Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Wilmington Savings Fund Society, Fsb 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Savings Fund Society, Fsb 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 6,334 |
| Total Mortgage Loan Application Amount | $1,066,660,000 |
| Average Mortgage Loan Application Amount | $193,200 |
| Highest Mortgage Loan Application Amount | $15,205,000 |
| Average Applicant Income | $159,200 |
| Highest Applicant Income | $5,275,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WILMINGTON, DE-MD-NJ | 1,302 | $ 212,230,000 | $ 142,000 | $ 120,000 |
| PHILADELPHIA, PA | 872 | $ 206,830,000 | $ 237,000 | $ 152,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 807 | $ 215,825,000 | $ 267,000 | $ 202,000 |
| CAMDEN, NJ | 402 | $ 53,100,000 | $ 132,000 | $ 108,000 |
| SALISBURY, MD-DE | 402 | $ 91,000,000 | $ 226,500 | $ 216,000 |
| DOVER, DE | 277 | $ 35,405,000 | $ 127,000 | $ 90,000 |
| NA (OUTSIDE OF MSA/MD) | 128 | $ 12,070,000 | $ 124,935 | $ 267,400 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 102 | $ 6,080,000 | $ 59,000 | $ 43,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 101 | $ 7,805,000 | $ 77,000 | $ 319,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 78 | $ 5,240,000 | $ 67,000 | $ 293,000 |
| OCEAN CITY, NJ | 76 | $ 35,060,000 | $ 461,000 | $ 518,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 62 | $ 5,510,000 | $ 93,666 | $ 176,333 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 58 | $ 5,120,000 | $ 88,000 | $ 106,000 |
| NEW YORK-NEWARK, NY | 57 | $ 9,355,000 | $ 164,000 | $ 187,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 48 | $ 3,140,000 | $ 65,000 | $ 164,000 |
| DENVER-AURORA-LAKEWOOD, CO | 43 | $ 4,435,000 | $ 103,000 | $ 224,000 |
| SAN DIEGO-CARLSBAD, CA | 42 | $ 4,560,000 | $ 108,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 41 | $ 4,035,000 | $ 98,000 | $ 113,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 40 | $ 2,290,000 | $ 57,000 | $ 182,000 |
| CHICAGO-NAPERVILLE, IL | 40 | $ 2,440,000 | $ 61,000 | $ 74,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 39 | $ 2,215,000 | $ 56,000 | $ 40,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 34 | $ 1,930,000 | $ 46,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 33 | $ 2,975,000 | $ 90,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 32 | $ 11,140,000 | $ 348,000 | $ 427,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 32 | $ 2,010,000 | $ 62,000 | $ 108,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 30 | $ 2,570,000 | $ 85,000 | $ 104,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 29 | $ 2,635,000 | $ 90,000 | $ 0 |
| NEWARK, NJ-PA | 28 | $ 3,770,000 | $ 211,500 | $ 206,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 28 | $ 2,960,000 | $ 105,000 | $ 210,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 26 | $ 1,200,000 | $ 46,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 1,045,000 | $ 41,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 24 | $ 5,670,000 | $ 418,500 | $ 1,392,000 |
| JACKSONVILLE, FL | 22 | $ 1,420,000 | $ 64,000 | $ 79,000 |
| RALEIGH, NC | 22 | $ 2,060,000 | $ 93,000 | $ 97,000 |
| RICHMOND, VA | 22 | $ 1,430,000 | $ 65,000 | $ 125,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 20 | $ 1,630,000 | $ 68,500 | $ 200,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 18 | $ 950,000 | $ 52,000 | $ 92,000 |
| LANCASTER, PA | 18 | $ 2,890,000 | $ 160,000 | $ 143,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 18 | $ 2,960,000 | $ 164,000 | $ 295,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 18 | $ 6,620,000 | $ 367,000 | $ 363,000 |
| PITTSBURGH, PA | 17 | $ 2,595,000 | $ 152,000 | $ 89,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 17 | $ 2,585,000 | $ 152,000 | $ 0 |
| TUCSON, AZ | 17 | $ 855,000 | $ 50,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 1,480,000 | $ 85,500 | $ 236,000 |
| KANSAS CITY, MO-KS | 16 | $ 1,380,000 | $ 113,500 | $ 179,000 |
| STOCKTON-LODI, CA | 15 | $ 2,135,000 | $ 142,000 | $ 210,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 15 | $ 1,445,000 | $ 96,000 | $ 157,000 |
| COLUMBUS, OH | 14 | $ 1,350,000 | $ 96,000 | $ 127,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 14 | $ 1,700,000 | $ 121,000 | $ 678,000 |
