Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Wings Financial Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 8,809 |
| Total Mortgage Loan Application Amount | $1,975,885,000 |
| Average Mortgage Loan Application Amount | $196,666 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $134,333 |
| Highest Applicant Income | $3,423,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 2,081 | $ 459,265,000 | $ 220,000 | $ 132,000 |
| Dakota County Minnesota | 1,412 | $ 283,530,000 | $ 200,000 | $ 125,000 |
| Scott County Minnesota | 474 | $ 100,690,000 | $ 212,000 | $ 139,000 |
| Anoka County Minnesota | 404 | $ 65,910,000 | $ 163,000 | $ 105,000 |
| Ramsey County Minnesota | 403 | $ 78,785,000 | $ 195,000 | $ 114,000 |
| Washington County Minnesota | 352 | $ 80,970,000 | $ 230,000 | $ 142,000 |
| Carver County Minnesota | 265 | $ 60,075,000 | $ 226,000 | $ 152,000 |
| Wright County Minnesota | 160 | $ 32,140,000 | $ 200,000 | $ 121,000 |
| Wayne County Michigan | 115 | $ 13,705,000 | $ 119,000 | $ 86,000 |
| King County Washington | 77 | $ 20,575,000 | $ 267,000 | $ 161,000 |
| Maricopa County Arizona | 74 | $ 21,260,000 | $ 287,000 | $ 175,000 |
| Sherburne County Minnesota | 74 | $ 13,860,000 | $ 187,000 | $ 131,000 |
| St. Croix County Wisconsin | 62 | $ 13,340,000 | $ 215,000 | $ 145,000 |
| Rice County Minnesota | 47 | $ 8,575,000 | $ 182,000 | $ 113,000 |
| St. Louis County Minnesota | 46 | $ 6,720,000 | $ 146,000 | $ 125,000 |
| Crow Wing County Minnesota | 44 | $ 37,150,000 | $ 844,000 | $ 204,000 |
| Pierce County Washington | 44 | $ 12,200,000 | $ 277,000 | $ 146,000 |
| Orange County Florida | 35 | $ 6,115,000 | $ 174,000 | $ 127,000 |
| Lee County Florida | 31 | $ 7,325,000 | $ 236,000 | $ 181,000 |
| Oakland County Michigan | 31 | $ 5,105,000 | $ 164,000 | $ 145,000 |
| Fulton County Georgia | 30 | $ 4,700,000 | $ 156,000 | $ 103,000 |
| Broward County Florida | 29 | $ 8,805,000 | $ 303,000 | $ 199,000 |
| Chisago County Minnesota | 28 | $ 4,510,000 | $ 161,000 | $ 119,000 |
| Pennington County Minnesota | 27 | $ 3,155,000 | $ 116,000 | $ 82,000 |
| Cobb County Georgia | 26 | $ 4,130,000 | $ 158,000 | $ 128,000 |
| Clark County Nevada | 26 | $ 6,370,000 | $ 245,000 | $ 139,000 |
| Goodhue County Minnesota | 25 | $ 4,535,000 | $ 181,000 | $ 109,000 |
| Cass County Minnesota | 22 | $ 5,180,000 | $ 235,000 | $ 174,000 |
| Shelby County Tennessee | 19 | $ 2,735,000 | $ 143,000 | $ 142,000 |
| McLeod County Minnesota | 18 | $ 14,640,000 | $ 813,000 | $ 84,000 |
| Burnett County Wisconsin | 18 | $ 3,060,000 | $ 170,000 | $ 201,000 |
| Polk County Wisconsin | 18 | $ 4,400,000 | $ 244,000 | $ 173,000 |
| Aitkin County Minnesota | 17 | $ 2,855,000 | $ 167,000 | $ 190,000 |
| Isanti County Minnesota | 17 | $ 3,045,000 | $ 179,000 | $ 98,000 |
| Los Angeles County California | 16 | $ 6,580,000 | $ 411,000 | $ 194,000 |
| Coweta County Georgia | 16 | $ 2,170,000 | $ 135,000 | $ 168,000 |
| Pierce County Wisconsin | 16 | $ 5,170,000 | $ 323,000 | $ 154,000 |
| Washtenaw County Michigan | 15 | $ 3,225,000 | $ 215,000 | $ 139,000 |
| Stearns County Minnesota | 15 | $ 2,655,000 | $ 177,000 | $ 138,000 |
| Pinellas County Florida | 14 | $ 2,130,000 | $ 152,000 | $ 91,000 |
| Sarasota County Florida | 14 | $ 4,230,000 | $ 302,000 | $ 188,000 |
| Fayette County Georgia | 14 | $ 3,660,000 | $ 261,000 | $ 148,000 |
| Snohomish County Washington | 14 | $ 3,470,000 | $ 247,000 | $ 243,000 |
| Riverside County California | 13 | $ 2,535,000 | $ 195,000 | $ 131,000 |
| Palm Beach County Florida | 13 | $ 3,655,000 | $ 281,000 | $ 184,000 |
| Osceola County Florida | 12 | $ 1,960,000 | $ 163,000 | $ 116,000 |
| Orange County California | 11 | $ 4,835,000 | $ 439,000 | $ 223,000 |
| Denver County Colorado | 11 | $ 3,935,000 | $ 357,000 | $ 141,000 |
| Brevard County Florida | 11 | $ 2,865,000 | $ 260,000 | $ 169,000 |
| Itasca County Minnesota | 11 | $ 2,065,000 | $ 187,000 | $ 127,000 |
| Seminole County Florida | 10 | $ 1,560,000 | $ 156,000 | $ 127,000 |
| Clayton County Georgia | 10 | $ 890,000 | $ 89,000 | $ 63,000 |
| DeKalb County Georgia | 10 | $ 2,840,000 | $ 284,000 | $ 185,000 |
| Macomb County Michigan | 10 | $ 1,620,000 | $ 162,000 | $ 96,000 |
| Olmsted County Minnesota | 10 | $ 10,170,000 | $ 1,017,000 | $ 171,000 |
| Cook County Illinois | 9 | $ 2,255,000 | $ 250,000 | $ 116,000 |
| Livingston County Michigan | 9 | $ 1,315,000 | $ 146,000 | $ 155,000 |
