Wsfs Bank Mortgage Lending & HMDA Data, 2019

In 2019, Wsfs Bank of Wilmington, DE reported 6,334 mortgage applications totaling $1.1 billion. The average application was for $168,402, and applicants reported an average income of $160,842. 45% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Wilmington, DE-MD-NJ (1,302), Philadelphia, PA (872) and Montgomery County-Bucks County-Chester County, PA (807) (applications in parentheses).

Mortgage Company & Address Wsfs Bank
500 Delaware Avenue
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 6,334
Total Mortgage Loan Application Amount $1,066,660,000
Average Mortgage Loan Application Amount $168,402
Highest Mortgage Loan Application Amount $15,205,000
Average Applicant Income $160,842
Highest Applicant Income $5,275,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wsfs Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wsfs Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle, Delaware 1,239 $ 201,605,000 $ 162,715 $ 134,000
Philadelphia, Pennsylvania 471 $ 125,465,000 $ 266,380 $ 136,000
Delaware, Pennsylvania 401 $ 81,365,000 $ 202,905 $ 169,000
Sussex, Delaware 390 $ 88,270,000 $ 226,333 $ 174,000
Chester, Pennsylvania 367 $ 102,605,000 $ 279,577 $ 205,000
Montgomery, Pennsylvania 344 $ 89,950,000 $ 261,482 $ 216,000
Burlington, New Jersey 311 $ 38,955,000 $ 125,257 $ 101,000
Kent, Delaware 277 $ 35,405,000 $ 127,815 $ 90,000
Bucks, Pennsylvania 96 $ 23,270,000 $ 242,395 $ 143,000
Maricopa, Arizona 94 $ 7,510,000 $ 79,893 $ 319,000
Cape May, New Jersey 76 $ 35,060,000 $ 461,315 $ 518,000
Camden, New Jersey 59 $ 9,095,000 $ 154,152 $ 151,000
Los Angeles, California 58 $ 5,120,000 $ 88,275 $ 106,000
Cecil, Maryland 52 $ 9,770,000 $ 187,884 $ 129,000
Riverside, California 49 $ 3,315,000 $ 67,653 $ 293,000
San Diego, California 42 $ 4,560,000 $ 108,571 $ 0
Orange, California 33 $ 2,975,000 $ 90,151 $ 0
Atlantic, New Jersey 32 $ 11,140,000 $ 348,125 $ 427,000
Gloucester, New Jersey 32 $ 5,050,000 $ 157,812 $ 110,000
Sacramento, California 31 $ 2,195,000 $ 70,806 $ 164,000
Broward, Florida 30 $ 2,570,000 $ 85,666 $ 104,000
San Bernardino, California 29 $ 1,925,000 $ 66,379 $ 0
Ocean, New Jersey 24 $ 3,710,000 $ 154,583 $ 216,000
Cook, Illinois 22 $ 1,390,000 $ 63,181 $ 74,000
King, Washington 21 $ 2,505,000 $ 119,285 $ 210,000
Cobb, Georgia 19 $ 1,175,000 $ 61,842 $ 0
Palm Beach, Florida 18 $ 6,620,000 $ 367,777 $ 363,000
Lancaster, Pennsylvania 18 $ 2,890,000 $ 160,555 $ 143,000
Pima, Arizona 17 $ 855,000 $ 50,294 $ 0
Santa Clara, California 17 $ 2,585,000 $ 152,058 $ 0
Mecklenburg, North Carolina 17 $ 1,005,000 $ 59,117 $ 0
Wake, North Carolina 17 $ 1,635,000 $ 96,176 $ 97,000
Hillsborough, Florida 16 $ 840,000 $ 52,500 $ 40,000
Middlesex, New Jersey 16 $ 2,440,000 $ 152,500 $ 115,000
Alameda, California 15 $ 1,765,000 $ 117,666 $ 0
San Joaquin, California 15 $ 2,135,000 $ 142,333 $ 210,000
Contra Costa, California 14 $ 870,000 $ 62,142 $ 0
Placer, California 14 $ 730,000 $ 52,142 $ 0
Miami-Dade, Florida 14 $ 1,700,000 $ 121,428 $ 678,000
Fulton, Georgia 14 $ 1,000,000 $ 71,428 $ 0
Mercer, New Jersey 14 $ 3,170,000 $ 226,428 $ 79,000
Orange, Florida 13 $ 765,000 $ 58,846 $ 0
Montgomery, Maryland 13 $ 2,175,000 $ 167,307 $ 251,000
Hennepin, Minnesota 13 $ 815,000 $ 62,692 $ 0
Ventura, California 12 $ 800,000 $ 66,666 $ 0