| TRENTON, NJ | 14 | $ 3,170,000 | $ 226,000 | $ 79,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 12 | $ 3,350,000 | $ 279,000 | $ 462,000 |
| CAPE CORAL-FORT MYERS, FL | 12 | $ 3,210,000 | $ 267,000 | $ 357,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 810,000 | $ 67,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 1,320,000 | $ 110,000 | $ 230,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 800,000 | $ 66,000 | $ 0 |
| PORT ST. LUCIE, FL | 11 | $ 865,000 | $ 78,000 | $ 88,000 |
| TACOMA-LAKEWOOD, WA | 11 | $ 865,000 | $ 78,000 | $ 0 |
| BAKERSFIELD, CA | 10 | $ 500,000 | $ 50,000 | $ 150,000 |
| BIRMINGHAM-HOOVER, AL | 10 | $ 400,000 | $ 40,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 10 | $ 1,090,000 | $ 79,000 | $ 109,000 |
| COLORADO SPRINGS, CO | 10 | $ 750,000 | $ 75,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 2,240,000 | $ 224,000 | $ 101,000 |
| PROVIDENCE-WARWICK, RI-MA | 10 | $ 1,430,000 | $ 143,000 | $ 183,000 |
| READING, PA | 10 | $ 1,910,000 | $ 191,000 | $ 113,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 750,000 | $ 75,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 9 | $ 655,000 | $ 72,000 | $ 124,000 |
| FORT COLLINS, CO | 9 | $ 605,000 | $ 67,000 | $ 213,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 375,000 | $ 41,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 9 | $ 505,000 | $ 56,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 8 | $ 270,000 | $ 33,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 240,000 | $ 30,000 | $ 0 |
| GREELEY, CO | 8 | $ 310,000 | $ 38,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 250,000 | $ 31,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 8 | $ 350,000 | $ 43,000 | $ 0 |
| MODESTO, CA | 8 | $ 620,000 | $ 77,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 390,000 | $ 48,000 | $ 0 |
| SAN RAFAEL, CA | 8 | $ 1,780,000 | $ 222,000 | $ 285,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 405,000 | $ 57,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7 | $ 275,000 | $ 39,000 | $ 0 |
| KNOXVILLE, TN | 7 | $ 435,000 | $ 62,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 715,000 | $ 102,000 | $ 0 |
| YORK-HANOVER, PA | 7 | $ 715,000 | $ 102,000 | $ 103,000 |
| FRESNO, CA | 6 | $ 300,000 | $ 50,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 380,000 | $ 63,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 6 | $ 590,000 | $ 98,000 | $ 946,000 |
| SALEM, OR | 6 | $ 250,000 | $ 41,000 | $ 0 |
| WINSTON-SALEM, NC | 6 | $ 210,000 | $ 35,000 | $ 0 |
| BATON ROUGE, LA | 5 | $ 385,000 | $ 77,000 | $ 22,000 |
| BOULDER, CO | 5 | $ 525,000 | $ 105,000 | $ 0 |
| CANTON-MASSILLON, OH | 5 | $ 385,000 | $ 77,000 | $ 47,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 135,000 | $ 27,000 | $ 0 |
| EUGENE, OR | 5 | $ 265,000 | $ 53,000 | $ 0 |
| GAINESVILLE, GA | 5 | $ 435,000 | $ 87,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 415,000 | $ 83,000 | $ 39,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 215,000 | $ 43,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 285,000 | $ 57,000 | $ 0 |
| LANSING-EAST LANSING, MI | 5 | $ 205,000 | $ 41,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 305,000 | $ 61,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 195,000 | $ 45,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 245,000 | $ 49,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 5 | $ 195,000 | $ 39,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 385,000 | $ 77,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 5 | $ 245,000 | $ 49,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| WICHITA, KS | 5 | $ 195,000 | $ 39,000 | $ 0 |
| AKRON, OH | 4 | $ 200,000 | $ 50,000 | $ 62,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 480,000 | $ 120,000 | $ 0 |
| CHATTANOOGA, TN-GA | 4 | $ 110,000 | $ 30,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 880,000 | $ 220,000 | $ 199,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 100,000 | $ 25,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 4 | $ 220,000 | $ 55,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 4 | $ 180,000 | $ 45,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 200,000 | $ 50,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 160,000 | $ 40,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 310,000 | $ 77,000 | $ 71,000 |