| Le Sueur County Minnesota | 9 | $ 1,885,000 | $ 209,000 | $ 153,000 |
| Collier County Florida | 8 | $ 2,030,000 | $ 253,000 | $ 215,000 |
| Cherokee County Georgia | 8 | $ 1,890,000 | $ 236,000 | $ 106,000 |
| Hubbard County Minnesota | 8 | $ 1,210,000 | $ 151,000 | $ 162,000 |
| Mille Lacs County Minnesota | 8 | $ 1,600,000 | $ 200,000 | $ 120,000 |
| Sibley County Minnesota | 8 | $ 2,250,000 | $ 281,000 | $ 130,000 |
| Harris County Texas | 8 | $ 2,070,000 | $ 258,000 | $ 145,000 |
| Pinal County Arizona | 7 | $ 1,905,000 | $ 272,000 | $ 102,000 |
| Sacramento County California | 7 | $ 1,895,000 | $ 270,000 | $ 205,000 |
| Jefferson County Colorado | 7 | $ 1,995,000 | $ 285,000 | $ 210,000 |
| Hillsborough County Florida | 7 | $ 1,255,000 | $ 179,000 | $ 82,000 |
| Miami-Dade County Florida | 7 | $ 2,635,000 | $ 376,000 | $ 209,000 |
| Forsyth County Georgia | 7 | $ 1,355,000 | $ 193,000 | $ 139,000 |
| Gwinnett County Georgia | 7 | $ 1,535,000 | $ 219,000 | $ 108,000 |
| Monroe County Michigan | 7 | $ 635,000 | $ 90,000 | $ 90,000 |
| Otter Tail County Minnesota | 7 | $ 10,525,000 | $ 1,503,000 | $ 149,000 |
| Sawyer County Wisconsin | 7 | $ 1,605,000 | $ 229,000 | $ 225,000 |
| San Diego County California | 6 | $ 3,860,000 | $ 643,000 | $ 199,000 |
| Charlotte County Florida | 6 | $ 1,060,000 | $ 176,000 | $ 81,000 |
| Lake County Florida | 6 | $ 1,020,000 | $ 170,000 | $ 129,000 |
| Martin County Florida | 6 | $ 1,090,000 | $ 181,000 | $ 161,000 |
| Sumter County Florida | 6 | $ 1,080,000 | $ 180,000 | $ 98,000 |
| Henry County Georgia | 6 | $ 1,200,000 | $ 200,000 | $ 84,000 |
| Meeker County Minnesota | 6 | $ 850,000 | $ 141,000 | $ 135,000 |
| Pine County Minnesota | 6 | $ 1,200,000 | $ 200,000 | $ 107,000 |
| DeSoto County Mississippi | 6 | $ 1,320,000 | $ 220,000 | $ 97,000 |
| Multnomah County Oregon | 6 | $ 2,470,000 | $ 411,000 | $ 169,000 |
| Davidson County Tennessee | 6 | $ 1,400,000 | $ 233,000 | $ 116,000 |
| Pima County Arizona | 5 | $ 505,000 | $ 101,000 | $ 36,000 |
| Arapahoe County Colorado | 5 | $ 635,000 | $ 127,000 | $ 135,000 |
| El Paso County Colorado | 5 | $ 1,105,000 | $ 221,000 | $ 116,000 |
| Manatee County Florida | 5 | $ 1,285,000 | $ 257,000 | $ 142,000 |
| Pasco County Florida | 5 | $ 855,000 | $ 171,000 | $ 78,000 |
| Polk County Florida | 5 | $ 905,000 | $ 181,000 | $ 138,000 |
| Volusia County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 223,000 |
| Ada County Idaho | 5 | $ 1,325,000 | $ 265,000 | $ 97,000 |
| Anne Arundel County Maryland | 5 | $ 635,000 | $ 127,000 | $ 186,000 |
| Douglas County Minnesota | 5 | $ 1,275,000 | $ 255,000 | $ 158,000 |
| Lake County Minnesota | 5 | $ 635,000 | $ 127,000 | $ 137,000 |
| Nicollet County Minnesota | 5 | $ 555,000 | $ 111,000 | $ 136,000 |
| Gallatin County Montana | 5 | $ 935,000 | $ 187,000 | $ 101,000 |
| Mecklenburg County North Carolina | 5 | $ 1,295,000 | $ 259,000 | $ 190,000 |
| Cass County North Dakota | 5 | $ 1,095,000 | $ 219,000 | $ 98,000 |
| Allegheny County Pennsylvania | 5 | $ 1,135,000 | $ 227,000 | $ 242,000 |
| Tarrant County Texas | 5 | $ 2,335,000 | $ 467,000 | $ 176,000 |
| Virginia Beach County Virginia | 5 | $ 2,145,000 | $ 429,000 | $ 182,000 |
| Clark County Washington | 5 | $ 2,225,000 | $ 445,000 | $ 270,000 |
| Whatcom County Washington | 5 | $ 1,775,000 | $ 355,000 | $ 290,000 |
| Washburn County Wisconsin | 5 | $ 895,000 | $ 179,000 | $ 197,000 |
| Matanuska-Susitna County Alaska | 4 | $ 1,000,000 | $ 250,000 | $ 89,000 |
| Benton County Arkansas | 4 | $ 1,100,000 | $ 275,000 | $ 191,000 |
| Adams County Colorado | 4 | $ 1,330,000 | $ 332,000 | $ 163,000 |
| St. Lucie County Florida | 4 | $ 760,000 | $ 190,000 | $ 138,000 |
| Newton County Georgia | 4 | $ 780,000 | $ 195,000 | $ 131,000 |
| Paulding County Georgia | 4 | $ 500,000 | $ 125,000 | $ 137,000 |
| DuPage County Illinois | 4 | $ 1,630,000 | $ 407,000 | $ 176,000 |
| Kane County Illinois | 4 | $ 570,000 | $ 142,000 | $ 81,000 |
| McHenry County Illinois | 4 | $ 660,000 | $ 165,000 | $ 184,000 |
| Will County Illinois | 4 | $ 710,000 | $ 177,000 | $ 130,000 |
| Lenawee County Michigan | 4 | $ 630,000 | $ 157,000 | $ 90,000 |
| Carlton County Minnesota | 4 | $ 570,000 | $ 142,000 | $ 128,000 |
| Kanabec County Minnesota | 4 | $ 710,000 | $ 177,000 | $ 61,000 |
| Mower County Minnesota | 4 | $ 280,000 | $ 70,000 | $ 75,000 |
| Pope County Minnesota | 4 | $ 1,060,000 | $ 265,000 | $ 178,000 |
| Dallas County Texas | 4 | $ 2,000,000 | $ 500,000 | $ 187,000 |