Fairfield, Connecticut 12 $ 3,350,000 $ 279,166 $ 462,000
Lee, Florida 12 $ 3,210,000 $ 267,500 $ 357,000
Cherokee, Georgia 12 $ 760,000 $ 63,333 $ 0
Forsyth, Georgia 12 $ 900,000 $ 75,000 $ 0
Johnson, Kansas 12 $ 1,030,000 $ 85,833 $ 0
Anne Arundel, Maryland 12 $ 1,140,000 $ 95,000 $ 141,000
Baltimore, Maryland 12 $ 950,000 $ 79,166 $ 92,000
Bergen, New Jersey 12 $ 1,480,000 $ 123,333 $ 297,000
Chesterfield, Virginia 12 $ 700,000 $ 58,333 $ 0
Pasco, Florida 11 $ 605,000 $ 55,000 $ 0
Pinellas, Florida 11 $ 735,000 $ 66,818 $ 0
Gwinnett, Georgia 11 $ 465,000 $ 42,272 $ 0
Macomb, Michigan 11 $ 405,000 $ 36,818 $ 0
Monmouth, New Jersey 11 $ 2,565,000 $ 233,181 $ 112,000
Salem, New Jersey 11 $ 855,000 $ 77,727 $ 97,000
Shelby, Tennessee 11 $ 785,000 $ 71,363 $ 0
Fairfax, Virginia 11 $ 1,675,000 $ 152,272 $ 87,000
Loudoun, Virginia 11 $ 915,000 $ 83,181 $ 107,000
Prince William, Virginia 11 $ 575,000 $ 52,272 $ 0
Pierce, Washington 11 $ 865,000 $ 78,636 $ 0
Kern, California 10 $ 500,000 $ 50,000 $ 150,000
Solano, California 10 $ 750,000 $ 75,000 $ 0
Douglas, Colorado 10 $ 530,000 $ 53,000 $ 0
El Paso, Colorado 10 $ 750,000 $ 75,000 $ 0
Collier, Florida 10 $ 2,240,000 $ 224,000 $ 101,000
St. Johns, Florida 10 $ 780,000 $ 78,000 $ 79,000
Berks, Pennsylvania 10 $ 1,910,000 $ 191,000 $ 113,000
Tulare, California 9 $ 505,000 $ 56,111 $ 0
Adams, Colorado 9 $ 555,000 $ 61,666 $ 0
Jefferson, Colorado 9 $ 1,075,000 $ 119,444 $ 0
Larimer, Colorado 9 $ 605,000 $ 67,222 $ 213,000
Duval, Florida 9 $ 465,000 $ 51,666 $ 0
DeKalb, Georgia 9 $ 585,000 $ 65,000 $ 60,000
Worcester, Maryland 9 $ 2,425,000 $ 269,444 $ 320,000
Oakland, Michigan 9 $ 355,000 $ 39,444 $ 0
Allegheny, Pennsylvania 9 $ 1,275,000 $ 141,666 $ 102,000
Marin, California 8 $ 1,780,000 $ 222,500 $ 285,000
Stanislaus, California 8 $ 620,000 $ 77,500 $ 0
Weld, Colorado 8 $ 310,000 $ 38,750 $ 0
Polk, Florida 8 $ 250,000 $ 31,250 $ 0
Sarasota, Florida 8 $ 1,110,000 $ 138,750 $ 230,000
Wayne, Michigan 8 $ 240,000 $ 30,000 $ 0
Hillsborough, New Hampshire 8 $ 350,000 $ 43,750 $ 0
Essex, New Jersey 8 $ 1,560,000 $ 195,000 $ 219,000
Franklin, Ohio 8 $ 1,110,000 $ 138,750 $ 127,000
Pinal, Arizona 7 $ 295,000 $ 42,142 $ 0
Santa Barbara, California 7 $ 715,000 $ 102,142 $ 0
Arapahoe, Colorado 7 $ 945,000 $ 135,000 $ 140,000
Seminole, Florida 7 $ 415,000 $ 59,285 $ 0
Will, Illinois 7 $ 385,000 $ 55,000 $ 0
Morris, New Jersey 7 $ 805,000 $ 115,000 $ 186,000
Cabarrus, North Carolina 7 $ 415,000 $ 59,285 $ 0
York, Pennsylvania 7 $ 715,000 $ 102,142 $ 103,000
Snohomish, Washington 7 $ 455,000 $ 65,000 $ 0
Jefferson, Alabama 6 $ 270,000 $ 45,000 $ 0
Fresno, California 6 $ 300,000 $ 50,000 $ 0
Lake, Florida 6 $ 500,000 $ 83,333 $ 108,000
Osceola, Florida 6 $ 330,000 $ 55,000 $ 0
St. Lucie, Florida 6 $ 510,000 $ 85,000 $ 88,000
DuPage, Illinois 6 $ 420,000 $ 70,000 $ 0
Somerset, New Jersey 6 $ 640,000 $ 106,666 $ 117,000
Northampton, Pennsylvania 6 $ 350,000 $ 58,333 $ 131,000
Virginia Beach, Virginia 6 $ 780,000 $ 130,000 $ 0
Yavapai, Arizona 5 $ 195,000 $ 39,000 $ 0
San Luis Obispo, California 5 $ 385,000 $ 77,000 $ 0
Boulder, Colorado 5 $ 525,000 $ 105,000 $ 0
Denver, Colorado 5 $ 805,000 $ 161,000 $ 121,000
Hartford, Connecticut 5 $ 215,000 $ 43,000 $ 0
District of Columbia, District Of Columbia 5 $ 595,000 $ 119,000 $ 305,000
Brevard, Florida 5 $ 245,000 $ 49,000 $ 0
Martin, Florida 5 $ 355,000 $ 71,000 $ 0
