Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Wings Financial Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 8,809 |
| Total Mortgage Loan Application Amount | $1,975,885,000 |
| Average Mortgage Loan Application Amount | $196,666 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $134,333 |
| Highest Applicant Income | $3,423,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 5,765 | $ 1,204,775,000 | $ 222,500 | $ 138,000 |
| NA (OUTSIDE OF MSA/MD) | 473 | $ 172,795,000 | $ 457,290 | $ 168,838 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 152 | $ 27,480,000 | $ 180,000 | $ 124,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 115 | $ 13,705,000 | $ 119,000 | $ 86,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 91 | $ 24,045,000 | $ 264,000 | $ 174,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 81 | $ 23,165,000 | $ 285,000 | $ 169,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 63 | $ 10,655,000 | $ 169,000 | $ 125,000 |
| DULUTH, MN-WI | 55 | $ 7,925,000 | $ 144,000 | $ 126,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 52 | $ 8,630,000 | $ 165,000 | $ 144,000 |
| TACOMA-LAKEWOOD, WA | 44 | $ 12,200,000 | $ 277,000 | $ 146,000 |
| DENVER-AURORA-LAKEWOOD, CO | 33 | $ 10,275,000 | $ 311,000 | $ 154,000 |
| CAPE CORAL-FORT MYERS, FL | 31 | $ 7,325,000 | $ 236,000 | $ 181,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 29 | $ 8,805,000 | $ 303,000 | $ 199,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 28 | $ 4,570,000 | $ 163,000 | $ 89,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 26 | $ 6,370,000 | $ 245,000 | $ 139,000 |
| MEMPHIS, TN-MS-AR | 26 | $ 4,250,000 | $ 183,000 | $ 118,000 |
| CHICAGO-NAPERVILLE, IL | 21 | $ 5,255,000 | $ 250,000 | $ 143,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 19 | $ 5,515,000 | $ 290,000 | $ 176,000 |
| ST. CLOUD, MN | 18 | $ 2,990,000 | $ 166,000 | $ 125,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 16 | $ 6,580,000 | $ 411,000 | $ 194,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 16 | $ 5,330,000 | $ 299,500 | $ 148,500 |
| ANN ARBOR, MI | 15 | $ 3,225,000 | $ 215,000 | $ 139,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 15 | $ 5,625,000 | $ 392,500 | $ 207,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 15 | $ 3,145,000 | $ 209,000 | $ 129,000 |
| ROCHESTER, MN | 15 | $ 11,435,000 | $ 762,000 | $ 174,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 13 | $ 3,335,000 | $ 256,000 | $ 145,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 13 | $ 3,655,000 | $ 281,000 | $ 184,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 12 | $ 2,760,000 | $ 230,000 | $ 170,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 11 | $ 4,835,000 | $ 439,000 | $ 223,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 2,865,000 | $ 260,000 | $ 169,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 10 | $ 2,420,000 | $ 242,000 | $ 218,000 |
| PORT ST. LUCIE, FL | 10 | $ 1,850,000 | $ 185,000 | $ 152,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 3,545,000 | $ 393,000 | $ 169,000 |
| MANKATO-NORTH MANKATO, MN | 8 | $ 4,610,000 | $ 576,000 | $ 143,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 8 | $ 2,030,000 | $ 253,000 | $ 215,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 8 | $ 3,060,000 | $ 382,000 | $ 173,000 |
| NEW YORK-NEWARK, NY | 8 | $ 1,610,000 | $ 258,500 | $ 664,000 |
| NEWARK, NJ-PA | 8 | $ 1,890,000 | $ 199,000 | $ 144,500 |
| PITTSBURGH, PA | 8 | $ 2,170,000 | $ 271,000 | $ 214,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 2,100,000 | $ 262,000 | $ 204,000 |
| ANCHORAGE, AK | 7 | $ 1,505,000 | $ 215,000 | $ 88,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 1,785,000 | $ 213,000 | $ 150,500 |
| FARGO, ND-MN | 7 | $ 1,495,000 | $ 209,500 | $ 117,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 2,635,000 | $ 376,000 | $ 209,000 |
| MONROE, MI | 7 | $ 635,000 | $ 90,000 | $ 90,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 1,760,000 | $ 242,000 | $ 135,500 |
| COLORADO SPRINGS, CO | 6 | $ 1,430,000 | $ 238,000 | $ 114,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 2,510,000 | $ 418,000 | $ 165,000 |
| PUNTA GORDA, FL | 6 | $ 1,060,000 | $ 176,000 | $ 81,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 3,860,000 | $ 643,000 | $ 199,000 |
| THE VILLAGES, FL | 6 | $ 1,080,000 | $ 180,000 | $ 98,000 |
| BELLINGHAM, WA | 5 | $ 1,775,000 | $ 355,000 | $ 290,000 |
| BOISE CITY, ID | 5 | $ 1,325,000 | $ 265,000 | $ 97,000 |
| CHATTANOOGA, TN-GA | 5 | $ 815,000 | $ 157,500 | $ 147,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 1,075,000 | $ 215,000 | $ 223,000 |
| EAU CLAIRE, WI | 5 | $ 995,000 | $ 199,000 | $ 127,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 2,055,000 | $ 411,000 | $ 154,000 |
| KANSAS CITY, MO-KS | 5 | $ 875,000 | $ 185,000 | $ 82,500 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 905,000 | $ 181,000 | $ 138,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 5 | $ 2,475,000 | $ 495,000 | $ 229,000 |