| Denton County Texas | 4 | $ 1,340,000 | $ 335,000 | $ 183,000 |
| Summit County Utah | 4 | $ 2,450,000 | $ 612,000 | $ 263,000 |
| Fairfax County Virginia | 4 | $ 2,100,000 | $ 525,000 | $ 262,000 |
| Prince William County Virginia | 4 | $ 610,000 | $ 152,000 | $ 219,000 |
| Skagit County Washington | 4 | $ 1,310,000 | $ 327,000 | $ 182,000 |
| Anchorage County Alaska | 3 | $ 505,000 | $ 168,000 | $ 87,000 |
| Yavapai County Arizona | 3 | $ 605,000 | $ 201,000 | $ 143,000 |
| Fresno County California | 3 | $ 1,235,000 | $ 411,000 | $ 172,000 |
| San Francisco County California | 3 | $ 2,325,000 | $ 775,000 | $ 327,000 |
| Ventura County California | 3 | $ 1,405,000 | $ 468,000 | $ 188,000 |
| Boulder County Colorado | 3 | $ 535,000 | $ 178,000 | $ 192,000 |
| Douglas County Colorado | 3 | $ 1,455,000 | $ 485,000 | $ 125,000 |
| New Haven County Connecticut | 3 | $ 975,000 | $ 325,000 | $ 246,000 |
| Marion County Florida | 3 | $ 565,000 | $ 188,000 | $ 123,000 |
| Santa Rosa County Florida | 3 | $ 435,000 | $ 145,000 | $ 88,000 |
| Walton County Florida | 3 | $ 1,625,000 | $ 541,000 | $ 330,000 |
| Marion County Indiana | 3 | $ 815,000 | $ 271,000 | $ 115,000 |
| Baltimore County Maryland | 3 | $ 725,000 | $ 241,000 | $ 317,000 |
| Essex County Massachusetts | 3 | $ 1,595,000 | $ 531,000 | $ 128,000 |
| Suffolk County Massachusetts | 3 | $ 1,425,000 | $ 475,000 | $ 101,000 |
| Hillsdale County Michigan | 3 | $ 435,000 | $ 145,000 | $ 101,000 |
| Jackson County Michigan | 3 | $ 385,000 | $ 128,000 | $ 81,000 |
| Kent County Michigan | 3 | $ 625,000 | $ 208,000 | $ 168,000 |
| Becker County Minnesota | 3 | $ 475,000 | $ 158,000 | $ 217,000 |
| Benton County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 63,000 |
| Blue Earth County Minnesota | 3 | $ 4,055,000 | $ 1,351,000 | $ 160,000 |
| Brown County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 175,000 |
| Cook County Minnesota | 3 | $ 945,000 | $ 315,000 | $ 147,000 |
| Kandiyohi County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 65,000 |
| Roseau County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Flathead County Montana | 3 | $ 635,000 | $ 211,000 | $ 66,000 |
| Douglas County Nevada | 3 | $ 2,375,000 | $ 791,000 | $ 181,000 |
| Washoe County Nevada | 3 | $ 1,485,000 | $ 495,000 | $ 187,000 |
| Middlesex County New Jersey | 3 | $ 655,000 | $ 218,000 | $ 108,000 |
| Ocean County New Jersey | 3 | $ 485,000 | $ 161,000 | $ 133,000 |
| Union County New Jersey | 3 | $ 825,000 | $ 275,000 | $ 210,000 |
| Queens County New York | 3 | $ 845,000 | $ 281,000 | $ 214,000 |
| Clackamas County Oregon | 3 | $ 665,000 | $ 221,000 | $ 89,000 |
| Hamilton County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 128,000 |
| Williamson County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 195,000 |
| Montgomery County Texas | 3 | $ 825,000 | $ 275,000 | $ 102,000 |
| Spokane County Washington | 3 | $ 815,000 | $ 271,000 | $ 118,000 |
| Eau Claire County Wisconsin | 3 | $ 715,000 | $ 238,000 | $ 136,000 |
| Milwaukee County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 140,000 |
| Vilas County Wisconsin | 3 | $ 1,615,000 | $ 538,000 | $ 183,000 |
| Cleburne County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 253,000 |
| Alameda County California | 2 | $ 690,000 | $ 345,000 | $ 101,000 |
| Butte County California | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| San Bernardino County California | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Santa Barbara County California | 2 | $ 670,000 | $ 335,000 | $ 167,000 |
| Eagle County Colorado | 2 | $ 2,390,000 | $ 1,195,000 | $ 462,000 |
| Gilpin County Colorado | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| La Plata County Colorado | 2 | $ 1,220,000 | $ 610,000 | $ 147,000 |
| Larimer County Colorado | 2 | $ 840,000 | $ 420,000 | $ 184,000 |
| Duval County Florida | 2 | $ 720,000 | $ 360,000 | $ 105,000 |
| Hernando County Florida | 2 | $ 330,000 | $ 165,000 | $ 130,000 |
| Putnam County Florida | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Carroll County Georgia | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
| Dade County Georgia | 2 | $ 260,000 | $ 130,000 | $ 167,000 |
| Douglas County Georgia | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Hall County Georgia | 2 | $ 970,000 | $ 485,000 | $ 293,000 |
| Spalding County Georgia | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Bonner County Idaho | 2 | $ 980,000 | $ 490,000 | $ 282,000 |