Santa Rosa, Florida 5 $ 275,000 $ 55,000 $ 0
Volusia, Florida 5 $ 405,000 $ 81,000 $ 124,000
Hall, Georgia 5 $ 435,000 $ 87,000 $ 0
Lake, Illinois 5 $ 285,000 $ 57,000 $ 0
McHenry, Illinois 5 $ 245,000 $ 49,000 $ 0
Sedgwick, Kansas 5 $ 195,000 $ 39,000 $ 0
Frederick, Maryland 5 $ 785,000 $ 157,000 $ 428,000
Livingston, Michigan 5 $ 285,000 $ 57,000 $ 0
Anoka, Minnesota 5 $ 355,000 $ 71,000 $ 0
Dakota, Minnesota 5 $ 155,000 $ 31,000 $ 0
Cumberland, New Jersey 5 $ 1,205,000 $ 241,000 $ 0
Passaic, New Jersey 5 $ 475,000 $ 95,000 $ 0
Union, New Jersey 5 $ 545,000 $ 109,000 $ 0
Rowan, North Carolina 5 $ 505,000 $ 101,000 $ 182,000
Hamilton, Ohio 5 $ 775,000 $ 155,000 $ 161,000
Lane, Oregon 5 $ 265,000 $ 53,000 $ 0
Multnomah, Oregon 5 $ 435,000 $ 87,000 $ 200,000
Providence, Rhode Island 5 $ 655,000 $ 131,000 $ 233,000
Davidson, Tennessee 5 $ 215,000 $ 43,000 $ 0
Knox, Tennessee 5 $ 375,000 $ 75,000 $ 0
Williamson, Tennessee 5 $ 255,000 $ 51,000 $ 0
Alexandria, Virginia 5 $ 475,000 $ 95,000 $ 0
Henrico, Virginia 5 $ 155,000 $ 31,000 $ 0
Clark, Washington 5 $ 215,000 $ 43,000 $ 0
Spokane, Washington 5 $ 245,000 $ 49,000 $ 0
New Haven, Connecticut 4 $ 220,000 $ 55,000 $ 0
Flagler, Florida 4 $ 250,000 $ 62,500 $ 0
Indian River, Florida 4 $ 310,000 $ 77,500 $ 71,000
Leon, Florida 4 $ 230,000 $ 57,500 $ 0
Manatee, Florida 4 $ 210,000 $ 52,500 $ 0
Okaloosa, Florida 4 $ 880,000 $ 220,000 $ 199,000
Hendricks, Indiana 4 $ 450,000 $ 112,500 $ 92,000
Marion, Indiana 4 $ 130,000 $ 32,500 $ 0
Harford, Maryland 4 $ 300,000 $ 75,000 $ 60,000
Howard, Maryland 4 $ 400,000 $ 100,000 $ 0
Kent, Maryland 4 $ 1,700,000 $ 425,000 $ 276,000
Queen Anne's, Maryland 4 $ 930,000 $ 232,500 $ 178,000
Washington, Minnesota 4 $ 260,000 $ 65,000 $ 0
Douglas, Nebraska 4 $ 140,000 $ 35,000 $ 0
Hunterdon, New Jersey 4 $ 370,000 $ 92,500 $ 272,000
Durham, North Carolina 4 $ 230,000 $ 57,500 $ 0
Forsyth, North Carolina 4 $ 140,000 $ 35,000 $ 0
Guilford, North Carolina 4 $ 150,000 $ 37,500 $ 0
Johnston, North Carolina 4 $ 390,000 $ 97,500 $ 98,000
Stark, Ohio 4 $ 340,000 $ 85,000 $ 47,000
Marion, Oregon 4 $ 130,000 $ 32,500 $ 0
Washington, Oregon 4 $ 450,000 $ 112,500 $ 0
Yamhill, Oregon 4 $ 180,000 $ 45,000 $ 0
Carbon, Pennsylvania 4 $ 340,000 $ 85,000 $ 191,000
Centre, Pennsylvania 4 $ 1,870,000 $ 467,500 $ 186,000
Dauphin, Pennsylvania 4 $ 440,000 $ 110,000 $ 946,000
Westmoreland, Pennsylvania 4 $ 160,000 $ 40,000 $ 0
Rutherford, Tennessee 4 $ 180,000 $ 45,000 $ 0
Sumner, Tennessee 4 $ 230,000 $ 57,500 $ 0
Bexar, Texas 4 $ 160,000 $ 40,000 $ 0
Stafford, Virginia 4 $ 310,000 $ 77,500 $ 0
Kitsap, Washington 4 $ 480,000 $ 120,000 $ 0
Milwaukee, Wisconsin 4 $ 220,000 $ 55,000 $ 0
Winnebago, Wisconsin 4 $ 180,000 $ 45,000 $ 0
Baldwin, Alabama 3 $ 135,000 $ 45,000 $ 0
Shelby, Alabama 3 $ 115,000 $ 38,333 $ 0
Tuscaloosa, Alabama 3 $ 205,000 $ 68,333 $ 0
Coconino, Arizona 3 $ 145,000 $ 48,333 $ 0
Mohave, Arizona 3 $ 145,000 $ 48,333 $ 0
Saline, Arkansas 3 $ 135,000 $ 45,000 $ 0
Calaveras, California 3 $ 125,000 $ 41,666 $ 0
Monterey, California 3 $ 195,000 $ 65,000 $ 0
Shasta, California 3 $ 175,000 $ 58,333 $ 0
New London, Connecticut 3 $ 95,000 $ 31,666 $ 0
Escambia, Florida 3 $ 115,000 $ 38,333 $ 0
Coweta, Georgia 3 $ 115,000 $ 38,333 $ 0
Fayette, Georgia 3 $ 165,000 $ 55,000 $ 0
Paulding, Georgia 3 $ 255,000 $ 85,000 $ 26,000