| TUCSON, AZ | 5 | $ 505,000 | $ 101,000 | $ 36,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 2,145,000 | $ 429,000 | $ 182,000 |
| ALBUQUERQUE, NM | 4 | $ 920,000 | $ 230,000 | $ 85,000 |
| APPLETON, WI | 4 | $ 1,380,000 | $ 345,000 | $ 164,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 1,050,000 | $ 262,000 | $ 136,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,730,000 | $ 432,000 | $ 332,000 |
| ELGIN, IL | 4 | $ 570,000 | $ 142,000 | $ 81,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 1,100,000 | $ 275,000 | $ 191,000 |
| JACKSONVILLE, FL | 4 | $ 1,090,000 | $ 272,000 | $ 96,000 |
| KNOXVILLE, TN | 4 | $ 910,000 | $ 227,000 | $ 140,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 760,000 | $ 190,000 | $ 146,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,310,000 | $ 327,000 | $ 182,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 790,000 | $ 197,000 | $ 101,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 980,000 | $ 245,000 | $ 178,000 |
| BOSTON, MA | 3 | $ 1,425,000 | $ 475,000 | $ 101,000 |
| BOULDER, CO | 3 | $ 535,000 | $ 178,000 | $ 192,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,595,000 | $ 531,000 | $ 128,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 1,475,000 | $ 491,000 | $ 166,000 |
| FRESNO, CA | 3 | $ 1,235,000 | $ 411,000 | $ 172,000 |
| GRAND FORKS, ND-MN | 3 | $ 285,000 | $ 85,000 | $ 59,500 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 625,000 | $ 208,000 | $ 168,000 |
| GREEN BAY, WI | 3 | $ 345,000 | $ 115,000 | $ 65,000 |
| JACKSON, MI | 3 | $ 385,000 | $ 128,000 | $ 81,000 |
| MADISON, WI | 3 | $ 1,185,000 | $ 395,000 | $ 157,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 575,000 | $ 191,000 | $ 137,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 975,000 | $ 325,000 | $ 246,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 1,025,000 | $ 341,000 | $ 101,000 |
| OCALA, FL | 3 | $ 565,000 | $ 188,000 | $ 123,000 |
| OKLAHOMA CITY, OK | 3 | $ 755,000 | $ 251,000 | $ 160,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 695,000 | $ 231,000 | $ 114,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,405,000 | $ 468,000 | $ 188,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 605,000 | $ 201,000 | $ 143,000 |
| RENO, NV | 3 | $ 1,485,000 | $ 495,000 | $ 187,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 2,325,000 | $ 775,000 | $ 327,000 |
| SAVANNAH, GA | 3 | $ 455,000 | $ 151,000 | $ 73,000 |
| SPRINGFIELD, MO | 3 | $ 715,000 | $ 238,000 | $ 196,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 350,000 | $ 175,000 | $ 120,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 340,000 | $ 170,000 | $ 103,000 |
| BEND-REDMOND, OR | 2 | $ 1,570,000 | $ 785,000 | $ 151,000 |
| BILLINGS, MT | 2 | $ 320,000 | $ 160,000 | $ 133,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| CHICO, CA | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| COLUMBUS, OH | 2 | $ 280,000 | $ 140,000 | $ 148,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| FORT COLLINS, CO | 2 | $ 840,000 | $ 420,000 | $ 184,000 |
| GAINESVILLE, GA | 2 | $ 970,000 | $ 485,000 | $ 293,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 410,000 | $ 205,000 | $ 240,000 |
| KANKAKEE, IL | 2 | $ 90,000 | $ 45,000 | $ 142,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 560,000 | $ 280,000 | $ 152,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 420,000 | $ 210,000 | $ 115,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 1,070,000 | $ 535,000 | $ 174,000 |
| PHILADELPHIA, PA | 2 | $ 330,000 | $ 165,000 | $ 209,000 |
| PROVO-OREM, UT | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| RALEIGH, NC | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| RICHMOND, VA | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| SALISBURY, MD-DE | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 670,000 | $ 335,000 | $ 167,000 |
| SPARTANBURG, SC | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| TULSA, OK | 2 | $ 260,000 | $ 130,000 | $ 102,000 |
| WAUSAU, WI | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| AKRON, OH | 1 | $ 265,000 | $ 265,000 | $ 324,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 35,000 | $ 35,000 | $ 330,000 |
| AMES, IA | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| ASHEVILLE, NC | 1 | $ 565,000 | $ 565,000 | $ 285,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 255,000 | $ 255,000 | $ 326,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| BAKERSFIELD, CA | 1 | $ 645,000 | $ 645,000 | $ 486,000 |
| BARNSTABLE TOWN, MA | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| BATTLE CREEK, MI | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| BAY CITY, MI | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| BISMARCK, ND | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| BLOOMINGTON, IN | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| BRUNSWICK, GA | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| CLEVELAND, TN | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| COEUR D'ALENE, ID | 1 | $ 415,000 | $ 415,000 | $ 268,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| FLINT, MI | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| GARY, IN | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| GRAND ISLAND, NE | 1 | $ 125,000 | $ 125,000 | $ 211,000 |