| Kankakee County Illinois | 2 | $ 90,000 | $ 45,000 | $ 142,000 |
| Dickinson County Iowa | 2 | $ 720,000 | $ 360,000 | $ 226,000 |
| Polk County Iowa | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Johnson County Kansas | 2 | $ 470,000 | $ 235,000 | $ 89,000 |
| Fayette County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
| Orleans County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 115,000 |
| Worcester County Maryland | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| Grand Traverse County Michigan | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| Otsego County Michigan | 2 | $ 450,000 | $ 225,000 | $ 114,000 |
| St. Clair County Michigan | 2 | $ 590,000 | $ 295,000 | $ 308,000 |
| Clay County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 137,000 |
| Dodge County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 117,000 |
| Freeborn County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| Marshall County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 76,000 |
| Polk County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Wabasha County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 257,000 |
| Wadena County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Winona County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Christian County Missouri | 2 | $ 660,000 | $ 330,000 | $ 281,000 |
| Yellowstone County Montana | 2 | $ 320,000 | $ 160,000 | $ 133,000 |
| Douglas County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Hillsborough County New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Essex County New Jersey | 2 | $ 640,000 | $ 320,000 | $ 206,000 |
| Sandoval County New Mexico | 2 | $ 700,000 | $ 350,000 | $ 122,000 |
| Erie County New York | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| Suffolk County New York | 2 | $ 450,000 | $ 225,000 | $ 154,000 |
| Ward County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 165,000 |
| Clermont County Ohio | 2 | $ 440,000 | $ 220,000 | $ 156,000 |
| Cuyahoga County Ohio | 2 | $ 640,000 | $ 320,000 | $ 165,000 |
| Lorain County Ohio | 2 | $ 410,000 | $ 205,000 | $ 107,000 |
| Montgomery County Ohio | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Warren County Ohio | 2 | $ 580,000 | $ 290,000 | $ 185,000 |
| Deschutes County Oregon | 2 | $ 1,570,000 | $ 785,000 | $ 151,000 |
| Bucks County Pennsylvania | 2 | $ 950,000 | $ 475,000 | $ 357,000 |
| Chester County Pennsylvania | 2 | $ 1,160,000 | $ 580,000 | $ 177,000 |
| Cumberland County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 240,000 |
| Northampton County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 120,000 |
| Pike County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 104,000 |
| Berkeley County South Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 215,000 |
| Oconee County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 208,000 |
| Spartanburg County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Knox County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 59,000 |
| Rutherford County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 343,000 |
| Travis County Texas | 2 | $ 340,000 | $ 170,000 | $ 103,000 |
| Utah County Utah | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Arlington County Virginia | 2 | $ 1,230,000 | $ 615,000 | $ 197,000 |
| Spotsylvania County Virginia | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Kittitas County Washington | 2 | $ 1,240,000 | $ 620,000 | $ 203,000 |
| Whitman County Washington | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Adams County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 128,000 |
| Brown County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Calumet County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Chippewa County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Dane County Wisconsin | 2 | $ 760,000 | $ 380,000 | $ 198,000 |
| Dunn County Wisconsin | 2 | $ 670,000 | $ 335,000 | $ 112,000 |
| Forest County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 325,000 |
| Marathon County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| Oneida County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Outagamie County Wisconsin | 2 | $ 860,000 | $ 430,000 | $ 232,000 |
| Portage County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 128,000 |
| Teton County Wyoming | 2 | $ 2,820,000 | $ 1,410,000 | $ 508,000 |