Allen, Indiana 3 $ 235,000 $ 78,333 $ 0
Hamilton, Indiana 3 $ 135,000 $ 45,000 $ 0
Morgan, Indiana 3 $ 75,000 $ 25,000 $ 0
Tippecanoe, Indiana 3 $ 235,000 $ 78,333 $ 56,000
East Baton Rouge, Louisiana 3 $ 305,000 $ 101,666 $ 22,000
Carroll, Maryland 3 $ 175,000 $ 58,333 $ 0
Prince George's, Maryland 3 $ 105,000 $ 35,000 $ 0
Washington, Maryland 3 $ 125,000 $ 41,666 $ 0
Wicomico, Maryland 3 $ 305,000 $ 101,666 $ 73,000
Middlesex, Massachusetts 3 $ 2,325,000 $ 775,000 $ 354,000
Kent, Michigan 3 $ 315,000 $ 105,000 $ 39,000
Washtenaw, Michigan 3 $ 105,000 $ 35,000 $ 0
Carver, Minnesota 3 $ 185,000 $ 61,666 $ 0
Lancaster, Nebraska 3 $ 75,000 $ 25,000 $ 0
Hudson, New Jersey 3 $ 945,000 $ 315,000 $ 146,000
Sussex, New Jersey 3 $ 195,000 $ 65,000 $ 129,000
Warren, New Jersey 3 $ 225,000 $ 75,000 $ 305,000
Westchester, New York 3 $ 2,315,000 $ 771,666 $ 3,364,000
Gaston, North Carolina 3 $ 65,000 $ 21,666 $ 0
Lincoln, North Carolina 3 $ 75,000 $ 25,000 $ 0
Union, North Carolina 3 $ 155,000 $ 51,666 $ 0
Cuyahoga, Ohio 3 $ 105,000 $ 35,000 $ 0
Summit, Ohio 3 $ 175,000 $ 58,333 $ 62,000
Linn, Oregon 3 $ 85,000 $ 28,333 $ 0
Lehigh, Pennsylvania 3 $ 565,000 $ 188,333 $ 0
Monroe, Pennsylvania 3 $ 745,000 $ 248,333 $ 218,000
Washington, Rhode Island 3 $ 195,000 $ 65,000 $ 0
Charleston, South Carolina 3 $ 685,000 $ 228,333 $ 323,000
Hamilton, Tennessee 3 $ 75,000 $ 25,000 $ 0
Dallas, Texas 3 $ 85,000 $ 28,333 $ 0
Harris, Texas 3 $ 105,000 $ 35,000 $ 0
Tarrant, Texas 3 $ 545,000 $ 181,666 $ 315,000
Chesapeake, Virginia 3 $ 135,000 $ 45,000 $ 0
Outagamie, Wisconsin 3 $ 145,000 $ 48,333 $ 0
Sheboygan, Wisconsin 3 $ 85,000 $ 28,333 $ 0
Washington, Wisconsin 3 $ 105,000 $ 35,000 $ 0
Cullman, Alabama 2 $ 50,000 $ 25,000 $ 0
Pulaski, Arkansas 2 $ 170,000 $ 85,000 $ 0
Washington, Arkansas 2 $ 90,000 $ 45,000 $ 0
El Dorado, California 2 $ 140,000 $ 70,000 $ 0
Madera, California 2 $ 70,000 $ 35,000 $ 0
Merced, California 2 $ 410,000 $ 205,000 $ 0
Santa Cruz, California 2 $ 190,000 $ 95,000 $ 0
Siskiyou, California 2 $ 90,000 $ 45,000 $ 0
Sonoma, California 2 $ 180,000 $ 90,000 $ 0
Sutter, California 2 $ 80,000 $ 40,000 $ 0
La Plata, Colorado 2 $ 170,000 $ 85,000 $ 0
Mesa, Colorado 2 $ 150,000 $ 75,000 $ 0
Pueblo, Colorado 2 $ 110,000 $ 55,000 $ 0
Summit, Colorado 2 $ 60,000 $ 30,000 $ 0
Charlotte, Florida 2 $ 130,000 $ 65,000 $ 0
Citrus, Florida 2 $ 60,000 $ 30,000 $ 0
Clay, Florida 2 $ 150,000 $ 75,000 $ 0
Marion, Florida 2 $ 90,000 $ 45,000 $ 0
Barrow, Georgia 2 $ 80,000 $ 40,000 $ 0
Bartow, Georgia 2 $ 70,000 $ 35,000 $ 0
Clayton, Georgia 2 $ 80,000 $ 40,000 $ 0
Gilmer, Georgia 2 $ 120,000 $ 60,000 $ 0
Henry, Georgia 2 $ 60,000 $ 30,000 $ 0
Jackson, Georgia 2 $ 90,000 $ 45,000 $ 0
Walton, Georgia 2 $ 80,000 $ 40,000 $ 0
Kendall, Illinois 2 $ 130,000 $ 65,000 $ 0
St. Clair, Illinois 2 $ 80,000 $ 40,000 $ 0
Winnebago, Illinois 2 $ 40,000 $ 20,000 $ 0
Monroe, Indiana 2 $ 130,000 $ 65,000 $ 0
Leavenworth, Kansas 2 $ 50,000 $ 25,000 $ 0
Shawnee, Kansas 2 $ 50,000 $ 25,000 $ 0
Nelson, Kentucky 2 $ 90,000 $ 45,000 $ 0
Calcasieu, Louisiana 2 $ 190,000 $ 95,000 $ 0
Tangipahoa, Louisiana 2 $ 230,000 $ 115,000 $ 78,000
Baltimore City, Maryland 2 $ 140,000 $ 70,000 $ 56,000
Calvert, Maryland 2 $ 350,000 $ 175,000 $ 132,000
Charles, Maryland 2 $ 70,000 $ 35,000 $ 0
Dorchester, Maryland 2 $ 730,000 $ 365,000 $ 532,000
