $ 189,000 |
| Syracuse, NY | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Topeka, KS | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Winchester, VA-WV | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Worcester, MA-CT | 2 | $ 1,410,000 | $ 705,000 | $ 786,500 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Yuba City, CA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 105,000 | $ 105,000 | $ 274,000 |
| Beaumont-Port Arthur, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Brunswick, GA | 1 | $ 755,000 | $ 755,000 | $ 382,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 3,785,000 | $ 3,785,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Columbia, SC | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Columbus, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Decatur, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dothan, AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Eau Claire, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Flint, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Gary, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Grand Island, NE | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grants Pass, OR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Green Bay, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Greenville, NC | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 165,000 | $ 165,000 | $ 143,000 |
| Hanford-Corcoran, CA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson City, TN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kokomo, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lynchburg, VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Madison, WI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Manhattan, KS | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Monroe, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Montgomery, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Napa, CA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 1,125,000 | $ 1,125,000 | $ 502,000 |
| Oklahoma City, OK | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Owensboro, KY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Saginaw, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Savannah, GA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Springfield, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Toledo, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Waco, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Warner Robins, GA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Williamsport, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Yuma, AZ | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wsfs Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,740 | $143,910,000 | $82,000 | $4,505,000 | $144,000 | $2,998,000 |
| Refinancing | 1,534 | $329,540,000 | $214,000 | $8,255,000 | $178,000 | $5,275,000 |
| Other Purpose | 1,520 | $125,320,000 | $82,000 | $1,505,000 | $159,000 | $2,340,000 |
| Home Purchase | 1,147 | $359,815,000 | $313,000 | $15,205,000 | $172,000 | $3,274,000 |
| Cash-out Refinancing | 393 | $108,075,000 | $275,000 | $2,375,000 | $143,000 | $1,210,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,220 | $668,240,000 | $207,000 | $3,005,000 | $171,000 | $5,275,000 |
| Not applicable | 2,153 | $220,755,000 | $102,000 | $15,205,000 | $0 | $0 |
| Not Provided | 311 | $71,515,000 | $229,000 | $4,005,000 | $187,000 | $2,340,000 |
| Black or African American | 243 | $27,165,000 | $111,000 | $1,005,000 | $90,000 | $538,000 |
| Asian | 209 | $52,135,000 | $249,000 | $1,185,000 | $149,000 | $3,000,000 |
| Hispanic | 174 | $22,880,000 | $131,000 | $765,000 | $97,000 | $780,000 |
| American Indian or Alaskan Native | 15 | $1,575,000 | $105,000 | $335,000 | $113,000 | $268,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $735,000 | $245,000 | $485,000 | $137,000 | $178,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,240 | $1,045,520,000 | $167,000 | $15,205,000 | $165,000 | $5,275,000 |
| FHA-insured (Federal Housing Administration) | 74 | $15,460,000 | $208,000 | $385,000 | $69,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 17 | $5,135,000 | $302,000 | $445,000 | $101,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $545,000 | $181,000 | $225,000 | $68,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,841 | $656,815,000 | $231,000 | $8,255,000 | $181,000 | $5,275,000 |
| Loan Purchased By The Institution | 2,026 | $148,450,000 | $73,000 | $2,885,000 | $0 | $0 |
| Application Denied By Financial Institution | 849 | $96,045,000 | $113,000 | $2,005,000 | $91,000 | $2,171,000 |
| Application Withdrawn By Applicant | 507 | $145,575,000 | $287,000 | $15,205,000 | $185,000 | $4,717,000 |
| File Closed For Incompleteness | 85 | $16,515,000 | $194,000 | $2,175,000 | $171,000 | $1,381,000 |
| Application Approved But Not Accepted | 26 | $3,260,000 | $125,000 | $265,000 | $120,000 | $292,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,485 | $970,615,000 | $176,000 | $15,205,000 | $181,000 | $5,275,000 |
| Debt-To-Income Ratio | 353 | $42,735,000 | $121,000 | $2,005,000 | $62,000 | $357,000 |
| Collateral | 213 | $23,465,000 | $110,000 | $1,475,000 | $140,000 | $2,171,000 |
| Credit History | 131 | $11,055,000 | $84,000 | $605,000 | $89,000 | $923,000 |
| Credit Application Incomplete | 77 | $6,725,000 | $87,000 | $1,005,000 | $80,000 | $348,000 |
| Other | 43 | $6,515,000 | $151,000 | $485,000 | $109,000 | $382,000 |
| Unverifiable Information | 23 | $4,485,000 | $195,000 | $685,000 | $91,000 | $275,000 |
| Employment History | 7 | $625,000 | $89,000 | $175,000 | $110,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $245,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wsfs Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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