| Marshall County Alabama | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Mobile County Alabama | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Cochise County Arizona | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Mohave County Arizona | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Santa Cruz County Arizona | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Van Buren County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Contra Costa County California | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Kern County California | 1 | $ 645,000 | $ 645,000 | $ 486,000 |
| Placer County California | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| San Joaquin County California | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Sonoma County California | 1 | $ 465,000 | $ 465,000 | $ 154,000 |
| Yuba County California | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Custer County Colorado | 1 | $ 745,000 | $ 745,000 | $ 145,000 |
| Elbert County Colorado | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Montrose County Colorado | 1 | $ 365,000 | $ 365,000 | $ 141,000 |
| Summit County Colorado | 1 | $ 775,000 | $ 775,000 | $ 195,000 |
| Teller County Colorado | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Weld County Colorado | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| Hartford County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 212,000 |
| Citrus County Florida | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Gulf County Florida | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Leon County Florida | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 215,000 |
| Nassau County Florida | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Okaloosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 337,000 |
| St. Johns County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Bryan County Georgia | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Butts County Georgia | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Colquitt County Georgia | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Dawson County Georgia | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Gilmer County Georgia | 1 | $ 275,000 | $ 275,000 | $ 324,000 |
| Glynn County Georgia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Greene County Georgia | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Haralson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Houston County Georgia | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Morgan County Georgia | 1 | $ 155,000 | $ 155,000 | $ 212,000 |
| Richmond County Georgia | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Toombs County Georgia | 1 | $ 95,000 | $ 95,000 | $ 159,000 |
| Kootenai County Idaho | 1 | $ 415,000 | $ 415,000 | $ 268,000 |
| Lake County Illinois | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Lee County Illinois | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Ogle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Peoria County Illinois | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Carroll County Indiana | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| Dearborn County Indiana | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Hamilton County Indiana | 1 | $ 845,000 | $ 845,000 | $ 279,000 |
| Hendricks County Indiana | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Monroe County Indiana | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Porter County Indiana | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Emmet County Iowa | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Kossuth County Iowa | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Page County Iowa | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Story County Iowa | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Oldham County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| York County Maine | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Baltimore City County Maryland | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Calvert County Maryland | 1 | $ 395,000 | $ 395,000 | $ 165,000 |
| Montgomery County Maryland | 1 | $ 535,000 | $ 535,000 | $ 209,000 |
| Prince George's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Queen Anne's County Maryland | 1 | $ 745,000 | $ 745,000 | $ 203,000 |
| Barnstable County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Worcester County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 130,000 |