Norfolk, Massachusetts 2 $ 430,000 $ 215,000 $ 78,000
Ingham, Michigan 2 $ 70,000 $ 35,000 $ 0
Jackson, Michigan 2 $ 50,000 $ 25,000 $ 0
Muskegon, Michigan 2 $ 80,000 $ 40,000 $ 0
Ottawa, Michigan 2 $ 100,000 $ 50,000 $ 0
Goodhue, Minnesota 2 $ 70,000 $ 35,000 $ 0
Rice, Minnesota 2 $ 110,000 $ 55,000 $ 0
Jackson, Missouri 2 $ 300,000 $ 150,000 $ 179,000
Scotts Bluff, Nebraska 2 $ 70,000 $ 35,000 $ 0
Belknap, New Hampshire 2 $ 160,000 $ 80,000 $ 0
Merrimack, New Hampshire 2 $ 100,000 $ 50,000 $ 0
Rockingham, New Hampshire 2 $ 120,000 $ 60,000 $ 0
Strafford, New Hampshire 2 $ 80,000 $ 40,000 $ 0
Madison, New York 2 $ 530,000 $ 265,000 $ 76,000
Alamance, North Carolina 2 $ 60,000 $ 30,000 $ 0
Buncombe, North Carolina 2 $ 300,000 $ 150,000 $ 35,000
Catawba, North Carolina 2 $ 50,000 $ 25,000 $ 0
Davidson, North Carolina 2 $ 70,000 $ 35,000 $ 0
Iredell, North Carolina 2 $ 70,000 $ 35,000 $ 0
New Hanover, North Carolina 2 $ 90,000 $ 45,000 $ 0
Randolph, North Carolina 2 $ 230,000 $ 115,000 $ 0
Transylvania, North Carolina 2 $ 60,000 $ 30,000 $ 0
Fairfield, Ohio 2 $ 70,000 $ 35,000 $ 0
Greene, Ohio 2 $ 50,000 $ 25,000 $ 0
Lake, Ohio 2 $ 60,000 $ 30,000 $ 0
Licking, Ohio 2 $ 80,000 $ 40,000 $ 0
Lorain, Ohio 2 $ 70,000 $ 35,000 $ 0
Montgomery, Ohio 2 $ 50,000 $ 25,000 $ 0
Warren, Ohio 2 $ 230,000 $ 115,000 $ 58,000
Jackson, Oregon 2 $ 70,000 $ 35,000 $ 0
Polk, Oregon 2 $ 120,000 $ 60,000 $ 0
Cumberland, Pennsylvania 2 $ 150,000 $ 75,000 $ 0
Fayette, Pennsylvania 2 $ 110,000 $ 55,000 $ 38,000
Lebanon, Pennsylvania 2 $ 80,000 $ 40,000 $ 72,000
Luzerne, Pennsylvania 2 $ 150,000 $ 75,000 $ 189,000
Mercer, Pennsylvania 2 $ 60,000 $ 30,000 $ 0
Anderson, Tennessee 2 $ 60,000 $ 30,000 $ 0
Maury, Tennessee 2 $ 130,000 $ 65,000 $ 0
Montgomery, Tennessee 2 $ 140,000 $ 70,000 $ 0
Robertson, Tennessee 2 $ 80,000 $ 40,000 $ 0
El Paso, Texas 2 $ 60,000 $ 30,000 $ 0
Galveston, Texas 2 $ 80,000 $ 40,000 $ 0
Accomack, Virginia 2 $ 410,000 $ 205,000 $ 150,000
Clarke, Virginia 2 $ 150,000 $ 75,000 $ 0
Frederick, Virginia 2 $ 110,000 $ 55,000 $ 0
Hampton, Virginia 2 $ 150,000 $ 75,000 $ 0
Richmond City, Virginia 2 $ 60,000 $ 30,000 $ 0
Spotsylvania, Virginia 2 $ 110,000 $ 55,000 $ 0
Thurston, Washington 2 $ 210,000 $ 105,000 $ 0
Racine, Wisconsin 2 $ 80,000 $ 40,000 $ 0
Waukesha, Wisconsin 2 $ 50,000 $ 25,000 $ 0
DeKalb, Alabama 1 $ 55,000 $ 55,000 $ 0
Elmore, Alabama 1 $ 65,000 $ 65,000 $ 0
Houston, Alabama 1 $ 25,000 $ 25,000 $ 0
Lauderdale, Alabama 1 $ 25,000 $ 25,000 $ 0
Limestone, Alabama 1 $ 25,000 $ 25,000 $ 0
Madison, Alabama 1 $ 25,000 $ 25,000 $ 0
Morgan, Alabama 1 $ 45,000 $ 45,000 $ 0
Russell, Alabama 1 $ 25,000 $ 25,000 $ 0
St. Clair, Alabama 1 $ 15,000 $ 15,000 $ 0
Walker, Alabama 1 $ 25,000 $ 25,000 $ 0
Yuma, Arizona 1 $ 25,000 $ 25,000 $ 0
Benton, Arkansas 1 $ 35,000 $ 35,000 $ 0
Carroll, Arkansas 1 $ 275,000 $ 275,000 $ 354,000
Del Norte, California 1 $ 45,000 $ 45,000 $ 0
Glenn, California 1 $ 95,000 $ 95,000 $ 0
Humboldt, California 1 $ 55,000 $ 55,000 $ 0
Kings, California 1 $ 35,000 $ 35,000 $ 0
Lake, California 1 $ 25,000 $ 25,000 $ 0
Mendocino, California 1 $ 75,000 $ 75,000 $ 0
Napa, California 1 $ 195,000 $ 195,000 $ 0
San Mateo, California 1 $ 75,000 $ 75,000 $ 0
Tehama, California 1 $ 25,000 $ 25,000 $ 0
Tuolumne, California 1 $ 25,000 $ 25,000 $ 0
Yolo, California 1 $ 75,000 $ 75,000 $ 0
Archuleta, Colorado 1 $ 95,000 $ 95,000 $ 0