| STATE COLLEGE, PA | 4 | $ 1,870,000 | $ 467,000 | $ 186,000 |
| TALLAHASSEE, FL | 4 | $ 230,000 | $ 57,000 | $ 0 |
| ALBANY, OR | 3 | $ 85,000 | $ 28,000 | $ 0 |
| ANN ARBOR, MI | 3 | $ 105,000 | $ 35,000 | $ 0 |
| APPLETON, WI | 3 | $ 145,000 | $ 48,000 | $ 0 |
| ASHEVILLE, NC | 3 | $ 335,000 | $ 111,000 | $ 35,000 |
| BLOOMINGTON, IN | 3 | $ 175,000 | $ 58,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 2,325,000 | $ 775,000 | $ 354,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 685,000 | $ 228,000 | $ 323,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 135,000 | $ 45,000 | $ 0 |
| EAST STROUDSBURG, PA | 3 | $ 745,000 | $ 248,000 | $ 218,000 |
| ELGIN, IL | 3 | $ 215,000 | $ 71,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 125,000 | $ 41,000 | $ 0 |
| FLAGSTAFF, AZ | 3 | $ 145,000 | $ 48,000 | $ 0 |
| FORT WAYNE, IN | 3 | $ 235,000 | $ 78,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 545,000 | $ 181,000 | $ 315,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 125,000 | $ 41,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 105,000 | $ 35,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 235,000 | $ 78,000 | $ 56,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 145,000 | $ 48,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 65,000 | $ 21,000 | $ 0 |
| LINCOLN, NE | 3 | $ 75,000 | $ 25,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 155,000 | $ 51,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 3 | $ 95,000 | $ 31,000 | $ 0 |
| REDDING, CA | 3 | $ 175,000 | $ 58,000 | $ 0 |
| ROCKFORD, IL | 3 | $ 85,000 | $ 28,000 | $ 0 |
| SALINAS, CA | 3 | $ 195,000 | $ 65,000 | $ 0 |
| SHEBOYGAN, WI | 3 | $ 85,000 | $ 28,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 105,000 | $ 35,000 | $ 0 |
| TUSCALOOSA, AL | 3 | $ 205,000 | $ 68,000 | $ 0 |
| WILMINGTON, NC | 3 | $ 205,000 | $ 68,000 | $ 0 |
| ALBANY, GA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 210,000 | $ 105,000 | $ 0 |
| BOSTON, MA | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| BURLINGTON, NC | 2 | $ 60,000 | $ 30,000 | $ 0 |
| CHARLOTTESVILLE, VA | 2 | $ 90,000 | $ 45,000 | $ 0 |
| CLARKSVILLE, TN-KY | 2 | $ 140,000 | $ 70,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| EL PASO, TX | 2 | $ 60,000 | $ 30,000 | $ 0 |
| GAINESVILLE, FL | 2 | $ 80,000 | $ 40,000 | $ 0 |
| GRAND JUNCTION, CO | 2 | $ 150,000 | $ 75,000 | $ 0 |
| HAMMOND, LA | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 60,000 | $ 30,000 | $ 0 |
| HUNTSVILLE, AL | 2 | $ 50,000 | $ 25,000 | $ 0 |
| JACKSON, MI | 2 | $ 50,000 | $ 25,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 2 | $ 60,000 | $ 30,000 | $ 0 |
| LAKE CHARLES, LA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| LEBANON, PA | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| MADERA, CA | 2 | $ 70,000 | $ 35,000 | $ 0 |
| MEDFORD, OR | 2 | $ 70,000 | $ 35,000 | $ 0 |
| MERCED, CA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| MUSKEGON, MI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 880,000 | $ 440,000 | $ 381,000 |
| OCALA, FL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| PUEBLO, CO | 2 | $ 110,000 | $ 55,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| RACINE, WI | 2 | $ 80,000 | $ 40,000 | $ 0 |
| ROANOKE, VA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| SANTA ROSA, CA | 2 | $ 180,000 | $ 90,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 150,000 | $ 75,000 | $ 189,000 |
| SYRACUSE, NY | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| TOPEKA, KS | 2 | $ 50,000 | $ 25,000 | $ 0 |
| WINCHESTER, VA-WV | 2 | $ 110,000 | $ 55,000 | $ 0 |
| WORCESTER, MA-CT | 2 | $ 1,410,000 | $ 705,000 | $ 786,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 60,000 | $ 30,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 105,000 | $ 105,000 | $ 274,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| BEND-REDMOND, OR | 1 | $ 35,000 | $ 35,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| BRUNSWICK, GA | 1 | $ 755,000 | $ 755,000 | $ 382,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 3,785,000 | $ 3,785,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 25,000 | $ 25,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| COLUMBUS, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| DECATUR, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| DOTHAN, AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| FLINT, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| GARY, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 25,000 | $ 25,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 165,000 | $ 165,000 | $ 143,000 |