| Alcona County Michigan | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Bay County Michigan | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Berrien County Michigan | 1 | $ 305,000 | $ 305,000 | $ 259,000 |
| Calhoun County Michigan | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Clare County Michigan | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Emmet County Michigan | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Genesee County Michigan | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Houghton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Leelanau County Michigan | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Marquette County Michigan | 1 | $ 65,000 | $ 65,000 | $ 400,000 |
| Midland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Presque Isle County Michigan | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Beltrami County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Faribault County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fillmore County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Koochiching County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Lake of the Woods County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Lincoln County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
| Martin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Red Lake County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Redwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Renville County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Steele County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Traverse County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Waseca County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Yellow Medicine County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Camden County Missouri | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Cass County Missouri | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Clay County Missouri | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Gasconade County Missouri | 1 | $ 635,000 | $ 635,000 | $ 388,000 |
| Greene County Missouri | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Jackson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| St. Charles County Missouri | 1 | $ 245,000 | $ 245,000 | $ 197,000 |
| Madison County Montana | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Missoula County Montana | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Park County Montana | 1 | $ 225,000 | $ 225,000 | $ 266,000 |
| Hall County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 211,000 |
| Lancaster County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Washington County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Carroll County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 294,000 |
| Coos County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Grafton County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Merrimack County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Rockingham County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Strafford County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 204,000 |
| Atlantic County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 326,000 |
| Monmouth County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Sussex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Dona Ana County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| Otero County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Santa Fe County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Valencia County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Bronx County New York | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Chenango County New York | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Nassau County New York | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| New York County New York | 1 | $ 585,000 | $ 585,000 | $ 199,000 |
| Orange County New York | 1 | $ 335,000 | $ 335,000 | $ 1,216,000 |
| Richmond County New York | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Rockland County New York | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Saratoga County New York | 1 | $ 35,000 | $ 35,000 | $ 330,000 |
| Westchester County New York | 1 | $ 665,000 | $ 665,000 | $ 183,000 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Buncombe County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 285,000 |