| GREELEY, CO | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 355,000 | $ 355,000 | $ 212,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| LANCASTER, PA | 1 | $ 65,000 | $ 65,000 | $ 250,000 |
| LAS CRUCES, NM | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| LINCOLN, NE | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| LONGVIEW, TX | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| MIDLAND, MI | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| MISSOULA, MT | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| MOBILE, AL | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 305,000 | $ 305,000 | $ 259,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| PEORIA, IL | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| RAPID CITY, SD | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| SALT LAKE CITY, UT | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| SANTA FE, NM | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| SANTA ROSA, CA | 1 | $ 465,000 | $ 465,000 | $ 154,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| SIOUX FALLS, SD | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| ST. GEORGE, UT | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| ST. LOUIS, MO-IL | 1 | $ 245,000 | $ 245,000 | $ 197,000 |
| STOCKTON-LODI, CA | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| TALLAHASSEE, FL | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| WARNER ROBINS, GA | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 535,000 | $ 535,000 | $ 209,000 |
| WILMINGTON, NC | 1 | $ 965,000 | $ 965,000 | $ 138,000 |
| WINCHESTER, VA-WV | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| WORCESTER, MA-CT | 1 | $ 565,000 | $ 565,000 | $ 130,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| YUBA CITY, CA | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,710 | $657,220,000 | $242,000 | $9,165,000 | $140,000 | $3,423,000 |
| Home Purchase | 2,372 | $750,260,000 | $316,000 | $23,005,000 | $116,000 | $1,284,000 |
| Cash-out Refinancing | 1,558 | $409,610,000 | $262,000 | $1,135,000 | $128,000 | $1,059,000 |
| Home Improvement | 1,197 | $88,535,000 | $73,000 | $625,000 | $128,000 | $2,173,000 |
| Other Purpose | 971 | $70,045,000 | $72,000 | $545,000 | $132,000 | $1,405,000 |
| Not Applicable | 1 | $215,000 | $215,000 | $215,000 | $162,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,303 | $1,364,965,000 | $216,000 | $1,985,000 | $130,000 | $2,024,000 |
| Not Provided | 1,091 | $260,015,000 | $238,000 | $2,555,000 | $142,000 | $3,423,000 |
| Black or African American | 523 | $100,055,000 | $191,000 | $1,105,000 | $92,000 | $1,272,000 |
| Hispanic | 455 | $67,595,000 | $148,000 | $1,435,000 | $131,000 | $790,000 |
| Asian | 284 | $62,330,000 | $219,000 | $1,105,000 | $111,000 | $420,000 |
| American Indian or Alaskan Native | 70 | $11,660,000 | $166,000 | $455,000 | $101,000 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $2,790,000 | $107,000 | $325,000 | $134,000 | $439,000 |
| Not applicable | 20 | $96,410,000 | $4,820,000 | $23,005,000 | $226,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,809 | $1,975,885,000 | $224,000 | $23,005,000 | $129,000 | $3,423,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,830 | $1,346,750,000 | $231,000 | $23,005,000 | $137,000 | $1,405,000 |
| Application Denied By Financial Institution | 776 | $112,630,000 | $145,000 | $1,105,000 | $91,000 | $2,173,000 |
| Application Approved But Not Accepted | 715 | $181,445,000 | $253,000 | $1,805,000 | $122,000 | $1,128,000 |
| Application Withdrawn By Applicant | 671 | $115,505,000 | $172,000 | $1,105,000 | $149,000 | $3,423,000 |
| Preapproval Approved but not Accepted | 486 | $136,120,000 | $280,000 | $905,000 | $104,000 | $840,000 |
| Preapproval Denied by Financial Institution | 256 | $63,600,000 | $248,000 | $755,000 | $73,000 | $1,026,000 |
| File Closed For Incompleteness | 75 | $19,835,000 | $264,000 | $995,000 | $100,000 | $381,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,777 | $1,799,655,000 | $231,000 | $23,005,000 | $135,000 | $3,423,000 |
| Debt-To-Income Ratio | 426 | $75,060,000 | $176,000 | $765,000 | $65,000 | $463,000 |
| Credit History | 396 | $71,110,000 | $179,000 | $1,105,000 | $96,000 | $2,173,000 |
| Other | 91 | $13,995,000 | $153,000 | $665,000 | $108,000 | $462,000 |
| Collateral | 78 | $9,610,000 | $123,000 | $705,000 | $134,000 | $480,000 |
| Unverifiable Information | 28 | $4,040,000 | $144,000 | $505,000 | $75,000 | $450,000 |
| Employment History | 10 | $1,560,000 | $156,000 | $345,000 | $77,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $855,000 | $285,000 | $365,000 | $151,000 | $310,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.