Broomfield, Colorado 1 $ 25,000 $ 25,000 $ 0
Delta, Colorado 1 $ 25,000 $ 25,000 $ 0
Fremont, Colorado 1 $ 265,000 $ 265,000 $ 0
Garfield, Colorado 1 $ 55,000 $ 55,000 $ 0
Gilpin, Colorado 1 $ 75,000 $ 75,000 $ 0
Grand, Colorado 1 $ 125,000 $ 125,000 $ 0
Park, Colorado 1 $ 425,000 $ 425,000 $ 413,000
Litchfield, Connecticut 1 $ 25,000 $ 25,000 $ 0
Windham, Connecticut 1 $ 305,000 $ 305,000 $ 982,000
Alachua, Florida 1 $ 45,000 $ 45,000 $ 0
Bradford, Florida 1 $ 45,000 $ 45,000 $ 0
Gilchrist, Florida 1 $ 35,000 $ 35,000 $ 0
Hernando, Florida 1 $ 35,000 $ 35,000 $ 0
Monroe, Florida 1 $ 525,000 $ 525,000 $ 236,000
Nassau, Florida 1 $ 25,000 $ 25,000 $ 0
Suwannee, Florida 1 $ 35,000 $ 35,000 $ 0
Baldwin, Georgia 1 $ 35,000 $ 35,000 $ 0
Carroll, Georgia 1 $ 35,000 $ 35,000 $ 0
Catoosa, Georgia 1 $ 35,000 $ 35,000 $ 0
Chatham, Georgia 1 $ 15,000 $ 15,000 $ 0
Clarke, Georgia 1 $ 25,000 $ 25,000 $ 0
Crisp, Georgia 1 $ 25,000 $ 25,000 $ 0
Dawson, Georgia 1 $ 35,000 $ 35,000 $ 0
Dougherty, Georgia 1 $ 25,000 $ 25,000 $ 0
Douglas, Georgia 1 $ 65,000 $ 65,000 $ 0
Glynn, Georgia 1 $ 755,000 $ 755,000 $ 382,000
Gordon, Georgia 1 $ 35,000 $ 35,000 $ 0
Habersham, Georgia 1 $ 25,000 $ 25,000 $ 0
Houston, Georgia 1 $ 45,000 $ 45,000 $ 0
Lee, Georgia 1 $ 45,000 $ 45,000 $ 0
Madison, Georgia 1 $ 55,000 $ 55,000 $ 0
Muscogee, Georgia 1 $ 65,000 $ 65,000 $ 0
Newton, Georgia 1 $ 75,000 $ 75,000 $ 0
Rockdale, Georgia 1 $ 25,000 $ 25,000 $ 0
Spalding, Georgia 1 $ 55,000 $ 55,000 $ 0
Tattnall, Georgia 1 $ 25,000 $ 25,000 $ 0
Tift, Georgia 1 $ 25,000 $ 25,000 $ 0
Union, Georgia 1 $ 45,000 $ 45,000 $ 0
Boone, Illinois 1 $ 45,000 $ 45,000 $ 0
Champaign, Illinois 1 $ 3,785,000 $ 3,785,000 $ 0
Iroquois, Illinois 1 $ 35,000 $ 35,000 $ 0
Kane, Illinois 1 $ 85,000 $ 85,000 $ 0
Monroe, Illinois 1 $ 25,000 $ 25,000 $ 0
Morgan, Illinois 1 $ 25,000 $ 25,000 $ 0
Saline, Illinois 1 $ 25,000 $ 25,000 $ 0
Stephenson, Illinois 1 $ 45,000 $ 45,000 $ 0
Bartholomew, Indiana 1 $ 25,000 $ 25,000 $ 0
Boone, Indiana 1 $ 25,000 $ 25,000 $ 0
Brown, Indiana 1 $ 65,000 $ 65,000 $ 0
Howard, Indiana 1 $ 65,000 $ 65,000 $ 0
Johnson, Indiana 1 $ 25,000 $ 25,000 $ 0
Kosciusko, Indiana 1 $ 65,000 $ 65,000 $ 0
Lake, Indiana 1 $ 35,000 $ 35,000 $ 0
Madison, Indiana 1 $ 45,000 $ 45,000 $ 0
Owen, Indiana 1 $ 45,000 $ 45,000 $ 0
Wayne, Indiana 1 $ 25,000 $ 25,000 $ 0
Mills, Iowa 1 $ 55,000 $ 55,000 $ 0
Scott, Iowa 1 $ 65,000 $ 65,000 $ 0
Dickinson, Kansas 1 $ 35,000 $ 35,000 $ 0
Pottawatomie, Kansas 1 $ 25,000 $ 25,000 $ 0
Reno, Kansas 1 $ 25,000 $ 25,000 $ 0
Russell, Kansas 1 $ 25,000 $ 25,000 $ 0
Bourbon, Kentucky 1 $ 15,000 $ 15,000 $ 0
Campbell, Kentucky 1 $ 35,000 $ 35,000 $ 0
Daviess, Kentucky 1 $ 25,000 $ 25,000 $ 0
Fayette, Kentucky 1 $ 15,000 $ 15,000 $ 0
Kenton, Kentucky 1 $ 25,000 $ 25,000 $ 0
Madison, Kentucky 1 $ 25,000 $ 25,000 $ 0
Oldham, Kentucky 1 $ 65,000 $ 65,000 $ 0
Scott, Kentucky 1 $ 35,000 $ 35,000 $ 0
Simpson, Kentucky 1 $ 35,000 $ 35,000 $ 0
Ascension, Louisiana 1 $ 55,000 $ 55,000 $ 0
Beauregard, Louisiana 1 $ 45,000 $ 45,000 $ 0
Jefferson, Louisiana 1 $ 95,000 $ 95,000 $ 0
La Salle, Louisiana 1 $ 75,000 $ 75,000 $ 0
Livingston, Louisiana 1 $ 25,000 $ 25,000 $ 0
Orleans, Louisiana 1 $ 35,000 $ 35,000 $ 0
St. Tammany, Louisiana 1 $ 25,000 $ 25,000 $ 0
Talbot, Maryland 1 $ 95,000 $ 95,000 $ 170,000
Barnstable, Massachusetts 1 $ 105,000 $ 105,000 $ 274,000