| Catawba County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Franklin County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Iredell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 272,000 |
| Johnston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Macon County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| New Hanover County North Carolina | 1 | $ 965,000 | $ 965,000 | $ 138,000 |
| Burleigh County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Grand Forks County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| McLean County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Delaware County Ohio | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 184,000 |
| Hamilton County Ohio | 1 | $ 575,000 | $ 575,000 | $ 470,000 |
| Portage County Ohio | 1 | $ 265,000 | $ 265,000 | $ 324,000 |
| Ross County Ohio | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Trumbull County Ohio | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Craig County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Logan County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 192,000 |
| Oklahoma County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 170,000 |
| Payne County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Rogers County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Tulsa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Clatsop County Oregon | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Lincoln County Oregon | 1 | $ 295,000 | $ 295,000 | $ 370,000 |
| Washington County Oregon | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Beaver County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Delaware County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 264,000 |
| Fayette County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Lancaster County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 250,000 |
| Montgomery County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Westmoreland County Pennsylvania | 1 | $ 755,000 | $ 755,000 | $ 374,000 |
| Beaufort County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Lancaster County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Clay County South Dakota | 1 | $ 23,005,000 | $ 23,005,000 | $ 0 |
| Deuel County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 278,000 |
| Hughes County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Lawrence County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 250,000 |
| Minnehaha County South Dakota | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| Pennington County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Walworth County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Blount County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 295,000 |
| Bradley County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Lincoln County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Loudon County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 146,000 |
| Marshall County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Sevier County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 528,000 |
| Tipton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Wilson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Austin County Texas | 1 | $ 205,000 | $ 205,000 | $ 319,000 |
| Brazoria County Texas | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Collin County Texas | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Hidalgo County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Palo Pinto County Texas | 1 | $ 415,000 | $ 415,000 | $ 153,000 |
| Rusk County Texas | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Walker County Texas | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Davis County Utah | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Salt Lake County Utah | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Wasatch County Utah | 1 | $ 365,000 | $ 365,000 | $ 275,000 |
| Washington County Utah | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Weber County Utah | 1 | $ 925,000 | $ 925,000 | $ 321,000 |
| Chittenden County Vermont | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Accomack County Virginia | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Carroll County Virginia | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Culpeper County Virginia | 1 | $ 435,000 | $ 435,000 | $ 210,000 |