| HANFORD-CORCORAN, CA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| KOKOMO, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| MADISON, WI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 25,000 | $ 25,000 | $ 0 |
| MONROE, MI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| NAPA, CA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 1,125,000 | $ 1,125,000 | $ 502,000 |
| OKLAHOMA CITY, OK | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| OWENSBORO, KY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SAGINAW, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| TOLEDO, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| WACO, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| YUMA, AZ | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,740 | $143,910,000 | $82,000 | $4,505,000 | $144,000 | $2,998,000 |
| Refinancing | 1,534 | $329,540,000 | $214,000 | $8,255,000 | $178,000 | $5,275,000 |
| Other Purpose | 1,520 | $125,320,000 | $82,000 | $1,505,000 | $159,000 | $2,340,000 |
| Home Purchase | 1,147 | $359,815,000 | $313,000 | $15,205,000 | $172,000 | $3,274,000 |
| Cash-out Refinancing | 393 | $108,075,000 | $275,000 | $2,375,000 | $143,000 | $1,210,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,220 | $668,240,000 | $207,000 | $3,005,000 | $171,000 | $5,275,000 |
| Not applicable | 2,153 | $220,755,000 | $102,000 | $15,205,000 | $0 | $0 |
| Not Provided | 311 | $71,515,000 | $229,000 | $4,005,000 | $187,000 | $2,340,000 |
| Black or African American | 243 | $27,165,000 | $111,000 | $1,005,000 | $90,000 | $538,000 |
| Asian | 209 | $52,135,000 | $249,000 | $1,185,000 | $149,000 | $3,000,000 |
| Hispanic | 174 | $22,880,000 | $131,000 | $765,000 | $97,000 | $780,000 |
| American Indian or Alaskan Native | 15 | $1,575,000 | $105,000 | $335,000 | $113,000 | $268,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $735,000 | $245,000 | $485,000 | $137,000 | $178,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,240 | $1,045,520,000 | $167,000 | $15,205,000 | $165,000 | $5,275,000 |
| FHA-insured (Federal Housing Administration) | 74 | $15,460,000 | $208,000 | $385,000 | $69,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 17 | $5,135,000 | $302,000 | $445,000 | $101,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $545,000 | $181,000 | $225,000 | $68,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,841 | $656,815,000 | $231,000 | $8,255,000 | $181,000 | $5,275,000 |
| Loan Purchased By The Institution | 2,026 | $148,450,000 | $73,000 | $2,885,000 | $0 | $0 |
| Application Denied By Financial Institution | 849 | $96,045,000 | $113,000 | $2,005,000 | $91,000 | $2,171,000 |
| Application Withdrawn By Applicant | 507 | $145,575,000 | $287,000 | $15,205,000 | $185,000 | $4,717,000 |
| File Closed For Incompleteness | 85 | $16,515,000 | $194,000 | $2,175,000 | $171,000 | $1,381,000 |
| Application Approved But Not Accepted | 26 | $3,260,000 | $125,000 | $265,000 | $120,000 | $292,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,485 | $970,615,000 | $176,000 | $15,205,000 | $181,000 | $5,275,000 |
| Debt-To-Income Ratio | 353 | $42,735,000 | $121,000 | $2,005,000 | $62,000 | $357,000 |
| Collateral | 213 | $23,465,000 | $110,000 | $1,475,000 | $140,000 | $2,171,000 |
| Credit History | 131 | $11,055,000 | $84,000 | $605,000 | $89,000 | $923,000 |
| Credit Application Incomplete | 77 | $6,725,000 | $87,000 | $1,005,000 | $80,000 | $348,000 |
| Other | 43 | $6,515,000 | $151,000 | $485,000 | $109,000 | $382,000 |
| Unverifiable Information | 23 | $4,485,000 | $195,000 | $685,000 | $91,000 | $275,000 |
| Employment History | 7 | $625,000 | $89,000 | $175,000 | $110,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $440,000 | $220,000 | $245,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.