Nantucket, Massachusetts 1 $ 355,000 $ 355,000 $ 358,000
Worcester, Massachusetts 1 $ 1,105,000 $ 1,105,000 $ 591,000
Clinton, Michigan 1 $ 35,000 $ 35,000 $ 0
Eaton, Michigan 1 $ 55,000 $ 55,000 $ 0
Genesee, Michigan 1 $ 45,000 $ 45,000 $ 0
Grand Traverse, Michigan 1 $ 245,000 $ 245,000 $ 0
Iosco, Michigan 1 $ 45,000 $ 45,000 $ 0
Kalamazoo, Michigan 1 $ 45,000 $ 45,000 $ 0
Marquette, Michigan 1 $ 25,000 $ 25,000 $ 0
Monroe, Michigan 1 $ 45,000 $ 45,000 $ 0
Saginaw, Michigan 1 $ 25,000 $ 25,000 $ 0
Shiawassee, Michigan 1 $ 45,000 $ 45,000 $ 0
Van Buren, Michigan 1 $ 25,000 $ 25,000 $ 0
Aitkin, Minnesota 1 $ 45,000 $ 45,000 $ 0
Chisago, Minnesota 1 $ 45,000 $ 45,000 $ 0
Douglas, Minnesota 1 $ 55,000 $ 55,000 $ 0
Freeborn, Minnesota 1 $ 35,000 $ 35,000 $ 0
Otter Tail, Minnesota 1 $ 65,000 $ 65,000 $ 0
Scott, Minnesota 1 $ 45,000 $ 45,000 $ 0
Steele, Minnesota 1 $ 95,000 $ 95,000 $ 0
Watonwan, Minnesota 1 $ 85,000 $ 85,000 $ 0
Wright, Minnesota 1 $ 35,000 $ 35,000 $ 0
Sanders, Montana 1 $ 145,000 $ 145,000 $ 43,000
Buffalo, Nebraska 1 $ 115,000 $ 115,000 $ 0
Butler, Nebraska 1 $ 25,000 $ 25,000 $ 0
Hall, Nebraska 1 $ 55,000 $ 55,000 $ 0
Clark, Nevada 1 $ 215,000 $ 215,000 $ 76,000
Sullivan, New Hampshire 1 $ 35,000 $ 35,000 $ 0
Essex, New York 1 $ 485,000 $ 485,000 $ 205,000
Montgomery, New York 1 $ 255,000 $ 255,000 $ 57,000
Nassau, New York 1 $ 1,125,000 $ 1,125,000 $ 502,000
New York, New York 1 $ 455,000 $ 455,000 $ 160,000
Sullivan, New York 1 $ 185,000 $ 185,000 $ 97,000
Brunswick, North Carolina 1 $ 855,000 $ 855,000 $ 381,000
Burke, North Carolina 1 $ 55,000 $ 55,000 $ 0
Carteret, North Carolina 1 $ 35,000 $ 35,000 $ 0
Chatham, North Carolina 1 $ 85,000 $ 85,000 $ 0
Franklin, North Carolina 1 $ 35,000 $ 35,000 $ 0
Granville, North Carolina 1 $ 45,000 $ 45,000 $ 0
Haywood, North Carolina 1 $ 35,000 $ 35,000 $ 0
Orange, North Carolina 1 $ 45,000 $ 45,000 $ 0
Pender, North Carolina 1 $ 115,000 $ 115,000 $ 0
Pitt, North Carolina 1 $ 25,000 $ 25,000 $ 0
Polk, North Carolina 1 $ 35,000 $ 35,000 $ 0
Surry, North Carolina 1 $ 35,000 $ 35,000 $ 0
Watauga, North Carolina 1 $ 95,000 $ 95,000 $ 0
Wilson, North Carolina 1 $ 25,000 $ 25,000 $ 0
Belmont, Ohio 1 $ 15,000 $ 15,000 $ 0
Butler, Ohio 1 $ 25,000 $ 25,000 $ 0
Carroll, Ohio 1 $ 45,000 $ 45,000 $ 0
Clark, Ohio 1 $ 45,000 $ 45,000 $ 0
Delaware, Ohio 1 $ 65,000 $ 65,000 $ 0
Lucas, Ohio 1 $ 35,000 $ 35,000 $ 0
Medina, Ohio 1 $ 35,000 $ 35,000 $ 0
Pickaway, Ohio 1 $ 25,000 $ 25,000 $ 0
Portage, Ohio 1 $ 25,000 $ 25,000 $ 0
Tuscarawas, Ohio 1 $ 45,000 $ 45,000 $ 0
Oklahoma, Oklahoma 1 $ 175,000 $ 175,000 $ 49,000
Clackamas, Oregon 1 $ 275,000 $ 275,000 $ 0
Columbia, Oregon 1 $ 75,000 $ 75,000 $ 0
Coos, Oregon 1 $ 35,000 $ 35,000 $ 0
Curry, Oregon 1 $ 55,000 $ 55,000 $ 0
Deschutes, Oregon 1 $ 35,000 $ 35,000 $ 0
Josephine, Oregon 1 $ 55,000 $ 55,000 $ 0
Umatilla, Oregon 1 $ 65,000 $ 65,000 $ 0
Beaver, Pennsylvania 1 $ 995,000 $ 995,000 $ 0
Bradford, Pennsylvania 1 $ 145,000 $ 145,000 $ 57,000
Columbia, Pennsylvania 1 $ 205,000 $ 205,000 $ 162,000
Franklin, Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Lycoming, Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Northumberland, Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Pike, Pennsylvania 1 $ 295,000 $ 295,000 $ 196,000
Schuylkill, Pennsylvania 1 $ 125,000 $ 125,000 $ 94,000