| Goochland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Middlesex County Virginia | 1 | $ 615,000 | $ 615,000 | $ 139,000 |
| Northampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 600,000 |
| Pulaski County Virginia | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| Warren County Virginia | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Westmoreland County Virginia | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Winchester County Virginia | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Clallam County Washington | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Kitsap County Washington | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Klickitat County Washington | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Stevens County Washington | 1 | $ 165,000 | $ 165,000 | $ 359,000 |
| Barron County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Buffalo County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Columbia County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 75,000 |
| La Crosse County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Oconto County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Pepin County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Rock County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Sauk County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 176,000 |
| Waukesha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 165,000 |
| Winnebago County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Wood County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,710 | $657,220,000 | $242,000 | $9,165,000 | $140,000 | $3,423,000 |
| Home Purchase | 2,372 | $750,260,000 | $316,000 | $23,005,000 | $116,000 | $1,284,000 |
| Cash-out Refinancing | 1,558 | $409,610,000 | $262,000 | $1,135,000 | $128,000 | $1,059,000 |
| Home Improvement | 1,197 | $88,535,000 | $73,000 | $625,000 | $128,000 | $2,173,000 |
| Other Purpose | 971 | $70,045,000 | $72,000 | $545,000 | $132,000 | $1,405,000 |
| Not Applicable | 1 | $215,000 | $215,000 | $215,000 | $162,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,303 | $1,364,965,000 | $216,000 | $1,985,000 | $130,000 | $2,024,000 |
| Not Provided | 1,091 | $260,015,000 | $238,000 | $2,555,000 | $142,000 | $3,423,000 |
| Black or African American | 523 | $100,055,000 | $191,000 | $1,105,000 | $92,000 | $1,272,000 |
| Hispanic | 455 | $67,595,000 | $148,000 | $1,435,000 | $131,000 | $790,000 |
| Asian | 284 | $62,330,000 | $219,000 | $1,105,000 | $111,000 | $420,000 |
| American Indian or Alaskan Native | 70 | $11,660,000 | $166,000 | $455,000 | $101,000 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $2,790,000 | $107,000 | $325,000 | $134,000 | $439,000 |
| Not applicable | 20 | $96,410,000 | $4,820,000 | $23,005,000 | $226,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,809 | $1,975,885,000 | $224,000 | $23,005,000 | $129,000 | $3,423,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,830 | $1,346,750,000 | $231,000 | $23,005,000 | $137,000 | $1,405,000 |
| Application Denied By Financial Institution | 776 | $112,630,000 | $145,000 | $1,105,000 | $91,000 | $2,173,000 |
| Application Approved But Not Accepted | 715 | $181,445,000 | $253,000 | $1,805,000 | $122,000 | $1,128,000 |
| Application Withdrawn By Applicant | 671 | $115,505,000 | $172,000 | $1,105,000 | $149,000 | $3,423,000 |
| Preapproval Approved but not Accepted | 486 | $136,120,000 | $280,000 | $905,000 | $104,000 | $840,000 |
| Preapproval Denied by Financial Institution | 256 | $63,600,000 | $248,000 | $755,000 | $73,000 | $1,026,000 |
| File Closed For Incompleteness | 75 | $19,835,000 | $264,000 | $995,000 | $100,000 | $381,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,777 | $1,799,655,000 | $231,000 | $23,005,000 | $135,000 | $3,423,000 |
| Debt-To-Income Ratio | 426 | $75,060,000 | $176,000 | $765,000 | $65,000 | $463,000 |
| Credit History | 396 | $71,110,000 | $179,000 | $1,105,000 | $96,000 | $2,173,000 |
| Other | 91 | $13,995,000 | $153,000 | $665,000 | $108,000 | $462,000 |
| Collateral | 78 | $9,610,000 | $123,000 | $705,000 | $134,000 | $480,000 |
| Unverifiable Information | 28 | $4,040,000 | $144,000 | $505,000 | $75,000 | $450,000 |
| Employment History | 10 | $1,560,000 | $156,000 | $345,000 | $77,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $855,000 | $285,000 | $365,000 | $151,000 | $310,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.