Washington, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Wayne, Pennsylvania 1 $ 485,000 $ 485,000 $ 597,000
Kent, Rhode Island 1 $ 75,000 $ 75,000 $ 0
Newport, Rhode Island 1 $ 505,000 $ 505,000 $ 134,000
Beaufort, South Carolina 1 $ 155,000 $ 155,000 $ 0
Greenville, South Carolina 1 $ 165,000 $ 165,000 $ 143,000
Horry, South Carolina 1 $ 25,000 $ 25,000 $ 0
Lexington, South Carolina 1 $ 205,000 $ 205,000 $ 120,000
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Mortgage Loan Application Detail Totals for Wsfs Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,740 $143,910,000 $82,000 $4,505,000 $144,000 $2,998,000
Refinancing 1,534 $329,540,000 $214,000 $8,255,000 $178,000 $5,275,000
Other Purpose 1,520 $125,320,000 $82,000 $1,505,000 $159,000 $2,340,000
Home Purchase 1,147 $359,815,000 $313,000 $15,205,000 $172,000 $3,274,000
Cash-out Refinancing 393 $108,075,000 $275,000 $2,375,000 $143,000 $1,210,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,220 $668,240,000 $207,000 $3,005,000 $171,000 $5,275,000
Not applicable 2,153 $220,755,000 $102,000 $15,205,000 $0 $0
Not Provided 311 $71,515,000 $229,000 $4,005,000 $187,000 $2,340,000
Black or African American 243 $27,165,000 $111,000 $1,005,000 $90,000 $538,000
Asian 209 $52,135,000 $249,000 $1,185,000 $149,000 $3,000,000
Hispanic 174 $22,880,000 $131,000 $765,000 $97,000 $780,000
American Indian or Alaskan Native 15 $1,575,000 $105,000 $335,000 $113,000 $268,000
Native Hawaiian or Other Pacific Islander 3 $735,000 $245,000 $485,000 $137,000 $178,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,240 $1,045,520,000 $167,000 $15,205,000 $165,000 $5,275,000
FHA-insured (Federal Housing Administration) 74 $15,460,000 $208,000 $385,000 $69,000 $185,000
VA-guaranteed (Veterans Administration) 17 $5,135,000 $302,000 $445,000 $101,000 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $545,000 $181,000 $225,000 $68,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,841 $656,815,000 $231,000 $8,255,000 $181,000 $5,275,000
Loan Purchased By The Institution 2,026 $148,450,000 $73,000 $2,885,000 $0 $0
Application Denied By Financial Institution 849 $96,045,000 $113,000 $2,005,000 $91,000 $2,171,000
Application Withdrawn By Applicant 507 $145,575,000 $287,000 $15,205,000 $185,000 $4,717,000
File Closed For Incompleteness 85 $16,515,000 $194,000 $2,175,000 $171,000 $1,381,000
Application Approved But Not Accepted 26 $3,260,000 $125,000 $265,000 $120,000 $292,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,485 $970,615,000 $176,000 $15,205,000 $181,000 $5,275,000
Debt-To-Income Ratio 353 $42,735,000 $121,000 $2,005,000 $62,000 $357,000
Collateral 213 $23,465,000 $110,000 $1,475,000 $140,000 $2,171,000
Credit History 131 $11,055,000 $84,000 $605,000 $89,000 $923,000
Credit Application Incomplete 77 $6,725,000 $87,000 $1,005,000 $80,000 $348,000
Other 43 $6,515,000 $151,000 $485,000 $109,000 $382,000
Unverifiable Information 23 $4,485,000 $195,000 $685,000 $91,000 $275,000
Employment History 7 $625,000 $89,000 $175,000 $110,000 $350,000
Insufficient Cash (Downpayment, Closing Cost) 2 $440,000 $220,000 $245,000 $67,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wsfs Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wsfs Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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